Grameen Bikas (GBLBS) share price is Rs. 649.90, down 0.02% on 2026-10-12. Open Rs. 649.00. High Rs. 669.50. Low Rs. 643.00. Volume 4,215.
Grameen Bikas Laghubitta Bittiya Sanstha Ltd. is a NEPSE-listed company (GBLBS), Microfinance sector. Revenue: Rs. 126.53 Crore. Net profit: Rs. 31.45 Crore. Net worth: Rs. 288.21 Crore.
Grameen Bikas Laghubitta Bittiya Sanstha Ltd. is a 'D'-class national-level retail microfinance institution licensed by Nepal Rastra Bank, head-officed at Butwal Sub-Metropolitan City-10, Kalikanagar, Rupandehi. It provides microcredit, deposit and related services. (Profile compiled from the financial statements provided.)
Grameen Bikas Laghubitta Bittiya Sanstha Ltd. (GBLBS) has 1,00,53,500 shares outstanding.
| Market Cap | Rs. 653.38 Crore |
|---|---|
| P/E Ratio | 20.78 |
| P/E Ratio (TTM) | 24.50 |
| EPS | Rs. 31.28 |
| EPS (TTM) | Rs. 26.53 |
| Book Value | Rs. 286.68 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 868.00 |
| 52 Week Low | Rs. 610.00 |
What Grameen Bikas Laghubitta Bittiya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q2 2082/83 Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported profit of Rs. 9.79 crore and total operating income of Rs. 35.87 crore. Profit in Q1 2082/83 was Rs. 12.2 crore. Profit fell 19.79% on the previous quarter. Total operating income grew 0.65% on the previous quarter. Profit in Q2 2081/82, the same quarter a year earlier, was Rs. 9.69 crore. Profit grew 0.96% on the same quarter last year. Total operating income grew 21.18% on the same quarter last year.
For the financial year 2081/82 Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net profit of Rs. 31.45 crore, total operating income of Rs. 126.53 crore and net worth of Rs. 288.21 crore. Net profit in 2080/81 was Rs. 28.47 crore. Net profit grew 10.45% on the year. Total operating income grew 23.41% on the year.
In the financial year 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 116.72 crore, net fee and commission income of Rs. 9.47 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 126.53 crore, impairment charge/(reversal) of Rs. 8.89 crore, net operating income of Rs. 135.42 crore, operating expenses of Rs. 90.43 crore, operating profit of Rs. 44.98 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 45.04 crore, income tax expense of Rs. 13.59 crore and profit for the year of Rs. 31.45 crore.
Reported under net interest income: interest income of Rs. 199.8 crore and interest expense of Rs. 83.07 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.75 crore and fee and commission expense of Rs. 0.28 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 72.3 crore, other operating expenses of Rs. 14.35 crore and depreciation & amortisation of Rs. 3.79 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.87 crore and deferred tax of Rs. 10.73 crore.
In the financial year 2080/81, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 97.5 crore, net fee and commission income of Rs. 5 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 102.52 crore, impairment charge/(reversal) of Rs. 38.48 crore, net operating income of Rs. 141 crore, operating expenses of Rs. 94.76 crore, operating profit of Rs. 46.24 crore, non-operating income/(expense) of Rs. 0.09 crore, profit before income tax of Rs. 46.33 crore, income tax expense of Rs. 17.86 crore and profit for the year of Rs. 28.47 crore.
Reported under net interest income: interest income of Rs. 188.33 crore and interest expense of Rs. 90.84 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.68 crore and fee and commission expense of Rs. 0.68 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 78.61 crore, other operating expenses of Rs. 12.4 crore and depreciation & amortisation of Rs. 3.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.09 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 17.86 crore.
In the financial year 2079/80, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 125.41 crore, net fee and commission income of Rs. 6.3 crore, other operating income of Rs. 0 crore, total operating income of Rs. 131.7 crore, impairment charge/(reversal) of Rs. 48.28 crore, net operating income of Rs. 83.43 crore, operating expenses of Rs. 99.87 crore, operating profit of Rs. 16.44 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 16.43 crore, income tax expense of Rs. 8.52 crore and profit for the year of Rs. 7.91 crore.
Reported under net interest income: interest income of Rs. 221.23 crore and interest expense of Rs. 95.82 crore. Reported under net fee and commission income: fee and commission income of Rs. 7.6 crore and fee and commission expense of Rs. 1.3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 87.16 crore, other operating expenses of Rs. 9.02 crore and depreciation & amortisation of Rs. 3.68 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 7.66 crore and deferred tax of Rs. 16.19 crore.
In the financial year 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,447.2 crore, total liabilities of Rs. 1,158.99 crore and total equity of Rs. 288.21 crore.
Reported under total assets: cash and cash equivalents of Rs. 79.69 crore, due from nepal rastra bank of Rs. 0.03 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,267.85 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 22.24 crore, property and equipment of Rs. 8.83 crore, goodwill and intangible assets of Rs. 0.24 crore, deferred tax assets of Rs. 43.24 crore and other assets of Rs. 24.88 crore. Reported under total liabilities: due to banks and fis of Rs. 724.75 crore, deposits from customers of Rs. 356.07 crore, borrowings of Rs. 8.98 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 69.18 crore. Reported under total equity: share capital of Rs. 98.25 crore, share premium of Rs. 6.83 crore, retained earnings of Rs. 19.83 crore and reserves of Rs. 202.97 crore.
In the financial year 2080/81, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,326.04 crore, total liabilities of Rs. 1,072.47 crore and total equity of Rs. 253.57 crore.
Reported under total assets: cash and cash equivalents of Rs. 77.52 crore, due from nepal rastra bank of Rs. 0.03 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,141.86 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 15.47 crore, property and equipment of Rs. 8.43 crore, goodwill and intangible assets of Rs. 0.25 crore, deferred tax assets of Rs. 55.93 crore and other assets of Rs. 26.34 crore. Reported under total liabilities: due to banks and fis of Rs. 612 crore, deposits from customers of Rs. 354.64 crore, borrowings of Rs. 12.97 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 92.86 crore. Reported under total equity: share capital of Rs. 98.25 crore, share premium of Rs. 6.83 crore, retained earnings of Rs. 43.34 crore and reserves of Rs. 191.83 crore.
In the financial year 2079/80, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,265.22 crore, total liabilities of Rs. 1,047.38 crore and total equity of Rs. 217.84 crore.
Reported under total assets: cash and cash equivalents of Rs. 35.16 crore, due from nepal rastra bank of Rs. 0.03 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,134.3 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 6.9 crore, goodwill and intangible assets of Rs. 0.31 crore, deferred tax assets of Rs. 77.12 crore and other assets of Rs. 11.19 crore. Reported under total liabilities: due to banks and fis of Rs. 521.19 crore, deposits from customers of Rs. 374.77 crore, borrowings of Rs. 12.97 crore, current tax liabilities of Rs. 8.98 crore, provisions of Rs. 0 crore and other liabilities of Rs. 129.48 crore. Reported under total equity: share capital of Rs. 98.25 crore, share premium of Rs. 6.83 crore, retained earnings of Rs. 59.14 crore and reserves of Rs. 171.9 crore.
In the financial year 2080/81, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 109.54 crore, net cash flow from investing activities (b) of Rs. 0.85 crore, net cash flow from financing activities (c) of Rs. 68.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 42.36 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 35.16 crore and cash and cash equivalents at ashadh end of Rs. 77.52 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 172.22 crore, fees and other income received of Rs. 5.77 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 26.81 crore, commission and fees paid of Rs. 0.68 crore, cash payment to employees of Rs. 55.95 crore, other expense paid of Rs. 12.4 crore, operating cash flows before changes in operating assets and liabilities of Rs. 82.15 crore, due from nepal rastra bank of Rs. 0 crore, loan and advances to customers of Rs. 41.9 crore, other assets of Rs. 13.18 crore, due to banks and financial institutions of Rs. 90.82 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 20.13 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 47.58 crore, net cash flow from operating activities before tax paid of Rs. 133.98 crore and income taxes paid of Rs. 24.44 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.14 crore, receipt from sale of property and equipment of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore and interest received of Rs. 1.97 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 63.26 crore and other receipt/payment of Rs. 4.76 crore.
In the financial year 2079/80, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 59.82 crore, net cash flow from investing activities (b) of Rs. 0.34 crore, net cash flow from financing activities (c) of Rs. 75.18 crore, net increase/(decrease) in cash and cash equivalents of Rs. 15.69 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 50.85 crore and cash and cash equivalents at ashadh end of Rs. 35.16 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 213.27 crore, fees and other income received of Rs. 7.6 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 26.97 crore, commission and fees paid of Rs. 1.3 crore, cash payment to employees of Rs. 63.59 crore, other expense paid of Rs. 9.02 crore, operating cash flows before changes in operating assets and liabilities of Rs. 119.99 crore, due from nepal rastra bank of Rs. 0.02 crore, loan and advances to customers of Rs. 111.93 crore, other assets of Rs. 0.22 crore, due to banks and financial institutions of Rs. 61.26 crore, due to nepal rastra bank of Rs. 68.8 crore, deposit from customers of Rs. 17.41 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 18.35 crore, net cash flow from operating activities before tax paid of Rs. 66.3 crore and income taxes paid of Rs. 6.47 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.15 crore, receipt from sale of property and equipment of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.3 crore and interest received of Rs. 1.1 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 71.33 crore and other receipt/payment of Rs. 3.85 crore.
In the financial year 2078/79, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 100.86 crore, net cash flow from investing activities (b) of Rs. 79.43 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 21.44 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 72.27 crore and cash and cash equivalents at ashadh end of Rs. 50.83 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 210.31 crore, fees and other income received of Rs. 14.28 crore, receipts from other operating activities of Rs. 0.57 crore, interest paid of Rs. 81.93 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 70.16 crore, other expense paid of Rs. 30.61 crore, operating cash flows before changes in operating assets and liabilities of Rs. 42.45 crore, due from nepal rastra bank of Rs. 0 crore, loan and advances to customers of Rs. 100.92 crore, other assets of Rs. 1.16 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 12.33 crore, borrowings of Rs. 44.5 crore, other liabilities of Rs. 4.54 crore, net cash flow from operating activities before tax paid of Rs. 87.26 crore and income taxes paid of Rs. 13.6 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 80 crore, purchase of property and equipment of Rs. 0.61 crore, receipt from sale of property and equipment of Rs. 0.04 crore, receipt from sale of intangible assets of Rs. 0 crore and interest received of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
In the quarter Q2 2082/83, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 32.87 crore, net fee and commission income of Rs. 3 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 35.87 crore, impairment charge/(reversal) of Rs. 4.51 crore, net operating income of Rs. 40.38 crore, operating expenses of Rs. 20.14 crore, operating profit of Rs. 20.24 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 20.16 crore, income tax expense of Rs. 10.38 crore and profit for the year of Rs. 9.79 crore.
Reported under net interest income: interest income of Rs. 52.66 crore and interest expense of Rs. 19.79 crore. Reported under net fee and commission income: fee and commission income of Rs. 3 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 14.98 crore, other operating expenses of Rs. 4.1 crore and depreciation & amortisation of Rs. 1.07 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0.04 crore. Reported under income tax expense: current tax of Rs. 1.55 crore and deferred tax of Rs. 8.83 crore.
In the quarter Q1 2082/83, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 33.56 crore, net fee and commission income of Rs. 2.08 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 35.64 crore, impairment charge/(reversal) of Rs. 1.56 crore, net operating income of Rs. 34.07 crore, operating expenses of Rs. 22.78 crore, operating profit of Rs. 11.3 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 11.34 crore, income tax expense of Rs. 0.86 crore and profit for the year of Rs. 12.2 crore.
Reported under net interest income: interest income of Rs. 52.78 crore and interest expense of Rs. 19.23 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.08 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 19.24 crore, other operating expenses of Rs. 2.56 crore and depreciation & amortisation of Rs. 0.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0.86 crore.
In the quarter Q4 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 30.94 crore, net fee and commission income of Rs. 2.16 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 33.43 crore, impairment charge/(reversal) of Rs. 12.49 crore, net operating income of Rs. 45.92 crore, operating expenses of Rs. 36.08 crore, operating profit of Rs. 9.84 crore, non-operating income/(expense) of Rs. 0.09 crore, profit before income tax of Rs. 9.75 crore, income tax expense of Rs. 2.99 crore and profit for the year of Rs. 6.77 crore.
Reported under net interest income: interest income of Rs. 50.98 crore and interest expense of Rs. 20.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.2 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 30.37 crore, other operating expenses of Rs. 4.91 crore and depreciation & amortisation of Rs. 0.8 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.09 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.3 crore and deferred tax of Rs. 6.29 crore.
In the quarter Q3 2081/82, Grameen Bikas Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 25.89 crore, net fee and commission income of Rs. 2.34 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 28.23 crore, impairment charge/(reversal) of Rs. 4.61 crore, net operating income of Rs. 23.62 crore, operating expenses of Rs. 15.34 crore, operating profit of Rs. 8.27 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 8.35 crore, income tax expense of Rs. 2.16 crore and profit for the year of Rs. 6.19 crore.
Reported under net interest income: interest income of Rs. 45.74 crore and interest expense of Rs. 19.86 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.37 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.9 crore, other operating expenses of Rs. 2.47 crore and depreciation & amortisation of Rs. 0.97 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.08 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.92 crore and deferred tax of Rs. 3.08 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|
| Net Interest Income | 117 | 97.5 | 125 | 128 | 127 |
| Interest Income | 200 | 188 | 221 | 212 | 184 |
| Interest Expense | -83.1 | -90.8 | -95.8 | -83.8 | -56.7 |
| Net Fee and Commission Income | 9.5 | 5.0 | 6.3 | 14.3 | 17.4 |
| Fee and Commission Income | 9.7 | 5.7 | 7.6 | 14.3 | 17.4 |
| Fee and Commission Expense | -0.28 | -0.68 | -1.3 | 0.00 | 0.00 |
| Other Operating Income | 0.34 | 0.02 | 0.00 | 0.00 | 0.22 |
| Total Operating Income | 127 | 103 | 132 | 142 | 145 |
| Impairment Charge/(Reversal) | 8.9 | 38.5 | -48.3 | -28.5 | -6.9 |
| Net Operating Income | 135 | 141 | 83.4 | 114 | 138 |
| Operating Expenses | -90.4 | -94.8 | -99.9 | -96.8 | -91.9 |
| Operating Expense - Personnel Expenses | -72.3 | -78.6 | -87.2 | -85.9 | -82.2 |
| Other Operating Expenses | -14.4 | -12.4 | -9.0 | -7.0 | -9.3 |
| Depreciation & Amortisation | -3.8 | -3.7 | -3.7 | -3.8 | -0.51 |
| Operating Profit | 45.0 | 46.2 | -16.4 | 17.1 | 46.1 |
| Non-Operating Income/(Expense) | 0.06 | 0.09 | 0.00 | 3.6 | 0.01 |
| Non-Operating Income | 0.06 | 0.09 | 0.00 | 3.6 | 0.01 |
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 45.0 | 46.3 | -16.4 | 20.7 | 46.1 |
| Income Tax Expense | -13.6 | -17.9 | 8.5 | -12.5 | -15.1 |
| Current Tax | -2.9 | 0.00 | -7.7 | -27.2 | -16.8 |
| Deferred Tax | -10.7 | -17.9 | 16.2 | 14.7 | 1.7 |
| Profit for the Year | 31.4 | 28.5 | -7.9 | 8.1 | 31.0 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 1,447 | 1,326 | 1,265 | 1,433 | 1,444 | 1,138 |
| Cash and Cash Equivalents | 79.7 | 77.5 | 35.2 | 50.8 | 72.3 | 86.0 |
| Due from Nepal Rastra Bank | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 |
| Placement with Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 80.0 | 0.00 |
| Loans and Advances to Customers | 1,268 | 1,142 | 1,134 | 1,288 | 1,219 | 983 |
| Investment Securities | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
| Current Tax Assets | 22.2 | 15.5 | 0.00 | 0.00 | 1.1 | 0.00 |
| Property and Equipment | 8.8 | 8.4 | 6.9 | 9.4 | 2.4 | 2.8 |
| Goodwill and Intangible Assets | 0.24 | 0.25 | 0.31 | 0.00 | 0.01 | 0.01 |
| Deferred Tax Assets | 43.2 | 55.9 | 77.1 | 71.0 | 54.6 | 54.0 |
| Other Assets | 24.9 | 26.3 | 11.2 | 13.9 | 14.3 | 12.7 |
| Total Liabilities | 1,159 | 1,072 | 1,047 | 1,220 | 1,235 | 977 |
| Due to Banks and FIs | 725 | 612 | 521 | 0.00 | 0.00 | 0.00 |
| Deposits from Customers | 356 | 355 | 375 | 392 | 380 | 356 |
| Borrowings | 9.0 | 13.0 | 13.0 | 664 | 709 | 461 |
| Current Tax Liabilities | 0.00 | 0.00 | 9.0 | 7.8 | 0.00 | 3.1 |
| Provisions | 0.00 | 0.00 | 0.00 | 2.7 | 1.7 | 1.7 |
| Other Liabilities | 69.2 | 92.9 | 129 | 153 | 144 | 154 |
| Total Equity | 288 | 254 | 218 | 213 | 209 | 162 |
| Share Capital | 98.3 | 98.3 | 98.3 | 98.3 | 98.3 | 98.3 |
| Share Premium | 6.8 | 6.8 | 6.8 | 6.8 | 6.8 | 6.8 |
| Retained Earnings | -19.8 | -43.3 | -59.1 | -39.2 | 47.5 | 25.0 |
| Reserves | 203 | 192 | 172 | 147 | 56.8 | 31.5 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 110 | 59.8 | -101 | 66.6 |
| Interest Received | 172 | 213 | 210 | 182 |
| Fees and Other Income Received | 5.8 | 7.6 | 14.3 | 17.4 |
| Receipts from Other Operating Activities | 0.00 | 0.00 | 0.57 | 0.61 |
| Interest Paid | -26.8 | -27.0 | -81.9 | -56.7 |
| Commission and Fees Paid | -0.68 | -1.3 | 0.00 | 0.00 |
| Cash Payment to Employees | -56.0 | -63.6 | -70.2 | -191 |
| Other Expense Paid | -12.4 | -9.0 | -30.6 | 5.1 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 82.1 | 120 | 42.5 | -42.7 |
| Due from Nepal Rastra Bank | 0.00 | -0.02 | 0.00 | 0.00 |
| Loan and Advances to Customers | 41.9 | 112 | -101 | -238 |
| Other Assets | -13.2 | 0.22 | -1.2 | 97.7 |
| Due to Banks and Financial Institutions | 90.8 | -61.3 | 0.00 | 0.00 |
| Due to Nepal Rastra Bank | 0.00 | -68.8 | 0.00 | 0.00 |
| Deposit from Customers | -20.1 | -17.4 | 12.3 | 23.6 |
| Borrowings | 0.00 | 0.00 | -44.5 | 247 |
| Other Liabilities | -47.6 | -18.4 | 4.5 | -0.40 |
| Net Cash Flow from Operating Activities Before Tax Paid | 134 | 66.3 | -87.3 | 87.6 |
| Income Taxes Paid | -24.4 | -6.5 | -13.6 | -21.0 |
| Net Cash Flow from Investing Activities (B) | 0.85 | -0.34 | 79.4 | -80.0 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 80.0 | -80.0 |
| Purchase of Property and Equipment | -1.1 | -1.1 | -0.61 | -0.04 |
| Receipt from Sale of Property and Equipment | 0.02 | 0.00 | 0.04 | 0.00 |
| Receipt from Sale of Intangible Assets | 0.00 | -0.30 | 0.00 | 0.00 |
| Interest Received | 2.0 | 1.1 | 0.00 | 0.00 |
| Net Cash Flow from Financing Activities (C) | -68.0 | -75.2 | -0.00 | -0.25 |
| Dividends Paid | -63.3 | -71.3 | -0.00 | -0.25 |
| Other Receipt/Payment | -4.8 | -3.8 | 0.00 | 0.00 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 42.4 | -15.7 | -21.4 | -13.7 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 35.2 | 50.9 | 72.3 | 86.0 |
| Cash and Cash Equivalents at Ashadh End | 77.5 | 35.2 | 50.8 | 72.3 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q2 2080/81 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 32.9 | 33.6 | 30.9 | 25.9 | 27.7 | 32.2 | 32.8 | 23.2 |
| Interest Income | 52.7 | 52.8 | 51.0 | 45.7 | 48.8 | 54.3 | 55.3 | 45.8 |
| Interest Expense | -19.8 | -19.2 | -20.0 | -19.9 | -21.1 | -22.0 | -22.5 | -22.6 |
| Net Fee and Commission Income | 3.0 | 2.1 | 2.2 | 2.3 | 1.9 | 3.0 | 0.58 | 1.3 |
| Fee and Commission Income | 3.0 | 2.1 | 2.2 | 2.4 | 2.1 | 3.1 | 1.3 | 1.4 |
| Fee and Commission Expense | -0.00 | -0.00 | -0.04 | -0.03 | -0.13 | -0.08 | -0.68 | -0.00 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.00 | 0.00 | 0.34 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Total Operating Income | 35.9 | 35.6 | 33.4 | 28.2 | 29.6 | 35.3 | 33.4 | 24.6 |
| Impairment Charge/(Reversal) | 4.5 | -1.6 | 12.5 | -4.6 | -1.00 | 2.0 | 19.5 | 11.3 |
| Net Operating Income | 40.4 | 34.1 | 45.9 | 23.6 | 28.6 | 37.3 | 53.0 | 35.9 |
| Operating Expenses | -20.1 | -22.8 | -36.1 | -15.3 | -16.8 | -22.2 | -37.2 | -16.5 |
| Operating Expense - Personnel Expenses | -15.0 | -19.2 | -30.4 | -11.9 | -12.8 | -17.2 | -33.5 | -12.2 |
| Other Operating Expenses | -4.1 | -2.6 | -4.9 | -2.5 | -2.9 | -4.1 | -2.8 | -3.3 |
| Depreciation & Amortisation | -1.1 | -0.98 | -0.80 | -0.97 | -1.0 | -0.97 | -0.88 | -0.95 |
| Operating Profit | 20.2 | 11.3 | 9.8 | 8.3 | 11.8 | 15.0 | 15.8 | 19.4 |
| Non-Operating Income/(Expense) | -0.08 | 0.04 | -0.09 | 0.08 | 0.02 | 0.05 | 0.09 | 0.00 |
| Non-Operating Income | -0.04 | 0.04 | -0.09 | 0.08 | 0.02 | 0.05 | 0.09 | 0.00 |
| Non-Operating Expense | -0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 20.2 | 11.3 | 9.8 | 8.4 | 11.8 | 15.1 | 15.9 | 19.4 |
| Income Tax Expense | -10.4 | 0.86 | -3.0 | -2.2 | -2.1 | -6.3 | -8.6 | -9.1 |
| Current Tax | -1.5 | 0.00 | 3.3 | 0.92 | -3.7 | -3.4 | 9.3 | -2.8 |
| Deferred Tax | -8.8 | 0.86 | -6.3 | -3.1 | 1.6 | -2.9 | -17.9 | -6.4 |
| Profit for the Year | 9.8 | 12.2 | 6.8 | 6.2 | 9.7 | 8.8 | 7.3 | 10.3 |
Over the last 15 trading sessions GBLBS closed between Rs. 637.00 and Rs. 706.00, finishing at Rs. 649.90 on 2026-10-12 against Rs. 678.00 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 649.00 | 669.50 | 643.00 | 649.90 | 4,215 |
| 2026-10-09 | 638.50 | 650.00 | 638.50 | 650.00 | 3,412 |
| 2026-10-08 | 632.20 | 650.00 | 632.20 | 650.00 | 2,272 |
| 2026-10-07 | 645.00 | 652.00 | 637.00 | 637.00 | 1,606 |
| 2026-10-06 | 654.00 | 660.00 | 643.00 | 652.90 | 9,096 |
| 2026-10-05 | 662.00 | 668.00 | 656.10 | 668.00 | 1,496 |
| 2026-10-02 | 667.20 | 668.00 | 663.30 | 664.00 | 1,110 |
| 2026-10-01 | 660.00 | 676.90 | 660.00 | 672.00 | 803 |
| 2026-09-30 | 662.10 | 674.50 | 660.10 | 665.00 | 1,351 |
| 2026-09-29 | 658.00 | 677.00 | 658.00 | 677.00 | 1,858 |
| 2026-09-28 | 679.00 | 679.00 | 650.00 | 677.00 | 5,933 |
| 2026-09-24 | 672.00 | 692.00 | 666.60 | 692.00 | 3,339 |
| 2026-09-23 | 685.80 | 703.00 | 675.00 | 692.50 | 8,463 |
| 2026-09-22 | 690.00 | 706.00 | 675.10 | 706.00 | 6,615 |
| 2026-09-18 | 626.10 | 685.00 | 626.10 | 678.00 | 8,308 |
2026, between Rs. 610.00 and Rs. 844.50, 2025, between Rs. 698.00 and Rs. 987.00, 2024, between Rs. 517.20 and Rs. 979.50, 2023, between Rs. 427.00 and Rs. 760.00, 2022, between Rs. 566.00 and Rs. 1,139.00 and 2021, between Rs. 561.00 and Rs. 1,437.00.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 610.00 | 844.50 | 181 |
| 2025 | 698.00 | 987.00 | 184 |
| 2024 | 517.20 | 979.50 | 232 |
| 2023 | 427.00 | 760.00 | 227 |
| 2022 | 566.00 | 1,139.00 | 242 |
| 2021 | 561.00 | 1,437.00 | 239 |
| 2020 | 337.05 | 710.00 | 184 |
| 2019 | 297.12 | 448.14 | 245 |
| 2018 | 300.67 | 515.02 | 159 |
At Rs. 649.90 on 2026-10-12, GBLBS is down 2.71% over 1 week, up 2.35% over 1 month, down 11.58% over 3 months, down 16.68% over 6 months, down 8.08% over 1 year and down 34.68% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | -2.71% | 668.00 | 2026-10-05 |
| 1 month | +2.35% | 635.00 | 2026-09-11 |
| 3 months | -11.58% | 735.00 | 2026-07-14 |
| 6 months | -16.68% | 780.00 | 2026-04-15 |
| 1 year | -8.08% | 707.00 | 2025-10-12 |
| 5 years | -34.68% | 995.00 | 2021-10-11 |
GBLBS traded 33 times on 2026-10-12, moving 4,215 shares for Rs. 0.27 crore of turnover. Trades went through between Rs. 640.10 and Rs. 669.50.
Largest buyers by volume: broker 29, Trishul Securities And Investment Limited on 2,202 shares across 8 trades, broker 41, Linch Stock Market Limited on 501 shares across 2 trades, broker 43, South Asian Bulls Pvt.Limited on 445 shares across 5 trades, broker 1, Kumari Securities Pvt. Limited on 300 shares across 3 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 300 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 278 shares across 4 trades, broker 46, Kalika Securities Pvt.Limited on 104 shares across 4 trades, broker 37, Swarnalaxmi Securities Pvt.Limited on 30 shares across 1 trades, broker 6, Agrawal Securities Pvt. Limited on 25 shares across 2 trades and broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 10 shares across 1 trades.
Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 1,014 shares across 2 trades, broker 16, Primo Securities Pvt. Limited on 1,000 shares across 2 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 600 shares across 1 trades, broker 43, South Asian Bulls Pvt.Limited on 350 shares across 3 trades, broker 14, Nepal Stock House Pvt. Limited on 315 shares across 2 trades, broker 51, Oxford Securities Pvt.Ltd on 262 shares across 3 trades, broker 17, ABC Securities Pvt. Limited on 150 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 150 shares across 3 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 130 shares across 1 trades and broker 29, Trishul Securities And Investment Limited on 50 shares across 1 trades.
Annual and special general meetings Grameen Bikas Laghubitta Bittiya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 8 quarters of results for GBLBS, with charts and peer comparison, are free on NepView.
New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.
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