Shangrila Development Bank Ltd. (SADBL) Share Price & Fundamentals

Shangrila Development Bank (SADBL) share price is Rs. 404.90, up 0.95% on 2026-10-12. Open Rs. 400.00. High Rs. 405.70. Low Rs. 400.00. Volume 23,622.

Shangrila Development Bank Ltd. is a NEPSE-listed company (SADBL), Development Banks sector. Revenue: Rs. 294.62 Crore. Net profit: Rs. 80.05 Crore. Net worth: Rs. 623.97 Crore.

About Shangrila Development Bank Ltd.

Shangrila Development Bank Limited (also written Shangri-la) is a Class 'B' development bank licensed by Nepal Rastra Bank to operate at national level. The original Shangri-la Development Bank was established in 2061 BS (2004) in Pokhara, Kaski. It later combined with Bageswari Development Bank of Nepalgunj, and on Asadh 30, 2074 BS (13 July 2017) began joint transactions after acquiring Cosmos Development Bank Limited, producing the present national-level institution; Nepal Rastra Bank approved that merger on Asadh 20, 2074 BS. Its registered office is in Pokhara, while the corporate office is at Baluwatar, Kathmandu, with cluster offices in Pokhara and Nepalgunj. The bank's website reports a network of 112 branches and 30 ATMs. Main business lines are deposit products, home, auto, education, SME and business lending, remittance, card and ATM services, bancassurance, and digital channels branded 'Digital Shangri-la'. Paid-up capital is about Rs 3.73 billion across 37,340,686 listed shares, of which 51 percent are promoter-held.

Shangrila Development Bank Ltd. (SADBL) has 3,73,40,685 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 5.36% on face value.

SADBL key metrics

SADBL strengths

What Shangrila Development Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• Profit grew 32% on last year. (Growth)
• 95.4% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• Income from lending grew 16.5% on last year, so the core business is expanding. (Growth)
• Lends out 80.4% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Bad-loan charges come to 7.7% of income, so borrowers are paying back well. (Asset Quality)
• 81.9% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Total income grew 19.7% on last year. (Growth)
• Turns 27.2% of its income into profit once every cost is paid. (Profitability)
• Keeps 41.6% of income as profit from everyday banking, before tax. (Profitability)

SADBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Deposits moved 4.1%, so its cheapest source of funding is not growing. (Growth)
• Return on shareholders' money is 12.8%, below what owners would hope for. (Profitability)
• Return on everything it owns is 1.2%, so its assets are not producing much. (Profitability)
• Makes only 3.7% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Staff costs take 33.5% of income, a heavy load on earnings. (Efficiency)
• Only 9.5% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Each share produced Rs 21.44 over the year. (Shareholder Returns)
• The bank's size moved 3.7% over the year. (Shareholder Returns)
• Only 8.8% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Owns 10.56x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• The loan book moved 6.8%, so lending is not expanding. (Growth)
• Each share is backed by only Rs 167.1 of net worth. (Shareholder Returns)
• Loans are 69.4% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Only 9.3% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)

SADBL Q4 2082/83 results

In Q4 2082/83 Shangrila Development Bank Ltd. reported profit of Rs. 40.54 crore and total operating income of Rs. 109.04 crore. Profit in Q3 2082/83 was Rs. 18.19 crore. Profit grew 122.83% on the previous quarter. Total operating income grew 80.22% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 10.29 crore. Profit grew 294.07% on the same quarter last year. Total operating income grew 107.24% on the same quarter last year.

SADBL annual results 2082/83

For the financial year 2082/83 Shangrila Development Bank Ltd. reported net profit of Rs. 80.05 crore, total operating income of Rs. 294.62 crore and net worth of Rs. 623.97 crore. Net profit in 2081/82 was Rs. 60.67 crore. Net profit grew 31.95% on the year. Total operating income grew 19.71% on the year.

SADBL profit and loss for 2082/83

In the financial year 2082/83, Shangrila Development Bank Ltd. reported net interest income of Rs. 241.28 crore, net fee and commission income of Rs. 25.81 crore, net trading income of Rs. 0 crore, other operating income of Rs. 27.53 crore, total operating income of Rs. 294.62 crore, impairment charge/(reversal) of Rs. 22.71 crore, net operating income of Rs. 271.92 crore, operating expenses of Rs. 149.4 crore, operating profit of Rs. 122.52 crore, non-operating income/(expense) of Rs. 8.14 crore, profit before income tax of Rs. 114.38 crore, income tax expense of Rs. 34.33 crore and profit for the year of Rs. 80.05 crore.

Reported under net interest income: interest income of Rs. 477.45 crore and interest expense of Rs. 236.16 crore. Reported under net fee and commission income: fee and commission income of Rs. 27.61 crore and fee and commission expense of Rs. 1.8 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 98.79 crore, other operating expenses of Rs. 34.66 crore and depreciation & amortisation of Rs. 15.96 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.18 crore and non-operating expense of Rs. 10.32 crore. Reported under income tax expense: current tax of Rs. 34.66 crore and deferred tax of Rs. 0.33 crore.

SADBL profit and loss for 2081/82

In the financial year 2081/82, Shangrila Development Bank Ltd. reported net interest income of Rs. 207.15 crore, net fee and commission income of Rs. 21.47 crore, net trading income of Rs. 0 crore, other operating income of Rs. 17.5 crore, total operating income of Rs. 246.12 crore, impairment charge/(reversal) of Rs. 34.55 crore, net operating income of Rs. 211.57 crore, operating expenses of Rs. 123.12 crore, operating profit of Rs. 88.44 crore, non-operating income/(expense) of Rs. 2.02 crore, profit before income tax of Rs. 86.42 crore, income tax expense of Rs. 25.76 crore and profit for the year of Rs. 60.67 crore.

Reported under net interest income: interest income of Rs. 538.6 crore and interest expense of Rs. 331.46 crore. Reported under net fee and commission income: fee and commission income of Rs. 23.52 crore and fee and commission expense of Rs. 2.06 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 74.52 crore, other operating expenses of Rs. 31.33 crore and depreciation & amortisation of Rs. 17.28 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.18 crore and non-operating expense of Rs. 2.2 crore. Reported under income tax expense: current tax of Rs. 27.73 crore and deferred tax of Rs. 1.97 crore.

SADBL profit and loss for 2080/81

In the financial year 2080/81, Shangrila Development Bank Ltd. reported net interest income of Rs. 190.69 crore, net fee and commission income of Rs. 19.8 crore, net trading income of Rs. 0 crore, other operating income of Rs. 9.28 crore, total operating income of Rs. 219.76 crore, impairment charge/(reversal) of Rs. 35.7 crore, net operating income of Rs. 184.06 crore, operating expenses of Rs. 113.72 crore, operating profit of Rs. 70.34 crore, non-operating income/(expense) of Rs. 0.33 crore, profit before income tax of Rs. 70.01 crore, income tax expense of Rs. 19.58 crore and profit for the year of Rs. 50.43 crore.

Reported under net interest income: interest income of Rs. 639.68 crore and interest expense of Rs. 448.99 crore. Reported under net fee and commission income: fee and commission income of Rs. 21.94 crore and fee and commission expense of Rs. 2.14 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 68.84 crore, other operating expenses of Rs. 29.07 crore and depreciation & amortisation of Rs. 15.81 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.08 crore and non-operating expense of Rs. 0.42 crore. Reported under income tax expense: current tax of Rs. 22 crore and deferred tax of Rs. 2.43 crore.

SADBL balance sheet for 2082/83

In the financial year 2082/83, Shangrila Development Bank Ltd. reported total assets of Rs. 6,590.97 crore, total liabilities of Rs. 5,967 crore and total equity of Rs. 623.97 crore.

Reported under total assets: cash and cash equivalents of Rs. 202.51 crore, due from nepal rastra bank of Rs. 245.35 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 118.78 crore, loans and advances to customers of Rs. 4,573.93 crore, investment securities of Rs. 1,184.76 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 73.01 crore, property and equipment of Rs. 98 crore, goodwill and intangible assets of Rs. 1.47 crore, deferred tax assets of Rs. 6.13 crore and other assets of Rs. 87.04 crore. Reported under total liabilities: due to banks and fis of Rs. 111.26 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 5,692.17 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 4.46 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 84.35 crore, debt securities issued of Rs. 74.76 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 373.41 crore, retained earnings of Rs. 41.96 crore, reserves of Rs. 208.6 crore and non controlling interest of Rs. 0 crore.

SADBL balance sheet for 2081/82

In the financial year 2081/82, Shangrila Development Bank Ltd. reported total assets of Rs. 6,353.14 crore, total liabilities of Rs. 5,790.38 crore and total equity of Rs. 562.76 crore.

Reported under total assets: cash and cash equivalents of Rs. 245.46 crore, due from nepal rastra bank of Rs. 249.79 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 286.83 crore, loans and advances to customers of Rs. 4,282.39 crore, investment securities of Rs. 1,097.95 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 52.81 crore, property and equipment of Rs. 73.34 crore, goodwill and intangible assets of Rs. 1.65 crore, deferred tax assets of Rs. 5.4 crore and other assets of Rs. 57.53 crore. Reported under total liabilities: due to banks and fis of Rs. 153.09 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 5,466.85 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 5.62 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 90.1 crore, debt securities issued of Rs. 74.72 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 355.63 crore, retained earnings of Rs. 36.84 crore, reserves of Rs. 170.3 crore and non controlling interest of Rs. 0 crore.

SADBL balance sheet for 2080/81

In the financial year 2080/81, Shangrila Development Bank Ltd. reported total assets of Rs. 6,221.28 crore, total liabilities of Rs. 5,722.84 crore and total equity of Rs. 498.44 crore.

Reported under total assets: cash and cash equivalents of Rs. 282.92 crore, due from nepal rastra bank of Rs. 203.5 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 320.39 crore, loans and advances to customers of Rs. 4,178.7 crore, investment securities of Rs. 1,061.63 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 28.82 crore, property and equipment of Rs. 67.63 crore, goodwill and intangible assets of Rs. 1.5 crore, deferred tax assets of Rs. 6.05 crore and other assets of Rs. 70.14 crore. Reported under total liabilities: due to banks and fis of Rs. 156.11 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 5,402.81 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 1.43 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 87.81 crore, debt securities issued of Rs. 74.69 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 343.1 crore, retained earnings of Rs. 13.19 crore, reserves of Rs. 142.15 crore and non controlling interest of Rs. 0 crore.

SADBL cash flow for 2082/83

In the financial year 2082/83, Shangrila Development Bank Ltd. reported net cash flow from operating activities (a) of Rs. 70.53 crore, net cash flow from investing activities (b) of Rs. 87.65 crore, net cash flow from financing activities (c) of Rs. 25.84 crore, net increase/(decrease) in cash and cash equivalents of Rs. 42.96 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 245.46 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 202.51 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 413.29 crore, fees and other income received of Rs. 51.32 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 234.19 crore, commission and fees paid of Rs. 1.8 crore, cash payment to employees of Rs. 74.55 crore, other expense paid of Rs. 41.13 crore, operating cash flows before changes in operating assets and liabilities of Rs. 112.94 crore, due from nepal rastra bank of Rs. 4.44 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 175.33 crore, loan and advances to customers of Rs. 340.38 crore, other assets of Rs. 29.47 crore, due to banks and financial institutions of Rs. 41.83 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 225.32 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0 crore, net cash flow from operating activities before tax paid of Rs. 106.35 crore and income taxes paid of Rs. 35.82 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 109.35 crore, receipts from sale of investment securities of Rs. 21.2 crore, purchase of property and equipment of Rs. 39.41 crore, receipt from sale of property and equipment of Rs. 1.01 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 19.87 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 53.79 crore and dividend received of Rs. 4.99 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 19.06 crore, interest paid of Rs. 6.79 crore and other receipt/payment of Rs. 0 crore.

SADBL cash flow for 2081/82

In the financial year 2081/82, Shangrila Development Bank Ltd. reported net cash flow from operating activities (a) of Rs. 12.62 crore, net cash flow from investing activities (b) of Rs. 17.39 crore, net cash flow from financing activities (c) of Rs. 7.44 crore, net increase/(decrease) in cash and cash equivalents of Rs. 37.45 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 282.92 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 245.46 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 490.04 crore, fees and other income received of Rs. 38.02 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 331.05 crore, commission and fees paid of Rs. 2.06 crore, cash payment to employees of Rs. 64.23 crore, other expense paid of Rs. 25.12 crore, operating cash flows before changes in operating assets and liabilities of Rs. 105.61 crore, due from nepal rastra bank of Rs. 46.29 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 34.56 crore, loan and advances to customers of Rs. 154.94 crore, other assets of Rs. 12.65 crore, due to banks and financial institutions of Rs. 3.02 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 64.04 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0 crore, net cash flow from operating activities before tax paid of Rs. 12.61 crore and income taxes paid of Rs. 25.23 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 41.83 crore, receipts from sale of investment securities of Rs. 14.27 crore, purchase of property and equipment of Rs. 23.51 crore, receipt from sale of property and equipment of Rs. 0.63 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 23.99 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 54.49 crore and dividend received of Rs. 2.55 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.66 crore, interest paid of Rs. 6.78 crore and other receipt/payment of Rs. 0 crore.

SADBL cash flow for 2080/81

In the financial year 2080/81, Shangrila Development Bank Ltd. reported net cash flow from operating activities (a) of Rs. 2.29 crore, net cash flow from investing activities (b) of Rs. 127.19 crore, net cash flow from financing activities (c) of Rs. 7.65 crore, net increase/(decrease) in cash and cash equivalents of Rs. 137.12 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 420.04 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 282.92 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 576.87 crore, fees and other income received of Rs. 30.33 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 443.44 crore, commission and fees paid of Rs. 2.14 crore, cash payment to employees of Rs. 58.66 crore, other expense paid of Rs. 38.07 crore, operating cash flows before changes in operating assets and liabilities of Rs. 64.89 crore, due from nepal rastra bank of Rs. 0.06 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 98.77 crore, loan and advances to customers of Rs. 227.9 crore, other assets of Rs. 34.29 crore, due to banks and financial institutions of Rs. 38.06 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 346.04 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0 crore, net cash flow from operating activities before tax paid of Rs. 11.84 crore and income taxes paid of Rs. 14.13 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 164.48 crore, receipts from sale of investment securities of Rs. 8.26 crore, purchase of property and equipment of Rs. 12.89 crore, receipt from sale of property and equipment of Rs. 0.37 crore, purchase of intangible assets of Rs. 0.86 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 16.38 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 58.19 crore and dividend received of Rs. 0.6 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.86 crore, interest paid of Rs. 6.79 crore and other receipt/payment of Rs. 0 crore.

SADBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Shangrila Development Bank Ltd. reported net interest income of Rs. 80.26 crore, net fee and commission income of Rs. 7.65 crore, net trading income of Rs. 0 crore, other operating income of Rs. 21.14 crore, total operating income of Rs. 109.04 crore, impairment charge/(reversal) of Rs. 9.57 crore, net operating income of Rs. 118.61 crore, operating expenses of Rs. 54.52 crore, operating profit of Rs. 64.09 crore, non-operating income/(expense) of Rs. 6.31 crore, profit before income tax of Rs. 57.78 crore, income tax expense of Rs. 17.24 crore and profit for the year of Rs. 40.54 crore.

Reported under net interest income: interest income of Rs. 137.3 crore and interest expense of Rs. 57.05 crore. Reported under net fee and commission income: fee and commission income of Rs. 8.21 crore and fee and commission expense of Rs. 0.56 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 42.43 crore, other operating expenses of Rs. 3.08 crore and depreciation & amortisation of Rs. 9.01 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.7 crore and non-operating expense of Rs. 8.01 crore. Reported under income tax expense: current tax of Rs. 17.36 crore and deferred tax of Rs. 0.12 crore.

SADBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Shangrila Development Bank Ltd. reported net interest income of Rs. 52.95 crore, net fee and commission income of Rs. 6.07 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.49 crore, total operating income of Rs. 60.51 crore, impairment charge/(reversal) of Rs. 1.02 crore, net operating income of Rs. 59.49 crore, operating expenses of Rs. 33.4 crore, operating profit of Rs. 26.09 crore, non-operating income/(expense) of Rs. 0.1 crore, profit before income tax of Rs. 25.99 crore, income tax expense of Rs. 7.8 crore and profit for the year of Rs. 18.19 crore.

Reported under net interest income: interest income of Rs. 106.46 crore and interest expense of Rs. 53.51 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.54 crore and fee and commission expense of Rs. 0.47 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 20.73 crore, other operating expenses of Rs. 10.39 crore and depreciation & amortisation of Rs. 2.27 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.31 crore and non-operating expense of Rs. 0.41 crore. Reported under income tax expense: current tax of Rs. 7.8 crore and deferred tax of Rs. 0 crore.

SADBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Shangrila Development Bank Ltd. reported net interest income of Rs. 53.9 crore, net fee and commission income of Rs. 5.96 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.72 crore, total operating income of Rs. 60.57 crore, impairment charge/(reversal) of Rs. 5.28 crore, net operating income of Rs. 65.85 crore, operating expenses of Rs. 33.26 crore, operating profit of Rs. 32.59 crore, non-operating income/(expense) of Rs. 1.8 crore, profit before income tax of Rs. 30.79 crore, income tax expense of Rs. 9.35 crore and profit for the year of Rs. 21.44 crore.

Reported under net interest income: interest income of Rs. 112.01 crore and interest expense of Rs. 58.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.3 crore and fee and commission expense of Rs. 0.34 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 19.68 crore, other operating expenses of Rs. 11.27 crore and depreciation & amortisation of Rs. 2.31 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.1 crore and non-operating expense of Rs. 1.9 crore. Reported under income tax expense: current tax of Rs. 9.35 crore and deferred tax of Rs. 0 crore.

SADBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Shangrila Development Bank Ltd. reported net interest income of Rs. 54.91 crore, net fee and commission income of Rs. 6.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 4.2 crore, total operating income of Rs. 65.16 crore, impairment charge/(reversal) of Rs. 22.97 crore, net operating income of Rs. 42.19 crore, operating expenses of Rs. 29.65 crore, operating profit of Rs. 12.54 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 12.6 crore, income tax expense of Rs. 3.78 crore and profit for the year of Rs. 8.82 crore.

Reported under net interest income: interest income of Rs. 121.68 crore and interest expense of Rs. 66.77 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.47 crore and fee and commission expense of Rs. 0.43 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.37 crore, other operating expenses of Rs. 9.92 crore and depreciation & amortisation of Rs. 2.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.78 crore and deferred tax of Rs. 0 crore.

SADBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

SADBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

SADBL Cash Flow

Values in Rs. Crore unless stated otherwise.

SADBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Shangrila Development Bank share price history

Over the last 15 trading sessions SADBL closed between Rs. 391.70 and Rs. 429.00, finishing at Rs. 404.90 on 2026-10-12 against Rs. 420.60 on 2026-09-18.

SADBL share price by year

2026, between Rs. 378.10 and Rs. 463.00, 2025, between Rs. 354.67 and Rs. 501.43, 2024, between Rs. 261.87 and Rs. 456.66, 2023, between Rs. 230.58 and Rs. 308.81, 2022, between Rs. 197.54 and Rs. 366.77 and 2021, between Rs. 133.61 and Rs. 479.73.

Shangrila Development Bank share price returns

At Rs. 404.90 on 2026-10-12, SADBL is up 0.97% over 1 week, down 1.48% over 1 month, up 2.22% over 3 months, down 6.68% over 6 months, up 8.48% over 1 year and up 29.43% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SADBL floorsheet for 2026-10-12

SADBL traded 64 times on 2026-10-12, moving 23,622 shares for Rs. 0.95 crore of turnover. Trades went through between Rs. 400.00 and Rs. 405.70.

Largest buyers by volume: broker 66, Miyo Securities Pvt Ltd on 15,829 shares across 31 trades, broker 49, Online Securities Limited on 3,018 shares across 2 trades, broker 75, NIMB Stock Markets Limited on 2,300 shares across 3 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 1,062 shares across 6 trades, broker 45, Imperial Securities Co. Limited on 500 shares across 5 trades, broker 62, Capital Max Securities Limited on 374 shares across 3 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 200 shares across 3 trades, broker 69, Index Securities Limited on 123 shares across 4 trades, broker 13, Thrive Brokerage House Pvt. Limited on 110 shares across 2 trades and broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 50 shares across 1 trades.

Largest sellers by volume: broker 69, Index Securities Limited on 10,010 shares across 10 trades, broker 47, Neev Securities Pvt.Ltd on 3,000 shares across 2 trades, broker 49, Online Securities Limited on 2,347 shares across 11 trades, broker 28, Shree Krishna Securities Limited on 1,300 shares across 2 trades, broker 14, Nepal Stock House Pvt. Limited on 1,090 shares across 1 trades, broker 42, Sani Securities Company Limited on 1,000 shares across 1 trades, broker 83, Sanima Securities Limited on 800 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 513 shares across 4 trades, broker 39, Sumeru Securities Pvt.Limited on 500 shares across 1 trades and broker 1, Kumari Securities Pvt. Limited on 490 shares across 3 trades.

SADBL dividend history: bonus shares and cash dividend

Shangrila Development Bank Ltd. most recently declared a 4% bonus share issue and a 6.5263% cash dividend, 10.5263% in total for 2082/2083, announced on 2026-09-15. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Shangrila Development Bank Ltd. declared a 4% bonus share issue and a 6.5263% cash dividend, 10.5263% in total, announced on 2026-09-15.

For 2081/2082 Shangrila Development Bank Ltd. declared a 5% bonus share issue and a 5.3583% cash dividend, 10.3583% in total, announced on 2025-11-28.

For 2080/2081 Shangrila Development Bank Ltd. declared a 3.6516% bonus share issue, announced on 2024-12-20.

For 2079/2080 Shangrila Development Bank Ltd. declared a 5% bonus share issue, announced on 2023-11-17.

For 2078/2079 Shangrila Development Bank Ltd. declared an 8.534% bonus share issue, announced on 2023-02-27.

SADBL general meetings

Annual and special general meetings Shangrila Development Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 22nd AGM for 2082/2083: on 2026-10-08, at Lisara Reception, Gairidhara, Kathmandu (10:00 AM)
• 21st AGM for 2081/2082: on 2025-12-22, at Amritbhog Caters, Kalikasthan, Kathmandu (10:30 AM)
• 20th AGM for 2080/2081: on 2025-01-13, at Amrapali Banquet, Baluwatar, Kathmandu (10:30 AM)

6 years of annual statements and 12 quarters of results for SADBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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