Grameen Bikas Laghubitta Bittiya Sanstha Ltd. (GBLBS) Share Price & Fundamentals

Grameen Bikas (GBLBS) share price is Rs. 649.90, down 0.02% on 2026-10-12. Open Rs. 649.00. High Rs. 669.50. Low Rs. 643.00. Volume 4,215.

Grameen Bikas Laghubitta Bittiya Sanstha Ltd. is a NEPSE-listed company (GBLBS), Microfinance sector. Revenue: Rs. 126.53 Crore. Net profit: Rs. 31.45 Crore. Net worth: Rs. 288.21 Crore.

About Grameen Bikas Laghubitta Bittiya Sanstha Ltd.

Grameen Bikas Laghubitta Bittiya Sanstha Ltd. is a 'D'-class national-level retail microfinance institution licensed by Nepal Rastra Bank, head-officed at Butwal Sub-Metropolitan City-10, Kalikanagar, Rupandehi. It provides microcredit, deposit and related services. (Profile compiled from the financial statements provided.)

Grameen Bikas Laghubitta Bittiya Sanstha Ltd. (GBLBS) has 1,00,53,500 shares outstanding.

GBLBS key metrics

Market CapRs. 653.38 Crore
P/E Ratio20.78
P/E Ratio (TTM)24.50
EPSRs. 31.28
EPS (TTM)Rs. 26.53
Book ValueRs. 286.68
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 868.00
52 Week LowRs. 610.00

GBLBS strengths

What Grameen Bikas Laghubitta Bittiya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.

GBLBS weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

GBLBS Q2 2082/83 results

In Q2 2082/83 Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported profit of Rs. 9.79 crore and total operating income of Rs. 35.87 crore. Profit in Q1 2082/83 was Rs. 12.2 crore. Profit fell 19.79% on the previous quarter. Total operating income grew 0.65% on the previous quarter. Profit in Q2 2081/82, the same quarter a year earlier, was Rs. 9.69 crore. Profit grew 0.96% on the same quarter last year. Total operating income grew 21.18% on the same quarter last year.

GBLBS annual results 2081/82

For the financial year 2081/82 Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net profit of Rs. 31.45 crore, total operating income of Rs. 126.53 crore and net worth of Rs. 288.21 crore. Net profit in 2080/81 was Rs. 28.47 crore. Net profit grew 10.45% on the year. Total operating income grew 23.41% on the year.

GBLBS profit and loss for 2081/82

In the financial year 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 116.72 crore, net fee and commission income of Rs. 9.47 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 126.53 crore, impairment charge/(reversal) of Rs. 8.89 crore, net operating income of Rs. 135.42 crore, operating expenses of Rs. 90.43 crore, operating profit of Rs. 44.98 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 45.04 crore, income tax expense of Rs. 13.59 crore and profit for the year of Rs. 31.45 crore.

Reported under net interest income: interest income of Rs. 199.8 crore and interest expense of Rs. 83.07 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.75 crore and fee and commission expense of Rs. 0.28 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 72.3 crore, other operating expenses of Rs. 14.35 crore and depreciation & amortisation of Rs. 3.79 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.87 crore and deferred tax of Rs. 10.73 crore.

GBLBS profit and loss for 2080/81

In the financial year 2080/81, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 97.5 crore, net fee and commission income of Rs. 5 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 102.52 crore, impairment charge/(reversal) of Rs. 38.48 crore, net operating income of Rs. 141 crore, operating expenses of Rs. 94.76 crore, operating profit of Rs. 46.24 crore, non-operating income/(expense) of Rs. 0.09 crore, profit before income tax of Rs. 46.33 crore, income tax expense of Rs. 17.86 crore and profit for the year of Rs. 28.47 crore.

Reported under net interest income: interest income of Rs. 188.33 crore and interest expense of Rs. 90.84 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.68 crore and fee and commission expense of Rs. 0.68 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 78.61 crore, other operating expenses of Rs. 12.4 crore and depreciation & amortisation of Rs. 3.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.09 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 17.86 crore.

GBLBS profit and loss for 2079/80

In the financial year 2079/80, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 125.41 crore, net fee and commission income of Rs. 6.3 crore, other operating income of Rs. 0 crore, total operating income of Rs. 131.7 crore, impairment charge/(reversal) of Rs. 48.28 crore, net operating income of Rs. 83.43 crore, operating expenses of Rs. 99.87 crore, operating profit of Rs. 16.44 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 16.43 crore, income tax expense of Rs. 8.52 crore and profit for the year of Rs. 7.91 crore.

Reported under net interest income: interest income of Rs. 221.23 crore and interest expense of Rs. 95.82 crore. Reported under net fee and commission income: fee and commission income of Rs. 7.6 crore and fee and commission expense of Rs. 1.3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 87.16 crore, other operating expenses of Rs. 9.02 crore and depreciation & amortisation of Rs. 3.68 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 7.66 crore and deferred tax of Rs. 16.19 crore.

GBLBS balance sheet for 2081/82

In the financial year 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,447.2 crore, total liabilities of Rs. 1,158.99 crore and total equity of Rs. 288.21 crore.

Reported under total assets: cash and cash equivalents of Rs. 79.69 crore, due from nepal rastra bank of Rs. 0.03 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,267.85 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 22.24 crore, property and equipment of Rs. 8.83 crore, goodwill and intangible assets of Rs. 0.24 crore, deferred tax assets of Rs. 43.24 crore and other assets of Rs. 24.88 crore. Reported under total liabilities: due to banks and fis of Rs. 724.75 crore, deposits from customers of Rs. 356.07 crore, borrowings of Rs. 8.98 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 69.18 crore. Reported under total equity: share capital of Rs. 98.25 crore, share premium of Rs. 6.83 crore, retained earnings of Rs. 19.83 crore and reserves of Rs. 202.97 crore.

GBLBS balance sheet for 2080/81

In the financial year 2080/81, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,326.04 crore, total liabilities of Rs. 1,072.47 crore and total equity of Rs. 253.57 crore.

Reported under total assets: cash and cash equivalents of Rs. 77.52 crore, due from nepal rastra bank of Rs. 0.03 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,141.86 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 15.47 crore, property and equipment of Rs. 8.43 crore, goodwill and intangible assets of Rs. 0.25 crore, deferred tax assets of Rs. 55.93 crore and other assets of Rs. 26.34 crore. Reported under total liabilities: due to banks and fis of Rs. 612 crore, deposits from customers of Rs. 354.64 crore, borrowings of Rs. 12.97 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 92.86 crore. Reported under total equity: share capital of Rs. 98.25 crore, share premium of Rs. 6.83 crore, retained earnings of Rs. 43.34 crore and reserves of Rs. 191.83 crore.

GBLBS balance sheet for 2079/80

In the financial year 2079/80, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,265.22 crore, total liabilities of Rs. 1,047.38 crore and total equity of Rs. 217.84 crore.

Reported under total assets: cash and cash equivalents of Rs. 35.16 crore, due from nepal rastra bank of Rs. 0.03 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,134.3 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 6.9 crore, goodwill and intangible assets of Rs. 0.31 crore, deferred tax assets of Rs. 77.12 crore and other assets of Rs. 11.19 crore. Reported under total liabilities: due to banks and fis of Rs. 521.19 crore, deposits from customers of Rs. 374.77 crore, borrowings of Rs. 12.97 crore, current tax liabilities of Rs. 8.98 crore, provisions of Rs. 0 crore and other liabilities of Rs. 129.48 crore. Reported under total equity: share capital of Rs. 98.25 crore, share premium of Rs. 6.83 crore, retained earnings of Rs. 59.14 crore and reserves of Rs. 171.9 crore.

GBLBS cash flow for 2080/81

In the financial year 2080/81, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 109.54 crore, net cash flow from investing activities (b) of Rs. 0.85 crore, net cash flow from financing activities (c) of Rs. 68.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 42.36 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 35.16 crore and cash and cash equivalents at ashadh end of Rs. 77.52 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 172.22 crore, fees and other income received of Rs. 5.77 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 26.81 crore, commission and fees paid of Rs. 0.68 crore, cash payment to employees of Rs. 55.95 crore, other expense paid of Rs. 12.4 crore, operating cash flows before changes in operating assets and liabilities of Rs. 82.15 crore, due from nepal rastra bank of Rs. 0 crore, loan and advances to customers of Rs. 41.9 crore, other assets of Rs. 13.18 crore, due to banks and financial institutions of Rs. 90.82 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 20.13 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 47.58 crore, net cash flow from operating activities before tax paid of Rs. 133.98 crore and income taxes paid of Rs. 24.44 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.14 crore, receipt from sale of property and equipment of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore and interest received of Rs. 1.97 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 63.26 crore and other receipt/payment of Rs. 4.76 crore.

GBLBS cash flow for 2079/80

In the financial year 2079/80, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 59.82 crore, net cash flow from investing activities (b) of Rs. 0.34 crore, net cash flow from financing activities (c) of Rs. 75.18 crore, net increase/(decrease) in cash and cash equivalents of Rs. 15.69 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 50.85 crore and cash and cash equivalents at ashadh end of Rs. 35.16 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 213.27 crore, fees and other income received of Rs. 7.6 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 26.97 crore, commission and fees paid of Rs. 1.3 crore, cash payment to employees of Rs. 63.59 crore, other expense paid of Rs. 9.02 crore, operating cash flows before changes in operating assets and liabilities of Rs. 119.99 crore, due from nepal rastra bank of Rs. 0.02 crore, loan and advances to customers of Rs. 111.93 crore, other assets of Rs. 0.22 crore, due to banks and financial institutions of Rs. 61.26 crore, due to nepal rastra bank of Rs. 68.8 crore, deposit from customers of Rs. 17.41 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 18.35 crore, net cash flow from operating activities before tax paid of Rs. 66.3 crore and income taxes paid of Rs. 6.47 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.15 crore, receipt from sale of property and equipment of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.3 crore and interest received of Rs. 1.1 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 71.33 crore and other receipt/payment of Rs. 3.85 crore.

GBLBS cash flow for 2078/79

In the financial year 2078/79, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 100.86 crore, net cash flow from investing activities (b) of Rs. 79.43 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 21.44 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 72.27 crore and cash and cash equivalents at ashadh end of Rs. 50.83 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 210.31 crore, fees and other income received of Rs. 14.28 crore, receipts from other operating activities of Rs. 0.57 crore, interest paid of Rs. 81.93 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 70.16 crore, other expense paid of Rs. 30.61 crore, operating cash flows before changes in operating assets and liabilities of Rs. 42.45 crore, due from nepal rastra bank of Rs. 0 crore, loan and advances to customers of Rs. 100.92 crore, other assets of Rs. 1.16 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 12.33 crore, borrowings of Rs. 44.5 crore, other liabilities of Rs. 4.54 crore, net cash flow from operating activities before tax paid of Rs. 87.26 crore and income taxes paid of Rs. 13.6 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 80 crore, purchase of property and equipment of Rs. 0.61 crore, receipt from sale of property and equipment of Rs. 0.04 crore, receipt from sale of intangible assets of Rs. 0 crore and interest received of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

GBLBS quarterly for Q2 2082/83

In the quarter Q2 2082/83, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 32.87 crore, net fee and commission income of Rs. 3 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 35.87 crore, impairment charge/(reversal) of Rs. 4.51 crore, net operating income of Rs. 40.38 crore, operating expenses of Rs. 20.14 crore, operating profit of Rs. 20.24 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 20.16 crore, income tax expense of Rs. 10.38 crore and profit for the year of Rs. 9.79 crore.

Reported under net interest income: interest income of Rs. 52.66 crore and interest expense of Rs. 19.79 crore. Reported under net fee and commission income: fee and commission income of Rs. 3 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 14.98 crore, other operating expenses of Rs. 4.1 crore and depreciation & amortisation of Rs. 1.07 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0.04 crore. Reported under income tax expense: current tax of Rs. 1.55 crore and deferred tax of Rs. 8.83 crore.

GBLBS quarterly for Q1 2082/83

In the quarter Q1 2082/83, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 33.56 crore, net fee and commission income of Rs. 2.08 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 35.64 crore, impairment charge/(reversal) of Rs. 1.56 crore, net operating income of Rs. 34.07 crore, operating expenses of Rs. 22.78 crore, operating profit of Rs. 11.3 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 11.34 crore, income tax expense of Rs. 0.86 crore and profit for the year of Rs. 12.2 crore.

Reported under net interest income: interest income of Rs. 52.78 crore and interest expense of Rs. 19.23 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.08 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 19.24 crore, other operating expenses of Rs. 2.56 crore and depreciation & amortisation of Rs. 0.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0.86 crore.

GBLBS quarterly for Q4 2081/82

In the quarter Q4 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 30.94 crore, net fee and commission income of Rs. 2.16 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 33.43 crore, impairment charge/(reversal) of Rs. 12.49 crore, net operating income of Rs. 45.92 crore, operating expenses of Rs. 36.08 crore, operating profit of Rs. 9.84 crore, non-operating income/(expense) of Rs. 0.09 crore, profit before income tax of Rs. 9.75 crore, income tax expense of Rs. 2.99 crore and profit for the year of Rs. 6.77 crore.

Reported under net interest income: interest income of Rs. 50.98 crore and interest expense of Rs. 20.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.2 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 30.37 crore, other operating expenses of Rs. 4.91 crore and depreciation & amortisation of Rs. 0.8 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.09 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.3 crore and deferred tax of Rs. 6.29 crore.

GBLBS quarterly for Q3 2081/82

In the quarter Q3 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 25.89 crore, net fee and commission income of Rs. 2.34 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 28.23 crore, impairment charge/(reversal) of Rs. 4.61 crore, net operating income of Rs. 23.62 crore, operating expenses of Rs. 15.34 crore, operating profit of Rs. 8.27 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 8.35 crore, income tax expense of Rs. 2.16 crore and profit for the year of Rs. 6.19 crore.

Reported under net interest income: interest income of Rs. 45.74 crore and interest expense of Rs. 19.86 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.37 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.9 crore, other operating expenses of Rs. 2.47 crore and depreciation & amortisation of Rs. 0.97 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.08 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.92 crore and deferred tax of Rs. 3.08 crore.

GBLBS Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Net Interest Income11797.5125128127
   Interest Income200188221212184
   Interest Expense-83.1-90.8-95.8-83.8-56.7
Net Fee and Commission Income9.55.06.314.317.4
   Fee and Commission Income9.75.77.614.317.4
   Fee and Commission Expense-0.28-0.68-1.30.000.00
Other Operating Income0.340.020.000.000.22
Total Operating Income127103132142145
Impairment Charge/(Reversal)8.938.5-48.3-28.5-6.9
Net Operating Income13514183.4114138
Operating Expenses-90.4-94.8-99.9-96.8-91.9
   Operating Expense - Personnel Expenses-72.3-78.6-87.2-85.9-82.2
   Other Operating Expenses-14.4-12.4-9.0-7.0-9.3
   Depreciation & Amortisation-3.8-3.7-3.7-3.8-0.51
Operating Profit45.046.2-16.417.146.1
Non-Operating Income/(Expense)0.060.090.003.60.01
   Non-Operating Income0.060.090.003.60.01
   Non-Operating Expense0.000.000.000.000.00
Profit Before Income Tax45.046.3-16.420.746.1
Income Tax Expense-13.6-17.98.5-12.5-15.1
   Current Tax-2.90.00-7.7-27.2-16.8
   Deferred Tax-10.7-17.916.214.71.7
Profit for the Year31.428.5-7.98.131.0

GBLBS Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets1,4471,3261,2651,4331,4441,138
   Cash and Cash Equivalents79.777.535.250.872.386.0
   Due from Nepal Rastra Bank0.030.030.030.020.020.02
   Placement with Banks and FIs0.000.000.000.0080.00.00
   Loans and Advances to Customers1,2681,1421,1341,2881,219983
   Investment Securities0.200.200.200.200.200.20
   Current Tax Assets22.215.50.000.001.10.00
   Property and Equipment8.88.46.99.42.42.8
   Goodwill and Intangible Assets0.240.250.310.000.010.01
   Deferred Tax Assets43.255.977.171.054.654.0
   Other Assets24.926.311.213.914.312.7
Total Liabilities1,1591,0721,0471,2201,235977
   Due to Banks and FIs7256125210.000.000.00
   Deposits from Customers356355375392380356
   Borrowings9.013.013.0664709461
   Current Tax Liabilities0.000.009.07.80.003.1
   Provisions0.000.000.002.71.71.7
   Other Liabilities69.292.9129153144154
Total Equity288254218213209162
   Share Capital98.398.398.398.398.398.3
   Share Premium6.86.86.86.86.86.8
   Retained Earnings-19.8-43.3-59.1-39.247.525.0
   Reserves20319217214756.831.5

GBLBS Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2080/812079/802078/792077/78
Net Cash Flow from Operating Activities (A)11059.8-10166.6
   Interest Received172213210182
   Fees and Other Income Received5.87.614.317.4
   Receipts from Other Operating Activities0.000.000.570.61
   Interest Paid-26.8-27.0-81.9-56.7
   Commission and Fees Paid-0.68-1.30.000.00
   Cash Payment to Employees-56.0-63.6-70.2-191
   Other Expense Paid-12.4-9.0-30.65.1
   Operating Cash Flows Before Changes in Operating Assets and Liabilities82.112042.5-42.7
   Due from Nepal Rastra Bank0.00-0.020.000.00
   Loan and Advances to Customers41.9112-101-238
   Other Assets-13.20.22-1.297.7
   Due to Banks and Financial Institutions90.8-61.30.000.00
   Due to Nepal Rastra Bank0.00-68.80.000.00
   Deposit from Customers-20.1-17.412.323.6
   Borrowings0.000.00-44.5247
   Other Liabilities-47.6-18.44.5-0.40
   Net Cash Flow from Operating Activities Before Tax Paid13466.3-87.387.6
   Income Taxes Paid-24.4-6.5-13.6-21.0
Net Cash Flow from Investing Activities (B)0.85-0.3479.4-80.0
   Receipts from Sale of Investment Securities0.000.0080.0-80.0
   Purchase of Property and Equipment-1.1-1.1-0.61-0.04
   Receipt from Sale of Property and Equipment0.020.000.040.00
   Receipt from Sale of Intangible Assets0.00-0.300.000.00
   Interest Received2.01.10.000.00
Net Cash Flow from Financing Activities (C)-68.0-75.2-0.00-0.25
   Dividends Paid-63.3-71.3-0.00-0.25
   Other Receipt/Payment-4.8-3.80.000.00
Net Increase/(Decrease) in Cash and Cash Equivalents42.4-15.7-21.4-13.7
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)35.250.972.386.0
Cash and Cash Equivalents at Ashadh End77.535.250.872.3

GBLBS Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q2 2080/81
Net Interest Income32.933.630.925.927.732.232.823.2
   Interest Income52.752.851.045.748.854.355.345.8
   Interest Expense-19.8-19.2-20.0-19.9-21.1-22.0-22.5-22.6
Net Fee and Commission Income3.02.12.22.31.93.00.581.3
   Fee and Commission Income3.02.12.22.42.13.11.31.4
   Fee and Commission Expense-0.00-0.00-0.04-0.03-0.13-0.08-0.68-0.00
Net Trading Income0.000.000.000.000.000.000.000.00
Other Operating Income0.000.000.340.000.000.000.020.00
Total Operating Income35.935.633.428.229.635.333.424.6
Impairment Charge/(Reversal)4.5-1.612.5-4.6-1.002.019.511.3
Net Operating Income40.434.145.923.628.637.353.035.9
Operating Expenses-20.1-22.8-36.1-15.3-16.8-22.2-37.2-16.5
   Operating Expense - Personnel Expenses-15.0-19.2-30.4-11.9-12.8-17.2-33.5-12.2
   Other Operating Expenses-4.1-2.6-4.9-2.5-2.9-4.1-2.8-3.3
   Depreciation & Amortisation-1.1-0.98-0.80-0.97-1.0-0.97-0.88-0.95
Operating Profit20.211.39.88.311.815.015.819.4
Non-Operating Income/(Expense)-0.080.04-0.090.080.020.050.090.00
   Non-Operating Income-0.040.04-0.090.080.020.050.090.00
   Non-Operating Expense-0.040.000.000.000.000.000.000.00
Profit Before Income Tax20.211.39.88.411.815.115.919.4
Income Tax Expense-10.40.86-3.0-2.2-2.1-6.3-8.6-9.1
   Current Tax-1.50.003.30.92-3.7-3.49.3-2.8
   Deferred Tax-8.80.86-6.3-3.11.6-2.9-17.9-6.4
Profit for the Year9.812.26.86.29.78.87.310.3

Grameen Bikas share price history

Over the last 15 trading sessions GBLBS closed between Rs. 637.00 and Rs. 706.00, finishing at Rs. 649.90 on 2026-10-12 against Rs. 678.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12649.00669.50643.00649.904,215
2026-10-09638.50650.00638.50650.003,412
2026-10-08632.20650.00632.20650.002,272
2026-10-07645.00652.00637.00637.001,606
2026-10-06654.00660.00643.00652.909,096
2026-10-05662.00668.00656.10668.001,496
2026-10-02667.20668.00663.30664.001,110
2026-10-01660.00676.90660.00672.00803
2026-09-30662.10674.50660.10665.001,351
2026-09-29658.00677.00658.00677.001,858
2026-09-28679.00679.00650.00677.005,933
2026-09-24672.00692.00666.60692.003,339
2026-09-23685.80703.00675.00692.508,463
2026-09-22690.00706.00675.10706.006,615
2026-09-18626.10685.00626.10678.008,308

GBLBS share price by year

2026, between Rs. 610.00 and Rs. 844.50, 2025, between Rs. 698.00 and Rs. 987.00, 2024, between Rs. 517.20 and Rs. 979.50, 2023, between Rs. 427.00 and Rs. 760.00, 2022, between Rs. 566.00 and Rs. 1,139.00 and 2021, between Rs. 561.00 and Rs. 1,437.00.

YearLow (Rs.)High (Rs.)Sessions
2026610.00844.50181
2025698.00987.00184
2024517.20979.50232
2023427.00760.00227
2022566.001,139.00242
2021561.001,437.00239
2020337.05710.00184
2019297.12448.14245
2018300.67515.02159

Grameen Bikas share price returns

At Rs. 649.90 on 2026-10-12, GBLBS is down 2.71% over 1 week, up 2.35% over 1 month, down 11.58% over 3 months, down 16.68% over 6 months, down 8.08% over 1 year and down 34.68% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-2.71%668.002026-10-05
1 month+2.35%635.002026-09-11
3 months-11.58%735.002026-07-14
6 months-16.68%780.002026-04-15
1 year-8.08%707.002025-10-12
5 years-34.68%995.002021-10-11

GBLBS floorsheet for 2026-10-12

GBLBS traded 33 times on 2026-10-12, moving 4,215 shares for Rs. 0.27 crore of turnover. Trades went through between Rs. 640.10 and Rs. 669.50.

Largest buyers by volume: broker 29, Trishul Securities And Investment Limited on 2,202 shares across 8 trades, broker 41, Linch Stock Market Limited on 501 shares across 2 trades, broker 43, South Asian Bulls Pvt.Limited on 445 shares across 5 trades, broker 1, Kumari Securities Pvt. Limited on 300 shares across 3 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 300 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 278 shares across 4 trades, broker 46, Kalika Securities Pvt.Limited on 104 shares across 4 trades, broker 37, Swarnalaxmi Securities Pvt.Limited on 30 shares across 1 trades, broker 6, Agrawal Securities Pvt. Limited on 25 shares across 2 trades and broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 1,014 shares across 2 trades, broker 16, Primo Securities Pvt. Limited on 1,000 shares across 2 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 600 shares across 1 trades, broker 43, South Asian Bulls Pvt.Limited on 350 shares across 3 trades, broker 14, Nepal Stock House Pvt. Limited on 315 shares across 2 trades, broker 51, Oxford Securities Pvt.Ltd on 262 shares across 3 trades, broker 17, ABC Securities Pvt. Limited on 150 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 150 shares across 3 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 130 shares across 1 trades and broker 29, Trishul Securities And Investment Limited on 50 shares across 1 trades.

GBLBS general meetings

Annual and special general meetings Grameen Bikas Laghubitta Bittiya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 8 quarters of results for GBLBS, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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