Gurkhas Finance Ltd. (GUFL) Share Price & Fundamentals

Gurkhas Finance (GUFL) share price is Rs. 495.00, down 1.00% on 2026-11-02. Open Rs. 500.00. High Rs. 503.00. Low Rs. 491.00. Volume 11,352.

Gurkhas Finance Ltd. is a NEPSE-listed company (GUFL), Finance sector. Revenue: Rs. 36.19 Crore. Net profit: Rs. 21.94 Crore. Net worth: Rs. 125.91 Crore.

About Gurkhas Finance Ltd.

Gurkhas Finance Ltd. (GUFL) has 86,79,938 shares outstanding.

GUFL key metrics

GUFL strengths

What Gurkhas Finance Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• Lends out 60.6% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Bad-loan charges come to -76.2% of income, so borrowers are paying back well. (Asset Quality)
• 97.9% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• Turns 60.6% of its income into profit once every cost is paid. (Profitability)
• Keeps 99.7% of income as profit from everyday banking, before tax. (Profitability)
• 86.6% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Loans are 52.5% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
• 11.6% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Owns 8.65x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)

GUFL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is -9.6%, below what owners would hope for. (Profitability)
• Return on everything it owns is -1.1%, so its assets are not producing much. (Profitability)
• Makes only 2.7% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• The loan book moved -9.3%, so lending is not expanding. (Growth)
• Deposits moved -1%, so its cheapest source of funding is not growing. (Growth)
• Staff costs take 49.9% of income, a heavy load on earnings. (Efficiency)
• Each share is backed by only Rs 145.05 of net worth. (Shareholder Returns)
• The bank's size moved -3.1% over the year. (Shareholder Returns)
• Each share produced Rs 25.28 over the year. (Shareholder Returns)
• Income from lending moved 6.2%, so the core business is not growing. (Growth)
• Only 9.6% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Total income moved 6.7% on last year. (Growth)

GUFL Q1 2083/84 results

In the first quarter of 2083/84 (Q1 2083/84) Gurkhas Finance Ltd. reported profit of Rs. 6.75 crore and total operating income of Rs. 10.77 crore. Profit in Q4 2082/83 was Rs. 8.99 crore. Profit fell 24.97% on the previous quarter. Total operating income fell 0.88% on the previous quarter. Profit in Q1 2082/83, the same quarter a year earlier, was a loss of Rs. 4.24 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income grew 23.60% on the same quarter last year.

GUFL annual results 2082/83

For the financial year 2082/83 Gurkhas Finance Ltd. reported net profit of Rs. 21.94 crore, total operating income of Rs. 36.19 crore and net worth of Rs. 125.91 crore. Net profit in 2081/82 was a loss of Rs. 12.15 crore. Net profit turned from a loss to a profit on the year. Total operating income grew 6.66% on the year.

GUFL profit and loss for 2082/83

In the financial year 2082/83, Gurkhas Finance Ltd. reported net interest income of Rs. 31.33 crore, net fee and commission income of Rs. 3.48 crore, other operating income of Rs. 1.37 crore, total operating income of Rs. 36.19 crore, impairment charge/(reversal) of Rs. 27.58 crore, net operating income of Rs. 63.77 crore, operating expenses of Rs. 27.67 crore, operating profit of Rs. 36.09 crore, non-operating income/(expense) of Rs. 2.13 crore, profit before income tax of Rs. 33.96 crore, income tax expense of Rs. 12.02 crore and profit for the year of Rs. 21.94 crore.

Reported under net interest income: interest income of Rs. 69.54 crore and interest expense of Rs. 38.21 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.6 crore and fee and commission expense of Rs. 0.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 18.05 crore, other operating expenses of Rs. 8.37 crore and depreciation & amortisation of Rs. 1.25 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.31 crore and non-operating expense of Rs. 2.44 crore. Reported under income tax expense: current tax of Rs. 3.74 crore and deferred tax of Rs. 8.28 crore.

GUFL profit and loss for 2081/82

In the financial year 2081/82, Gurkhas Finance Ltd. reported net interest income of Rs. 29.51 crore, net fee and commission income of Rs. 2.94 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.48 crore, total operating income of Rs. 33.93 crore, impairment charge/(reversal) of Rs. 24.65 crore, net operating income of Rs. 9.28 crore, operating expenses of Rs. 23.56 crore, operating profit of Rs. 14.28 crore, non-operating income/(expense) of Rs. 1.05 crore, profit before income tax of Rs. 15.32 crore, income tax expense of Rs. 3.18 crore and profit for the year of Rs. 12.15 crore.

Reported under net interest income: interest income of Rs. 89.26 crore and interest expense of Rs. 59.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.07 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 14.22 crore, other operating expenses of Rs. 5.62 crore and depreciation & amortisation of Rs. 3.72 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.3 crore and non-operating expense of Rs. 1.34 crore. Reported under income tax expense: current tax of Rs. 5.03 crore and deferred tax of Rs. 8.21 crore.

GUFL profit and loss for 2080/81

In the financial year 2080/81, Gurkhas Finance Ltd. reported net interest income of Rs. 30.41 crore, net fee and commission income of Rs. 4.68 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.99 crore, total operating income of Rs. 36.08 crore, impairment charge/(reversal) of Rs. 1.99 crore, net operating income of Rs. 38.07 crore, operating expenses of Rs. 25.76 crore, operating profit of Rs. 12.31 crore, non-operating income/(expense) of Rs. 3.61 crore, profit before income tax of Rs. 8.7 crore, income tax expense of Rs. 4.47 crore and profit for the year of Rs. 4.24 crore.

Reported under net interest income: interest income of Rs. 103.47 crore and interest expense of Rs. 73.06 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.82 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 16.13 crore, other operating expenses of Rs. 5.72 crore and depreciation & amortisation of Rs. 3.91 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.32 crore and non-operating expense of Rs. 3.92 crore. Reported under income tax expense: current tax of Rs. 2.77 crore and deferred tax of Rs. 1.69 crore.

GUFL balance sheet for 2081/82

In the financial year 2081/82, Gurkhas Finance Ltd. reported total assets of Rs. 1,088.92 crore, total liabilities of Rs. 963.02 crore and total equity of Rs. 125.91 crore.

Reported under total assets: cash and cash equivalents of Rs. 109.27 crore, due from nepal rastra bank of Rs. 194.25 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 25.6 crore, loans and advances to customers of Rs. 571.58 crore, investment securities of Rs. 97.53 crore, current tax assets of Rs. 0.38 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 43.55 crore, property and equipment of Rs. 14.99 crore, goodwill and intangible assets of Rs. 0.19 crore, deferred tax assets of Rs. 21.19 crore and other assets of Rs. 10.41 crore. Reported under total liabilities: due to banks and fis of Rs. 4.54 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 942.91 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 15.57 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 86.8 crore, share premium of Rs. 2.24 crore, retained earnings of Rs. 70.22 crore, reserves of Rs. 107.09 crore and non controlling interest of Rs. 0 crore.

GUFL balance sheet for 2080/81

In the financial year 2080/81, Gurkhas Finance Ltd. reported total assets of Rs. 1,123.23 crore, total liabilities of Rs. 987.71 crore and total equity of Rs. 135.52 crore.

Reported under total assets: cash and cash equivalents of Rs. 163.19 crore, due from nepal rastra bank of Rs. 82.98 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 67.98 crore, loans and advances to customers of Rs. 630.48 crore, investment securities of Rs. 98.88 crore, current tax assets of Rs. 3.31 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 39.04 crore, property and equipment of Rs. 15.16 crore, goodwill and intangible assets of Rs. 0.29 crore, deferred tax assets of Rs. 14.06 crore and other assets of Rs. 7.84 crore. Reported under total liabilities: due to banks and fis of Rs. 18.46 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 952.55 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 16.69 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 86.8 crore, share premium of Rs. 2.24 crore, retained earnings of Rs. 50.73 crore, reserves of Rs. 97.21 crore and non controlling interest of Rs. 0 crore.

GUFL balance sheet for 2079/80

In the financial year 2079/80, Gurkhas Finance Ltd. reported total assets of Rs. 980.19 crore, total liabilities of Rs. 849.26 crore and total equity of Rs. 130.92 crore.

Reported under total assets: cash and cash equivalents of Rs. 176.14 crore, due from nepal rastra bank of Rs. 32.22 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 70.14 crore, loans and advances to customers of Rs. 523.78 crore, investment securities of Rs. 89.24 crore, current tax assets of Rs. 2.4 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 43.26 crore, property and equipment of Rs. 18.4 crore, goodwill and intangible assets of Rs. 0.31 crore, deferred tax assets of Rs. 15.91 crore and other assets of Rs. 8.41 crore. Reported under total liabilities: due to banks and fis of Rs. 57.76 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 772.84 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 18.66 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 86.8 crore, share premium of Rs. 2.24 crore, retained earnings of Rs. 62.48 crore, reserves of Rs. 104.36 crore and non controlling interest of Rs. 0 crore.

GUFL cash flow for 2081/82

In the financial year 2081/82, Gurkhas Finance Ltd. reported net cash flow from operating activities (a) of Rs. 52.98 crore, net cash flow from investing activities (b) of Rs. 3.47 crore, net cash flow from financing activities (c) of Rs. 2.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 53.92 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 163.19 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 109.27 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 88.85 crore, fees and other income received of Rs. 3.07 crore, dividend received of Rs. 0.29 crore, receipts from other operating activities of Rs. 1.63 crore, interest paid of Rs. 58.73 crore, commission and fees paid of Rs. 0.13 crore, cash payment to employees of Rs. 13.81 crore, other expense paid of Rs. 31.61 crore, operating cash flows before changes in operating assets and liabilities of Rs. 13.69 crore, due from nepal rastra bank of Rs. 111.27 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 42.38 crore, loan and advances to customers of Rs. 58.9 crore, other assets of Rs. 7.79 crore, due to banks and financial institutions of Rs. 13.93 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 9.64 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.12 crore, net cash flow from operating activities before tax paid of Rs. 56.16 crore and income taxes paid of Rs. 3.18 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1.36 crore, receipts from sale of investment securities of Rs. 3.11 crore, purchase of property and equipment of Rs. 3.44 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 4.5 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 2.53 crore.

GUFL cash flow for 2080/81

In the financial year 2080/81, Gurkhas Finance Ltd. reported net cash flow from operating activities (a) of Rs. 7.22 crore, net cash flow from investing activities (b) of Rs. 13.9 crore, net cash flow from financing activities (c) of Rs. 8.18 crore, net increase/(decrease) in cash and cash equivalents of Rs. 12.95 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 176.14 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 163.19 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 82.78 crore, fees and other income received of Rs. 4.82 crore, dividend received of Rs. 0.32 crore, receipts from other operating activities of Rs. 0.99 crore, interest paid of Rs. 71.9 crore, commission and fees paid of Rs. 0.13 crore, cash payment to employees of Rs. 16.12 crore, other expense paid of Rs. 7.65 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.9 crore, due from nepal rastra bank of Rs. 50.77 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 2.16 crore, loan and advances to customers of Rs. 86.02 crore, other assets of Rs. 0.34 crore, due to banks and financial institutions of Rs. 39.3 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 179.71 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.97 crore, net cash flow from operating activities before tax paid of Rs. 2.76 crore and income taxes paid of Rs. 4.47 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 23.93 crore, receipts from sale of investment securities of Rs. 14.28 crore, purchase of property and equipment of Rs. 0.55 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.1 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 3.6 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 8.18 crore.

GUFL cash flow for 2079/80

In the financial year 2079/80, Gurkhas Finance Ltd. reported net cash flow from operating activities (a) of Rs. 1.68 crore, net cash flow from investing activities (b) of Rs. 35.81 crore, net cash flow from financing activities (c) of Rs. 4.85 crore, net increase/(decrease) in cash and cash equivalents of Rs. 29.28 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 205.42 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 176.14 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 88.34 crore, fees and other income received of Rs. 3.32 crore, dividend received of Rs. 0.17 crore, receipts from other operating activities of Rs. 0.6 crore, interest paid of Rs. 72.82 crore, commission and fees paid of Rs. 0.1 crore, cash payment to employees of Rs. 14.03 crore, other expense paid of Rs. 21.58 crore, operating cash flows before changes in operating assets and liabilities of Rs. 16.1 crore, due from nepal rastra bank of Rs. 8.61 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0.75 crore, loan and advances to customers of Rs. 36.55 crore, other assets of Rs. 3.11 crore, due to banks and financial institutions of Rs. 3.82 crore, due to nepal rastra bank of Rs. 20 crore, deposit from customers of Rs. 18.77 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.86 crore, net cash flow from operating activities before tax paid of Rs. 1.06 crore and income taxes paid of Rs. 0.62 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0.58 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.53 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.29 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 35.57 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0.02 crore and other receipt/payment of Rs. 4.87 crore.

GUFL quarterly for Q1 2083/84

In the quarter Q1 2083/84, Gurkhas Finance Ltd. reported net interest income of Rs. 9.75 crore, net fee and commission income of Rs. 0.9 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.12 crore, total operating income of Rs. 10.77 crore, impairment charge/(reversal) of Rs. 8.21 crore, net operating income of Rs. 18.98 crore, operating expenses of Rs. 6.51 crore, operating profit of Rs. 12.47 crore, non-operating income/(expense) of Rs. 2.51 crore, profit before income tax of Rs. 9.97 crore, income tax expense of Rs. 3.22 crore and profit for the year of Rs. 6.75 crore.

Reported under net interest income: interest income of Rs. 17.5 crore and interest expense of Rs. 7.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.9 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.13 crore, other operating expenses of Rs. 2.06 crore and depreciation & amortisation of Rs. 0.31 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.63 crore and non-operating expense of Rs. 3.13 crore. Reported under income tax expense: current tax of Rs. 3.22 crore and deferred tax of Rs. 0 crore.

GUFL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Gurkhas Finance Ltd. reported net interest income of Rs. 9.48 crore, net fee and commission income of Rs. 1.15 crore, other operating income of Rs. 0.24 crore, total operating income of Rs. 10.86 crore, impairment charge/(reversal) of Rs. 12.44 crore, net operating income of Rs. 23.3 crore, operating expenses of Rs. 8.09 crore, operating profit of Rs. 15.21 crore, non-operating income/(expense) of Rs. 0.25 crore, profit before income tax of Rs. 15.46 crore, income tax expense of Rs. 6.47 crore and profit for the year of Rs. 8.99 crore.

Reported under net interest income: interest income of Rs. 17.95 crore and interest expense of Rs. 8.48 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.26 crore and fee and commission expense of Rs. 0.11 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.39 crore, other operating expenses of Rs. 1.4 crore and depreciation & amortisation of Rs. 0.3 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.13 crore and non-operating expense of Rs. 0.38 crore. Reported under income tax expense: current tax of Rs. 1.81 crore and deferred tax of Rs. 8.28 crore.

GUFL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Gurkhas Finance Ltd. reported net interest income of Rs. 11.44 crore, net fee and commission income of Rs. 0.93 crore, other operating income of Rs. 0.76 crore, total operating income of Rs. 13.13 crore, impairment charge/(reversal) of Rs. 3.64 crore, net operating income of Rs. 16.77 crore, operating expenses of Rs. 6.64 crore, operating profit of Rs. 10.13 crore, non-operating income/(expense) of Rs. 0.44 crore, profit before income tax of Rs. 9.69 crore, income tax expense of Rs. 2.91 crore and profit for the year of Rs. 6.78 crore.

Reported under net interest income: interest income of Rs. 20.15 crore and interest expense of Rs. 8.71 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.93 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.43 crore, other operating expenses of Rs. 1.89 crore and depreciation & amortisation of Rs. 0.32 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.3 crore and non-operating expense of Rs. 0.74 crore. Reported under income tax expense: current tax of Rs. 2.91 crore and deferred tax of Rs. 0 crore.

GUFL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Gurkhas Finance Ltd. reported net interest income of Rs. 2.41 crore, net fee and commission income of Rs. 0.78 crore, other operating income of Rs. 0.29 crore, total operating income of Rs. 3.48 crore, impairment charge/(reversal) of Rs. 17.02 crore, net operating income of Rs. 20.51 crore, operating expenses of Rs. 6.64 crore, operating profit of Rs. 13.87 crore, non-operating income/(expense) of Rs. 0.82 crore, profit before income tax of Rs. 13.05 crore, income tax expense of Rs. 2.64 crore and profit for the year of Rs. 10.41 crore.

Reported under net interest income: interest income of Rs. 11.83 crore and interest expense of Rs. 9.42 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.79 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.16 crore, other operating expenses of Rs. 2.16 crore and depreciation & amortisation of Rs. 0.32 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.11 crore and non-operating expense of Rs. 0.93 crore. Reported under income tax expense: current tax of Rs. 2.64 crore and deferred tax of Rs. 0 crore.

GUFL Profit & Loss

Values in Rs. Crore unless stated otherwise.

GUFL Balance Sheet

Values in Rs. Crore unless stated otherwise.

GUFL Cash Flow

Values in Rs. Crore unless stated otherwise.

GUFL Quarterly Results

Figures from Gurkhas Finance Ltd.'s quarterly reports, most recent quarter first.

Values in Rs. Crore unless stated otherwise.

Gurkhas Finance share price history

Over the last 15 trading sessions GUFL closed between Rs. 484.00 and Rs. 503.00, finishing at Rs. 495.00 on 2026-11-02 against Rs. 490.00 on 2026-10-05.

GUFL share price by year

2026, between Rs. 478.00 and Rs. 644.00, 2025, between Rs. 460.60 and Rs. 723.00, 2024, between Rs. 516.00 and Rs. 1,041.00, 2023, between Rs. 454.00 and Rs. 652.00, 2022, between Rs. 357.00 and Rs. 913.30 and 2021, between Rs. 199.00 and Rs. 1,500.00.

Gurkhas Finance share price returns

At Rs. 495.00 on 2026-11-02, GUFL is up 1.12% over 1 week, down 0.40% over 1 month, down 12.99% over 3 months, down 4.62% over 6 months, down 6.25% over 1 year and down 47.17% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

GUFL floorsheet for 2026-11-02

GUFL traded 54 times on 2026-11-02, moving 11,352 shares for Rs. 0.56 crore of turnover. Trades went through between Rs. 491.00 and Rs. 503.00.

Largest buyers by volume: broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 2,600 shares across 6 trades, broker 42, Sani Securities Company Limited on 2,414 shares across 9 trades, broker 58, Naasa Securities Co. Ltd. on 1,060 shares across 6 trades, broker 77, Nabil Stock Dealer Limited on 1,000 shares across 1 trades, broker 13, Thrive Brokerage House Pvt. Limited on 750 shares across 3 trades, broker 7, J.F. Securities Company Pvt. Limited on 640 shares across 4 trades, broker 62, Capital Max Securities Limited on 500 shares across 1 trades, broker 25, Sweta Securities Pvt. Limited on 490 shares across 3 trades, broker 45, Imperial Securities Co. Limited on 399 shares across 2 trades and broker 36, Secured Securities Limited on 300 shares across 1 trades.

Largest sellers by volume: broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 2,000 shares across 2 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 1,820 shares across 5 trades, broker 68, Elite Stock House Limited on 1,600 shares across 5 trades, broker 34, Vision Securities Pvt.Limited on 1,597 shares across 9 trades, broker 58, Naasa Securities Co. Ltd. on 1,100 shares across 11 trades, broker 45, Imperial Securities Co. Limited on 900 shares across 4 trades, broker 56, Sri Hari Securities Pvt.Ltd on 731 shares across 6 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 700 shares across 1 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 350 shares across 2 trades and broker 7, J.F. Securities Company Pvt. Limited on 300 shares across 2 trades.

GUFL dividend history: bonus shares and cash dividend

GUFL general meetings

Annual and special general meetings Gurkhas Finance Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 31st AGM for 2081/2082: on 2026-01-13, at Anupam Foodland, Battisputali, Kathmandu (11:00 AM)
• 30th AGM for 2080/2081: on 2025-05-23, at Anupam Foodland, Battisputali, Kathmandu (11:00 AM)
• 30th AGM for 2080/2081: on 2025-01-13

6 years of annual statements and 12 quarters of results for GUFL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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