Lumbini Bikas Bank (LBBL) share price is Rs. 550.00, up 7.00% on 2026-10-30. Open Rs. 514.00. High Rs. 551.00. Low Rs. 514.00. Volume 712,051.
Lumbini Bikas Bank Ltd. is a NEPSE-listed company (LBBL), Development Banks sector. Revenue: Rs. 228.15 Crore. Net profit: Rs. 85.1 Crore. Net worth: Rs. 689.21 Crore.
Lumbini Bikas Bank Limited is a national-level Class 'B' development bank licensed by Nepal Rastra Bank, formed in 2017 through the merger of Lumbini Finance and Leasing Company and Vibor Society Development Bank, and listed on NEPSE the same year. Its head office is at Dillibazar, Kathmandu. The bank offers deposit, lending, remittance and digital banking services, with a paid-up capital of roughly NPR 3.6 billion. It has no subsidiary and reports on a standalone basis.
Lumbini Bikas Bank Ltd. (LBBL) has 3,62,36,782 shares outstanding. It listed on NEPSE in 2017.
| Market Cap | Rs. 1,986.50 Crore |
|---|---|
| P/E Ratio | 82.39 |
| P/E Ratio (TTM) | 13.01 |
| EPS | Rs. 6.65 |
| EPS (TTM) | Rs. 42.13 |
| Book Value | Rs. 190.20 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 555.00 |
| 52 Week Low | Rs. 438.40 |
| Listed Since | 2017 |
What Lumbini Bikas Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In the first quarter of 2083/84 (Q1 2083/84) Lumbini Bikas Bank Ltd. reported profit of Rs. 32.72 crore and total operating income of Rs. 60.35 crore. Profit in Q4 2082/83 was Rs. 28.93 crore. Profit grew 13.07% on the previous quarter. Total operating income fell 0.69% on the previous quarter. Profit in Q1 2082/83, the same quarter a year earlier, was a loss of Rs. 34.86 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income grew 9.64% on the same quarter last year.
For the financial year 2082/83 Lumbini Bikas Bank Ltd. reported net profit of Rs. 85.1 crore, total operating income of Rs. 228.15 crore and net worth of Rs. 689.21 crore. Net profit in 2081/82 was Rs. 24.11 crore. Net profit grew 252.96% on the year. Total operating income grew 6.09% on the year.
In the financial year 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 199.72 crore, net fee and commission income of Rs. 18.43 crore, net trading income of Rs. 0 crore, other operating income of Rs. 9.99 crore, total operating income of Rs. 228.15 crore, impairment charge/(reversal) of Rs. 13.5 crore, net operating income of Rs. 214.64 crore, operating expenses of Rs. 92.86 crore, operating profit of Rs. 121.78 crore, non-operating income/(expense) of Rs. 0.8 crore, profit before income tax of Rs. 122.58 crore, income tax expense of Rs. 37.48 crore and profit for the year of Rs. 85.1 crore.
Reported under net interest income: interest income of Rs. 459.9 crore and interest expense of Rs. 260.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 19.63 crore and fee and commission expense of Rs. 1.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 57.81 crore, other operating expenses of Rs. 29.92 crore and depreciation & amortisation of Rs. 5.13 crore. Reported under non-operating income/(expense): non-operating income of Rs. 3.36 crore and non-operating expense of Rs. 2.56 crore. Reported under income tax expense: current tax of Rs. 37.48 crore and deferred tax of Rs. 0 crore.
In the financial year 2081/82, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 185.73 crore, net fee and commission income of Rs. 20.6 crore, net trading income of Rs. 0.01 crore, other operating income of Rs. 8.7 crore, total operating income of Rs. 215.04 crore, impairment charge/(reversal) of Rs. 77.88 crore, net operating income of Rs. 137.17 crore, operating expenses of Rs. 78.76 crore, operating profit of Rs. 58.41 crore, non-operating income/(expense) of Rs. 10.8 crore, profit before income tax of Rs. 47.61 crore, income tax expense of Rs. 23.49 crore and profit for the year of Rs. 24.11 crore.
Reported under net interest income: interest income of Rs. 562.25 crore and interest expense of Rs. 376.52 crore. Reported under net fee and commission income: fee and commission income of Rs. 21.65 crore and fee and commission expense of Rs. 1.05 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 45.92 crore, other operating expenses of Rs. 20.82 crore and depreciation & amortisation of Rs. 12.02 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.21 crore and non-operating expense of Rs. 11.01 crore. Reported under income tax expense: current tax of Rs. 23.97 crore and deferred tax of Rs. 0.48 crore.
In the financial year 2080/81, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 175.48 crore, net fee and commission income of Rs. 19.68 crore, net trading income of Rs. 0 crore, other operating income of Rs. 8.52 crore, total operating income of Rs. 203.69 crore, impairment charge/(reversal) of Rs. 23.58 crore, net operating income of Rs. 180.11 crore, operating expenses of Rs. 82.68 crore, operating profit of Rs. 97.43 crore, non-operating income/(expense) of Rs. 2.25 crore, profit before income tax of Rs. 95.18 crore, income tax expense of Rs. 40.81 crore and profit for the year of Rs. 54.37 crore.
Reported under net interest income: interest income of Rs. 689.53 crore and interest expense of Rs. 514.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 20.82 crore and fee and commission expense of Rs. 1.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 51.02 crore, other operating expenses of Rs. 20.79 crore and depreciation & amortisation of Rs. 10.86 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.17 crore and non-operating expense of Rs. 2.42 crore. Reported under income tax expense: current tax of Rs. 40.51 crore and deferred tax of Rs. 0.3 crore.
In the financial year 2081/82, Lumbini Bikas Bank Ltd. reported total assets of Rs. 6,786.45 crore, total liabilities of Rs. 6,097.24 crore and total equity of Rs. 689.21 crore.
Reported under total assets: cash and cash equivalents of Rs. 338.28 crore, due from nepal rastra bank of Rs. 274.55 crore, loans and advances to banks and fis of Rs. 43.57 crore, loans and advances to customers of Rs. 4,706.71 crore, investment securities of Rs. 1,234.85 crore, current tax assets of Rs. 7.44 crore, investment in associates of Rs. 66.9 crore, investment property of Rs. 22.19 crore, property and equipment of Rs. 62.03 crore, goodwill and intangible assets of Rs. 1.06 crore and other assets of Rs. 28.87 crore. Reported under total liabilities: due to banks and fis of Rs. 42.45 crore, due to nepal rastra bank of Rs. 78.99 crore, deposits from customers of Rs. 5,759.41 crore, deferred tax liabilities of Rs. 25.23 crore, other liabilities of Rs. 85.94 crore and debt securities issued of Rs. 105.23 crore. Reported under total equity: share capital of Rs. 362.37 crore, share premium of Rs. 0 crore, retained earnings of Rs. 18.44 crore and reserves of Rs. 308.4 crore.
In the financial year 2080/81, Lumbini Bikas Bank Ltd. reported total assets of Rs. 6,908.76 crore, total liabilities of Rs. 6,240.02 crore and total equity of Rs. 668.74 crore.
Reported under total assets: cash and cash equivalents of Rs. 368.14 crore, due from nepal rastra bank of Rs. 337.96 crore, loans and advances to banks and fis of Rs. 216.96 crore, loans and advances to customers of Rs. 4,624.74 crore, investment securities of Rs. 1,170 crore, current tax assets of Rs. 6.32 crore, investment in associates of Rs. 65.3 crore, investment property of Rs. 20.4 crore, property and equipment of Rs. 69.73 crore, goodwill and intangible assets of Rs. 0.61 crore and other assets of Rs. 28.6 crore. Reported under total liabilities: due to banks and fis of Rs. 63.84 crore, due to nepal rastra bank of Rs. 104.23 crore, deposits from customers of Rs. 5,855.31 crore, deferred tax liabilities of Rs. 22.09 crore, other liabilities of Rs. 89.31 crore and debt securities issued of Rs. 105.24 crore. Reported under total equity: share capital of Rs. 351.81 crore, share premium of Rs. 0 crore, retained earnings of Rs. 31.16 crore and reserves of Rs. 285.76 crore.
In the financial year 2079/80, Lumbini Bikas Bank Ltd. reported total assets of Rs. 5,889.15 crore, total liabilities of Rs. 5,267.44 crore and total equity of Rs. 621.71 crore.
Reported under total assets: cash and cash equivalents of Rs. 366.67 crore, due from nepal rastra bank of Rs. 195.96 crore, loans and advances to banks and fis of Rs. 217.67 crore, loans and advances to customers of Rs. 4,142.61 crore, investment securities of Rs. 777.03 crore, current tax assets of Rs. 13.49 crore, investment in associates of Rs. 59.55 crore, investment property of Rs. 16.94 crore, property and equipment of Rs. 76.74 crore, goodwill and intangible assets of Rs. 0.42 crore and other assets of Rs. 22.06 crore. Reported under total liabilities: due to banks and fis of Rs. 96.36 crore, due to nepal rastra bank of Rs. 48.87 crore, deposits from customers of Rs. 4,913.21 crore, deferred tax liabilities of Rs. 20.88 crore, other liabilities of Rs. 87.28 crore and debt securities issued of Rs. 100.85 crore. Reported under total equity: share capital of Rs. 338.28 crore, share premium of Rs. 0 crore, retained earnings of Rs. 30.09 crore and reserves of Rs. 253.34 crore.
In the financial year 2081/82, Lumbini Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 40.05 crore, net cash flow from investing activities (b) of Rs. 55.84 crore, net cash flow from financing activities (c) of Rs. 14.07 crore, net increase/(decrease) in cash and cash equivalents of Rs. 29.86 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 368.14 crore and cash and cash equivalents at ashadh end of Rs. 338.28 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 558.78 crore, fees and other income received of Rs. 21.65 crore, dividend received of Rs. 5.11 crore, receipts from other operating activities of Rs. 3.84 crore, interest paid of Rs. 376.53 crore, commission and fees paid of Rs. 1.05 crore, cash payment to employees of Rs. 47.63 crore, other expense paid of Rs. 29.26 crore, operating cash flows before changes in operating assets and liabilities of Rs. 134.92 crore, due from nepal rastra bank of Rs. 63.41 crore, loan and advances to banks and financial institutions of Rs. 173.4 crore, loan and advances to customers of Rs. 170.65 crore, other assets of Rs. 0.26 crore, due to banks and financial institutions of Rs. 21.39 crore, due to nepal rastra bank of Rs. 25.24 crore, deposit from customers of Rs. 95.9 crore, other liabilities of Rs. 6.86 crore, net cash flow from operating activities before tax paid of Rs. 65.14 crore and income taxes paid of Rs. 25.09 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 77.88 crore, receipts from sale of investment securities of Rs. 24.97 crore, purchase of property and equipment of Rs. 4.3 crore, receipt from sale of property and equipment of Rs. 0.3 crore, purchase of intangible assets of Rs. 0.66 crore, purchase of investment properties of Rs. 8.51 crore, receipt from sale of investment properties of Rs. 6.77 crore and interest received of Rs. 3.46 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore and dividends paid of Rs. 14.07 crore.
In the financial year 2080/81, Lumbini Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 405.75 crore, net cash flow from investing activities (b) of Rs. 389.06 crore, net cash flow from financing activities (c) of Rs. 15.22 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1.47 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 366.67 crore and cash and cash equivalents at ashadh end of Rs. 368.14 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 685.03 crore, fees and other income received of Rs. 20.82 crore, dividend received of Rs. 1.59 crore, receipts from other operating activities of Rs. 3.22 crore, interest paid of Rs. 509.66 crore, commission and fees paid of Rs. 1.13 crore, cash payment to employees of Rs. 45.06 crore, other expense paid of Rs. 20.79 crore, operating cash flows before changes in operating assets and liabilities of Rs. 134.01 crore, due from nepal rastra bank of Rs. 142 crore, loan and advances to banks and financial institutions of Rs. 0.73 crore, loan and advances to customers of Rs. 507.99 crore, other assets of Rs. 6.55 crore, due to banks and financial institutions of Rs. 32.52 crore, due to nepal rastra bank of Rs. 55.36 crore, deposit from customers of Rs. 942.11 crore, other liabilities of Rs. 4.06 crore, net cash flow from operating activities before tax paid of Rs. 439.09 crore and income taxes paid of Rs. 33.34 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 488.06 crore, receipts from sale of investment securities of Rs. 98.29 crore, purchase of property and equipment of Rs. 3.94 crore, receipt from sale of property and equipment of Rs. 0.24 crore, purchase of intangible assets of Rs. 0.35 crore, purchase of investment properties of Rs. 9.01 crore, receipt from sale of investment properties of Rs. 9.27 crore and interest received of Rs. 4.5 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore and dividends paid of Rs. 15.22 crore.
In the financial year 2079/80, Lumbini Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 292.35 crore, net cash flow from investing activities (b) of Rs. 101.66 crore, net cash flow from financing activities (c) of Rs. 70.22 crore, net increase/(decrease) in cash and cash equivalents of Rs. 120.46 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 487.14 crore and cash and cash equivalents at ashadh end of Rs. 366.67 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 668.03 crore, fees and other income received of Rs. 16.57 crore, dividend received of Rs. 3.37 crore, receipts from other operating activities of Rs. 1.55 crore, interest paid of Rs. 492.87 crore, commission and fees paid of Rs. 1.13 crore, cash payment to employees of Rs. 45.85 crore, other expense paid of Rs. 20.81 crore, operating cash flows before changes in operating assets and liabilities of Rs. 128.86 crore, due from nepal rastra bank of Rs. 84.82 crore, loan and advances to banks and financial institutions of Rs. 16.43 crore, loan and advances to customers of Rs. 392.09 crore, other assets of Rs. 1.43 crore, due to banks and financial institutions of Rs. 53.47 crore, due to nepal rastra bank of Rs. 511.89 crore, deposit from customers of Rs. 625.81 crore, other liabilities of Rs. 2.49 crore, net cash flow from operating activities before tax paid of Rs. 275.08 crore and income taxes paid of Rs. 17.27 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 114.31 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 11.67 crore, receipt from sale of property and equipment of Rs. 0.15 crore, purchase of intangible assets of Rs. 0.22 crore, purchase of investment properties of Rs. 10.27 crore, receipt from sale of investment properties of Rs. 0.46 crore and interest received of Rs. 9.21 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 99.78 crore and dividends paid of Rs. 29.56 crore.
In the quarter Q1 2083/84, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 49.44 crore, net fee and commission income of Rs. 8.68 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.24 crore, total operating income of Rs. 60.35 crore, impairment charge/(reversal) of Rs. 8.8 crore, net operating income of Rs. 69.15 crore, operating expenses of Rs. 24.81 crore, operating profit of Rs. 44.35 crore, non-operating income/(expense) of Rs. 1.06 crore, profit before income tax of Rs. 43.28 crore, income tax expense of Rs. 10.57 crore and profit for the year of Rs. 32.72 crore.
Reported under net interest income: interest income of Rs. 105.83 crore and interest expense of Rs. 56.39 crore. Reported under net fee and commission income: fee and commission income of Rs. 8.86 crore and fee and commission expense of Rs. 0.19 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 16.78 crore, other operating expenses of Rs. 6.79 crore and depreciation & amortisation of Rs. 1.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 1.09 crore. Reported under income tax expense: current tax of Rs. 10.57 crore and deferred tax of Rs. 0 crore.
In the quarter Q4 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 54.55 crore, net fee and commission income of Rs. 5.58 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.64 crore, total operating income of Rs. 60.77 crore, impairment charge/(reversal) of Rs. 10.76 crore, net operating income of Rs. 71.53 crore, operating expenses of Rs. 29.63 crore, operating profit of Rs. 41.9 crore, non-operating income/(expense) of Rs. 1.97 crore, profit before income tax of Rs. 43.87 crore, income tax expense of Rs. 14.94 crore and profit for the year of Rs. 28.93 crore.
Reported under net interest income: interest income of Rs. 113.87 crore and interest expense of Rs. 59.32 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.04 crore and fee and commission expense of Rs. 0.45 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.53 crore, other operating expenses of Rs. 10.76 crore and depreciation & amortisation of Rs. 1.34 crore. Reported under non-operating income/(expense): non-operating income of Rs. 3.02 crore and non-operating expense of Rs. 1.05 crore. Reported under income tax expense: current tax of Rs. 14.94 crore and deferred tax of Rs. 0 crore.
In the quarter Q3 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 50.45 crore, net fee and commission income of Rs. 5 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.55 crore, total operating income of Rs. 56 crore, impairment charge/(reversal) of Rs. 5.59 crore, net operating income of Rs. 61.59 crore, operating expenses of Rs. 23.37 crore, operating profit of Rs. 38.22 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 38.14 crore, income tax expense of Rs. 10.51 crore and profit for the year of Rs. 27.63 crore.
Reported under net interest income: interest income of Rs. 109.81 crore and interest expense of Rs. 59.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.28 crore and fee and commission expense of Rs. 0.28 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 15.11 crore, other operating expenses of Rs. 7.02 crore and depreciation & amortisation of Rs. 1.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.26 crore and non-operating expense of Rs. 0.34 crore. Reported under income tax expense: current tax of Rs. 10.51 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 49.34 crore, net fee and commission income of Rs. 3.64 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.35 crore, total operating income of Rs. 56.33 crore, impairment charge/(reversal) of Rs. 41.04 crore, net operating income of Rs. 97.37 crore, operating expenses of Rs. 21.42 crore, operating profit of Rs. 75.95 crore, non-operating income/(expense) of Rs. 0.53 crore, profit before income tax of Rs. 75.43 crore, income tax expense of Rs. 12.03 crore and profit for the year of Rs. 63.4 crore.
Reported under net interest income: interest income of Rs. 115.75 crore and interest expense of Rs. 66.41 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.88 crore and fee and commission expense of Rs. 0.25 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 13.73 crore, other operating expenses of Rs. 6.45 crore and depreciation & amortisation of Rs. 1.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0.57 crore. Reported under income tax expense: current tax of Rs. 12.03 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 200 | 186 | 175 | 184 | 153 | 121 |
| Interest Income | 460 | 562 | 690 | 677 | 482 | 345 |
| Interest Expense | -260 | -377 | -514 | -493 | -329 | -224 |
| Net Fee and Commission Income | 18.4 | 20.6 | 19.7 | 15.4 | 15.4 | 17.2 |
| Fee and Commission Income | 19.6 | 21.7 | 20.8 | 16.6 | 16.2 | 17.7 |
| Fee and Commission Expense | -1.2 | -1.1 | -1.1 | -1.1 | -0.85 | -0.48 |
| Net Trading Income | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.00 |
| Other Operating Income | 10.0 | 8.7 | 8.5 | 4.9 | 5.1 | 14.0 |
| Total Operating Income | 228 | 215 | 204 | 205 | 174 | 152 |
| Impairment Charge/(Reversal) | -13.5 | -77.9 | -23.6 | -54.6 | -3.4 | -29.4 |
| Net Operating Income | 215 | 137 | 180 | 150 | 170 | 123 |
| Operating Expenses | -92.9 | -78.8 | -82.7 | -77.7 | -76.1 | -62.2 |
| Operating Expense - Personnel Expenses | -57.8 | -45.9 | -51.0 | -46.3 | -45.8 | -35.9 |
| Other Operating Expenses | -29.9 | -20.8 | -20.8 | -20.8 | -19.4 | -21.5 |
| Depreciation & Amortisation | -5.1 | -12.0 | -10.9 | -10.6 | -10.9 | -4.8 |
| Operating Profit | 122 | 58.4 | 97.4 | 72.5 | 94.2 | 60.6 |
| Non-Operating Income/(Expense) | 0.80 | -10.8 | -2.3 | -1.7 | -0.41 | 1.9 |
| Non-Operating Income | 3.4 | 0.21 | 0.17 | 0.15 | 0.05 | 2.3 |
| Non-Operating Expense | -2.6 | -11.0 | -2.4 | -1.8 | -0.46 | -0.41 |
| Profit Before Income Tax | 123 | 47.6 | 95.2 | 70.8 | 93.8 | 62.5 |
| Income Tax Expense | -37.5 | -23.5 | -40.8 | -21.0 | -30.1 | -19.1 |
| Current Tax | -37.5 | -24.0 | -40.5 | -21.0 | -31.0 | -18.9 |
| Deferred Tax | 0.00 | 0.48 | -0.30 | -0.01 | 0.89 | -0.23 |
| Profit for the Year | 85.1 | 24.1 | 54.4 | 49.8 | 63.7 | 43.4 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 6,786 | 6,909 | 5,889 | 5,669 | 4,413 | 3,450 |
| Cash and Cash Equivalents | 338 | 368 | 367 | 487 | 426 | 481 |
| Due from Nepal Rastra Bank | 275 | 338 | 196 | 111 | 132 | 130 |
| Loans and Advances to Banks and FIs | 43.6 | 217 | 218 | 234 | 252 | 101 |
| Loans and Advances to Customers | 4,707 | 4,625 | 4,143 | 3,807 | 2,967 | 2,432 |
| Investment Securities | 1,235 | 1,170 | 777 | 842 | 498 | 194 |
| Current Tax Assets | 7.4 | 6.3 | 13.5 | 17.2 | 25.7 | 14.8 |
| Investment in Associates | 66.9 | 65.3 | 59.6 | 67.0 | 58.4 | 48.3 |
| Investment Property | 22.2 | 20.4 | 16.9 | 7.1 | 6.6 | 5.4 |
| Property and Equipment | 62.0 | 69.7 | 76.7 | 75.3 | 30.6 | 31.5 |
| Goodwill and Intangible Assets | 1.1 | 0.61 | 0.42 | 0.36 | 0.28 | 0.33 |
| Other Assets | 28.9 | 28.6 | 22.1 | 20.6 | 16.1 | 11.5 |
| Total Liabilities | 6,097 | 6,240 | 5,267 | 5,096 | 3,883 | 3,005 |
| Due to Banks and FIs | 42.4 | 63.8 | 96.4 | 150 | 40.8 | 118 |
| Due to Nepal Rastra Bank | 79.0 | 104 | 48.9 | 561 | 143 | 47.0 |
| Deposits from Customers | 5,759 | 5,855 | 4,913 | 4,287 | 3,637 | 2,806 |
| Deferred Tax Liabilities | 25.2 | 22.1 | 20.9 | 7.1 | 19.4 | 4.1 |
| Other Liabilities | 85.9 | 89.3 | 87.3 | 90.8 | 42.9 | 30.7 |
| Debt Securities Issued | 105 | 105 | 101 | 0.00 | 0.00 | 0.00 |
| Total Equity | 689 | 669 | 622 | 573 | 529 | 444 |
| Share Capital | 362 | 352 | 338 | 328 | 291 | 272 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Retained Earnings | 18.4 | 31.2 | 30.1 | 46.0 | 43.5 | 29.4 |
| Reserves | 308 | 286 | 253 | 199 | 195 | 143 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 40.0 | 406 | -292 | 447 | 193 | 109 |
| Interest Received | 559 | 685 | 668 | 461 | 335 | 322 |
| Fees and Other Income Received | 21.7 | 20.8 | 16.6 | 16.3 | 17.7 | 12.0 |
| Dividend Received | 5.1 | 1.6 | 3.4 | 3.6 | 1.6 | 1.6 |
| Receipts from Other Operating Activities | 3.8 | 3.2 | 1.5 | 0.96 | 3.4 | 1.3 |
| Interest Paid | -377 | -510 | -493 | -325 | -224 | -229 |
| Commission and Fees Paid | -1.1 | -1.1 | -1.1 | -0.85 | -0.48 | -0.34 |
| Cash Payment to Employees | -47.6 | -45.1 | -45.9 | -39.9 | -33.1 | -39.7 |
| Other Expense Paid | -29.3 | -20.8 | -20.8 | -25.1 | -22.8 | -21.3 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 135 | 134 | 129 | 90.6 | 77.2 | 46.3 |
| Due from Nepal Rastra Bank | 63.4 | -142 | -84.8 | 20.7 | -1.8 | -46.8 |
| Loan and Advances to Banks and Financial Institutions | 173 | 0.73 | 16.4 | 17.8 | -148 | 19.9 |
| Loan and Advances to Customers | -171 | -508 | -392 | -828 | -561 | -314 |
| Other Assets | -0.26 | -6.5 | -1.4 | -4.6 | -4.5 | 0.79 |
| Due to Banks and Financial Institutions | -21.4 | -32.5 | -53.5 | 109 | -76.8 | -213 |
| Due to Nepal Rastra Bank | -25.2 | 55.4 | -512 | 418 | 95.7 | -21.2 |
| Deposit from Customers | -95.9 | 942 | 626 | 650 | 831 | 656 |
| Other Liabilities | 6.9 | -4.1 | -2.5 | -4.9 | 11.0 | 0.08 |
| Net Cash Flow from Operating Activities Before Tax Paid | 65.1 | 439 | -275 | 469 | 223 | 128 |
| Income Taxes Paid | -25.1 | -33.3 | -17.3 | -22.5 | -29.8 | -19.3 |
| Net Cash Flow from Investing Activities (B) | -55.8 | -389 | 102 | -384 | -240 | -7.4 |
| Purchase of Investment Securities | -77.9 | -488 | 114 | -392 | -293 | -7.4 |
| Receipts from Sale of Investment Securities | 25.0 | 98.3 | 0.00 | 11.1 | 55.2 | 4.4 |
| Purchase of Property and Equipment | -4.3 | -3.9 | -11.7 | -8.5 | -3.9 | -4.4 |
| Receipt from Sale of Property and Equipment | 0.30 | 0.24 | -0.15 | 0.38 | 0.07 | 0.04 |
| Purchase of Intangible Assets | -0.66 | -0.35 | -0.22 | -0.20 | -0.05 | -0.04 |
| Purchase of Investment Properties | -8.5 | -9.0 | -10.3 | 0.00 | 0.00 | 0.00 |
| Receipt from Sale of Investment Properties | 6.8 | 9.3 | 0.46 | 0.45 | 0.00 | 0.00 |
| Interest Received | 3.5 | 4.5 | 9.2 | 5.1 | 2.1 | -0.02 |
| Net Cash Flow from Financing Activities (C) | -14.1 | -15.2 | 70.2 | -2.0 | -8.2 | -33.2 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 99.8 | 0.00 | 0.00 | 0.00 |
| Dividends Paid | -14.1 | -15.2 | -29.6 | -2.0 | -8.2 | -33.2 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | -29.9 | 1.5 | -120 | 60.7 | -54.7 | 68.6 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 368 | 367 | 487 | 426 | 481 | 413 |
| Cash and Cash Equivalents at Ashadh End | 338 | 368 | 367 | 487 | 426 | 481 |
Figures from Lumbini Bikas Bank Ltd.'s quarterly reports, most recent quarter first.
Values in Rs. Crore unless stated otherwise.
| Particulars | Q1 2083/84 | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 49.4 | 54.6 | 50.4 | 49.3 | 45.4 | 50.1 | 42.6 | 47.1 | 46.0 | 52.6 | 42.3 | 42.8 |
| Interest Income | 106 | 114 | 110 | 116 | 120 | 134 | 127 | 141 | 157 | 176 | 170 | 171 |
| Interest Expense | -56.4 | -59.3 | -59.4 | -66.4 | -75.1 | -83.9 | -84.6 | -93.4 | -111 | -123 | -128 | -129 |
| Net Fee and Commission Income | 8.7 | 5.6 | 5.0 | 3.6 | 4.2 | 4.0 | 4.9 | 5.1 | 6.6 | 4.9 | 5.2 | 4.6 |
| Fee and Commission Income | 8.9 | 6.0 | 5.3 | 3.9 | 4.4 | 4.3 | 5.2 | 5.4 | 6.8 | 5.3 | 5.5 | 4.8 |
| Fee and Commission Expense | -0.19 | -0.45 | -0.28 | -0.25 | -0.22 | -0.29 | -0.28 | -0.28 | -0.21 | -0.38 | -0.26 | -0.19 |
| Net Trading Income | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 2.2 | 0.64 | 0.55 | 3.4 | 5.4 | 4.3 | 0.63 | 1.1 | 3.0 | 6.6 | 0.48 | 0.30 |
| Total Operating Income | 60.4 | 60.8 | 56.0 | 56.3 | 55.0 | 58.4 | 48.1 | 53.3 | 55.6 | 64.1 | 48.0 | 47.7 |
| Impairment Charge/(Reversal) | 8.8 | 10.8 | 5.6 | 41.0 | -70.9 | 26.9 | -45.6 | -44.1 | -5.2 | 2.6 | -9.7 | -7.6 |
| Net Operating Income | 69.2 | 71.5 | 61.6 | 97.4 | -15.8 | 85.3 | 2.5 | 9.2 | 50.3 | 66.7 | 38.2 | 40.1 |
| Operating Expenses | -24.8 | -29.6 | -23.4 | -21.4 | -18.4 | -28.2 | -15.6 | -15.4 | -21.0 | -26.1 | -19.4 | -18.7 |
| Operating Expense - Personnel Expenses | -16.8 | -17.5 | -15.1 | -13.7 | -11.4 | -17.0 | -7.2 | -7.7 | -14.1 | -15.4 | -11.0 | -11.1 |
| Other Operating Expenses | -6.8 | -10.8 | -7.0 | -6.4 | -5.7 | -9.9 | -7.1 | -6.5 | -5.6 | -9.4 | -7.1 | -6.4 |
| Depreciation & Amortisation | -1.2 | -1.3 | -1.2 | -1.2 | -1.3 | -1.3 | -1.3 | -1.3 | -1.3 | -1.4 | -1.3 | -1.3 |
| Operating Profit | 44.3 | 41.9 | 38.2 | 76.0 | -34.3 | 57.1 | -13.1 | -6.2 | 29.4 | 40.5 | 18.8 | 21.4 |
| Non-Operating Income/(Expense) | -1.1 | 2.0 | -0.08 | -0.53 | -0.56 | -9.8 | -0.93 | -0.05 | -0.19 | -1.5 | -0.07 | -0.02 |
| Non-Operating Income | 0.03 | 3.0 | 0.26 | 0.04 | 0.05 | 0.01 | 0.05 | 0.00 | 0.00 | 0.02 | 0.04 | 0.12 |
| Non-Operating Expense | -1.1 | -1.0 | -0.34 | -0.57 | -0.61 | -9.8 | -0.98 | -0.05 | -0.19 | -1.5 | -0.10 | -0.13 |
| Profit Before Income Tax | 43.3 | 43.9 | 38.1 | 75.4 | -34.9 | 47.3 | -14.0 | -6.3 | 29.2 | 39.0 | 18.7 | 21.3 |
| Income Tax Expense | -10.6 | -14.9 | -10.5 | -12.0 | 0.00 | -14.3 | 4.2 | 0.83 | -9.0 | -12.8 | -5.8 | -17.4 |
| Current Tax | -10.6 | -14.9 | -10.5 | -12.0 | 0.00 | -14.3 | 4.2 | 0.83 | -9.0 | -12.5 | -5.8 | -17.4 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.30 | 0.00 | 0.00 |
| Profit for the Year | 32.7 | 28.9 | 27.6 | 63.4 | -34.9 | 33.0 | -9.8 | -5.4 | 20.2 | 26.2 | 13.0 | 3.9 |
Over the last 15 trading sessions LBBL closed between Rs. 473.90 and Rs. 550.00, finishing at Rs. 550.00 on 2026-10-30 against Rs. 478.00 on 2026-10-02.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-30 | 514.00 | 551.00 | 514.00 | 550.00 | 7,12,051 |
| 2026-10-29 | 494.00 | 516.00 | 493.00 | 514.00 | 2,23,081 |
| 2026-10-28 | 480.80 | 495.00 | 480.80 | 495.00 | 43,438 |
| 2026-10-27 | 480.00 | 485.00 | 475.60 | 484.00 | 9,919 |
| 2026-10-26 | 479.50 | 487.20 | 479.50 | 483.00 | 6,436 |
| 2026-10-16 | 486.00 | 489.00 | 485.40 | 485.40 | 12,680 |
| 2026-10-14 | 490.00 | 490.00 | 480.10 | 489.20 | 25,338 |
| 2026-10-13 | 482.00 | 490.00 | 482.00 | 490.00 | 36,948 |
| 2026-10-12 | 480.00 | 488.00 | 480.00 | 485.20 | 43,207 |
| 2026-10-09 | 473.00 | 487.00 | 473.00 | 484.00 | 36,054 |
| 2026-10-08 | 476.40 | 478.00 | 474.00 | 477.90 | 27,013 |
| 2026-10-07 | 472.10 | 477.00 | 472.10 | 476.40 | 17,560 |
| 2026-10-06 | 451.00 | 480.00 | 451.00 | 475.90 | 9,348 |
| 2026-10-05 | 473.10 | 476.00 | 470.00 | 473.90 | 26,119 |
| 2026-10-02 | 480.00 | 481.90 | 475.00 | 478.00 | 15,785 |
2026, between Rs. 446.00 and Rs. 555.00, 2025, between Rs. 376.50 and Rs. 646.30, 2024, between Rs. 350.49 and Rs. 543.69, 2023, between Rs. 284.73 and Rs. 423.82, 2022, between Rs. 262.93 and Rs. 522.96 and 2021, between Rs. 162.02 and Rs. 620.80.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 446.00 | 555.00 | 189 |
| 2025 | 376.50 | 646.30 | 225 |
| 2024 | 350.49 | 543.69 | 232 |
| 2023 | 284.73 | 423.82 | 227 |
| 2022 | 262.93 | 522.96 | 242 |
| 2021 | 162.02 | 620.80 | 239 |
| 2020 | 108.69 | 194.15 | 182 |
| 2019 | 102.45 | 142.07 | 245 |
| 2018 | 82.93 | 112.21 | 234 |
| 2017 | 94.80 | 134.16 | 97 |
At Rs. 550.00 on 2026-10-30, LBBL is up 13.87% over 1 week, up 15.06% over 1 month, up 8.91% over 3 months, up 13.64% over 6 months, up 10.64% over 1 year and up 6.91% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +13.87% | 483.00 | 2026-10-26 |
| 1 month | +15.06% | 478.00 | 2026-10-02 |
| 3 months | +8.91% | 505.00 | 2026-08-04 |
| 6 months | +13.64% | 484.00 | 2026-05-06 |
| 1 year | +10.64% | 497.10 | 2025-11-02 |
| 5 years | +6.91% | 514.45 | 2021-11-03 |
LBBL traded 1,873 times on 2026-10-30, moving 7,12,051 shares for Rs. 38.48 crore of turnover. Trades went through between Rs. 514.00 and Rs. 551.00.
Largest buyers by volume: broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 2,17,442 shares across 468 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 64,310 shares across 166 trades, broker 26, Asian Securities Pvt. Limited on 45,600 shares across 131 trades, broker 80, Indira Securities Pvt. Ltd on 40,000 shares across 92 trades, broker 49, Online Securities Limited on 39,134 shares across 64 trades, broker 45, Imperial Securities Co. Limited on 35,268 shares across 65 trades, broker 77, Nabil Stock Dealer Limited on 34,282 shares across 32 trades, broker 29, Trishul Securities And Investment Limited on 28,000 shares across 71 trades, broker 101, Apple Securities Private Limited on 19,847 shares across 81 trades and broker 14, Nepal Stock House Pvt. Limited on 13,027 shares across 33 trades.
Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 1,09,813 shares across 146 trades, broker 17, ABC Securities Pvt. Limited on 88,318 shares across 109 trades, broker 42, Sani Securities Company Limited on 45,393 shares across 97 trades, broker 34, Vision Securities Pvt.Limited on 25,218 shares across 59 trades, broker 45, Imperial Securities Co. Limited on 17,666 shares across 65 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 16,405 shares across 20 trades, broker 47, Neev Securities Pvt.Ltd on 16,272 shares across 20 trades, broker 64, Sun Securities Pvt. Ltd on 16,131 shares across 33 trades, broker 49, Online Securities Limited on 15,724 shares across 58 trades and broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 14,920 shares across 45 trades.
Lumbini Bikas Bank Ltd. most recently declared a 3% bonus share issue and a 4% cash dividend, 7% in total for 2080/2081, announced on 2024-12-23. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2080/2081 | 3% | 4% | 2024-12-23 |
| 2079/2080 | 4% | 4.5% | 2023-12-20 |
| 2078/2079 | 3% | 9% | 2022-12-19 |
For 2080/2081 Lumbini Bikas Bank Ltd. declared a 3% bonus share issue and a 4% cash dividend, 7% in total, announced on 2024-12-23.
For 2079/2080 Lumbini Bikas Bank Ltd. declared a 4% bonus share issue and a 4.5% cash dividend, 8.5% in total, announced on 2023-12-20.
For 2078/2079 Lumbini Bikas Bank Ltd. declared a 3% bonus share issue and a 9% cash dividend, 12% in total, announced on 2022-12-19.
Annual and special general meetings Lumbini Bikas Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 12 quarters of results for LBBL, with charts and peer comparison, are free on NepView.
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