ICFC Finance Limited (ICFC) Share Price & Fundamentals

ICFC Finance (ICFC) share price is Rs. 599.00, up 1.11% on 2026-10-12. Open Rs. 592.40. High Rs. 604.00. Low Rs. 592.40. Volume 6,296.

ICFC Finance Limited is a NEPSE-listed company (ICFC), Finance sector. Revenue: Rs. 81.51 Crore. Net profit: Rs. 26.57 Crore. Net worth: Rs. 224.5 Crore.

About ICFC Finance Limited

ICFC Finance Limited (ICFC) has 1,18,34,710 shares outstanding. Its most recent declared dividend was 15.79% on face value.

ICFC key metrics

ICFC strengths

What ICFC Finance Limited's own accounts show in its favour, graded against the rest of its sector.

• Bad-loan charges come to 2.9% of income, so borrowers are paying back well. (Asset Quality)
• 92.7% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• Turns 32.6% of its income into profit once every cost is paid. (Profitability)
• 16.4% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Lends out 84.1% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• 79.2% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Keeps 46.1% of income as profit from everyday banking, before tax. (Profitability)
• Each share is backed by Rs 189.7 of the bank's own net worth. (Shareholder Returns)
• The bank grew 11% bigger over the year. (Shareholder Returns)

ICFC weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Profit moved -20.2% on last year, so earnings are not building up. (Growth)
• Makes only 2.5% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Staff costs take 35.1% of income, a heavy load on earnings. (Efficiency)
• Return on shareholders' money is 11.8%, below what owners would hope for. (Profitability)
• Return on everything it owns is 1%, so its assets are not producing much. (Profitability)
• Total income moved 0.5% on last year. (Growth)
• Only 8.6% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Each share produced Rs 22.45 over the year. (Shareholder Returns)
• Income from lending moved 8.6%, so the core business is not growing. (Growth)
• Only 4.4% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)
• Owns 11.68x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• The loan book moved 10.9%, so lending is not expanding. (Growth)
• Deposits moved 11.2%, so its cheapest source of funding is not growing. (Growth)
• Loans are 71.3% of what the bank owns, so most of its risk sits in lending. (Asset Quality)

ICFC Q4 2082/83 results

In Q4 2082/83 ICFC Finance Limited reported profit of Rs. 16.11 crore and total operating income of Rs. 23.97 crore. Profit in Q3 2082/83 was Rs. 7.11 crore. Profit grew 126.61% on the previous quarter. Total operating income grew 24.54% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 14.99 crore. Profit grew 7.51% on the same quarter last year. Total operating income fell 5.05% on the same quarter last year.

ICFC annual results 2082/83

For the financial year 2082/83 ICFC Finance Limited reported net profit of Rs. 26.57 crore, total operating income of Rs. 81.51 crore and net worth of Rs. 224.5 crore. Net profit in 2081/82 was Rs. 33.31 crore. Net profit fell 20.22% on the year. Total operating income grew 0.47% on the year.

ICFC profit and loss for 2082/83

In the financial year 2082/83, ICFC Finance Limited reported net interest income of Rs. 64.55 crore, net fee and commission income of Rs. 13.39 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.57 crore, total operating income of Rs. 81.51 crore, impairment charge/(reversal) of Rs. 2.33 crore, net operating income of Rs. 79.18 crore, operating expenses of Rs. 41.61 crore, operating profit of Rs. 37.58 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 37.59 crore, income tax expense of Rs. 11.01 crore and profit for the year of Rs. 26.57 crore.

Reported under net interest income: interest income of Rs. 180.34 crore and interest expense of Rs. 115.79 crore. Reported under net fee and commission income: fee and commission income of Rs. 13.77 crore and fee and commission expense of Rs. 0.38 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 28.62 crore, other operating expenses of Rs. 8.47 crore and depreciation & amortisation of Rs. 4.52 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 11.09 crore and deferred tax of Rs. 0.08 crore.

ICFC profit and loss for 2081/82

In the financial year 2081/82, ICFC Finance Limited reported net interest income of Rs. 59.44 crore, net fee and commission income of Rs. 12.33 crore, net trading income of Rs. 0 crore, other operating income of Rs. 9.37 crore, total operating income of Rs. 81.13 crore, impairment charge/(reversal) of Rs. 5.66 crore, net operating income of Rs. 86.79 crore, operating expenses of Rs. 39.31 crore, operating profit of Rs. 47.48 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 47.49 crore, income tax expense of Rs. 14.18 crore and profit for the year of Rs. 33.31 crore.

Reported under net interest income: interest income of Rs. 191.61 crore and interest expense of Rs. 132.17 crore. Reported under net fee and commission income: fee and commission income of Rs. 12.65 crore and fee and commission expense of Rs. 0.32 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 26.29 crore, other operating expenses of Rs. 8.37 crore and depreciation & amortisation of Rs. 4.65 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 14.3 crore and deferred tax of Rs. 0.13 crore.

ICFC profit and loss for 2080/81

In the financial year 2080/81, ICFC Finance Limited reported net interest income of Rs. 54.52 crore, net fee and commission income of Rs. 8.58 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.66 crore, total operating income of Rs. 64.77 crore, impairment charge/(reversal) of Rs. 13.76 crore, net operating income of Rs. 51.01 crore, operating expenses of Rs. 34.85 crore, operating profit of Rs. 16.16 crore, non-operating income/(expense) of Rs. 0.05 crore, profit before income tax of Rs. 16.2 crore, income tax expense of Rs. 4.88 crore and profit for the year of Rs. 11.32 crore.

Reported under net interest income: interest income of Rs. 236.5 crore and interest expense of Rs. 181.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 8.98 crore and fee and commission expense of Rs. 0.4 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 21.57 crore, other operating expenses of Rs. 8.27 crore and depreciation & amortisation of Rs. 5.01 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 5.31 crore and deferred tax of Rs. 0.43 crore.

ICFC balance sheet for 2082/83

In the financial year 2082/83, ICFC Finance Limited reported total assets of Rs. 2,622.31 crore, total liabilities of Rs. 2,397.81 crore and total equity of Rs. 224.5 crore.

Reported under total assets: cash and cash equivalents of Rs. 83.48 crore, due from nepal rastra bank of Rs. 269.13 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 55.03 crore, loans and advances to customers of Rs. 1,870.09 crore, investment securities of Rs. 291.88 crore, current tax assets of Rs. 0.31 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 7.67 crore, property and equipment of Rs. 32.36 crore, goodwill and intangible assets of Rs. 0.4 crore, deferred tax assets of Rs. 0.25 crore and other assets of Rs. 11.71 crore. Reported under total liabilities: due to banks and fis of Rs. 29.83 crore, due to nepal rastra bank of Rs. 20.42 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 2,223.27 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 24.55 crore, debt securities issued of Rs. 99.73 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 118.35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 14.31 crore, reserves of Rs. 91.85 crore and non controlling interest of Rs. 0 crore.

ICFC balance sheet for 2081/82

In the financial year 2081/82, ICFC Finance Limited reported total assets of Rs. 2,362.95 crore, total liabilities of Rs. 2,145.44 crore and total equity of Rs. 217.5 crore.

Reported under total assets: cash and cash equivalents of Rs. 118.37 crore, due from nepal rastra bank of Rs. 135.7 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 62.45 crore, loans and advances to customers of Rs. 1,685.92 crore, investment securities of Rs. 309.11 crore, current tax assets of Rs. 1.13 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 1.8 crore, property and equipment of Rs. 35.42 crore, goodwill and intangible assets of Rs. 0.56 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 12.49 crore. Reported under total liabilities: due to banks and fis of Rs. 26.67 crore, due to nepal rastra bank of Rs. 40.43 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 1,999.03 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0.21 crore, other liabilities of Rs. 29.23 crore, debt securities issued of Rs. 49.88 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 118.35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 21.87 crore, reserves of Rs. 77.29 crore and non controlling interest of Rs. 0 crore.

ICFC balance sheet for 2080/81

In the financial year 2080/81, ICFC Finance Limited reported total assets of Rs. 2,118.16 crore, total liabilities of Rs. 1,927.56 crore and total equity of Rs. 190.61 crore.

Reported under total assets: cash and cash equivalents of Rs. 87.63 crore, due from nepal rastra bank of Rs. 98.25 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 57.9 crore, loans and advances to customers of Rs. 1,425.76 crore, investment securities of Rs. 394.47 crore, current tax assets of Rs. 3.1 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.43 crore, property and equipment of Rs. 38.01 crore, goodwill and intangible assets of Rs. 0.27 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 12.36 crore. Reported under total liabilities: due to banks and fis of Rs. 28.56 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 1,851.07 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0.42 crore, other liabilities of Rs. 27.52 crore, debt securities issued of Rs. 19.99 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 118.35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 7.21 crore, reserves of Rs. 65.05 crore and non controlling interest of Rs. 0 crore.

ICFC cash flow for 2082/83

In the financial year 2082/83, ICFC Finance Limited reported net cash flow from operating activities (a) of Rs. 94.42 crore, net cash flow from investing activities (b) of Rs. 34.9 crore, net cash flow from financing activities (c) of Rs. 24.63 crore, net increase/(decrease) in cash and cash equivalents of Rs. 34.89 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 118.37 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 83.48 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 162.73 crore, fees and other income received of Rs. 13.77 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 109.5 crore, commission and fees paid of Rs. 0.38 crore, cash payment to employees of Rs. 32.09 crore, other expense paid of Rs. 11.81 crore, operating cash flows before changes in operating assets and liabilities of Rs. 22.72 crore, due from nepal rastra bank of Rs. 133.43 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 7.49 crore, loan and advances to customers of Rs. 192.47 crore, other assets of Rs. 0.86 crore, due to banks and financial institutions of Rs. 3.17 crore, due to nepal rastra bank of Rs. 20 crore, deposit from customers of Rs. 224.25 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 3.28 crore, net cash flow from operating activities before tax paid of Rs. 84.15 crore and income taxes paid of Rs. 10.27 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 9.74 crore, receipts from sale of investment securities of Rs. 25.87 crore, purchase of property and equipment of Rs. 1.07 crore, receipt from sale of property and equipment of Rs. 0.01 crore, purchase of intangible assets of Rs. 0.01 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0.54 crore, interest received of Rs. 16.66 crore and dividend received of Rs. 2.64 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 50 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 18.69 crore, interest paid of Rs. 6.67 crore and other receipt/payment of Rs. 0 crore.

ICFC cash flow for 2081/82

In the financial year 2081/82, ICFC Finance Limited reported net cash flow from operating activities (a) of Rs. 96.43 crore, net cash flow from investing activities (b) of Rs. 107.23 crore, net cash flow from financing activities (c) of Rs. 19.94 crore, net increase/(decrease) in cash and cash equivalents of Rs. 30.74 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 87.63 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 118.37 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 185.29 crore, fees and other income received of Rs. 12.65 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 126.13 crore, commission and fees paid of Rs. 0.32 crore, cash payment to employees of Rs. 22.51 crore, other expense paid of Rs. 12 crore, operating cash flows before changes in operating assets and liabilities of Rs. 36.98 crore, due from nepal rastra bank of Rs. 37.44 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 4.47 crore, loan and advances to customers of Rs. 265.99 crore, other assets of Rs. 0.63 crore, due to banks and financial institutions of Rs. 1.89 crore, due to nepal rastra bank of Rs. 40.43 crore, deposit from customers of Rs. 147.96 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.3 crore, net cash flow from operating activities before tax paid of Rs. 84.09 crore and income taxes paid of Rs. 12.33 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 118.27 crore, receipts from sale of investment securities of Rs. 208.29 crore, purchase of property and equipment of Rs. 0.72 crore, receipt from sale of property and equipment of Rs. 0.15 crore, purchase of intangible assets of Rs. 0.4 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 1.71 crore, interest received of Rs. 15.56 crore and dividend received of Rs. 0.92 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 30 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 6.31 crore, interest paid of Rs. 3.75 crore and other receipt/payment of Rs. 0 crore.

ICFC cash flow for 2080/81

In the financial year 2080/81, ICFC Finance Limited reported net cash flow from operating activities (a) of Rs. 115.63 crore, net cash flow from investing activities (b) of Rs. 74.96 crore, net cash flow from financing activities (c) of Rs. 10.46 crore, net increase/(decrease) in cash and cash equivalents of Rs. 51.13 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 138.76 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 87.63 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 203.29 crore, fees and other income received of Rs. 8.98 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 178.26 crore, commission and fees paid of Rs. 0.4 crore, cash payment to employees of Rs. 23.17 crore, other expense paid of Rs. 12.05 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1.6 crore, due from nepal rastra bank of Rs. 9.23 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 1.24 crore, loan and advances to customers of Rs. 64.37 crore, other assets of Rs. 5.36 crore, due to banks and financial institutions of Rs. 158.88 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 125.79 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 6.57 crore, net cash flow from operating activities before tax paid of Rs. 108.27 crore and income taxes paid of Rs. 7.37 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 16.04 crore, receipts from sale of investment securities of Rs. 63.6 crore, purchase of property and equipment of Rs. 0.24 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.07 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 26.8 crore and dividend received of Rs. 0.9 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 8.03 crore, interest paid of Rs. 2.43 crore and other receipt/payment of Rs. 0 crore.

ICFC quarterly for Q4 2082/83

In the quarter Q4 2082/83, ICFC Finance Limited reported net interest income of Rs. 19.22 crore, net fee and commission income of Rs. 3.59 crore, other operating income of Rs. 1.16 crore, total operating income of Rs. 23.97 crore, impairment charge/(reversal) of Rs. 10.74 crore, net operating income of Rs. 34.71 crore, operating expenses of Rs. 12.05 crore, operating profit of Rs. 22.66 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 22.64 crore, income tax expense of Rs. 6.52 crore and profit for the year of Rs. 16.11 crore.

Reported under net interest income: interest income of Rs. 47.33 crore and interest expense of Rs. 28.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.98 crore and fee and commission expense of Rs. 0.39 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.8 crore, other operating expenses of Rs. 0.18 crore and depreciation & amortisation of Rs. 3.07 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.03 crore. Reported under income tax expense: current tax of Rs. 6.17 crore and deferred tax of Rs. 0.35 crore.

ICFC quarterly for Q3 2082/83

In the quarter Q3 2082/83, ICFC Finance Limited reported net interest income of Rs. 15.18 crore, net fee and commission income of Rs. 3.39 crore, other operating income of Rs. 0.68 crore, total operating income of Rs. 19.25 crore, impairment charge/(reversal) of Rs. 0.93 crore, net operating income of Rs. 20.18 crore, operating expenses of Rs. 9.99 crore, operating profit of Rs. 10.19 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 10.16 crore, income tax expense of Rs. 3.05 crore and profit for the year of Rs. 7.11 crore.

Reported under net interest income: interest income of Rs. 41.71 crore and interest expense of Rs. 26.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.62 crore and fee and commission expense of Rs. 0.23 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.1 crore, other operating expenses of Rs. 2.4 crore and depreciation & amortisation of Rs. 0.49 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.03 crore. Reported under income tax expense: current tax of Rs. 3.3 crore and deferred tax of Rs. 0.25 crore.

ICFC quarterly for Q2 2082/83

In the quarter Q2 2082/83, ICFC Finance Limited reported net interest income of Rs. 14.2 crore, net fee and commission income of Rs. 2.47 crore, other operating income of Rs. 1.28 crore, total operating income of Rs. 17.94 crore, impairment charge/(reversal) of Rs. 7.3 crore, net operating income of Rs. 10.64 crore, operating expenses of Rs. 9.25 crore, operating profit of Rs. 1.39 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 1.37 crore, income tax expense of Rs. 0.41 crore and profit for the year of Rs. 0.96 crore.

Reported under net interest income: interest income of Rs. 43.31 crore and interest expense of Rs. 29.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.68 crore and fee and commission expense of Rs. 0.22 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.23 crore, other operating expenses of Rs. 2.54 crore and depreciation & amortisation of Rs. 0.48 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0.03 crore. Reported under income tax expense: current tax of Rs. 0.54 crore and deferred tax of Rs. 0.13 crore.

ICFC quarterly for Q1 2082/83

In the quarter Q1 2082/83, ICFC Finance Limited reported net interest income of Rs. 15.94 crore, net fee and commission income of Rs. 1.61 crore, other operating income of Rs. 1.98 crore, total operating income of Rs. 19.52 crore, impairment charge/(reversal) of Rs. 6.69 crore, net operating income of Rs. 12.84 crore, operating expenses of Rs. 9.57 crore, operating profit of Rs. 3.27 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 3.21 crore, income tax expense of Rs. 0.96 crore and profit for the year of Rs. 2.25 crore.

Reported under net interest income: interest income of Rs. 47.98 crore and interest expense of Rs. 32.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.74 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.45 crore, other operating expenses of Rs. 2.64 crore and depreciation & amortisation of Rs. 0.48 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.06 crore. Reported under income tax expense: current tax of Rs. 0.96 crore and deferred tax of Rs. 0 crore.

ICFC Profit & Loss

Values in Rs. Crore unless stated otherwise.

ICFC Balance Sheet

Values in Rs. Crore unless stated otherwise.

ICFC Cash Flow

Values in Rs. Crore unless stated otherwise.

ICFC Quarterly Results

Values in Rs. Crore unless stated otherwise.

ICFC Finance share price history

Over the last 15 trading sessions ICFC closed between Rs. 588.50 and Rs. 606.00, finishing at Rs. 599.00 on 2026-10-12 against Rs. 606.00 on 2026-09-18.

ICFC share price by year

2026, between Rs. 577.30 and Rs. 715.00, 2025, between Rs. 555.00 and Rs. 730.90, 2024, between Rs. 455.00 and Rs. 910.00, 2023, between Rs. 391.00 and Rs. 552.00, 2022, between Rs. 345.71 and Rs. 761.90 and 2021, between Rs. 220.78 and Rs. 1,018.87.

ICFC Finance share price returns

At Rs. 599.00 on 2026-10-12, ICFC is up 1.35% over 1 week, up 2.08% over 1 month, up 0.40% over 3 months, down 7.83% over 6 months, down 2.44% over 1 year and up 0.56% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

ICFC floorsheet for 2026-10-12

ICFC traded 53 times on 2026-10-12, moving 6,296 shares for Rs. 0.38 crore of turnover. Trades went through between Rs. 592.40 and Rs. 604.00.

Largest buyers by volume: broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 2,764 shares across 7 trades, broker 17, ABC Securities Pvt. Limited on 1,282 shares across 10 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 500 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 315 shares across 4 trades, broker 34, Vision Securities Pvt.Limited on 300 shares across 7 trades, broker 42, Sani Securities Company Limited on 210 shares across 7 trades, broker 41, Linch Stock Market Limited on 200 shares across 3 trades, broker 26, Asian Securities Pvt. Limited on 200 shares across 1 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 195 shares across 2 trades and broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 130 shares across 4 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 1,246 shares across 7 trades, broker 51, Oxford Securities Pvt.Ltd on 1,000 shares across 1 trades, broker 42, Sani Securities Company Limited on 702 shares across 4 trades, broker 36, Secured Securities Limited on 610 shares across 4 trades, broker 67, Property Wizard Limited on 500 shares across 2 trades, broker 34, Vision Securities Pvt.Limited on 450 shares across 3 trades, broker 14, Nepal Stock House Pvt. Limited on 357 shares across 4 trades, broker 49, Online Securities Limited on 316 shares across 4 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 210 shares across 3 trades and broker 56, Sri Hari Securities Pvt.Ltd on 200 shares across 3 trades.

ICFC dividend history: bonus shares and cash dividend

ICFC Finance Limited most recently declared a 10.5263% cash dividend for 2082/2083, announced on 2026-09-07. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 ICFC Finance Limited declared a 10.5263% cash dividend, announced on 2026-09-07.

For 2081/2082 ICFC Finance Limited declared a 10% bonus share issue and a 15.7895% cash dividend, 25.7895% in total, announced on 2025-11-23.

For 2080/2081 ICFC Finance Limited declared a 5.2632% cash dividend, announced on 2024-12-22.

For 2079/2080 ICFC Finance Limited declared a 6.5% cash dividend, announced on 2023-12-22.

For 2078/2079 ICFC Finance Limited declared a 5% bonus share issue and a 5% cash dividend, 10% in total, announced on 2022-12-22.

ICFC general meetings

Annual and special general meetings ICFC Finance Limited has called. A dividend is declared by the board and approved at the AGM.

• 23rd AGM for 2082/2083: on 2026-09-29, at Boudha Heritage, Boudha Pipalbot, Kathmandu (10:00 AM)
• 22nd AGM for 2081/2082: on 2025-12-15, at Boudha Heritage, Boudha Pipalbot, Kathmandu (10:00 AM)
• 21st AGM for 2080/2081: on 2025-01-13, at Boudha Heritage, Boudha Pipalbot, Kathmandu (10:00 AM)

6 years of annual statements and 12 quarters of results for ICFC, with charts and peer comparison, are free on NepView.

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• Goodwill Finance Limited (GFCL) share price
• Guheshowori Merchant Bank & Finance Co. Ltd. (GMFIL) share price
• Gurkhas Finance Ltd. (GUFL) share price

All finance companies on NEPSE

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