Salapa Bikas Bank Limited (SABBL) Share Price & Fundamentals

Salapa Bikas Bank (SABBL) share price is Rs. 822.90, up 0.96% on 2026-10-12. Open Rs. 816.00. High Rs. 836.00. Low Rs. 802.00. Volume 5,035.

Salapa Bikas Bank Limited is a NEPSE-listed company (SABBL), Development Banks sector. Revenue: Rs. 8.69 Crore. Net profit: Rs. 0.53 Crore. Net worth: Rs. 36.58 Crore.

About Salapa Bikas Bank Limited

Salapa Bikas Bank Limited, formerly Salpa Development Bank Limited, is a Class 'B' development bank incorporated under the Bank and Financial Institutions Act, 2063, on 2069/04/01 BS (16 July 2012). Its registered office is at Diktel-2, Diktel, Khotang, in Koshi Province. It is licensed by Nepal Rastra Bank as a district-level institution, with its service area confined to Khotang district. The bank lists around seven offices, including the main branch at Diktel and branches at Halesi, Aiselukharka, Simpani, Chisapani and Baksila. Business lines cover fixed, savings, current and call deposits; overdrafts, term loans, agriculture loans, gold loans and hire purchase; microfinance-style lending; mobile banking; and SCT-UPI co-branded debit cards introduced in 2025. The bank completed an initial public offering of 1,439,179 shares and its shares were listed on NEPSE on 13 February 2026 (Falgun 4, 2082 BS) under the symbol SABBL. Paid-up capital is about Rs 522 million across 5,223,880 shares, with promoters holding roughly 67 percent.

Salapa Bikas Bank Limited (SABBL) has 52,23,880 shares outstanding. It listed on NEPSE in 2026.

SABBL key metrics

Market CapRs. 429.87 Crore
P/E Ratio814.00
P/E Ratio (TTM)263.31
EPSRs. 1.01
EPS (TTM)Rs. 3.13
Book ValueRs. 70.03
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 2,000.00
52 Week LowRs. 300.00
Listed Since2026

SABBL strengths

What Salapa Bikas Bank Limited's own accounts show in its favour, graded against the rest of its sector.

SABBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

SABBL Q3 2082/83 results

In Q3 2082/83 Salapa Bikas Bank Limited reported profit of Rs. 0.72 crore and total operating income of Rs. 2.1 crore. Profit in Q2 2082/83 was a loss of Rs. 0.04 crore. Profit turned from a loss to a profit on the previous quarter. Total operating income grew 35.86% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was a loss of Rs. 0.22 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income grew 20.19% on the same quarter last year.

SABBL annual results 2081/82

For the financial year 2081/82 Salapa Bikas Bank Limited reported net profit of Rs. 0.53 crore, total operating income of Rs. 8.69 crore and net worth of Rs. 36.58 crore. Net profit in 2080/81 was Rs. 0.03 crore. Total operating income grew 11.26% on the year.

SABBL profit and loss for 2081/82

In the financial year 2081/82, Salapa Bikas Bank Limited reported net interest income of Rs. 7.41 crore, net fee and commission income of Rs. 0.79 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.48 crore, total operating income of Rs. 8.69 crore, impairment charge/(reversal) of Rs. 0.35 crore, net operating income of Rs. 9.03 crore, operating expenses of Rs. 8.18 crore, operating profit of Rs. 0.85 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 0.84 crore, income tax expense of Rs. 0.31 crore and profit for the year of Rs. 0.53 crore.

Reported under net interest income: interest income of Rs. 14.55 crore and interest expense of Rs. 7.14 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.79 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6 crore, other operating expenses of Rs. 1.27 crore and depreciation & amortisation of Rs. 0.92 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 0.37 crore and deferred tax of Rs. 0.06 crore.

SABBL profit and loss for 2080/81

In the financial year 2080/81, Salapa Bikas Bank Limited reported net interest income of Rs. 7.24 crore, net fee and commission income of Rs. 0.5 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.06 crore, total operating income of Rs. 7.81 crore, impairment charge/(reversal) of Rs. 0.34 crore, net operating income of Rs. 7.47 crore, operating expenses of Rs. 7.39 crore, operating profit of Rs. 0.08 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.08 crore, income tax expense of Rs. 0.05 crore and profit for the year of Rs. 0.03 crore.

Reported under net interest income: interest income of Rs. 13.77 crore and interest expense of Rs. 6.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.5 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.3 crore, other operating expenses of Rs. 1.23 crore and depreciation & amortisation of Rs. 0.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.14 crore and deferred tax of Rs. 0.09 crore.

SABBL profit and loss for 2079/80

In the financial year 2079/80, Salapa Bikas Bank Limited reported net interest income of Rs. 6.04 crore, net fee and commission income of Rs. 0.37 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.04 crore, total operating income of Rs. 6.46 crore, impairment charge/(reversal) of Rs. 0.02 crore, net operating income of Rs. 6.44 crore, operating expenses of Rs. 6.83 crore, operating profit of Rs. 0.4 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.4 crore, income tax expense of Rs. 0.07 crore and profit for the year of Rs. 0.32 crore.

Reported under net interest income: interest income of Rs. 12.72 crore and interest expense of Rs. 6.67 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.51 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.95 crore, other operating expenses of Rs. 1.07 crore and depreciation & amortisation of Rs. 0.81 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.06 crore and deferred tax of Rs. 0.13 crore.

SABBL balance sheet for 2081/82

In the financial year 2081/82, Salapa Bikas Bank Limited reported total assets of Rs. 177.85 crore, total liabilities of Rs. 141.27 crore and total equity of Rs. 36.58 crore.

Reported under total assets: cash and cash equivalents of Rs. 33.21 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 107.46 crore, investment securities of Rs. 30.93 crore, current tax assets of Rs. 0.04 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.46 crore, property and equipment of Rs. 2.66 crore, goodwill and intangible assets of Rs. 0.23 crore, deferred tax assets of Rs. 0.43 crore and other assets of Rs. 2.43 crore. Reported under total liabilities: due to banks and fis of Rs. 4.52 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 133.65 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.1 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.01 crore, reserves of Rs. 2.6 crore and non controlling interest of Rs. 0 crore.

SABBL balance sheet for 2080/81

In the financial year 2080/81, Salapa Bikas Bank Limited reported total assets of Rs. 144.29 crore, total liabilities of Rs. 108.88 crore and total equity of Rs. 35.42 crore.

Reported under total assets: cash and cash equivalents of Rs. 34.6 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 95.2 crore, investment securities of Rs. 9.33 crore, current tax assets of Rs. 0.37 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.14 crore, goodwill and intangible assets of Rs. 0.19 crore, deferred tax assets of Rs. 0.64 crore and other assets of Rs. 0.83 crore. Reported under total liabilities: due to banks and fis of Rs. 15.67 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 88.56 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 4.64 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.62 crore, reserves of Rs. 2.04 crore and non controlling interest of Rs. 0 crore.

SABBL balance sheet for 2079/80

In the financial year 2079/80, Salapa Bikas Bank Limited reported total assets of Rs. 136.64 crore, total liabilities of Rs. 101.11 crore and total equity of Rs. 35.53 crore.

Reported under total assets: cash and cash equivalents of Rs. 51.34 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 80.4 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0.51 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.15 crore, goodwill and intangible assets of Rs. 0.11 crore, deferred tax assets of Rs. 0.51 crore and other assets of Rs. 0.6 crore. Reported under total liabilities: due to banks and fis of Rs. 14.66 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 78.66 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.02 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 7.77 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.17 crore, reserves of Rs. 1.7 crore and non controlling interest of Rs. 0 crore.

SABBL cash flow for 2081/82

In the financial year 2081/82, Salapa Bikas Bank Limited reported net cash flow from operating activities (a) of Rs. 20.69 crore, net cash flow from investing activities (b) of Rs. 22.08 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1.39 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 34.6 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 33.21 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 14.63 crore, fees and other income received of Rs. 0.79 crore, receipts from other operating activities of Rs. 0.48 crore, interest paid of Rs. 7 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 5.91 crore, other expense paid of Rs. 1.26 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 11.95 crore, loan and advances to customers of Rs. 1.6 crore, other assets of Rs. 0 crore, due to banks and financial institutions of Rs. 11.15 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 45.09 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.54 crore, net cash flow from operating activities before tax paid of Rs. 20.58 crore and income taxes paid of Rs. 0.1 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 21.6 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.36 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.11 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SABBL cash flow for 2080/81

In the financial year 2080/81, Salapa Bikas Bank Limited reported net cash flow from operating activities (a) of Rs. 6.7 crore, net cash flow from investing activities (b) of Rs. 10.05 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 16.75 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 51.34 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 34.6 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 12.43 crore, fees and other income received of Rs. 0.5 crore, receipts from other operating activities of Rs. 0.06 crore, interest paid of Rs. 6.38 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 5.3 crore, other expense paid of Rs. 1.55 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 13.96 crore, loan and advances to customers of Rs. 0.34 crore, other assets of Rs. 0 crore, due to banks and financial institutions of Rs. 1.02 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 9.9 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 3.14 crore, net cash flow from operating activities before tax paid of Rs. 6.76 crore and income taxes paid of Rs. 0.06 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 9.28 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.63 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.13 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SABBL cash flow for 2077/78

In the financial year 2077/78, Salapa Bikas Bank Limited reported net cash flow from operating activities (a) of Rs. 4.21 crore, net cash flow from investing activities (b) of Rs. 1.01 crore, net cash flow from financing activities (c) of Rs. 13.55 crore, net increase/(decrease) in cash and cash equivalents of Rs. 16.76 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 22.89 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 39.65 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 8.21 crore, fees and other income received of Rs. 0.6 crore, receipts from other operating activities of Rs. 0.05 crore, interest paid of Rs. 3.75 crore, commission and fees paid of Rs. 0.03 crore, cash payment to employees of Rs. 3.3 crore, other expense paid of Rs. 0.8 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.97 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 15.68 crore, other assets of Rs. 0.02 crore, due to banks and financial institutions of Rs. 5.58 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 11.48 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 2.26 crore, net cash flow from operating activities before tax paid of Rs. 4.63 crore and income taxes paid of Rs. 0.42 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.89 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.12 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 13.55 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SABBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Salapa Bikas Bank Limited reported net interest income of Rs. 2.76 crore, net fee and commission income of Rs. 0.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.7 crore, total operating income of Rs. 2.1 crore, impairment charge/(reversal) of Rs. 0.29 crore, net operating income of Rs. 2.39 crore, operating expenses of Rs. 1.67 crore, operating profit of Rs. 0.72 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.72 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 0.72 crore.

Reported under net interest income: interest income of Rs. 4.53 crore and interest expense of Rs. 1.77 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.04 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.2 crore, other operating expenses of Rs. 0.47 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

SABBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Salapa Bikas Bank Limited reported net interest income of Rs. 1.34 crore, net fee and commission income of Rs. 0.05 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.16 crore, total operating income of Rs. 1.55 crore, impairment charge/(reversal) of Rs. 0.63 crore, net operating income of Rs. 2.17 crore, operating expenses of Rs. 2.22 crore, operating profit of Rs. 0.04 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.04 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 0.04 crore.

Reported under net interest income: interest income of Rs. 3.23 crore and interest expense of Rs. 1.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.05 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.17 crore, other operating expenses of Rs. 0.68 crore and depreciation & amortisation of Rs. 0.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

SABBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Salapa Bikas Bank Limited reported net interest income of Rs. 1.48 crore, net fee and commission income of Rs. 0.11 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.1 crore, total operating income of Rs. 2.69 crore, impairment charge/(reversal) of Rs. 1.89 crore, net operating income of Rs. 0.79 crore, operating expenses of Rs. 1.79 crore, operating profit of Rs. 1 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 1 crore.

Reported under net interest income: interest income of Rs. 3.52 crore and interest expense of Rs. 2.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.11 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.26 crore, other operating expenses of Rs. 0.35 crore and depreciation & amortisation of Rs. 0.19 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

SABBL quarterly for Q4 2081/82

In the quarter Q4 2081/82, Salapa Bikas Bank Limited reported net interest income of Rs. 1.39 crore, net fee and commission income of Rs. 0.59 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.04 crore, total operating income of Rs. 1.94 crore, impairment charge/(reversal) of Rs. 1.79 crore, net operating income of Rs. 3.74 crore, operating expenses of Rs. 2.53 crore, operating profit of Rs. 1.21 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 1.2 crore, income tax expense of Rs. 0.16 crore and profit for the year of Rs. 1.04 crore.

Reported under net interest income: interest income of Rs. 3.38 crore and interest expense of Rs. 2 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.59 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.19 crore, other operating expenses of Rs. 0.63 crore and depreciation & amortisation of Rs. 0.71 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 0.36 crore and deferred tax of Rs. 0.2 crore.

SABBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Net Interest Income7.47.26.05.74.53.3
   Interest Income14.513.812.710.58.27.2
   Interest Expense-7.1-6.5-6.7-4.8-3.7-3.9
Net Fee and Commission Income0.790.500.370.460.570.58
   Fee and Commission Income0.790.500.510.490.600.61
   Fee and Commission Expense0.000.00-0.13-0.04-0.03-0.03
Net Trading Income0.000.000.000.000.000.00
Other Operating Income0.480.060.040.030.050.33
Total Operating Income8.77.86.56.25.14.2
Impairment Charge/(Reversal)0.35-0.34-0.021.3-0.68-2.2
Net Operating Income9.07.56.47.54.42.0
Operating Expenses-8.2-7.4-6.8-5.4-4.2-4.1
   Operating Expense - Personnel Expenses-6.0-5.3-5.0-3.7-3.0-2.6
   Other Operating Expenses-1.3-1.2-1.1-1.0-0.79-1.2
   Depreciation & Amortisation-0.92-0.85-0.81-0.69-0.34-0.34
Operating Profit0.850.08-0.402.10.27-2.1
Non-Operating Income/(Expense)-0.010.000.000.000.000.00
   Non-Operating Income0.000.000.000.000.000.00
   Non-Operating Expense-0.010.000.000.000.000.00
Profit Before Income Tax0.840.08-0.402.10.27-2.1
Income Tax Expense-0.31-0.050.07-0.690.190.05
   Current Tax-0.37-0.14-0.06-0.660.000.00
   Deferred Tax0.060.090.13-0.030.190.05
Profit for the Year0.530.03-0.321.50.46-2.1

SABBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets17814413713510067.0
   Cash and Cash Equivalents33.234.651.365.039.722.9
   Due from Nepal Rastra Bank0.000.000.000.000.000.00
   Placement with Banks and FIs0.000.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.000.00
   Other Trading Assets0.000.000.000.000.000.00
   Loans and Advances to Banks and FIs0.000.000.000.000.000.00
   Loans and Advances to Customers10795.280.465.456.641.2
   Investment Securities30.99.30.000.000.000.00
   Current Tax Assets0.040.370.510.000.610.19
   Investment in Subsidiaries0.000.000.000.000.000.00
   Investment in Associates0.000.000.000.000.000.00
   Investment Property0.460.000.000.000.000.00
   Property and Equipment2.73.13.13.82.41.9
   Goodwill and Intangible Assets0.230.190.110.140.170.07
   Deferred Tax Assets0.430.640.510.350.380.20
   Other Assets2.40.830.600.410.550.59
Total Liabilities14110910198.877.958.5
   Due to Banks and FIs4.515.714.77.56.10.53
   Due to Nepal Rastra Bank0.000.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.000.00
   Deposits from Customers13488.678.777.668.356.8
   Borrowings0.000.000.000.000.000.00
   Current Tax Liabilities0.000.000.000.020.000.00
   Provisions0.000.000.020.000.000.12
   Deferred Tax Liabilities0.000.000.000.000.000.00
   Other Liabilities3.14.67.813.63.51.1
   Debt Securities Issued0.000.000.000.000.000.00
   Subordinated Liabilities0.000.000.000.000.000.00
Total Equity36.635.435.536.322.58.5
   Share Capital35.035.035.02.82.82.8
   Share Premium0.000.000.000.000.000.00
   Retained Earnings-1.0-1.6-1.2-0.38-1.4-1.9
   Reserves2.62.01.733.921.17.6
   Non Controlling Interest0.000.000.000.000.000.00

SABBL Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812077/782076/77
Net Cash Flow from Operating Activities (A)20.7-6.74.23.6
   Interest Received14.612.48.27.0
   Fees and Other Income Received0.790.500.600.61
   Receipts from Other Operating Activities0.480.060.050.00
   Interest Paid-7.0-6.4-3.7-3.9
   Commission and Fees Paid0.000.00-0.03-0.03
   Cash Payment to Employees-5.9-5.3-3.3-2.5
   Other Expense Paid-1.3-1.5-0.80-1.2
   Operating Cash Flows Before Changes in Operating Assets and LiabilitiesNot reportedNot reported0.97-0.13
   Due from Nepal Rastra Bank0.000.000.000.00
   Placement with Banks and Financial Institutions0.000.000.000.00
   Other Trading Assets0.000.000.000.00
   Loan and Advances to Banks and Financial Institutions-11.9-14.00.000.00
   Loan and Advances to Customers-1.6-0.34-15.7-7.6
   Other Assets0.000.000.020.11
   Due to Banks and Financial Institutions-11.21.05.6-0.05
   Due to Nepal Rastra Bank0.000.000.000.00
   Deposit from Customers45.19.911.510.7
   Borrowings0.000.000.000.00
   Other Liabilities-1.5-3.12.30.41
   Net Cash Flow from Operating Activities Before Tax Paid20.6-6.84.63.5
   Income Taxes Paid0.100.06-0.420.09
Net Cash Flow from Investing Activities (B)-22.1-10.0-1.0-0.31
   Purchase of Investment Securities-21.6-9.30.000.00
   Receipts from Sale of Investment Securities0.000.000.000.00
   Purchase of Property and Equipment-0.36-0.63-0.89-0.31
   Receipt from Sale of Property and Equipment0.000.000.000.00
   Purchase of Intangible Assets-0.11-0.13-0.120.00
   Receipt from Sale of Intangible Assets0.000.000.000.00
   Purchase of Investment Properties0.000.000.000.00
   Receipt from Sale of Investment Properties0.000.000.000.00
   Interest Received0.000.000.000.00
   Dividend Received0.000.000.000.00
Net Cash Flow from Financing Activities (C)0.000.0013.65.0
   Receipt from Issue of Debt Securities0.000.000.000.00
   Repayment of Debt Securities0.000.000.000.00
   Receipt from Issue of Subordinated Liabilities0.000.000.000.00
   Repayment of Subordinated Liabilities0.000.000.000.00
   Receipt from Issue of Shares0.000.0013.65.0
   Dividends Paid0.000.000.000.00
   Interest Paid0.000.000.000.00
   Other Receipt/Payment0.000.000.000.00
Net Increase/(Decrease) in Cash and Cash Equivalents-1.4-16.716.88.2
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)34.651.322.914.7
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.000.000.00
Cash and Cash Equivalents at Ashadh End33.234.639.722.9

SABBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q3 2080/81Q2 2080/81Q1 2080/81
Net Interest Income2.81.31.51.41.61.91.71.11.91.51.8
   Interest Income4.53.23.53.43.33.53.32.63.43.13.5
   Interest Expense-1.8-1.9-2.0-2.0-1.8-1.6-1.6-1.5-1.4-1.6-1.7
Net Fee and Commission Income0.040.050.110.590.030.040.120.020.020.010.02
   Fee and Commission Income0.040.050.110.590.030.040.120.020.020.010.02
   Fee and Commission Expense0.000.000.000.000.000.000.000.000.000.000.00
Net Trading Income0.000.000.000.000.000.000.000.000.000.000.00
Other Operating Income-0.700.161.1-0.040.160.040.280.140.110.130.12
Total Operating Income2.11.52.71.91.72.02.11.32.01.61.9
Impairment Charge/(Reversal)0.290.63-1.91.8-0.380.62-1.91.6-0.760.15-1.2
Net Operating Income2.42.20.793.71.42.60.222.91.31.80.65
Operating Expenses-1.7-2.2-1.8-2.5-1.6-1.7-1.3-2.0-1.3-1.1-1.4
   Operating Expense - Personnel Expenses-1.2-1.2-1.3-1.2-1.2-1.1-1.1-1.1-0.95-0.85-1.1
   Other Operating Expenses-0.47-0.68-0.35-0.63-0.35-0.33-0.24-0.61-0.35-0.24-0.21
   Depreciation & Amortisation0.00-0.36-0.19-0.71-0.02-0.250.00-0.310.000.000.00
Operating Profit0.72-0.04-1.001.2-0.220.95-1.10.81-0.000.68-0.71
Non-Operating Income/(Expense)0.000.000.00-0.010.000.000.000.000.000.000.00
   Non-Operating Income0.000.000.000.000.000.000.000.000.000.000.00
   Non-Operating Expense0.000.000.00-0.010.000.000.000.000.000.000.00
Profit Before Income Tax0.72-0.04-1.001.2-0.220.95-1.10.81-0.000.68-0.71
Income Tax Expense0.000.000.00-0.160.000.000.000.000.000.000.00
   Current Tax0.000.000.00-0.360.000.000.000.000.000.000.00
   Deferred Tax0.000.000.000.200.000.000.000.000.000.000.00
Profit for the Year0.72-0.04-1.001.0-0.220.95-1.10.81-0.000.68-0.71

Salapa Bikas Bank share price history

Over the last 15 trading sessions SABBL closed between Rs. 810.00 and Rs. 897.00, finishing at Rs. 822.90 on 2026-10-12 against Rs. 897.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12816.00836.00802.00822.905,035
2026-10-09814.00825.00814.00815.104,716
2026-10-08820.00824.00808.00813.004,828
2026-10-07840.00849.00822.80829.902,756
2026-10-06810.00849.60805.60840.509,956
2026-10-05820.00845.00805.00810.0011,535
2026-10-02859.90860.00840.00840.004,818
2026-10-01842.00859.00842.00850.006,284
2026-09-30869.00870.00850.00850.204,072
2026-09-29880.00880.00848.00853.0010,892
2026-09-28860.00880.00860.00865.105,319
2026-09-24866.00887.00866.00871.005,570
2026-09-23888.00902.00870.00872.909,287
2026-09-22897.00910.00877.00888.006,523
2026-09-18891.00914.00891.00897.004,819

Salapa Bikas Bank share price returns

At Rs. 822.90 on 2026-10-12, SABBL is up 1.59% over 1 week, down 8.53% over 1 month, down 2.21% over 3 months and down 47.75% over 6 months. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week+1.59%810.002026-10-05
1 month-8.53%899.602026-09-11
3 months-2.21%841.502026-07-14
6 months-47.75%1,575.002026-04-15

SABBL floorsheet for 2026-10-12

SABBL traded 153 times on 2026-10-12, moving 5,035 shares for Rs. 0.41 crore of turnover. Trades went through between Rs. 802.00 and Rs. 836.00.

Largest buyers by volume: broker 48, Trishakti Securities Public Limited on 840 shares across 29 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 530 shares across 16 trades, broker 42, Sani Securities Company Limited on 490 shares across 6 trades, broker 34, Vision Securities Pvt.Limited on 410 shares across 11 trades, broker 16, Primo Securities Pvt. Limited on 400 shares across 2 trades, broker 94, K.B.L. Securities Limited on 393 shares across 16 trades, broker 58, Naasa Securities Co. Ltd. on 357 shares across 15 trades, broker 96, Himalayan Securities Limited on 330 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 215 shares across 13 trades and broker 56, Sri Hari Securities Pvt.Ltd on 200 shares across 3 trades.

Largest sellers by volume: broker 52, Sundhara Securities Limited on 1,117 shares across 16 trades, broker 101, Apple Securities Private Limited on 1,000 shares across 6 trades, broker 58, Naasa Securities Co. Ltd. on 446 shares across 26 trades, broker 61, Bhole Ganesh Securities Limited on 278 shares across 5 trades, broker 25, Sweta Securities Pvt. Limited on 210 shares across 5 trades, broker 51, Oxford Securities Pvt.Ltd on 210 shares across 3 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 205 shares across 5 trades, broker 49, Online Securities Limited on 180 shares across 13 trades, broker 45, Imperial Securities Co. Limited on 170 shares across 8 trades and broker 17, ABC Securities Pvt. Limited on 160 shares across 5 trades.

SABBL general meetings

Annual and special general meetings Salapa Bikas Bank Limited has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 11 quarters of results for SABBL, with charts and peer comparison, are free on NepView.

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