Nepal Infrastructure Bank Limited (NIFRA) Share Price & Fundamentals

Nepal Infrastructure Bank (NIFRA) share price is Rs. 244.30, up 0.08% on 2026-10-13. Open Rs. 245.00. High Rs. 246.90. Low Rs. 242.40. Volume 42,035.

Nepal Infrastructure Bank Limited is a NEPSE-listed company (NIFRA), Investment sector. Revenue: Rs. 150.47 Crore. Net profit: Rs. 98.74 Crore. Net worth: Rs. 2,576.53 Crore.

About Nepal Infrastructure Bank Limited

Nepal Infrastructure Bank Limited (NIFRA) has 21,60,00,000 shares outstanding. Its most recent declared dividend was 6.32% on face value.

Company website: www.nifrabank.com.

NIFRA key metrics

NIFRA strengths

What Nepal Infrastructure Bank Limited's own accounts show in its favour, graded against the rest of its sector.

• Earns 3% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
• Bad-loan charges come to -14.1% of income, so borrowers are paying back well. (Asset Quality)
• 62% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Turns 65.6% of its income into profit once every cost is paid. (Profitability)
• Keeps 94.2% of income as profit from everyday banking, before tax. (Profitability)
• Owns 1.61x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• Customer deposits grew 826.7% on last year, giving it more cheap money to lend. (Growth)
• 96.1% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Staff costs come to 15.3% of income, so wages are well controlled. (Efficiency)
• The loan book grew 19.6% on last year, so more money is being put to work. (Growth)
• The bank grew 46.4% bigger over the year. (Shareholder Returns)
• Makes 4.6% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Loans are 60% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)

NIFRA weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Lends out 324.4% of deposits, near or above the 90% cap, so there is little spare cash. (Liquidity & Funding)
• Return on shareholders' money is 4.8%, below what owners would hope for. (Profitability)
• Profit moved -20% on last year, so earnings are not building up. (Growth)
• Each share produced Rs 4.57 over the year. (Shareholder Returns)
• Only 48.7% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Income from lending moved -23.9%, so the core business is not growing. (Growth)
• Only 3.9% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Each share is backed by only Rs 119.28 of net worth. (Shareholder Returns)
• Total income moved -21.7% on last year. (Growth)

NIFRA Q4 2082/83 results

In Q4 2082/83 Nepal Infrastructure Bank Limited reported profit of Rs. 34.41 crore and total operating income of Rs. 40.12 crore. Profit in Q3 2082/83 was Rs. 23.34 crore. Profit grew 47.44% on the previous quarter. Total operating income grew 15.43% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 24.55 crore. Profit grew 40.17% on the same quarter last year. Total operating income fell 5.75% on the same quarter last year.

NIFRA annual results 2082/83

For the financial year 2082/83 Nepal Infrastructure Bank Limited reported net profit of Rs. 98.74 crore, total operating income of Rs. 150.47 crore and net worth of Rs. 2,576.53 crore. Net profit in 2081/82 was Rs. 123.4 crore. Net profit fell 19.98% on the year. Total operating income fell 21.71% on the year.

NIFRA profit and loss for 2082/83

In the financial year 2082/83, Nepal Infrastructure Bank Limited reported net interest income of Rs. 144.67 crore, net fee and commission income of Rs. 5.81 crore, total operating income of Rs. 150.47 crore, impairment charge/(reversal) of Rs. 21.28 crore, net operating income of Rs. 171.75 crore, operating expenses of Rs. 30.07 crore, operating profit of Rs. 141.68 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 141.72 crore, income tax expense of Rs. 42.98 crore and profit for the year of Rs. 98.74 crore.

Reported under net interest income: interest income of Rs. 242.4 crore and interest expense of Rs. 97.73 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.81 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 23.08 crore and other operating expenses of Rs. 6.99 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 42.98 crore.

NIFRA profit and loss for 2081/82

In the financial year 2081/82, Nepal Infrastructure Bank Limited reported net interest income of Rs. 190.08 crore, net fee and commission income of Rs. 2.11 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 192.19 crore, impairment charge/(reversal) of Rs. 18.34 crore, net operating income of Rs. 210.53 crore, operating expenses of Rs. 33.87 crore, operating profit of Rs. 176.66 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 176.64 crore, income tax expense of Rs. 53.24 crore and profit for the year of Rs. 123.4 crore.

Reported under net interest income: interest income of Rs. 247 crore and interest expense of Rs. 56.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.12 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 26.69 crore, other operating expenses of Rs. 5.2 crore and depreciation & amortisation of Rs. 1.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0.07 crore. Reported under income tax expense: current tax of Rs. 53.48 crore and deferred tax of Rs. 0.24 crore.

NIFRA profit and loss for 2080/81

In the financial year 2080/81, Nepal Infrastructure Bank Limited reported net interest income of Rs. 255.04 crore, net fee and commission income of Rs. 1.17 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 256.22 crore, impairment charge/(reversal) of Rs. 31.08 crore, net operating income of Rs. 225.13 crore, operating expenses of Rs. 35.09 crore, operating profit of Rs. 190.04 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 189.99 crore, income tax expense of Rs. 57.01 crore and profit for the year of Rs. 132.98 crore.

Reported under net interest income: interest income of Rs. 278.4 crore and interest expense of Rs. 23.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.18 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 28.76 crore, other operating expenses of Rs. 4.03 crore and depreciation & amortisation of Rs. 2.3 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0.06 crore. Reported under income tax expense: current tax of Rs. 57.29 crore and deferred tax of Rs. 0.28 crore.

NIFRA balance sheet for 2081/82

In the financial year 2081/82, Nepal Infrastructure Bank Limited reported total assets of Rs. 4,155.05 crore, total liabilities of Rs. 1,578.52 crore and total equity of Rs. 2,576.53 crore.

Reported under total assets: cash and cash equivalents of Rs. 8.55 crore, due from nepal rastra bank of Rs. 22.15 crore, placement with banks and fis of Rs. 471 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 2,494.8 crore, investment securities of Rs. 1,150.47 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 5.92 crore, goodwill and intangible assets of Rs. 0.05 crore, deferred tax assets of Rs. 0.58 crore and other assets of Rs. 1.52 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 768.99 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 4.47 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 12.34 crore, other liabilities of Rs. 66.09 crore, debt securities issued of Rs. 726.63 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,160 crore, share premium of Rs. 0 crore, retained earnings of Rs. 202.2 crore, reserves of Rs. 214.34 crore and non controlling interest of Rs. 0 crore.

NIFRA balance sheet for 2080/81

In the financial year 2080/81, Nepal Infrastructure Bank Limited reported total assets of Rs. 2,837.53 crore, total liabilities of Rs. 385.23 crore and total equity of Rs. 2,452.3 crore.

Reported under total assets: cash and cash equivalents of Rs. 6.65 crore, due from nepal rastra bank of Rs. 79.29 crore, placement with banks and fis of Rs. 296 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 2,086.5 crore, investment securities of Rs. 357.4 crore, current tax assets of Rs. 1.91 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 7.61 crore, goodwill and intangible assets of Rs. 0.17 crore, deferred tax assets of Rs. 0.34 crore and other assets of Rs. 1.65 crore. Reported under total liabilities: due to banks and fis of Rs. 15.01 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 82.99 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 11.97 crore, other liabilities of Rs. 46.99 crore, debt securities issued of Rs. 228.28 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,160 crore, share premium of Rs. 0 crore, retained earnings of Rs. 76.95 crore, reserves of Rs. 215.35 crore and non controlling interest of Rs. 0 crore.

NIFRA balance sheet for 2079/80

In the financial year 2079/80, Nepal Infrastructure Bank Limited reported total assets of Rs. 2,792.18 crore, total liabilities of Rs. 409.84 crore and total equity of Rs. 2,382.35 crore.

Reported under total assets: cash and cash equivalents of Rs. 6.51 crore, due from nepal rastra bank of Rs. 45.04 crore, placement with banks and fis of Rs. 253 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 2,003.78 crore, investment securities of Rs. 467.87 crore, current tax assets of Rs. 4.2 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 9.57 crore, goodwill and intangible assets of Rs. 0.37 crore, deferred tax assets of Rs. 0.06 crore and other assets of Rs. 1.79 crore. Reported under total liabilities: due to banks and fis of Rs. 45.01 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 89.17 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 47.49 crore, debt securities issued of Rs. 228.17 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,160 crore, share premium of Rs. 0 crore, retained earnings of Rs. 101.12 crore, reserves of Rs. 121.23 crore and non controlling interest of Rs. 0 crore.

NIFRA cash flow for 2081/82

In the financial year 2081/82, Nepal Infrastructure Bank Limited reported net cash flow from operating activities (a) of Rs. 291.67 crore, net cash flow from investing activities (b) of Rs. 774.51 crore, net cash flow from financing activities (c) of Rs. 484.74 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1.9 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 6.65 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 8.55 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 238.53 crore, fees and other income received of Rs. 2.12 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.05 crore, interest paid of Rs. 28.61 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 6.65 crore, other expense paid of Rs. 5.2 crore, operating cash flows before changes in operating assets and liabilities of Rs. 200.23 crore, due from nepal rastra bank of Rs. 57.14 crore, placement with banks and financial institutions of Rs. 175 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 400.28 crore, other assets of Rs. 1.52 crore, due to banks and financial institutions of Rs. 15 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 686 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 12.89 crore, net cash flow from operating activities before tax paid of Rs. 338.67 crore and income taxes paid of Rs. 47 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,837.1 crore, receipts from sale of investment securities of Rs. 1,047.42 crore, purchase of property and equipment of Rs. 0.24 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 15.41 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 500 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 16.11 crore and other receipt/payment of Rs. 0.85 crore.

NIFRA cash flow for 2080/81

In the financial year 2080/81, Nepal Infrastructure Bank Limited reported net cash flow from operating activities (a) of Rs. 64.27 crore, net cash flow from investing activities (b) of Rs. 171.8 crore, net cash flow from financing activities (c) of Rs. 107.4 crore, net increase/(decrease) in cash and cash equivalents of Rs. 0.14 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 6.51 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 6.65 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 222.61 crore, fees and other income received of Rs. 1.18 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.01 crore, interest paid of Rs. 7.27 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 7.63 crore, other expense paid of Rs. 4.03 crore, operating cash flows before changes in operating assets and liabilities of Rs. 204.87 crore, due from nepal rastra bank of Rs. 34.25 crore, placement with banks and financial institutions of Rs. 43 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 79.39 crore, other assets of Rs. 0.15 crore, due to banks and financial institutions of Rs. 30 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 6.18 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 21.16 crore, net cash flow from operating activities before tax paid of Rs. 9.27 crore and income taxes paid of Rs. 55 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 87.27 crore, receipts from sale of investment securities of Rs. 232.54 crore, purchase of property and equipment of Rs. 0.21 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 26.75 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 90.95 crore, interest paid of Rs. 16.45 crore and other receipt/payment of Rs. 0 crore.

NIFRA cash flow for 2079/80

In the financial year 2079/80, Nepal Infrastructure Bank Limited reported net cash flow from operating activities (a) of Rs. 1.81 crore, net cash flow from investing activities (b) of Rs. 452.37 crore, net cash flow from financing activities (c) of Rs. 136.28 crore, net increase/(decrease) in cash and cash equivalents of Rs. 317.9 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 324.41 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 6.51 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 263.26 crore, fees and other income received of Rs. 2.28 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.02 crore, interest paid of Rs. 4.42 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 8.73 crore, other expense paid of Rs. 3.68 crore, operating cash flows before changes in operating assets and liabilities of Rs. 248.71 crore, due from nepal rastra bank of Rs. 7.53 crore, placement with banks and financial institutions of Rs. 397.92 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 474.11 crore, other assets of Rs. 0.23 crore, due to banks and financial institutions of Rs. 130.15 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 45.37 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 14.98 crore, net cash flow from operating activities before tax paid of Rs. 65.46 crore and income taxes paid of Rs. 67.27 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 455.88 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.7 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 4.21 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 228.98 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 90.95 crore, interest paid of Rs. 0.95 crore and other receipt/payment of Rs. 0.81 crore.

NIFRA quarterly for Q4 2082/83

In the quarter Q4 2082/83, Nepal Infrastructure Bank Limited reported net interest income of Rs. 36.54 crore, net fee and commission income of Rs. 3.58 crore, total operating income of Rs. 40.12 crore, impairment charge/(reversal) of Rs. 19.01 crore, net operating income of Rs. 59.13 crore, operating expenses of Rs. 9.47 crore, operating profit of Rs. 49.66 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 49.67 crore, income tax expense of Rs. 15.26 crore and profit for the year of Rs. 34.41 crore.

Reported under net interest income: interest income of Rs. 61.7 crore and interest expense of Rs. 25.16 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.59 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.57 crore and other operating expenses of Rs. 1.9 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 15.26 crore.

NIFRA quarterly for Q3 2082/83

In the quarter Q3 2082/83, Nepal Infrastructure Bank Limited reported net interest income of Rs. 34.05 crore, net fee and commission income of Rs. 0.7 crore, total operating income of Rs. 34.76 crore, impairment charge/(reversal) of Rs. 5.21 crore, net operating income of Rs. 39.97 crore, operating expenses of Rs. 6.6 crore, operating profit of Rs. 33.37 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 33.37 crore, income tax expense of Rs. 10.04 crore and profit for the year of Rs. 23.34 crore.

Reported under net interest income: interest income of Rs. 57.89 crore and interest expense of Rs. 23.83 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.71 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.39 crore and other operating expenses of Rs. 1.21 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 10.04 crore.

NIFRA quarterly for Q2 2082/83

In the quarter Q2 2082/83, Nepal Infrastructure Bank Limited reported net interest income of Rs. 36.76 crore, net fee and commission income of Rs. 0.25 crore, total operating income of Rs. 37.01 crore, impairment charge/(reversal) of Rs. 1.71 crore, net operating income of Rs. 35.29 crore, operating expenses of Rs. 6.47 crore, operating profit of Rs. 28.83 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 28.85 crore, income tax expense of Rs. 8.71 crore and profit for the year of Rs. 20.14 crore.

Reported under net interest income: interest income of Rs. 60.63 crore and interest expense of Rs. 23.86 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.25 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.9 crore and other operating expenses of Rs. 1.57 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.71 crore.

NIFRA quarterly for Q1 2082/83

In the quarter Q1 2082/83, Nepal Infrastructure Bank Limited reported net interest income of Rs. 37.31 crore, net fee and commission income of Rs. 1.27 crore, total operating income of Rs. 38.58 crore, impairment charge/(reversal) of Rs. 1.23 crore, net operating income of Rs. 37.36 crore, operating expenses of Rs. 7.52 crore, operating profit of Rs. 29.83 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 29.84 crore, income tax expense of Rs. 8.98 crore and profit for the year of Rs. 20.85 crore.

Reported under net interest income: interest income of Rs. 62.19 crore and interest expense of Rs. 24.88 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.28 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.22 crore and other operating expenses of Rs. 2.31 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.98 crore.

NIFRA Profit & Loss

Values in Rs. Crore unless stated otherwise.

NIFRA Balance Sheet

Values in Rs. Crore unless stated otherwise.

NIFRA Cash Flow

Values in Rs. Crore unless stated otherwise.

NIFRA Quarterly Results

Values in Rs. Crore unless stated otherwise.

Nepal Infrastructure Bank share price history

Over the last 15 trading sessions NIFRA closed between Rs. 241.50 and Rs. 257.90, finishing at Rs. 244.30 on 2026-10-13 against Rs. 257.90 on 2026-09-22.

NIFRA share price by year

2026, between Rs. 229.90 and Rs. 299.00, 2025, between Rs. 240.10 and Rs. 328.10, 2024, between Rs. 188.10 and Rs. 366.60, 2023, between Rs. 180.20 and Rs. 261.00, 2022, between Rs. 176.90 and Rs. 435.00 and 2021, between Rs. 268.50 and Rs. 672.22.

Nepal Infrastructure Bank share price returns

At Rs. 244.30 on 2026-10-13, NIFRA is up 0.49% over 1 week, up 0.12% over 1 month, down 0.29% over 3 months, down 9.62% over 6 months, down 9.01% over 1 year and down 27.01% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

NIFRA floorsheet for 2026-10-13

NIFRA traded 313 times on 2026-10-13, moving 42,035 shares for Rs. 1.03 crore of turnover. Trades went through between Rs. 236.30 and Rs. 246.90.

Largest buyers by volume: broker 39, Sumeru Securities Pvt.Limited on 13,940 shares across 56 trades, broker 58, Naasa Securities Co. Ltd. on 5,877 shares across 57 trades, broker 42, Sani Securities Company Limited on 2,278 shares across 20 trades, broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 2,187 shares across 22 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 2,108 shares across 9 trades, broker 48, Trishakti Securities Public Limited on 2,050 shares across 14 trades, broker 77, Nabil Stock Dealer Limited on 2,033 shares across 17 trades, broker 45, Imperial Securities Co. Limited on 1,739 shares across 3 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 1,690 shares across 8 trades and broker 61, Bhole Ganesh Securities Limited on 1,000 shares across 17 trades.

Largest sellers by volume: broker 29, Trishul Securities And Investment Limited on 7,000 shares across 15 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 3,130 shares across 27 trades, broker 58, Naasa Securities Co. Ltd. on 2,991 shares across 32 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 2,762 shares across 6 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 2,448 shares across 8 trades, broker 36, Secured Securities Limited on 2,320 shares across 13 trades, broker 48, Trishakti Securities Public Limited on 2,273 shares across 12 trades, broker 32, Premier Securites Company Limited on 2,254 shares across 7 trades, broker 96, Himalayan Securities Limited on 1,500 shares across 5 trades and broker 65, Sharepro Securities Private Limited on 1,176 shares across 7 trades.

NIFRA dividend history: bonus shares and cash dividend

Nepal Infrastructure Bank Limited most recently declared an 8% bonus share issue and a 5.2632% cash dividend, 13.2632% in total for 2082/2083, announced on 2026-09-18. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Nepal Infrastructure Bank Limited declared an 8% bonus share issue and a 5.2632% cash dividend, 13.2632% in total, announced on 2026-09-18.

For 2081/2082 Nepal Infrastructure Bank Limited declared a 6.3158% cash dividend, announced on 2025-11-18.

For 2079/2080 Nepal Infrastructure Bank Limited declared a 4.2105% cash dividend, announced on 2023-12-01.

For 2078/2079 Nepal Infrastructure Bank Limited declared a 4.2105% cash dividend, announced on 2022-10-23.

NIFRA general meetings

Annual and special general meetings Nepal Infrastructure Bank Limited has called. A dividend is declared by the board and approved at the AGM.

• 8th AGM for 2082/2083: on 2026-10-09, at Anupam Foodland and Banquet, Battisputali, Kathmandu (9:00 AM) (Attendance Book will be kept open from 8:00 AM to 9:30 AM)
• 7th AGM for 2081/2082: on 2025-12-09, at Anupam Foodland and Banquet, Battisputali, Kathmandu (9:00 AM) (Attendance Book will be kept open from 8:00 AM to 9:30 AM)
• 6th AGM for 2080/2081: on 2024-12-19, at Karki Banquet, Babarmahal Height, Kathmandu (9:00 AM) Attendance Book will be kept open from 8:00 AM to 9:30 AM

6 years of annual statements and 12 quarters of results for NIFRA, with charts and peer comparison, are free on NepView.

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