Multipurpose Finance Company Limited (MPFL) Share Price & Fundamentals

Multipurpose Finance (MPFL) share price is Rs. 575.00, up 0.35% on 2026-10-12. Open Rs. 575.00. High Rs. 579.00. Low Rs. 564.00. Volume 789.

Multipurpose Finance Company Limited is a NEPSE-listed company (MPFL), Finance sector. Revenue: Rs. 13.58 Crore. Net profit: Rs. 4.98 Crore. Net worth: Rs. 74.26 Crore.

About Multipurpose Finance Company Limited

Multipurpose Finance Company Limited (MPFL) has 61,02,000 shares outstanding.

Company website: www.multipurposefinance.com.

MPFL key metrics

Market CapRs. 350.87 Crore
P/E Ratio241.22
P/E Ratio (TTM)70.48
EPSRs. 2.38
EPS (TTM)Rs. 8.16
Book ValueRs. 121.69
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 744.00
52 Week LowRs. 491.00

MPFL strengths

What Multipurpose Finance Company Limited's own accounts show in its favour, graded against the rest of its sector.

MPFL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

MPFL Q4 2082/83 results

In Q4 2082/83 Multipurpose Finance Company Limited reported profit of Rs. 4.45 crore and total operating income of Rs. 3.95 crore. Profit in Q3 2082/83 was a loss of Rs. 0.25 crore. Profit turned from a loss to a profit on the previous quarter. Total operating income grew 68.72% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 0.17 crore. Total operating income fell 23.57% on the same quarter last year.

MPFL annual results 2082/83

For the financial year 2082/83 Multipurpose Finance Company Limited reported net profit of Rs. 4.98 crore, total operating income of Rs. 13.58 crore and net worth of Rs. 74.26 crore. Net profit in 2081/82 was Rs. 1.45 crore. Net profit grew 242.26% on the year. Total operating income fell 5.34% on the year.

MPFL profit and loss for 2082/83

In the financial year 2082/83, Multipurpose Finance Company Limited reported net interest income of Rs. 8.41 crore, net fee and commission income of Rs. 1.59 crore, other operating income of Rs. 3.57 crore, total operating income of Rs. 13.58 crore, impairment charge/(reversal) of Rs. 2.57 crore, net operating income of Rs. 16.15 crore, operating expenses of Rs. 8.97 crore, operating profit of Rs. 7.18 crore, non-operating income/(expense) of Rs. 0.07 crore, profit before income tax of Rs. 7.11 crore, income tax expense of Rs. 2.13 crore and profit for the year of Rs. 4.98 crore.

Reported under net interest income: interest income of Rs. 26.4 crore and interest expense of Rs. 17.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.59 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.39 crore, other operating expenses of Rs. 2.43 crore and depreciation & amortisation of Rs. 1.15 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.07 crore. Reported under income tax expense: current tax of Rs. 2.13 crore.

MPFL profit and loss for 2081/82

In the financial year 2081/82, Multipurpose Finance Company Limited reported net interest income of Rs. 7.59 crore, net fee and commission income of Rs. 1.58 crore, net trading income of Rs. 0 crore, other operating income of Rs. 5.17 crore, total operating income of Rs. 14.34 crore, impairment charge/(reversal) of Rs. 6.39 crore, net operating income of Rs. 7.95 crore, operating expenses of Rs. 6.43 crore, operating profit of Rs. 1.52 crore, non-operating income/(expense) of Rs. 0.15 crore, profit before income tax of Rs. 1.66 crore, income tax expense of Rs. 0.21 crore and profit for the year of Rs. 1.45 crore.

Reported under net interest income: interest income of Rs. 25.32 crore and interest expense of Rs. 17.73 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.58 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 3.77 crore, other operating expenses of Rs. 1.78 crore and depreciation & amortisation of Rs. 0.88 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.15 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.11 crore and deferred tax of Rs. 0.9 crore.

MPFL profit and loss for 2080/81

In the financial year 2080/81, Multipurpose Finance Company Limited reported net interest income of Rs. 8.68 crore, net fee and commission income of Rs. 1.19 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.97 crore, total operating income of Rs. 10.84 crore, impairment charge/(reversal) of Rs. 3.71 crore, net operating income of Rs. 7.13 crore, operating expenses of Rs. 5.04 crore, operating profit of Rs. 2.09 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.09 crore, income tax expense of Rs. 1.04 crore and profit for the year of Rs. 1.05 crore.

Reported under net interest income: interest income of Rs. 23.33 crore and interest expense of Rs. 14.65 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.19 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.81 crore, other operating expenses of Rs. 1.59 crore and depreciation & amortisation of Rs. 0.64 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.03 crore and deferred tax of Rs. 0.01 crore.

MPFL balance sheet for 2081/82

In the financial year 2081/82, Multipurpose Finance Company Limited reported total assets of Rs. 396.24 crore, total liabilities of Rs. 321.99 crore and total equity of Rs. 74.26 crore.

Reported under total assets: cash and cash equivalents of Rs. 31.56 crore, due from nepal rastra bank of Rs. 14.51 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 191.05 crore, investment securities of Rs. 130.6 crore, current tax assets of Rs. 1.06 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.64 crore, property and equipment of Rs. 19.44 crore, goodwill and intangible assets of Rs. 0.11 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 6.27 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 317.27 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0.51 crore, other liabilities of Rs. 4.21 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 61.02 crore, share premium of Rs. 1.05 crore, retained earnings of Rs. 0.37 crore, reserves of Rs. 11.81 crore and non controlling interest of Rs. 0 crore.

MPFL balance sheet for 2080/81

In the financial year 2080/81, Multipurpose Finance Company Limited reported total assets of Rs. 259.95 crore, total liabilities of Rs. 190.98 crore and total equity of Rs. 68.98 crore.

Reported under total assets: cash and cash equivalents of Rs. 56.11 crore, due from nepal rastra bank of Rs. 6.83 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 144.39 crore, investment securities of Rs. 30.47 crore, current tax assets of Rs. 0.23 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.16 crore, property and equipment of Rs. 18.72 crore, goodwill and intangible assets of Rs. 0.15 crore, deferred tax assets of Rs. 0.24 crore and other assets of Rs. 1.63 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 187.03 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.95 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 61.02 crore, share premium of Rs. 1.05 crore, retained earnings of Rs. 0.06 crore, reserves of Rs. 6.85 crore and non controlling interest of Rs. 0 crore.

MPFL balance sheet for 2079/80

In the financial year 2079/80, Multipurpose Finance Company Limited reported total assets of Rs. 207.75 crore, total liabilities of Rs. 156.75 crore and total equity of Rs. 51 crore.

Reported under total assets: cash and cash equivalents of Rs. 44.84 crore, due from nepal rastra bank of Rs. 6.68 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 118.25 crore, investment securities of Rs. 15.27 crore, current tax assets of Rs. 0.71 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.2 crore, property and equipment of Rs. 19.18 crore, goodwill and intangible assets of Rs. 0.19 crore, deferred tax assets of Rs. 0.3 crore and other assets of Rs. 1.15 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 153.09 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.01 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.65 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 45.2 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0.13 crore, reserves of Rs. 5.94 crore and non controlling interest of Rs. 0 crore.

MPFL cash flow for 2081/82

In the financial year 2081/82, Multipurpose Finance Company Limited reported net cash flow from operating activities (a) of Rs. 72.07 crore, net cash flow from investing activities (b) of Rs. 96.62 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 24.55 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 56.11 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 31.56 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 25.32 crore, fees and other income received of Rs. 1.58 crore, dividend received of Rs. 0.53 crore, receipts from other operating activities of Rs. 4.79 crore, interest paid of Rs. 17.73 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 3.59 crore, other expense paid of Rs. 1.86 crore, operating cash flows before changes in operating assets and liabilities of Rs. 9.04 crore, due from nepal rastra bank of Rs. 7.68 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 53.05 crore, other assets of Rs. 5.22 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 130.25 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.58 crore, net cash flow from operating activities before tax paid of Rs. 73.93 crore and income taxes paid of Rs. 1.86 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 356.14 crore, receipts from sale of investment securities of Rs. 261.56 crore, purchase of property and equipment of Rs. 1.54 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0.48 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

MPFL cash flow for 2080/81

In the financial year 2080/81, Multipurpose Finance Company Limited reported net cash flow from operating activities (a) of Rs. 9.66 crore, net cash flow from investing activities (b) of Rs. 15.17 crore, net cash flow from financing activities (c) of Rs. 16.79 crore, net increase/(decrease) in cash and cash equivalents of Rs. 11.28 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 44.84 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 56.11 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 23.33 crore, fees and other income received of Rs. 1.19 crore, dividend received of Rs. 0.19 crore, receipts from other operating activities of Rs. 0.87 crore, interest paid of Rs. 14.65 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 2.58 crore, other expense paid of Rs. 1.65 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.71 crore, due from nepal rastra bank of Rs. 0.15 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 29.85 crore, other assets of Rs. 0.04 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 33.94 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.06 crore, net cash flow from operating activities before tax paid of Rs. 10.74 crore and income taxes paid of Rs. 1.08 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 18.29 crore, receipts from sale of investment securities of Rs. 3.22 crore, purchase of property and equipment of Rs. 0.12 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0.03 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 16.87 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.08 crore.

MPFL cash flow for 2079/80

In the financial year 2079/80, Multipurpose Finance Company Limited reported net cash flow from operating activities (a) of Rs. 20.25 crore, net cash flow from investing activities (b) of Rs. 9.09 crore, net cash flow from financing activities (c) of Rs. 0.04 crore, net increase/(decrease) in cash and cash equivalents of Rs. 11.12 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 33.71 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 44.84 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 18.16 crore, fees and other income received of Rs. 1.12 crore, dividend received of Rs. 0.01 crore, receipts from other operating activities of Rs. 0.14 crore, interest paid of Rs. 13.33 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 2.32 crore, other expense paid of Rs. 1.41 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.37 crore, due from nepal rastra bank of Rs. 4.3 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0.58 crore, loan and advances to customers of Rs. 48.03 crore, other assets of Rs. 0 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 69.01 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.78 crore, net cash flow from operating activities before tax paid of Rs. 20.41 crore and income taxes paid of Rs. 0.16 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 7.44 crore, receipts from sale of investment securities of Rs. 0.02 crore, purchase of property and equipment of Rs. 0.81 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0.86 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.04 crore.

MPFL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Multipurpose Finance Company Limited reported net interest income of Rs. 3.1 crore, net fee and commission income of Rs. 0.54 crore, other operating income of Rs. 0.31 crore, total operating income of Rs. 3.95 crore, impairment charge/(reversal) of Rs. 6.07 crore, net operating income of Rs. 10.02 crore, operating expenses of Rs. 3.67 crore, operating profit of Rs. 6.35 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.35 crore, income tax expense of Rs. 1.91 crore and profit for the year of Rs. 4.45 crore.

Reported under net interest income: interest income of Rs. 7.64 crore and interest expense of Rs. 4.54 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.54 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.21 crore, other operating expenses of Rs. 0.85 crore and depreciation & amortisation of Rs. 0.62 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.91 crore.

MPFL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Multipurpose Finance Company Limited reported net interest income of Rs. 1.73 crore, net fee and commission income of Rs. 0.36 crore, other operating income of Rs. 0.25 crore, total operating income of Rs. 2.34 crore, impairment charge/(reversal) of Rs. 0.93 crore, net operating income of Rs. 1.41 crore, operating expenses of Rs. 1.77 crore, operating profit of Rs. 0.36 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.36 crore, income tax expense of Rs. 0.11 crore and profit for the year of Rs. 0.25 crore.

Reported under net interest income: interest income of Rs. 6.08 crore and interest expense of Rs. 4.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.36 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.1 crore, other operating expenses of Rs. 0.47 crore and depreciation & amortisation of Rs. 0.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.11 crore.

MPFL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Multipurpose Finance Company Limited reported net interest income of Rs. 1.82 crore, net fee and commission income of Rs. 0.4 crore, other operating income of Rs. 1.13 crore, total operating income of Rs. 3.34 crore, impairment charge/(reversal) of Rs. 2.64 crore, net operating income of Rs. 0.7 crore, operating expenses of Rs. 1.52 crore, operating profit of Rs. 0.82 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.82 crore, income tax expense of Rs. 0.25 crore and profit for the year of Rs. 0.57 crore.

Reported under net interest income: interest income of Rs. 6.24 crore and interest expense of Rs. 4.43 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.4 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.77 crore, other operating expenses of Rs. 0.58 crore and depreciation & amortisation of Rs. 0.17 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.25 crore.

MPFL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Multipurpose Finance Company Limited reported net interest income of Rs. 1.77 crore, net fee and commission income of Rs. 0.29 crore, other operating income of Rs. 1.88 crore, total operating income of Rs. 3.94 crore, impairment charge/(reversal) of Rs. 0.08 crore, net operating income of Rs. 4.01 crore, operating expenses of Rs. 2.01 crore, operating profit of Rs. 2.01 crore, non-operating income/(expense) of Rs. 0.07 crore, profit before income tax of Rs. 1.94 crore, income tax expense of Rs. 0.58 crore and profit for the year of Rs. 1.36 crore.

Reported under net interest income: interest income of Rs. 6.43 crore and interest expense of Rs. 4.66 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.29 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.31 crore, other operating expenses of Rs. 0.53 crore and depreciation & amortisation of Rs. 0.17 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.07 crore. Reported under income tax expense: current tax of Rs. 0.58 crore.

MPFL Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/812079/802078/792077/78
Net Interest Income8.47.68.74.83.42.7
   Interest Income26.425.323.318.29.26.2
   Interest Expense-18.0-17.7-14.6-13.3-5.8-3.4
Net Fee and Commission Income1.61.61.21.10.870.27
   Fee and Commission Income1.61.61.21.10.870.27
   Fee and Commission ExpenseNot reported0.000.000.000.000.00
Net Trading IncomeNot reported0.000.000.000.000.48
Other Operating Income3.65.20.970.140.080.00
Total Operating Income13.614.310.86.14.33.5
Impairment Charge/(Reversal)2.6-6.4-3.7-0.77-0.80-0.16
Net Operating Income16.17.97.15.33.53.3
Operating Expenses-9.0-6.4-5.0-4.4-3.0-1.2
   Operating Expense - Personnel Expenses-5.4-3.8-2.8-2.4-2.0-0.63
   Other Operating Expenses-2.4-1.8-1.6-1.4-0.82-0.57
   Depreciation & Amortisation-1.2-0.88-0.64-0.59-0.19-0.03
Operating Profit7.21.52.10.890.472.1
Non-Operating Income/(Expense)-0.070.150.000.000.000.00
   Non-Operating Income0.000.150.000.000.000.00
   Non-Operating Expense-0.070.000.000.000.000.00
Profit Before Income Tax7.11.72.10.890.472.1
Income Tax Expense-2.1-0.21-1.0-0.03-0.24-0.68
   Current Tax-2.1-1.1-1.0-0.07-0.12-0.69
   Deferred TaxNot reported0.90-0.010.04-0.120.01
Profit for the Year5.01.51.00.860.241.4

MPFL Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets39626020813789.556.8
   Cash and Cash Equivalents31.656.144.833.737.318.1
   Due from Nepal Rastra Bank14.56.86.72.40.000.00
   Placement with Banks and FIs0.000.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.000.00
   Other Trading Assets0.000.000.000.000.000.00
   Loans and Advances to Banks and FIs0.000.000.000.580.000.00
   Loans and Advances to Customers19114411871.042.932.2
   Investment Securities13130.515.37.45.40.02
   Current Tax Assets1.10.230.710.370.000.00
   Investment in Subsidiaries0.000.000.000.000.000.00
   Investment in Associates0.000.000.000.000.000.00
   Investment Property1.61.21.20.340.410.45
   Property and Equipment19.418.719.218.93.03.0
   Goodwill and Intangible Assets0.110.150.190.240.000.00
   Deferred Tax Assets0.000.240.300.380.050.01
   Other Assets6.31.61.11.40.402.9
Total Liabilities32219115786.938.626.8
   Due to Banks and FIs0.000.000.000.000.000.00
   Due to Nepal Rastra Bank0.000.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.000.00
   Deposits from Customers31718715384.137.023.9
   Borrowings0.000.000.000.000.000.00
   Current Tax Liabilities0.000.000.000.000.130.30
   Provisions0.000.000.010.000.000.00
   Deferred Tax Liabilities0.510.000.000.000.000.00
   Other Liabilities4.24.03.62.81.52.6
   Debt Securities Issued0.000.000.000.000.000.00
   Subordinated Liabilities0.000.000.000.000.000.00
Total Equity74.369.051.049.950.929.9
   Share Capital61.061.045.245.240.022.4
   Share Premium1.11.10.000.002.10.14
   Retained Earnings0.370.06-0.13-0.803.82.9
   Reserves11.86.85.95.54.94.6
   Non Controlling Interest0.000.000.000.000.000.00

MPFL Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Net Cash Flow from Operating Activities (A)72.19.720.314.35.0-5.3
   Interest Received25.323.318.29.26.25.5
   Fees and Other Income Received1.61.21.10.870.270.41
   Dividend Received0.530.190.010.000.000.00
   Receipts from Other Operating Activities4.80.870.140.080.480.00
   Interest Paid-17.7-14.6-13.3-5.8-3.4-2.8
   Commission and Fees Paid0.000.000.000.000.000.00
   Cash Payment to Employees-3.6-2.6-2.3-2.0-0.42-0.38
   Other Expense Paid-1.9-1.6-1.4-0.82-0.57-0.42
   Operating Cash Flows Before Changes in Operating Assets and Liabilities9.06.72.41.52.52.3
   Due from Nepal Rastra Bank-7.7-0.15-4.3-2.40.000.00
   Placement with Banks and Financial Institutions0.000.000.000.000.000.00
   Other Trading Assets0.000.000.000.000.000.00
   Loan and Advances to Banks and Financial Institutions0.000.000.58-0.580.000.00
   Loan and Advances to Customers-53.0-29.9-48.0-29.1-10.9-10.1
   Other Assets-5.20.040.00-1.12.50.35
   Due to Banks and Financial Institutions0.000.000.000.000.000.00
   Due to Nepal Rastra Bank0.000.000.000.000.000.00
   Deposit from Customers13033.969.047.113.12.6
   Borrowings0.000.000.000.000.000.00
   Other Liabilities0.580.060.78-1.1-1.50.27
   Net Cash Flow from Operating Activities Before Tax Paid73.910.720.414.35.7-4.6
   Income Taxes Paid-1.9-1.1-0.160.00-0.68-0.71
Net Cash Flow from Investing Activities (B)-96.6-15.2-9.1-17.8-5.50.17
   Purchase of Investment Securities-356-18.3-7.4-3.8-5.50.00
   Receipts from Sale of Investment Securities2623.20.020.000.000.00
   Purchase of Property and Equipment-1.5-0.12-0.81-13.8-0.04-0.01
   Receipt from Sale of Property and Equipment0.000.000.000.000.000.00
   Purchase of Intangible Assets-0.02-0.020.00-0.240.000.00
   Receipt from Sale of Intangible Assets0.000.000.000.000.000.00
   Purchase of Investment Properties-0.480.00-0.860.000.000.00
   Receipt from Sale of Investment Properties0.000.030.000.070.040.18
   Interest Received0.000.000.000.000.000.00
   Dividend Received0.000.000.000.000.000.00
Net Cash Flow from Financing Activities (C)0.0016.8-0.040.0019.618.4
   Receipt from Issue of Debt Securities0.000.000.000.000.000.00
   Repayment of Debt Securities0.000.000.000.000.000.00
   Receipt from Issue of Subordinated Liabilities0.000.000.000.000.000.00
   Repayment of Subordinated Liabilities0.000.000.000.000.000.00
   Receipt from Issue of Shares0.0016.90.000.0019.618.4
   Dividends Paid0.000.000.000.000.000.00
   Interest Paid0.000.000.000.000.000.00
   Other Receipt/Payment0.00-0.08-0.040.000.00-0.01
Net Increase/(Decrease) in Cash and Cash Equivalents-24.611.311.1-3.619.113.2
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)56.144.833.737.318.14.9
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.000.000.000.000.00
Cash and Cash Equivalents at Ashadh End31.656.144.833.737.318.1

MPFL Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q3 2080/81Q2 2080/81Q1 2080/81
Net Interest Income3.11.71.81.82.31.82.42.32.82.41.92.0
   Interest Income7.66.16.26.47.06.46.76.36.35.75.95.7
   Interest Expense-4.5-4.4-4.4-4.7-4.7-4.6-4.4-4.0-3.5-3.4-4.0-3.7
Net Fee and Commission Income0.540.360.400.290.440.410.340.36-0.000.640.390.19
   Fee and Commission Income0.540.360.400.290.440.410.340.36-0.000.640.390.19
Other Operating Income0.310.251.11.92.50.600.281.81.3Not reportedNot reportedNot reported
Total Operating Income4.02.33.33.95.22.83.04.54.13.02.32.1
Impairment Charge/(Reversal)6.1-0.93-2.60.08-2.5-0.99-0.88-0.99-1.8-1.1-0.46-0.45
Net Operating Income10.01.40.704.02.71.82.13.52.41.91.81.7
Operating Expenses-3.7-1.8-1.5-2.0-2.6-1.5-1.3-1.4-1.8-1.1-1.2-1.1
   Operating Expense - Personnel Expenses-2.2-1.1-0.77-1.3-1.7-0.79-0.72-0.79-1.2-0.53-0.52-0.69
   Other Operating Expenses-0.85-0.47-0.58-0.53-0.67-0.51-0.48-0.43-0.46-0.46-0.42-0.37
   Depreciation & Amortisation-0.62-0.20-0.17-0.17-0.16-0.15-0.14-0.13-0.13-0.13-0.250.00
Operating Profit6.4-0.36-0.822.00.130.390.752.10.610.810.630.63
Non-Operating Income/(Expense)0.000.000.00-0.070.11-0.160.000.000.02-0.140.040.31
   Non-Operating Income0.000.000.000.000.110.000.000.000.020.020.040.31
   Non-Operating Expense0.000.000.00-0.070.00-0.160.000.000.00-0.170.000.00
Profit Before Income Tax6.4-0.36-0.821.90.240.230.752.10.630.670.670.94
Income Tax Expense-1.90.110.25-0.58-0.07-0.07-0.23-0.63-0.19-0.20-0.20-0.28
   Current Tax-1.90.110.25-0.58-0.07-0.07-0.23-0.63-0.19-0.20-0.20-0.28
Profit for the Year4.4-0.25-0.571.40.170.160.531.50.440.470.470.66

Multipurpose Finance share price history

Over the last 15 trading sessions MPFL closed between Rs. 569.00 and Rs. 598.00, finishing at Rs. 575.00 on 2026-10-12 against Rs. 598.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12575.00579.00564.00575.00789
2026-10-09570.00575.00560.00573.005,283
2026-10-08561.40574.00561.00570.001,836
2026-10-07544.20586.00544.20569.804,267
2026-10-06571.00579.00568.00572.809,253
2026-10-05571.00579.00567.00569.006,271
2026-10-02575.10583.00570.00579.009,119
2026-10-01585.00586.00570.00584.808,223
2026-09-30574.10586.30570.00584.109,061
2026-09-29590.00590.00576.00581.408,155
2026-09-28576.00590.00570.40582.702,980
2026-09-24582.00589.70579.10588.004,698
2026-09-23600.00600.00585.00590.0018,465
2026-09-22588.60609.90588.60590.0015,536
2026-09-18596.20604.00587.10598.0012,817

MPFL share price by year

2026, between Rs. 535.00 and Rs. 744.00, 2025, between Rs. 491.00 and Rs. 775.00, 2024, between Rs. 317.80 and Rs. 936.90, 2023, between Rs. 237.04 and Rs. 351.00, 2022, between Rs. 178.59 and Rs. 400.74 and 2021, between Rs. 120.98 and Rs. 482.17.

YearLow (Rs.)High (Rs.)Sessions
2026535.00744.00181
2025491.00775.00225
2024317.80936.90232
2023237.04351.00227
2022178.59400.74240
2021120.98482.17239
202092.79149.82169
201989.51119.67152
201893.66110.3269
201792.64105.7553
201692.2593.5610
201590.7196.3593

Multipurpose Finance share price returns

At Rs. 575.00 on 2026-10-12, MPFL is up 1.05% over 1 week, up 7.08% over 1 month, down 3.33% over 3 months, down 14.81% over 6 months, up 9.11% over 1 year and up 76.33% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week+1.05%569.002026-10-05
1 month+7.08%537.002026-09-11
3 months-3.33%594.802026-07-14
6 months-14.81%675.002026-04-15
1 year+9.11%527.002025-10-12
5 years+76.33%326.092021-10-11

MPFL floorsheet for 2026-10-12

MPFL traded 11 times on 2026-10-12, moving 789 shares for Rs. 0.05 crore of turnover. Trades went through between Rs. 564.00 and Rs. 579.00.

Largest buyers by volume: broker 26, Asian Securities Pvt. Limited on 600 shares across 6 trades, broker 34, Vision Securities Pvt.Limited on 69 shares across 1 trades, broker 39, Sumeru Securities Pvt.Limited on 50 shares across 1 trades, broker 46, Kalika Securities Pvt.Limited on 40 shares across 1 trades, broker 10, Pragyan Securities Pvt. Limited on 20 shares across 1 trades and broker 92, Roadshow Securities Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 490 shares across 2 trades, broker 14, Nepal Stock House Pvt. Limited on 70 shares across 2 trades, broker 45, Imperial Securities Co. Limited on 69 shares across 1 trades, broker 66, Miyo Securities Pvt Ltd on 40 shares across 1 trades, broker 41, Linch Stock Market Limited on 40 shares across 1 trades, broker 1, Kumari Securities Pvt. Limited on 30 shares across 1 trades, broker 62, Capital Max Securities Limited on 25 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 15 shares across 1 trades and broker 39, Sumeru Securities Pvt.Limited on 10 shares across 1 trades.

MPFL dividend history: bonus shares and cash dividend

Multipurpose Finance Company Limited most recently declared a 13% bonus share issue and a 0.526% cash dividend, 13.526% in total for 2077/2078, announced on 2021-12-15. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2077/207813%0.526%2021-12-15

For 2077/2078 Multipurpose Finance Company Limited declared a 13% bonus share issue and a 0.526% cash dividend, 13.526% in total, announced on 2021-12-15.

MPFL right share issues

Right issues Multipurpose Finance Company Limited has announced. A right share is offered to existing shareholders in proportion to what they already hold.

MPFL general meetings

Annual and special general meetings Multipurpose Finance Company Limited has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 12 quarters of results for MPFL, with charts and peer comparison, are free on NepView.

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