Unique Nepal Laghubitta Bittiya Sanstha Limited (UNLB) Share Price & Fundamentals

Unique Nepal (UNLB) share price is Rs. 1,207.90, down 1.38% on 2026-10-12. Open Rs. 1,191.00. High Rs. 1,207.90. Low Rs. 1,190.00. Volume 415.

Unique Nepal Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (UNLB), Microfinance sector. Revenue: Rs. 28.77 Crore. Net loss: Rs. 3.87 Crore. Net worth: Rs. 31.7 Crore.

About Unique Nepal Laghubitta Bittiya Sanstha Limited

Unique Nepal Laghubitta Bittiya Sanstha Limited is a Class-D retail microfinance institution licensed by Nepal Rastra Bank in October 2018, with roots in the community work of UNYC Nepal. Its head office is in Kohalpur Municipality-11, Banke, Lumbini Province, and it delivers microcredit, savings, and financial-literacy services to low-income and rural communities across western Nepal, operating within a 10-district working area. Its ordinary shares were listed on the Nepal Stock Exchange (NEPSE) under the symbol UNLB on 18 February 2023. After paying a 20% dividend for FY2079/80, the institution's results turned to losses amid sector-wide microfinance repayment stress (notably a large non-operating write-off in FY2080/81 and a heavy impairment charge in Q3 FY2082/83), and it skipped dividends thereafter.

Unique Nepal Laghubitta Bittiya Sanstha Limited (UNLB) has 14,85,750 shares outstanding. It listed on NEPSE in 2023.

UNLB key metrics

Market CapRs. 179.46 Crore
P/E Ratio (TTM)35.12
Loss Per ShareRs. 26.02
EPS (TTM)Rs. 34.39
Book ValueRs. 213.35
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 2,050.00
52 Week LowRs. 1,187.00
Listed Since2023

UNLB strengths

What Unique Nepal Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

UNLB weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

UNLB Q3 2082/83 results

In Q3 2082/83 Unique Nepal Laghubitta Bittiya Sanstha Limited reported a loss of Rs. 3.28 crore and total operating income of Rs. 7.39 crore. Profit in Q2 2082/83 was Rs. 2.77 crore. Profit turned from a profit to a loss on the previous quarter. Total operating income grew 1.30% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 0.61 crore. Profit turned from a profit to a loss on the same quarter last year. Total operating income grew 2.50% on the same quarter last year.

UNLB annual results 2081/82

For the financial year 2081/82 Unique Nepal Laghubitta Bittiya Sanstha Limited reported a net loss of Rs. 3.87 crore, total operating income of Rs. 28.77 crore and net worth of Rs. 31.7 crore. Net profit in 2080/81 was a loss of Rs. 8.75 crore. The loss narrowed 55.79% on the year. Total operating income fell 5.00% on the year.

UNLB profit and loss for 2081/82

In the financial year 2081/82, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 23.61 crore, net fee and commission income of Rs. 3.47 crore, other operating income of Rs. 1.69 crore, total operating income of Rs. 28.77 crore, impairment charge/(reversal) of Rs. 11.82 crore, net operating income of Rs. 16.95 crore, operating expenses of Rs. 13.92 crore, operating profit of Rs. 3.03 crore, non-operating income/(expense) of Rs. 0.62 crore, profit before income tax of Rs. 3.66 crore, income tax expense of Rs. 7.52 crore and profit for the year of Rs. 3.87 crore.

Reported under net interest income: interest income of Rs. 48.11 crore and interest expense of Rs. 24.5 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.47 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.94 crore, other operating expenses of Rs. 1.95 crore and depreciation & amortisation of Rs. 1.02 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.62 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 7.94 crore and deferred tax of Rs. 0.42 crore.

UNLB profit and loss for 2080/81

In the financial year 2080/81, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 25.07 crore, net fee and commission income of Rs. 2.5 crore, other operating income of Rs. 2.71 crore, total operating income of Rs. 30.29 crore, impairment charge/(reversal) of Rs. 16.84 crore, net operating income of Rs. 13.44 crore, operating expenses of Rs. 11.94 crore, operating profit of Rs. 1.5 crore, non-operating income/(expense) of Rs. 10.27 crore, profit before income tax of Rs. 8.76 crore, income tax expense of Rs. 0.02 crore and profit for the year of Rs. 8.75 crore.

Reported under net interest income: interest income of Rs. 52.68 crore and interest expense of Rs. 27.61 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.5 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.96 crore, other operating expenses of Rs. 1.99 crore and depreciation & amortisation of Rs. 0.99 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.48 crore and non-operating expense of Rs. 10.75 crore. Reported under income tax expense: current tax of Rs. 0.13 crore and deferred tax of Rs. 0.15 crore.

UNLB profit and loss for 2079/80

In the financial year 2079/80, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 26.76 crore, net fee and commission income of Rs. 3.25 crore, other operating income of Rs. 1.82 crore, total operating income of Rs. 31.83 crore, impairment charge/(reversal) of Rs. 9.6 crore, net operating income of Rs. 22.23 crore, operating expenses of Rs. 12.8 crore, operating profit of Rs. 9.43 crore, non-operating income/(expense) of Rs. 3.76 crore, profit before income tax of Rs. 5.67 crore, income tax expense of Rs. 1.77 crore and profit for the year of Rs. 3.9 crore.

Reported under net interest income: interest income of Rs. 56.98 crore and interest expense of Rs. 30.22 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.82 crore and fee and commission expense of Rs. 0.57 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.74 crore, other operating expenses of Rs. 2.82 crore and depreciation & amortisation of Rs. 0.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.32 crore and non-operating expense of Rs. 4.07 crore. Reported under income tax expense: current tax of Rs. 1.89 crore and deferred tax of Rs. 0.12 crore.

UNLB balance sheet for 2081/82

In the financial year 2081/82, Unique Nepal Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 370.01 crore, total liabilities of Rs. 338.31 crore and total equity of Rs. 31.7 crore.

Reported under total assets: cash and cash equivalents of Rs. 39.2 crore, due from nepal rastra bank of Rs. 1.78 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 324.19 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 2.67 crore, deferred tax assets of Rs. 1.32 crore and other assets of Rs. 0.86 crore. Reported under total liabilities: due to banks and fis of Rs. 34.48 crore, deposits from customers of Rs. 266.4 crore, borrowings of Rs. 3 crore, current tax liabilities of Rs. 1.71 crore and other liabilities of Rs. 32.73 crore. Reported under total equity: share capital of Rs. 14.86 crore, retained earnings of Rs. 0.36 crore and reserves of Rs. 16.48 crore.

UNLB balance sheet for 2080/81

In the financial year 2080/81, Unique Nepal Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 348.03 crore, total liabilities of Rs. 311.99 crore and total equity of Rs. 36.04 crore.

Reported under total assets: cash and cash equivalents of Rs. 34.46 crore, due from nepal rastra bank of Rs. 1.78 crore, placement with banks and fis of Rs. 1.86 crore, loans and advances to customers of Rs. 303.15 crore, current tax assets of Rs. 2.37 crore, property and equipment of Rs. 2.86 crore, deferred tax assets of Rs. 0.72 crore and other assets of Rs. 0.83 crore. Reported under total liabilities: due to banks and fis of Rs. 32.58 crore, deposits from customers of Rs. 248.32 crore, borrowings of Rs. 3 crore, current tax liabilities of Rs. 0 crore and other liabilities of Rs. 28.09 crore. Reported under total equity: share capital of Rs. 14.86 crore, retained earnings of Rs. 5.4 crore and reserves of Rs. 15.78 crore.

UNLB balance sheet for 2079/80

In the financial year 2079/80, Unique Nepal Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 388.08 crore, total liabilities of Rs. 342.73 crore and total equity of Rs. 45.34 crore.

Reported under total assets: cash and cash equivalents of Rs. 34.28 crore, due from nepal rastra bank of Rs. 1.78 crore, placement with banks and fis of Rs. 0.1 crore, loans and advances to customers of Rs. 349.2 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 1.08 crore, deferred tax assets of Rs. 0.66 crore and other assets of Rs. 1 crore. Reported under total liabilities: due to banks and fis of Rs. 61.77 crore, deposits from customers of Rs. 250.81 crore, borrowings of Rs. 3 crore, current tax liabilities of Rs. 0.19 crore and other liabilities of Rs. 26.97 crore. Reported under total equity: share capital of Rs. 14.86 crore, retained earnings of Rs. 15.27 crore and reserves of Rs. 15.22 crore.

UNLB cash flow for 2081/82

In the financial year 2081/82, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 5.62 crore, net cash flow from investing activities (b) of Rs. 0.83 crore, net cash flow from financing activities (c) of Rs. 0.06 crore, net increase/(decrease) in cash and cash equivalents of Rs. 4.74 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 34.46 crore and cash and cash equivalents at ashadh end of Rs. 39.2 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 48.11 crore, fees and other income received of Rs. 3.47 crore, receipts from other operating activities of Rs. 1.69 crore, interest paid of Rs. 24.5 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 10.94 crore, other expense paid of Rs. 13.15 crore, operating cash flows before changes in operating assets and liabilities of Rs. 4.68 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 1.86 crore, loan and advances to customers of Rs. 21.04 crore, other assets of Rs. 1.74 crore, due to banks and financial institutions of Rs. 1.9 crore, deposit from customers of Rs. 18.08 crore, other liabilities of Rs. 6.35 crore, net cash flow from operating activities before tax paid of Rs. 13.56 crore and income taxes paid of Rs. 7.94 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0.83 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 0 crore and other receipt/payment of Rs. 0.06 crore.

UNLB cash flow for 2080/81

In the financial year 2080/81, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 2.9 crore, net cash flow from investing activities (b) of Rs. 2.35 crore, net cash flow from financing activities (c) of Rs. 0.37 crore, net increase/(decrease) in cash and cash equivalents of Rs. 0.18 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 34.28 crore and cash and cash equivalents at ashadh end of Rs. 34.46 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 52.68 crore, fees and other income received of Rs. 2.5 crore, receipts from other operating activities of Rs. 2.71 crore, interest paid of Rs. 27.61 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 8.96 crore, other expense paid of Rs. 29.1 crore, operating cash flows before changes in operating assets and liabilities of Rs. 7.78 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 1.76 crore, loan and advances to customers of Rs. 46.05 crore, other assets of Rs. 2.3 crore, due to banks and financial institutions of Rs. 29.19 crore, deposit from customers of Rs. 2.49 crore, other liabilities of Rs. 0.49 crore, net cash flow from operating activities before tax paid of Rs. 3.03 crore and income taxes paid of Rs. 0.13 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 2.35 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 0 crore and other receipt/payment of Rs. 0.37 crore.

UNLB cash flow for 2079/80

In the financial year 2079/80, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 18.66 crore, net cash flow from investing activities (b) of Rs. 0.16 crore, net cash flow from financing activities (c) of Rs. 3.01 crore, net increase/(decrease) in cash and cash equivalents of Rs. 21.51 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 12.76 crore and cash and cash equivalents at ashadh end of Rs. 34.28 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 56.98 crore, fees and other income received of Rs. 3.82 crore, receipts from other operating activities of Rs. 1.82 crore, interest paid of Rs. 30.22 crore, commission and fees paid of Rs. 0.57 crore, cash payment to employees of Rs. 9.74 crore, other expense paid of Rs. 16.17 crore, operating cash flows before changes in operating assets and liabilities of Rs. 5.92 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0.1 crore, loan and advances to customers of Rs. 22.19 crore, other assets of Rs. 0.45 crore, due to banks and financial institutions of Rs. 20.67 crore, deposit from customers of Rs. 10.48 crore, other liabilities of Rs. 2.28 crore, net cash flow from operating activities before tax paid of Rs. 20.55 crore and income taxes paid of Rs. 1.89 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0.16 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 3.79 crore and other receipt/payment of Rs. 0.78 crore.

UNLB quarterly for Q3 2082/83

In the quarter Q3 2082/83, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 6 crore, net fee and commission income of Rs. 1.09 crore, other operating income of Rs. 0.3 crore, total operating income of Rs. 7.39 crore, impairment charge/(reversal) of Rs. 9.44 crore, net operating income of Rs. 2.05 crore, operating expenses of Rs. 2.77 crore, operating profit of Rs. 4.81 crore, non-operating income/(expense) of Rs. 0.13 crore, profit before income tax of Rs. 4.68 crore, income tax expense of Rs. 1.4 crore and profit for the year of Rs. 3.28 crore.

Reported under net interest income: interest income of Rs. 12.02 crore and interest expense of Rs. 6.02 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.11 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.21 crore, other operating expenses of Rs. 0.51 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.13 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.4 crore and deferred tax of Rs. 0 crore.

UNLB quarterly for Q2 2082/83

In the quarter Q2 2082/83, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 5.87 crore, net fee and commission income of Rs. 1.13 crore, other operating income of Rs. 0.3 crore, total operating income of Rs. 7.29 crore, impairment charge/(reversal) of Rs. 0.2 crore, net operating income of Rs. 7.49 crore, operating expenses of Rs. 3.74 crore, operating profit of Rs. 3.75 crore, non-operating income/(expense) of Rs. 0.21 crore, profit before income tax of Rs. 3.96 crore, income tax expense of Rs. 1.19 crore and profit for the year of Rs. 2.77 crore.

Reported under net interest income: interest income of Rs. 11.92 crore and interest expense of Rs. 6.06 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.13 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.93 crore, other operating expenses of Rs. 0.76 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.21 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.19 crore and deferred tax of Rs. 0 crore.

UNLB quarterly for Q1 2082/83

In the quarter Q1 2082/83, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 7.29 crore, net fee and commission income of Rs. 0.87 crore, other operating income of Rs. 0.29 crore, total operating income of Rs. 8.45 crore, impairment charge/(reversal) of Rs. 2.48 crore, net operating income of Rs. 5.97 crore, operating expenses of Rs. 3.45 crore, operating profit of Rs. 2.52 crore, non-operating income/(expense) of Rs. 0.13 crore, profit before income tax of Rs. 2.66 crore, income tax expense of Rs. 0.8 crore and profit for the year of Rs. 1.86 crore.

Reported under net interest income: interest income of Rs. 13.67 crore and interest expense of Rs. 6.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.87 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.75 crore, other operating expenses of Rs. 0.65 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.13 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.8 crore and deferred tax of Rs. 0 crore.

UNLB quarterly for Q4 2081/82

In the quarter Q4 2081/82, Unique Nepal Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 5.23 crore, net fee and commission income of Rs. 0.91 crore, other operating income of Rs. 0.9 crore, total operating income of Rs. 7.05 crore, impairment charge/(reversal) of Rs. 1.61 crore, net operating income of Rs. 5.44 crore, operating expenses of Rs. 4.68 crore, operating profit of Rs. 0.75 crore, non-operating income/(expense) of Rs. 0.25 crore, profit before income tax of Rs. 1 crore, income tax expense of Rs. 0.3 crore and profit for the year of Rs. 0.7 crore.

Reported under net interest income: interest income of Rs. 11.63 crore and interest expense of Rs. 6.4 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.91 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.49 crore, other operating expenses of Rs. 2.13 crore and depreciation & amortisation of Rs. 0.07 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.25 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.3 crore and deferred tax of Rs. 0 crore.

UNLB Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/79
Net Interest Income23.625.126.832.6
   Interest Income48.152.757.057.8
   Interest Expense-24.5-27.6-30.2-25.2
Net Fee and Commission Income3.52.53.35.5
   Fee and Commission Income3.52.53.85.5
   Fee and Commission Expense-0.00-0.00-0.57-0.00
Other Operating Income1.72.71.81.2
Total Operating Income28.830.331.839.2
Impairment Charge/(Reversal)-11.8-16.8-9.6-10.1
Net Operating Income16.913.422.229.2
Operating Expenses-13.9-11.9-12.8-13.9
   Operating Expense - Personnel Expenses-10.9-9.0-9.7-10.4
   Other Operating Expenses-2.0-2.0-2.8-3.3
   Depreciation & Amortisation-1.0-0.99-0.24-0.23
Operating Profit3.01.59.415.3
Non-Operating Income/(Expense)0.62-10.3-3.8-1.6
   Non-Operating Income0.620.480.320.46
   Non-Operating Expense0.00-10.8-4.1-2.0
Profit Before Income Tax3.7-8.85.713.7
Income Tax Expense-7.50.02-1.8-4.2
   Current Tax-7.9-0.13-1.9-4.4
   Deferred Tax0.420.150.120.19
Profit for the Year-3.9-8.73.99.6

UNLB Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/79
Total Assets370348388389
   Cash and Cash Equivalents39.234.534.312.8
   Due from Nepal Rastra Bank1.81.81.81.8
   Placement with Banks and FIs0.001.90.100.00
   Loans and Advances to Customers324303349371
   Current Tax Assets0.002.40.001.00
   Property and Equipment2.72.91.11.2
   Deferred Tax Assets1.30.720.660.51
   Other Assets0.860.831.000.59
Total Liabilities338312343351
   Due to Banks and FIs34.532.661.882.4
   Deposits from Customers266248251240
   Borrowings3.03.03.03.0
   Current Tax Liabilities1.70.000.190.00
   Other Liabilities32.728.127.024.9
Total Equity31.736.045.338.5
   Share Capital14.914.914.911.1
   Retained Earnings0.365.415.316.4
   Reserves16.515.815.211.1

UNLB Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/79
Net Cash Flow from Operating Activities (A)5.62.918.7-7.5
   Interest Received48.152.757.057.8
   Fees and Other Income Received3.52.53.85.5
   Receipts from Other Operating Activities1.72.71.81.2
   Interest Paid-24.5-27.6-30.2-25.2
   Commission and Fees Paid-0.00-0.00-0.57-0.00
   Cash Payment to Employees-10.9-9.0-9.7-10.4
   Other Expense Paid-13.2-29.1-16.2-14.9
   Operating Cash Flows Before Changes in Operating Assets and Liabilities4.7-7.85.914.0
   Due from Nepal Rastra Bank0.000.000.00-0.43
   Placement with Banks and Financial Institutions1.9-1.8-0.100.00
   Loan and Advances to Customers-21.046.022.2-90.6
   Other Assets1.7-2.30.45-1.2
   Due to Banks and Financial Institutions1.9-29.2-20.736.3
   Deposit from Customers18.1-2.510.532.7
   Other Liabilities6.30.492.36.1
   Net Cash Flow from Operating Activities Before Tax Paid13.63.020.5-3.2
   Income Taxes Paid-7.9-0.13-1.9-4.4
Net Cash Flow from Investing Activities (B)-0.83-2.3-0.16-0.59
   Purchase of Property and Equipment-0.83-2.3-0.16-0.59
Net Cash Flow from Financing Activities (C)-0.06-0.373.00.41
   Receipt from Issue of Shares0.000.003.81.4
   Other Receipt/Payment-0.06-0.37-0.78-0.97
Net Increase/(Decrease) in Cash and Cash Equivalents4.70.1821.5-7.7
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)34.534.312.820.5
Cash and Cash Equivalents at Ashadh End39.234.534.312.8

UNLB Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q3 2080/81Q2 2080/81Q1 2080/81
Net Interest Income6.05.97.35.26.05.16.27.85.43.58.3
   Interest Income12.011.913.711.612.011.012.414.512.010.315.8
   Interest Expense-6.0-6.1-6.4-6.4-6.0-5.9-6.3-6.7-6.6-6.9-7.5
Net Fee and Commission Income1.11.10.870.910.930.930.700.360.850.410.96
   Fee and Commission Income1.11.10.870.910.930.930.700.360.850.980.96
   Fee and Commission Expense-0.02-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.570.00
Other Operating Income0.300.300.290.900.290.290.370.121.30.940.58
Total Operating Income7.47.38.57.07.26.47.28.27.64.89.9
Impairment Charge/(Reversal)-9.40.20-2.5-1.6-2.20.36-2.96.9-4.0-1.3-2.1
Net Operating Income-2.07.56.05.45.06.74.315.13.63.57.8
Operating Expenses-2.8-3.7-3.5-4.7-4.2-4.1-3.3-3.3-2.9-3.9-3.4
   Operating Expense - Personnel Expenses-2.2-2.9-2.8-2.5-2.3-2.9-2.5-2.3-2.2-2.7-2.7
   Other Operating Expenses-0.51-0.76-0.65-2.1-1.9-1.2-0.71-0.87-0.62-1.2-0.62
   Depreciation & Amortisation-0.05-0.05-0.05-0.07-0.06-0.06-0.06-0.06-0.06-0.06-0.07
Operating Profit-4.83.82.50.750.742.61.011.80.69-0.454.5
Non-Operating Income/(Expense)0.130.210.130.250.130.180.11-10.50.05-4.00.07
   Non-Operating Income0.130.210.130.250.130.180.110.280.050.080.07
   Non-Operating Expense0.000.000.000.000.000.000.00-10.80.00-4.10.00
Profit Before Income Tax-4.74.02.71.00.872.81.11.40.74-4.44.5
Income Tax Expense1.4-1.2-0.80-0.30-0.26-0.83-0.34-0.41-0.221.3-1.4
   Current Tax1.4-1.2-0.80-0.30-0.26-0.83-0.34-0.41-0.221.3-1.4
   Deferred Tax0.000.000.000.000.000.000.000.000.000.000.00
Profit for the Year-3.32.81.90.700.611.90.800.950.52-3.13.2

Unique Nepal share price history

Over the last 15 trading sessions UNLB closed between Rs. 1,207.90 and Rs. 1,261.00, finishing at Rs. 1,207.90 on 2026-10-12 against Rs. 1,250.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-121,191.001,207.901,190.001,207.90415
2026-10-091,258.001,258.001,199.001,224.80395
2026-10-081,278.901,278.901,196.001,229.9080
2026-10-071,244.001,244.001,190.001,218.50270
2026-10-061,230.001,234.801,206.201,234.80130
2026-10-051,223.001,234.901,204.001,234.90135
2026-10-021,241.001,241.001,223.001,223.00360
2026-10-011,239.001,242.001,220.001,220.0050
2026-09-301,220.001,244.901,219.101,244.9030
2026-09-291,227.001,261.901,226.001,247.80340
2026-09-281,254.001,270.001,220.001,261.00625
2026-09-241,220.001,255.901,220.001,255.90280
2026-09-231,262.001,262.001,234.001,249.00665
2026-09-221,252.001,264.901,230.001,260.90317
2026-09-181,289.001,289.001,240.001,250.0080

UNLB share price by year

2026, between Rs. 1,187.00 and Rs. 1,984.00, 2025, between Rs. 1,818.40 and Rs. 2,888.60, 2024, between Rs. 1,060.00 and Rs. 3,223.00 and 2023, between Rs. 922.00 and Rs. 2,135.10.

YearLow (Rs.)High (Rs.)Sessions
20261,187.001,984.00181
20251,818.402,888.60225
20241,060.003,223.00231
2023922.002,135.10192

Unique Nepal share price returns

At Rs. 1,207.90 on 2026-10-12, UNLB is down 2.19% over 1 week, down 1.48% over 1 month, down 6.91% over 3 months, down 21.41% over 6 months and down 39.88% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-2.19%1,234.902026-10-05
1 month-1.48%1,226.002026-09-11
3 months-6.91%1,297.502026-07-14
6 months-21.41%1,537.002026-04-15
1 year-39.88%2,009.002025-10-12

UNLB floorsheet for 2026-10-12

UNLB traded 15 times on 2026-10-12, moving 415 shares for Rs. 0.05 crore of turnover. Trades went through between Rs. 1,155.00 and Rs. 1,207.90.

Largest buyers by volume: broker 45, Imperial Securities Co. Limited on 210 shares across 4 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 90 shares across 1 trades, broker 47, Neev Securities Pvt.Ltd on 20 shares across 2 trades, broker 42, Sani Securities Company Limited on 20 shares across 1 trades, broker 43, South Asian Bulls Pvt.Limited on 20 shares across 2 trades, broker 16, Primo Securities Pvt. Limited on 20 shares across 1 trades, broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 10 shares across 1 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 10 shares across 1 trades, broker 49, Online Securities Limited on 10 shares across 1 trades and broker 48, Trishakti Securities Public Limited on 5 shares across 1 trades.

Largest sellers by volume: broker 16, Primo Securities Pvt. Limited on 220 shares across 5 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 90 shares across 1 trades, broker 49, Online Securities Limited on 35 shares across 3 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 30 shares across 2 trades, broker 58, Naasa Securities Co. Ltd. on 10 shares across 1 trades, broker 41, Linch Stock Market Limited on 10 shares across 1 trades, broker 47, Neev Securities Pvt.Ltd on 10 shares across 1 trades and broker 6, Agrawal Securities Pvt. Limited on 10 shares across 1 trades.

UNLB dividend history: bonus shares and cash dividend

Unique Nepal Laghubitta Bittiya Sanstha Limited most recently declared a 19% bonus share issue for 2079/2080, announced on 2023-09-16. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2079/208019%2023-09-16

For 2079/2080 Unique Nepal Laghubitta Bittiya Sanstha Limited declared a 19% bonus share issue, announced on 2023-09-16.

UNLB general meetings

Annual and special general meetings Unique Nepal Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

4 years of annual statements and 11 quarters of results for UNLB, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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