Support Microfinance Bittiya Sanstha Ltd. (SMB) Share Price & Fundamentals

Support Microfinance (SMB) share price is Rs. 1,800.00, unchanged on 2026-10-12. Open Rs. 1,800.00. High Rs. 1,800.00. Low Rs. 1,766.60. Volume 319.

Support Microfinance Bittiya Sanstha Ltd. is a NEPSE-listed company (SMB), Microfinance sector. Revenue: Rs. 21.48 Crore. Net profit: Rs. 7.59 Crore. Net worth: Rs. 20 Crore.

About Support Microfinance Bittiya Sanstha Ltd.

A Class 'D' microfinance financial institution licensed by Nepal Rastra Bank at Koshi Province level, with its central office at Itahari-04, Sunsari. The institution operates through branch offices across the eastern districts and funds itself predominantly through borrowing from banks and financial institutions rather than member deposits - amounts due to banks and financial institutions of 1.33 billion against customer deposits of 462 million at FY2081/82 year end - which produces the very high credit-to-deposit-and-borrowing ratios of around 400% reported in its NRB ratio tables. Unlike most peers in this sector it has remained consistently PROFITABLE across every period covered here, with audited profit of 24.8 million in FY2080/81 and 27.0 million in FY2081/82, and interim results for FY2082/83 running well ahead of the prior year. Asset quality is comparatively strong, with non-performing loans between 1.6% and 3.3% of total loans. Share capital has been increased steadily through bonus issues.

Support Microfinance Bittiya Sanstha Ltd. (SMB) has 13,40,756 shares outstanding. Its most recent declared dividend was 0.50% on face value.

SMB key metrics

Market CapRs. 241.34 Crore
P/E Ratio89.43
P/E Ratio (TTM)31.81
EPSRs. 20.13
EPS (TTM)Rs. 56.59
Book ValueRs. 149.15
Dividend Yield0.03%
Face ValueRs. 100.00
52 Week HighRs. 2,134.00
52 Week LowRs. 1,699.00

SMB strengths

What Support Microfinance Bittiya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.

SMB weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

SMB Q4 2082/83 results

In Q4 2082/83 Support Microfinance Bittiya Sanstha Ltd. reported profit of Rs. 2.94 crore and total operating income of Rs. 5.91 crore. Profit in Q3 2082/83 was Rs. 1.5 crore. Profit grew 95.63% on the previous quarter. Total operating income grew 13.92% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 2.05 crore. Profit grew 43.07% on the same quarter last year. Total operating income grew 6.00% on the same quarter last year.

SMB annual results 2082/83

For the financial year 2082/83 Support Microfinance Bittiya Sanstha Ltd. reported net profit of Rs. 7.59 crore, total operating income of Rs. 21.48 crore and net worth of Rs. 20 crore. Net profit in 2081/82 was Rs. 2.7 crore. Net profit grew 181.16% on the year. Total operating income grew 35.27% on the year.

SMB profit and loss for 2082/83

In the financial year 2082/83, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 18.49 crore, net fee and commission income of Rs. 0.87 crore, other operating income of Rs. 2.12 crore, total operating income of Rs. 21.48 crore, impairment charge/(reversal) of Rs. 0.98 crore, net operating income of Rs. 22.46 crore, operating expenses of Rs. 12.31 crore, operating profit of Rs. 10.15 crore, profit before income tax of Rs. 10.84 crore, income tax expense of Rs. 3.25 crore and profit for the year of Rs. 7.59 crore.

Reported under net interest income: interest income of Rs. 30.78 crore and interest expense of Rs. 12.28 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.87 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.72 crore, other operating expenses of Rs. 3.4 crore and depreciation & amortisation of Rs. 0.18 crore. Reported under income tax expense: current tax of Rs. 3.44 crore and deferred tax of Rs. 0.18 crore.

SMB profit and loss for 2081/82

In the financial year 2081/82, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 13.64 crore, net fee and commission income of Rs. 2 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.24 crore, total operating income of Rs. 15.88 crore, impairment charge/(reversal) of Rs. 2.76 crore, net operating income of Rs. 13.13 crore, operating expenses of Rs. 8.77 crore, operating profit of Rs. 4.35 crore, non-operating income/(expense) of Rs. 0.09 crore, profit before income tax of Rs. 4.44 crore, income tax expense of Rs. 1.74 crore and profit for the year of Rs. 2.7 crore.

Reported under net interest income: interest income of Rs. 26.11 crore and interest expense of Rs. 12.47 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.18 crore and fee and commission expense of Rs. 0.18 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.28 crore, other operating expenses of Rs. 1.96 crore and depreciation & amortisation of Rs. 0.53 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.1 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 1.76 crore and deferred tax of Rs. 0.02 crore.

SMB profit and loss for 2080/81

In the financial year 2080/81, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 8.69 crore, net fee and commission income of Rs. 1.55 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.25 crore, total operating income of Rs. 10.5 crore, impairment charge/(reversal) of Rs. 0.63 crore, net operating income of Rs. 11.13 crore, operating expenses of Rs. 7.73 crore, operating profit of Rs. 3.39 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 3.38 crore, income tax expense of Rs. 0.9 crore and profit for the year of Rs. 2.48 crore.

Reported under net interest income: interest income of Rs. 24.87 crore and interest expense of Rs. 16.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 2 crore and fee and commission expense of Rs. 0.44 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.75 crore, other operating expenses of Rs. 1.45 crore and depreciation & amortisation of Rs. 0.53 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 0.99 crore and deferred tax of Rs. 0.09 crore.

SMB balance sheet for 2081/82

In the financial year 2081/82, Support Microfinance Bittiya Sanstha Ltd. reported total assets of Rs. 205.89 crore, total liabilities of Rs. 185.89 crore and total equity of Rs. 20 crore.

Reported under total assets: cash and cash equivalents of Rs. 11.08 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 190.74 crore, investment securities of Rs. 0.06 crore, current tax assets of Rs. 0.96 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 1.46 crore, goodwill and intangible assets of Rs. 0.02 crore, deferred tax assets of Rs. 0.31 crore and other assets of Rs. 1.25 crore. Reported under total liabilities: due to banks and fis of Rs. 133.5 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 46.16 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 6.23 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 12.24 crore, share premium of Rs. 0 crore, retained earnings of Rs. 2.88 crore, reserves of Rs. 4.88 crore and non controlling interest of Rs. 0 crore.

SMB balance sheet for 2080/81

In the financial year 2080/81, Support Microfinance Bittiya Sanstha Ltd. reported total assets of Rs. 184.46 crore, total liabilities of Rs. 166.97 crore and total equity of Rs. 17.48 crore.

Reported under total assets: cash and cash equivalents of Rs. 14.35 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 167.16 crore, investment securities of Rs. 0.06 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 1.24 crore, goodwill and intangible assets of Rs. 0.03 crore, deferred tax assets of Rs. 0.3 crore and other assets of Rs. 1.32 crore. Reported under total liabilities: due to banks and fis of Rs. 126.81 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 34.92 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0.04 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 5.21 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 10.76 crore, share premium of Rs. 0 crore, retained earnings of Rs. 2.43 crore, reserves of Rs. 4.29 crore and non controlling interest of Rs. 0 crore.

SMB balance sheet for 2079/80

In the financial year 2079/80, Support Microfinance Bittiya Sanstha Ltd. reported total assets of Rs. 156.12 crore, total liabilities of Rs. 141 crore and total equity of Rs. 15.12 crore.

Reported under total assets: cash and cash equivalents of Rs. 7.36 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 145.54 crore, investment securities of Rs. 0.07 crore, current tax assets of Rs. 0.26 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 1.35 crore, goodwill and intangible assets of Rs. 0.02 crore, deferred tax assets of Rs. 0.2 crore and other assets of Rs. 1.31 crore. Reported under total liabilities: due to banks and fis of Rs. 106.2 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 30.34 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 4.46 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 9.52 crore, share premium of Rs. 0 crore, retained earnings of Rs. 2.09 crore, reserves of Rs. 3.51 crore and non controlling interest of Rs. 0 crore.

SMB cash flow for 2081/82

In the financial year 2081/82, Support Microfinance Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 2.84 crore, net cash flow from investing activities (b) of Rs. 0.24 crore, net cash flow from financing activities (c) of Rs. 0.19 crore, net increase/(decrease) in cash and cash equivalents of Rs. 3.27 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 14.35 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 11.08 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 26 crore, fees and other income received of Rs. 2.18 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.33 crore, interest paid of Rs. 12.47 crore, commission and fees paid of Rs. 0.18 crore, cash payment to employees of Rs. 6.13 crore, other expense paid of Rs. 2.29 crore, operating cash flows before changes in operating assets and liabilities of Rs. 7.44 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 26.32 crore, other assets of Rs. 0.07 crore, due to banks and financial institutions of Rs. 6.69 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 11.24 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.79 crore, net cash flow from operating activities before tax paid of Rs. 0.09 crore and income taxes paid of Rs. 2.75 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.24 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.08 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.11 crore.

SMB cash flow for 2080/81

In the financial year 2080/81, Support Microfinance Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 7.16 crore, net cash flow from investing activities (b) of Rs. 0.06 crore, net cash flow from financing activities (c) of Rs. 0.11 crore, net increase/(decrease) in cash and cash equivalents of Rs. 6.99 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 7.36 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 14.35 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 24.48 crore, fees and other income received of Rs. 2 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.25 crore, interest paid of Rs. 16.18 crore, commission and fees paid of Rs. 0.44 crore, cash payment to employees of Rs. 5.63 crore, other expense paid of Rs. 1.79 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.7 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 20.6 crore, other assets of Rs. 0.01 crore, due to banks and financial institutions of Rs. 20.61 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 4.58 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.57 crore, net cash flow from operating activities before tax paid of Rs. 7.85 crore and income taxes paid of Rs. 0.69 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.06 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.07 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.05 crore.

SMB quarterly for Q4 2082/83

In the quarter Q4 2082/83, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 5.09 crore, net fee and commission income of Rs. 0.73 crore, other operating income of Rs. 0.09 crore, total operating income of Rs. 5.91 crore, impairment charge/(reversal) of Rs. 1.57 crore, net operating income of Rs. 7.48 crore, operating expenses of Rs. 3.28 crore, operating profit of Rs. 4.2 crore, profit before income tax of Rs. 4.2 crore, income tax expense of Rs. 1.26 crore and profit for the year of Rs. 2.94 crore.

Reported under net interest income: interest income of Rs. 8.21 crore and interest expense of Rs. 3.12 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.73 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.44 crore, other operating expenses of Rs. 0.8 crore and depreciation & amortisation of Rs. 0.04 crore. Reported under income tax expense: current tax of Rs. 1.44 crore and deferred tax of Rs. 0.18 crore.

SMB quarterly for Q3 2082/83

In the quarter Q3 2082/83, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 4.46 crore, net fee and commission income of Rs. 0.06 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.66 crore, total operating income of Rs. 5.18 crore, impairment charge/(reversal) of Rs. 0.38 crore, net operating income of Rs. 4.8 crore, operating expenses of Rs. 2.66 crore, operating profit of Rs. 2.15 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.15 crore, income tax expense of Rs. 0.64 crore and profit for the year of Rs. 1.5 crore.

Reported under net interest income: interest income of Rs. 7.47 crore and interest expense of Rs. 3 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.06 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2 crore, other operating expenses of Rs. 0.59 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.64 crore and deferred tax of Rs. 0 crore.

SMB quarterly for Q2 2082/83

In the quarter Q2 2082/83, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 4.45 crore, net fee and commission income of Rs. 0.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.31 crore, total operating income of Rs. 4.8 crore, impairment charge/(reversal) of Rs. 0.11 crore, net operating income of Rs. 4.69 crore, operating expenses of Rs. 3.2 crore, operating profit of Rs. 1.49 crore, non-operating income/(expense) of Rs. 0.69 crore, profit before income tax of Rs. 2.18 crore, income tax expense of Rs. 0.65 crore and profit for the year of Rs. 1.52 crore.

Reported under net interest income: interest income of Rs. 7.48 crore and interest expense of Rs. 3.03 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.04 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.02 crore, other operating expenses of Rs. 1.14 crore and depreciation & amortisation of Rs. 0.04 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.69 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.65 crore and deferred tax of Rs. 0 crore.

SMB quarterly for Q1 2082/83

In the quarter Q1 2082/83, Support Microfinance Bittiya Sanstha Ltd. reported net interest income of Rs. 4.5 crore, net fee and commission income of Rs. 0.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.06 crore, total operating income of Rs. 5.59 crore, impairment charge/(reversal) of Rs. 0.1 crore, net operating income of Rs. 5.49 crore, operating expenses of Rs. 3.17 crore, operating profit of Rs. 2.31 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.31 crore, income tax expense of Rs. 0.69 crore and profit for the year of Rs. 1.62 crore.

Reported under net interest income: interest income of Rs. 7.63 crore and interest expense of Rs. 3.13 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.04 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.26 crore, other operating expenses of Rs. 0.87 crore and depreciation & amortisation of Rs. 0.04 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.69 crore and deferred tax of Rs. 0 crore.

SMB Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/81
Net Interest Income18.513.68.7
   Interest Income30.826.124.9
   Interest Expense-12.3-12.5-16.2
Net Fee and Commission Income0.872.01.6
   Fee and Commission Income0.872.22.0
   Fee and Commission ExpenseNot reported-0.18-0.44
Net Trading IncomeNot reported0.000.00
Other Operating Income2.10.240.25
Total Operating Income21.515.910.5
Impairment Charge/(Reversal)0.98-2.80.63
Net Operating Income22.513.111.1
Operating Expenses-12.3-8.8-7.7
   Operating Expense - Personnel Expenses-8.7-6.3-5.8
   Other Operating Expenses-3.4-2.0-1.4
   Depreciation & Amortisation-0.18-0.53-0.53
Operating Profit10.24.43.4
Non-Operating Income/(Expense)Not reported0.09-0.01
   Non-Operating IncomeNot reported0.100.00
   Non-Operating ExpenseNot reported-0.01-0.01
Profit Before Income Tax10.84.43.4
Income Tax Expense-3.3-1.7-0.90
   Current Tax-3.4-1.8-0.99
   Deferred Tax0.180.020.09
Profit for the Year7.62.72.5

SMB Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/80
Total Assets206184156
   Cash and Cash Equivalents11.114.37.4
   Due from Nepal Rastra Bank0.000.000.00
   Placement with Banks and FIs0.000.000.00
   Derivative Financial Instruments0.000.000.00
   Other Trading Assets0.000.000.00
   Loans and Advances to Banks and FIs0.000.000.00
   Loans and Advances to Customers191167146
   Investment Securities0.060.060.07
   Current Tax Assets0.960.000.26
   Investment in Subsidiaries0.000.000.00
   Investment in Associates0.000.000.00
   Investment Property0.000.000.00
   Property and Equipment1.51.21.4
   Goodwill and Intangible Assets0.020.030.02
   Deferred Tax Assets0.310.300.20
   Other Assets1.31.31.3
Total Liabilities186167141
   Due to Banks and FIs133127106
   Due to Nepal Rastra Bank0.000.000.00
   Derivative Financial Instruments0.000.000.00
   Deposits from Customers46.234.930.3
   Borrowings0.000.000.00
   Current Tax Liabilities0.000.040.00
   Provisions0.000.000.00
   Deferred Tax Liabilities0.000.000.00
   Other Liabilities6.25.24.5
   Debt Securities Issued0.000.000.00
   Subordinated Liabilities0.000.000.00
Total Equity20.017.515.1
   Share Capital12.210.89.5
   Share Premium0.000.000.00
   Retained Earnings2.92.42.1
   Reserves4.94.33.5
   Non Controlling Interest0.000.000.00

SMB Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/81
Net Cash Flow from Operating Activities (A)-2.87.2
   Interest Received26.024.5
   Fees and Other Income Received2.22.0
   Dividend Received0.000.00
   Receipts from Other Operating Activities0.330.25
   Interest Paid-12.5-16.2
   Commission and Fees Paid-0.18-0.44
   Cash Payment to Employees-6.1-5.6
   Other Expense Paid-2.3-1.8
   Operating Cash Flows Before Changes in Operating Assets and Liabilities7.42.7
   Due from Nepal Rastra Bank0.000.00
   Placement with Banks and Financial Institutions0.000.00
   Other Trading Assets0.000.00
   Loan and Advances to Banks and Financial Institutions0.000.00
   Loan and Advances to Customers-26.3-20.6
   Other Assets0.07-0.01
   Due to Banks and Financial Institutions6.720.6
   Due to Nepal Rastra Bank0.000.00
   Deposit from Customers11.24.6
   Borrowings0.000.00
   Other Liabilities0.790.57
   Net Cash Flow from Operating Activities Before Tax Paid-0.097.8
   Income Taxes Paid-2.8-0.69
Net Cash Flow from Investing Activities (B)-0.24-0.06
   Purchase of Investment Securities0.000.00
   Receipts from Sale of Investment Securities0.000.00
   Purchase of Property and Equipment-0.24-0.06
   Receipt from Sale of Property and Equipment0.000.00
   Purchase of Intangible Assets0.000.00
   Receipt from Sale of Intangible Assets0.000.00
   Purchase of Investment Properties0.000.00
   Receipt from Sale of Investment Properties0.000.00
   Interest Received0.000.00
   Dividend Received0.000.00
Net Cash Flow from Financing Activities (C)-0.19-0.11
   Receipt from Issue of Debt Securities0.000.00
   Repayment of Debt Securities0.000.00
   Receipt from Issue of Subordinated Liabilities0.000.00
   Repayment of Subordinated Liabilities0.000.00
   Receipt from Issue of Shares0.000.00
   Dividends Paid-0.08-0.07
   Interest Paid0.000.00
   Other Receipt/Payment-0.11-0.05
Net Increase/(Decrease) in Cash and Cash Equivalents-3.37.0
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)14.37.4
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.00
Cash and Cash Equivalents at Ashadh End11.114.3

SMB Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81
Net Interest Income5.14.54.44.54.83.63.21.98.3
   Interest Income8.27.57.57.68.06.56.25.324.5
   Interest Expense-3.1-3.0-3.0-3.1-3.2-3.0-3.0-3.4-16.2
Net Fee and Commission Income0.730.060.040.040.050.040.050.020.10
   Fee and Commission Income0.730.060.040.040.050.040.050.020.10
   Fee and Commission ExpenseNot reported0.000.000.00Not reportedNot reportedNot reportedNot reportedNot reported
Net Trading IncomeNot reported0.000.000.00Not reportedNot reportedNot reportedNot reportedNot reported
Other Operating Income0.090.660.311.10.720.770.700.552.5
Total Operating Income5.95.24.85.65.64.44.02.510.9
Impairment Charge/(Reversal)1.6-0.38-0.11-0.10-0.050.110.060.040.71
Net Operating Income7.54.84.75.55.54.54.02.611.6
Operating Expenses-3.3-2.7-3.2-3.2-2.3-2.1-2.0-2.1-7.8
   Operating Expense - Personnel Expenses-2.4-2.0-2.0-2.3-1.4-1.3-1.3-1.5-5.4
   Other Operating Expenses-0.80-0.59-1.1-0.87-0.83-0.77-0.66-0.62-2.4
   Depreciation & Amortisation-0.04-0.06-0.04-0.040.000.000.000.000.00
Operating Profit4.22.11.52.33.32.42.00.413.8
Non-Operating Income/(Expense)Not reported0.000.690.00Not reportedNot reportedNot reportedNot reportedNot reported
   Non-Operating IncomeNot reported0.000.690.00Not reportedNot reportedNot reportedNot reportedNot reported
   Non-Operating ExpenseNot reported0.000.000.00Not reportedNot reportedNot reportedNot reportedNot reported
Profit Before Income Tax4.22.12.22.33.32.42.00.413.8
Staff BonusNot reportedNot reportedNot reportedNot reported-0.33-0.24-0.20-0.04-0.38
Income Tax Expense-1.3-0.64-0.65-0.69-0.88-0.65-0.55-0.11-1.0
   Current Tax-1.4-0.64-0.65-0.69-0.88-0.65-0.55-0.11-1.0
   Deferred Tax0.180.000.000.000.000.000.000.000.00
Profit for the Year2.91.51.51.62.11.51.30.262.4

Support Microfinance share price history

Over the last 15 trading sessions SMB closed between Rs. 1,780.00 and Rs. 1,864.00, finishing at Rs. 1,800.00 on 2026-10-12 against Rs. 1,845.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-121,800.001,800.001,766.601,800.00319
2026-10-091,761.101,828.901,750.001,800.001,010
2026-10-081,740.101,820.001,735.001,801.001,176
2026-10-071,772.001,795.001,772.001,780.0070
2026-10-061,800.001,828.001,790.101,790.102,188
2026-10-051,775.001,825.001,775.001,809.90152
2026-10-021,845.001,845.001,731.501,825.00974
2026-10-011,844.501,845.001,801.001,801.00526
2026-09-301,850.001,850.101,826.101,831.001,500
2026-09-291,840.001,840.101,830.001,830.001,101
2026-09-281,810.101,839.901,810.101,829.00122
2026-09-241,820.101,870.001,820.001,864.00357
2026-09-231,845.001,859.001,820.001,859.00958
2026-09-221,845.001,845.001,832.001,845.00850
2026-09-181,800.001,845.001,800.001,845.00793

SMB share price by year

2026, between Rs. 1,699.00 and Rs. 2,134.00, 2025, between Rs. 1,718.90 and Rs. 3,022.74, 2024, between Rs. 734.45 and Rs. 3,676.89, 2023, between Rs. 576.79 and Rs. 959.91, 2022, between Rs. 732.73 and Rs. 1,361.15 and 2021, between Rs. 507.52 and Rs. 1,427.55.

YearLow (Rs.)High (Rs.)Sessions
20261,699.002,134.00181
20251,718.903,022.74225
2024734.453,676.89232
2023576.79959.91215
2022732.731,361.15236
2021507.521,427.55239
2020267.79580.37180
2019170.50335.63231
2018137.39610.85115

Support Microfinance share price returns

At Rs. 1,800.00 on 2026-10-12, SMB is down 0.55% over 1 week, up 3.33% over 1 month, up 0.88% over 3 months, down 1.17% over 6 months, down 8.71% over 1 year and up 33.99% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-0.55%1,809.902026-10-05
1 month+3.33%1,742.002026-09-11
3 months+0.88%1,784.302026-07-14
6 months-1.17%1,821.302026-04-15
1 year-8.71%1,971.692025-10-12
5 years+33.99%1,343.382021-10-11

SMB floorsheet for 2026-10-12

SMB traded 9 times on 2026-10-12, moving 319 shares for Rs. 0.06 crore of turnover. Trades went through between Rs. 1,766.60 and Rs. 1,800.00.

Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 139 shares across 1 trades, broker 34, Vision Securities Pvt.Limited on 70 shares across 1 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 30 shares across 2 trades, broker 49, Online Securities Limited on 30 shares across 1 trades, broker 52, Sundhara Securities Limited on 20 shares across 1 trades, broker 17, ABC Securities Pvt. Limited on 10 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 10 shares across 1 trades and broker 41, Linch Stock Market Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 32, Premier Securites Company Limited on 309 shares across 8 trades and broker 49, Online Securities Limited on 10 shares across 1 trades.

SMB dividend history: bonus shares and cash dividend

Support Microfinance Bittiya Sanstha Ltd. most recently declared a 9.5% bonus share issue for 2081/2082, announced on 2025-12-24. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2081/20829.5%2025-12-24
2080/208113.775%2024-11-22
2079/208013%2024-03-18
2078/207911%2023-01-16

For 2081/2082 Support Microfinance Bittiya Sanstha Ltd. declared a 9.5% bonus share issue, announced on 2025-12-24.

For 2080/2081 Support Microfinance Bittiya Sanstha Ltd. declared a 13.775% bonus share issue, announced on 2024-11-22.

For 2079/2080 Support Microfinance Bittiya Sanstha Ltd. declared a 13% bonus share issue, announced on 2024-03-18.

For 2078/2079 Support Microfinance Bittiya Sanstha Ltd. declared an 11% bonus share issue, announced on 2023-01-16.

SMB general meetings

Annual and special general meetings Support Microfinance Bittiya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.

3 years of annual statements and 9 quarters of results for SMB, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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