NIC ASIA Laghubitta Bittiya Sanstha Limited (NICLBSL) Share Price & Fundamentals
NIC ASIA (NICLBSL) share price is Rs. 520.00, down 0.57% on 2026-09-22. Open Rs. 520.00. High Rs. 529.00. Low Rs. 512.00. Volume 15,131.
NIC ASIA Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (NICLBSL), Microfinance sector. Revenue: Rs. 154.79 Crore. Net profit: Rs. 12.2 Crore. Net worth: Rs. 174.87 Crore.
About NIC ASIA Laghubitta Bittiya Sanstha Limited
A national-level Class 'D' microfinance financial institution licensed by Nepal Rastra Bank, and a subsidiary of NIC Asia Bank Limited, which holds 57.75% of its shares. The institution delivers microcredit, deposit and related services through 287 branch offices across 74 districts, prioritising remote local levels where microfinance access is limited, and reported serving 241,506 low-income families as at the fourth quarter of FY2081/82. Funding is drawn largely from borrowings rather than customer deposits. Recent periods have been marked by sharply rising non-performing loans (NPL reaching about 17% of total loans by Asar 2082, against roughly 10% a year earlier), heavy impairment charges and a swing into loss: the institution recorded an audited loss in FY2080/81 and a further large unaudited loss for FY2081/82. Management cites rising borrowing costs, regulated lending-rate caps, borrower over-indebtedness and organised anti-microfinance activity as the principal pressures, with loan recovery and credit quality the stated priorities.
NIC ASIA Laghubitta Bittiya Sanstha Limited (NICLBSL) has 1,73,94,400 shares outstanding.
NICLBSL key metrics
NICLBSL strengths
What NIC ASIA Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.
- Income from lending grew 117.5% on last year, so the core business is expanding. (Growth)
- Customer deposits grew 35.9% on last year, giving it more cheap money to lend. (Growth)
- 90.6% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
- Total income grew 107% on last year. (Growth)
- The loan book grew 12.1% on last year, so more money is being put to work. (Growth)
NICLBSL weaknesses
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
- Return on shareholders' money is -44.2%, below what owners would hope for. (Profitability)
- Return on everything it owns is -3.6%, so its assets are not producing much. (Profitability)
- 27% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
- Each share produced Rs 7.01 over the year. (Shareholder Returns)
- Only 10.6% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
- Net profit margin is 7.9%, less than most lenders keep once every cost is paid. (Profitability)
- Makes only 3% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
- Operating margin is 15.7%, so running costs take too much of what core banking earns. (Profitability)
- Only 0.5% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
- Each share is backed by only Rs 100.53 of net worth. (Shareholder Returns)
- Staff costs take 40.2% of income, a heavy load on earnings. (Efficiency)
- Owns 12.38x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
- 86.1% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
- Loans are 79.9% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
- Only 8.1% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
- The bank's size moved 9.8% over the year. (Shareholder Returns)
NICLBSL Q4 2082/83 results
In Q4 2082/83 NIC ASIA Laghubitta Bittiya Sanstha Limited reported profit of Rs. 1.51 crore and total operating income of Rs. 59.33 crore. Profit in Q3 2082/83 was Rs. 8.81 crore. Profit fell 82.87% on the previous quarter. Total operating income grew 73.35% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was a loss of Rs. 45 crore. Profit turned from a loss to a profit on the same quarter last year. Total operating income grew 98.95% on the same quarter last year.
NICLBSL annual results 2082/83
For the financial year 2082/83 NIC ASIA Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 12.2 crore, total operating income of Rs. 154.79 crore and net worth of Rs. 174.87 crore. Net profit in 2081/82 was a loss of Rs. 77.31 crore. Net profit turned from a loss to a profit on the year. Total operating income grew 107.03% on the year.
NICLBSL profit and loss for 2082/83
In the financial year 2082/83, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 140.23 crore, net fee and commission income of Rs. 0.81 crore, other operating income of Rs. 13.76 crore, total operating income of Rs. 154.79 crore, impairment charge/(reversal) of Rs. 41.87 crore, net operating income of Rs. 112.92 crore, operating expenses of Rs. 88.63 crore, operating profit of Rs. 24.29 crore, non-operating income/(expense) of Rs. 0.26 crore, profit before income tax of Rs. 24.03 crore, income tax expense of Rs. 11.83 crore and profit for the year of Rs. 12.2 crore.
Reported under net interest income: interest income of Rs. 248.21 crore and interest expense of Rs. 107.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.84 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 62.16 crore, other operating expenses of Rs. 25.19 crore and depreciation & amortisation of Rs. 1.28 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.76 crore and non-operating expense of Rs. 1.02 crore. Reported under income tax expense: current tax of Rs. 11.83 crore.
NICLBSL profit and loss for 2081/82
In the financial year 2081/82, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 64.47 crore, net fee and commission income of Rs. 8.83 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.47 crore, total operating income of Rs. 74.77 crore, impairment charge/(reversal) of Rs. 100.06 crore, net operating income of Rs. 25.29 crore, operating expenses of Rs. 86.66 crore, operating profit of Rs. 111.95 crore, non-operating income/(expense) of Rs. 0.19 crore, profit before income tax of Rs. 112.14 crore, income tax expense of Rs. 34.84 crore and profit for the year of Rs. 77.31 crore.
Reported under net interest income: interest income of Rs. 178.41 crore and interest expense of Rs. 113.94 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.42 crore and fee and commission expense of Rs. 0.59 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 60.61 crore, other operating expenses of Rs. 23.19 crore and depreciation & amortisation of Rs. 2.85 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.49 crore and non-operating expense of Rs. 0.67 crore. Reported under income tax expense: current tax of Rs. 0.1 crore and deferred tax of Rs. 34.93 crore.
NICLBSL profit and loss for 2080/81
In the financial year 2080/81, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 78.37 crore, net fee and commission income of Rs. 2.5 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.4 crore, total operating income of Rs. 83.27 crore, impairment charge/(reversal) of Rs. 37.9 crore, net operating income of Rs. 45.37 crore, operating expenses of Rs. 73.97 crore, operating profit of Rs. 28.6 crore, non-operating income/(expense) of Rs. 1.97 crore, profit before income tax of Rs. 30.57 crore, income tax expense of Rs. 7.98 crore and profit for the year of Rs. 22.59 crore.
Reported under net interest income: interest income of Rs. 212.62 crore and interest expense of Rs. 134.25 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.92 crore and fee and commission expense of Rs. 3.41 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 46.41 crore, other operating expenses of Rs. 20.51 crore and depreciation & amortisation of Rs. 7.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.17 crore and non-operating expense of Rs. 2.14 crore. Reported under income tax expense: current tax of Rs. 4.34 crore and deferred tax of Rs. 12.33 crore.
NICLBSL balance sheet for 2081/82
In the financial year 2081/82, NIC ASIA Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 2,164.57 crore, total liabilities of Rs. 1,989.71 crore and total equity of Rs. 174.87 crore.
Reported under total assets: cash and cash equivalents of Rs. 320.29 crore, due from nepal rastra bank of Rs. 15.03 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,728.56 crore, investment securities of Rs. 1.29 crore, current tax assets of Rs. 8.27 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.37 crore, property and equipment of Rs. 4.13 crore, goodwill and intangible assets of Rs. 0.25 crore, deferred tax assets of Rs. 49.47 crore and other assets of Rs. 36.91 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 210.29 crore, borrowings of Rs. 1,713.28 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 3.97 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 62.17 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 173.94 crore, share premium of Rs. 0 crore, retained earnings of Rs. 104.98 crore, reserves of Rs. 105.9 crore and non controlling interest of Rs. 0 crore.
NICLBSL balance sheet for 2080/81
In the financial year 2080/81, NIC ASIA Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 1,970.65 crore, total liabilities of Rs. 1,714.51 crore and total equity of Rs. 256.13 crore.
Reported under total assets: cash and cash equivalents of Rs. 364.07 crore, due from nepal rastra bank of Rs. 10 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,541.61 crore, investment securities of Rs. 1.36 crore, current tax assets of Rs. 4.32 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0.37 crore, property and equipment of Rs. 27.28 crore, goodwill and intangible assets of Rs. 0.48 crore, deferred tax assets of Rs. 14.54 crore and other assets of Rs. 6.62 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 154.71 crore, borrowings of Rs. 1,513.26 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 3.32 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 43.22 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 173.94 crore, share premium of Rs. 0 crore, retained earnings of Rs. 6 crore, reserves of Rs. 76.18 crore and non controlling interest of Rs. 0 crore.
NICLBSL balance sheet for 2079/80
In the financial year 2079/80, NIC ASIA Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 1,948.38 crore, total liabilities of Rs. 1,641.48 crore and total equity of Rs. 306.9 crore.
Reported under total assets: cash and cash equivalents of Rs. 106.09 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,798.08 crore, investment securities of Rs. 1.25 crore, current tax assets of Rs. 2.95 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 8.79 crore, goodwill and intangible assets of Rs. 0.57 crore, deferred tax assets of Rs. 2.47 crore and other assets of Rs. 28.19 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 223.19 crore, borrowings of Rs. 1,373.49 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 44.8 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 173.94 crore, share premium of Rs. 0 crore, retained earnings of Rs. 73.71 crore, reserves of Rs. 59.25 crore and non controlling interest of Rs. 0 crore.
NICLBSL cash flow for 2080/81
In the financial year 2080/81, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 290.53 crore, net cash flow from investing activities (b) of Rs. 3.55 crore, net cash flow from financing activities (c) of Rs. 26.09 crore, net increase/(decrease) in cash and cash equivalents of Rs. 267.98 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 106.09 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 374.07 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 207.14 crore, fees and other income received of Rs. 5.92 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 2.57 crore, interest paid of Rs. 134.25 crore, commission and fees paid of Rs. 3.41 crore, cash payment to employees of Rs. 44.21 crore, other expense paid of Rs. 30.47 crore, operating cash flows before changes in operating assets and liabilities of Rs. 3.28 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 221.89 crore, other assets of Rs. 3.84 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 68.48 crore, borrowings of Rs. 142.61 crore, other liabilities of Rs. 1.27 crore, net cash flow from operating activities before tax paid of Rs. 296.74 crore and income taxes paid of Rs. 6.21 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 3.76 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.09 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0.37 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.07 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 26.09 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
NICLBSL cash flow for 2079/80
In the financial year 2079/80, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 53.19 crore, net cash flow from investing activities (b) of Rs. 3.17 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 50.02 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 156.11 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 106.09 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 302.7 crore, fees and other income received of Rs. 8.29 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.07 crore, interest paid of Rs. 194.66 crore, commission and fees paid of Rs. 4.81 crore, cash payment to employees of Rs. 49.56 crore, other expense paid of Rs. 29.11 crore, operating cash flows before changes in operating assets and liabilities of Rs. 32.92 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 322.69 crore, other assets of Rs. 2.23 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 112.08 crore, borrowings of Rs. 252.08 crore, other liabilities of Rs. 54.29 crore, net cash flow from operating activities before tax paid of Rs. 60.62 crore and income taxes paid of Rs. 7.43 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 3.19 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.09 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.07 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 25.66 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
NICLBSL cash flow for 2078/79
In the financial year 2078/79, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 289.24 crore, net cash flow from investing activities (b) of Rs. 0.35 crore, net cash flow from financing activities (c) of Rs. 25.65 crore, net increase/(decrease) in cash and cash equivalents of Rs. 314.53 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 470.64 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 156.11 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 336.61 crore, fees and other income received of Rs. 23.21 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.37 crore, interest paid of Rs. 186.03 crore, commission and fees paid of Rs. 3.31 crore, cash payment to employees of Rs. 44.58 crore, other expense paid of Rs. 30.23 crore, operating cash flows before changes in operating assets and liabilities of Rs. 96.04 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 501.67 crore, other assets of Rs. 1.36 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 67.47 crore, borrowings of Rs. 65.4 crore, other liabilities of Rs. 14.26 crore, net cash flow from operating activities before tax paid of Rs. 285.66 crore and income taxes paid of Rs. 3.58 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.34 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.01 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.01 crore.
NICLBSL quarterly for Q4 2082/83
In the quarter Q4 2082/83, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 54.82 crore, net fee and commission income of Rs. 0.4 crore, other operating income of Rs. 4.11 crore, total operating income of Rs. 59.33 crore, impairment charge/(reversal) of Rs. 28.81 crore, net operating income of Rs. 30.53 crore, operating expenses of Rs. 22.14 crore, operating profit of Rs. 8.39 crore, non-operating income/(expense) of Rs. 0.56 crore, profit before income tax of Rs. 7.83 crore, income tax expense of Rs. 6.32 crore and profit for the year of Rs. 1.51 crore.
Reported under net interest income: interest income of Rs. 82.37 crore and interest expense of Rs. 27.55 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.41 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 14.83 crore, other operating expenses of Rs. 6.94 crore and depreciation & amortisation of Rs. 0.37 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.29 crore and non-operating expense of Rs. 0.85 crore. Reported under income tax expense: current tax of Rs. 6.32 crore.
NICLBSL quarterly for Q3 2082/83
In the quarter Q3 2082/83, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 30.3 crore, net fee and commission income of Rs. 0.19 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.74 crore, total operating income of Rs. 34.23 crore, impairment charge/(reversal) of Rs. 0.23 crore, net operating income of Rs. 34.46 crore, operating expenses of Rs. 22.15 crore, operating profit of Rs. 12.31 crore, non-operating income/(expense) of Rs. 0.28 crore, profit before income tax of Rs. 12.59 crore, income tax expense of Rs. 3.78 crore and profit for the year of Rs. 8.81 crore.
Reported under net interest income: interest income of Rs. 56.89 crore and interest expense of Rs. 26.59 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.19 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 15.75 crore, other operating expenses of Rs. 5.95 crore and depreciation & amortisation of Rs. 0.45 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.28 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 3.78 crore and deferred tax of Rs. 0 crore.
NICLBSL quarterly for Q2 2082/83
In the quarter Q2 2082/83, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 18.01 crore, net fee and commission income of Rs. 0.13 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.13 crore, total operating income of Rs. 21.26 crore, impairment charge/(reversal) of Rs. 0.05 crore, net operating income of Rs. 21.31 crore, operating expenses of Rs. 20.45 crore, operating profit of Rs. 0.86 crore, non-operating income/(expense) of Rs. 0.13 crore, profit before income tax of Rs. 0.99 crore, income tax expense of Rs. 0.02 crore and profit for the year of Rs. 0.97 crore.
Reported under net interest income: interest income of Rs. 43.77 crore and interest expense of Rs. 25.76 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.13 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 14.04 crore, other operating expenses of Rs. 6.12 crore and depreciation & amortisation of Rs. 0.3 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.13 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.02 crore and deferred tax of Rs. 0 crore.
NICLBSL quarterly for Q1 2082/83
In the quarter Q1 2082/83, NIC ASIA Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 37.1 crore, net fee and commission income of Rs. 0.09 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.79 crore, total operating income of Rs. 39.97 crore, impairment charge/(reversal) of Rs. 13.35 crore, net operating income of Rs. 26.63 crore, operating expenses of Rs. 23.89 crore, operating profit of Rs. 2.73 crore, non-operating income/(expense) of Rs. 0.11 crore, profit before income tax of Rs. 2.62 crore, income tax expense of Rs. 1.71 crore and profit for the year of Rs. 0.91 crore.
Reported under net interest income: interest income of Rs. 65.19 crore and interest expense of Rs. 28.09 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.11 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.55 crore, other operating expenses of Rs. 6.19 crore and depreciation & amortisation of Rs. 0.16 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0.17 crore. Reported under income tax expense: current tax of Rs. 1.71 crore and deferred tax of Rs. 0 crore.
NICLBSL Profit & Loss
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
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| Net Interest Income | 140 | 64.5 | 78.4 | 108 | 151 |
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| Interest Income | 248 | 178 | 213 | 303 | 337 |
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| Interest Expense | -108 | -114 | -134 | -195 | -186 |
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| Net Fee and Commission Income | 0.81 | 8.8 | 2.5 | 3.5 | 19.9 |
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| Fee and Commission Income | 0.84 | 9.4 | 5.9 | 8.3 | 23.2 |
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| Fee and Commission Expense | -0.03 | -0.59 | -3.4 | -4.8 | -3.3 |
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| Net Trading Income | Not reported | 0.00 | 0.00 | 0.00 | 0.00 |
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| Other Operating Income | 13.8 | 1.5 | 2.4 | 0.14 | 0.37 |
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| Total Operating Income | 155 | 74.8 | 83.3 | 112 | 171 |
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| Impairment Charge/(Reversal) | -41.9 | -100 | -37.9 | 13.1 | -33.0 |
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| Net Operating Income | 113 | -25.3 | 45.4 | 125 | 138 |
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| Operating Expenses | -88.6 | -86.7 | -74.0 | -82.7 | -80.6 |
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| Operating Expense - Personnel Expenses | -62.2 | -60.6 | -46.4 | -53.6 | -50.4 |
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| Other Operating Expenses | -25.2 | -23.2 | -20.5 | -24.8 | -25.5 |
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| Depreciation & Amortisation | -1.3 | -2.9 | -7.1 | -4.3 | -4.7 |
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| Operating Profit | 24.3 | -112 | -28.6 | 42.0 | 57.2 |
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| Non-Operating Income/(Expense) | -0.26 | -0.19 | -2.0 | -5.5 | 0.01 |
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| Non-Operating Income | 0.76 | 0.49 | 0.17 | 0.00 | 0.01 |
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| Non-Operating Expense | -1.0 | -0.67 | -2.1 | -5.5 | 0.00 |
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| Profit Before Income Tax | 24.0 | -112 | -30.6 | 36.5 | 57.2 |
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| Income Tax Expense | -11.8 | 34.8 | 8.0 | -17.6 | -16.3 |
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| Current Tax | -11.8 | -0.10 | -4.3 | -18.2 | -16.6 |
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| Deferred Tax | Not reported | 34.9 | 12.3 | 0.61 | 0.31 |
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| Profit for the Year | 12.2 | -77.3 | -22.6 | 18.9 | 40.9 |
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NICLBSL Balance Sheet
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
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| Total Assets | 2,165 | 1,971 | 1,948 | 2,328 | 2,163 |
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| Cash and Cash Equivalents | 320 | 364 | 106 | 156 | 471 |
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| Due from Nepal Rastra Bank | 15.0 | 10.0 | 0.00 | 0.00 | 0.00 |
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| Placement with Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Loans and Advances to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Loans and Advances to Customers | 1,729 | 1,542 | 1,798 | 2,113 | 1,645 |
|---|
| Investment Securities | 1.3 | 1.4 | 1.2 | 1.2 | 1.2 |
|---|
| Current Tax Assets | 8.3 | 4.3 | 3.0 | 12.2 | 0.00 |
|---|
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Investment in Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Investment Property | 0.37 | 0.37 | 0.00 | 0.00 | 0.00 |
|---|
| Property and Equipment | 4.1 | 27.3 | 8.8 | 12.0 | 12.3 |
|---|
| Goodwill and Intangible Assets | 0.25 | 0.48 | 0.57 | 0.48 | 0.50 |
|---|
| Deferred Tax Assets | 49.5 | 14.5 | 2.5 | 1.7 | 1.3 |
|---|
| Other Assets | 36.9 | 6.6 | 28.2 | 31.2 | 32.9 |
|---|
| Total Liabilities | 1,990 | 1,715 | 1,641 | 2,039 | 1,889 |
|---|
| Due to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Deposits from Customers | 210 | 155 | 223 | 335 | 268 |
|---|
| Borrowings | 1,713 | 1,513 | 1,373 | 1,626 | 1,560 |
|---|
| Current Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 |
|---|
| Provisions | 4.0 | 3.3 | 0.00 | 0.00 | 0.00 |
|---|
| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Liabilities | 62.2 | 43.2 | 44.8 | 78.2 | 60.6 |
|---|
| Debt Securities Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Total Equity | 175 | 256 | 307 | 289 | 275 |
|---|
| Share Capital | 174 | 174 | 174 | 174 | 174 |
|---|
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Retained Earnings | -105 | 6.0 | 73.7 | 66.4 | 63.8 |
|---|
| Reserves | 106 | 76.2 | 59.2 | 48.6 | 37.0 |
|---|
| Non Controlling Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
NICLBSL Cash Flow
Values in Rs. Crore unless stated otherwise.
| Particulars | 2080/81 | 2079/80 | 2078/79 |
|---|
| Net Cash Flow from Operating Activities (A) | 291 | -53.2 | -289 |
|---|
| Interest Received | 207 | 303 | 337 |
|---|
| Fees and Other Income Received | 5.9 | 8.3 | 23.2 |
|---|
| Dividend Received | 0.00 | 0.00 | 0.00 |
|---|
| Receipts from Other Operating Activities | 2.6 | 0.07 | 0.37 |
|---|
| Interest Paid | -134 | -195 | -186 |
|---|
| Commission and Fees Paid | -3.4 | -4.8 | -3.3 |
|---|
| Cash Payment to Employees | -44.2 | -49.6 | -44.6 |
|---|
| Other Expense Paid | -30.5 | -29.1 | -30.2 |
|---|
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 3.3 | 32.9 | 96.0 |
|---|
| Due from Nepal Rastra Bank | 0.00 | 0.00 | 0.00 |
|---|
| Placement with Banks and Financial Institutions | 0.00 | 0.00 | 0.00 |
|---|
| Other Trading Assets | 0.00 | 0.00 | 0.00 |
|---|
| Loan and Advances to Banks and Financial Institutions | 0.00 | 0.00 | 0.00 |
|---|
| Loan and Advances to Customers | 222 | 323 | -502 |
|---|
| Other Assets | -3.8 | 2.2 | 1.4 |
|---|
| Due to Banks and Financial Institutions | 0.00 | 0.00 | 0.00 |
|---|
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 |
|---|
| Deposit from Customers | -68.5 | -112 | 67.5 |
|---|
| Borrowings | 143 | -252 | 65.4 |
|---|
| Other Liabilities | 1.3 | -54.3 | -14.3 |
|---|
| Net Cash Flow from Operating Activities Before Tax Paid | 297 | -60.6 | -286 |
|---|
| Income Taxes Paid | -6.2 | 7.4 | -3.6 |
|---|
| Net Cash Flow from Investing Activities (B) | 3.5 | 3.2 | 0.35 |
|---|
| Purchase of Investment Securities | 0.00 | 0.00 | 0.00 |
|---|
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 |
|---|
| Purchase of Property and Equipment | 3.8 | 3.2 | 0.34 |
|---|
| Receipt from Sale of Property and Equipment | 0.00 | 0.00 | 0.00 |
|---|
| Purchase of Intangible Assets | 0.09 | -0.09 | 0.01 |
|---|
| Receipt from Sale of Intangible Assets | 0.00 | 0.00 | 0.00 |
|---|
| Purchase of Investment Properties | -0.37 | 0.00 | 0.00 |
|---|
| Receipt from Sale of Investment Properties | 0.00 | 0.00 | 0.00 |
|---|
| Interest Received | 0.00 | 0.00 | 0.00 |
|---|
| Dividend Received | 0.07 | 0.07 | 0.00 |
|---|
| Net Cash Flow from Financing Activities (C) | -26.1 | 0.00 | -25.6 |
|---|
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 0.00 |
|---|
| Repayment of Debt Securities | 0.00 | 0.00 | 0.00 |
|---|
| Receipt from Issue of Subordinated Liabilities | 0.00 | 0.00 | 0.00 |
|---|
| Repayment of Subordinated Liabilities | 0.00 | 0.00 | 0.00 |
|---|
| Receipt from Issue of Shares | 0.00 | 0.00 | 0.00 |
|---|
| Dividends Paid | -26.1 | -25.7 | 0.00 |
|---|
| Interest Paid | 0.00 | 0.00 | 0.00 |
|---|
| Other Receipt/Payment | 0.00 | 0.00 | 0.01 |
|---|
| Net Increase/(Decrease) in Cash and Cash Equivalents | 268 | -50.0 | -315 |
|---|
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 106 | 156 | 471 |
|---|
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 |
|---|
| Cash and Cash Equivalents at Ashadh End | 374 | 106 | 156 |
|---|
NICLBSL Quarterly Results
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 |
|---|
| Net Interest Income | 54.8 | 30.3 | 18.0 | 37.1 | 26.4 | 16.1 | 16.0 | 17.5 | 32.4 |
|---|
| Interest Income | 82.4 | 56.9 | 43.8 | 65.2 | 55.6 | 43.6 | 43.8 | 46.8 | 64.7 |
|---|
| Interest Expense | -27.5 | -26.6 | -25.8 | -28.1 | -29.2 | -27.4 | -27.9 | -29.3 | -32.3 |
|---|
| Net Fee and Commission Income | 0.40 | 0.19 | 0.13 | 0.09 | 2.9 | 2.2 | 2.3 | 1.3 | 0.91 |
|---|
| Fee and Commission Income | 0.41 | 0.19 | 0.13 | 0.11 | 2.7 | 2.7 | 2.3 | 1.6 | 1.3 |
|---|
| Fee and Commission Expense | -0.01 | -0.00 | -0.01 | -0.02 | 0.18 | -0.56 | -0.03 | -0.31 | -0.35 |
|---|
| Net Trading Income | Not reported | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Operating Income | 4.1 | 3.7 | 3.1 | 2.8 | 0.47 | 0.28 | 0.34 | 0.36 | 0.56 |
|---|
| Total Operating Income | 59.3 | 34.2 | 21.3 | 40.0 | 29.8 | 18.6 | 18.6 | 19.1 | 33.9 |
|---|
| Impairment Charge/(Reversal) | -28.8 | 0.23 | 0.05 | -13.3 | -47.2 | 0.63 | 6.0 | -0.13 | 11.7 |
|---|
| Net Operating Income | 30.5 | 34.5 | 21.3 | 26.6 | -17.4 | 19.2 | 24.6 | 19.0 | 45.6 |
|---|
| Operating Expenses | -22.1 | -22.1 | -20.4 | -23.9 | -26.6 | -19.6 | -24.2 | -18.9 | -26.7 |
|---|
| Operating Expense - Personnel Expenses | -14.8 | -15.7 | -14.0 | -17.6 | -19.2 | -14.0 | -17.0 | -13.2 | -19.7 |
|---|
| Other Operating Expenses | -6.9 | -6.0 | -6.1 | -6.2 | -6.8 | -5.0 | -6.5 | -4.9 | -6.1 |
|---|
| Depreciation & Amortisation | -0.37 | -0.45 | -0.30 | -0.16 | -0.63 | -0.70 | -0.74 | -0.78 | -0.81 |
|---|
| Operating Profit | 8.4 | 12.3 | 0.86 | 2.7 | -44.0 | -0.40 | 0.45 | 0.14 | 18.9 |
|---|
| Non-Operating Income/(Expense) | -0.56 | 0.28 | 0.13 | -0.11 | -1.0 | 0.02 | 0.14 | -0.13 | -0.96 |
|---|
| Non-Operating Income | 0.29 | 0.28 | 0.13 | 0.06 | 0.13 | 0.06 | 0.19 | 0.15 | 0.21 |
|---|
| Non-Operating Expense | -0.85 | -0.01 | 0.00 | -0.17 | -1.1 | -0.04 | -0.05 | -0.28 | -1.2 |
|---|
| Profit Before Income Tax | 7.8 | 12.6 | 0.99 | 2.6 | -45.0 | -0.38 | 0.59 | 0.01 | 18.0 |
|---|
| Income Tax Expense | -6.3 | -3.8 | -0.02 | -1.7 | -0.01 | 0.09 | -0.18 | -0.00 | -5.4 |
|---|
| Current Tax | -6.3 | -3.8 | -0.02 | -1.7 | -0.01 | 0.09 | -0.18 | -0.00 | -5.4 |
|---|
| Deferred Tax | Not reported | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Profit for the Year | 1.5 | 8.8 | 0.97 | 0.91 | -45.0 | -0.29 | 0.41 | 0.01 | 12.6 |
|---|
NIC ASIA share price history
Over the last 15 trading sessions NICLBSL closed between Rs. 506.00 and Rs. 532.00, finishing at Rs. 520.00 on 2026-09-22 against Rs. 527.20 on 2026-08-26.
| Date | Open | High | Low | Close | Volume |
|---|
| 2026-09-22 | 520.00 | 529.00 | 512.00 | 520.00 | 15,131 |
|---|
| 2026-09-18 | 523.00 | 523.00 | 518.00 | 523.00 | 3,291 |
|---|
| 2026-09-17 | 525.00 | 529.90 | 519.00 | 522.90 | 2,971 |
|---|
| 2026-09-16 | 540.00 | 540.00 | 517.00 | 520.00 | 2,957 |
|---|
| 2026-09-15 | 540.00 | 540.00 | 517.00 | 532.00 | 12,791 |
|---|
| 2026-09-14 | 506.00 | 517.00 | 502.50 | 517.00 | 3,750 |
|---|
| 2026-09-11 | 507.00 | 515.00 | 490.00 | 509.50 | 7,177 |
|---|
| 2026-09-10 | 500.10 | 509.70 | 499.00 | 506.00 | 5,046 |
|---|
| 2026-09-09 | 512.00 | 522.00 | 500.00 | 513.00 | 7,329 |
|---|
| 2026-09-07 | 513.10 | 525.00 | 508.10 | 512.80 | 9,569 |
|---|
| 2026-09-03 | 512.00 | 517.70 | 510.00 | 515.00 | 7,262 |
|---|
| 2026-09-02 | 511.00 | 525.00 | 510.10 | 519.90 | 2,302 |
|---|
| 2026-09-01 | 529.00 | 529.00 | 505.20 | 518.00 | 3,071 |
|---|
| 2026-08-31 | 531.00 | 531.00 | 506.00 | 519.00 | 5,419 |
|---|
| 2026-08-26 | 525.00 | 534.00 | 510.10 | 527.20 | 9,792 |
|---|
NICLBSL share price by year
2026, between Rs. 490.00 and Rs. 679.00, 2025, between Rs. 535.00 and Rs. 764.00, 2024, between Rs. 520.30 and Rs. 907.00, 2023, between Rs. 516.00 and Rs. 878.00, 2022, between Rs. 687.30 and Rs. 1,331.00 and 2021, between Rs. 759.00 and Rs. 2,037.00.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|
| 2026 | 490.00 | 679.00 | 168 |
|---|
| 2025 | 535.00 | 764.00 | 225 |
|---|
| 2024 | 520.30 | 907.00 | 232 |
|---|
| 2023 | 516.00 | 878.00 | 227 |
|---|
| 2022 | 687.30 | 1,331.00 | 242 |
|---|
| 2021 | 759.00 | 2,037.00 | 180 |
|---|
| 2020 | 331.00 | 855.00 | 25 |
|---|
NIC ASIA share price returns
At Rs. 520.00 on 2026-09-22, NICLBSL is down 2.26% over 1 week, down 4.22% over 1 month, down 7.39% over 3 months, down 19.88% over 6 months, down 7.67% over 1 year and down 60.75% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|
| 1 week | -2.26% | 532.00 | 2026-09-15 |
|---|
| 1 month | -4.22% | 542.90 | 2026-08-21 |
|---|
| 3 months | -7.39% | 561.50 | 2026-06-24 |
|---|
| 6 months | -19.88% | 649.00 | 2026-03-26 |
|---|
| 1 year | -7.67% | 563.22 | 2025-09-21 |
|---|
| 5 years | -60.75% | 1,325.00 | 2021-09-23 |
|---|
NICLBSL floorsheet for 2026-09-22
NICLBSL traded 148 times on 2026-09-22, moving 14,196 shares for Rs. 0.73 crore of turnover. Trades went through between Rs. 512.00 and Rs. 529.00.
Largest buyers by volume: broker 32, Premier Securites Company Limited on 1,890 shares across 5 trades, broker 45, Imperial Securities Co. Limited on 1,004 shares across 16 trades, broker 63, Himalayan Brokerage Company Limited on 1,000 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 947 shares across 17 trades, broker 3, Arun Securities Pvt. Limited on 800 shares across 4 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 790 shares across 7 trades, broker 42, Sani Securities Company Limited on 729 shares across 13 trades, broker 51, Oxford Securities Pvt.Ltd on 650 shares across 10 trades, broker 14, Nepal Stock House Pvt. Limited on 610 shares across 5 trades and broker 21, Midas Stock Broking Company Pvt. Limited on 600 shares across 6 trades.
Largest sellers by volume: broker 16, Primo Securities Pvt. Limited on 12,193 shares across 80 trades, broker 25, Sweta Securities Pvt. Limited on 470 shares across 7 trades, broker 58, Naasa Securities Co. Ltd. on 246 shares across 12 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 210 shares across 3 trades, broker 52, Sundhara Securities Limited on 210 shares across 5 trades, broker 42, Sani Securities Company Limited on 153 shares across 5 trades, broker 7, J.F. Securities Company Pvt. Limited on 100 shares across 1 trades, broker 89, Global IME Securities Limited on 80 shares across 2 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 80 shares across 1 trades and broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 60 shares across 4 trades.
NICLBSL dividend history: bonus shares and cash dividend
NIC ASIA Laghubitta Bittiya Sanstha Limited most recently declared a 15% cash dividend for 2079/2080, announced on 2024-01-02. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|
| 2079/2080 | | 15% | 2024-01-02 |
| 2078/2079 | | 14.75% | 2023-03-30 |
For 2079/2080 NIC ASIA Laghubitta Bittiya Sanstha Limited declared a 15% cash dividend, announced on 2024-01-02.
For 2078/2079 NIC ASIA Laghubitta Bittiya Sanstha Limited declared a 14.75% cash dividend, announced on 2023-03-30.
NICLBSL general meetings
Annual and special general meetings NIC ASIA Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.
- 8th AGM for 2081/2082: on 2026-06-13, at Gorkha Hotel, Chatara Line, Dharan Sub-Municipality-12, Sunsari (11:00 AM)
- 7th AGM for 2080/2081: on 2025-03-21, at Gorkha Hotel, Chatara Line, Dharan Sub-Municipality-12, Sunsari (9:00 AM)
- 6th AGM for 2079/2080: on 2023-12-22, at Gorkha Hotel, Chatara Line, Dharan Sub-Municipality-12, Sunsari (9:00 AM)
5 years of annual statements and 9 quarters of results for NICLBSL, with charts and peer comparison, are free on NepView.
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