Salapa Bikas Bank (SABBL) share price is Rs. 822.90, up 0.96% on 2026-10-12. Open Rs. 816.00. High Rs. 836.00. Low Rs. 802.00. Volume 5,035.
Salapa Bikas Bank Limited is a NEPSE-listed company (SABBL), Development Banks sector. Revenue: Rs. 8.69 Crore. Net profit: Rs. 0.53 Crore. Net worth: Rs. 36.58 Crore.
Salapa Bikas Bank Limited, formerly Salpa Development Bank Limited, is a Class 'B' development bank incorporated under the Bank and Financial Institutions Act, 2063, on 2069/04/01 BS (16 July 2012). Its registered office is at Diktel-2, Diktel, Khotang, in Koshi Province. It is licensed by Nepal Rastra Bank as a district-level institution, with its service area confined to Khotang district. The bank lists around seven offices, including the main branch at Diktel and branches at Halesi, Aiselukharka, Simpani, Chisapani and Baksila. Business lines cover fixed, savings, current and call deposits; overdrafts, term loans, agriculture loans, gold loans and hire purchase; microfinance-style lending; mobile banking; and SCT-UPI co-branded debit cards introduced in 2025. The bank completed an initial public offering of 1,439,179 shares and its shares were listed on NEPSE on 13 February 2026 (Falgun 4, 2082 BS) under the symbol SABBL. Paid-up capital is about Rs 522 million across 5,223,880 shares, with promoters holding roughly 67 percent.
Salapa Bikas Bank Limited (SABBL) has 52,23,880 shares outstanding. It listed on NEPSE in 2026.
| Market Cap | Rs. 429.87 Crore |
|---|---|
| P/E Ratio | 814.00 |
| P/E Ratio (TTM) | 263.31 |
| EPS | Rs. 1.01 |
| EPS (TTM) | Rs. 3.13 |
| Book Value | Rs. 70.03 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 2,000.00 |
| 52 Week Low | Rs. 300.00 |
| Listed Since | 2026 |
What Salapa Bikas Bank Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q3 2082/83 Salapa Bikas Bank Limited reported profit of Rs. 0.72 crore and total operating income of Rs. 2.1 crore. Profit in Q2 2082/83 was a loss of Rs. 0.04 crore. Profit turned from a loss to a profit on the previous quarter. Total operating income grew 35.86% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was a loss of Rs. 0.22 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income grew 20.19% on the same quarter last year.
For the financial year 2081/82 Salapa Bikas Bank Limited reported net profit of Rs. 0.53 crore, total operating income of Rs. 8.69 crore and net worth of Rs. 36.58 crore. Net profit in 2080/81 was Rs. 0.03 crore. Total operating income grew 11.26% on the year.
In the financial year 2081/82, Salapa Bikas Bank Limited reported net interest income of Rs. 7.41 crore, net fee and commission income of Rs. 0.79 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.48 crore, total operating income of Rs. 8.69 crore, impairment charge/(reversal) of Rs. 0.35 crore, net operating income of Rs. 9.03 crore, operating expenses of Rs. 8.18 crore, operating profit of Rs. 0.85 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 0.84 crore, income tax expense of Rs. 0.31 crore and profit for the year of Rs. 0.53 crore.
Reported under net interest income: interest income of Rs. 14.55 crore and interest expense of Rs. 7.14 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.79 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6 crore, other operating expenses of Rs. 1.27 crore and depreciation & amortisation of Rs. 0.92 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 0.37 crore and deferred tax of Rs. 0.06 crore.
In the financial year 2080/81, Salapa Bikas Bank Limited reported net interest income of Rs. 7.24 crore, net fee and commission income of Rs. 0.5 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.06 crore, total operating income of Rs. 7.81 crore, impairment charge/(reversal) of Rs. 0.34 crore, net operating income of Rs. 7.47 crore, operating expenses of Rs. 7.39 crore, operating profit of Rs. 0.08 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.08 crore, income tax expense of Rs. 0.05 crore and profit for the year of Rs. 0.03 crore.
Reported under net interest income: interest income of Rs. 13.77 crore and interest expense of Rs. 6.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.5 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.3 crore, other operating expenses of Rs. 1.23 crore and depreciation & amortisation of Rs. 0.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.14 crore and deferred tax of Rs. 0.09 crore.
In the financial year 2079/80, Salapa Bikas Bank Limited reported net interest income of Rs. 6.04 crore, net fee and commission income of Rs. 0.37 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.04 crore, total operating income of Rs. 6.46 crore, impairment charge/(reversal) of Rs. 0.02 crore, net operating income of Rs. 6.44 crore, operating expenses of Rs. 6.83 crore, operating profit of Rs. 0.4 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.4 crore, income tax expense of Rs. 0.07 crore and profit for the year of Rs. 0.32 crore.
Reported under net interest income: interest income of Rs. 12.72 crore and interest expense of Rs. 6.67 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.51 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.95 crore, other operating expenses of Rs. 1.07 crore and depreciation & amortisation of Rs. 0.81 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.06 crore and deferred tax of Rs. 0.13 crore.
In the financial year 2081/82, Salapa Bikas Bank Limited reported total assets of Rs. 177.85 crore, total liabilities of Rs. 141.27 crore and total equity of Rs. 36.58 crore.
Reported under total assets: cash and cash equivalents of Rs. 33.21 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 107.46 crore, investment securities of Rs. 30.93 crore, current tax assets of Rs. 0.04 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.46 crore, property and equipment of Rs. 2.66 crore, goodwill and intangible assets of Rs. 0.23 crore, deferred tax assets of Rs. 0.43 crore and other assets of Rs. 2.43 crore. Reported under total liabilities: due to banks and fis of Rs. 4.52 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 133.65 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.1 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.01 crore, reserves of Rs. 2.6 crore and non controlling interest of Rs. 0 crore.
In the financial year 2080/81, Salapa Bikas Bank Limited reported total assets of Rs. 144.29 crore, total liabilities of Rs. 108.88 crore and total equity of Rs. 35.42 crore.
Reported under total assets: cash and cash equivalents of Rs. 34.6 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 95.2 crore, investment securities of Rs. 9.33 crore, current tax assets of Rs. 0.37 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.14 crore, goodwill and intangible assets of Rs. 0.19 crore, deferred tax assets of Rs. 0.64 crore and other assets of Rs. 0.83 crore. Reported under total liabilities: due to banks and fis of Rs. 15.67 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 88.56 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 4.64 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.62 crore, reserves of Rs. 2.04 crore and non controlling interest of Rs. 0 crore.
In the financial year 2079/80, Salapa Bikas Bank Limited reported total assets of Rs. 136.64 crore, total liabilities of Rs. 101.11 crore and total equity of Rs. 35.53 crore.
Reported under total assets: cash and cash equivalents of Rs. 51.34 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 80.4 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0.51 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.15 crore, goodwill and intangible assets of Rs. 0.11 crore, deferred tax assets of Rs. 0.51 crore and other assets of Rs. 0.6 crore. Reported under total liabilities: due to banks and fis of Rs. 14.66 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 78.66 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.02 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 7.77 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 35 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.17 crore, reserves of Rs. 1.7 crore and non controlling interest of Rs. 0 crore.
In the financial year 2081/82, Salapa Bikas Bank Limited reported net cash flow from operating activities (a) of Rs. 20.69 crore, net cash flow from investing activities (b) of Rs. 22.08 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1.39 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 34.6 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 33.21 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 14.63 crore, fees and other income received of Rs. 0.79 crore, receipts from other operating activities of Rs. 0.48 crore, interest paid of Rs. 7 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 5.91 crore, other expense paid of Rs. 1.26 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 11.95 crore, loan and advances to customers of Rs. 1.6 crore, other assets of Rs. 0 crore, due to banks and financial institutions of Rs. 11.15 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 45.09 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.54 crore, net cash flow from operating activities before tax paid of Rs. 20.58 crore and income taxes paid of Rs. 0.1 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 21.6 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.36 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.11 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
In the financial year 2080/81, Salapa Bikas Bank Limited reported net cash flow from operating activities (a) of Rs. 6.7 crore, net cash flow from investing activities (b) of Rs. 10.05 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 16.75 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 51.34 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 34.6 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 12.43 crore, fees and other income received of Rs. 0.5 crore, receipts from other operating activities of Rs. 0.06 crore, interest paid of Rs. 6.38 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 5.3 crore, other expense paid of Rs. 1.55 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 13.96 crore, loan and advances to customers of Rs. 0.34 crore, other assets of Rs. 0 crore, due to banks and financial institutions of Rs. 1.02 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 9.9 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 3.14 crore, net cash flow from operating activities before tax paid of Rs. 6.76 crore and income taxes paid of Rs. 0.06 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 9.28 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.63 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.13 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
In the financial year 2077/78, Salapa Bikas Bank Limited reported net cash flow from operating activities (a) of Rs. 4.21 crore, net cash flow from investing activities (b) of Rs. 1.01 crore, net cash flow from financing activities (c) of Rs. 13.55 crore, net increase/(decrease) in cash and cash equivalents of Rs. 16.76 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 22.89 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 39.65 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 8.21 crore, fees and other income received of Rs. 0.6 crore, receipts from other operating activities of Rs. 0.05 crore, interest paid of Rs. 3.75 crore, commission and fees paid of Rs. 0.03 crore, cash payment to employees of Rs. 3.3 crore, other expense paid of Rs. 0.8 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.97 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 15.68 crore, other assets of Rs. 0.02 crore, due to banks and financial institutions of Rs. 5.58 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 11.48 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 2.26 crore, net cash flow from operating activities before tax paid of Rs. 4.63 crore and income taxes paid of Rs. 0.42 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.89 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.12 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 13.55 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
In the quarter Q3 2082/83, Salapa Bikas Bank Limited reported net interest income of Rs. 2.76 crore, net fee and commission income of Rs. 0.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.7 crore, total operating income of Rs. 2.1 crore, impairment charge/(reversal) of Rs. 0.29 crore, net operating income of Rs. 2.39 crore, operating expenses of Rs. 1.67 crore, operating profit of Rs. 0.72 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.72 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 0.72 crore.
Reported under net interest income: interest income of Rs. 4.53 crore and interest expense of Rs. 1.77 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.04 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.2 crore, other operating expenses of Rs. 0.47 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Salapa Bikas Bank Limited reported net interest income of Rs. 1.34 crore, net fee and commission income of Rs. 0.05 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.16 crore, total operating income of Rs. 1.55 crore, impairment charge/(reversal) of Rs. 0.63 crore, net operating income of Rs. 2.17 crore, operating expenses of Rs. 2.22 crore, operating profit of Rs. 0.04 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.04 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 0.04 crore.
Reported under net interest income: interest income of Rs. 3.23 crore and interest expense of Rs. 1.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.05 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.17 crore, other operating expenses of Rs. 0.68 crore and depreciation & amortisation of Rs. 0.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Salapa Bikas Bank Limited reported net interest income of Rs. 1.48 crore, net fee and commission income of Rs. 0.11 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.1 crore, total operating income of Rs. 2.69 crore, impairment charge/(reversal) of Rs. 1.89 crore, net operating income of Rs. 0.79 crore, operating expenses of Rs. 1.79 crore, operating profit of Rs. 1 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 1 crore.
Reported under net interest income: interest income of Rs. 3.52 crore and interest expense of Rs. 2.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.11 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.26 crore, other operating expenses of Rs. 0.35 crore and depreciation & amortisation of Rs. 0.19 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
In the quarter Q4 2081/82, Salapa Bikas Bank Limited reported net interest income of Rs. 1.39 crore, net fee and commission income of Rs. 0.59 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.04 crore, total operating income of Rs. 1.94 crore, impairment charge/(reversal) of Rs. 1.79 crore, net operating income of Rs. 3.74 crore, operating expenses of Rs. 2.53 crore, operating profit of Rs. 1.21 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 1.2 crore, income tax expense of Rs. 0.16 crore and profit for the year of Rs. 1.04 crore.
Reported under net interest income: interest income of Rs. 3.38 crore and interest expense of Rs. 2 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.59 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.19 crore, other operating expenses of Rs. 0.63 crore and depreciation & amortisation of Rs. 0.71 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 0.36 crore and deferred tax of Rs. 0.2 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Interest Income | 7.4 | 7.2 | 6.0 | 5.7 | 4.5 | 3.3 |
| Interest Income | 14.5 | 13.8 | 12.7 | 10.5 | 8.2 | 7.2 |
| Interest Expense | -7.1 | -6.5 | -6.7 | -4.8 | -3.7 | -3.9 |
| Net Fee and Commission Income | 0.79 | 0.50 | 0.37 | 0.46 | 0.57 | 0.58 |
| Fee and Commission Income | 0.79 | 0.50 | 0.51 | 0.49 | 0.60 | 0.61 |
| Fee and Commission Expense | 0.00 | 0.00 | -0.13 | -0.04 | -0.03 | -0.03 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.48 | 0.06 | 0.04 | 0.03 | 0.05 | 0.33 |
| Total Operating Income | 8.7 | 7.8 | 6.5 | 6.2 | 5.1 | 4.2 |
| Impairment Charge/(Reversal) | 0.35 | -0.34 | -0.02 | 1.3 | -0.68 | -2.2 |
| Net Operating Income | 9.0 | 7.5 | 6.4 | 7.5 | 4.4 | 2.0 |
| Operating Expenses | -8.2 | -7.4 | -6.8 | -5.4 | -4.2 | -4.1 |
| Operating Expense - Personnel Expenses | -6.0 | -5.3 | -5.0 | -3.7 | -3.0 | -2.6 |
| Other Operating Expenses | -1.3 | -1.2 | -1.1 | -1.0 | -0.79 | -1.2 |
| Depreciation & Amortisation | -0.92 | -0.85 | -0.81 | -0.69 | -0.34 | -0.34 |
| Operating Profit | 0.85 | 0.08 | -0.40 | 2.1 | 0.27 | -2.1 |
| Non-Operating Income/(Expense) | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Expense | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 0.84 | 0.08 | -0.40 | 2.1 | 0.27 | -2.1 |
| Income Tax Expense | -0.31 | -0.05 | 0.07 | -0.69 | 0.19 | 0.05 |
| Current Tax | -0.37 | -0.14 | -0.06 | -0.66 | 0.00 | 0.00 |
| Deferred Tax | 0.06 | 0.09 | 0.13 | -0.03 | 0.19 | 0.05 |
| Profit for the Year | 0.53 | 0.03 | -0.32 | 1.5 | 0.46 | -2.1 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 178 | 144 | 137 | 135 | 100 | 67.0 |
| Cash and Cash Equivalents | 33.2 | 34.6 | 51.3 | 65.0 | 39.7 | 22.9 |
| Due from Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Placement with Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans and Advances to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans and Advances to Customers | 107 | 95.2 | 80.4 | 65.4 | 56.6 | 41.2 |
| Investment Securities | 30.9 | 9.3 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Tax Assets | 0.04 | 0.37 | 0.51 | 0.00 | 0.61 | 0.19 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment in Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment Property | 0.46 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Property and Equipment | 2.7 | 3.1 | 3.1 | 3.8 | 2.4 | 1.9 |
| Goodwill and Intangible Assets | 0.23 | 0.19 | 0.11 | 0.14 | 0.17 | 0.07 |
| Deferred Tax Assets | 0.43 | 0.64 | 0.51 | 0.35 | 0.38 | 0.20 |
| Other Assets | 2.4 | 0.83 | 0.60 | 0.41 | 0.55 | 0.59 |
| Total Liabilities | 141 | 109 | 101 | 98.8 | 77.9 | 58.5 |
| Due to Banks and FIs | 4.5 | 15.7 | 14.7 | 7.5 | 6.1 | 0.53 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deposits from Customers | 134 | 88.6 | 78.7 | 77.6 | 68.3 | 56.8 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 |
| Provisions | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.12 |
| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 3.1 | 4.6 | 7.8 | 13.6 | 3.5 | 1.1 |
| Debt Securities Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 36.6 | 35.4 | 35.5 | 36.3 | 22.5 | 8.5 |
| Share Capital | 35.0 | 35.0 | 35.0 | 2.8 | 2.8 | 2.8 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Retained Earnings | -1.0 | -1.6 | -1.2 | -0.38 | -1.4 | -1.9 |
| Reserves | 2.6 | 2.0 | 1.7 | 33.9 | 21.1 | 7.6 |
| Non Controlling Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2077/78 | 2076/77 |
|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 20.7 | -6.7 | 4.2 | 3.6 |
| Interest Received | 14.6 | 12.4 | 8.2 | 7.0 |
| Fees and Other Income Received | 0.79 | 0.50 | 0.60 | 0.61 |
| Receipts from Other Operating Activities | 0.48 | 0.06 | 0.05 | 0.00 |
| Interest Paid | -7.0 | -6.4 | -3.7 | -3.9 |
| Commission and Fees Paid | 0.00 | 0.00 | -0.03 | -0.03 |
| Cash Payment to Employees | -5.9 | -5.3 | -3.3 | -2.5 |
| Other Expense Paid | -1.3 | -1.5 | -0.80 | -1.2 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | Not reported | Not reported | 0.97 | -0.13 |
| Due from Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 |
| Placement with Banks and Financial Institutions | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan and Advances to Banks and Financial Institutions | -11.9 | -14.0 | 0.00 | 0.00 |
| Loan and Advances to Customers | -1.6 | -0.34 | -15.7 | -7.6 |
| Other Assets | 0.00 | 0.00 | 0.02 | 0.11 |
| Due to Banks and Financial Institutions | -11.2 | 1.0 | 5.6 | -0.05 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 |
| Deposit from Customers | 45.1 | 9.9 | 11.5 | 10.7 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | -1.5 | -3.1 | 2.3 | 0.41 |
| Net Cash Flow from Operating Activities Before Tax Paid | 20.6 | -6.8 | 4.6 | 3.5 |
| Income Taxes Paid | 0.10 | 0.06 | -0.42 | 0.09 |
| Net Cash Flow from Investing Activities (B) | -22.1 | -10.0 | -1.0 | -0.31 |
| Purchase of Investment Securities | -21.6 | -9.3 | 0.00 | 0.00 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Property and Equipment | -0.36 | -0.63 | -0.89 | -0.31 |
| Receipt from Sale of Property and Equipment | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Intangible Assets | -0.11 | -0.13 | -0.12 | 0.00 |
| Receipt from Sale of Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Investment Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Sale of Investment Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Received | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow from Financing Activities (C) | 0.00 | 0.00 | 13.6 | 5.0 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 |
| Repayment of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Issue of Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 |
| Repayment of Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Issue of Shares | 0.00 | 0.00 | 13.6 | 5.0 |
| Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Paid | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Receipt/Payment | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | -1.4 | -16.7 | 16.8 | 8.2 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 34.6 | 51.3 | 22.9 | 14.7 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and Cash Equivalents at Ashadh End | 33.2 | 34.6 | 39.7 | 22.9 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2.8 | 1.3 | 1.5 | 1.4 | 1.6 | 1.9 | 1.7 | 1.1 | 1.9 | 1.5 | 1.8 |
| Interest Income | 4.5 | 3.2 | 3.5 | 3.4 | 3.3 | 3.5 | 3.3 | 2.6 | 3.4 | 3.1 | 3.5 |
| Interest Expense | -1.8 | -1.9 | -2.0 | -2.0 | -1.8 | -1.6 | -1.6 | -1.5 | -1.4 | -1.6 | -1.7 |
| Net Fee and Commission Income | 0.04 | 0.05 | 0.11 | 0.59 | 0.03 | 0.04 | 0.12 | 0.02 | 0.02 | 0.01 | 0.02 |
| Fee and Commission Income | 0.04 | 0.05 | 0.11 | 0.59 | 0.03 | 0.04 | 0.12 | 0.02 | 0.02 | 0.01 | 0.02 |
| Fee and Commission Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | -0.70 | 0.16 | 1.1 | -0.04 | 0.16 | 0.04 | 0.28 | 0.14 | 0.11 | 0.13 | 0.12 |
| Total Operating Income | 2.1 | 1.5 | 2.7 | 1.9 | 1.7 | 2.0 | 2.1 | 1.3 | 2.0 | 1.6 | 1.9 |
| Impairment Charge/(Reversal) | 0.29 | 0.63 | -1.9 | 1.8 | -0.38 | 0.62 | -1.9 | 1.6 | -0.76 | 0.15 | -1.2 |
| Net Operating Income | 2.4 | 2.2 | 0.79 | 3.7 | 1.4 | 2.6 | 0.22 | 2.9 | 1.3 | 1.8 | 0.65 |
| Operating Expenses | -1.7 | -2.2 | -1.8 | -2.5 | -1.6 | -1.7 | -1.3 | -2.0 | -1.3 | -1.1 | -1.4 |
| Operating Expense - Personnel Expenses | -1.2 | -1.2 | -1.3 | -1.2 | -1.2 | -1.1 | -1.1 | -1.1 | -0.95 | -0.85 | -1.1 |
| Other Operating Expenses | -0.47 | -0.68 | -0.35 | -0.63 | -0.35 | -0.33 | -0.24 | -0.61 | -0.35 | -0.24 | -0.21 |
| Depreciation & Amortisation | 0.00 | -0.36 | -0.19 | -0.71 | -0.02 | -0.25 | 0.00 | -0.31 | 0.00 | 0.00 | 0.00 |
| Operating Profit | 0.72 | -0.04 | -1.00 | 1.2 | -0.22 | 0.95 | -1.1 | 0.81 | -0.00 | 0.68 | -0.71 |
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 0.72 | -0.04 | -1.00 | 1.2 | -0.22 | 0.95 | -1.1 | 0.81 | -0.00 | 0.68 | -0.71 |
| Income Tax Expense | 0.00 | 0.00 | 0.00 | -0.16 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Tax | 0.00 | 0.00 | 0.00 | -0.36 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 0.72 | -0.04 | -1.00 | 1.0 | -0.22 | 0.95 | -1.1 | 0.81 | -0.00 | 0.68 | -0.71 |
Over the last 15 trading sessions SABBL closed between Rs. 810.00 and Rs. 897.00, finishing at Rs. 822.90 on 2026-10-12 against Rs. 897.00 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 816.00 | 836.00 | 802.00 | 822.90 | 5,035 |
| 2026-10-09 | 814.00 | 825.00 | 814.00 | 815.10 | 4,716 |
| 2026-10-08 | 820.00 | 824.00 | 808.00 | 813.00 | 4,828 |
| 2026-10-07 | 840.00 | 849.00 | 822.80 | 829.90 | 2,756 |
| 2026-10-06 | 810.00 | 849.60 | 805.60 | 840.50 | 9,956 |
| 2026-10-05 | 820.00 | 845.00 | 805.00 | 810.00 | 11,535 |
| 2026-10-02 | 859.90 | 860.00 | 840.00 | 840.00 | 4,818 |
| 2026-10-01 | 842.00 | 859.00 | 842.00 | 850.00 | 6,284 |
| 2026-09-30 | 869.00 | 870.00 | 850.00 | 850.20 | 4,072 |
| 2026-09-29 | 880.00 | 880.00 | 848.00 | 853.00 | 10,892 |
| 2026-09-28 | 860.00 | 880.00 | 860.00 | 865.10 | 5,319 |
| 2026-09-24 | 866.00 | 887.00 | 866.00 | 871.00 | 5,570 |
| 2026-09-23 | 888.00 | 902.00 | 870.00 | 872.90 | 9,287 |
| 2026-09-22 | 897.00 | 910.00 | 877.00 | 888.00 | 6,523 |
| 2026-09-18 | 891.00 | 914.00 | 891.00 | 897.00 | 4,819 |
At Rs. 822.90 on 2026-10-12, SABBL is up 1.59% over 1 week, down 8.53% over 1 month, down 2.21% over 3 months and down 47.75% over 6 months. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +1.59% | 810.00 | 2026-10-05 |
| 1 month | -8.53% | 899.60 | 2026-09-11 |
| 3 months | -2.21% | 841.50 | 2026-07-14 |
| 6 months | -47.75% | 1,575.00 | 2026-04-15 |
SABBL traded 153 times on 2026-10-12, moving 5,035 shares for Rs. 0.41 crore of turnover. Trades went through between Rs. 802.00 and Rs. 836.00.
Largest buyers by volume: broker 48, Trishakti Securities Public Limited on 840 shares across 29 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 530 shares across 16 trades, broker 42, Sani Securities Company Limited on 490 shares across 6 trades, broker 34, Vision Securities Pvt.Limited on 410 shares across 11 trades, broker 16, Primo Securities Pvt. Limited on 400 shares across 2 trades, broker 94, K.B.L. Securities Limited on 393 shares across 16 trades, broker 58, Naasa Securities Co. Ltd. on 357 shares across 15 trades, broker 96, Himalayan Securities Limited on 330 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 215 shares across 13 trades and broker 56, Sri Hari Securities Pvt.Ltd on 200 shares across 3 trades.
Largest sellers by volume: broker 52, Sundhara Securities Limited on 1,117 shares across 16 trades, broker 101, Apple Securities Private Limited on 1,000 shares across 6 trades, broker 58, Naasa Securities Co. Ltd. on 446 shares across 26 trades, broker 61, Bhole Ganesh Securities Limited on 278 shares across 5 trades, broker 25, Sweta Securities Pvt. Limited on 210 shares across 5 trades, broker 51, Oxford Securities Pvt.Ltd on 210 shares across 3 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 205 shares across 5 trades, broker 49, Online Securities Limited on 180 shares across 13 trades, broker 45, Imperial Securities Co. Limited on 170 shares across 8 trades and broker 17, ABC Securities Pvt. Limited on 160 shares across 5 trades.
Annual and special general meetings Salapa Bikas Bank Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 11 quarters of results for SABBL, with charts and peer comparison, are free on NepView.
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