Muktinath Bikas Bank Ltd. (MNBBL) Share Price & Fundamentals

Muktinath Bikas Bank (MNBBL) share price is Rs. 348.20, up 0.78% on 2026-10-30. Open Rs. 347.00. High Rs. 352.50. Low Rs. 341.50. Volume 82,570.

Muktinath Bikas Bank Ltd. is a NEPSE-listed company (MNBBL), Development Banks sector. Revenue: Rs. 529.48 Crore. Net profit: Rs. 139 Crore. Net worth: Rs. 1,202.96 Crore.

About Muktinath Bikas Bank Ltd.

Muktinath Bikas Bank Limited is a national-level Class 'B' development bank licensed by Nepal Rastra Bank, established in 2007 in Pokhara and listed on NEPSE in 2015. It is the largest development bank in Nepal by total assets, at roughly NPR 130 billion, with a paid-up capital of about NPR 8.0 billion, and is known for its strong presence in agriculture, micro and small-enterprise lending alongside a wide retail branch network. It holds a subsidiary, Muktinath Capital Limited, and therefore publishes both consolidated (Group) and standalone (Bank) financial statements.

Muktinath Bikas Bank Ltd. (MNBBL) has 8,00,03,890 shares outstanding. It listed on NEPSE in 2015. Its most recent declared dividend was 4.67% on face value.

MNBBL key metrics

Market CapRs. 2,764.93 Crore
P/E Ratio19.89
P/E Ratio (TTM)17.00
EPSRs. 17.37
EPS (TTM)Rs. 20.33
Book ValueRs. 150.36
Dividend Yield1.35%
Face ValueRs. 100.00
52 Week HighRs. 412.40
52 Week LowRs. 314.20
Listed Since2015

MNBBL strengths

What Muktinath Bikas Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.

MNBBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

MNBBL Q1 2083/84 results

In the first quarter of 2083/84 (Q1 2083/84) Muktinath Bikas Bank Ltd. reported profit of Rs. 32.02 crore and total operating income of Rs. 146.6 crore. Profit in Q3 2082/83 was Rs. 27.95 crore. Profit grew 14.57% on the previous quarter. Total operating income grew 18.62% on the previous quarter. Profit in Q1 2082/83, the same quarter a year earlier, was Rs. 21.4 crore. Profit grew 49.67% on the same quarter last year. Total operating income grew 5.81% on the same quarter last year.

MNBBL annual results 2081/82

For the financial year 2081/82 Muktinath Bikas Bank Ltd. reported net profit of Rs. 139 crore, total operating income of Rs. 529.48 crore and net worth of Rs. 1,202.96 crore. Net profit in 2080/81 was Rs. 121.82 crore. Net profit grew 14.10% on the year. Total operating income grew 9.16% on the year.

MNBBL profit and loss for 2081/82

In the financial year 2081/82, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 459.05 crore, net fee and commission income of Rs. 62.04 crore, net trading income of Rs. 2.62 crore, other operating income of Rs. 5.76 crore, total operating income of Rs. 529.48 crore, impairment charge/(reversal) of Rs. 79.36 crore, net operating income of Rs. 450.12 crore, operating expenses of Rs. 243 crore, operating profit of Rs. 207.13 crore, non-operating income/(expense) of Rs. 6.41 crore, profit before income tax of Rs. 200.72 crore, income tax expense of Rs. 61.72 crore and profit for the year of Rs. 139 crore.

Reported under net interest income: interest income of Rs. 1,106.02 crore and interest expense of Rs. 646.97 crore. Reported under net fee and commission income: fee and commission income of Rs. 71.82 crore and fee and commission expense of Rs. 9.78 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 167.35 crore, other operating expenses of Rs. 45.67 crore and depreciation & amortisation of Rs. 29.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.15 crore and non-operating expense of Rs. 6.55 crore. Reported under income tax expense: current tax of Rs. 63.22 crore and deferred tax of Rs. 1.5 crore.

MNBBL profit and loss for 2080/81

In the financial year 2080/81, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 427.37 crore, net fee and commission income of Rs. 51.43 crore, net trading income of Rs. 1.73 crore, other operating income of Rs. 4.51 crore, total operating income of Rs. 485.04 crore, impairment charge/(reversal) of Rs. 77.7 crore, net operating income of Rs. 407.34 crore, operating expenses of Rs. 230.72 crore, operating profit of Rs. 176.62 crore, non-operating income/(expense) of Rs. 2.62 crore, profit before income tax of Rs. 173.99 crore, income tax expense of Rs. 52.18 crore and profit for the year of Rs. 121.82 crore.

Reported under net interest income: interest income of Rs. 1,380.46 crore and interest expense of Rs. 953.09 crore. Reported under net fee and commission income: fee and commission income of Rs. 60.63 crore and fee and commission expense of Rs. 9.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 158.15 crore, other operating expenses of Rs. 44.71 crore and depreciation & amortisation of Rs. 27.86 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 2.64 crore. Reported under income tax expense: current tax of Rs. 54.96 crore and deferred tax of Rs. 2.78 crore.

MNBBL profit and loss for 2079/80

In the financial year 2079/80, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 414.05 crore, net fee and commission income of Rs. 55.62 crore, net trading income of Rs. 1.47 crore, other operating income of Rs. 1.37 crore, total operating income of Rs. 472.5 crore, impairment charge/(reversal) of Rs. 69.87 crore, net operating income of Rs. 402.64 crore, operating expenses of Rs. 216.91 crore, operating profit of Rs. 185.72 crore, non-operating income/(expense) of Rs. 1.03 crore, profit before income tax of Rs. 184.7 crore, income tax expense of Rs. 57.24 crore and profit for the year of Rs. 127.46 crore.

Reported under net interest income: interest income of Rs. 1,550.5 crore and interest expense of Rs. 1,136.45 crore. Reported under net fee and commission income: fee and commission income of Rs. 62.81 crore and fee and commission expense of Rs. 7.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 146 crore, other operating expenses of Rs. 46.95 crore and depreciation & amortisation of Rs. 23.97 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 1.03 crore. Reported under income tax expense: current tax of Rs. 58.98 crore and deferred tax of Rs. 1.74 crore.

MNBBL balance sheet for 2081/82

In the financial year 2081/82, Muktinath Bikas Bank Ltd. reported total assets of Rs. 13,721.18 crore, total liabilities of Rs. 12,518.22 crore and total equity of Rs. 1,202.96 crore.

Reported under total assets: cash and cash equivalents of Rs. 721.04 crore, due from nepal rastra bank of Rs. 1,287.44 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 17.08 crore, loans and advances to banks and fis of Rs. 162.19 crore, loans and advances to customers of Rs. 9,722.32 crore, investment securities of Rs. 1,460.98 crore, current tax assets of Rs. 0.48 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 16.17 crore, investment property of Rs. 46.19 crore, property and equipment of Rs. 210.79 crore, goodwill and intangible assets of Rs. 1.16 crore, deferred tax assets of Rs. 12.59 crore and other assets of Rs. 62.74 crore. Reported under total liabilities: due to banks and fis of Rs. 371.8 crore, due to nepal rastra bank of Rs. 41.56 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 11,733.54 crore, borrowings of Rs. 0.21 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 246.3 crore, debt securities issued of Rs. 124.8 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 704.69 crore, share premium of Rs. 0 crore, retained earnings of Rs. 138.25 crore, reserves of Rs. 341.84 crore and non controlling interest of Rs. 18.18 crore.

MNBBL balance sheet for 2080/81

In the financial year 2080/81, Muktinath Bikas Bank Ltd. reported total assets of Rs. 12,518.39 crore, total liabilities of Rs. 11,456.1 crore and total equity of Rs. 1,062.29 crore.

Reported under total assets: cash and cash equivalents of Rs. 338.23 crore, due from nepal rastra bank of Rs. 960.61 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 10.29 crore, loans and advances to banks and fis of Rs. 213.96 crore, loans and advances to customers of Rs. 9,190.73 crore, investment securities of Rs. 1,428.24 crore, current tax assets of Rs. 3.69 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 13.94 crore, investment property of Rs. 46.56 crore, property and equipment of Rs. 225.32 crore, goodwill and intangible assets of Rs. 1.21 crore, deferred tax assets of Rs. 11.63 crore and other assets of Rs. 73.96 crore. Reported under total liabilities: due to banks and fis of Rs. 76.96 crore, due to nepal rastra bank of Rs. 41.56 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 10,969.31 crore, borrowings of Rs. 1.04 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 242.48 crore, debt securities issued of Rs. 124.74 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 704.69 crore, share premium of Rs. 0 crore, retained earnings of Rs. 20.06 crore, reserves of Rs. 319.51 crore and non controlling interest of Rs. 18.03 crore.

MNBBL balance sheet for 2079/80

In the financial year 2079/80, Muktinath Bikas Bank Ltd. reported total assets of Rs. 13,173.87 crore, total liabilities of Rs. 12,222.4 crore and total equity of Rs. 951.47 crore.

Reported under total assets: cash and cash equivalents of Rs. 532.61 crore, due from nepal rastra bank of Rs. 373.21 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 4.86 crore, loans and advances to banks and fis of Rs. 253.64 crore, loans and advances to customers of Rs. 9,445.7 crore, investment securities of Rs. 2,226.98 crore, current tax assets of Rs. 5.28 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 13.46 crore, investment property of Rs. 28.92 crore, property and equipment of Rs. 193.44 crore, goodwill and intangible assets of Rs. 1.52 crore, deferred tax assets of Rs. 8.6 crore and other assets of Rs. 85.65 crore. Reported under total liabilities: due to banks and fis of Rs. 199.95 crore, due to nepal rastra bank of Rs. 21.59 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 11,629.72 crore, borrowings of Rs. 1.88 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 1.48 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 243.09 crore, debt securities issued of Rs. 124.69 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 642.09 crore, share premium of Rs. 0 crore, retained earnings of Rs. 65.52 crore, reserves of Rs. 227.3 crore and non controlling interest of Rs. 16.56 crore.

MNBBL cash flow for 2081/82

In the financial year 2081/82, Muktinath Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 342.17 crore, net cash flow from investing activities (b) of Rs. 50.86 crore, net cash flow from financing activities (c) of Rs. 10.23 crore, net increase/(decrease) in cash and cash equivalents of Rs. 382.81 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 338.23 crore and cash and cash equivalents at ashadh end of Rs. 721.04 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 896.62 crore, fees and other income received of Rs. 71.96 crore, receipts from other operating activities of Rs. 6.87 crore, interest paid of Rs. 636.03 crore, commission and fees paid of Rs. 9.78 crore, cash payment to employees of Rs. 128.43 crore, other expense paid of Rs. 52.22 crore, operating cash flows before changes in operating assets and liabilities of Rs. 148.99 crore, due from nepal rastra bank of Rs. 326.83 crore, other trading assets of Rs. 6.79 crore, loan and advances to banks and financial institutions of Rs. 51.77 crore, loan and advances to customers of Rs. 501.04 crore, other assets of Rs. 2.02 crore, due to banks and financial institutions of Rs. 294.84 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 764.23 crore, borrowings of Rs. 0.83 crore, other liabilities of Rs. 18.43 crore, net cash flow from operating activities before tax paid of Rs. 403.9 crore and income taxes paid of Rs. 61.72 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 19.02 crore, receipts from sale of investment securities of Rs. 0.57 crore, purchase of property and equipment of Rs. 15.45 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.05 crore, purchase of investment properties of Rs. 0.37 crore, interest received of Rs. 82.82 crore and dividend received of Rs. 1.52 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.09 crore, interest paid of Rs. 10.94 crore and other receipt/payment of Rs. 0.8 crore.

MNBBL cash flow for 2080/81

In the financial year 2080/81, Muktinath Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 1,019.81 crore, net cash flow from investing activities (b) of Rs. 843.39 crore, net cash flow from financing activities (c) of Rs. 17.96 crore, net increase/(decrease) in cash and cash equivalents of Rs. 194.38 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 532.61 crore and cash and cash equivalents at ashadh end of Rs. 338.23 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,131.04 crore, fees and other income received of Rs. 60.64 crore, receipts from other operating activities of Rs. 5.53 crore, interest paid of Rs. 942.15 crore, commission and fees paid of Rs. 9.2 crore, cash payment to employees of Rs. 128.18 crore, other expense paid of Rs. 47.35 crore, operating cash flows before changes in operating assets and liabilities of Rs. 70.34 crore, due from nepal rastra bank of Rs. 587.4 crore, other trading assets of Rs. 5.43 crore, loan and advances to banks and financial institutions of Rs. 39.68 crore, loan and advances to customers of Rs. 306.07 crore, other assets of Rs. 5.39 crore, due to banks and financial institutions of Rs. 122.99 crore, due to nepal rastra bank of Rs. 19.98 crore, deposit from customers of Rs. 660.41 crore, borrowings of Rs. 0.83 crore, other liabilities of Rs. 21.25 crore, net cash flow from operating activities before tax paid of Rs. 967.64 crore and income taxes paid of Rs. 52.18 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 809.27 crore, receipts from sale of investment securities of Rs. 0.57 crore, purchase of property and equipment of Rs. 59.75 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.31 crore, purchase of investment properties of Rs. 17.64 crore, interest received of Rs. 109.92 crore and dividend received of Rs. 0.71 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 3.29 crore, interest paid of Rs. 10.94 crore and other receipt/payment of Rs. 3.72 crore.

MNBBL cash flow for 2079/80

In the financial year 2079/80, Muktinath Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 26.19 crore, net cash flow from investing activities (b) of Rs. 311.66 crore, net cash flow from financing activities (c) of Rs. 3.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 281.94 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 814.55 crore and cash and cash equivalents at ashadh end of Rs. 532.61 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,330.29 crore, fees and other income received of Rs. 62.81 crore, receipts from other operating activities of Rs. 2.41 crore, interest paid of Rs. 1,127.04 crore, commission and fees paid of Rs. 7.2 crore, cash payment to employees of Rs. 125.5 crore, other expense paid of Rs. 47.97 crore, operating cash flows before changes in operating assets and liabilities of Rs. 87.81 crore, due from nepal rastra bank of Rs. 86.67 crore, other trading assets of Rs. 1.52 crore, loan and advances to banks and financial institutions of Rs. 19.04 crore, loan and advances to customers of Rs. 746.71 crore, other assets of Rs. 89.88 crore, due to banks and financial institutions of Rs. 175.07 crore, due to nepal rastra bank of Rs. 81.71 crore, deposit from customers of Rs. 1,162.94 crore, borrowings of Rs. 0.63 crore, other liabilities of Rs. 7.2 crore, net cash flow from operating activities before tax paid of Rs. 83.43 crore and income taxes paid of Rs. 57.24 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 399.25 crore, receipts from sale of investment securities of Rs. 0.57 crore, purchase of property and equipment of Rs. 26.01 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.57 crore, purchase of investment properties of Rs. 20.5 crore, interest received of Rs. 132.55 crore and dividend received of Rs. 0.42 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 4.02 crore, interest paid of Rs. 9.41 crore and other receipt/payment of Rs. 16.95 crore.

MNBBL quarterly for Q1 2083/84

In the quarter Q1 2083/84, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 121.84 crore, net fee and commission income of Rs. 21.96 crore, net trading income of Rs. 0.77 crore, other operating income of Rs. 2.03 crore, total operating income of Rs. 146.6 crore, impairment charge/(reversal) of Rs. 13.55 crore, net operating income of Rs. 133.05 crore, operating expenses of Rs. 57.24 crore, operating profit of Rs. 75.82 crore, non-operating income/(expense) of Rs. 29.26 crore, profit before income tax of Rs. 46.56 crore, income tax expense of Rs. 14.53 crore and profit for the year of Rs. 32.02 crore.

Reported under net interest income: interest income of Rs. 235.85 crore and interest expense of Rs. 114.02 crore. Reported under net fee and commission income: fee and commission income of Rs. 24.23 crore and fee and commission expense of Rs. 2.26 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 38.42 crore, other operating expenses of Rs. 12.1 crore and depreciation & amortisation of Rs. 6.72 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 29.27 crore. Reported under income tax expense: current tax of Rs. 14.53 crore and deferred tax of Rs. 0 crore.

MNBBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 107.4 crore, net fee and commission income of Rs. 13.91 crore, net trading income of Rs. 0.41 crore, other operating income of Rs. 1.88 crore, total operating income of Rs. 123.59 crore, impairment charge/(reversal) of Rs. 31.51 crore, net operating income of Rs. 92.08 crore, operating expenses of Rs. 52.33 crore, operating profit of Rs. 39.76 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 39.76 crore and profit for the year of Rs. 27.95 crore.

Reported under net interest income: interest income of Rs. 222.78 crore and interest expense of Rs. 115.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 16.61 crore and fee and commission expense of Rs. 2.7 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 34.58 crore, other operating expenses of Rs. 10.92 crore and depreciation & amortisation of Rs. 6.83 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore.

MNBBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 118.99 crore, net fee and commission income of Rs. 15.15 crore, net trading income of Rs. 0.09 crore, other operating income of Rs. 1.2 crore, total operating income of Rs. 135.42 crore, impairment charge/(reversal) of Rs. 6.95 crore, net operating income of Rs. 128.48 crore, operating expenses of Rs. 63.02 crore, operating profit of Rs. 65.46 crore, non-operating income/(expense) of Rs. 1.01 crore, profit before income tax of Rs. 64.45 crore, income tax expense of Rs. 19.34 crore and profit for the year of Rs. 45.12 crore.

Reported under net interest income: interest income of Rs. 239.68 crore and interest expense of Rs. 120.7 crore. Reported under net fee and commission income: fee and commission income of Rs. 17.07 crore and fee and commission expense of Rs. 1.92 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 43.37 crore, other operating expenses of Rs. 11.51 crore and depreciation & amortisation of Rs. 8.14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 1.01 crore. Reported under income tax expense: current tax of Rs. 19.34 crore and deferred tax of Rs. 0 crore.

MNBBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 118.72 crore, net fee and commission income of Rs. 14.63 crore, net trading income of Rs. 0.46 crore, other operating income of Rs. 4.74 crore, total operating income of Rs. 138.55 crore, impairment charge/(reversal) of Rs. 54.12 crore, net operating income of Rs. 84.44 crore, operating expenses of Rs. 52.97 crore, operating profit of Rs. 31.46 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 31.46 crore, income tax expense of Rs. 10.06 crore and profit for the year of Rs. 21.4 crore.

Reported under net interest income: interest income of Rs. 262.86 crore and interest expense of Rs. 144.14 crore. Reported under net fee and commission income: fee and commission income of Rs. 16.36 crore and fee and commission expense of Rs. 1.73 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 35.91 crore, other operating expenses of Rs. 10.51 crore and depreciation & amortisation of Rs. 6.56 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 10.06 crore and deferred tax of Rs. 0 crore.

MNBBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Net Interest Income459427414334279228
   Interest Income1,1061,3801,5501,157759660
   Interest Expense-647-953-1,136-823-479-432
Net Fee and Commission Income62.051.455.647.859.049.2
   Fee and Commission Income71.860.662.853.462.751.5
   Fee and Commission Expense-9.8-9.2-7.2-5.6-3.7-2.3
Net Trading Income2.61.71.5-2.07.00.60
Other Operating Income5.84.51.4-0.1142.93.6
Total Operating Income529485473379388281
Impairment Charge/(Reversal)-79.4-77.7-69.9-7.5-49.5-31.9
Net Operating Income450407403372339249
Operating Expenses-243-231-217-186-169-148
   Operating Expense - Personnel Expenses-167-158-146-123-113-90.4
   Other Operating Expenses-45.7-44.7-46.9-40.4-40.7-44.0
   Depreciation & Amortisation-30.0-27.9-24.0-21.9-14.7-13.3
Operating Profit207177186186170102
Non-Operating Income/(Expense)-6.4-2.6-1.0-0.231.40.02
   Non-Operating Income0.150.020.000.001.40.02
   Non-Operating Expense-6.6-2.6-1.0-0.230.000.00
Profit Before Income Tax201174185186172102
Income Tax Expense-61.7-52.2-57.2-58.3-51.7-30.6
   Current Tax-63.2-55.0-59.0-60.3-54.4-32.1
   Deferred Tax1.52.81.72.02.71.4
Profit for the Year13912212712812071.0

MNBBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets13,72112,51813,17412,11610,1306,634
   Cash and Cash Equivalents721338533815635823
   Due from Nepal Rastra Bank1,287961373287256202
   Placement with Banks and FIs0.000.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.000.00
   Other Trading Assets17.110.34.96.48.52.5
   Loans and Advances to Banks and FIs16221425427334860.4
   Loans and Advances to Customers9,7229,1919,4468,6817,2924,766
   Investment Securities1,4611,4282,2271,7961,454660
   Current Tax Assets0.483.75.31.64.07.5
   Investment in Subsidiaries0.000.000.000.000.000.00
   Investment in Associates16.213.913.57.610.55.5
   Investment Property46.246.628.98.43.33.3
   Property and Equipment21122519319182.277.1
   Goodwill and Intangible Assets1.21.21.52.10.940.99
   Deferred Tax Assets12.611.68.610.25.54.6
   Other Assets62.774.085.737.328.921.5
Total Liabilities12,51811,45612,22211,3049,4346,044
   Due to Banks and FIs37277.0200375542232
   Due to Nepal Rastra Bank41.641.621.610383.20.00
   Derivative Financial Instruments0.000.000.000.000.000.00
   Deposits from Customers11,73410,96911,63010,4678,6835,720
   Borrowings0.211.01.92.50.000.00
   Current Tax Liabilities0.000.000.000.000.000.00
   Provisions0.000.001.50.350.370.37
   Deferred Tax Liabilities0.000.000.000.000.000.00
   Other Liabilities24624224323112590.8
   Debt Securities Issued1251251251250.000.00
   Subordinated Liabilities0.000.000.000.000.000.00
Total Equity1,2031,062951813696590
   Share Capital705705642566481432
   Share Premium0.000.000.000.000.006.4
   Retained Earnings13820.165.576.891.861.4
   Reserves34232022716211381.6
   Non Controlling Interest18.218.016.68.010.18.5

MNBBL Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Net Cash Flow from Operating Activities (A)342-1,02026.2449644274
   Interest Received8971,1311,3301,029757591
   Fees and Other Income Received72.060.662.853.462.751.5
   Receipts from Other Operating Activities6.95.52.4-3.351.32.1
   Interest Paid-636-942-1,127-818-479-424
   Commission and Fees Paid-9.8-9.2-7.2-5.6-3.7-2.3
   Cash Payment to Employees-128-128-125-102-113-73.1
   Other Expense Paid-52.2-47.3-48.0-70.0-90.2-44.0
   Operating Cash Flows Before Changes in Operating Assets and Liabilities14970.387.883.8185101
   Due from Nepal Rastra Bank-327-587-86.7-30.1-54.6-30.1
   Other Trading Assets-6.8-5.41.52.1-6.0-2.1
   Loan and Advances to Banks and Financial Institutions51.839.719.075.7-288-61.0
   Loan and Advances to Customers-501306-747-1,343-2,526-983
   Other Assets-2.0-5.4-89.9-11.1-4.85.2
   Due to Banks and Financial Institutions295-123-175-167310-298
   Due to Nepal Rastra Bank0.0020.0-81.720.183.20.00
   Deposit from Customers764-6601,1631,7842,9631,586
   Borrowings-0.83-0.83-0.632.50.000.00
   Other Liabilities-18.4-21.2-7.289.634.3-2.5
   Net Cash Flow from Operating Activities Before Tax Paid404-96883.4507695316
   Income Taxes Paid-61.7-52.2-57.2-57.9-51.7-41.9
Net Cash Flow from Investing Activities (B)50.9843-312-376-718-368
   Purchase of Investment Securities-19.0809-399-349-825-405
   Receipts from Sale of Investment Securities0.570.570.577.476.00.80
   Purchase of Property and Equipment-15.4-59.7-26.0-109-14.6-18.2
   Receipt from Sale of Property and Equipment0.000.000.000.000.340.21
   Purchase of Intangible Assets0.000.000.00-1.2-0.31-0.50
   Receipt from Sale of Intangible Assets0.050.310.570.000.000.00
   Purchase of Investment Properties0.37-17.6-20.5-5.10.000.00
   Interest Received82.811013380.644.152.9
   Dividend Received1.50.710.421.20.950.96
Net Cash Flow from Financing Activities (C)-10.2-18.03.5107-11364.0
   Receipt from Issue of Debt Securities0.000.000.001200.000.00
   Receipt from Issue of Shares0.000.000.000.000.00132
   Dividends Paid-0.09-3.3-4.0-6.0-18.4-3.4
   Interest Paid-10.9-10.9-9.4-4.80.000.00
   Other Receipt/Payment0.80-3.717.0-2.1-95.0-65.0
Net Increase/(Decrease) in Cash and Cash Equivalents383-194-282180-188-30.3
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)338533815635823853
Cash and Cash Equivalents at Ashadh End721338533815635823

MNBBL Quarterly Results

Figures from Muktinath Bikas Bank Ltd.'s quarterly reports, most recent quarter first.

Values in Rs. Crore unless stated otherwise.

ParticularsQ1 2083/84Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q3 2080/81Q2 2080/81Q1 2080/81
Net Interest Income122107119119128109109111111105105106
   Interest Income236223240263284264270288316322355387
   Interest Expense-114-115-121-144-157-154-162-176-205-217-250-282
Net Fee and Commission Income22.013.915.114.615.414.114.717.412.811.011.216.4
   Fee and Commission Income24.216.617.116.418.716.916.619.316.013.213.418.2
   Fee and Commission Expense-2.3-2.7-1.9-1.7-3.2-2.8-1.9-1.9-3.2-2.2-2.1-1.7
Net Trading Income0.770.410.090.460.650.490.440.890.680.170.460.43
Other Operating Income2.01.91.24.72.80.660.242.00.171.42.40.47
Total Operating Income147124135139146125124132125118119123
Impairment Charge/(Reversal)-13.5-31.5-6.9-54.167.1-40.7-43.9-38.8-4.85.7-42.5-36.2
Net Operating Income13392.112884.421484.080.093.012012376.886.9
Operating Expenses-57.2-52.3-63.0-53.0-90.6-51.8-47.5-52.5-74.5-57.6-48.1-50.4
   Operating Expense - Personnel Expenses-38.4-34.6-43.4-35.9-66.1-34.0-30.8-37.2-54.6-38.7-31.8-33.1
   Other Operating Expenses-12.1-10.9-11.5-10.5-17.1-10.9-10.4-9.0-10.0-13.1-10.4-11.2
   Depreciation & Amortisation-6.7-6.8-8.1-6.6-7.4-6.9-6.2-6.3-9.9-5.8-6.0-6.1
Operating Profit75.839.865.531.512332.232.640.545.765.828.736.5
Non-Operating Income/(Expense)-29.30.01-1.00.00-0.080.010.090.00-0.930.00-0.14-1.6
   Non-Operating Income0.010.010.010.000.050.010.090.000.020.000.000.00
   Non-Operating Expense-29.30.00-1.00.00-0.130.000.000.00-0.940.00-0.14-1.6
Profit Before Income Tax46.639.864.531.512332.232.740.544.765.828.634.9
Income Tax Expense-14.5Not reported-19.3-10.1-38.5Not reported-9.8-12.6-13.6Not reported-8.5-10.5
   Current Tax-14.5-11.8-19.3-10.1-37.8-9.8-9.8-12.6-16.3-19.6-8.5-10.5
   Deferred Tax0.00Not reported0.000.00-0.71Not reported0.000.002.8Not reported0.000.00
Profit for the Year32.028.045.121.484.322.422.927.931.246.120.124.4

Muktinath Bikas Bank share price history

Over the last 15 trading sessions MNBBL closed between Rs. 327.00 and Rs. 348.20, finishing at Rs. 348.20 on 2026-10-30 against Rs. 330.00 on 2026-10-02.

DateOpenHighLowCloseVolume
2026-10-30347.00352.50341.50348.2082,570
2026-10-29342.00347.90342.00345.5043,118
2026-10-28338.10342.00335.10340.0027,281
2026-10-27341.00344.30334.00339.0034,753
2026-10-26340.00344.90340.00340.3011,070
2026-10-16343.00344.80340.10344.0019,814
2026-10-14337.90342.00334.50342.0027,052
2026-10-13340.00340.00334.00334.1017,212
2026-10-12329.10341.00329.10337.1042,873
2026-10-09330.00337.00328.10332.0026,523
2026-10-08330.00332.00329.00330.0017,740
2026-10-07331.80333.00327.10328.1020,221
2026-10-06327.00330.00325.00329.0018,134
2026-10-05330.00330.00326.60327.0017,449
2026-10-02331.00332.00329.50330.0023,110

MNBBL share price by year

2026, between Rs. 314.20 and Rs. 412.40, 2025, between Rs. 307.41 and Rs. 443.05, 2024, between Rs. 292.79 and Rs. 424.56, 2023, between Rs. 295.43 and Rs. 365.17, 2022, between Rs. 260.22 and Rs. 426.39 and 2021, between Rs. 202.67 and Rs. 511.18.

YearLow (Rs.)High (Rs.)Sessions
2026314.20412.40189
2025307.41443.05225
2024292.79424.56232
2023295.43365.17226
2022260.22426.39242
2021202.67511.18239
2020144.87250.29183
2019133.69160.89244
2018122.98156.67234
2017129.14226.32230
201686.08238.08232
201554.6685.40206

Muktinath Bikas Bank share price returns

At Rs. 348.20 on 2026-10-30, MNBBL is up 2.32% over 1 week, up 5.52% over 1 month, down 6.02% over 3 months, down 5.38% over 6 months, down 6.97% over 1 year and down 22.18% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week+2.32%340.302026-10-26
1 month+5.52%330.002026-10-02
3 months-6.02%370.502026-08-04
6 months-5.38%368.002026-05-06
1 year-6.97%374.302025-11-02
5 years-22.18%447.432021-11-03

MNBBL floorsheet for 2026-10-30

MNBBL traded 324 times on 2026-10-30, moving 82,570 shares for Rs. 2.88 crore of turnover. Trades went through between Rs. 341.00 and Rs. 352.50.

Largest buyers by volume: broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 14,702 shares across 49 trades, broker 75, NIMB Stock Markets Limited on 14,062 shares across 33 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 7,622 shares across 19 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 3,464 shares across 15 trades, broker 94, K.B.L. Securities Limited on 3,398 shares across 7 trades, broker 45, Imperial Securities Co. Limited on 3,207 shares across 16 trades, broker 36, Secured Securities Limited on 2,704 shares across 7 trades, broker 52, Sundhara Securities Limited on 2,410 shares across 9 trades, broker 40, Creative Securities Pvt.Limited on 2,350 shares across 4 trades and broker 34, Vision Securities Pvt.Limited on 2,264 shares across 9 trades.

Largest sellers by volume: broker 34, Vision Securities Pvt.Limited on 10,655 shares across 33 trades, broker 45, Imperial Securities Co. Limited on 4,722 shares across 17 trades, broker 58, Naasa Securities Co. Ltd. on 3,928 shares across 17 trades, broker 41, Linch Stock Market Limited on 3,677 shares across 14 trades, broker 1, Kumari Securities Pvt. Limited on 3,611 shares across 12 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 3,522 shares across 5 trades, broker 42, Sani Securities Company Limited on 3,491 shares across 12 trades, broker 85, Capital Hub P. Ltd on 3,405 shares across 6 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 3,100 shares across 4 trades and broker 72, Hatemalo Financial Services Private Limited on 2,900 shares across 10 trades.

MNBBL dividend history: bonus shares and cash dividend

Muktinath Bikas Bank Ltd. most recently declared a 13.53% bonus share issue and a 4.67% cash dividend, 18.2% in total for 2081/2082, announced on 2025-09-26. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2081/208213.53%4.67%2025-09-26
2079/20809.75%2023-12-22
2078/207913.5%2022-12-18

For 2081/2082 Muktinath Bikas Bank Ltd. declared a 13.53% bonus share issue and a 4.67% cash dividend, 18.2% in total, announced on 2025-09-26.

For 2079/2080 Muktinath Bikas Bank Ltd. declared a 9.75% bonus share issue, announced on 2023-12-22.

For 2078/2079 Muktinath Bikas Bank Ltd. declared a 13.5% bonus share issue, announced on 2022-12-18.

MNBBL general meetings

Annual and special general meetings Muktinath Bikas Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 12 quarters of results for MNBBL, with charts and peer comparison, are free on NepView.

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