Muktinath Bikas Bank Ltd. (MNBBL) Share Price & Fundamentals

Muktinath Bikas Bank (MNBBL) share price is Rs. 337.10, up 1.54% on 2026-10-12. Open Rs. 329.10. High Rs. 341.00. Low Rs. 329.10. Volume 42,873.

Muktinath Bikas Bank Ltd. is a NEPSE-listed company (MNBBL), Development Banks sector. Revenue: Rs. 529.48 Crore. Net profit: Rs. 139 Crore. Net worth: Rs. 1,202.96 Crore.

About Muktinath Bikas Bank Ltd.

Muktinath Bikas Bank Limited is a national-level Class 'B' development bank licensed by Nepal Rastra Bank, established in 2007 in Pokhara and listed on NEPSE in 2015. It is the largest development bank in Nepal by total assets, at roughly NPR 130 billion, with a paid-up capital of about NPR 8.0 billion, and is known for its strong presence in agriculture, micro and small-enterprise lending alongside a wide retail branch network. It holds a subsidiary, Muktinath Capital Limited, and therefore publishes both consolidated (Group) and standalone (Bank) financial statements.

Muktinath Bikas Bank Ltd. (MNBBL) has 8,00,03,890 shares outstanding. It listed on NEPSE in 2015. Its most recent declared dividend was 4.67% on face value.

MNBBL key metrics

MNBBL strengths

What Muktinath Bikas Bank Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• 94.2% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 87.9% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Lends out 82.8% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Only 0% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
• Profit grew 12.4% on last year. (Growth)
• Turns 28.1% of its income into profit once every cost is paid. (Profitability)
• Keeps 44.9% of income as profit from everyday banking, before tax. (Profitability)

MNBBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on everything it owns is 1%, so its assets are not producing much. (Profitability)
• Each share is backed by only Rs 147.62 of net worth. (Shareholder Returns)
• Return on shareholders' money is 11.4%, below what owners would hope for. (Profitability)
• Only 1.9% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)
• Makes only 3.4% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• 10.6% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Staff costs take 30.3% of income, a heavy load on earnings. (Efficiency)
• Only 8.7% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Each share produced Rs 18.98 over the year. (Shareholder Returns)
• Income from lending moved 3.6%, so the core business is not growing. (Growth)
• Only 10.2% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Owns 11.56x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• The loan book moved 5.8%, so lending is not expanding. (Growth)
• Deposits moved 7%, so its cheapest source of funding is not growing. (Growth)
• Total income moved 3.9% on last year. (Growth)
• Loans are 71.2% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• The bank's size moved 9.3% over the year. (Shareholder Returns)

MNBBL Q3 2082/83 results

In Q3 2082/83 Muktinath Bikas Bank Ltd. reported profit of Rs. 27.95 crore and total operating income of Rs. 123.59 crore. Profit in Q2 2082/83 was Rs. 45.12 crore. Profit fell 38.04% on the previous quarter. Total operating income fell 8.74% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 22.4 crore. Profit grew 24.78% on the same quarter last year. Total operating income fell 0.84% on the same quarter last year.

MNBBL annual results 2081/82

For the financial year 2081/82 Muktinath Bikas Bank Ltd. reported net profit of Rs. 139 crore, total operating income of Rs. 529.48 crore and net worth of Rs. 1,202.96 crore. Net profit in 2080/81 was Rs. 121.82 crore. Net profit grew 14.10% on the year. Total operating income grew 9.16% on the year.

MNBBL profit and loss for 2081/82

In the financial year 2081/82, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 459.05 crore, net fee and commission income of Rs. 62.04 crore, net trading income of Rs. 2.62 crore, other operating income of Rs. 5.76 crore, total operating income of Rs. 529.48 crore, impairment charge/(reversal) of Rs. 79.36 crore, net operating income of Rs. 450.12 crore, operating expenses of Rs. 243 crore, operating profit of Rs. 207.13 crore, non-operating income/(expense) of Rs. 6.41 crore, profit before income tax of Rs. 200.72 crore, income tax expense of Rs. 61.72 crore and profit for the year of Rs. 139 crore.

Reported under net interest income: interest income of Rs. 1,106.02 crore and interest expense of Rs. 646.97 crore. Reported under net fee and commission income: fee and commission income of Rs. 71.82 crore and fee and commission expense of Rs. 9.78 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 167.35 crore, other operating expenses of Rs. 45.67 crore and depreciation & amortisation of Rs. 29.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.15 crore and non-operating expense of Rs. 6.55 crore. Reported under income tax expense: current tax of Rs. 63.22 crore and deferred tax of Rs. 1.5 crore.

MNBBL profit and loss for 2080/81

In the financial year 2080/81, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 427.37 crore, net fee and commission income of Rs. 51.43 crore, net trading income of Rs. 1.73 crore, other operating income of Rs. 4.51 crore, total operating income of Rs. 485.04 crore, impairment charge/(reversal) of Rs. 77.7 crore, net operating income of Rs. 407.34 crore, operating expenses of Rs. 230.72 crore, operating profit of Rs. 176.62 crore, non-operating income/(expense) of Rs. 2.62 crore, profit before income tax of Rs. 173.99 crore, income tax expense of Rs. 52.18 crore and profit for the year of Rs. 121.82 crore.

Reported under net interest income: interest income of Rs. 1,380.46 crore and interest expense of Rs. 953.09 crore. Reported under net fee and commission income: fee and commission income of Rs. 60.63 crore and fee and commission expense of Rs. 9.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 158.15 crore, other operating expenses of Rs. 44.71 crore and depreciation & amortisation of Rs. 27.86 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 2.64 crore. Reported under income tax expense: current tax of Rs. 54.96 crore and deferred tax of Rs. 2.78 crore.

MNBBL profit and loss for 2079/80

In the financial year 2079/80, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 414.05 crore, net fee and commission income of Rs. 55.62 crore, net trading income of Rs. 1.47 crore, other operating income of Rs. 1.37 crore, total operating income of Rs. 472.5 crore, impairment charge/(reversal) of Rs. 69.87 crore, net operating income of Rs. 402.64 crore, operating expenses of Rs. 216.91 crore, operating profit of Rs. 185.72 crore, non-operating income/(expense) of Rs. 1.03 crore, profit before income tax of Rs. 184.7 crore, income tax expense of Rs. 57.24 crore and profit for the year of Rs. 127.46 crore.

Reported under net interest income: interest income of Rs. 1,550.5 crore and interest expense of Rs. 1,136.45 crore. Reported under net fee and commission income: fee and commission income of Rs. 62.81 crore and fee and commission expense of Rs. 7.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 146 crore, other operating expenses of Rs. 46.95 crore and depreciation & amortisation of Rs. 23.97 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 1.03 crore. Reported under income tax expense: current tax of Rs. 58.98 crore and deferred tax of Rs. 1.74 crore.

MNBBL balance sheet for 2081/82

In the financial year 2081/82, Muktinath Bikas Bank Ltd. reported total assets of Rs. 13,721.18 crore, total liabilities of Rs. 12,518.22 crore and total equity of Rs. 1,202.96 crore.

Reported under total assets: cash and cash equivalents of Rs. 721.04 crore, due from nepal rastra bank of Rs. 1,287.44 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 17.08 crore, loans and advances to banks and fis of Rs. 162.19 crore, loans and advances to customers of Rs. 9,722.32 crore, investment securities of Rs. 1,460.98 crore, current tax assets of Rs. 0.48 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 16.17 crore, investment property of Rs. 46.19 crore, property and equipment of Rs. 210.79 crore, goodwill and intangible assets of Rs. 1.16 crore, deferred tax assets of Rs. 12.59 crore and other assets of Rs. 62.74 crore. Reported under total liabilities: due to banks and fis of Rs. 371.8 crore, due to nepal rastra bank of Rs. 41.56 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 11,733.54 crore, borrowings of Rs. 0.21 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 246.3 crore, debt securities issued of Rs. 124.8 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 704.69 crore, share premium of Rs. 0 crore, retained earnings of Rs. 138.25 crore, reserves of Rs. 341.84 crore and non controlling interest of Rs. 18.18 crore.

MNBBL balance sheet for 2080/81

In the financial year 2080/81, Muktinath Bikas Bank Ltd. reported total assets of Rs. 12,518.39 crore, total liabilities of Rs. 11,456.1 crore and total equity of Rs. 1,062.29 crore.

Reported under total assets: cash and cash equivalents of Rs. 338.23 crore, due from nepal rastra bank of Rs. 960.61 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 10.29 crore, loans and advances to banks and fis of Rs. 213.96 crore, loans and advances to customers of Rs. 9,190.73 crore, investment securities of Rs. 1,428.24 crore, current tax assets of Rs. 3.69 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 13.94 crore, investment property of Rs. 46.56 crore, property and equipment of Rs. 225.32 crore, goodwill and intangible assets of Rs. 1.21 crore, deferred tax assets of Rs. 11.63 crore and other assets of Rs. 73.96 crore. Reported under total liabilities: due to banks and fis of Rs. 76.96 crore, due to nepal rastra bank of Rs. 41.56 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 10,969.31 crore, borrowings of Rs. 1.04 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 242.48 crore, debt securities issued of Rs. 124.74 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 704.69 crore, share premium of Rs. 0 crore, retained earnings of Rs. 20.06 crore, reserves of Rs. 319.51 crore and non controlling interest of Rs. 18.03 crore.

MNBBL balance sheet for 2079/80

In the financial year 2079/80, Muktinath Bikas Bank Ltd. reported total assets of Rs. 13,173.87 crore, total liabilities of Rs. 12,222.4 crore and total equity of Rs. 951.47 crore.

Reported under total assets: cash and cash equivalents of Rs. 532.61 crore, due from nepal rastra bank of Rs. 373.21 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 4.86 crore, loans and advances to banks and fis of Rs. 253.64 crore, loans and advances to customers of Rs. 9,445.7 crore, investment securities of Rs. 2,226.98 crore, current tax assets of Rs. 5.28 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 13.46 crore, investment property of Rs. 28.92 crore, property and equipment of Rs. 193.44 crore, goodwill and intangible assets of Rs. 1.52 crore, deferred tax assets of Rs. 8.6 crore and other assets of Rs. 85.65 crore. Reported under total liabilities: due to banks and fis of Rs. 199.95 crore, due to nepal rastra bank of Rs. 21.59 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 11,629.72 crore, borrowings of Rs. 1.88 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 1.48 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 243.09 crore, debt securities issued of Rs. 124.69 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 642.09 crore, share premium of Rs. 0 crore, retained earnings of Rs. 65.52 crore, reserves of Rs. 227.3 crore and non controlling interest of Rs. 16.56 crore.

MNBBL cash flow for 2081/82

In the financial year 2081/82, Muktinath Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 342.17 crore, net cash flow from investing activities (b) of Rs. 50.86 crore, net cash flow from financing activities (c) of Rs. 10.23 crore, net increase/(decrease) in cash and cash equivalents of Rs. 382.81 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 338.23 crore and cash and cash equivalents at ashadh end of Rs. 721.04 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 896.62 crore, fees and other income received of Rs. 71.96 crore, receipts from other operating activities of Rs. 6.87 crore, interest paid of Rs. 636.03 crore, commission and fees paid of Rs. 9.78 crore, cash payment to employees of Rs. 128.43 crore, other expense paid of Rs. 52.22 crore, operating cash flows before changes in operating assets and liabilities of Rs. 148.99 crore, due from nepal rastra bank of Rs. 326.83 crore, other trading assets of Rs. 6.79 crore, loan and advances to banks and financial institutions of Rs. 51.77 crore, loan and advances to customers of Rs. 501.04 crore, other assets of Rs. 2.02 crore, due to banks and financial institutions of Rs. 294.84 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 764.23 crore, borrowings of Rs. 0.83 crore, other liabilities of Rs. 18.43 crore, net cash flow from operating activities before tax paid of Rs. 403.9 crore and income taxes paid of Rs. 61.72 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 19.02 crore, receipts from sale of investment securities of Rs. 0.57 crore, purchase of property and equipment of Rs. 15.45 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.05 crore, purchase of investment properties of Rs. 0.37 crore, interest received of Rs. 82.82 crore and dividend received of Rs. 1.52 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.09 crore, interest paid of Rs. 10.94 crore and other receipt/payment of Rs. 0.8 crore.

MNBBL cash flow for 2080/81

In the financial year 2080/81, Muktinath Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 1,019.81 crore, net cash flow from investing activities (b) of Rs. 843.39 crore, net cash flow from financing activities (c) of Rs. 17.96 crore, net increase/(decrease) in cash and cash equivalents of Rs. 194.38 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 532.61 crore and cash and cash equivalents at ashadh end of Rs. 338.23 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,131.04 crore, fees and other income received of Rs. 60.64 crore, receipts from other operating activities of Rs. 5.53 crore, interest paid of Rs. 942.15 crore, commission and fees paid of Rs. 9.2 crore, cash payment to employees of Rs. 128.18 crore, other expense paid of Rs. 47.35 crore, operating cash flows before changes in operating assets and liabilities of Rs. 70.34 crore, due from nepal rastra bank of Rs. 587.4 crore, other trading assets of Rs. 5.43 crore, loan and advances to banks and financial institutions of Rs. 39.68 crore, loan and advances to customers of Rs. 306.07 crore, other assets of Rs. 5.39 crore, due to banks and financial institutions of Rs. 122.99 crore, due to nepal rastra bank of Rs. 19.98 crore, deposit from customers of Rs. 660.41 crore, borrowings of Rs. 0.83 crore, other liabilities of Rs. 21.25 crore, net cash flow from operating activities before tax paid of Rs. 967.64 crore and income taxes paid of Rs. 52.18 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 809.27 crore, receipts from sale of investment securities of Rs. 0.57 crore, purchase of property and equipment of Rs. 59.75 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.31 crore, purchase of investment properties of Rs. 17.64 crore, interest received of Rs. 109.92 crore and dividend received of Rs. 0.71 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 3.29 crore, interest paid of Rs. 10.94 crore and other receipt/payment of Rs. 3.72 crore.

MNBBL cash flow for 2079/80

In the financial year 2079/80, Muktinath Bikas Bank Ltd. reported net cash flow from operating activities (a) of Rs. 26.19 crore, net cash flow from investing activities (b) of Rs. 311.66 crore, net cash flow from financing activities (c) of Rs. 3.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 281.94 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 814.55 crore and cash and cash equivalents at ashadh end of Rs. 532.61 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,330.29 crore, fees and other income received of Rs. 62.81 crore, receipts from other operating activities of Rs. 2.41 crore, interest paid of Rs. 1,127.04 crore, commission and fees paid of Rs. 7.2 crore, cash payment to employees of Rs. 125.5 crore, other expense paid of Rs. 47.97 crore, operating cash flows before changes in operating assets and liabilities of Rs. 87.81 crore, due from nepal rastra bank of Rs. 86.67 crore, other trading assets of Rs. 1.52 crore, loan and advances to banks and financial institutions of Rs. 19.04 crore, loan and advances to customers of Rs. 746.71 crore, other assets of Rs. 89.88 crore, due to banks and financial institutions of Rs. 175.07 crore, due to nepal rastra bank of Rs. 81.71 crore, deposit from customers of Rs. 1,162.94 crore, borrowings of Rs. 0.63 crore, other liabilities of Rs. 7.2 crore, net cash flow from operating activities before tax paid of Rs. 83.43 crore and income taxes paid of Rs. 57.24 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 399.25 crore, receipts from sale of investment securities of Rs. 0.57 crore, purchase of property and equipment of Rs. 26.01 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.57 crore, purchase of investment properties of Rs. 20.5 crore, interest received of Rs. 132.55 crore and dividend received of Rs. 0.42 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 4.02 crore, interest paid of Rs. 9.41 crore and other receipt/payment of Rs. 16.95 crore.

MNBBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 107.4 crore, net fee and commission income of Rs. 13.91 crore, net trading income of Rs. 0.41 crore, other operating income of Rs. 1.88 crore, total operating income of Rs. 123.59 crore, impairment charge/(reversal) of Rs. 31.51 crore, net operating income of Rs. 92.08 crore, operating expenses of Rs. 52.33 crore, operating profit of Rs. 39.76 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 39.76 crore and profit for the year of Rs. 27.95 crore.

Reported under net interest income: interest income of Rs. 222.78 crore and interest expense of Rs. 115.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 16.61 crore and fee and commission expense of Rs. 2.7 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 34.58 crore, other operating expenses of Rs. 10.92 crore and depreciation & amortisation of Rs. 6.83 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore.

MNBBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 118.99 crore, net fee and commission income of Rs. 15.15 crore, net trading income of Rs. 0.09 crore, other operating income of Rs. 1.2 crore, total operating income of Rs. 135.42 crore, impairment charge/(reversal) of Rs. 6.95 crore, net operating income of Rs. 128.48 crore, operating expenses of Rs. 63.02 crore, operating profit of Rs. 65.46 crore, non-operating income/(expense) of Rs. 1.01 crore, profit before income tax of Rs. 64.45 crore, income tax expense of Rs. 19.34 crore and profit for the year of Rs. 45.12 crore.

Reported under net interest income: interest income of Rs. 239.68 crore and interest expense of Rs. 120.7 crore. Reported under net fee and commission income: fee and commission income of Rs. 17.07 crore and fee and commission expense of Rs. 1.92 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 43.37 crore, other operating expenses of Rs. 11.51 crore and depreciation & amortisation of Rs. 8.14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 1.01 crore. Reported under income tax expense: current tax of Rs. 19.34 crore and deferred tax of Rs. 0 crore.

MNBBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 118.72 crore, net fee and commission income of Rs. 14.63 crore, net trading income of Rs. 0.46 crore, other operating income of Rs. 4.74 crore, total operating income of Rs. 138.55 crore, impairment charge/(reversal) of Rs. 54.12 crore, net operating income of Rs. 84.44 crore, operating expenses of Rs. 52.97 crore, operating profit of Rs. 31.46 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 31.46 crore, income tax expense of Rs. 10.06 crore and profit for the year of Rs. 21.4 crore.

Reported under net interest income: interest income of Rs. 262.86 crore and interest expense of Rs. 144.14 crore. Reported under net fee and commission income: fee and commission income of Rs. 16.36 crore and fee and commission expense of Rs. 1.73 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 35.91 crore, other operating expenses of Rs. 10.51 crore and depreciation & amortisation of Rs. 6.56 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 10.06 crore and deferred tax of Rs. 0 crore.

MNBBL quarterly for Q4 2081/82

In the quarter Q4 2081/82, Muktinath Bikas Bank Ltd. reported net interest income of Rs. 127.51 crore, net fee and commission income of Rs. 15.44 crore, net trading income of Rs. 0.65 crore, other operating income of Rs. 2.83 crore, total operating income of Rs. 146.43 crore, impairment charge/(reversal) of Rs. 67.08 crore, net operating income of Rs. 213.5 crore, operating expenses of Rs. 90.6 crore, operating profit of Rs. 122.91 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 122.83 crore, income tax expense of Rs. 38.54 crore and profit for the year of Rs. 84.29 crore.

Reported under net interest income: interest income of Rs. 284.04 crore and interest expense of Rs. 156.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 18.66 crore and fee and commission expense of Rs. 3.22 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 66.14 crore, other operating expenses of Rs. 17.11 crore and depreciation & amortisation of Rs. 7.35 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0.13 crore. Reported under income tax expense: current tax of Rs. 37.83 crore and deferred tax of Rs. 0.71 crore.

MNBBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

MNBBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

MNBBL Cash Flow

Values in Rs. Crore unless stated otherwise.

MNBBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Muktinath Bikas Bank share price history

Over the last 15 trading sessions MNBBL closed between Rs. 327.00 and Rs. 339.90, finishing at Rs. 337.10 on 2026-10-12 against Rs. 336.00 on 2026-09-18.

MNBBL share price by year

2026, between Rs. 314.20 and Rs. 412.40, 2025, between Rs. 307.41 and Rs. 443.05, 2024, between Rs. 292.79 and Rs. 424.56, 2023, between Rs. 295.43 and Rs. 365.17, 2022, between Rs. 260.22 and Rs. 426.39 and 2021, between Rs. 202.67 and Rs. 511.18.

Muktinath Bikas Bank share price returns

At Rs. 337.10 on 2026-10-12, MNBBL is up 3.09% over 1 week, up 1.44% over 1 month, down 6.36% over 3 months, down 12.19% over 6 months, down 11.41% over 1 year and down 18.75% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

MNBBL floorsheet for 2026-10-12

MNBBL traded 174 times on 2026-10-12, moving 42,873 shares for Rs. 1.44 crore of turnover. Trades went through between Rs. 329.10 and Rs. 341.00.

Largest buyers by volume: broker 14, Nepal Stock House Pvt. Limited on 22,650 shares across 74 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 12,671 shares across 24 trades, broker 37, Swarnalaxmi Securities Pvt.Limited on 2,000 shares across 6 trades, broker 58, Naasa Securities Co. Ltd. on 1,291 shares across 5 trades, broker 29, Trishul Securities And Investment Limited on 500 shares across 4 trades, broker 13, Thrive Brokerage House Pvt. Limited on 450 shares across 1 trades, broker 36, Secured Securities Limited on 400 shares across 4 trades, broker 34, Vision Securities Pvt.Limited on 307 shares across 4 trades, broker 1, Kumari Securities Pvt. Limited on 300 shares across 1 trades and broker 49, Online Securities Limited on 272 shares across 7 trades.

Largest sellers by volume: broker 17, ABC Securities Pvt. Limited on 5,030 shares across 3 trades, broker 62, Capital Max Securities Limited on 4,200 shares across 11 trades, broker 18, Sagarmatha Securities Pvt. Limited on 3,500 shares across 6 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 3,113 shares across 3 trades, broker 40, Creative Securities Pvt.Limited on 2,500 shares across 10 trades, broker 53, Investment Management Nepal Pvt. Ltd. on 2,255 shares across 5 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 1,630 shares across 7 trades, broker 58, Naasa Securities Co. Ltd. on 1,515 shares across 11 trades, broker 43, South Asian Bulls Pvt.Limited on 1,390 shares across 9 trades and broker 48, Trishakti Securities Public Limited on 1,286 shares across 4 trades.

MNBBL dividend history: bonus shares and cash dividend

Muktinath Bikas Bank Ltd. most recently declared a 13.53% bonus share issue and a 4.67% cash dividend, 18.2% in total for 2081/2082, announced on 2025-09-26. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Muktinath Bikas Bank Ltd. declared a 13.53% bonus share issue and a 4.67% cash dividend, 18.2% in total, announced on 2025-09-26.

For 2079/2080 Muktinath Bikas Bank Ltd. declared a 9.75% bonus share issue, announced on 2023-12-22.

For 2078/2079 Muktinath Bikas Bank Ltd. declared a 13.5% bonus share issue, announced on 2022-12-18.

MNBBL general meetings

Annual and special general meetings Muktinath Bikas Bank Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 19th AGM for 2081/2082: on 2025-11-01, at Hotel Pokhara Grand, Pardi, Birauta, Pokhara, Kaski (10:00 AM) (Attendance Book will be kept open from 8:00 AM onwards)
• 18th AGM for 2080/2081: on 2025-01-13, at Pokhara Event Center, Bulaudi, Pokhara, Kaski (11:00 AM)
• 17th AGM for 2079/2080: on 2024-01-13, at City Square, New Road, Pokhara (1:00 PM)

6 years of annual statements and 11 quarters of results for MNBBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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