Sindhu Bikash Bank Ltd (SINDU) Share Price & Fundamentals

Sindhu Bikash Bank (SINDU) share price is Rs. 424.70, down 0.61% on 2026-10-12. Open Rs. 406.00. High Rs. 424.70. Low Rs. 403.00. Volume 8,645.

Sindhu Bikash Bank Ltd is a NEPSE-listed company (SINDU), Development Banks sector. Revenue: Rs. 15.41 Crore. Net profit: Rs. 17.7 Crore. Net worth: Rs. 54.2 Crore.

About Sindhu Bikash Bank Ltd

Sindhu Bikas Bank Limited (also written Sindhu Bikash Bank) is a Class 'B' development bank licensed by Nepal Rastra Bank. It began operations on 9 September 2010 (2067 BS) and was the first development bank established in Sindhupalchok district. Its registered office is at Barhabise Bazar, Barhabise, Sindhupalchok, and it maintains a corporate office at Gyanasu Bhawan, Banepa, Kavrepalanchok. The bank was promoted by 184 promoter shareholders and originally served the Sindhupalchok, Kavrepalanchok and Dolakha districts. Branch listings show around 27 branches, all within Bagmati Province, concentrated in Sindhupalchok, Kavrepalanchok, Chitwan, Dolakha and Makwanpur. Products include savings, fixed, recurring and current deposits; home, vehicle, professional, gold, agriculture, microfinance, women-entrepreneur and commercial loans; remittance; DEMAT; and digital services including mobile banking, QR payments and e-payment tie-ups with eSewa and Khalti. Paid-up capital is about Rs 557 million across 5,574,561 listed shares, split 51 percent promoter and 49 percent public. No merger or acquisition is recorded.

Sindhu Bikash Bank Ltd (SINDU) has 55,74,561 shares outstanding. It listed on NEPSE in 2013.

SINDU key metrics

SINDU strengths

What Sindhu Bikash Bank Ltd's own accounts show in its favour, graded against the rest of its sector.

• Lends out 56.5% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Earns 32.7% a year on the money shareholders put in, which is the return owners actually receive. (Profitability)
• Earns 2.8% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
• Bad-loan charges come to -23.3% of income, so borrowers are paying back well. (Asset Quality)
• 96.8% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 87.5% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Only 0% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
• Loans are 50% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)

SINDU weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Profit moved -99.4% on last year, so earnings are not building up. (Growth)
• Each share produced Rs 0.18 over the year. (Shareholder Returns)
• Net profit margin is 0.6%, less than most lenders keep once every cost is paid. (Profitability)
• Makes only 2.2% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Operating margin is 16.1%, so running costs take too much of what core banking earns. (Profitability)
• The loan book moved -10.6%, so lending is not expanding. (Growth)
• Deposits moved -3.6%, so its cheapest source of funding is not growing. (Growth)
• Each share is backed by only Rs 97.24 of net worth. (Shareholder Returns)
• Staff costs take 59.7% of income, a heavy load on earnings. (Efficiency)
• The bank's size moved -0.4% over the year. (Shareholder Returns)
• Only 1.6% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)
• Only 8.5% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Income from lending moved 3.7%, so the core business is not growing. (Growth)
• Only 10.8% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Owns 11.83x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• Total income moved 6.4% on last year. (Growth)

SINDU Q3 2082/83 results

In Q3 2082/83 Sindhu Bikash Bank Ltd reported a loss of Rs. 1.76 crore and total operating income of Rs. 4.72 crore. Profit in Q2 2082/83 was Rs. 2.91 crore. Profit turned from a profit to a loss on the previous quarter. Total operating income grew 34.96% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 2.97 crore. Profit turned from a profit to a loss on the same quarter last year. Total operating income grew 13.19% on the same quarter last year.

SINDU annual results 2081/82

For the financial year 2081/82 Sindhu Bikash Bank Ltd reported net profit of Rs. 17.7 crore, total operating income of Rs. 15.41 crore and net worth of Rs. 54.2 crore. Net profit in 2080/81 was Rs. 3.04 crore. Net profit grew 482.08% on the year. Total operating income fell 28.89% on the year.

SINDU profit and loss for 2081/82

In the financial year 2081/82, Sindhu Bikash Bank Ltd reported net interest income of Rs. 13.84 crore, net fee and commission income of Rs. 1.32 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.26 crore, total operating income of Rs. 15.41 crore, impairment charge/(reversal) of Rs. 17.15 crore, net operating income of Rs. 32.57 crore, operating expenses of Rs. 18.38 crore, operating profit of Rs. 14.18 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 14.19 crore, income tax expense of Rs. 3.51 crore and profit for the year of Rs. 17.7 crore.

Reported under net interest income: interest income of Rs. 45.36 crore and interest expense of Rs. 31.52 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.47 crore and fee and commission expense of Rs. 0.15 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.74 crore, other operating expenses of Rs. 4.86 crore and depreciation & amortisation of Rs. 2.78 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.11 crore and deferred tax of Rs. 3.62 crore.

SINDU profit and loss for 2080/81

In the financial year 2080/81, Sindhu Bikash Bank Ltd reported net interest income of Rs. 19.15 crore, net fee and commission income of Rs. 2.19 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 21.68 crore, impairment charge/(reversal) of Rs. 1.09 crore, net operating income of Rs. 20.59 crore, operating expenses of Rs. 17.62 crore, operating profit of Rs. 2.97 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.97 crore, income tax expense of Rs. 0.07 crore and profit for the year of Rs. 3.04 crore.

Reported under net interest income: interest income of Rs. 58.41 crore and interest expense of Rs. 39.27 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.35 crore and fee and commission expense of Rs. 0.16 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.17 crore, other operating expenses of Rs. 5.06 crore and depreciation & amortisation of Rs. 2.4 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0.07 crore.

SINDU profit and loss for 2078/79

In the financial year 2078/79, Sindhu Bikash Bank Ltd reported net interest income of Rs. 16.73 crore, net fee and commission income of Rs. 1.92 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.27 crore, total operating income of Rs. 18.92 crore, impairment charge/(reversal) of Rs. 4.66 crore, net operating income of Rs. 23.58 crore, operating expenses of Rs. 16.15 crore, operating profit of Rs. 7.42 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 7.42 crore, income tax expense of Rs. 2.79 crore and profit for the year of Rs. 4.63 crore.

Reported under net interest income: interest income of Rs. 44.67 crore and interest expense of Rs. 27.95 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.06 crore and fee and commission expense of Rs. 0.14 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.45 crore, other operating expenses of Rs. 5.1 crore and depreciation & amortisation of Rs. 1.6 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.81 crore and deferred tax of Rs. 0.02 crore.

SINDU balance sheet for 2081/82

In the financial year 2081/82, Sindhu Bikash Bank Ltd reported total assets of Rs. 641.33 crore, total liabilities of Rs. 587.13 crore and total equity of Rs. 54.2 crore.

Reported under total assets: cash and cash equivalents of Rs. 77.95 crore, due from nepal rastra bank of Rs. 24.04 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 17 crore, loans and advances to customers of Rs. 320.88 crore, investment securities of Rs. 152.76 crore, current tax assets of Rs. 3.99 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 5.3 crore, property and equipment of Rs. 26.48 crore, goodwill and intangible assets of Rs. 0.06 crore, deferred tax assets of Rs. 4.46 crore and other assets of Rs. 8.41 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 568.09 crore, borrowings of Rs. 0.17 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 18.87 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 55.75 crore, share premium of Rs. 0 crore, retained earnings of Rs. 20.37 crore, reserves of Rs. 18.83 crore and non controlling interest of Rs. 0 crore.

SINDU balance sheet for 2080/81

In the financial year 2080/81, Sindhu Bikash Bank Ltd reported total assets of Rs. 643.82 crore, total liabilities of Rs. 608.42 crore and total equity of Rs. 35.4 crore.

Reported under total assets: cash and cash equivalents of Rs. 81.32 crore, due from nepal rastra bank of Rs. 13.99 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 27.32 crore, loans and advances to customers of Rs. 358.75 crore, investment securities of Rs. 106.49 crore, current tax assets of Rs. 3.04 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 13.62 crore, property and equipment of Rs. 29.13 crore, goodwill and intangible assets of Rs. 0.19 crore, deferred tax assets of Rs. 1.53 crore and other assets of Rs. 8.42 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 589.2 crore, borrowings of Rs. 0.84 crore, current tax liabilities of Rs. 0.97 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 17.4 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 55.75 crore, share premium of Rs. 0 crore, retained earnings of Rs. 37.18 crore, reserves of Rs. 16.83 crore and non controlling interest of Rs. 0 crore.

SINDU balance sheet for 2078/79

In the financial year 2078/79, Sindhu Bikash Bank Ltd reported total assets of Rs. 556.74 crore, total liabilities of Rs. 495.28 crore and total equity of Rs. 61.46 crore.

Reported under total assets: cash and cash equivalents of Rs. 100.09 crore, due from nepal rastra bank of Rs. 8.77 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 44.53 crore, loans and advances to customers of Rs. 354.86 crore, investment securities of Rs. 5.69 crore, current tax assets of Rs. 2.88 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 7.75 crore, property and equipment of Rs. 19.84 crore, goodwill and intangible assets of Rs. 0.22 crore, deferred tax assets of Rs. 1.82 crore and other assets of Rs. 10.29 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 478.58 crore, borrowings of Rs. 2 crore, current tax liabilities of Rs. 2.84 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 11.86 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 55.75 crore, share premium of Rs. 0 crore, retained earnings of Rs. 7.03 crore, reserves of Rs. 12.75 crore and non controlling interest of Rs. 0 crore.

SINDU cash flow for 2081/82

In the financial year 2081/82, Sindhu Bikash Bank Ltd reported net cash flow from operating activities (a) of Rs. 31.15 crore, net cash flow from investing activities (b) of Rs. 34.52 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 3.37 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 81.32 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 77.95 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 46.42 crore, fees and other income received of Rs. 1.47 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 1.41 crore, interest paid of Rs. 31.77 crore, commission and fees paid of Rs. 0.14 crore, cash payment to employees of Rs. 8.57 crore, other expense paid of Rs. 4.86 crore, operating cash flows before changes in operating assets and liabilities of Rs. 3.96 crore, due from nepal rastra bank of Rs. 10.04 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 10.5 crore, loan and advances to customers of Rs. 53.18 crore, other assets of Rs. 2.01 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 21.12 crore, borrowings of Rs. 0.67 crore, other liabilities of Rs. 0.63 crore, net cash flow from operating activities before tax paid of Rs. 33.19 crore and income taxes paid of Rs. 2.04 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 42.86 crore, receipts from sale of investment securities of Rs. 1.19 crore, purchase of property and equipment of Rs. 1.18 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 8.32 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.03 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SINDU cash flow for 2080/81

In the financial year 2080/81, Sindhu Bikash Bank Ltd reported net cash flow from operating activities (a) of Rs. 93.09 crore, net cash flow from investing activities (b) of Rs. 78.47 crore, net cash flow from financing activities (c) of Rs. 0.19 crore, net increase/(decrease) in cash and cash equivalents of Rs. 14.81 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 66.51 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 81.32 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 53.17 crore, fees and other income received of Rs. 2.35 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.2 crore, interest paid of Rs. 39.27 crore, commission and fees paid of Rs. 0.16 crore, cash payment to employees of Rs. 10.38 crore, other expense paid of Rs. 5.06 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.85 crore, due from nepal rastra bank of Rs. 3.51 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 22.37 crore, loan and advances to customers of Rs. 31.36 crore, other assets of Rs. 8.45 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 101.88 crore, borrowings of Rs. 0.66 crore, other liabilities of Rs. 4.89 crore, net cash flow from operating activities before tax paid of Rs. 93.02 crore and income taxes paid of Rs. 0.07 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 74.05 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.48 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 8.32 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 5.26 crore and dividend received of Rs. 0.14 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.19 crore.

SINDU cash flow for 2078/79

In the financial year 2078/79, Sindhu Bikash Bank Ltd reported net cash flow from operating activities (a) of Rs. 20.4 crore, net cash flow from investing activities (b) of Rs. 1.82 crore, net cash flow from financing activities (c) of Rs. 2.67 crore, net increase/(decrease) in cash and cash equivalents of Rs. 19.55 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 80.54 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 100.09 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 37.43 crore, fees and other income received of Rs. 2.06 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.14 crore, interest paid of Rs. 27.95 crore, commission and fees paid of Rs. 0.14 crore, cash payment to employees of Rs. 8.64 crore, other expense paid of Rs. 5.1 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.19 crore, due from nepal rastra bank of Rs. 5.17 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 18.12 crore, loan and advances to customers of Rs. 56.19 crore, other assets of Rs. 3.44 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 52.79 crore, borrowings of Rs. 2 crore, other liabilities of Rs. 6.92 crore, net cash flow from operating activities before tax paid of Rs. 23.18 crore and income taxes paid of Rs. 2.78 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 4.14 crore, receipts from sale of investment securities of Rs. 0.12 crore, purchase of property and equipment of Rs. 1.64 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 5.17 crore, interest received of Rs. 4.39 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 2.67 crore.

SINDU quarterly for Q3 2082/83

In the quarter Q3 2082/83, Sindhu Bikash Bank Ltd reported net interest income of Rs. 4.19 crore, net fee and commission income of Rs. 0.52 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 4.72 crore, impairment charge/(reversal) of Rs. 0.7 crore, net operating income of Rs. 4.02 crore, operating expenses of Rs. 4.15 crore, operating profit of Rs. 0.13 crore, non-operating income/(expense) of Rs. 1.63 crore, profit before income tax of Rs. 1.76 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 1.76 crore.

Reported under net interest income: interest income of Rs. 9.96 crore and interest expense of Rs. 5.77 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.52 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.3 crore, other operating expenses of Rs. 1.5 crore and depreciation & amortisation of Rs. 0.35 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 1.63 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

SINDU quarterly for Q2 2082/83

In the quarter Q2 2082/83, Sindhu Bikash Bank Ltd reported net interest income of Rs. 2.83 crore, net fee and commission income of Rs. 0.47 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.2 crore, total operating income of Rs. 3.5 crore, impairment charge/(reversal) of Rs. 3.41 crore, net operating income of Rs. 6.91 crore, operating expenses of Rs. 4 crore, operating profit of Rs. 2.91 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.91 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 2.91 crore.

Reported under net interest income: interest income of Rs. 9.23 crore and interest expense of Rs. 6.4 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.47 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.12 crore, other operating expenses of Rs. 1.52 crore and depreciation & amortisation of Rs. 0.37 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

SINDU quarterly for Q1 2082/83

In the quarter Q1 2082/83, Sindhu Bikash Bank Ltd reported net interest income of Rs. 3.05 crore, net fee and commission income of Rs. 0.4 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.04 crore, total operating income of Rs. 3.5 crore, impairment charge/(reversal) of Rs. 3.59 crore, net operating income of Rs. 0.1 crore, operating expenses of Rs. 4.37 crore, operating profit of Rs. 4.46 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.46 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 4.46 crore.

Reported under net interest income: interest income of Rs. 10.15 crore and interest expense of Rs. 7.1 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.4 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.63 crore, other operating expenses of Rs. 1.36 crore and depreciation & amortisation of Rs. 0.38 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

SINDU quarterly for Q4 2081/82

In the quarter Q4 2081/82, Sindhu Bikash Bank Ltd reported net interest income of Rs. 3.84 crore, net fee and commission income of Rs. 0.44 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.13 crore, total operating income of Rs. 4.41 crore, impairment charge/(reversal) of Rs. 5.13 crore, net operating income of Rs. 9.54 crore, operating expenses of Rs. 5.39 crore, operating profit of Rs. 4.15 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 4.16 crore, income tax expense of Rs. 0.21 crore and profit for the year of Rs. 3.94 crore.

Reported under net interest income: interest income of Rs. 11.59 crore and interest expense of Rs. 7.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.46 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.85 crore, other operating expenses of Rs. 0.72 crore and depreciation & amortisation of Rs. 1.82 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.21 crore and deferred tax of Rs. 0 crore.

SINDU Profit & Loss

Values in Rs. Crore unless stated otherwise.

SINDU Balance Sheet

Values in Rs. Crore unless stated otherwise.

SINDU Cash Flow

Values in Rs. Crore unless stated otherwise.

SINDU Quarterly Results

Values in Rs. Crore unless stated otherwise.

Sindhu Bikash Bank share price history

Over the last 15 trading sessions SINDU closed between Rs. 389.00 and Rs. 489.90, finishing at Rs. 424.70 on 2026-10-12 against Rs. 425.00 on 2026-09-18.

SINDU share price by year

2026, between Rs. 329.80 and Rs. 919.90, 2025, between Rs. 608.00 and Rs. 1,482.00, 2024, between Rs. 265.10 and Rs. 1,114.70, 2023, between Rs. 227.70 and Rs. 336.00, 2022, between Rs. 220.60 and Rs. 460.70 and 2021, between Rs. 148.00 and Rs. 618.00.

Sindhu Bikash Bank share price returns

At Rs. 424.70 on 2026-10-12, SINDU is up 0.64% over 1 week, up 7.79% over 1 month, down 37.44% over 3 months, down 49.08% over 6 months, down 40.10% over 1 year and down 0.09% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SINDU floorsheet for 2026-10-12

SINDU traded 106 times on 2026-10-12, moving 8,645 shares for Rs. 0.36 crore of turnover. Trades went through between Rs. 403.00 and Rs. 424.70.

Largest buyers by volume: broker 17, ABC Securities Pvt. Limited on 2,135 shares across 19 trades, broker 48, Trishakti Securities Public Limited on 1,000 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 554 shares across 11 trades, broker 19, Nepal Investment & Securities Trading Pvt. Limited on 500 shares across 3 trades, broker 10, Pragyan Securities Pvt. Limited on 480 shares across 2 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 430 shares across 20 trades, broker 37, Swarnalaxmi Securities Pvt.Limited on 410 shares across 8 trades, broker 49, Online Securities Limited on 410 shares across 3 trades, broker 6, Agrawal Securities Pvt. Limited on 400 shares across 2 trades and broker 45, Imperial Securities Co. Limited on 376 shares across 6 trades.

Largest sellers by volume: broker 17, ABC Securities Pvt. Limited on 2,618 shares across 41 trades, broker 13, Thrive Brokerage House Pvt. Limited on 1,000 shares across 1 trades, broker 99, Prabhu Stock Market Limited on 760 shares across 5 trades, broker 32, Premier Securites Company Limited on 700 shares across 5 trades, broker 29, Trishul Securities And Investment Limited on 691 shares across 8 trades, broker 58, Naasa Securities Co. Ltd. on 529 shares across 9 trades, broker 14, Nepal Stock House Pvt. Limited on 509 shares across 2 trades, broker 16, Primo Securities Pvt. Limited on 400 shares across 2 trades, broker 25, Sweta Securities Pvt. Limited on 326 shares across 3 trades and broker 60, Nagarik Stock Dealer Company Ltd. on 300 shares across 1 trades.

SINDU general meetings

Annual and special general meetings Sindhu Bikash Bank Ltd has called. A dividend is declared by the board and approved at the AGM.

• 16th AGM for 2081/2082: on 2026-03-13, at Araniko Party Palace, Banepa, Kavrepalanchowk (10:00 AM) (Attendance Book will be kept open from 9:00 AM onwards)
• 16th AGM for 2081/2082
• 16th AGM for 2081/2082: on 2026-02-27

5 years of annual statements and 11 quarters of results for SINDU, with charts and peer comparison, are free on NepView.

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• Corporate Development Bank Limited (CORBL) share price
• Excel Development Bank Ltd. (EDBL) share price
• Garima Bikas Bank Limited (GBBL) share price
• Green Development Bank Ltd. (GRDBL) share price
• Jyoti Bikas Bank Limited (JBBL) share price
• Kamana Sewa Bikas Bank Limited (KSBBL) share price
• Lumbini Bikas Bank Ltd. (LBBL) share price
• Miteri Development Bank Limited (MDB) share price
• Mahalaxmi Bikas Bank Ltd. (MLBL) share price
• Muktinath Bikas Bank Ltd. (MNBBL) share price
• Narayani Development Bank Limited (NABBC) share price
• Salapa Bikas Bank Limited (SABBL) share price
• Shangrila Development Bank Ltd. (SADBL) share price
• Saptakoshi Development Bank Ltd (SAPDBL) share price
• Shine Resunga Development Bank Ltd. (SHINE) share price

All development banks on NEPSE

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