Mahalaxmi Bikas Bank Ltd. (MLBL) Share Price & Fundamentals

Mahalaxmi Bikas Bank (MLBL) share price is Rs. 361.40, down 0.28% on 2026-10-12. Open Rs. 358.00. High Rs. 365.00. Low Rs. 358.00. Volume 24,228.

Mahalaxmi Bikas Bank Ltd. is a NEPSE-listed company (MLBL), Development Banks sector. Revenue: Rs. 248.86 Crore. Net profit: Rs. 63 Crore. Net worth: Rs. 708.38 Crore.

About Mahalaxmi Bikas Bank Ltd.

Mahalaxmi Bikas Bank Limited is a national-level Class 'B' development bank licensed by Nepal Rastra Bank, tracing its origin to 1995 and listed on NEPSE in 2017. Its head office is at Durbarmarg, Kathmandu. The bank has expanded through several mergers and acquisitions, including Mahalaxmi Finance, and provides deposit, credit, remittance and digital banking services nationwide, with a paid-up capital of roughly NPR 4.5 billion. It reports on a standalone basis.

Mahalaxmi Bikas Bank Ltd. (MLBL) has 4,51,12,811 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 5.37% on face value.

MLBL key metrics

Market CapRs. 1,630.38 Crore
P/E Ratio38.42
P/E Ratio (TTM)25.88
EPSRs. 9.41
EPS (TTM)Rs. 13.96
Book ValueRs. 157.03
Dividend Yield1.49%
Face ValueRs. 100.00
52 Week HighRs. 418.00
52 Week LowRs. 330.70
Listed Since2017

MLBL strengths

What Mahalaxmi Bikas Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.

MLBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

MLBL Q4 2082/83 results

In Q4 2082/83 Mahalaxmi Bikas Bank Ltd. reported profit of Rs. 17 crore and total operating income of Rs. 57.53 crore. Profit in Q3 2082/83 was Rs. 15.4 crore. Profit grew 10.36% on the previous quarter. Total operating income fell 10.18% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 7.01 crore. Profit grew 142.47% on the same quarter last year. Total operating income fell 9.15% on the same quarter last year.

MLBL annual results 2082/83

For the financial year 2082/83 Mahalaxmi Bikas Bank Ltd. reported net profit of Rs. 63 crore, total operating income of Rs. 248.86 crore and net worth of Rs. 708.38 crore. Net profit in 2081/82 was Rs. 42.43 crore. Net profit grew 48.46% on the year. Total operating income grew 9.54% on the year.

MLBL profit and loss for 2082/83

In the financial year 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 214.88 crore, net fee and commission income of Rs. 23.05 crore, net trading income of Rs. 0 crore, other operating income of Rs. 10.94 crore, total operating income of Rs. 248.86 crore, impairment charge/(reversal) of Rs. 31.57 crore, net operating income of Rs. 217.29 crore, operating expenses of Rs. 123.5 crore, operating profit of Rs. 93.79 crore, non-operating income/(expense) of Rs. 3.8 crore, profit before income tax of Rs. 89.99 crore, income tax expense of Rs. 27 crore and profit for the year of Rs. 63 crore.

Reported under net interest income: interest income of Rs. 433.8 crore and interest expense of Rs. 218.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 25.29 crore and fee and commission expense of Rs. 2.24 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 79.91 crore, other operating expenses of Rs. 36.22 crore and depreciation & amortisation of Rs. 7.37 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.26 crore and non-operating expense of Rs. 4.06 crore. Reported under income tax expense: current tax of Rs. 27 crore.

MLBL profit and loss for 2081/82

In the financial year 2081/82, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 194.12 crore, net fee and commission income of Rs. 20.66 crore, net trading income of Rs. 0.02 crore, other operating income of Rs. 12.38 crore, total operating income of Rs. 227.18 crore, impairment charge/(reversal) of Rs. 51.74 crore, net operating income of Rs. 175.44 crore, operating expenses of Rs. 114.3 crore, operating profit of Rs. 61.14 crore, non-operating income/(expense) of Rs. 1.61 crore, profit before income tax of Rs. 59.53 crore, income tax expense of Rs. 17.1 crore and profit for the year of Rs. 42.43 crore.

Reported under net interest income: interest income of Rs. 487.71 crore and interest expense of Rs. 293.59 crore. Reported under net fee and commission income: fee and commission income of Rs. 23.48 crore and fee and commission expense of Rs. 2.83 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 68.92 crore, other operating expenses of Rs. 38.27 crore and depreciation & amortisation of Rs. 7.12 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.07 crore and non-operating expense of Rs. 1.68 crore. Reported under income tax expense: current tax of Rs. 26 crore and deferred tax of Rs. 8.9 crore.

MLBL profit and loss for 2080/81

In the financial year 2080/81, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 196.64 crore, net fee and commission income of Rs. 20.72 crore, net trading income of Rs. 0.02 crore, other operating income of Rs. 4.77 crore, total operating income of Rs. 222.15 crore, impairment charge/(reversal) of Rs. 32.16 crore, net operating income of Rs. 189.99 crore, operating expenses of Rs. 115.15 crore, operating profit of Rs. 74.84 crore, non-operating income/(expense) of Rs. 0.59 crore, profit before income tax of Rs. 74.25 crore, income tax expense of Rs. 24.22 crore and profit for the year of Rs. 50.04 crore.

Reported under net interest income: interest income of Rs. 649.54 crore and interest expense of Rs. 452.89 crore. Reported under net fee and commission income: fee and commission income of Rs. 22.61 crore and fee and commission expense of Rs. 1.89 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 71.94 crore, other operating expenses of Rs. 36.36 crore and depreciation & amortisation of Rs. 6.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.55 crore and non-operating expense of Rs. 1.14 crore. Reported under income tax expense: current tax of Rs. 25.24 crore and deferred tax of Rs. 1.02 crore.

MLBL balance sheet for 2081/82

In the financial year 2081/82, Mahalaxmi Bikas Bank Ltd. reported total assets of Rs. 6,512.92 crore, total liabilities of Rs. 5,804.54 crore and total equity of Rs. 708.38 crore.

Reported under total assets: cash and cash equivalents of Rs. 295.29 crore, due from nepal rastra bank of Rs. 221.58 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 383.34 crore, loans and advances to customers of Rs. 4,151.04 crore, investment securities of Rs. 1,246.25 crore, current tax assets of Rs. 6.05 crore, investment in associates of Rs. 0.65 crore, investment property of Rs. 54.77 crore, property and equipment of Rs. 53.77 crore, goodwill and intangible assets of Rs. 0.54 crore, deferred tax assets of Rs. 11.13 crore and other assets of Rs. 88.53 crore. Reported under total liabilities: due to banks and fis of Rs. 110.16 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 5,511.55 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 83.28 crore and debt securities issued of Rs. 99.54 crore. Reported under total equity: share capital of Rs. 429.65 crore, retained earnings of Rs. 44.56 crore and reserves of Rs. 234.18 crore.

MLBL balance sheet for 2080/81

In the financial year 2080/81, Mahalaxmi Bikas Bank Ltd. reported total assets of Rs. 6,468.9 crore, total liabilities of Rs. 5,794.49 crore and total equity of Rs. 674.41 crore.

Reported under total assets: cash and cash equivalents of Rs. 247.87 crore, due from nepal rastra bank of Rs. 200.47 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 371.26 crore, loans and advances to customers of Rs. 4,055.01 crore, investment securities of Rs. 1,462.52 crore, current tax assets of Rs. 0 crore, investment in associates of Rs. 0.47 crore, investment property of Rs. 53.25 crore, property and equipment of Rs. 34.44 crore, goodwill and intangible assets of Rs. 0.62 crore, deferred tax assets of Rs. 5.75 crore and other assets of Rs. 37.25 crore. Reported under total liabilities: due to banks and fis of Rs. 91.41 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 5,521.03 crore, current tax liabilities of Rs. 1.2 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 81.33 crore and debt securities issued of Rs. 99.51 crore. Reported under total equity: share capital of Rs. 417.13 crore, retained earnings of Rs. 29.23 crore and reserves of Rs. 228.05 crore.

MLBL balance sheet for 2079/80

In the financial year 2079/80, Mahalaxmi Bikas Bank Ltd. reported total assets of Rs. 6,185.74 crore, total liabilities of Rs. 5,541.23 crore and total equity of Rs. 644.51 crore.

Reported under total assets: cash and cash equivalents of Rs. 407.78 crore, due from nepal rastra bank of Rs. 174.6 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 354.46 crore, loans and advances to customers of Rs. 3,714.3 crore, investment securities of Rs. 1,354.82 crore, current tax assets of Rs. 13.56 crore, investment in associates of Rs. 0.47 crore, investment property of Rs. 54.3 crore, property and equipment of Rs. 37.04 crore, goodwill and intangible assets of Rs. 0.42 crore, deferred tax assets of Rs. 7.55 crore and other assets of Rs. 66.43 crore. Reported under total liabilities: due to banks and fis of Rs. 202.28 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 5,149.64 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 8.55 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 81.27 crore and debt securities issued of Rs. 99.48 crore. Reported under total equity: share capital of Rs. 417.13 crore, retained earnings of Rs. 26.72 crore and reserves of Rs. 200.66 crore.

MLBL cash flow for 2081/82

In the financial year 2081/82, Mahalaxmi Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 171.49 crore, net cash flow from investing activities (b) of Rs. 249.94 crore, net cash flow from financing activities (c) of Rs. 31.25 crore, net increase/(decrease) in cash and cash equivalents of Rs. 47.21 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 247.87 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.21 crore and cash and cash equivalents at ashadh end of Rs. 295.29 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 442.67 crore, fees and other income received of Rs. 23.48 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 3.01 crore, interest paid of Rs. 282.52 crore, commission and fees paid of Rs. 2.83 crore, cash payment to employees of Rs. 65.06 crore, other expense paid of Rs. 81.02 crore, operating cash flows before changes in operating assets and liabilities of Rs. 37.75 crore, due from nepal rastra bank of Rs. 21.11 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 12.08 crore, loan and advances to customers of Rs. 96.03 crore, other assets of Rs. 70.62 crore, due to banks and financial institutions of Rs. 18.75 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 9.48 crore, other liabilities of Rs. 1.55 crore, net cash flow from operating activities before tax paid of Rs. 154.39 crore and income taxes paid of Rs. 17.1 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 227.51 crore, purchase of property and equipment of Rs. 26.19 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.09 crore, purchase of investment properties of Rs. 1.05 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 44.89 crore and dividend received of Rs. 4.87 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, dividends paid of Rs. 16.69 crore, interest paid of Rs. 11.04 crore and other receipt/payment of Rs. 3.53 crore.

MLBL cash flow for 2080/81

In the financial year 2080/81, Mahalaxmi Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 38.73 crore, net cash flow from investing activities (b) of Rs. 94.66 crore, net cash flow from financing activities (c) of Rs. 26.7 crore, net increase/(decrease) in cash and cash equivalents of Rs. 160.08 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 407.78 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.17 crore and cash and cash equivalents at ashadh end of Rs. 247.87 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 620.13 crore, fees and other income received of Rs. 22.61 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 1.99 crore, interest paid of Rs. 452.64 crore, commission and fees paid of Rs. 1.89 crore, cash payment to employees of Rs. 54.53 crore, other expense paid of Rs. 37.5 crore, operating cash flows before changes in operating assets and liabilities of Rs. 98.19 crore, due from nepal rastra bank of Rs. 25.86 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 12.29 crore, loan and advances to customers of Rs. 322.01 crore, other assets of Rs. 7.48 crore, due to banks and financial institutions of Rs. 110.87 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 371.38 crore, other liabilities of Rs. 20.54 crore, net cash flow from operating activities before tax paid of Rs. 14.51 crore and income taxes paid of Rs. 24.22 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 94.44 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 4.12 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.34 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 1.06 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 3.17 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, dividends paid of Rs. 26.7 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

MLBL cash flow for 2079/80

In the financial year 2079/80, Mahalaxmi Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 440.07 crore, net cash flow from investing activities (b) of Rs. 665.79 crore, net cash flow from financing activities (c) of Rs. 73.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 152.2 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 559.89 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.09 crore and cash and cash equivalents at ashadh end of Rs. 407.78 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 651.97 crore, fees and other income received of Rs. 19.9 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 2.63 crore, interest paid of Rs. 472.96 crore, commission and fees paid of Rs. 1.77 crore, cash payment to employees of Rs. 55.81 crore, other expense paid of Rs. 36.2 crore, operating cash flows before changes in operating assets and liabilities of Rs. 107.77 crore, due from nepal rastra bank of Rs. 35.15 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 112.51 crore, loan and advances to customers of Rs. 244.39 crore, other assets of Rs. 54.3 crore, due to banks and financial institutions of Rs. 102.77 crore, due to nepal rastra bank of Rs. 160.54 crore, deposit from customers of Rs. 864.87 crore, other liabilities of Rs. 28.85 crore, net cash flow from operating activities before tax paid of Rs. 459.15 crore and income taxes paid of Rs. 19.08 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 652.82 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 9.2 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.25 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 6.07 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 2.55 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 99.48 crore, dividends paid of Rs. 25.95 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

MLBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 51.63 crore, net fee and commission income of Rs. 5.47 crore, net trading income of Rs. 0.02 crore, other operating income of Rs. 0.44 crore, total operating income of Rs. 57.53 crore, impairment charge/(reversal) of Rs. 1.74 crore, net operating income of Rs. 59.27 crore, operating expenses of Rs. 34.84 crore, operating profit of Rs. 24.43 crore, non-operating income/(expense) of Rs. 0.14 crore, profit before income tax of Rs. 24.28 crore, income tax expense of Rs. 7.29 crore and profit for the year of Rs. 17 crore.

Reported under net interest income: interest income of Rs. 103.4 crore and interest expense of Rs. 51.76 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.25 crore and fee and commission expense of Rs. 0.78 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 23.31 crore, other operating expenses of Rs. 9.68 crore and depreciation & amortisation of Rs. 1.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0.16 crore. Reported under income tax expense: current tax of Rs. 7.29 crore.

MLBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 54.03 crore, net fee and commission income of Rs. 8.76 crore, net trading income of Rs. 0.01 crore, other operating income of Rs. 1.24 crore, total operating income of Rs. 64.05 crore, impairment charge/(reversal) of Rs. 12.35 crore, net operating income of Rs. 51.7 crore, operating expenses of Rs. 30.17 crore, operating profit of Rs. 21.52 crore, non-operating income/(expense) of Rs. 0.48 crore, profit before income tax of Rs. 22 crore, income tax expense of Rs. 6.6 crore and profit for the year of Rs. 15.4 crore.

Reported under net interest income: interest income of Rs. 104.48 crore and interest expense of Rs. 50.45 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.34 crore and fee and commission expense of Rs. 0.57 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 18.83 crore, other operating expenses of Rs. 9.49 crore and depreciation & amortisation of Rs. 1.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.21 crore and non-operating expense of Rs. 0.27 crore. Reported under income tax expense: current tax of Rs. 6.6 crore.

MLBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 58.31 crore, net fee and commission income of Rs. 5.86 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.78 crore, total operating income of Rs. 65.95 crore, impairment charge/(reversal) of Rs. 5.17 crore, net operating income of Rs. 60.78 crore, operating expenses of Rs. 31.02 crore, operating profit of Rs. 29.76 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 29.77 crore, income tax expense of Rs. 8.93 crore and profit for the year of Rs. 20.84 crore.

Reported under net interest income: interest income of Rs. 112.64 crore and interest expense of Rs. 54.33 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.37 crore and fee and commission expense of Rs. 0.52 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 20.57 crore, other operating expenses of Rs. 8.65 crore and depreciation & amortisation of Rs. 1.81 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.93 crore.

MLBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Mahalaxmi Bikas Bank Ltd. reported net interest income of Rs. 50.89 crore, net fee and commission income of Rs. 2.95 crore, net trading income of Rs. 0.01 crore, other operating income of Rs. 7.48 crore, total operating income of Rs. 61.34 crore, impairment charge/(reversal) of Rs. 15.79 crore, net operating income of Rs. 45.55 crore, operating expenses of Rs. 27.47 crore, operating profit of Rs. 18.08 crore, non-operating income/(expense) of Rs. 4.15 crore, profit before income tax of Rs. 13.93 crore, income tax expense of Rs. 4.18 crore and profit for the year of Rs. 9.75 crore.

Reported under net interest income: interest income of Rs. 113.28 crore and interest expense of Rs. 62.39 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.32 crore and fee and commission expense of Rs. 0.37 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.19 crore, other operating expenses of Rs. 8.41 crore and depreciation & amortisation of Rs. 1.87 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 4.17 crore. Reported under income tax expense: current tax of Rs. 4.18 crore.

MLBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/812079/802078/792077/78
Net Interest Income215194197195189160
   Interest Income434488650670500381
   Interest Expense-219-294-453-475-311-221
Net Fee and Commission Income23.020.720.718.120.620.9
   Fee and Commission Income25.323.522.619.921.721.5
   Fee and Commission Expense-2.2-2.8-1.9-1.8-1.2-0.63
Net Trading Income0.000.020.020.110.100.00
Other Operating Income10.912.44.84.419.319.1
Total Operating Income249227222217229200
Impairment Charge/(Reversal)-31.6-51.7-32.2-50.7-3.6-22.6
Net Operating Income217175190167226178
Operating Expenses-124-114-115-110-101-85.1
   Operating Expense - Personnel Expenses-79.9-68.9-71.9-68.1-64.9-54.3
   Other Operating Expenses-36.2-38.3-36.4-35.2-30.5-25.1
   Depreciation & Amortisation-7.4-7.1-6.9-6.2-5.7-5.7
Operating Profit93.861.174.857.112592.5
Non-Operating Income/(Expense)-3.8-1.6-0.59-0.251.12.6
   Non-Operating Income0.260.070.550.724.13.6
   Non-Operating Expense-4.1-1.7-1.1-0.97-3.0-0.98
Profit Before Income Tax90.059.574.356.812695.1
Income Tax Expense-27.0-17.1-24.2-19.1-35.2-29.1
   Current Tax-27.0-26.0-25.2-20.2-38.6-27.8
   Deferred TaxNot reported8.91.01.23.4-1.4
Profit for the Year63.042.450.037.890.566.0

MLBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets6,5136,4696,1865,4874,7464,314
   Cash and Cash Equivalents295248408560293648
   Due from Nepal Rastra Bank222200175139110204
   Other Trading Assets0.000.000.000.000.0044.5
   Loans and Advances to Banks and FIs38337135446243782.9
   Loans and Advances to Customers4,1514,0553,7143,4913,0152,944
   Investment Securities1,2461,4631,355694730301
   Current Tax Assets6.00.0013.63.35.86.1
   Investment in Associates0.650.470.470.470.250.47
   Investment Property54.853.254.348.230.631.8
   Property and Equipment53.834.437.033.932.935.1
   Goodwill and Intangible Assets0.540.620.420.280.290.30
   Deferred Tax Assets11.15.87.57.20.004.3
   Other Assets88.537.266.446.090.910.7
Total Liabilities5,8055,7945,5414,8564,1883,835
   Due to Banks and FIs11091.420230512068.9
   Due to Nepal Rastra Bank0.000.000.001611230.00
   Deposits from Customers5,5125,5215,1504,2853,8693,698
   Current Tax Liabilities0.001.20.000.000.000.00
   Provisions0.000.008.68.06.75.3
   Deferred Tax Liabilities0.000.000.000.003.30.00
   Other Liabilities83.381.381.397.667.163.3
   Debt Securities Issued99.599.599.50.000.000.00
Total Equity708674645631558479
   Share Capital430417417401334307
   Retained Earnings44.629.226.742.070.728.8
   Reserves234228201188153143

MLBL Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Net Cash Flow from Operating Activities (A)-171-38.744026775.2122
   Interest Received443620652485413393
   Fees and Other Income Received23.522.619.921.721.520.0
   Dividend Received0.000.000.000.002.71.7
   Receipts from Other Operating Activities3.02.02.623.320.11.9
   Interest Paid-283-453-473-311-221-292
   Commission and Fees Paid-2.8-1.9-1.8-1.2-0.63-0.48
   Cash Payment to Employees-65.1-54.5-55.8-47.1-38.5-41.2
   Other Expense Paid-81.0-37.5-36.2-33.5-23.0-22.3
   Operating Cash Flows Before Changes in Operating Assets and Liabilities37.798.210813717461.5
   Due from Nepal Rastra Bank-21.1-25.9-35.1-29.694.4-85.3
   Other Trading Assets0.000.000.000.0066.3-11.1
   Loan and Advances to Banks and Financial Institutions-12.1-12.3113-19.1-3600.44
   Loan and Advances to Customers-96.0-322-244-461-72.0-303
   Other Assets-70.67.5-54.323.4-129-19.2
   Due to Banks and Financial Institutions18.7-111-10318650.6-127
   Due to Nepal Rastra Bank0.000.00-16137.5123-6.6
   Deposit from Customers-9.5371865416171639
   Other Liabilities-1.5-20.5-28.912.8-14.6-7.0
   Net Cash Flow from Operating Activities Before Tax Paid-154-14.5459303104141
   Income Taxes Paid-17.1-24.2-19.1-35.2-29.1-18.2
Net Cash Flow from Investing Activities (B)250-94.7-6662.6-429-86.8
   Purchase of Investment Securities0.00-94.4-65326.9-425-82.6
   Receipts from Sale of Investment Securities2280.000.000.000.000.00
   Purchase of Property and Equipment-26.2-4.1-9.2-6.5-3.50.00
   Receipt from Sale of Property and Equipment0.000.000.000.000.00-9.4
   Purchase of Intangible Assets0.00-0.34-0.25-0.120.000.00
   Receipt from Sale of Intangible Assets-0.090.000.000.000.010.07
   Purchase of Investment Properties-1.01.1-6.1-17.6-0.430.00
   Receipt from Sale of Investment Properties0.000.000.000.000.005.1
   Interest Received44.90.000.000.000.000.00
   Dividend Received4.93.22.50.000.000.00
Net Cash Flow from Financing Activities (C)-31.2-26.773.5-3.5-1.4-28.1
   Receipt from Issue of Debt Securities0.000.0099.50.000.000.00
   Dividends Paid-16.7-26.7-26.0-3.5-1.4-28.1
   Interest Paid-11.00.000.000.000.000.00
   Other Receipt/Payment-3.50.000.000.000.000.00
Net Increase/(Decrease) in Cash and Cash Equivalents47.2-160-152266-3557.5
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)248408560293648641
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.210.170.090.18-0.180.41
Cash and Cash Equivalents at Ashadh End295248408560293648

MLBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q3 2080/81Q2 2080/81Q1 2080/81
Net Interest Income51.654.058.350.948.351.853.548.345.158.845.144.1
   Interest Income103104113113117119126134148165162172
   Interest Expense-51.8-50.4-54.3-62.4-68.6-67.1-72.8-85.2-103-106-116-128
Net Fee and Commission Income5.58.85.93.06.45.65.53.14.96.25.14.5
   Fee and Commission Income6.39.36.43.37.66.16.13.65.46.65.65.0
   Fee and Commission Expense-0.78-0.57-0.52-0.37-1.2-0.49-0.59-0.53-0.55-0.43-0.49-0.43
Net Trading Income-0.020.010.000.01-0.030.020.020.020.020.000.050.04
Other Operating Income0.441.21.87.58.61.91.34.70.940.591.12.0
Total Operating Income57.564.066.061.363.359.360.356.251.065.651.450.7
Impairment Charge/(Reversal)1.7-12.3-5.2-15.8-19.5-6.5-3.0-16.4-0.97-26.73.1-12.4
Net Operating Income59.351.760.845.543.852.857.339.850.038.954.538.3
Operating Expenses-34.8-30.2-31.0-27.5-32.6-31.2-29.7-26.2-35.5-25.2-28.8-24.4
   Operating Expense - Personnel Expenses-23.3-18.8-20.6-17.2-19.7-18.7-19.4-16.7-21.2-15.1-16.8-17.5
   Other Operating Expenses-9.7-9.5-8.6-8.4-11.1-10.8-8.6-7.7-12.5-8.4-9.8-5.8
   Depreciation & Amortisation-1.8-1.9-1.8-1.9-1.9-1.7-1.7-1.8-1.7-1.7-2.3-1.1
Operating Profit24.421.529.818.111.221.627.713.614.513.625.613.9
Non-Operating Income/(Expense)-0.140.480.02-4.2-1.2-0.29-0.06-0.10-0.740.010.45-0.30
   Non-Operating Income0.020.210.020.010.040.000.020.020.080.010.450.02
   Non-Operating Expense-0.160.270.00-4.2-1.2-0.29-0.07-0.12-0.820.000.00-0.32
Profit Before Income Tax24.322.029.813.910.021.327.613.513.813.626.113.6
Income Tax Expense-7.3-6.6-8.9-4.2-3.0-6.4-8.3-4.0-4.1-4.1-7.8-4.1
   Current Tax-7.3-6.6-8.9-4.2-3.0-6.4-8.3-4.0-4.1-4.1-7.8-4.1
Profit for the Year17.015.420.89.87.014.919.39.49.79.618.39.5

Mahalaxmi Bikas Bank share price history

Over the last 15 trading sessions MLBL closed between Rs. 350.10 and Rs. 365.00, finishing at Rs. 361.40 on 2026-10-12 against Rs. 364.50 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12358.00365.00358.00361.4024,228
2026-10-09358.00364.00357.10362.4027,194
2026-10-08353.00358.70353.00358.7013,339
2026-10-07353.00358.00351.10357.8014,393
2026-10-06350.10355.00350.10353.909,744
2026-10-05351.00353.00348.00350.1017,628
2026-10-02352.40359.00352.10354.0018,886
2026-10-01352.50357.00352.50355.0011,255
2026-09-30359.00360.00353.50356.7010,801
2026-09-29355.00358.90352.00357.0019,876
2026-09-28358.00360.00355.00355.0029,223
2026-09-24357.00363.40353.00356.2022,645
2026-09-23361.00364.00357.00360.0046,963
2026-09-22382.70382.70360.40365.0027,560
2026-09-18365.00365.00358.00364.5033,868

MLBL share price by year

2026, between Rs. 330.70 and Rs. 418.00, 2025, between Rs. 332.29 and Rs. 464.76, 2024, between Rs. 282.76 and Rs. 460.47, 2023, between Rs. 259.82 and Rs. 359.59, 2022, between Rs. 264.06 and Rs. 515.67 and 2021, between Rs. 157.99 and Rs. 654.21.

YearLow (Rs.)High (Rs.)Sessions
2026330.70418.00181
2025332.29464.76225
2024282.76460.47232
2023259.82359.59227
2022264.06515.67242
2021157.99654.21239
2020117.13188.63183
201997.73138.72244
201885.41119.17234
2017100.55193.53128

Mahalaxmi Bikas Bank share price returns

At Rs. 361.40 on 2026-10-12, MLBL is up 3.23% over 1 week, up 1.83% over 1 month, up 4.91% over 3 months, down 6.30% over 6 months, up 2.70% over 1 year and down 15.32% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week+3.23%350.102026-10-05
1 month+1.83%354.902026-09-11
3 months+4.91%344.502026-07-14
6 months-6.30%385.702026-04-15
1 year+2.70%351.902025-10-12
5 years-15.32%426.762021-10-11

MLBL floorsheet for 2026-10-12

MLBL traded 94 times on 2026-10-12, moving 24,228 shares for Rs. 0.88 crore of turnover. Trades went through between Rs. 358.00 and Rs. 365.00.

Largest buyers by volume: broker 94, K.B.L. Securities Limited on 6,750 shares across 11 trades, broker 6, Agrawal Securities Pvt. Limited on 6,088 shares across 25 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 2,000 shares across 5 trades, broker 42, Sani Securities Company Limited on 1,342 shares across 2 trades, broker 56, Sri Hari Securities Pvt.Ltd on 1,309 shares across 8 trades, broker 47, Neev Securities Pvt.Ltd on 1,300 shares across 6 trades, broker 53, Investment Management Nepal Pvt. Ltd. on 1,000 shares across 1 trades, broker 29, Trishul Securities And Investment Limited on 700 shares across 6 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 605 shares across 2 trades and broker 36, Secured Securities Limited on 600 shares across 3 trades.

Largest sellers by volume: broker 84, Milky Way Share Broker Company Ltd on 9,412 shares across 14 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 1,993 shares across 4 trades, broker 45, Imperial Securities Co. Limited on 1,847 shares across 8 trades, broker 32, Premier Securites Company Limited on 1,564 shares across 5 trades, broker 43, South Asian Bulls Pvt.Limited on 1,500 shares across 6 trades, broker 13, Thrive Brokerage House Pvt. Limited on 1,000 shares across 1 trades, broker 47, Neev Securities Pvt.Ltd on 1,000 shares across 1 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 690 shares across 2 trades, broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 570 shares across 2 trades and broker 58, Naasa Securities Co. Ltd. on 540 shares across 4 trades.

MLBL dividend history: bonus shares and cash dividend

Mahalaxmi Bikas Bank Ltd. most recently declared a 5% bonus share issue and a 5.37% cash dividend, 10.37% in total for 2081/2082, announced on 2025-12-11. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2081/20825%5.37%2025-12-11
2080/20813%4%2024-12-23
2079/20806.4%2023-12-19
2078/20794%6.47%2022-12-23
2077/207820%2021-12-20

For 2081/2082 Mahalaxmi Bikas Bank Ltd. declared a 5% bonus share issue and a 5.37% cash dividend, 10.37% in total, announced on 2025-12-11.

For 2080/2081 Mahalaxmi Bikas Bank Ltd. declared a 3% bonus share issue and a 4% cash dividend, 7% in total, announced on 2024-12-23.

For 2079/2080 Mahalaxmi Bikas Bank Ltd. declared a 6.4% cash dividend, announced on 2023-12-19.

For 2078/2079 Mahalaxmi Bikas Bank Ltd. declared a 4% bonus share issue and a 6.47% cash dividend, 10.47% in total, announced on 2022-12-23.

For 2077/2078 Mahalaxmi Bikas Bank Ltd. declared a 20% bonus share issue, announced on 2021-12-20.

MLBL general meetings

Annual and special general meetings Mahalaxmi Bikas Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 12 quarters of results for MLBL, with charts and peer comparison, are free on NepView.

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