Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL) Share Price & Fundamentals

Sana Kisan Bikas (SKBBL) share price is Rs. 744.00, up 0.40% on 2026-10-13. Open Rs. 745.10. High Rs. 748.70. Low Rs. 735.00. Volume 48,106.

Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (SKBBL), Microfinance sector. Revenue: Rs. 181.28 Crore. Net profit: Rs. 87.5 Crore. Net worth: Rs. 1,032.36 Crore.

About Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited

A national-level Class 'D' microfinance financial institution licensed by Nepal Rastra Bank, with its central office at Babarmahal, Kathmandu. SKBBL is distinctive among Nepali microfinance institutions in operating primarily as a WHOLESALE lender: the overwhelming majority of its assets sit in 'Loan and Advances to MFIs & Cooperatives' - principally Small Farmer Agriculture Cooperatives (SFACLs) - rather than in direct retail microcredit, with direct loans to customers under 0.2% of total assets. Funding comes from borrowings and from banks and financial institutions rather than from retail deposits, although customer deposits have been growing since FY2079/80. The balance sheet expanded rapidly to a peak of about 48.6 billion at the end of FY2079/80 and has since contracted to roughly 41.5 billion, while equity has continued to build. The institution has been consistently profitable across every year covered here, with profit rising from about 559 million in FY2076/77 to a peak of about 922 million in FY2080/81.

Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL) has 4,92,71,701 shares outstanding. Its most recent declared dividend was 0.75% on face value.

SKBBL key metrics

SKBBL strengths

What Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• 24.9% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Turns 48.3% of its income into profit once every cost is paid. (Profitability)
• Earns 2.1% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
• Bad-loan charges come to 5.7% of income, so borrowers are paying back well. (Asset Quality)
• Keeps 70.4% of income as profit from everyday banking, before tax. (Profitability)
• Owns 4.02x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• The loan book grew 33.2% on last year, so more money is being put to work. (Growth)
• Customer deposits grew 42.3% on last year, giving it more cheap money to lend. (Growth)
• 99.1% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Loans are 0.2% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
• Makes 4.3% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Staff costs come to 17.3% of income, so wages are well controlled. (Efficiency)
• Each share is backed by Rs 209.52 of the bank's own net worth. (Shareholder Returns)

SKBBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Profit moved -5.1% on last year, so earnings are not building up. (Growth)
• Return on shareholders' money is 8.5%, below what owners would hope for. (Profitability)
• Only 13% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Income from lending moved -17.7%, so the core business is not growing. (Growth)
• Only 0.2% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Each share produced Rs 17.76 over the year. (Shareholder Returns)
• Total income moved -17.4% on last year. (Growth)
• 66% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• The bank's size moved -6.4% over the year. (Shareholder Returns)
• Only 0.7% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)

SKBBL Q4 2082/83 results

In Q4 2082/83 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported profit of Rs. 16.99 crore and total operating income of Rs. 31.02 crore. Profit in Q3 2082/83 was Rs. 10.23 crore. Profit grew 66.01% on the previous quarter. Total operating income fell 0.18% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 33.37 crore. Profit fell 49.09% on the same quarter last year. Total operating income fell 23.56% on the same quarter last year.

SKBBL annual results 2081/82

For the financial year 2081/82 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 87.5 crore, total operating income of Rs. 181.28 crore and net worth of Rs. 1,032.36 crore. Net profit in 2080/81 was Rs. 92.19 crore. Net profit fell 5.09% on the year. Total operating income fell 17.38% on the year.

SKBBL profit and loss for 2081/82

In the financial year 2081/82, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 179.64 crore, net fee and commission income of Rs. 0.28 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.36 crore, total operating income of Rs. 181.28 crore, impairment charge/(reversal) of Rs. 10.41 crore, net operating income of Rs. 170.87 crore, operating expenses of Rs. 43.24 crore, operating profit of Rs. 127.63 crore, non-operating income/(expense) of Rs. 0.23 crore, profit before income tax of Rs. 127.87 crore, income tax expense of Rs. 40.37 crore and profit for the year of Rs. 87.5 crore.

Reported under net interest income: interest income of Rs. 289.8 crore and interest expense of Rs. 110.16 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.28 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 31.34 crore, other operating expenses of Rs. 8.98 crore and depreciation & amortisation of Rs. 2.92 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.23 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 40.84 crore and deferred tax of Rs. 0.47 crore.

SKBBL profit and loss for 2080/81

In the financial year 2080/81, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 218.25 crore, net fee and commission income of Rs. 0.43 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.74 crore, total operating income of Rs. 219.41 crore, impairment charge/(reversal) of Rs. 43.65 crore, net operating income of Rs. 175.76 crore, operating expenses of Rs. 44.06 crore, operating profit of Rs. 131.7 crore, non-operating income/(expense) of Rs. 0.26 crore, profit before income tax of Rs. 131.96 crore, income tax expense of Rs. 39.77 crore and profit for the year of Rs. 92.19 crore.

Reported under net interest income: interest income of Rs. 415.43 crore and interest expense of Rs. 197.19 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.43 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 32.12 crore, other operating expenses of Rs. 9.25 crore and depreciation & amortisation of Rs. 2.7 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.26 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 40.52 crore and deferred tax of Rs. 0.75 crore.

SKBBL profit and loss for 2079/80

In the financial year 2079/80, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 166.86 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.09 crore, total operating income of Rs. 166.95 crore, impairment charge/(reversal) of Rs. 17.88 crore, net operating income of Rs. 149.07 crore, operating expenses of Rs. 36.38 crore, operating profit of Rs. 112.69 crore, non-operating income/(expense) of Rs. 0.23 crore, profit before income tax of Rs. 112.92 crore, income tax expense of Rs. 35.57 crore and profit for the year of Rs. 77.36 crore.

Reported under net interest income: interest income of Rs. 302.78 crore and interest expense of Rs. 135.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 27.1 crore, other operating expenses of Rs. 7.17 crore and depreciation & amortisation of Rs. 2.1 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.23 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 35.69 crore and deferred tax of Rs. 0.12 crore.

SKBBL balance sheet for 2081/82

In the financial year 2081/82, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 4,150.5 crore, total liabilities of Rs. 3,118.13 crore and total equity of Rs. 1,032.36 crore.

Reported under total assets: cash and cash equivalents of Rs. 444.33 crore, due from nepal rastra bank of Rs. 20.9 crore, placement with banks and fis of Rs. 198.68 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 3,430.14 crore, loans and advances to customers of Rs. 6.24 crore, investment securities of Rs. 2.76 crore, current tax assets of Rs. 1.04 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 26.25 crore, goodwill and intangible assets of Rs. 9.47 crore, deferred tax assets of Rs. 2.68 crore and other assets of Rs. 8.01 crore. Reported under total liabilities: due to banks and fis of Rs. 603.18 crore, due to nepal rastra bank of Rs. 11.82 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 404.09 crore, borrowings of Rs. 2,058.6 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 40.44 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 431.26 crore, share premium of Rs. 1.83 crore, retained earnings of Rs. 184.91 crore, reserves of Rs. 414.36 crore and non controlling interest of Rs. 0 crore.

SKBBL balance sheet for 2080/81

In the financial year 2080/81, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 4,435.08 crore, total liabilities of Rs. 3,486.37 crore and total equity of Rs. 948.71 crore.

Reported under total assets: cash and cash equivalents of Rs. 403.6 crore, due from nepal rastra bank of Rs. 20.95 crore, placement with banks and fis of Rs. 141.44 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 3,812.32 crore, loans and advances to customers of Rs. 4.68 crore, investment securities of Rs. 2.63 crore, current tax assets of Rs. 1.64 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 26.8 crore, goodwill and intangible assets of Rs. 9.31 crore, deferred tax assets of Rs. 2.46 crore and other assets of Rs. 9.25 crore. Reported under total liabilities: due to banks and fis of Rs. 1,132.24 crore, due to nepal rastra bank of Rs. 11.84 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 283.89 crore, borrowings of Rs. 2,014.62 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 43.77 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 380.64 crore, share premium of Rs. 1.83 crore, retained earnings of Rs. 175.8 crore, reserves of Rs. 390.45 crore and non controlling interest of Rs. 0 crore.

SKBBL balance sheet for 2079/80

In the financial year 2079/80, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 4,862.54 crore, total liabilities of Rs. 3,999.15 crore and total equity of Rs. 863.39 crore.

Reported under total assets: cash and cash equivalents of Rs. 331.49 crore, due from nepal rastra bank of Rs. 20.9 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 4,436.69 crore, loans and advances to customers of Rs. 5.41 crore, investment securities of Rs. 5.76 crore, current tax assets of Rs. 0.53 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 28.01 crore, goodwill and intangible assets of Rs. 9.25 crore, deferred tax assets of Rs. 3.13 crore and other assets of Rs. 21.38 crore. Reported under total liabilities: due to banks and fis of Rs. 1,814.81 crore, due to nepal rastra bank of Rs. 11.84 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 185.56 crore, borrowings of Rs. 1,929.74 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 57.2 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 333.16 crore, share premium of Rs. 1.83 crore, retained earnings of Rs. 168.51 crore, reserves of Rs. 359.89 crore and non controlling interest of Rs. 0 crore.

SKBBL cash flow for 2081/82

In the financial year 2081/82, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 143.72 crore, net cash flow from investing activities (b) of Rs. 2.45 crore, net cash flow from financing activities (c) of Rs. 3.75 crore, net increase/(decrease) in cash and cash equivalents of Rs. 149.93 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 325.18 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 175.26 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 289.44 crore, fees and other income received of Rs. 0 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 1.56 crore, interest paid of Rs. 110.8 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 16.79 crore, other expense paid of Rs. 10.39 crore, operating cash flows before changes in operating assets and liabilities of Rs. 153.03 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 247.85 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 371.77 crore, loan and advances to customers of Rs. 1.56 crore, other assets of Rs. 3.05 crore, due to banks and financial institutions of Rs. 529.06 crore, due to nepal rastra bank of Rs. 0.02 crore, deposit from customers of Rs. 120.19 crore, borrowings of Rs. 43.98 crore, other liabilities of Rs. 15.83 crore, net cash flow from operating activities before tax paid of Rs. 102.29 crore and income taxes paid of Rs. 41.44 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 2.29 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.24 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.08 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 50.62 crore, dividends paid of Rs. 53.29 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 1.09 crore.

SKBBL cash flow for 2080/81

In the financial year 2080/81, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 168.28 crore, net cash flow from investing activities (b) of Rs. 1.49 crore, net cash flow from financing activities (c) of Rs. 3.48 crore, net increase/(decrease) in cash and cash equivalents of Rs. 163.3 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 161.89 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 325.18 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 414.35 crore, fees and other income received of Rs. 0 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 1.11 crore, interest paid of Rs. 197.47 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 18.06 crore, other expense paid of Rs. 10.64 crore, operating cash flows before changes in operating assets and liabilities of Rs. 189.3 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 37.14 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 580.72 crore, loan and advances to customers of Rs. 0.73 crore, other assets of Rs. 0.76 crore, due to banks and financial institutions of Rs. 682.57 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 98.33 crore, borrowings of Rs. 84.88 crore, other liabilities of Rs. 25.82 crore, net cash flow from operating activities before tax paid of Rs. 207.68 crore and income taxes paid of Rs. 39.41 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.41 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.13 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0.05 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 47.48 crore, dividends paid of Rs. 49.97 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.99 crore.

SKBBL cash flow for 2079/80

In the financial year 2079/80, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 105.93 crore, net cash flow from investing activities (b) of Rs. 22.32 crore, net cash flow from financing activities (c) of Rs. 5.96 crore, net increase/(decrease) in cash and cash equivalents of Rs. 122.29 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 39.59 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 161.89 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 302.48 crore, fees and other income received of Rs. 0 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.09 crore, interest paid of Rs. 133.61 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 18.41 crore, other expense paid of Rs. 8.39 crore, operating cash flows before changes in operating assets and liabilities of Rs. 142.16 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 67.17 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 347.5 crore, loan and advances to customers of Rs. 0.51 crore, other assets of Rs. 5.73 crore, due to banks and financial institutions of Rs. 133.07 crore, due to nepal rastra bank of Rs. 0.02 crore, deposit from customers of Rs. 0 crore, borrowings of Rs. 276.37 crore, other liabilities of Rs. 10.05 crore, net cash flow from operating activities before tax paid of Rs. 140.71 crore and income taxes paid of Rs. 34.78 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 24.41 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.92 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.17 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 2.14 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 3.82 crore.

SKBBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 30.9 crore, net fee and commission income of Rs. 0 crore, other operating income of Rs. 0.12 crore, total operating income of Rs. 31.02 crore, impairment charge/(reversal) of Rs. 4.97 crore, net operating income of Rs. 35.99 crore, operating expenses of Rs. 11.97 crore, operating profit of Rs. 24.02 crore, non-operating income/(expense) of Rs. 0.18 crore, profit before income tax of Rs. 24.2 crore, income tax expense of Rs. 7.21 crore and profit for the year of Rs. 16.99 crore.

Reported under net interest income: interest income of Rs. 51.57 crore and interest expense of Rs. 20.67 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.72 crore, other operating expenses of Rs. 2.6 crore and depreciation & amortisation of Rs. 1.65 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.18 crore. Reported under income tax expense: current tax of Rs. 7.26 crore and deferred tax of Rs. 0.05 crore.

SKBBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 31.06 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 31.08 crore, impairment charge/(reversal) of Rs. 8.79 crore, net operating income of Rs. 22.29 crore, operating expenses of Rs. 7.73 crore, operating profit of Rs. 14.56 crore, non-operating income/(expense) of Rs. 0.05 crore, profit before income tax of Rs. 14.62 crore, income tax expense of Rs. 4.39 crore and profit for the year of Rs. 10.23 crore.

Reported under net interest income: interest income of Rs. 49.82 crore and interest expense of Rs. 18.76 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.4 crore, other operating expenses of Rs. 1.97 crore and depreciation & amortisation of Rs. 0.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 4.39 crore and deferred tax of Rs. 0 crore.

SKBBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 31.26 crore, net fee and commission income of Rs. 0.09 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 31.27 crore, impairment charge/(reversal) of Rs. 0.93 crore, net operating income of Rs. 30.34 crore, operating expenses of Rs. 8.56 crore, operating profit of Rs. 21.78 crore, non-operating income/(expense) of Rs. 0 crore and profit before income tax of Rs. 21.78 crore.

Reported under net interest income: interest income of Rs. 50.79 crore and interest expense of Rs. 19.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.42 crore, other operating expenses of Rs. 1.77 crore and depreciation & amortisation of Rs. 0.37 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore.

SKBBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 34.17 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 34.18 crore, impairment charge/(reversal) of Rs. 8.01 crore, net operating income of Rs. 42.19 crore, operating expenses of Rs. 9.55 crore, operating profit of Rs. 32.64 crore, non-operating income/(expense) of Rs. 0 crore and profit before income tax of Rs. 32.64 crore.

Reported under net interest income: interest income of Rs. 56.66 crore and interest expense of Rs. 22.49 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.69 crore, other operating expenses of Rs. 1.46 crore and depreciation & amortisation of Rs. 0.4 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore.

SKBBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

SKBBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

SKBBL Cash Flow

Values in Rs. Crore unless stated otherwise.

SKBBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Sana Kisan Bikas share price history

Over the last 15 trading sessions SKBBL closed between Rs. 741.00 and Rs. 767.90, finishing at Rs. 744.00 on 2026-10-13 against Rs. 767.10 on 2026-09-22.

SKBBL share price by year

2026, between Rs. 735.00 and Rs. 833.00, 2025, between Rs. 682.71 and Rs. 874.40, 2024, between Rs. 610.30 and Rs. 853.64, 2023, between Rs. 510.51 and Rs. 716.74, 2022, between Rs. 517.86 and Rs. 818.87 and 2021, between Rs. 601.04 and Rs. 937.63.

Sana Kisan Bikas share price returns

At Rs. 744.00 on 2026-10-13, SKBBL is down 1.46% over 1 week, down 1.81% over 1 month, down 0.13% over 3 months, down 3.88% over 6 months, down 1.73% over 1 year and down 0.75% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SKBBL floorsheet for 2026-10-13

SKBBL traded 196 times on 2026-10-13, moving 48,106 shares for Rs. 3.57 crore of turnover. Trades went through between Rs. 735.00 and Rs. 748.70.

Largest buyers by volume: broker 94, K.B.L. Securities Limited on 11,000 shares across 6 trades, broker 47, Neev Securities Pvt.Ltd on 10,743 shares across 14 trades, broker 83, Sanima Securities Limited on 4,140 shares across 10 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 3,000 shares across 3 trades, broker 6, Agrawal Securities Pvt. Limited on 2,700 shares across 4 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 1,733 shares across 18 trades, broker 58, Naasa Securities Co. Ltd. on 1,515 shares across 18 trades, broker 62, Capital Max Securities Limited on 1,485 shares across 8 trades, broker 32, Premier Securites Company Limited on 1,095 shares across 4 trades and broker 85, Capital Hub P. Ltd on 1,050 shares across 3 trades.

Largest sellers by volume: broker 42, Sani Securities Company Limited on 42,180 shares across 122 trades, broker 41, Linch Stock Market Limited on 1,959 shares across 14 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 1,062 shares across 15 trades, broker 6, Agrawal Securities Pvt. Limited on 1,000 shares across 8 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 701 shares across 8 trades, broker 34, Vision Securities Pvt.Limited on 220 shares across 4 trades, broker 58, Naasa Securities Co. Ltd. on 175 shares across 4 trades, broker 13, Thrive Brokerage House Pvt. Limited on 140 shares across 1 trades, broker 16, Primo Securities Pvt. Limited on 120 shares across 2 trades and broker 52, Sundhara Securities Limited on 114 shares across 1 trades.

SKBBL dividend history: bonus shares and cash dividend

Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited most recently declared a 14.25% bonus share issue for 2082/2083, announced on 2025-12-14. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2025-12-14.

For 2081/2082 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2025-11-12.

For 2080/2081 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited declared a 13.3% bonus share issue, announced on 2024-12-17.

For 2079/2080 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2023-12-21.

For 2078/2079 Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited declared a 26% bonus share issue, announced on 2023-03-03.

SKBBL general meetings

Annual and special general meetings Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 24th AGM for 2082/2083: on 2026-01-09, at Karki Banquet, Babarmahal, Kathmandu (11:15 AM)
• 23rd AGM for 2080/2081: on 2025-01-07, at Agriculture Development Bank Limited, Central Training Academy, Bode, Bhaktapur (10:00 AM)
• 22nd AGM for 2079/2080: on 2024-01-14, at Agriculture Development Bank Limited, Central Training Academy, Bode, Bhaktapur (11:00 AM)

6 years of annual statements and 9 quarters of results for SKBBL, with charts and peer comparison, are free on NepView.

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