Janaki Finance Company Limited (JFL) Share Price & Fundamentals

Janaki Finance (JFL) share price is Rs. 273.00, down 0.36% on 2026-10-12. Open Rs. 274.00. High Rs. 277.00. Low Rs. 273.00. Volume 5,190.

Janaki Finance Company Limited is a NEPSE-listed company (JFL), Finance sector. Revenue: Rs. 1.86 Crore. Net loss: Rs. 41.85 Crore. Net worth: Rs. 11.81 Crore.

About Janaki Finance Company Limited

Janaki Finance Company Limited (JFL) has 69,04,728 shares outstanding.

JFL key metrics

JFL strengths

What Janaki Finance Company Limited's own accounts show in its favour, graded against the rest of its sector.

• Lends out 44.4% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• 97.7% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 29.8% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Loans are 42.1% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
• 22.9% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)
• Customer deposits grew 15.6% on last year, giving it more cheap money to lend. (Growth)

JFL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is -354.3%, below what owners would hope for. (Profitability)
• Return on everything it owns is -9.9%, so its assets are not producing much. (Profitability)
• Makes only 0.2% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• 3023.5% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Only 2.8% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Each share produced Rs -60.61 over the year. (Shareholder Returns)
• Income from lending moved -83.6%, so the core business is not growing. (Growth)
• Net profit margin is -2245.1%, less than most lenders keep once every cost is paid. (Profitability)
• Operating margin is -3161%, so running costs take too much of what core banking earns. (Profitability)
• Owns 35.96x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• The loan book moved -22.2%, so lending is not expanding. (Growth)
• Each share is backed by only Rs 17.11 of net worth. (Shareholder Returns)
• Only 47.3% of income comes from lending, so earnings lean on less reliable sources. (Margins & Income Quality)
• Total income moved -71.4% on last year. (Growth)
• Staff costs take 117% of income, a heavy load on earnings. (Efficiency)
• The bank's size moved 0.5% over the year. (Shareholder Returns)

JFL Q4 2082/83 results

In Q4 2082/83 Janaki Finance Company Limited reported profit of Rs. 3.84 crore and total operating income of Rs. 10.28 crore. Profit in Q3 2082/83 was a loss of Rs. 0.67 crore. Profit turned from a loss to a profit on the previous quarter. Total operating income grew 623.01% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was a loss of Rs. 7.9 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income grew 675.74% on the same quarter last year.

JFL annual results 2080/81

For the financial year 2080/81 Janaki Finance Company Limited reported a net loss of Rs. 41.85 crore, total operating income of Rs. 1.86 crore and net worth of Rs. 11.81 crore. Net profit in 2079/80 was a loss of Rs. 23.59 crore. The loss widened 77.36% on the year. Total operating income fell 71.41% on the year.

JFL profit and loss for 2080/81

In the financial year 2080/81, Janaki Finance Company Limited reported net interest income of Rs. 0.88 crore, net fee and commission income of Rs. 0.56 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.43 crore, total operating income of Rs. 1.86 crore, impairment charge/(reversal) of Rs. 56.36 crore, net operating income of Rs. 54.49 crore, operating expenses of Rs. 4.43 crore, operating profit of Rs. 58.92 crore, non-operating income/(expense) of Rs. 0.05 crore, profit before income tax of Rs. 58.87 crore, income tax expense of Rs. 17.02 crore and profit for the year of Rs. 41.85 crore.

Reported under net interest income: interest income of Rs. 38.47 crore and interest expense of Rs. 37.59 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.56 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.18 crore, other operating expenses of Rs. 1.58 crore and depreciation & amortisation of Rs. 0.66 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 17.02 crore.

JFL profit and loss for 2079/80

In the financial year 2079/80, Janaki Finance Company Limited reported net interest income of Rs. 5.36 crore, net fee and commission income of Rs. 0.69 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.46 crore, total operating income of Rs. 6.52 crore, impairment charge/(reversal) of Rs. 36.12 crore, net operating income of Rs. 29.6 crore, operating expenses of Rs. 4.02 crore, operating profit of Rs. 33.62 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 33.62 crore, income tax expense of Rs. 10.02 crore and profit for the year of Rs. 23.59 crore.

Reported under net interest income: interest income of Rs. 43.05 crore and interest expense of Rs. 37.69 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.69 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.82 crore, other operating expenses of Rs. 1.52 crore and depreciation & amortisation of Rs. 0.68 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.97 crore and deferred tax of Rs. 10.99 crore.

JFL profit and loss for 2078/79

In the financial year 2078/79, Janaki Finance Company Limited reported net interest income of Rs. 16.74 crore, net fee and commission income of Rs. 1.34 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.29 crore, total operating income of Rs. 19.37 crore, impairment charge/(reversal) of Rs. 31.6 crore, net operating income of Rs. 12.23 crore, operating expenses of Rs. 3.81 crore, operating profit of Rs. 16.04 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 16.02 crore, income tax expense of Rs. 4.74 crore and profit for the year of Rs. 11.28 crore.

Reported under net interest income: interest income of Rs. 44.25 crore and interest expense of Rs. 27.51 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.34 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.83 crore, other operating expenses of Rs. 1.39 crore and depreciation & amortisation of Rs. 0.59 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.61 crore and deferred tax of Rs. 8.35 crore.

JFL balance sheet for 2080/81

In the financial year 2080/81, Janaki Finance Company Limited reported total assets of Rs. 424.79 crore, total liabilities of Rs. 412.98 crore and total equity of Rs. 11.81 crore.

Reported under total assets: cash and cash equivalents of Rs. 176.1 crore, due from nepal rastra bank of Rs. 16.52 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 5.66 crore, loans and advances to customers of Rs. 178.98 crore, investment securities of Rs. 3.91 crore, current tax assets of Rs. 3.76 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.1 crore, property and equipment of Rs. 2.06 crore, goodwill and intangible assets of Rs. 0.11 crore, deferred tax assets of Rs. 36.46 crore and other assets of Rs. 1.15 crore. Reported under total liabilities: due to banks and fis of Rs. 6.4 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 403.31 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.27 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 69.05 crore, share premium of Rs. 0 crore, retained earnings of Rs. 121.96 crore, reserves of Rs. 64.72 crore and non controlling interest of Rs. 0 crore.

JFL balance sheet for 2079/80

In the financial year 2079/80, Janaki Finance Company Limited reported total assets of Rs. 422.85 crore, total liabilities of Rs. 369.16 crore and total equity of Rs. 53.69 crore.

Reported under total assets: cash and cash equivalents of Rs. 137.93 crore, due from nepal rastra bank of Rs. 20.17 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 4.3 crore, loans and advances to customers of Rs. 229.98 crore, investment securities of Rs. 3.95 crore, current tax assets of Rs. 3.04 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.1 crore, property and equipment of Rs. 2.61 crore, goodwill and intangible assets of Rs. 0.15 crore, deferred tax assets of Rs. 19.43 crore and other assets of Rs. 1.19 crore. Reported under total liabilities: due to banks and fis of Rs. 9.2 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 348.93 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 11.03 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 69.05 crore, share premium of Rs. 0 crore, retained earnings of Rs. 58.48 crore, reserves of Rs. 43.12 crore and non controlling interest of Rs. 0 crore.

JFL balance sheet for 2078/79

In the financial year 2078/79, Janaki Finance Company Limited reported total assets of Rs. 416.76 crore, total liabilities of Rs. 339.16 crore and total equity of Rs. 77.6 crore.

Reported under total assets: cash and cash equivalents of Rs. 118.31 crore, due from nepal rastra bank of Rs. 8.87 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 1.65 crore, loans and advances to customers of Rs. 270.81 crore, investment securities of Rs. 4.4 crore, current tax assets of Rs. 1.03 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.1 crore, property and equipment of Rs. 2.61 crore, goodwill and intangible assets of Rs. 0.2 crore, deferred tax assets of Rs. 8.3 crore and other assets of Rs. 0.47 crore. Reported under total liabilities: due to banks and fis of Rs. 5.41 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 328 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 5.75 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 69.05 crore, share premium of Rs. 0 crore, retained earnings of Rs. 21.36 crore, reserves of Rs. 29.91 crore and non controlling interest of Rs. 0 crore.

JFL cash flow for 2080/81

In the financial year 2080/81, Janaki Finance Company Limited reported net cash flow from operating activities (a) of Rs. 37.84 crore, net cash flow from investing activities (b) of Rs. 0.32 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 38.17 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 137.93 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 176.1 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 31.08 crore, fees and other income received of Rs. 0.56 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.08 crore, interest paid of Rs. 45.25 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 2.18 crore, other expense paid of Rs. 1.82 crore, operating cash flows before changes in operating assets and liabilities of Rs. 17.54 crore, due from nepal rastra bank of Rs. 3.66 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 0.68 crore, other assets of Rs. 0.04 crore, due to banks and financial institutions of Rs. 2.8 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 54.38 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.15 crore, net cash flow from operating activities before tax paid of Rs. 38.56 crore and income taxes paid of Rs. 0.72 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.06 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.39 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

JFL cash flow for 2079/80

In the financial year 2079/80, Janaki Finance Company Limited reported net cash flow from operating activities (a) of Rs. 19.81 crore, net cash flow from investing activities (b) of Rs. 0.19 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 19.62 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 118.31 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 137.93 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 39.26 crore, fees and other income received of Rs. 0.69 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.02 crore, interest paid of Rs. 30.96 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 1.82 crore, other expense paid of Rs. 1.75 crore, operating cash flows before changes in operating assets and liabilities of Rs. 5.45 crore, due from nepal rastra bank of Rs. 11.31 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 5.87 crore, other assets of Rs. 0.72 crore, due to banks and financial institutions of Rs. 3.8 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 20.93 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.23 crore, net cash flow from operating activities before tax paid of Rs. 22.78 crore and income taxes paid of Rs. 2.97 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.63 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.44 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

JFL cash flow for 2078/79

In the financial year 2078/79, Janaki Finance Company Limited reported net cash flow from operating activities (a) of Rs. 39.93 crore, net cash flow from investing activities (b) of Rs. 0.33 crore, net cash flow from financing activities (c) of Rs. 0.47 crore, net increase/(decrease) in cash and cash equivalents of Rs. 40.07 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 158.38 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 118.31 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 40.59 crore, fees and other income received of Rs. 1.34 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.21 crore, interest paid of Rs. 31.19 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 2.35 crore, other expense paid of Rs. 1.57 crore, operating cash flows before changes in operating assets and liabilities of Rs. 7.03 crore, due from nepal rastra bank of Rs. 0.15 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 64.42 crore, other assets of Rs. 0.22 crore, due to banks and financial institutions of Rs. 5.4 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 13.88 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.28 crore, net cash flow from operating activities before tax paid of Rs. 38.03 crore and income taxes paid of Rs. 1.9 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.56 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.21 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 1.1 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.47 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

JFL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Janaki Finance Company Limited reported net interest income of Rs. 10.14 crore, net fee and commission income of Rs. 0.01 crore, other operating income of Rs. 0.12 crore, total operating income of Rs. 10.28 crore, impairment charge/(reversal) of Rs. 1.42 crore, net operating income of Rs. 11.7 crore, operating expenses of Rs. 7.45 crore, operating profit of Rs. 4.24 crore, profit before income tax of Rs. 4.24 crore, income tax expense of Rs. 0.4 crore and profit for the year of Rs. 3.84 crore.

Reported under net interest income: interest income of Rs. 14.28 crore and interest expense of Rs. 4.13 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.9 crore, other operating expenses of Rs. 6.37 crore and depreciation & amortisation of Rs. 0.19 crore. Reported under income tax expense: current tax of Rs. 0.4 crore and deferred tax of Rs. 0 crore.

JFL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Janaki Finance Company Limited reported net interest income of Rs. 1.33 crore, net fee and commission income of Rs. 0.01 crore, other operating income of Rs. 0.09 crore, total operating income of Rs. 1.42 crore, impairment charge/(reversal) of Rs. 0.84 crore, net operating income of Rs. 0.58 crore, operating expenses of Rs. 1.25 crore, operating profit of Rs. 0.67 crore, profit before income tax of Rs. 0.67 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 0.67 crore.

Reported under net interest income: interest income of Rs. 5.54 crore and interest expense of Rs. 4.21 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.45 crore, other operating expenses of Rs. 0.68 crore and depreciation & amortisation of Rs. 0.12 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

JFL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Janaki Finance Company Limited reported net interest income of Rs. 3.94 crore, net fee and commission income of Rs. 0.01 crore, other operating income of Rs. 0.13 crore, total operating income of Rs. 4.07 crore, impairment charge/(reversal) of Rs. 4.82 crore, net operating income of Rs. 0.75 crore, operating expenses of Rs. 1.75 crore, operating profit of Rs. 2.5 crore, profit before income tax of Rs. 2.5 crore, income tax expense of Rs. 0.08 crore and profit for the year of Rs. 2.42 crore.

Reported under net interest income: interest income of Rs. 8.63 crore and interest expense of Rs. 4.7 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.43 crore, other operating expenses of Rs. 1.19 crore and depreciation & amortisation of Rs. 0.13 crore. Reported under income tax expense: current tax of Rs. 0.08 crore and deferred tax of Rs. 0 crore.

JFL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Janaki Finance Company Limited reported net interest income of Rs. 1.74 crore, net fee and commission income of Rs. 0.01 crore, other operating income of Rs. 0.6 crore, total operating income of Rs. 2.35 crore, impairment charge/(reversal) of Rs. 0.77 crore, net operating income of Rs. 1.57 crore, operating expenses of Rs. 1.31 crore, operating profit of Rs. 0.26 crore, profit before income tax of Rs. 0.26 crore, income tax expense of Rs. 0.08 crore and profit for the year of Rs. 0.18 crore.

Reported under net interest income: interest income of Rs. 7.1 crore and interest expense of Rs. 5.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.58 crore, other operating expenses of Rs. 0.62 crore and depreciation & amortisation of Rs. 0.11 crore. Reported under income tax expense: current tax of Rs. 0.08 crore and deferred tax of Rs. 0 crore.

JFL Profit & Loss

Values in Rs. Crore unless stated otherwise.

JFL Balance Sheet

Values in Rs. Crore unless stated otherwise.

JFL Cash Flow

Values in Rs. Crore unless stated otherwise.

JFL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Janaki Finance share price history

Over the last 15 trading sessions JFL closed between Rs. 273.00 and Rs. 290.00, finishing at Rs. 273.00 on 2026-10-12 against Rs. 290.00 on 2026-09-18.

JFL share price by year

2026, between Rs. 250.10 and Rs. 492.00, 2025, between Rs. 395.00 and Rs. 784.00, 2024, between Rs. 334.20 and Rs. 1,083.30, 2023, between Rs. 316.70 and Rs. 484.50, 2022, between Rs. 305.00 and Rs. 649.57 and 2021, between Rs. 195.65 and Rs. 726.96.

Janaki Finance share price returns

At Rs. 273.00 on 2026-10-12, JFL is down 1.80% over 1 week, down 2.50% over 1 month, down 29.09% over 3 months, down 35.31% over 6 months, down 37.95% over 1 year and down 46.33% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

JFL floorsheet for 2026-10-12

JFL traded 54 times on 2026-10-12, moving 5,190 shares for Rs. 0.14 crore of turnover. Trades went through between Rs. 273.00 and Rs. 277.00.

Largest buyers by volume: broker 44, Dynamic Money Managers Securities Pvt.Ltd on 1,640 shares across 9 trades, broker 42, Sani Securities Company Limited on 1,341 shares across 10 trades, broker 91, C.B.I.L. Securities Limited on 489 shares across 4 trades, broker 58, Naasa Securities Co. Ltd. on 331 shares across 8 trades, broker 64, Sun Securities Pvt. Ltd on 250 shares across 1 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 200 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 195 shares across 2 trades, broker 46, Kalika Securities Pvt.Limited on 184 shares across 2 trades, broker 17, ABC Securities Pvt. Limited on 110 shares across 2 trades and broker 36, Secured Securities Limited on 110 shares across 2 trades.

Largest sellers by volume: broker 14, Nepal Stock House Pvt. Limited on 1,000 shares across 13 trades, broker 56, Sri Hari Securities Pvt.Ltd on 970 shares across 1 trades, broker 42, Sani Securities Company Limited on 680 shares across 4 trades, broker 11, Malla & Malla Stock Broking Company Pvt. Limited on 500 shares across 5 trades, broker 62, Capital Max Securities Limited on 400 shares across 4 trades, broker 58, Naasa Securities Co. Ltd. on 301 shares across 6 trades, broker 5, Market Securities Exchange Company Pvt. Limited on 275 shares across 3 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 220 shares across 4 trades, broker 45, Imperial Securities Co. Limited on 200 shares across 2 trades and broker 21, Midas Stock Broking Company Pvt. Limited on 170 shares across 3 trades.

JFL dividend history: bonus shares and cash dividend

Janaki Finance Company Limited most recently declared a 15% bonus share issue for 2077/2078, announced on 2022-01-28. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2077/2078 Janaki Finance Company Limited declared a 15% bonus share issue, announced on 2022-01-28.

JFL general meetings

Annual and special general meetings Janaki Finance Company Limited has called. A dividend is declared by the board and approved at the AGM.

• 27th and 28th AGM for 2081/2082: on 2026-01-03, at Masala Cottage, Tirhutiya Gachi-4, Janakpurdham (8:00 AM)
• 26th AGM for 2078/2079: on 2023-07-29, at Masala Cottage, Tirhutiya Gachi, Janakpurdham (09:00 AM)
• 25th AGM for 2077/2078: on 2022-02-19

5 years of annual statements and 12 quarters of results for JFL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

Other Finance companies on NEPSE

• Manjushree Finance Ltd. (MFIL) share price
• Multipurpose Finance Company Limited (MPFL) share price
• Nepal Finance Ltd. (NFS) share price
• Progressive Finance Limited (PROFL) share price
• Reliance Finance Ltd. (RLFL) share price
• Shree Investment Finance Co. Ltd. (SIFC) share price
• Best Finance Company Ltd. (BFC) share price
• Central Finance Co. Ltd. (CFCL) share price
• Goodwill Finance Limited (GFCL) share price
• Guheshowori Merchant Bank & Finance Co. Ltd. (GMFIL) share price
• Gurkhas Finance Ltd. (GUFL) share price
• ICFC Finance Limited (ICFC) share price

All finance companies on NEPSE

More on NepView

• NEPSE today: live index, share prices and market summary
• All NEPSE listed companies
• NEPSE floorsheet: every trade by broker and symbol
• Open and upcoming IPOs in Nepal
• NEPSE technical analysis: RSI, MACD and moving averages
• Learn NEPSE investing