Shree Investment Finance Co. Ltd. (SIFC) Share Price & Fundamentals

Shree Investment Finance (SIFC) share price is Rs. 470.00, up 1.51% on 2026-10-12. Open Rs. 465.00. High Rs. 470.00. Low Rs. 465.00. Volume 1,252.

Shree Investment Finance Co. Ltd. is a NEPSE-listed company (SIFC), Finance sector. Revenue: Rs. 25.72 Crore. Net profit: Rs. 4.62 Crore. Net worth: Rs. 141.54 Crore.

About Shree Investment Finance Co. Ltd.

Shree Investment & Finance Company Limited (SIFC) is a Nepali class C finance company and merchant bank licensed by Nepal Rastra Bank. It was incorporated in 1994 (2051 BS) by a group of Kathmandu-based businessmen under the Nepal Finance Company Act 1985. Its head office is at Dillibazar, Kathmandu, with branches inside and outside the Kathmandu Valley, and it combines deposit and lending services with merchant-banking activities.

Shree Investment Finance Co. Ltd. (SIFC) has 1,00,00,000 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 6.40% on face value.

Company website: www.shreefinance.com.np.

SIFC key metrics

SIFC strengths

What Shree Investment Finance Co. Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• 14.3% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Lends out 78.6% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Owns 6.98x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• 92.5% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 88.7% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• The loan book grew 14.1% on last year, so more money is being put to work. (Growth)
• Loans are 62.3% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)

SIFC weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 4.9%, below what owners would hope for. (Profitability)
• Profit moved -33.6% on last year, so earnings are not building up. (Growth)
• Each share produced Rs 4.62 over the year. (Shareholder Returns)
• Return on everything it owns is 0.7%, so its assets are not producing much. (Profitability)
• Makes only 2.3% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• 22.8% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Income from lending moved -0.8%, so the core business is not growing. (Growth)
• Net profit margin is 18%, less than most lenders keep once every cost is paid. (Profitability)
• Total income moved -6.7% on last year. (Growth)
• Operating margin is 25.7%, so running costs take too much of what core banking earns. (Profitability)
• Each share is backed by only Rs 141.54 of net worth. (Shareholder Returns)
• Only 3.2% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)
• Only 8.1% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Deposits moved 6.3%, so its cheapest source of funding is not growing. (Growth)
• Staff costs take 29.3% of income, a heavy load on earnings. (Efficiency)
• The bank's size moved 9.3% over the year. (Shareholder Returns)

SIFC Q4 2082/83 results

In Q4 2082/83 Shree Investment Finance Co. Ltd. reported profit of Rs. 2.09 crore and total operating income of Rs. 6.98 crore. Profit in Q3 2082/83 was Rs. 1.32 crore. Profit grew 58.03% on the previous quarter. Total operating income grew 17.53% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 2.08 crore. Profit grew 0.15% on the same quarter last year. Total operating income grew 21.11% on the same quarter last year.

SIFC annual results 2082/83

For the financial year 2082/83 Shree Investment Finance Co. Ltd. reported net profit of Rs. 4.62 crore, total operating income of Rs. 25.72 crore and net worth of Rs. 141.54 crore. Net profit in 2081/82 was Rs. 6.97 crore. Net profit fell 33.65% on the year. Total operating income fell 6.70% on the year.

SIFC profit and loss for 2082/83

In the financial year 2082/83, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 22.83 crore, net fee and commission income of Rs. 2.07 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.82 crore, total operating income of Rs. 25.72 crore, impairment charge/(reversal) of Rs. 5.88 crore, net operating income of Rs. 19.85 crore, operating expenses of Rs. 13.24 crore, operating profit of Rs. 6.6 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.6 crore, income tax expense of Rs. 1.98 crore and profit for the year of Rs. 4.62 crore.

Reported under net interest income: interest income of Rs. 70.57 crore and interest expense of Rs. 47.74 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.08 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.54 crore, other operating expenses of Rs. 5 crore and depreciation & amortisation of Rs. 0.7 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.98 crore and deferred tax of Rs. 0 crore.

SIFC profit and loss for 2081/82

In the financial year 2081/82, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 23.01 crore, net fee and commission income of Rs. 3.43 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.13 crore, total operating income of Rs. 27.57 crore, impairment charge/(reversal) of Rs. 4.94 crore, net operating income of Rs. 22.63 crore, operating expenses of Rs. 13 crore, operating profit of Rs. 9.63 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 9.63 crore, income tax expense of Rs. 2.66 crore and profit for the year of Rs. 6.97 crore.

Reported under net interest income: interest income of Rs. 82.94 crore and interest expense of Rs. 59.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.44 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.65 crore, other operating expenses of Rs. 3.74 crore and depreciation & amortisation of Rs. 1.61 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.82 crore and deferred tax of Rs. 0.16 crore.

SIFC profit and loss for 2080/81

In the financial year 2080/81, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 20.22 crore, net fee and commission income of Rs. 2.93 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.49 crore, total operating income of Rs. 23.65 crore, impairment charge/(reversal) of Rs. 2.34 crore, net operating income of Rs. 21.31 crore, operating expenses of Rs. 12.6 crore, operating profit of Rs. 8.71 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 8.71 crore, income tax expense of Rs. 2.55 crore and profit for the year of Rs. 6.17 crore.

Reported under net interest income: interest income of Rs. 94.62 crore and interest expense of Rs. 74.4 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.94 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.35 crore, other operating expenses of Rs. 3.71 crore and depreciation & amortisation of Rs. 1.54 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.68 crore and deferred tax of Rs. 0.13 crore.

SIFC balance sheet for 2081/82

In the financial year 2081/82, Shree Investment Finance Co. Ltd. reported total assets of Rs. 988.22 crore, total liabilities of Rs. 846.68 crore and total equity of Rs. 141.54 crore.

Reported under total assets: cash and cash equivalents of Rs. 63.21 crore, due from nepal rastra bank of Rs. 42.46 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 25.79 crore, loans and advances to customers of Rs. 615.54 crore, investment securities of Rs. 219.88 crore, current tax assets of Rs. 3.06 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.46 crore, property and equipment of Rs. 13.26 crore, goodwill and intangible assets of Rs. 0.19 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 3.36 crore. Reported under total liabilities: due to banks and fis of Rs. 36.74 crore, due to nepal rastra bank of Rs. 17 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 783.48 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 1.59 crore, other liabilities of Rs. 7.87 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 100 crore, share premium of Rs. 0 crore, retained earnings of Rs. 6.56 crore, reserves of Rs. 34.98 crore and non controlling interest of Rs. 0 crore.

SIFC balance sheet for 2080/81

In the financial year 2080/81, Shree Investment Finance Co. Ltd. reported total assets of Rs. 904.17 crore, total liabilities of Rs. 769.82 crore and total equity of Rs. 134.35 crore.

Reported under total assets: cash and cash equivalents of Rs. 56.57 crore, due from nepal rastra bank of Rs. 35.87 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 21.2 crore, loans and advances to customers of Rs. 539.31 crore, investment securities of Rs. 231.66 crore, current tax assets of Rs. 0.34 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.46 crore, property and equipment of Rs. 15.27 crore, goodwill and intangible assets of Rs. 0.27 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 2.24 crore. Reported under total liabilities: due to banks and fis of Rs. 4.49 crore, due to nepal rastra bank of Rs. 18.69 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 737.34 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 1.41 crore, other liabilities of Rs. 7.89 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 98.17 crore, share premium of Rs. 0 crore, retained earnings of Rs. 2.37 crore, reserves of Rs. 33.81 crore and non controlling interest of Rs. 0 crore.

SIFC balance sheet for 2079/80

In the financial year 2079/80, Shree Investment Finance Co. Ltd. reported total assets of Rs. 886.55 crore, total liabilities of Rs. 750.74 crore and total equity of Rs. 135.82 crore.

Reported under total assets: cash and cash equivalents of Rs. 35.1 crore, due from nepal rastra bank of Rs. 31.33 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 30.58 crore, loans and advances to customers of Rs. 533.58 crore, investment securities of Rs. 237.38 crore, current tax assets of Rs. 1.06 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.19 crore, property and equipment of Rs. 14.11 crore, goodwill and intangible assets of Rs. 0.1 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 2.13 crore. Reported under total liabilities: due to banks and fis of Rs. 42.25 crore, due to nepal rastra bank of Rs. 17.96 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 680.99 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 1.98 crore, other liabilities of Rs. 7.55 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 98.17 crore, share premium of Rs. 0 crore, retained earnings of Rs. 5.08 crore, reserves of Rs. 32.57 crore and non controlling interest of Rs. 0 crore.

SIFC cash flow for 2081/82

In the financial year 2081/82, Shree Investment Finance Co. Ltd. reported net cash flow from operating activities (a) of Rs. 17.78 crore, net cash flow from investing activities (b) of Rs. 24.52 crore, net cash flow from financing activities (c) of Rs. 0.1 crore, net increase/(decrease) in cash and cash equivalents of Rs. 6.64 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 56.57 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 63.21 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 71.75 crore, fees and other income received of Rs. 3.44 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 1.05 crore, interest paid of Rs. 61.79 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 0 crore, other expense paid of Rs. 11.55 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.89 crore, (increase)/decrease in operating assets of Rs. 92.24 crore, due from nepal rastra bank of Rs. 6.59 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 4.6 crore, loan and advances to customers of Rs. 79.92 crore, other assets of Rs. 1.13 crore, increase/(decrease) in operating liabilities of Rs. 77.11 crore, due to banks and financial institutions of Rs. 32.24 crore, due to nepal rastra bank of Rs. 1.69 crore, deposit from customers of Rs. 47.58 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.03 crore, net cash flow from operating activities before tax paid of Rs. 12.24 crore and income taxes paid of Rs. 5.54 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 13.25 crore, purchase of property and equipment of Rs. 0.17 crore, receipt from sale of property and equipment of Rs. 0.28 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 10.48 crore and dividend received of Rs. 0.34 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.1 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SIFC cash flow for 2080/81

In the financial year 2080/81, Shree Investment Finance Co. Ltd. reported net cash flow from operating activities (a) of Rs. 15.66 crore, net cash flow from investing activities (b) of Rs. 10.76 crore, net cash flow from financing activities (c) of Rs. 4.96 crore, net increase/(decrease) in cash and cash equivalents of Rs. 21.47 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 35.1 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 56.57 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 86.32 crore, fees and other income received of Rs. 2.94 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.2 crore, interest paid of Rs. 74.51 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 0 crore, other expense paid of Rs. 11.13 crore, operating cash flows before changes in operating assets and liabilities of Rs. 3.82 crore, (increase)/decrease in operating assets of Rs. 5.32 crore, due from nepal rastra bank of Rs. 4.54 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 9.52 crore, loan and advances to customers of Rs. 10.2 crore, other assets of Rs. 0.11 crore, increase/(decrease) in operating liabilities of Rs. 19.12 crore, due to banks and financial institutions of Rs. 37.76 crore, due to nepal rastra bank of Rs. 0.73 crore, deposit from customers of Rs. 56.46 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.31 crore, net cash flow from operating activities before tax paid of Rs. 17.62 crore and income taxes paid of Rs. 1.95 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 3.17 crore, purchase of property and equipment of Rs. 2.64 crore, receipt from sale of property and equipment of Rs. 0.03 crore, purchase of intangible assets of Rs. 0.23 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0.27 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 10.44 crore and dividend received of Rs. 0.27 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 4.96 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SIFC cash flow for 2079/80

In the financial year 2079/80, Shree Investment Finance Co. Ltd. reported net cash flow from operating activities (a) of Rs. 49.58 crore, net cash flow from investing activities (b) of Rs. 24.46 crore, net cash flow from financing activities (c) of Rs. 5.12 crore, net increase/(decrease) in cash and cash equivalents of Rs. 30.25 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 65.34 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 35.1 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 88.51 crore, fees and other income received of Rs. 2.59 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.96 crore, interest paid of Rs. 77.45 crore, commission and fees paid of Rs. 0.02 crore, cash payment to employees of Rs. 0 crore, other expense paid of Rs. 11.76 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.82 crore, (increase)/decrease in operating assets of Rs. 29.65 crore, due from nepal rastra bank of Rs. 10.51 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 8.57 crore, loan and advances to customers of Rs. 26.5 crore, other assets of Rs. 1.22 crore, increase/(decrease) in operating liabilities of Rs. 21.4 crore, due to banks and financial institutions of Rs. 8.77 crore, due to nepal rastra bank of Rs. 68.78 crore, deposit from customers of Rs. 38.88 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.26 crore, net cash flow from operating activities before tax paid of Rs. 48.23 crore and income taxes paid of Rs. 1.35 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 16.02 crore, purchase of property and equipment of Rs. 2.11 crore, receipt from sale of property and equipment of Rs. 0.11 crore, purchase of intangible assets of Rs. 0.05 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 1.19 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 11.5 crore and dividend received of Rs. 0.18 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 5.12 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SIFC quarterly for Q4 2082/83

In the quarter Q4 2082/83, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 6.23 crore, net fee and commission income of Rs. 0.52 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.23 crore, total operating income of Rs. 6.98 crore, impairment charge/(reversal) of Rs. 0.15 crore, net operating income of Rs. 6.83 crore, operating expenses of Rs. 3.85 crore, operating profit of Rs. 2.98 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.98 crore, income tax expense of Rs. 0.89 crore and profit for the year of Rs. 2.09 crore.

Reported under net interest income: interest income of Rs. 17.38 crore and interest expense of Rs. 11.15 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.52 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.33 crore, other operating expenses of Rs. 1.34 crore and depreciation & amortisation of Rs. 0.18 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.89 crore and deferred tax of Rs. 0 crore.

SIFC quarterly for Q3 2082/83

In the quarter Q3 2082/83, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 5.1 crore, net fee and commission income of Rs. 0.65 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.18 crore, total operating income of Rs. 5.94 crore, impairment charge/(reversal) of Rs. 1.1 crore, net operating income of Rs. 4.84 crore, operating expenses of Rs. 2.95 crore, operating profit of Rs. 1.89 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.89 crore, income tax expense of Rs. 0.57 crore and profit for the year of Rs. 1.32 crore.

Reported under net interest income: interest income of Rs. 16.54 crore and interest expense of Rs. 11.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.65 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.65 crore, other operating expenses of Rs. 1.13 crore and depreciation & amortisation of Rs. 0.17 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.57 crore and deferred tax of Rs. 0 crore.

SIFC quarterly for Q2 2082/83

In the quarter Q2 2082/83, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 4.96 crore, net fee and commission income of Rs. 0.34 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.18 crore, total operating income of Rs. 5.48 crore, impairment charge/(reversal) of Rs. 1.13 crore, net operating income of Rs. 4.35 crore, operating expenses of Rs. 3.1 crore, operating profit of Rs. 1.25 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.25 crore, income tax expense of Rs. 0.37 crore and profit for the year of Rs. 0.87 crore.

Reported under net interest income: interest income of Rs. 17.01 crore and interest expense of Rs. 12.05 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.34 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.58 crore, other operating expenses of Rs. 1.36 crore and depreciation & amortisation of Rs. 0.16 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.37 crore and deferred tax of Rs. 0 crore.

SIFC quarterly for Q1 2082/83

In the quarter Q1 2082/83, Shree Investment Finance Co. Ltd. reported net interest income of Rs. 6.53 crore, net fee and commission income of Rs. 0.56 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.23 crore, total operating income of Rs. 7.33 crore, impairment charge/(reversal) of Rs. 3.5 crore, net operating income of Rs. 3.83 crore, operating expenses of Rs. 3.34 crore, operating profit of Rs. 0.49 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.49 crore, income tax expense of Rs. 0.15 crore and profit for the year of Rs. 0.34 crore.

Reported under net interest income: interest income of Rs. 19.64 crore and interest expense of Rs. 13.1 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.56 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.99 crore, other operating expenses of Rs. 1.17 crore and depreciation & amortisation of Rs. 0.18 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.15 crore and deferred tax of Rs. 0 crore.

SIFC Profit & Loss

Values in Rs. Crore unless stated otherwise.

SIFC Balance Sheet

Values in Rs. Crore unless stated otherwise.

SIFC Cash Flow

Values in Rs. Crore unless stated otherwise.

SIFC Quarterly Results

Values in Rs. Crore unless stated otherwise.

Shree Investment Finance share price history

Over the last 15 trading sessions SIFC closed between Rs. 463.00 and Rs. 485.70, finishing at Rs. 470.00 on 2026-10-12 against Rs. 484.40 on 2026-09-18.

SIFC share price by year

2026, between Rs. 450.00 and Rs. 687.40, 2025, between Rs. 459.00 and Rs. 630.30, 2024, between Rs. 330.04 and Rs. 780.44, 2023, between Rs. 287.83 and Rs. 400.53, 2022, between Rs. 226.53 and Rs. 507.43 and 2021, between Rs. 155.77 and Rs. 659.59.

Shree Investment Finance share price returns

At Rs. 470.00 on 2026-10-12, SIFC is unchanged over 1 week, unchanged over 1 month, down 7.30% over 3 months, down 16.64% over 6 months, down 2.49% over 1 year and up 12.34% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SIFC floorsheet for 2026-10-12

SIFC traded 14 times on 2026-10-12, moving 1,252 shares for Rs. 0.06 crore of turnover. Trades went through between Rs. 465.00 and Rs. 470.00.

Largest buyers by volume: broker 42, Sani Securities Company Limited on 552 shares across 8 trades, broker 45, Imperial Securities Co. Limited on 470 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 100 shares across 1 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 50 shares across 1 trades, broker 26, Asian Securities Pvt. Limited on 48 shares across 1 trades, broker 49, Online Securities Limited on 22 shares across 1 trades and broker 13, Thrive Brokerage House Pvt. Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 1, Kumari Securities Pvt. Limited on 520 shares across 2 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 250 shares across 4 trades, broker 18, Sagarmatha Securities Pvt. Limited on 210 shares across 2 trades, broker 25, Sweta Securities Pvt. Limited on 100 shares across 1 trades, broker 53, Investment Management Nepal Pvt. Ltd. on 80 shares across 1 trades, broker 41, Linch Stock Market Limited on 50 shares across 1 trades, broker 52, Sundhara Securities Limited on 22 shares across 1 trades, broker 62, Capital Max Securities Limited on 10 shares across 1 trades and broker 17, ABC Securities Pvt. Limited on 10 shares across 1 trades.

SIFC dividend history: bonus shares and cash dividend

Shree Investment Finance Co. Ltd. most recently declared a 1.8659% bonus share issue and a 6.4% cash dividend, 8.2659% in total for 2081/2082, announced on 2025-12-23. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Shree Investment Finance Co. Ltd. declared a 1.8659% bonus share issue and a 6.4% cash dividend, 8.2659% in total, announced on 2025-12-23.

For 2080/2081 Shree Investment Finance Co. Ltd. declared a 1.8659% bonus share issue and a 6.4% cash dividend, 8.2659% in total, announced on 2025-11-25.

For 2079/2080 Shree Investment Finance Co. Ltd. declared a 5.05% cash dividend, announced on 2023-12-12.

For 2078/2079 Shree Investment Finance Co. Ltd. declared a 2.4% bonus share issue and a 5.2% cash dividend, 7.6% in total, announced on 2022-12-23.

For 2077/2078 Shree Investment Finance Co. Ltd. declared a 7.7% bonus share issue and a 3.3% cash dividend, 11% in total, announced on 2021-12-23.

SIFC general meetings

Annual and special general meetings Shree Investment Finance Co. Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 31st AGM for 2081/2082: on 2026-01-14, at Company's Registered Office, Dillibazar, Kathmandu (10:00 AM)
• 30th AGM for 2080/2081: on 2025-01-13, at Company's Registered Office, Dillibazar, Kathmandu (10:00 AM)
• 29th AGM for 2079/2080: on 2024-01-14, at Company's Registered Office, Dillibazar, Kathmandu (10:00 AM)

6 years of annual statements and 9 quarters of results for SIFC, with charts and peer comparison, are free on NepView.

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