Mahalaxmi Bikas Bank Ltd. (MLBL) Share Price & Fundamentals

Mahalaxmi Bikas Bank (MLBL) share price is Rs. 391.80, up 1.77% on 2026-10-30. Open Rs. 385.50. High Rs. 395.90. Low Rs. 383.00. Volume 197,111.

Mahalaxmi Bikas Bank Ltd. is a NEPSE-listed company (MLBL), Development Banks sector. Revenue: Rs. 248.17 Crore. Net profit: Rs. 63 Crore. Net worth: Rs. 708.38 Crore.

About Mahalaxmi Bikas Bank Ltd.

Mahalaxmi Bikas Bank Limited is a national-level Class 'B' development bank licensed by Nepal Rastra Bank, tracing its origin to 1995 and listed on NEPSE in 2017. Its head office is at Durbarmarg, Kathmandu. The bank has expanded through several mergers and acquisitions, including Mahalaxmi Finance, and provides deposit, credit, remittance and digital banking services nationwide, with a paid-up capital of roughly NPR 4.5 billion. It reports on a standalone basis.

Mahalaxmi Bikas Bank Ltd. (MLBL) has 4,51,12,811 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 5.37% on face value.

MLBL key metrics

MLBL strengths

What Mahalaxmi Bikas Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• Profit grew 48.5% on last year. (Growth)
• Lends out 75.3% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• 95% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 86.3% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• 10.9% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Income from lending grew 10.3% on last year, so the core business is expanding. (Growth)
• Turns 25.4% of its income into profit once every cost is paid. (Profitability)
• Owns 9.19x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• Loans are 63.7% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)

MLBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 6%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0.7%, so its assets are not producing much. (Profitability)
• Makes only 3% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Deposits moved -0.2%, so its cheapest source of funding is not growing. (Growth)
• Each share produced Rs 13.96 over the year. (Shareholder Returns)
• The loan book moved 2.4%, so lending is not expanding. (Growth)
• 12.7% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Staff costs take 32.2% of income, a heavy load on earnings. (Efficiency)
• The bank's size moved 0.7% over the year. (Shareholder Returns)
• Only 4.4% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)
• Operating margin is 37.8%, so running costs take too much of what core banking earns. (Profitability)
• Only 9.3% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Each share is backed by only Rs 157.03 of net worth. (Shareholder Returns)
• Total income moved 9.2% on last year. (Growth)

MLBL Q1 2083/84 results

In the first quarter of 2083/84 (Q1 2083/84) Mahalaxmi Bikas Bank Ltd. reported profit of Rs. 11.85 crore and total operating income of Rs. 58.59 crore. Profit in Q4 2082/83 was Rs. 17 crore. Profit fell 30.31% on the previous quarter. Total operating income grew 1.85% on the previous quarter. Profit in Q1 2082/83, the same quarter a year earlier, was Rs. 9.75 crore. Profit grew 21.49% on the same quarter last year. Total operating income fell 3.38% on the same quarter last year.

MLBL annual results 2082/83

For the financial year 2082/83 Mahalaxmi Bikas Bank Ltd. reported net profit of Rs. 63 crore, total operating income of Rs. 248.17 crore and net worth of Rs. 708.38 crore. Net profit in 2081/82 was Rs. 42.43 crore. Net profit grew 48.46% on the year. Total operating income grew 9.24% on the year.

MLBL profit and loss for 2082/83

In the financial year 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 214.18 crore, net fee and commission income of Rs. 23.05 crore, net trading income of Rs. 0 crore, other operating income of Rs. 10.94 crore, total operating income of Rs. 248.17 crore, impairment charge/(reversal) of Rs. 31.57 crore, net operating income of Rs. 216.6 crore, operating expenses of Rs. 122.8 crore, operating profit of Rs. 93.79 crore, non-operating income/(expense) of Rs. 3.8 crore, profit before income tax of Rs. 89.99 crore, income tax expense of Rs. 27 crore and profit for the year of Rs. 63 crore.

Reported under net interest income: interest income of Rs. 433.8 crore and interest expense of Rs. 219.62 crore. Reported under net fee and commission income: fee and commission income of Rs. 25.29 crore and fee and commission expense of Rs. 2.24 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 79.91 crore, other operating expenses of Rs. 33.67 crore and depreciation & amortisation of Rs. 9.23 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.26 crore and non-operating expense of Rs. 4.06 crore. Reported under income tax expense: current tax of Rs. 27 crore.

MLBL profit and loss for 2081/82

In the financial year 2081/82, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 194.12 crore, net fee and commission income of Rs. 20.66 crore, net trading income of Rs. 0.02 crore, other operating income of Rs. 12.38 crore, total operating income of Rs. 227.18 crore, impairment charge/(reversal) of Rs. 51.74 crore, net operating income of Rs. 175.44 crore, operating expenses of Rs. 114.3 crore, operating profit of Rs. 61.14 crore, non-operating income/(expense) of Rs. 1.61 crore, profit before income tax of Rs. 59.53 crore, income tax expense of Rs. 17.1 crore and profit for the year of Rs. 42.43 crore.

Reported under net interest income: interest income of Rs. 487.71 crore and interest expense of Rs. 293.59 crore. Reported under net fee and commission income: fee and commission income of Rs. 23.48 crore and fee and commission expense of Rs. 2.83 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 68.92 crore, other operating expenses of Rs. 38.27 crore and depreciation & amortisation of Rs. 7.12 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.07 crore and non-operating expense of Rs. 1.68 crore. Reported under income tax expense: current tax of Rs. 26 crore and deferred tax of Rs. 8.9 crore.

MLBL profit and loss for 2080/81

In the financial year 2080/81, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 196.64 crore, net fee and commission income of Rs. 20.72 crore, net trading income of Rs. 0.02 crore, other operating income of Rs. 4.77 crore, total operating income of Rs. 222.15 crore, impairment charge/(reversal) of Rs. 32.16 crore, net operating income of Rs. 189.99 crore, operating expenses of Rs. 115.15 crore, operating profit of Rs. 74.84 crore, non-operating income/(expense) of Rs. 0.59 crore, profit before income tax of Rs. 74.25 crore, income tax expense of Rs. 24.22 crore and profit for the year of Rs. 50.04 crore.

Reported under net interest income: interest income of Rs. 649.54 crore and interest expense of Rs. 452.89 crore. Reported under net fee and commission income: fee and commission income of Rs. 22.61 crore and fee and commission expense of Rs. 1.89 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 71.94 crore, other operating expenses of Rs. 36.36 crore and depreciation & amortisation of Rs. 6.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.55 crore and non-operating expense of Rs. 1.14 crore. Reported under income tax expense: current tax of Rs. 25.24 crore and deferred tax of Rs. 1.02 crore.

MLBL balance sheet for 2081/82

In the financial year 2081/82, Mahalaxmi Bikas Bank Ltd. reported total assets of Rs. 6,512.92 crore, total liabilities of Rs. 5,804.54 crore and total equity of Rs. 708.38 crore.

Reported under total assets: cash and cash equivalents of Rs. 295.29 crore, due from nepal rastra bank of Rs. 221.58 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 383.34 crore, loans and advances to customers of Rs. 4,151.04 crore, investment securities of Rs. 1,246.25 crore, current tax assets of Rs. 6.05 crore, investment in associates of Rs. 0.65 crore, investment property of Rs. 54.77 crore, property and equipment of Rs. 53.77 crore, goodwill and intangible assets of Rs. 0.54 crore, deferred tax assets of Rs. 11.13 crore and other assets of Rs. 88.53 crore. Reported under total liabilities: due to banks and fis of Rs. 110.16 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 5,511.55 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 83.28 crore and debt securities issued of Rs. 99.54 crore. Reported under total equity: share capital of Rs. 429.65 crore, retained earnings of Rs. 44.56 crore and reserves of Rs. 234.18 crore.

MLBL balance sheet for 2080/81

In the financial year 2080/81, Mahalaxmi Bikas Bank Ltd. reported total assets of Rs. 6,468.9 crore, total liabilities of Rs. 5,794.49 crore and total equity of Rs. 674.41 crore.

Reported under total assets: cash and cash equivalents of Rs. 247.87 crore, due from nepal rastra bank of Rs. 200.47 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 371.26 crore, loans and advances to customers of Rs. 4,055.01 crore, investment securities of Rs. 1,462.52 crore, current tax assets of Rs. 0 crore, investment in associates of Rs. 0.47 crore, investment property of Rs. 53.25 crore, property and equipment of Rs. 34.44 crore, goodwill and intangible assets of Rs. 0.62 crore, deferred tax assets of Rs. 5.75 crore and other assets of Rs. 37.25 crore. Reported under total liabilities: due to banks and fis of Rs. 91.41 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 5,521.03 crore, current tax liabilities of Rs. 1.2 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 81.33 crore and debt securities issued of Rs. 99.51 crore. Reported under total equity: share capital of Rs. 417.13 crore, retained earnings of Rs. 29.23 crore and reserves of Rs. 228.05 crore.

MLBL balance sheet for 2079/80

In the financial year 2079/80, Mahalaxmi Bikas Bank Ltd. reported total assets of Rs. 6,185.74 crore, total liabilities of Rs. 5,541.23 crore and total equity of Rs. 644.51 crore.

Reported under total assets: cash and cash equivalents of Rs. 407.78 crore, due from nepal rastra bank of Rs. 174.6 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 354.46 crore, loans and advances to customers of Rs. 3,714.3 crore, investment securities of Rs. 1,354.82 crore, current tax assets of Rs. 13.56 crore, investment in associates of Rs. 0.47 crore, investment property of Rs. 54.3 crore, property and equipment of Rs. 37.04 crore, goodwill and intangible assets of Rs. 0.42 crore, deferred tax assets of Rs. 7.55 crore and other assets of Rs. 66.43 crore. Reported under total liabilities: due to banks and fis of Rs. 202.28 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 5,149.64 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 8.55 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 81.27 crore and debt securities issued of Rs. 99.48 crore. Reported under total equity: share capital of Rs. 417.13 crore, retained earnings of Rs. 26.72 crore and reserves of Rs. 200.66 crore.

MLBL cash flow for 2081/82

In the financial year 2081/82, Mahalaxmi Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 171.49 crore, net cash flow from investing activities (b) of Rs. 249.94 crore, net cash flow from financing activities (c) of Rs. 31.25 crore, net increase/(decrease) in cash and cash equivalents of Rs. 47.21 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 247.87 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.21 crore and cash and cash equivalents at ashadh end of Rs. 295.29 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 442.67 crore, fees and other income received of Rs. 23.48 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 3.01 crore, interest paid of Rs. 282.52 crore, commission and fees paid of Rs. 2.83 crore, cash payment to employees of Rs. 65.06 crore, other expense paid of Rs. 81.02 crore, operating cash flows before changes in operating assets and liabilities of Rs. 37.75 crore, due from nepal rastra bank of Rs. 21.11 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 12.08 crore, loan and advances to customers of Rs. 96.03 crore, other assets of Rs. 70.62 crore, due to banks and financial institutions of Rs. 18.75 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 9.48 crore, other liabilities of Rs. 1.55 crore, net cash flow from operating activities before tax paid of Rs. 154.39 crore and income taxes paid of Rs. 17.1 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 227.51 crore, purchase of property and equipment of Rs. 26.19 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.09 crore, purchase of investment properties of Rs. 1.05 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 44.89 crore and dividend received of Rs. 4.87 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, dividends paid of Rs. 16.69 crore, interest paid of Rs. 11.04 crore and other receipt/payment of Rs. 3.53 crore.

MLBL cash flow for 2080/81

In the financial year 2080/81, Mahalaxmi Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 38.73 crore, net cash flow from investing activities (b) of Rs. 94.66 crore, net cash flow from financing activities (c) of Rs. 26.7 crore, net increase/(decrease) in cash and cash equivalents of Rs. 160.08 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 407.78 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.17 crore and cash and cash equivalents at ashadh end of Rs. 247.87 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 620.13 crore, fees and other income received of Rs. 22.61 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 1.99 crore, interest paid of Rs. 452.64 crore, commission and fees paid of Rs. 1.89 crore, cash payment to employees of Rs. 54.53 crore, other expense paid of Rs. 37.5 crore, operating cash flows before changes in operating assets and liabilities of Rs. 98.19 crore, due from nepal rastra bank of Rs. 25.86 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 12.29 crore, loan and advances to customers of Rs. 322.01 crore, other assets of Rs. 7.48 crore, due to banks and financial institutions of Rs. 110.87 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 371.38 crore, other liabilities of Rs. 20.54 crore, net cash flow from operating activities before tax paid of Rs. 14.51 crore and income taxes paid of Rs. 24.22 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 94.44 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 4.12 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.34 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 1.06 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 3.17 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, dividends paid of Rs. 26.7 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

MLBL cash flow for 2079/80

In the financial year 2079/80, Mahalaxmi Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 440.07 crore, net cash flow from investing activities (b) of Rs. 665.79 crore, net cash flow from financing activities (c) of Rs. 73.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 152.2 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 559.89 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.09 crore and cash and cash equivalents at ashadh end of Rs. 407.78 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 651.97 crore, fees and other income received of Rs. 19.9 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 2.63 crore, interest paid of Rs. 472.96 crore, commission and fees paid of Rs. 1.77 crore, cash payment to employees of Rs. 55.81 crore, other expense paid of Rs. 36.2 crore, operating cash flows before changes in operating assets and liabilities of Rs. 107.77 crore, due from nepal rastra bank of Rs. 35.15 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 112.51 crore, loan and advances to customers of Rs. 244.39 crore, other assets of Rs. 54.3 crore, due to banks and financial institutions of Rs. 102.77 crore, due to nepal rastra bank of Rs. 160.54 crore, deposit from customers of Rs. 864.87 crore, other liabilities of Rs. 28.85 crore, net cash flow from operating activities before tax paid of Rs. 459.15 crore and income taxes paid of Rs. 19.08 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 652.82 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 9.2 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.25 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 6.07 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 2.55 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 99.48 crore, dividends paid of Rs. 25.95 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

MLBL quarterly for Q1 2083/84

In the quarter Q1 2083/84, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 51.05 crore, net fee and commission income of Rs. 5.09 crore, net trading income of Rs. 0.01 crore, other operating income of Rs. 2.44 crore, total operating income of Rs. 58.59 crore, impairment charge/(reversal) of Rs. 10.68 crore, net operating income of Rs. 47.91 crore, operating expenses of Rs. 30.91 crore, operating profit of Rs. 17 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 16.92 crore, income tax expense of Rs. 5.08 crore and profit for the year of Rs. 11.85 crore.

Reported under net interest income: interest income of Rs. 102.8 crore and interest expense of Rs. 51.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.63 crore and fee and commission expense of Rs. 0.54 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 20.04 crore, other operating expenses of Rs. 7.39 crore and depreciation & amortisation of Rs. 3.47 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 0.11 crore. Reported under income tax expense: current tax of Rs. 5.08 crore.

MLBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 51.63 crore, net fee and commission income of Rs. 5.47 crore, net trading income of Rs. 0.02 crore, other operating income of Rs. 0.44 crore, total operating income of Rs. 57.53 crore, impairment charge/(reversal) of Rs. 1.74 crore, net operating income of Rs. 59.27 crore, operating expenses of Rs. 34.84 crore, operating profit of Rs. 24.43 crore, non-operating income/(expense) of Rs. 0.14 crore, profit before income tax of Rs. 24.28 crore, income tax expense of Rs. 7.29 crore and profit for the year of Rs. 17 crore.

Reported under net interest income: interest income of Rs. 103.4 crore and interest expense of Rs. 51.76 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.25 crore and fee and commission expense of Rs. 0.78 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 23.31 crore, other operating expenses of Rs. 9.68 crore and depreciation & amortisation of Rs. 1.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0.16 crore. Reported under income tax expense: current tax of Rs. 7.29 crore.

MLBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 54.03 crore, net fee and commission income of Rs. 8.76 crore, net trading income of Rs. 0.01 crore, other operating income of Rs. 1.24 crore, total operating income of Rs. 64.05 crore, impairment charge/(reversal) of Rs. 12.35 crore, net operating income of Rs. 51.7 crore, operating expenses of Rs. 30.17 crore, operating profit of Rs. 21.52 crore, non-operating income/(expense) of Rs. 0.48 crore, profit before income tax of Rs. 22 crore, income tax expense of Rs. 6.6 crore and profit for the year of Rs. 15.4 crore.

Reported under net interest income: interest income of Rs. 104.48 crore and interest expense of Rs. 50.45 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.34 crore and fee and commission expense of Rs. 0.57 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 18.83 crore, other operating expenses of Rs. 9.49 crore and depreciation & amortisation of Rs. 1.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.21 crore and non-operating expense of Rs. 0.27 crore. Reported under income tax expense: current tax of Rs. 6.6 crore.

MLBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 58.31 crore, net fee and commission income of Rs. 5.86 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.78 crore, total operating income of Rs. 65.95 crore, impairment charge/(reversal) of Rs. 5.17 crore, net operating income of Rs. 60.78 crore, operating expenses of Rs. 31.02 crore, operating profit of Rs. 29.76 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 29.77 crore, income tax expense of Rs. 8.93 crore and profit for the year of Rs. 20.84 crore.

Reported under net interest income: interest income of Rs. 112.64 crore and interest expense of Rs. 54.33 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.37 crore and fee and commission expense of Rs. 0.52 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 20.57 crore, other operating expenses of Rs. 8.65 crore and depreciation & amortisation of Rs. 1.81 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.93 crore.

MLBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

MLBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

MLBL Cash Flow

Values in Rs. Crore unless stated otherwise.

MLBL Quarterly Results

Figures from Mahalaxmi Bikas Bank Ltd.'s quarterly reports, most recent quarter first.

Values in Rs. Crore unless stated otherwise.

Mahalaxmi Bikas Bank share price history

Over the last 15 trading sessions MLBL closed between Rs. 350.10 and Rs. 391.80, finishing at Rs. 391.80 on 2026-10-30 against Rs. 354.00 on 2026-10-02.

MLBL share price by year

2026, between Rs. 330.70 and Rs. 418.00, 2025, between Rs. 332.29 and Rs. 464.76, 2024, between Rs. 282.76 and Rs. 460.47, 2023, between Rs. 259.82 and Rs. 359.59, 2022, between Rs. 264.06 and Rs. 515.67 and 2021, between Rs. 157.99 and Rs. 654.21.

Mahalaxmi Bikas Bank share price returns

At Rs. 391.80 on 2026-10-30, MLBL is up 5.61% over 1 week, up 10.68% over 1 month, up 10.37% over 3 months, up 8.08% over 6 months, up 6.47% over 1 year and down 34.14% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

MLBL floorsheet for 2026-10-30

MLBL traded 583 times on 2026-10-30, moving 1,97,111 shares for Rs. 7.72 crore of turnover. Trades went through between Rs. 380.00 and Rs. 395.90.

Largest buyers by volume: broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 21,300 shares across 35 trades, broker 34, Vision Securities Pvt.Limited on 19,277 shares across 78 trades, broker 26, Asian Securities Pvt. Limited on 15,379 shares across 18 trades, broker 84, Milky Way Share Broker Company Ltd on 12,600 shares across 34 trades, broker 66, Miyo Securities Pvt Ltd on 11,256 shares across 29 trades, broker 96, Himalayan Securities Limited on 10,463 shares across 19 trades, broker 62, Capital Max Securities Limited on 10,280 shares across 33 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 9,510 shares across 24 trades, broker 71, Shubhakamana Securities Pvt. Ltd on 8,537 shares across 24 trades and broker 16, Primo Securities Pvt. Limited on 7,418 shares across 43 trades.

Largest sellers by volume: broker 42, Sani Securities Company Limited on 13,062 shares across 29 trades, broker 58, Naasa Securities Co. Ltd. on 11,785 shares across 37 trades, broker 94, K.B.L. Securities Limited on 10,000 shares across 15 trades, broker 13, Thrive Brokerage House Pvt. Limited on 9,069 shares across 12 trades, broker 22, Siprabi Securities Pvt. Limited on 8,980 shares across 18 trades, broker 7, J.F. Securities Company Pvt. Limited on 8,403 shares across 17 trades, broker 48, Trishakti Securities Public Limited on 7,942 shares across 13 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 7,417 shares across 21 trades, broker 45, Imperial Securities Co. Limited on 7,377 shares across 34 trades and broker 25, Sweta Securities Pvt. Limited on 5,405 shares across 7 trades.

MLBL dividend history: bonus shares and cash dividend

Mahalaxmi Bikas Bank Ltd. most recently declared a 5% bonus share issue and a 5.37% cash dividend, 10.37% in total for 2081/2082, announced on 2025-12-11. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Mahalaxmi Bikas Bank Ltd. declared a 5% bonus share issue and a 5.37% cash dividend, 10.37% in total, announced on 2025-12-11.

For 2080/2081 Mahalaxmi Bikas Bank Ltd. declared a 3% bonus share issue and a 4% cash dividend, 7% in total, announced on 2024-12-23.

For 2079/2080 Mahalaxmi Bikas Bank Ltd. declared a 6.4% cash dividend, announced on 2023-12-19.

For 2078/2079 Mahalaxmi Bikas Bank Ltd. declared a 4% bonus share issue and a 6.47% cash dividend, 10.47% in total, announced on 2022-12-23.

For 2077/2078 Mahalaxmi Bikas Bank Ltd. declared a 20% bonus share issue, announced on 2021-12-20.

MLBL general meetings

Annual and special general meetings Mahalaxmi Bikas Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 24th AGM for 2081/2082: on 2026-01-05, at Tribhuvan Army Officers' Club, Bhadrakali, Tundikhel, Kathmandu (10:00 AM)
• 23rd AGM for 2080/2081: on 2025-01-13, at Alice Receptions, Subarna Shamsher Marg, Gairidhara, Kathmandu (10:00 AM)
• 22nd AGM for 2079/2080: on 2024-01-13, at Lainchaur Banquet, Nepal Scout Compound, Lainchaur, Kathmandu (10:00 AM)

6 years of annual statements and 12 quarters of results for MLBL, with charts and peer comparison, are free on NepView.

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• Green Development Bank Ltd. (GRDBL) share price
• Jyoti Bikas Bank Limited (JBBL) share price
• Kamana Sewa Bikas Bank Limited (KSBBL) share price
• Lumbini Bikas Bank Ltd. (LBBL) share price
• Miteri Development Bank Limited (MDB) share price

All development banks on NEPSE

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