Mero Microfinance Bittiya Sanstha Ltd. (MERO) Share Price & Fundamentals

Mero Microfinance (MERO) share price is Rs. 575.00, down 0.84% on 2026-10-13. Open Rs. 579.90. High Rs. 580.00. Low Rs. 573.10. Volume 435.

Mero Microfinance Bittiya Sanstha Ltd. is a NEPSE-listed company (MERO), Microfinance sector. Revenue: Rs. 105 Crore. Net profit: Rs. 8.55 Crore. Net worth: Rs. 211.05 Crore.

About Mero Microfinance Bittiya Sanstha Ltd.

NRB Class "D" microfinance financial institution. Registered office: Sitapaila, Kathmandu (formerly Battar, Nuwakot). Audited by Joshi & Bhandari, Chartered Accountants.

Mero Microfinance Bittiya Sanstha Ltd. (MERO) has 1,48,64,025 shares outstanding. Its most recent declared dividend was 0.25% on face value.

MERO key metrics

MERO strengths

What Mero Microfinance Bittiya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• Makes 6.2% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Profit grew 47.2% on last year. (Growth)
• Income from lending grew 27% on last year, so the core business is expanding. (Growth)
• 13.8% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• 88.7% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Total income grew 29.3% on last year. (Growth)
• Owns 7.25x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• Customer deposits grew 16.8% on last year, giving it more cheap money to lend. (Growth)

MERO weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 4.1%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0.6%, so its assets are not producing much. (Profitability)
• 29.7% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Each share produced Rs 8.47 over the year. (Shareholder Returns)
• Only 30.2% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Net profit margin is 9.3%, less than most lenders keep once every cost is paid. (Profitability)
• Operating margin is 15.1%, so running costs take too much of what core banking earns. (Profitability)
• Staff costs take 39.7% of income, a heavy load on earnings. (Efficiency)
• Loans are 96.7% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Each share is backed by only Rs 141.99 of net worth. (Shareholder Returns)
• 62.2% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Only 11.3% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• The loan book moved 7.5%, so lending is not expanding. (Growth)
• The bank's size moved 4.2% over the year. (Shareholder Returns)

MERO Q3 2082/83 results

In Q3 2082/83 Mero Microfinance Bittiya Sanstha Ltd. reported profit of Rs. 5.01 crore and total operating income of Rs. 32.6 crore. Profit in Q2 2082/83 was Rs. 11.07 crore. Profit fell 54.77% on the previous quarter. Total operating income fell 1.25% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 12.57 crore. Profit fell 60.17% on the same quarter last year. Total operating income fell 42.35% on the same quarter last year.

MERO annual results 2081/82

For the financial year 2081/82 Mero Microfinance Bittiya Sanstha Ltd. reported net profit of Rs. 8.55 crore, total operating income of Rs. 105 crore and net worth of Rs. 211.05 crore. Net profit in 2080/81 was Rs. 14.57 crore. Net profit fell 41.30% on the year. Total operating income grew 7.00% on the year.

MERO profit and loss for 2081/82

In the financial year 2081/82, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 94.85 crore, net fee and commission income of Rs. 10.09 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.07 crore, total operating income of Rs. 105 crore, impairment charge/(reversal) of Rs. 23.92 crore, net operating income of Rs. 81.08 crore, operating expenses of Rs. 67.72 crore, operating profit of Rs. 13.36 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 13.37 crore, income tax expense of Rs. 4.82 crore and profit for the year of Rs. 8.55 crore.

Reported under net interest income: interest income of Rs. 187.51 crore and interest expense of Rs. 92.66 crore. Reported under net fee and commission income: fee and commission income of Rs. 10.09 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 47.6 crore, other operating expenses of Rs. 15.92 crore and depreciation & amortisation of Rs. 4.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 5.24 crore and deferred tax of Rs. 0.42 crore.

MERO profit and loss for 2080/81

In the financial year 2080/81, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 88.17 crore, net fee and commission income of Rs. 9.95 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 98.14 crore, impairment charge/(reversal) of Rs. 11.29 crore, net operating income of Rs. 86.85 crore, operating expenses of Rs. 65.33 crore, operating profit of Rs. 21.52 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 21.56 crore, income tax expense of Rs. 6.99 crore and profit for the year of Rs. 14.57 crore.

Reported under net interest income: interest income of Rs. 201.35 crore and interest expense of Rs. 113.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.95 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 47.42 crore, other operating expenses of Rs. 13.72 crore and depreciation & amortisation of Rs. 4.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.1 crore and non-operating expense of Rs. 0.06 crore. Reported under income tax expense: current tax of Rs. 7.33 crore and deferred tax of Rs. 0.35 crore.

MERO profit and loss for 2079/80

In the financial year 2079/80, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 76.7 crore, net fee and commission income of Rs. 9.01 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 85.72 crore, impairment charge/(reversal) of Rs. 12.54 crore, net operating income of Rs. 73.17 crore, operating expenses of Rs. 66.26 crore, operating profit of Rs. 6.92 crore, non-operating income/(expense) of Rs. 0.5 crore, profit before income tax of Rs. 7.42 crore, income tax expense of Rs. 2.67 crore and profit for the year of Rs. 4.75 crore.

Reported under net interest income: interest income of Rs. 223.85 crore and interest expense of Rs. 147.15 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.01 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 48.29 crore, other operating expenses of Rs. 13.67 crore and depreciation & amortisation of Rs. 4.29 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.5 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.32 crore and deferred tax of Rs. 0.65 crore.

MERO balance sheet for 2081/82

In the financial year 2081/82, Mero Microfinance Bittiya Sanstha Ltd. reported total assets of Rs. 1,530.28 crore, total liabilities of Rs. 1,319.23 crore and total equity of Rs. 211.05 crore.

Reported under total assets: cash and cash equivalents of Rs. 14.32 crore, due from nepal rastra bank of Rs. 6.24 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,479.42 crore, investment securities of Rs. 0.29 crore, current tax assets of Rs. 3.73 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 11.74 crore, goodwill and intangible assets of Rs. 0.08 crore, deferred tax assets of Rs. 4.2 crore and other assets of Rs. 10.27 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 398.09 crore, borrowings of Rs. 820.88 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 100.26 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 141.9 crore, share premium of Rs. 0 crore, retained earnings of Rs. 8.55 crore, reserves of Rs. 60.6 crore and non controlling interest of Rs. 0 crore.

MERO balance sheet for 2080/81

In the financial year 2080/81, Mero Microfinance Bittiya Sanstha Ltd. reported total assets of Rs. 1,468.24 crore, total liabilities of Rs. 1,263.84 crore and total equity of Rs. 204.39 crore.

Reported under total assets: cash and cash equivalents of Rs. 58.43 crore, due from nepal rastra bank of Rs. 6.04 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,375.67 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 1.49 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 11.8 crore, goodwill and intangible assets of Rs. 0.09 crore, deferred tax assets of Rs. 3.66 crore and other assets of Rs. 10.86 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 340.8 crore, borrowings of Rs. 836.83 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 86.21 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 132 crore, share premium of Rs. 0 crore, retained earnings of Rs. 10.71 crore, reserves of Rs. 61.68 crore and non controlling interest of Rs. 0 crore.

MERO balance sheet for 2079/80

In the financial year 2079/80, Mero Microfinance Bittiya Sanstha Ltd. reported total assets of Rs. 1,469.56 crore, total liabilities of Rs. 1,279.33 crore and total equity of Rs. 190.23 crore.

Reported under total assets: cash and cash equivalents of Rs. 41.94 crore, due from nepal rastra bank of Rs. 6.36 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,391.66 crore, investment securities of Rs. 5.13 crore, current tax assets of Rs. 1.81 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 13.47 crore, goodwill and intangible assets of Rs. 0.11 crore, deferred tax assets of Rs. 3.27 crore and other assets of Rs. 5.81 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 342.48 crore, borrowings of Rs. 860.51 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 76.34 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 132 crore, share premium of Rs. 0 crore, retained earnings of Rs. 7.56 crore, reserves of Rs. 50.67 crore and non controlling interest of Rs. 0 crore.

MERO cash flow for 2081/82

In the financial year 2081/82, Mero Microfinance Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 39.72 crore and net cash flow from investing activities (b) of Rs. 1.03 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 188.37 crore, fees and other income received of Rs. 10.09 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.01 crore, interest paid of Rs. 85.49 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 46.43 crore, other expense paid of Rs. 15.92 crore, operating cash flows before changes in operating assets and liabilities of Rs. 50.64 crore, due from nepal rastra bank of Rs. 0.2 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 128.69 crore, other assets of Rs. 0.17 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 57.29 crore, borrowings of Rs. 15.95 crore, other liabilities of Rs. 4.51 crore, net cash flow from operating activities before tax paid of Rs. 32.23 crore and income taxes paid of Rs. 7.49 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0.09 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.91 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.03 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.

MERO cash flow for 2080/81

In the financial year 2080/81, Mero Microfinance Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 19.9 crore, net cash flow from investing activities (b) of Rs. 0.74 crore, net cash flow from financing activities (c) of Rs. 2.67 crore, net increase/(decrease) in cash and cash equivalents of Rs. 16.49 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 41.94 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 58.43 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 211.77 crore, fees and other income received of Rs. 9.95 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.1 crore, interest paid of Rs. 111.08 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 44.03 crore, other expense paid of Rs. 13.72 crore, operating cash flows before changes in operating assets and liabilities of Rs. 53 crore, due from nepal rastra bank of Rs. 0.32 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 7.02 crore, other assets of Rs. 0.44 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 1.68 crore, borrowings of Rs. 23.68 crore, other liabilities of Rs. 5.53 crore, net cash flow from operating activities before tax paid of Rs. 26.91 crore and income taxes paid of Rs. 7.02 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.71 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.03 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 2.67 crore.

MERO cash flow for 2079/80

In the financial year 2079/80, Mero Microfinance Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 20.46 crore, net cash flow from investing activities (b) of Rs. 0.72 crore, net cash flow from financing activities (c) of Rs. 12.97 crore, net increase/(decrease) in cash and cash equivalents of Rs. 6.77 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 35.16 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 41.94 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 231.11 crore, fees and other income received of Rs. 9.01 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.5 crore, interest paid of Rs. 136.88 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 51.09 crore, other expense paid of Rs. 13.67 crore, operating cash flows before changes in operating assets and liabilities of Rs. 38.98 crore, due from nepal rastra bank of Rs. 0.9 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 223.65 crore, other assets of Rs. 0.66 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 60.8 crore, deposit from customers of Rs. 0.57 crore, borrowings of Rs. 178.64 crore, other liabilities of Rs. 1.11 crore, net cash flow from operating activities before tax paid of Rs. 25.1 crore and income taxes paid of Rs. 4.64 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 4.93 crore, receipts from sale of investment securities of Rs. 4.86 crore, purchase of property and equipment of Rs. 0.65 crore, receipt from sale of property and equipment of Rs. 0.01 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 10.49 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 2.48 crore.

MERO quarterly for Q3 2082/83

In the quarter Q3 2082/83, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 28.78 crore, net fee and commission income of Rs. 3.82 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 32.6 crore, impairment charge/(reversal) of Rs. 8.15 crore, net operating income of Rs. 24.45 crore, operating expenses of Rs. 17.3 crore, operating profit of Rs. 7.15 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 7.15 crore, income tax expense of Rs. 2.15 crore and profit for the year of Rs. 5.01 crore.

Reported under net interest income: interest income of Rs. 48.58 crore and interest expense of Rs. 19.8 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.82 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.85 crore, other operating expenses of Rs. 4.42 crore and depreciation & amortisation of Rs. 1.04 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.15 crore and deferred tax of Rs. 0 crore.

MERO quarterly for Q2 2082/83

In the quarter Q2 2082/83, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 30.19 crore, net fee and commission income of Rs. 2.8 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 33.01 crore, impairment charge/(reversal) of Rs. 0.93 crore, net operating income of Rs. 33.95 crore, operating expenses of Rs. 18.68 crore, operating profit of Rs. 15.27 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 15.27 crore, income tax expense of Rs. 4.2 crore and profit for the year of Rs. 11.07 crore.

Reported under net interest income: interest income of Rs. 49.58 crore and interest expense of Rs. 19.39 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.8 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 13.82 crore, other operating expenses of Rs. 3.83 crore and depreciation & amortisation of Rs. 1.03 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 4.2 crore and deferred tax of Rs. 0 crore.

MERO quarterly for Q1 2082/83

In the quarter Q1 2082/83, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 24.26 crore, net fee and commission income of Rs. 2.06 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 26.33 crore, impairment charge/(reversal) of Rs. 8.45 crore, net operating income of Rs. 17.88 crore, operating expenses of Rs. 19.08 crore, operating profit of Rs. 1.2 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.19 crore, income tax expense of Rs. 0.02 crore and profit for the year of Rs. 1.22 crore.

Reported under net interest income: interest income of Rs. 46.16 crore and interest expense of Rs. 21.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.06 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 14.22 crore, other operating expenses of Rs. 3.83 crore and depreciation & amortisation of Rs. 1.03 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.02 crore and deferred tax of Rs. 0 crore.

MERO quarterly for Q4 2081/82

In the quarter Q4 2081/82, Mero Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 31.21 crore, net fee and commission income of Rs. 3.15 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 34.37 crore, impairment charge/(reversal) of Rs. 0.69 crore, net operating income of Rs. 35.06 crore, operating expenses of Rs. 20.51 crore, operating profit of Rs. 14.56 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 14.56 crore, income tax expense of Rs. 5.88 crore and profit for the year of Rs. 8.67 crore.

Reported under net interest income: interest income of Rs. 53.19 crore and interest expense of Rs. 21.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.15 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 13.73 crore, other operating expenses of Rs. 5.68 crore and depreciation & amortisation of Rs. 1.09 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 5.88 crore and deferred tax of Rs. 0 crore.

MERO Profit & Loss

Values in Rs. Crore unless stated otherwise.

MERO Balance Sheet

Values in Rs. Crore unless stated otherwise.

MERO Cash Flow

Values in Rs. Crore unless stated otherwise.

MERO Quarterly Results

Values in Rs. Crore unless stated otherwise.

Mero Microfinance share price history

Over the last 15 trading sessions MERO closed between Rs. 575.00 and Rs. 612.00, finishing at Rs. 575.00 on 2026-10-13 against Rs. 612.00 on 2026-09-22.

MERO share price by year

2026, between Rs. 571.10 and Rs. 860.00, 2025, between Rs. 618.62 and Rs. 954.65, 2024, between Rs. 454.68 and Rs. 870.29, 2023, between Rs. 411.43 and Rs. 777.22, 2022, between Rs. 582.88 and Rs. 1,081.97 and 2021, between Rs. 592.03 and Rs. 1,338.13.

Mero Microfinance share price returns

At Rs. 575.00 on 2026-10-13, MERO is down 1.88% over 1 week, down 6.96% over 1 month, down 13.27% over 3 months, down 21.77% over 6 months, down 21.47% over 1 year and down 38.29% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

MERO floorsheet for 2026-10-13

MERO traded 12 times on 2026-10-13, moving 435 shares for Rs. 0.03 crore of turnover. Trades went through between Rs. 573.10 and Rs. 580.00.

Largest buyers by volume: broker 29, Trishul Securities And Investment Limited on 95 shares across 2 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 90 shares across 4 trades, broker 26, Asian Securities Pvt. Limited on 90 shares across 1 trades, broker 42, Sani Securities Company Limited on 45 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 37 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 30 shares across 1 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 25 shares across 1 trades and broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 23 shares across 1 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 138 shares across 3 trades, broker 45, Imperial Securities Co. Limited on 119 shares across 4 trades, broker 29, Trishul Securities And Investment Limited on 75 shares across 1 trades, broker 18, Sagarmatha Securities Pvt. Limited on 65 shares across 2 trades, broker 40, Creative Securities Pvt.Limited on 37 shares across 1 trades and broker 37, Swarnalaxmi Securities Pvt.Limited on 1 shares across 1 trades.

MERO dividend history: bonus shares and cash dividend

Mero Microfinance Bittiya Sanstha Ltd. most recently declared a 4.75% bonus share issue for 2081/2082, announced on 2025-12-24. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Mero Microfinance Bittiya Sanstha Ltd. declared a 4.75% bonus share issue, announced on 2025-12-24.

For 2080/2081 Mero Microfinance Bittiya Sanstha Ltd. declared a 7.5% bonus share issue, announced on 2024-12-22.

For 2078/2079 Mero Microfinance Bittiya Sanstha Ltd. declared a 10% bonus share issue and a 10% cash dividend, 20% in total, announced on 2022-12-28.

MERO general meetings

Annual and special general meetings Mero Microfinance Bittiya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 13th AGM for 2081/2082: on 2026-01-14, at Hotel Water Tower's Sabha Hall, Bidur-04, Battar, Nuwakot (9:00 AM)
• 12th AGM for 2080/2081: on 2025-01-17, at Siddhartha Hotel Water Tower's Sabha Hall, Bidur-04, Battar, Nuwakot (11:30 AM)
• 11th AGM for 2079/2080: on 2024-02-09, at Siddhartha Hotel Water Tower's Boardroom, Bidur-04, Battar, Nuwakot (11:30 am)

5 years of annual statements and 11 quarters of results for MERO, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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• Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL) share price
• Swarojgar Laghubitta Bittiya Sanstha Ltd. (SLBBL) share price
• Samudayik Laghubitta Bittiya Sanstha Limited (SLBSL) share price
• Samata Gharelu Laghubitta Bittiya Sanstha Limited (SMATA) share price
• Support Microfinance Bittiya Sanstha Ltd. (SMB) share price
• Swabhimaan Laghubitta Bittiya Sanstha Limited (SMFBS) share price
• Sampada Laghubitta Bittiya Sanstha Limited (SMPDA) share price

All microfinance companies on NEPSE

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