Guheshowori Merchant Bank & Finance Co. Ltd. (GMFIL) Share Price & Fundamentals

Guheshowori Merchant Bank & Finance (GMFIL) share price is Rs. 409.40, down 0.27% on 2026-10-13. Open Rs. 410.10. High Rs. 413.00. Low Rs. 409.30. Volume 3,595.

Guheshowori Merchant Bank & Finance Co. Ltd. is a NEPSE-listed company (GMFIL), Finance sector. Revenue: Rs. 24.56 Crore. Net profit: Rs. 4.62 Crore. Net worth: Rs. 163.24 Crore.

About Guheshowori Merchant Bank & Finance Co. Ltd.

Guheshowori Merchant Bank & Finance Co. Ltd. (GMFIL) has 1,01,21,760 shares outstanding.

GMFIL key metrics

Market CapRs. 414.38 Crore
P/E Ratio173.88
P/E Ratio (TTM)89.76
EPSRs. 2.35
EPS (TTM)Rs. 4.56
Book ValueRs. 161.27
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 540.00
52 Week LowRs. 393.10

GMFIL strengths

What Guheshowori Merchant Bank & Finance Co. Ltd.'s own accounts show in its favour, graded against the rest of its sector.

GMFIL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

GMFIL Q4 2082/83 results

In Q4 2082/83 Guheshowori Merchant Bank & Finance Co. Ltd. reported profit of Rs. 0.06 crore and total operating income of Rs. 3.08 crore. Profit in Q3 2082/83 was Rs. 2.87 crore. Profit fell 97.92% on the previous quarter. Total operating income fell 67.07% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was a loss of Rs. 0.45 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income fell 54.77% on the same quarter last year.

GMFIL annual results 2082/83

For the financial year 2082/83 Guheshowori Merchant Bank & Finance Co. Ltd. reported net profit of Rs. 4.62 crore, total operating income of Rs. 24.56 crore and net worth of Rs. 163.24 crore. Net profit in 2081/82 was Rs. 2.38 crore. Net profit grew 93.70% on the year. Total operating income grew 1.35% on the year.

GMFIL profit and loss for 2082/83

In the financial year 2082/83, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 21.04 crore, net fee and commission income of Rs. 2.39 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.13 crore, total operating income of Rs. 24.56 crore, impairment charge/(reversal) of Rs. 0.71 crore, net operating income of Rs. 25.28 crore, operating expenses of Rs. 18.55 crore, operating profit of Rs. 6.72 crore, non-operating income/(expense) of Rs. 0.07 crore, profit before income tax of Rs. 6.79 crore, income tax expense of Rs. 2.18 crore and profit for the year of Rs. 4.62 crore.

Reported under net interest income: interest income of Rs. 61.3 crore and interest expense of Rs. 40.25 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.51 crore and fee and commission expense of Rs. 0.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 12.24 crore, other operating expenses of Rs. 4.31 crore and depreciation & amortisation of Rs. 2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.07 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.3 crore and deferred tax of Rs. 0.13 crore.

GMFIL profit and loss for 2081/82

In the financial year 2081/82, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 17.97 crore, net fee and commission income of Rs. 2.87 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.4 crore, total operating income of Rs. 24.24 crore, impairment charge/(reversal) of Rs. 2.27 crore, net operating income of Rs. 21.97 crore, operating expenses of Rs. 16.57 crore, operating profit of Rs. 5.4 crore, non-operating income/(expense) of Rs. 0.55 crore, profit before income tax of Rs. 4.86 crore, income tax expense of Rs. 2.47 crore and profit for the year of Rs. 2.38 crore.

Reported under net interest income: interest income of Rs. 75.55 crore and interest expense of Rs. 57.57 crore. Reported under net fee and commission income: fee and commission income of Rs. 3 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.14 crore, other operating expenses of Rs. 4.01 crore and depreciation & amortisation of Rs. 2.42 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.55 crore. Reported under income tax expense: current tax of Rs. 3.11 crore and deferred tax of Rs. 0.64 crore.

GMFIL profit and loss for 2080/81

In the financial year 2080/81, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 17.58 crore, net fee and commission income of Rs. 2.38 crore, net trading income of Rs. 0 crore, other operating income of Rs. 6.44 crore, total operating income of Rs. 26.4 crore, impairment charge/(reversal) of Rs. 9.16 crore, net operating income of Rs. 17.24 crore, operating expenses of Rs. 17.13 crore, operating profit of Rs. 0.11 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 0.14 crore, income tax expense of Rs. 0.52 crore and profit for the year of Rs. 0.38 crore.

Reported under net interest income: interest income of Rs. 94.02 crore and interest expense of Rs. 76.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.51 crore and fee and commission expense of Rs. 0.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.65 crore, other operating expenses of Rs. 4.85 crore and depreciation & amortisation of Rs. 2.63 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.14 crore and deferred tax of Rs. 0.38 crore.

GMFIL balance sheet for 2081/82

In the financial year 2081/82, Guheshowori Merchant Bank & Finance Co. Ltd. reported total assets of Rs. 996.74 crore, total liabilities of Rs. 833.5 crore and total equity of Rs. 163.24 crore.

Reported under total assets: cash and cash equivalents of Rs. 88.31 crore, due from nepal rastra bank of Rs. 36.77 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 21.37 crore, loans and advances to customers of Rs. 535.59 crore, investment securities of Rs. 259.53 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 5.53 crore, investment property of Rs. 14.81 crore, property and equipment of Rs. 21.2 crore, goodwill and intangible assets of Rs. 0.08 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 13.54 crore. Reported under total liabilities: due to banks and fis of Rs. 11.16 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 804.41 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0.07 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 10.38 crore, other liabilities of Rs. 7.49 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 101.22 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0.77 crore, reserves of Rs. 62.79 crore and non controlling interest of Rs. 0 crore.

GMFIL balance sheet for 2080/81

In the financial year 2080/81, Guheshowori Merchant Bank & Finance Co. Ltd. reported total assets of Rs. 994.14 crore, total liabilities of Rs. 847.78 crore and total equity of Rs. 146.36 crore.

Reported under total assets: cash and cash equivalents of Rs. 94.08 crore, due from nepal rastra bank of Rs. 38.33 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 23.47 crore, loans and advances to customers of Rs. 565.81 crore, investment securities of Rs. 239.02 crore, current tax assets of Rs. 2.47 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 5.25 crore, investment property of Rs. 1.22 crore, property and equipment of Rs. 19.75 crore, goodwill and intangible assets of Rs. 0.15 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 4.59 crore. Reported under total liabilities: due to banks and fis of Rs. 17.24 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 815.71 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.1 crore, deferred tax liabilities of Rs. 6.07 crore, other liabilities of Rs. 8.66 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 101.22 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.81 crore, reserves of Rs. 46.95 crore and non controlling interest of Rs. 0 crore.

GMFIL cash flow for 2081/82

In the financial year 2081/82, Guheshowori Merchant Bank & Finance Co. Ltd. reported net cash flow from operating activities (a) of Rs. 14.68 crore, net cash flow from investing activities (b) of Rs. 8.93 crore, net cash flow from financing activities (c) of Rs. 0.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 5.77 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 94.08 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 88.31 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 70.63 crore, fees and other income received of Rs. 3 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.04 crore, interest paid of Rs. 57.59 crore, commission and fees paid of Rs. 0.13 crore, cash payment to employees of Rs. 10.05 crore, other expense paid of Rs. 5.23 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.66 crore, due from nepal rastra bank of Rs. 1.57 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 2.16 crore, loan and advances to customers of Rs. 8.05 crore, other assets of Rs. 8.96 crore, due to banks and financial institutions of Rs. 6.09 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 11.3 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.2 crore, net cash flow from operating activities before tax paid of Rs. 14.1 crore and income taxes paid of Rs. 0.58 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 909.71 crore, receipts from sale of investment securities of Rs. 911.04 crore, purchase of property and equipment of Rs. 3.15 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 1.15 crore, interest received of Rs. 9.35 crore and dividend received of Rs. 0.25 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.03 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

GMFIL cash flow for 2080/81

In the financial year 2080/81, Guheshowori Merchant Bank & Finance Co. Ltd. reported net cash flow from operating activities (a) of Rs. 56.43 crore, net cash flow from investing activities (b) of Rs. 23.32 crore, net cash flow from financing activities (c) of Rs. 0.06 crore, net increase/(decrease) in cash and cash equivalents of Rs. 33.06 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 61.03 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 94.08 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 79.62 crore, fees and other income received of Rs. 2.53 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 76.14 crore, commission and fees paid of Rs. 0.12 crore, cash payment to employees of Rs. 11.04 crore, other expense paid of Rs. 6.07 crore, operating cash flows before changes in operating assets and liabilities of Rs. 11.21 crore, due from nepal rastra bank of Rs. 7.82 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 13.36 crore, loan and advances to customers of Rs. 11.12 crore, other assets of Rs. 8.13 crore, due to banks and financial institutions of Rs. 10.57 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 77.35 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.04 crore, net cash flow from operating activities before tax paid of Rs. 58.08 crore and income taxes paid of Rs. 1.65 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 61.41 crore, receipts from sale of investment securities of Rs. 28.39 crore, purchase of property and equipment of Rs. 0.67 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.09 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 10.12 crore and dividend received of Rs. 0.34 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.06 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

GMFIL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 3.53 crore, net fee and commission income of Rs. 0.6 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.05 crore, total operating income of Rs. 3.08 crore, impairment charge/(reversal) of Rs. 2.89 crore, net operating income of Rs. 5.97 crore, operating expenses of Rs. 5.65 crore, operating profit of Rs. 0.33 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.33 crore, income tax expense of Rs. 0.27 crore and profit for the year of Rs. 0.06 crore.

Reported under net interest income: interest income of Rs. 12.5 crore and interest expense of Rs. 8.97 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.65 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 3.92 crore, other operating expenses of Rs. 1.32 crore and depreciation & amortisation of Rs. 0.41 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.39 crore and deferred tax of Rs. 0.13 crore.

GMFIL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 6.86 crore, net fee and commission income of Rs. 0.56 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.94 crore, total operating income of Rs. 9.36 crore, impairment charge/(reversal) of Rs. 1.02 crore, net operating income of Rs. 8.34 crore, operating expenses of Rs. 4.34 crore, operating profit of Rs. 4 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 4.06 crore, income tax expense of Rs. 1.19 crore and profit for the year of Rs. 2.87 crore.

Reported under net interest income: interest income of Rs. 16.15 crore and interest expense of Rs. 9.29 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.58 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.82 crore, other operating expenses of Rs. 0.95 crore and depreciation & amortisation of Rs. 0.57 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.19 crore and deferred tax of Rs. 0 crore.

GMFIL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 5.62 crore, net fee and commission income of Rs. 0.63 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.06 crore, total operating income of Rs. 6.31 crore, impairment charge/(reversal) of Rs. 3.34 crore, net operating income of Rs. 9.65 crore, operating expenses of Rs. 4.18 crore, operating profit of Rs. 5.47 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 5.48 crore, income tax expense of Rs. 0.72 crore and profit for the year of Rs. 4.76 crore.

Reported under net interest income: interest income of Rs. 15.91 crore and interest expense of Rs. 10.29 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.67 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.63 crore, other operating expenses of Rs. 1.04 crore and depreciation & amortisation of Rs. 0.5 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.72 crore and deferred tax of Rs. 0 crore.

GMFIL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Guheshowori Merchant Bank & Finance Co. Ltd. reported net interest income of Rs. 5.04 crore, net fee and commission income of Rs. 0.59 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.18 crore, total operating income of Rs. 5.81 crore, impairment charge/(reversal) of Rs. 4.5 crore, net operating income of Rs. 1.31 crore, operating expenses of Rs. 4.39 crore, operating profit of Rs. 3.08 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.08 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 3.08 crore.

Reported under net interest income: interest income of Rs. 16.74 crore and interest expense of Rs. 11.7 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.62 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.86 crore, other operating expenses of Rs. 1.01 crore and depreciation & amortisation of Rs. 0.52 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

GMFIL Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/81
Net Interest Income21.018.017.6
   Interest Income61.375.594.0
   Interest Expense-40.3-57.6-76.4
Net Fee and Commission Income2.42.92.4
   Fee and Commission Income2.53.02.5
   Fee and Commission Expense-0.12-0.13-0.12
Net Trading Income0.000.000.00
Other Operating Income1.13.46.4
Total Operating Income24.624.226.4
Impairment Charge/(Reversal)0.71-2.3-9.2
Net Operating Income25.322.017.2
Operating Expenses-18.6-16.6-17.1
   Operating Expense - Personnel Expenses-12.2-10.1-9.6
   Other Operating Expenses-4.3-4.0-4.9
   Depreciation & Amortisation-2.0-2.4-2.6
Operating Profit6.75.40.11
Non-Operating Income/(Expense)0.07-0.550.03
   Non-Operating Income0.070.000.03
   Non-Operating Expense0.00-0.550.00
Profit Before Income Tax6.84.90.14
Income Tax Expense-2.2-2.5-0.52
   Current Tax-2.3-3.1-0.14
   Deferred Tax0.130.64-0.38
Profit for the Year4.62.4-0.38

GMFIL Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/81
Total Assets997994
   Cash and Cash Equivalents88.394.1
   Due from Nepal Rastra Bank36.838.3
   Placement with Banks and FIs0.000.00
   Derivative Financial Instruments0.000.00
   Other Trading Assets0.000.00
   Loans and Advances to Banks and FIs21.423.5
   Loans and Advances to Customers536566
   Investment Securities260239
   Current Tax Assets0.002.5
   Investment in Subsidiaries0.000.00
   Investment in Associates5.55.3
   Investment Property14.81.2
   Property and Equipment21.219.8
   Goodwill and Intangible Assets0.080.15
   Deferred Tax Assets0.000.00
   Other Assets13.54.6
Total Liabilities833848
   Due to Banks and FIs11.217.2
   Due to Nepal Rastra Bank0.000.00
   Derivative Financial Instruments0.000.00
   Deposits from Customers804816
   Borrowings0.000.00
   Current Tax Liabilities0.070.00
   Provisions0.000.10
   Deferred Tax Liabilities10.46.1
   Other Liabilities7.58.7
   Debt Securities Issued0.000.00
   Subordinated Liabilities0.000.00
Total Equity163146
   Share Capital101101
   Share Premium0.000.00
   Retained Earnings-0.77-1.8
   Reserves62.846.9
   Non Controlling Interest0.000.00

GMFIL Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/81
Net Cash Flow from Operating Activities (A)-14.756.4
   Interest Received70.679.6
   Fees and Other Income Received3.02.5
   Dividend Received0.000.00
   Receipts from Other Operating Activities0.040.00
   Interest Paid-57.6-76.1
   Commission and Fees Paid-0.13-0.12
   Cash Payment to Employees-10.1-11.0
   Other Expense Paid-5.2-6.1
   Operating Cash Flows Before Changes in Operating Assets and Liabilities0.66-11.2
   Due from Nepal Rastra Bank1.6-7.8
   Placement with Banks and Financial Institutions0.000.00
   Other Trading Assets0.000.00
   Loan and Advances to Banks and Financial Institutions2.213.4
   Loan and Advances to Customers8.1-11.1
   Other Assets-9.08.1
   Due to Banks and Financial Institutions-6.1-10.6
   Due to Nepal Rastra Bank0.000.00
   Deposit from Customers-11.377.4
   Borrowings0.000.00
   Other Liabilities-0.20-0.04
   Net Cash Flow from Operating Activities Before Tax Paid-14.158.1
   Income Taxes Paid-0.58-1.7
Net Cash Flow from Investing Activities (B)8.9-23.3
   Purchase of Investment Securities-910-61.4
   Receipts from Sale of Investment Securities91128.4
   Purchase of Property and Equipment-3.1-0.67
   Receipt from Sale of Property and Equipment0.000.00
   Purchase of Intangible Assets0.00-0.09
   Receipt from Sale of Intangible Assets0.000.00
   Purchase of Investment Properties0.000.00
   Receipt from Sale of Investment Properties1.20.00
   Interest Received9.310.1
   Dividend Received0.250.34
Net Cash Flow from Financing Activities (C)-0.03-0.06
   Receipt from Issue of Debt Securities0.000.00
   Repayment of Debt Securities0.000.00
   Receipt from Issue of Subordinated Liabilities0.000.00
   Repayment of Subordinated Liabilities0.000.00
   Receipt from Issue of Shares0.000.00
   Dividends Paid-0.03-0.06
   Interest Paid0.000.00
   Other Receipt/Payment0.000.00
Net Increase/(Decrease) in Cash and Cash Equivalents-5.833.1
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)94.161.0
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.00
Cash and Cash Equivalents at Ashadh End88.394.1

GMFIL Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q3 2080/81Q2 2080/81Q1 2080/81
Net Interest Income3.56.95.65.03.35.94.04.15.04.13.65.0
   Interest Income12.516.215.916.716.019.218.720.923.123.023.025.0
   Interest Expense-9.0-9.3-10.3-11.7-12.7-13.4-14.7-16.8-18.1-18.9-19.4-20.0
Net Fee and Commission Income0.600.560.630.590.580.820.690.781.10.470.470.37
   Fee and Commission Income0.650.580.670.620.680.810.720.791.20.470.470.37
   Fee and Commission Expense-0.04-0.01-0.04-0.02-0.100.01-0.03-0.02-0.120.000.000.00
Net Trading Income0.000.000.000.000.000.000.000.000.000.000.000.00
Other Operating Income-1.11.90.060.182.90.910.010.045.80.150.090.20
Total Operating Income3.19.46.35.86.87.64.74.911.94.74.15.5
Impairment Charge/(Reversal)2.9-1.03.3-4.5-1.93.67.8-11.80.660.27-1.6-6.8
Net Operating Income6.08.39.61.34.911.312.5-6.912.55.02.6-1.3
Operating Expenses-5.6-4.3-4.2-4.4-4.7-4.2-3.6-4.5-4.5-3.8-3.9-4.2
   Operating Expense - Personnel Expenses-3.9-2.8-2.6-2.9-2.8-2.7-2.3-2.6-3.1-2.3-2.3-2.6
   Other Operating Expenses-1.3-0.95-1.0-1.0-1.2-0.53-1.0-1.2-0.84-0.91-0.86-0.96
   Depreciation & Amortisation-0.41-0.57-0.50-0.52-0.64-0.94-0.27-0.58-0.58-0.64-0.71-0.66
Operating Profit0.334.05.5-3.10.217.18.9-11.38.01.2-1.3-5.5
Non-Operating Income/(Expense)0.000.060.010.00-0.55-0.220.220.00-0.130.040.020.07
   Non-Operating Income0.000.050.020.000.00-0.270.270.00-0.220.060.040.11
   Non-Operating Expense0.000.00-0.000.00-0.550.04-0.040.000.09-0.02-0.03-0.04
Profit Before Income Tax0.334.15.5-3.1-0.336.89.1-11.37.81.2-1.3-5.4
Income Tax Expense-0.27-1.2-0.720.00-0.12-1.40.000.00-0.770.000.000.00
   Current Tax-0.39-1.2-0.720.00-0.52-1.40.000.00-0.790.000.000.00
   Deferred Tax0.130.000.000.000.40-0.000.000.000.020.000.000.00
Profit for the Year0.062.94.8-3.1-0.455.49.1-11.37.11.2-1.3-5.4

Guheshowori Merchant Bank & Finance share price history

Over the last 15 trading sessions GMFIL closed between Rs. 409.40 and Rs. 431.90, finishing at Rs. 409.40 on 2026-10-13 against Rs. 431.90 on 2026-09-22.

DateOpenHighLowCloseVolume
2026-10-13410.10413.00409.30409.403,595
2026-10-12411.20416.00410.50410.508,918
2026-10-09410.10420.00410.10410.706,720
2026-10-08422.80422.80411.00412.404,215
2026-10-07409.20412.90409.00411.005,780
2026-10-06414.00415.00410.00413.005,072
2026-10-05411.00414.00410.00414.004,704
2026-10-02424.40424.40412.00412.004,605
2026-10-01426.00426.00411.40412.101,800
2026-09-30406.00421.00406.00416.001,770
2026-09-29417.00419.00409.10416.805,864
2026-09-28429.90429.90413.00417.003,875
2026-09-24429.80429.80420.60421.002,016
2026-09-23450.00450.00421.00426.0010,650
2026-09-22423.10438.40423.00431.907,459

GMFIL share price by year

2026, between Rs. 400.00 and Rs. 540.00, 2025, between Rs. 393.10 and Rs. 599.50, 2024, between Rs. 333.00 and Rs. 759.00, 2023, between Rs. 277.00 and Rs. 427.00, 2022, between Rs. 210.23 and Rs. 499.06 and 2021, between Rs. 157.06 and Rs. 659.84.

YearLow (Rs.)High (Rs.)Sessions
2026400.00540.00182
2025393.10599.50225
2024333.00759.00232
2023277.00427.00227
2022210.23499.06242
2021157.06659.84239
202086.94173.88179
201987.73105.91128
201890.10133.09125
2017112.13165.76204
201696.53200.86145
201594.54119.1366

Guheshowori Merchant Bank & Finance share price returns

At Rs. 409.40 on 2026-10-13, GMFIL is down 0.87% over 1 week, down 1.06% over 1 month, down 9.82% over 3 months, down 14.17% over 6 months, down 4.79% over 1 year and up 0.55% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-0.87%413.002026-10-06
1 month-1.06%413.802026-09-11
3 months-9.82%454.002026-07-15
6 months-14.17%477.002026-04-16
1 year-4.79%430.002025-10-13
5 years+0.55%407.172021-10-11

GMFIL floorsheet for 2026-10-13

GMFIL traded 27 times on 2026-10-13, moving 3,595 shares for Rs. 0.15 crore of turnover. Trades went through between Rs. 409.30 and Rs. 413.00.

Largest buyers by volume: broker 16, Primo Securities Pvt. Limited on 1,000 shares across 4 trades, broker 94, K.B.L. Securities Limited on 785 shares across 4 trades, broker 58, Naasa Securities Co. Ltd. on 500 shares across 1 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 420 shares across 4 trades, broker 40, Creative Securities Pvt.Limited on 380 shares across 2 trades, broker 39, Sumeru Securities Pvt.Limited on 150 shares across 2 trades, broker 45, Imperial Securities Co. Limited on 120 shares across 2 trades, broker 17, ABC Securities Pvt. Limited on 100 shares across 1 trades, broker 43, South Asian Bulls Pvt.Limited on 50 shares across 1 trades and broker 46, Kalika Securities Pvt.Limited on 30 shares across 1 trades.

Largest sellers by volume: broker 77, Nabil Stock Dealer Limited on 1,280 shares across 11 trades, broker 25, Sweta Securities Pvt. Limited on 600 shares across 5 trades, broker 84, Milky Way Share Broker Company Ltd on 500 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 500 shares across 1 trades, broker 49, Online Securities Limited on 400 shares across 3 trades, broker 45, Imperial Securities Co. Limited on 200 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 50 shares across 1 trades, broker 22, Siprabi Securities Pvt. Limited on 35 shares across 1 trades and broker 74, Kalash Stock Market Pvt. Ltd. on 30 shares across 3 trades.

GMFIL dividend history: bonus shares and cash dividend

Guheshowori Merchant Bank & Finance Co. Ltd. most recently declared a 6.5% bonus share issue for 2078/2079, announced on 2023-01-18. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2078/20796.5%2023-01-18
2077/207810%2022-01-04

For 2078/2079 Guheshowori Merchant Bank & Finance Co. Ltd. declared a 6.5% bonus share issue, announced on 2023-01-18.

For 2077/2078 Guheshowori Merchant Bank & Finance Co. Ltd. declared a 10% bonus share issue, announced on 2022-01-04.

GMFIL general meetings

Annual and special general meetings Guheshowori Merchant Bank & Finance Co. Ltd. has called. A dividend is declared by the board and approved at the AGM.

3 years of annual statements and 12 quarters of results for GMFIL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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