Aviyan Laghubitta Bittiya Sanstha Limited (AVYAN) Share Price & Fundamentals

Aviyan (AVYAN) share price is Rs. 1,018.00, down 0.39% on 2026-10-12. Open Rs. 1,018.00. High Rs. 1,020.30. Low Rs. 1,018.00. Volume 1,574.

Aviyan Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (AVYAN), Microfinance sector. Revenue: Rs. 17.21 Crore. Net profit: Rs. 0.31 Crore. Net worth: Rs. 25.43 Crore.

About Aviyan Laghubitta Bittiya Sanstha Limited

Aviyan Laghubitta Bittiya Sanstha Limited is a Class-D retail microfinance institution licensed by Nepal Rastra Bank, operating in western Nepal from its head office in the Banke area. It provides a range of microcredit products to low-income and rural members, including general, seasonal, micro-entrepreneur, foreign-employment, education, home-construction, agro-equipment, alternative-energy and small-group (SRG) loans, alongside savings services. Its ordinary shares were listed on the Nepal Stock Exchange (NEPSE) under the symbol AVYAN on 23 September 2022. Recent results have been volatile, with several loss-making quarters amid sector-wide microfinance repayment stress; the institution has a paid-up capital of Rs 250 million.

Aviyan Laghubitta Bittiya Sanstha Limited (AVYAN) has 25,00,000 shares outstanding. It listed on NEPSE in 2022.

AVYAN key metrics

AVYAN strengths

What Aviyan Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• Income from lending grew 73.8% on last year, so the core business is expanding. (Growth)
• 28.8% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Total income grew 70.9% on last year. (Growth)
• 11% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Owns 9.08x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• 71.2% of income comes from lending, which is steady and predictable. (Margins & Income Quality)

AVYAN weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is -9.7%, below what owners would hope for. (Profitability)
• Return on everything it owns is -1.1%, so its assets are not producing much. (Profitability)
• 26.8% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Each share produced Rs 1.22 over the year. (Shareholder Returns)
• Only 11.7% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Net profit margin is 1.8%, less than most lenders keep once every cost is paid. (Profitability)
• Operating margin is 4.7%, so running costs take too much of what core banking earns. (Profitability)
• Deposits moved -23.6%, so its cheapest source of funding is not growing. (Growth)
• Each share is backed by only Rs 100.43 of net worth. (Shareholder Returns)
• Staff costs take 43% of income, a heavy load on earnings. (Efficiency)
• Loans are 94.9% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• The loan book moved 4.7%, so lending is not expanding. (Growth)
• 86.6% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Makes only 3.1% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• The bank's size moved 1.6% over the year. (Shareholder Returns)

AVYAN Q4 2082/83 results

In Q4 2082/83 Aviyan Laghubitta Bittiya Sanstha Limited reported profit of Rs. 3.94 crore and total operating income of Rs. 9.6 crore. Profit in Q2 2082/83 was Rs. 6.92 crore. Profit fell 43.13% on the previous quarter. Total operating income grew 25.12% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 4.32 crore. Profit fell 8.79% on the same quarter last year. Total operating income fell 6.12% on the same quarter last year.

AVYAN annual results 2081/82

For the financial year 2081/82 Aviyan Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 0.31 crore, total operating income of Rs. 17.21 crore and net worth of Rs. 25.43 crore. Net profit in 2080/81 was a loss of Rs. 2.45 crore. Net profit turned from a loss to a profit on the year. Total operating income grew 70.92% on the year.

AVYAN profit and loss for 2081/82

In the financial year 2081/82, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 12.26 crore, net fee and commission income of Rs. 4.95 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 17.21 crore, impairment charge/(reversal) of Rs. 4.61 crore, net operating income of Rs. 12.61 crore, operating expenses of Rs. 11.79 crore, operating profit of Rs. 0.81 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.81 crore, income tax expense of Rs. 0.51 crore and profit for the year of Rs. 0.31 crore.

Reported under net interest income: interest income of Rs. 33.69 crore and interest expense of Rs. 21.42 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.95 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.4 crore, other operating expenses of Rs. 3.21 crore and depreciation & amortisation of Rs. 1.18 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0.51 crore.

AVYAN profit and loss for 2080/81

In the financial year 2080/81, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 7.06 crore, net fee and commission income of Rs. 3.01 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 10.07 crore, impairment charge/(reversal) of Rs. 1.7 crore, net operating income of Rs. 8.37 crore, operating expenses of Rs. 11.29 crore, operating profit of Rs. 2.92 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.92 crore, income tax expense of Rs. 0.48 crore and profit for the year of Rs. 2.45 crore.

Reported under net interest income: interest income of Rs. 28.48 crore and interest expense of Rs. 21.42 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.01 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.22 crore, other operating expenses of Rs. 2.74 crore and depreciation & amortisation of Rs. 1.33 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0.48 crore.

AVYAN profit and loss for 2078/79

In the financial year 2078/79, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.32 crore, net fee and commission income of Rs. 2.64 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 12.95 crore, impairment charge/(reversal) of Rs. 0.4 crore, net operating income of Rs. 12.55 crore, operating expenses of Rs. 10.88 crore, operating profit of Rs. 1.67 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.67 crore, income tax expense of Rs. 0.8 crore and profit for the year of Rs. 0.87 crore.

Reported under net interest income: interest income of Rs. 28.55 crore and interest expense of Rs. 18.24 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.64 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.78 crore, other operating expenses of Rs. 3.72 crore and depreciation & amortisation of Rs. 0.38 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.82 crore and deferred tax of Rs. 0.02 crore.

AVYAN balance sheet for 2081/82

In the financial year 2081/82, Aviyan Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 357.79 crore, total liabilities of Rs. 332.36 crore and total equity of Rs. 25.43 crore.

Reported under total assets: cash and cash equivalents of Rs. 14.56 crore, due from nepal rastra bank of Rs. 1.96 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 334.7 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 2.09 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.49 crore, goodwill and intangible assets of Rs. 0.11 crore, deferred tax assets of Rs. 0.23 crore and other assets of Rs. 0.64 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 35.86 crore, borrowings of Rs. 291.89 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 4.61 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 25 crore, share premium of Rs. 0 crore, retained earnings of Rs. 4.92 crore, reserves of Rs. 5.35 crore and non controlling interest of Rs. 0 crore.

AVYAN balance sheet for 2080/81

In the financial year 2080/81, Aviyan Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 227.97 crore, total liabilities of Rs. 202.86 crore and total equity of Rs. 25.11 crore.

Reported under total assets: cash and cash equivalents of Rs. 6.09 crore, due from nepal rastra bank of Rs. 1.17 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 216.33 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0.28 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 2.51 crore, goodwill and intangible assets of Rs. 0.13 crore, deferred tax assets of Rs. 0.74 crore and other assets of Rs. 0.71 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 23.8 crore, borrowings of Rs. 175.76 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.31 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 25 crore, share premium of Rs. 0 crore, retained earnings of Rs. 7.7 crore, reserves of Rs. 7.8 crore and non controlling interest of Rs. 0 crore.

AVYAN balance sheet for 2078/79

In the financial year 2078/79, Aviyan Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 224.44 crore, total liabilities of Rs. 206.49 crore and total equity of Rs. 17.95 crore.

Reported under total assets: cash and cash equivalents of Rs. 12.24 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 206.71 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 2.03 crore, goodwill and intangible assets of Rs. 0.14 crore, deferred tax assets of Rs. 0.12 crore and other assets of Rs. 3.2 crore. Reported under total liabilities: due to banks and fis of Rs. 169.09 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 31.16 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0.04 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 6.2 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 15.25 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0.46 crore, reserves of Rs. 2.25 crore and non controlling interest of Rs. 0 crore.

AVYAN cash flow for 2081/82

In the financial year 2081/82, Aviyan Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 9.62 crore, net cash flow from investing activities (b) of Rs. 0.05 crore, net cash flow from financing activities (c) of Rs. 1.1 crore, net increase/(decrease) in cash and cash equivalents of Rs. 8.47 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 6.09 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 14.56 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 36.9 crore, fees and other income received of Rs. 4.95 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 21.17 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 7.09 crore, other expense paid of Rs. 3.21 crore, operating cash flows before changes in operating assets and liabilities of Rs. 10.37 crore, due from nepal rastra bank of Rs. 0.79 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 126.19 crore, other assets of Rs. 0.07 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 12.06 crore, borrowings of Rs. 116.13 crore, other liabilities of Rs. 0.23 crore, net cash flow from operating activities before tax paid of Rs. 11.43 crore and income taxes paid of Rs. 1.81 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.05 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0.25 crore and other receipt/payment of Rs. 0.85 crore.

AVYAN cash flow for 2080/81

In the financial year 2080/81, Aviyan Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 4.54 crore, net cash flow from investing activities (b) of Rs. 0.02 crore, net cash flow from financing activities (c) of Rs. 1.07 crore, net increase/(decrease) in cash and cash equivalents of Rs. 5.63 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 11.72 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 6.09 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 23.94 crore, fees and other income received of Rs. 3.01 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 21.01 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 6.99 crore, other expense paid of Rs. 2.74 crore, operating cash flows before changes in operating assets and liabilities of Rs. 3.79 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 34.01 crore, other assets of Rs. 0.28 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2.95 crore, borrowings of Rs. 30.57 crore, other liabilities of Rs. 0.52 crore, net cash flow from operating activities before tax paid of Rs. 4.51 crore and income taxes paid of Rs. 0.02 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.02 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0.18 crore and other receipt/payment of Rs. 0.89 crore.

AVYAN cash flow for 2078/79

In the financial year 2078/79, Aviyan Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 9.85 crore, net cash flow from investing activities (b) of Rs. 1.12 crore, net cash flow from financing activities (c) of Rs. 18.24 crore, net increase/(decrease) in cash and cash equivalents of Rs. 9.51 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 21.75 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 12.24 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 28.31 crore, fees and other income received of Rs. 2.64 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 0 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 6.6 crore, other expense paid of Rs. 3.73 crore, operating cash flows before changes in operating assets and liabilities of Rs. 20.61 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 54.35 crore, other assets of Rs. 0.5 crore, due to banks and financial institutions of Rs. 26.04 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 16.19 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 1.49 crore, net cash flow from operating activities before tax paid of Rs. 10.49 crore and income taxes paid of Rs. 0.64 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.36 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0.25 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 18.24 crore and other receipt/payment of Rs. 0 crore.

AVYAN quarterly for Q4 2082/83

In the quarter Q4 2082/83, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 8.56 crore, net fee and commission income of Rs. 1.04 crore, other operating income of Rs. 0 crore, total operating income of Rs. 9.6 crore, impairment charge/(reversal) of Rs. 1.05 crore, net operating income of Rs. 10.65 crore, operating expenses of Rs. 5.02 crore, operating profit of Rs. 5.63 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 5.63 crore, income tax expense of Rs. 1.69 crore and profit for the year of Rs. 3.94 crore.

Reported under net interest income: interest income of Rs. 13.48 crore and interest expense of Rs. 4.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.04 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 3.14 crore, other operating expenses of Rs. 1.82 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.69 crore and deferred tax of Rs. 0 crore.

AVYAN quarterly for Q3 2082/83

In the quarter Q3 2082/83, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 6.92 crore, net fee and commission income of Rs. 0.75 crore, other operating income of Rs. 0 crore and total operating income of Rs. 7.67 crore.

Reported under net interest income: interest income of Rs. 11.71 crore and interest expense of Rs. 4.8 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.75 crore and fee and commission expense of Rs. 0 crore.

AVYAN quarterly for Q2 2082/83

In the quarter Q2 2082/83, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.59 crore, net fee and commission income of Rs. 1.13 crore, other operating income of Rs. 0 crore, total operating income of Rs. 11.72 crore, impairment charge/(reversal) of Rs. 2.32 crore, net operating income of Rs. 14.04 crore, operating expenses of Rs. 4.14 crore, operating profit of Rs. 9.89 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 9.89 crore, income tax expense of Rs. 2.97 crore and profit for the year of Rs. 6.92 crore.

Reported under net interest income: interest income of Rs. 15.78 crore and interest expense of Rs. 5.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.13 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 3.16 crore, other operating expenses of Rs. 0.93 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.97 crore and deferred tax of Rs. 0 crore.

AVYAN quarterly for Q1 2082/83

In the quarter Q1 2082/83, Aviyan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 5.1 crore, net fee and commission income of Rs. 0.7 crore, other operating income of Rs. 0 crore, total operating income of Rs. 5.79 crore, impairment charge/(reversal) of Rs. 1.03 crore, net operating income of Rs. 4.77 crore, operating expenses of Rs. 3.61 crore, operating profit of Rs. 1.16 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.16 crore, income tax expense of Rs. 0.35 crore and profit for the year of Rs. 0.81 crore.

Reported under net interest income: interest income of Rs. 10.88 crore and interest expense of Rs. 5.78 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.7 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.59 crore, other operating expenses of Rs. 0.97 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.35 crore and deferred tax of Rs. 0 crore.

AVYAN Profit & Loss

Values in Rs. Crore unless stated otherwise.

AVYAN Balance Sheet

Values in Rs. Crore unless stated otherwise.

AVYAN Cash Flow

Values in Rs. Crore unless stated otherwise.

AVYAN Quarterly Results

Values in Rs. Crore unless stated otherwise.

Aviyan share price history

Over the last 15 trading sessions AVYAN closed between Rs. 1,016.40 and Rs. 1,064.00, finishing at Rs. 1,018.00 on 2026-10-12 against Rs. 1,064.00 on 2026-09-18.

AVYAN share price by year

2026, between Rs. 906.00 and Rs. 1,366.00, 2025, between Rs. 906.00 and Rs. 1,306.80, 2024, between Rs. 574.50 and Rs. 1,195.00, 2023, between Rs. 549.00 and Rs. 837.50 and 2022, between Rs. 316.00 and Rs. 963.00.

Aviyan share price returns

At Rs. 1,018.00 on 2026-10-12, AVYAN is down 1.64% over 1 week, down 6.69% over 1 month, down 1.26% over 3 months, down 12.99% over 6 months and up 3.96% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

AVYAN floorsheet for 2026-10-12

AVYAN traded 22 times on 2026-10-12, moving 1,574 shares for Rs. 0.16 crore of turnover. Trades went through between Rs. 1,018.00 and Rs. 1,020.30.

Largest buyers by volume: broker 32, Premier Securites Company Limited on 600 shares across 4 trades, broker 25, Sweta Securities Pvt. Limited on 500 shares across 3 trades, broker 58, Naasa Securities Co. Ltd. on 310 shares across 5 trades, broker 17, ABC Securities Pvt. Limited on 100 shares across 5 trades, broker 54, Sewa Securities Pvt. Ltd. on 50 shares across 4 trades and broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 14 shares across 1 trades.

Largest sellers by volume: broker 45, Imperial Securities Co. Limited on 690 shares across 5 trades, broker 36, Secured Securities Limited on 630 shares across 3 trades, broker 34, Vision Securities Pvt.Limited on 100 shares across 1 trades, broker 49, Online Securities Limited on 60 shares across 4 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 30 shares across 3 trades, broker 58, Naasa Securities Co. Ltd. on 24 shares across 2 trades, broker 75, NIMB Stock Markets Limited on 10 shares across 1 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 10 shares across 1 trades, broker 43, South Asian Bulls Pvt.Limited on 10 shares across 1 trades and broker 32, Premier Securites Company Limited on 10 shares across 1 trades.

AVYAN general meetings

Annual and special general meetings Aviyan Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 6th AGM for 2081/2082: on 2026-07-14, at Tamrakar Party Venue, Panauti Munucipality, Ward No-4, Kavrepalanchowk (11:00 AM)
• 5th AGM for 2080/2081: on 2025-07-14, at Tamrakar Party Venue, Panauti Munucipality, Ward No-4, Kavrepalanchowk (12:30 PM)
• 5th AGM for 2080/2081

5 years of annual statements and 10 quarters of results for AVYAN, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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• Open and upcoming IPOs in Nepal
• NEPSE technical analysis: RSI, MACD and moving averages
• Learn NEPSE investing