Lumbini Bikas Bank (LBBL) share price is Rs. 485.20, up 0.25% on 2026-10-12. Open Rs. 480.00. High Rs. 488.00. Low Rs. 480.00. Volume 43,207.
Lumbini Bikas Bank Ltd. is a NEPSE-listed company (LBBL), Development Banks sector. Revenue: Rs. 228.15 Crore. Net profit: Rs. 85.1 Crore. Net worth: Rs. 689.21 Crore.
Lumbini Bikas Bank Limited is a national-level Class 'B' development bank licensed by Nepal Rastra Bank, formed in 2017 through the merger of Lumbini Finance and Leasing Company and Vibor Society Development Bank, and listed on NEPSE the same year. Its head office is at Dillibazar, Kathmandu. The bank offers deposit, lending, remittance and digital banking services, with a paid-up capital of roughly NPR 3.6 billion. It has no subsidiary and reports on a standalone basis.
Lumbini Bikas Bank Ltd. (LBBL) has 3,62,36,782 shares outstanding. It listed on NEPSE in 2017.
| Market Cap | Rs. 1,758.21 Crore |
|---|---|
| P/E Ratio | 72.92 |
| P/E Ratio (TTM) | 20.66 |
| EPS | Rs. 6.65 |
| EPS (TTM) | Rs. 23.48 |
| Book Value | Rs. 190.20 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 555.00 |
| 52 Week Low | Rs. 433.00 |
| Listed Since | 2017 |
What Lumbini Bikas Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q4 2082/83 Lumbini Bikas Bank Ltd. reported profit of Rs. 28.93 crore and total operating income of Rs. 60.77 crore. Profit in Q3 2082/83 was Rs. 27.63 crore. Profit grew 4.71% on the previous quarter. Total operating income grew 8.53% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 33.01 crore. Profit fell 12.35% on the same quarter last year. Total operating income grew 4.14% on the same quarter last year.
For the financial year 2082/83 Lumbini Bikas Bank Ltd. reported net profit of Rs. 85.1 crore, total operating income of Rs. 228.15 crore and net worth of Rs. 689.21 crore. Net profit in 2081/82 was Rs. 24.11 crore. Net profit grew 252.96% on the year. Total operating income grew 6.09% on the year.
In the financial year 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 199.72 crore, net fee and commission income of Rs. 18.43 crore, net trading income of Rs. 0 crore, other operating income of Rs. 9.99 crore, total operating income of Rs. 228.15 crore, impairment charge/(reversal) of Rs. 13.5 crore, net operating income of Rs. 214.64 crore, operating expenses of Rs. 92.86 crore, operating profit of Rs. 121.78 crore, non-operating income/(expense) of Rs. 0.8 crore, profit before income tax of Rs. 122.58 crore, income tax expense of Rs. 37.48 crore and profit for the year of Rs. 85.1 crore.
Reported under net interest income: interest income of Rs. 459.9 crore and interest expense of Rs. 260.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 19.63 crore and fee and commission expense of Rs. 1.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 57.81 crore, other operating expenses of Rs. 29.92 crore and depreciation & amortisation of Rs. 5.13 crore. Reported under non-operating income/(expense): non-operating income of Rs. 3.36 crore and non-operating expense of Rs. 2.56 crore. Reported under income tax expense: current tax of Rs. 37.48 crore and deferred tax of Rs. 0 crore.
In the financial year 2081/82, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 185.73 crore, net fee and commission income of Rs. 20.6 crore, net trading income of Rs. 0.01 crore, other operating income of Rs. 8.7 crore, total operating income of Rs. 215.04 crore, impairment charge/(reversal) of Rs. 77.88 crore, net operating income of Rs. 137.17 crore, operating expenses of Rs. 78.76 crore, operating profit of Rs. 58.41 crore, non-operating income/(expense) of Rs. 10.8 crore, profit before income tax of Rs. 47.61 crore, income tax expense of Rs. 23.49 crore and profit for the year of Rs. 24.11 crore.
Reported under net interest income: interest income of Rs. 562.25 crore and interest expense of Rs. 376.52 crore. Reported under net fee and commission income: fee and commission income of Rs. 21.65 crore and fee and commission expense of Rs. 1.05 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 45.92 crore, other operating expenses of Rs. 20.82 crore and depreciation & amortisation of Rs. 12.02 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.21 crore and non-operating expense of Rs. 11.01 crore. Reported under income tax expense: current tax of Rs. 23.97 crore and deferred tax of Rs. 0.48 crore.
In the financial year 2080/81, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 175.48 crore, net fee and commission income of Rs. 19.68 crore, net trading income of Rs. 0 crore, other operating income of Rs. 8.52 crore, total operating income of Rs. 203.69 crore, impairment charge/(reversal) of Rs. 23.58 crore, net operating income of Rs. 180.11 crore, operating expenses of Rs. 82.68 crore, operating profit of Rs. 97.43 crore, non-operating income/(expense) of Rs. 2.25 crore, profit before income tax of Rs. 95.18 crore, income tax expense of Rs. 40.81 crore and profit for the year of Rs. 54.37 crore.
Reported under net interest income: interest income of Rs. 689.53 crore and interest expense of Rs. 514.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 20.82 crore and fee and commission expense of Rs. 1.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 51.02 crore, other operating expenses of Rs. 20.79 crore and depreciation & amortisation of Rs. 10.86 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.17 crore and non-operating expense of Rs. 2.42 crore. Reported under income tax expense: current tax of Rs. 40.51 crore and deferred tax of Rs. 0.3 crore.
In the financial year 2081/82, Lumbini Bikas Bank Ltd. reported total assets of Rs. 6,786.45 crore, total liabilities of Rs. 6,097.24 crore and total equity of Rs. 689.21 crore.
Reported under total assets: cash and cash equivalents of Rs. 338.28 crore, due from nepal rastra bank of Rs. 274.55 crore, loans and advances to banks and fis of Rs. 43.57 crore, loans and advances to customers of Rs. 4,706.71 crore, investment securities of Rs. 1,234.85 crore, current tax assets of Rs. 7.44 crore, investment in associates of Rs. 66.9 crore, investment property of Rs. 22.19 crore, property and equipment of Rs. 62.03 crore, goodwill and intangible assets of Rs. 1.06 crore and other assets of Rs. 28.87 crore. Reported under total liabilities: due to banks and fis of Rs. 42.45 crore, due to nepal rastra bank of Rs. 78.99 crore, deposits from customers of Rs. 5,759.41 crore, deferred tax liabilities of Rs. 25.23 crore, other liabilities of Rs. 85.94 crore and debt securities issued of Rs. 105.23 crore. Reported under total equity: share capital of Rs. 362.37 crore, share premium of Rs. 0 crore, retained earnings of Rs. 18.44 crore and reserves of Rs. 308.4 crore.
In the financial year 2080/81, Lumbini Bikas Bank Ltd. reported total assets of Rs. 6,908.76 crore, total liabilities of Rs. 6,240.02 crore and total equity of Rs. 668.74 crore.
Reported under total assets: cash and cash equivalents of Rs. 368.14 crore, due from nepal rastra bank of Rs. 337.96 crore, loans and advances to banks and fis of Rs. 216.96 crore, loans and advances to customers of Rs. 4,624.74 crore, investment securities of Rs. 1,170 crore, current tax assets of Rs. 6.32 crore, investment in associates of Rs. 65.3 crore, investment property of Rs. 20.4 crore, property and equipment of Rs. 69.73 crore, goodwill and intangible assets of Rs. 0.61 crore and other assets of Rs. 28.6 crore. Reported under total liabilities: due to banks and fis of Rs. 63.84 crore, due to nepal rastra bank of Rs. 104.23 crore, deposits from customers of Rs. 5,855.31 crore, deferred tax liabilities of Rs. 22.09 crore, other liabilities of Rs. 89.31 crore and debt securities issued of Rs. 105.24 crore. Reported under total equity: share capital of Rs. 351.81 crore, share premium of Rs. 0 crore, retained earnings of Rs. 31.16 crore and reserves of Rs. 285.76 crore.
In the financial year 2079/80, Lumbini Bikas Bank Ltd. reported total assets of Rs. 5,889.15 crore, total liabilities of Rs. 5,267.44 crore and total equity of Rs. 621.71 crore.
Reported under total assets: cash and cash equivalents of Rs. 366.67 crore, due from nepal rastra bank of Rs. 195.96 crore, loans and advances to banks and fis of Rs. 217.67 crore, loans and advances to customers of Rs. 4,142.61 crore, investment securities of Rs. 777.03 crore, current tax assets of Rs. 13.49 crore, investment in associates of Rs. 59.55 crore, investment property of Rs. 16.94 crore, property and equipment of Rs. 76.74 crore, goodwill and intangible assets of Rs. 0.42 crore and other assets of Rs. 22.06 crore. Reported under total liabilities: due to banks and fis of Rs. 96.36 crore, due to nepal rastra bank of Rs. 48.87 crore, deposits from customers of Rs. 4,913.21 crore, deferred tax liabilities of Rs. 20.88 crore, other liabilities of Rs. 87.28 crore and debt securities issued of Rs. 100.85 crore. Reported under total equity: share capital of Rs. 338.28 crore, share premium of Rs. 0 crore, retained earnings of Rs. 30.09 crore and reserves of Rs. 253.34 crore.
In the financial year 2081/82, Lumbini Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 40.05 crore, net cash flow from investing activities (b) of Rs. 55.84 crore, net cash flow from financing activities (c) of Rs. 14.07 crore, net increase/(decrease) in cash and cash equivalents of Rs. 29.86 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 368.14 crore and cash and cash equivalents at ashadh end of Rs. 338.28 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 558.78 crore, fees and other income received of Rs. 21.65 crore, dividend received of Rs. 5.11 crore, receipts from other operating activities of Rs. 3.84 crore, interest paid of Rs. 376.53 crore, commission and fees paid of Rs. 1.05 crore, cash payment to employees of Rs. 47.63 crore, other expense paid of Rs. 29.26 crore, operating cash flows before changes in operating assets and liabilities of Rs. 134.92 crore, due from nepal rastra bank of Rs. 63.41 crore, loan and advances to banks and financial institutions of Rs. 173.4 crore, loan and advances to customers of Rs. 170.65 crore, other assets of Rs. 0.26 crore, due to banks and financial institutions of Rs. 21.39 crore, due to nepal rastra bank of Rs. 25.24 crore, deposit from customers of Rs. 95.9 crore, other liabilities of Rs. 6.86 crore, net cash flow from operating activities before tax paid of Rs. 65.14 crore and income taxes paid of Rs. 25.09 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 77.88 crore, receipts from sale of investment securities of Rs. 24.97 crore, purchase of property and equipment of Rs. 4.3 crore, receipt from sale of property and equipment of Rs. 0.3 crore, purchase of intangible assets of Rs. 0.66 crore, purchase of investment properties of Rs. 8.51 crore, receipt from sale of investment properties of Rs. 6.77 crore and interest received of Rs. 3.46 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore and dividends paid of Rs. 14.07 crore.
In the financial year 2080/81, Lumbini Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 405.75 crore, net cash flow from investing activities (b) of Rs. 389.06 crore, net cash flow from financing activities (c) of Rs. 15.22 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1.47 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 366.67 crore and cash and cash equivalents at ashadh end of Rs. 368.14 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 685.03 crore, fees and other income received of Rs. 20.82 crore, dividend received of Rs. 1.59 crore, receipts from other operating activities of Rs. 3.22 crore, interest paid of Rs. 509.66 crore, commission and fees paid of Rs. 1.13 crore, cash payment to employees of Rs. 45.06 crore, other expense paid of Rs. 20.79 crore, operating cash flows before changes in operating assets and liabilities of Rs. 134.01 crore, due from nepal rastra bank of Rs. 142 crore, loan and advances to banks and financial institutions of Rs. 0.73 crore, loan and advances to customers of Rs. 507.99 crore, other assets of Rs. 6.55 crore, due to banks and financial institutions of Rs. 32.52 crore, due to nepal rastra bank of Rs. 55.36 crore, deposit from customers of Rs. 942.11 crore, other liabilities of Rs. 4.06 crore, net cash flow from operating activities before tax paid of Rs. 439.09 crore and income taxes paid of Rs. 33.34 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 488.06 crore, receipts from sale of investment securities of Rs. 98.29 crore, purchase of property and equipment of Rs. 3.94 crore, receipt from sale of property and equipment of Rs. 0.24 crore, purchase of intangible assets of Rs. 0.35 crore, purchase of investment properties of Rs. 9.01 crore, receipt from sale of investment properties of Rs. 9.27 crore and interest received of Rs. 4.5 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore and dividends paid of Rs. 15.22 crore.
In the financial year 2079/80, Lumbini Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 292.35 crore, net cash flow from investing activities (b) of Rs. 101.66 crore, net cash flow from financing activities (c) of Rs. 70.22 crore, net increase/(decrease) in cash and cash equivalents of Rs. 120.46 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 487.14 crore and cash and cash equivalents at ashadh end of Rs. 366.67 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 668.03 crore, fees and other income received of Rs. 16.57 crore, dividend received of Rs. 3.37 crore, receipts from other operating activities of Rs. 1.55 crore, interest paid of Rs. 492.87 crore, commission and fees paid of Rs. 1.13 crore, cash payment to employees of Rs. 45.85 crore, other expense paid of Rs. 20.81 crore, operating cash flows before changes in operating assets and liabilities of Rs. 128.86 crore, due from nepal rastra bank of Rs. 84.82 crore, loan and advances to banks and financial institutions of Rs. 16.43 crore, loan and advances to customers of Rs. 392.09 crore, other assets of Rs. 1.43 crore, due to banks and financial institutions of Rs. 53.47 crore, due to nepal rastra bank of Rs. 511.89 crore, deposit from customers of Rs. 625.81 crore, other liabilities of Rs. 2.49 crore, net cash flow from operating activities before tax paid of Rs. 275.08 crore and income taxes paid of Rs. 17.27 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 114.31 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 11.67 crore, receipt from sale of property and equipment of Rs. 0.15 crore, purchase of intangible assets of Rs. 0.22 crore, purchase of investment properties of Rs. 10.27 crore, receipt from sale of investment properties of Rs. 0.46 crore and interest received of Rs. 9.21 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 99.78 crore and dividends paid of Rs. 29.56 crore.
In the quarter Q4 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 54.55 crore, net fee and commission income of Rs. 5.58 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.64 crore, total operating income of Rs. 60.77 crore, impairment charge/(reversal) of Rs. 10.76 crore, net operating income of Rs. 71.53 crore, operating expenses of Rs. 29.63 crore, operating profit of Rs. 41.9 crore, non-operating income/(expense) of Rs. 1.97 crore, profit before income tax of Rs. 43.87 crore, income tax expense of Rs. 14.94 crore and profit for the year of Rs. 28.93 crore.
Reported under net interest income: interest income of Rs. 113.87 crore and interest expense of Rs. 59.32 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.04 crore and fee and commission expense of Rs. 0.45 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.53 crore, other operating expenses of Rs. 10.76 crore and depreciation & amortisation of Rs. 1.34 crore. Reported under non-operating income/(expense): non-operating income of Rs. 3.02 crore and non-operating expense of Rs. 1.05 crore. Reported under income tax expense: current tax of Rs. 14.94 crore and deferred tax of Rs. 0 crore.
In the quarter Q3 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 50.45 crore, net fee and commission income of Rs. 5 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.55 crore, total operating income of Rs. 56 crore, impairment charge/(reversal) of Rs. 5.59 crore, net operating income of Rs. 61.59 crore, operating expenses of Rs. 23.37 crore, operating profit of Rs. 38.22 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 38.14 crore, income tax expense of Rs. 10.51 crore and profit for the year of Rs. 27.63 crore.
Reported under net interest income: interest income of Rs. 109.81 crore and interest expense of Rs. 59.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.28 crore and fee and commission expense of Rs. 0.28 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 15.11 crore, other operating expenses of Rs. 7.02 crore and depreciation & amortisation of Rs. 1.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.26 crore and non-operating expense of Rs. 0.34 crore. Reported under income tax expense: current tax of Rs. 10.51 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 49.34 crore, net fee and commission income of Rs. 3.64 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.35 crore, total operating income of Rs. 56.33 crore, impairment charge/(reversal) of Rs. 41.04 crore, net operating income of Rs. 97.37 crore, operating expenses of Rs. 21.42 crore, operating profit of Rs. 75.95 crore, non-operating income/(expense) of Rs. 0.53 crore, profit before income tax of Rs. 75.43 crore, income tax expense of Rs. 12.03 crore and profit for the year of Rs. 63.4 crore.
Reported under net interest income: interest income of Rs. 115.75 crore and interest expense of Rs. 66.41 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.88 crore and fee and commission expense of Rs. 0.25 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 13.73 crore, other operating expenses of Rs. 6.45 crore and depreciation & amortisation of Rs. 1.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0.57 crore. Reported under income tax expense: current tax of Rs. 12.03 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Lumbini Bikas Bank Ltd. reported net interest income of Rs. 45.38 crore, net fee and commission income of Rs. 4.21 crore, net trading income of Rs. 0 crore, other operating income of Rs. 5.45 crore, total operating income of Rs. 55.04 crore, impairment charge/(reversal) of Rs. 70.89 crore, net operating income of Rs. 15.85 crore, operating expenses of Rs. 18.45 crore, operating profit of Rs. 34.29 crore, non-operating income/(expense) of Rs. 0.56 crore, profit before income tax of Rs. 34.86 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 34.86 crore.
Reported under net interest income: interest income of Rs. 120.47 crore and interest expense of Rs. 75.09 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.43 crore and fee and commission expense of Rs. 0.22 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.43 crore, other operating expenses of Rs. 5.7 crore and depreciation & amortisation of Rs. 1.31 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0.61 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 200 | 186 | 175 | 184 | 153 | 121 |
| Interest Income | 460 | 562 | 690 | 677 | 482 | 345 |
| Interest Expense | -260 | -377 | -514 | -493 | -329 | -224 |
| Net Fee and Commission Income | 18.4 | 20.6 | 19.7 | 15.4 | 15.4 | 17.2 |
| Fee and Commission Income | 19.6 | 21.7 | 20.8 | 16.6 | 16.2 | 17.7 |
| Fee and Commission Expense | -1.2 | -1.1 | -1.1 | -1.1 | -0.85 | -0.48 |
| Net Trading Income | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.00 |
| Other Operating Income | 10.0 | 8.7 | 8.5 | 4.9 | 5.1 | 14.0 |
| Total Operating Income | 228 | 215 | 204 | 205 | 174 | 152 |
| Impairment Charge/(Reversal) | -13.5 | -77.9 | -23.6 | -54.6 | -3.4 | -29.4 |
| Net Operating Income | 215 | 137 | 180 | 150 | 170 | 123 |
| Operating Expenses | -92.9 | -78.8 | -82.7 | -77.7 | -76.1 | -62.2 |
| Operating Expense - Personnel Expenses | -57.8 | -45.9 | -51.0 | -46.3 | -45.8 | -35.9 |
| Other Operating Expenses | -29.9 | -20.8 | -20.8 | -20.8 | -19.4 | -21.5 |
| Depreciation & Amortisation | -5.1 | -12.0 | -10.9 | -10.6 | -10.9 | -4.8 |
| Operating Profit | 122 | 58.4 | 97.4 | 72.5 | 94.2 | 60.6 |
| Non-Operating Income/(Expense) | 0.80 | -10.8 | -2.3 | -1.7 | -0.41 | 1.9 |
| Non-Operating Income | 3.4 | 0.21 | 0.17 | 0.15 | 0.05 | 2.3 |
| Non-Operating Expense | -2.6 | -11.0 | -2.4 | -1.8 | -0.46 | -0.41 |
| Profit Before Income Tax | 123 | 47.6 | 95.2 | 70.8 | 93.8 | 62.5 |
| Income Tax Expense | -37.5 | -23.5 | -40.8 | -21.0 | -30.1 | -19.1 |
| Current Tax | -37.5 | -24.0 | -40.5 | -21.0 | -31.0 | -18.9 |
| Deferred Tax | 0.00 | 0.48 | -0.30 | -0.01 | 0.89 | -0.23 |
| Profit for the Year | 85.1 | 24.1 | 54.4 | 49.8 | 63.7 | 43.4 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 6,786 | 6,909 | 5,889 | 5,669 | 4,413 | 3,450 |
| Cash and Cash Equivalents | 338 | 368 | 367 | 487 | 426 | 481 |
| Due from Nepal Rastra Bank | 275 | 338 | 196 | 111 | 132 | 130 |
| Loans and Advances to Banks and FIs | 43.6 | 217 | 218 | 234 | 252 | 101 |
| Loans and Advances to Customers | 4,707 | 4,625 | 4,143 | 3,807 | 2,967 | 2,432 |
| Investment Securities | 1,235 | 1,170 | 777 | 842 | 498 | 194 |
| Current Tax Assets | 7.4 | 6.3 | 13.5 | 17.2 | 25.7 | 14.8 |
| Investment in Associates | 66.9 | 65.3 | 59.6 | 67.0 | 58.4 | 48.3 |
| Investment Property | 22.2 | 20.4 | 16.9 | 7.1 | 6.6 | 5.4 |
| Property and Equipment | 62.0 | 69.7 | 76.7 | 75.3 | 30.6 | 31.5 |
| Goodwill and Intangible Assets | 1.1 | 0.61 | 0.42 | 0.36 | 0.28 | 0.33 |
| Other Assets | 28.9 | 28.6 | 22.1 | 20.6 | 16.1 | 11.5 |
| Total Liabilities | 6,097 | 6,240 | 5,267 | 5,096 | 3,883 | 3,005 |
| Due to Banks and FIs | 42.4 | 63.8 | 96.4 | 150 | 40.8 | 118 |
| Due to Nepal Rastra Bank | 79.0 | 104 | 48.9 | 561 | 143 | 47.0 |
| Deposits from Customers | 5,759 | 5,855 | 4,913 | 4,287 | 3,637 | 2,806 |
| Deferred Tax Liabilities | 25.2 | 22.1 | 20.9 | 7.1 | 19.4 | 4.1 |
| Other Liabilities | 85.9 | 89.3 | 87.3 | 90.8 | 42.9 | 30.7 |
| Debt Securities Issued | 105 | 105 | 101 | 0.00 | 0.00 | 0.00 |
| Total Equity | 689 | 669 | 622 | 573 | 529 | 444 |
| Share Capital | 362 | 352 | 338 | 328 | 291 | 272 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Retained Earnings | 18.4 | 31.2 | 30.1 | 46.0 | 43.5 | 29.4 |
| Reserves | 308 | 286 | 253 | 199 | 195 | 143 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 40.0 | 406 | -292 | 447 | 193 | 109 |
| Interest Received | 559 | 685 | 668 | 461 | 335 | 322 |
| Fees and Other Income Received | 21.7 | 20.8 | 16.6 | 16.3 | 17.7 | 12.0 |
| Dividend Received | 5.1 | 1.6 | 3.4 | 3.6 | 1.6 | 1.6 |
| Receipts from Other Operating Activities | 3.8 | 3.2 | 1.5 | 0.96 | 3.4 | 1.3 |
| Interest Paid | -377 | -510 | -493 | -325 | -224 | -229 |
| Commission and Fees Paid | -1.1 | -1.1 | -1.1 | -0.85 | -0.48 | -0.34 |
| Cash Payment to Employees | -47.6 | -45.1 | -45.9 | -39.9 | -33.1 | -39.7 |
| Other Expense Paid | -29.3 | -20.8 | -20.8 | -25.1 | -22.8 | -21.3 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 135 | 134 | 129 | 90.6 | 77.2 | 46.3 |
| Due from Nepal Rastra Bank | 63.4 | -142 | -84.8 | 20.7 | -1.8 | -46.8 |
| Loan and Advances to Banks and Financial Institutions | 173 | 0.73 | 16.4 | 17.8 | -148 | 19.9 |
| Loan and Advances to Customers | -171 | -508 | -392 | -828 | -561 | -314 |
| Other Assets | -0.26 | -6.5 | -1.4 | -4.6 | -4.5 | 0.79 |
| Due to Banks and Financial Institutions | -21.4 | -32.5 | -53.5 | 109 | -76.8 | -213 |
| Due to Nepal Rastra Bank | -25.2 | 55.4 | -512 | 418 | 95.7 | -21.2 |
| Deposit from Customers | -95.9 | 942 | 626 | 650 | 831 | 656 |
| Other Liabilities | 6.9 | -4.1 | -2.5 | -4.9 | 11.0 | 0.08 |
| Net Cash Flow from Operating Activities Before Tax Paid | 65.1 | 439 | -275 | 469 | 223 | 128 |
| Income Taxes Paid | -25.1 | -33.3 | -17.3 | -22.5 | -29.8 | -19.3 |
| Net Cash Flow from Investing Activities (B) | -55.8 | -389 | 102 | -384 | -240 | -7.4 |
| Purchase of Investment Securities | -77.9 | -488 | 114 | -392 | -293 | -7.4 |
| Receipts from Sale of Investment Securities | 25.0 | 98.3 | 0.00 | 11.1 | 55.2 | 4.4 |
| Purchase of Property and Equipment | -4.3 | -3.9 | -11.7 | -8.5 | -3.9 | -4.4 |
| Receipt from Sale of Property and Equipment | 0.30 | 0.24 | -0.15 | 0.38 | 0.07 | 0.04 |
| Purchase of Intangible Assets | -0.66 | -0.35 | -0.22 | -0.20 | -0.05 | -0.04 |
| Purchase of Investment Properties | -8.5 | -9.0 | -10.3 | 0.00 | 0.00 | 0.00 |
| Receipt from Sale of Investment Properties | 6.8 | 9.3 | 0.46 | 0.45 | 0.00 | 0.00 |
| Interest Received | 3.5 | 4.5 | 9.2 | 5.1 | 2.1 | -0.02 |
| Net Cash Flow from Financing Activities (C) | -14.1 | -15.2 | 70.2 | -2.0 | -8.2 | -33.2 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 99.8 | 0.00 | 0.00 | 0.00 |
| Dividends Paid | -14.1 | -15.2 | -29.6 | -2.0 | -8.2 | -33.2 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | -29.9 | 1.5 | -120 | 60.7 | -54.7 | 68.6 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 368 | 367 | 487 | 426 | 481 | 413 |
| Cash and Cash Equivalents at Ashadh End | 338 | 368 | 367 | 487 | 426 | 481 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 54.6 | 50.4 | 49.3 | 45.4 | 50.1 | 42.6 | 47.1 | 46.0 | 52.6 | 42.3 | 42.8 | 43.2 |
| Interest Income | 114 | 110 | 116 | 120 | 134 | 127 | 141 | 157 | 176 | 170 | 171 | 174 |
| Interest Expense | -59.3 | -59.4 | -66.4 | -75.1 | -83.9 | -84.6 | -93.4 | -111 | -123 | -128 | -129 | -131 |
| Net Fee and Commission Income | 5.6 | 5.0 | 3.6 | 4.2 | 4.0 | 4.9 | 5.1 | 6.6 | 4.9 | 5.2 | 4.6 | 4.9 |
| Fee and Commission Income | 6.0 | 5.3 | 3.9 | 4.4 | 4.3 | 5.2 | 5.4 | 6.8 | 5.3 | 5.5 | 4.8 | 5.2 |
| Fee and Commission Expense | -0.45 | -0.28 | -0.25 | -0.22 | -0.29 | -0.28 | -0.28 | -0.21 | -0.38 | -0.26 | -0.19 | -0.28 |
| Net Trading Income | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.64 | 0.55 | 3.4 | 5.4 | 4.3 | 0.63 | 1.1 | 3.0 | 6.6 | 0.48 | 0.30 | 1.1 |
| Total Operating Income | 60.8 | 56.0 | 56.3 | 55.0 | 58.4 | 48.1 | 53.3 | 55.6 | 64.1 | 48.0 | 47.7 | 49.2 |
| Impairment Charge/(Reversal) | 10.8 | 5.6 | 41.0 | -70.9 | 26.9 | -45.6 | -44.1 | -5.2 | 2.6 | -9.7 | -7.6 | -2.3 |
| Net Operating Income | 71.5 | 61.6 | 97.4 | -15.8 | 85.3 | 2.5 | 9.2 | 50.3 | 66.7 | 38.2 | 40.1 | 46.8 |
| Operating Expenses | -29.6 | -23.4 | -21.4 | -18.4 | -28.2 | -15.6 | -15.4 | -21.0 | -26.1 | -19.4 | -18.7 | -21.6 |
| Operating Expense - Personnel Expenses | -17.5 | -15.1 | -13.7 | -11.4 | -17.0 | -7.2 | -7.7 | -14.1 | -15.4 | -11.0 | -11.1 | -13.9 |
| Other Operating Expenses | -10.8 | -7.0 | -6.4 | -5.7 | -9.9 | -7.1 | -6.5 | -5.6 | -9.4 | -7.1 | -6.4 | -6.4 |
| Depreciation & Amortisation | -1.3 | -1.2 | -1.2 | -1.3 | -1.3 | -1.3 | -1.3 | -1.3 | -1.4 | -1.3 | -1.3 | -1.3 |
| Operating Profit | 41.9 | 38.2 | 76.0 | -34.3 | 57.1 | -13.1 | -6.2 | 29.4 | 40.5 | 18.8 | 21.4 | 25.3 |
| Non-Operating Income/(Expense) | 2.0 | -0.08 | -0.53 | -0.56 | -9.8 | -0.93 | -0.05 | -0.19 | -1.5 | -0.07 | -0.02 | -0.48 |
| Non-Operating Income | 3.0 | 0.26 | 0.04 | 0.05 | 0.01 | 0.05 | 0.00 | 0.00 | 0.02 | 0.04 | 0.12 | 0.00 |
| Non-Operating Expense | -1.0 | -0.34 | -0.57 | -0.61 | -9.8 | -0.98 | -0.05 | -0.19 | -1.5 | -0.10 | -0.13 | -0.48 |
| Profit Before Income Tax | 43.9 | 38.1 | 75.4 | -34.9 | 47.3 | -14.0 | -6.3 | 29.2 | 39.0 | 18.7 | 21.3 | 24.8 |
| Income Tax Expense | -14.9 | -10.5 | -12.0 | 0.00 | -14.3 | 4.2 | 0.83 | -9.0 | -12.8 | -5.8 | -17.4 | -7.5 |
| Current Tax | -14.9 | -10.5 | -12.0 | 0.00 | -14.3 | 4.2 | 0.83 | -9.0 | -12.5 | -5.8 | -17.4 | -7.5 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.30 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 28.9 | 27.6 | 63.4 | -34.9 | 33.0 | -9.8 | -5.4 | 20.2 | 26.2 | 13.0 | 3.9 | 17.3 |
Over the last 15 trading sessions LBBL closed between Rs. 473.90 and Rs. 493.10, finishing at Rs. 485.20 on 2026-10-12 against Rs. 493.10 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 480.00 | 488.00 | 480.00 | 485.20 | 43,207 |
| 2026-10-09 | 473.00 | 487.00 | 473.00 | 484.00 | 36,054 |
| 2026-10-08 | 476.40 | 478.00 | 474.00 | 477.90 | 27,013 |
| 2026-10-07 | 472.10 | 477.00 | 472.10 | 476.40 | 17,560 |
| 2026-10-06 | 451.00 | 480.00 | 451.00 | 475.90 | 9,348 |
| 2026-10-05 | 473.10 | 476.00 | 470.00 | 473.90 | 26,119 |
| 2026-10-02 | 480.00 | 481.90 | 475.00 | 478.00 | 15,785 |
| 2026-10-01 | 473.00 | 479.80 | 471.00 | 478.00 | 16,187 |
| 2026-09-30 | 475.00 | 479.90 | 472.00 | 474.00 | 23,437 |
| 2026-09-29 | 480.10 | 481.00 | 475.10 | 476.70 | 12,766 |
| 2026-09-28 | 484.40 | 489.90 | 480.30 | 482.10 | 25,187 |
| 2026-09-24 | 482.20 | 489.50 | 480.00 | 484.40 | 33,154 |
| 2026-09-23 | 486.70 | 490.00 | 483.00 | 485.90 | 29,729 |
| 2026-09-22 | 485.00 | 497.00 | 484.00 | 490.80 | 59,865 |
| 2026-09-18 | 465.00 | 495.00 | 465.00 | 493.10 | 41,600 |
2026, between Rs. 446.00 and Rs. 555.00, 2025, between Rs. 376.50 and Rs. 646.30, 2024, between Rs. 350.49 and Rs. 543.69, 2023, between Rs. 284.73 and Rs. 423.82, 2022, between Rs. 262.93 and Rs. 522.96 and 2021, between Rs. 162.02 and Rs. 620.80.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 446.00 | 555.00 | 181 |
| 2025 | 376.50 | 646.30 | 225 |
| 2024 | 350.49 | 543.69 | 232 |
| 2023 | 284.73 | 423.82 | 227 |
| 2022 | 262.93 | 522.96 | 242 |
| 2021 | 162.02 | 620.80 | 239 |
| 2020 | 108.69 | 194.15 | 182 |
| 2019 | 102.45 | 142.07 | 245 |
| 2018 | 82.93 | 112.21 | 234 |
| 2017 | 94.80 | 134.16 | 97 |
At Rs. 485.20 on 2026-10-12, LBBL is up 2.38% over 1 week, up 1.29% over 1 month, up 1.10% over 3 months, down 2.92% over 6 months, up 6.87% over 1 year and up 18.61% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +2.38% | 473.90 | 2026-10-05 |
| 1 month | +1.29% | 479.00 | 2026-09-11 |
| 3 months | +1.10% | 479.90 | 2026-07-14 |
| 6 months | -2.92% | 499.80 | 2026-04-15 |
| 1 year | +6.87% | 454.00 | 2025-10-12 |
| 5 years | +18.61% | 409.06 | 2021-10-11 |
LBBL traded 73 times on 2026-10-12, moving 43,207 shares for Rs. 2.1 crore of turnover. Trades went through between Rs. 472.00 and Rs. 488.00.
Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 19,757 shares across 13 trades, broker 71, Shubhakamana Securities Pvt. Ltd on 7,050 shares across 8 trades, broker 95, Magnet Securities and Investment Company Private Limited on 6,000 shares across 12 trades, broker 45, Imperial Securities Co. Limited on 3,192 shares across 4 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 2,992 shares across 11 trades, broker 81, Aakashbhairab Securities Ltd. on 1,836 shares across 5 trades, broker 39, Sumeru Securities Pvt.Limited on 1,000 shares across 5 trades, broker 56, Sri Hari Securities Pvt.Ltd on 556 shares across 4 trades, broker 17, ABC Securities Pvt. Limited on 300 shares across 3 trades and broker 28, Shree Krishna Securities Limited on 244 shares across 3 trades.
Largest sellers by volume: broker 34, Vision Securities Pvt.Limited on 15,620 shares across 8 trades, broker 52, Sundhara Securities Limited on 4,014 shares across 8 trades, broker 85, Capital Hub P. Ltd on 3,828 shares across 3 trades, broker 48, Trishakti Securities Public Limited on 3,620 shares across 4 trades, broker 45, Imperial Securities Co. Limited on 3,500 shares across 1 trades, broker 49, Online Securities Limited on 1,941 shares across 5 trades, broker 42, Sani Securities Company Limited on 1,634 shares across 5 trades, broker 58, Naasa Securities Co. Ltd. on 1,592 shares across 7 trades, broker 64, Sun Securities Pvt. Ltd on 1,500 shares across 2 trades and broker 13, Thrive Brokerage House Pvt. Limited on 1,400 shares across 2 trades.
Lumbini Bikas Bank Ltd. most recently declared a 3% bonus share issue and a 4% cash dividend, 7% in total for 2080/2081, announced on 2024-12-23. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2080/2081 | 3% | 4% | 2024-12-23 |
| 2079/2080 | 4% | 4.5% | 2023-12-20 |
| 2078/2079 | 3% | 9% | 2022-12-19 |
For 2080/2081 Lumbini Bikas Bank Ltd. declared a 3% bonus share issue and a 4% cash dividend, 7% in total, announced on 2024-12-23.
For 2079/2080 Lumbini Bikas Bank Ltd. declared a 4% bonus share issue and a 4.5% cash dividend, 8.5% in total, announced on 2023-12-20.
For 2078/2079 Lumbini Bikas Bank Ltd. declared a 3% bonus share issue and a 9% cash dividend, 12% in total, announced on 2022-12-19.
Annual and special general meetings Lumbini Bikas Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 12 quarters of results for LBBL, with charts and peer comparison, are free on NepView.
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