Global IME (GILB) share price is Rs. 1,096.00, down 0.81% on 2026-10-13. Open Rs. 1,090.00. High Rs. 1,110.00. Low Rs. 1,090.00. Volume 1,801.
Global IME Laghubitta Bittiya Sanstha Ltd. is a NEPSE-listed company (GILB), Microfinance sector. Revenue: Rs. 83.63 Crore. Net profit: Rs. 7.49 Crore. Net worth: Rs. 117.58 Crore.
Global IME Laghubitta Bittiya Sanstha Ltd. is a national-level Class "D" microfinance financial institution licensed by Nepal Rastra Bank, with its central office at Pokhara-26, Bijayapur, Kaski. It operates as a subsidiary of Global IME Bank Limited, which holds 57.48% of its total shares. The institution focuses on extending financial services to women and to rural and remote communities excluded from formal finance, delivering group-based microcredit, deposits and allied services. Management strategy centres on branch-network expansion, business diversification, digital channels (tablet banking, SMS and phone alerts, wallet services) and member-focused community programmes. The institution reports under NFRS in line with NRB Directives, and from FY2082/83 applies NRB ECL Guidelines, recognising impairment as the higher of NFRS 9 ECL and the existing regulatory provision.
Global IME Laghubitta Bittiya Sanstha Ltd. (GILB) has 64,82,978 shares outstanding. Its most recent declared dividend was 0.25% on face value.
| Market Cap | Rs. 710.53 Crore |
|---|---|
| P/E Ratio | 94.83 |
| P/E Ratio (TTM) | 19.04 |
| EPS | Rs. 11.56 |
| EPS (TTM) | Rs. 57.55 |
| Book Value | Rs. 181.36 |
| Dividend Yield | 0.02% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 1,288.78 |
| 52 Week Low | Rs. 1,020.10 |
What Global IME Laghubitta Bittiya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q3 2082/83 Global IME Laghubitta Bittiya Sanstha Ltd. reported profit of Rs. 11.37 crore and total operating income of Rs. 25.71 crore. Profit in Q2 2082/83 was Rs. 1.57 crore. Profit grew 622.92% on the previous quarter. Total operating income fell 7.73% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 3.2 crore. Profit grew 255.37% on the same quarter last year. Total operating income grew 21.41% on the same quarter last year.
For the financial year 2081/82 Global IME Laghubitta Bittiya Sanstha Ltd. reported net profit of Rs. 7.49 crore, total operating income of Rs. 83.63 crore and net worth of Rs. 117.58 crore. Net profit in 2080/81 was Rs. 10.63 crore. Net profit fell 29.51% on the year. Total operating income grew 18.72% on the year.
In the financial year 2081/82, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 75.11 crore, net fee and commission income of Rs. 8.52 crore, total operating income of Rs. 83.63 crore, impairment charge/(reversal) of Rs. 23.02 crore, net operating income of Rs. 60.61 crore, operating expenses of Rs. 38.14 crore, operating profit of Rs. 22.48 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 22.45 crore, income tax expense of Rs. 14.96 crore and profit for the year of Rs. 7.49 crore.
Reported under net interest income: interest income of Rs. 134.31 crore and interest expense of Rs. 59.2 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.46 crore and fee and commission expense of Rs. 0.94 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 31.1 crore, other operating expenses of Rs. 4.69 crore and depreciation & amortisation of Rs. 2.35 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0.03 crore. Reported under income tax expense: current tax of Rs. 14.05 crore and deferred tax of Rs. 0.91 crore.
In the financial year 2080/81, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 63.15 crore, net fee and commission income of Rs. 7.29 crore, total operating income of Rs. 70.44 crore, impairment charge/(reversal) of Rs. 15.09 crore, net operating income of Rs. 55.35 crore, operating expenses of Rs. 36.24 crore, operating profit of Rs. 19.1 crore, non-operating income/(expense) of Rs. 0.72 crore, profit before income tax of Rs. 18.38 crore, income tax expense of Rs. 7.75 crore and profit for the year of Rs. 10.63 crore.
Reported under net interest income: interest income of Rs. 121.61 crore and interest expense of Rs. 58.46 crore. Reported under net fee and commission income: fee and commission income of Rs. 7.51 crore and fee and commission expense of Rs. 0.22 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 29.51 crore, other operating expenses of Rs. 4.36 crore and depreciation & amortisation of Rs. 2.38 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0.72 crore. Reported under income tax expense: current tax of Rs. 8.43 crore and deferred tax of Rs. 0.67 crore.
In the financial year 2079/80, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 46.62 crore, net fee and commission income of Rs. 7.2 crore, total operating income of Rs. 53.83 crore, impairment charge/(reversal) of Rs. 7.21 crore, net operating income of Rs. 46.61 crore, operating expenses of Rs. 32.74 crore, operating profit of Rs. 13.87 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 13.87 crore, income tax expense of Rs. 4.22 crore and profit for the year of Rs. 9.65 crore.
Reported under net interest income: interest income of Rs. 119.65 crore and interest expense of Rs. 73.02 crore. Reported under net fee and commission income: fee and commission income of Rs. 7.57 crore and fee and commission expense of Rs. 0.36 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 25.67 crore, other operating expenses of Rs. 4.45 crore and depreciation & amortisation of Rs. 2.62 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 4.61 crore and deferred tax of Rs. 0.4 crore.
In the financial year 2081/82, Global IME Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 1,020.62 crore, total liabilities of Rs. 903.04 crore and total equity of Rs. 117.58 crore.
Reported under total assets: cash and cash equivalents of Rs. 33.09 crore, due from nepal rastra bank of Rs. 4.5 crore, loans and advances to customers of Rs. 967.72 crore, investment securities of Rs. 0.22 crore, current tax assets of Rs. 0 crore, investment property of Rs. 1.14 crore, property and equipment of Rs. 7.09 crore, goodwill and intangible assets of Rs. 0.06 crore, deferred tax assets of Rs. 0.94 crore and other assets of Rs. 5.86 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, deposits from customers of Rs. 361.06 crore, borrowings of Rs. 499.72 crore, current tax liabilities of Rs. 2.29 crore, deferred tax liabilities of Rs. 0 crore and other liabilities of Rs. 39.98 crore. Reported under total equity: share capital of Rs. 61.89 crore, retained earnings of Rs. 14.56 crore and reserves of Rs. 41.13 crore.
In the financial year 2080/81, Global IME Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 896.47 crore, total liabilities of Rs. 786.5 crore and total equity of Rs. 109.97 crore.
Reported under total assets: cash and cash equivalents of Rs. 27.52 crore, due from nepal rastra bank of Rs. 4 crore, loans and advances to customers of Rs. 850.2 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 0 crore, investment property of Rs. 1.14 crore, property and equipment of Rs. 7.77 crore, goodwill and intangible assets of Rs. 0.06 crore, deferred tax assets of Rs. 2.01 crore and other assets of Rs. 3.67 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, deposits from customers of Rs. 307.05 crore, borrowings of Rs. 439.61 crore, current tax liabilities of Rs. 0.92 crore, deferred tax liabilities of Rs. 0 crore and other liabilities of Rs. 38.92 crore. Reported under total equity: share capital of Rs. 61.89 crore, retained earnings of Rs. 3.93 crore and reserves of Rs. 44.15 crore.
In the financial year 2079/80, Global IME Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 856.54 crore, total liabilities of Rs. 749.25 crore and total equity of Rs. 107.29 crore.
Reported under total assets: cash and cash equivalents of Rs. 113.05 crore, due from nepal rastra bank of Rs. 0 crore, loans and advances to customers of Rs. 726.33 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 5.56 crore, investment property of Rs. 1.14 crore, property and equipment of Rs. 8.28 crore, goodwill and intangible assets of Rs. 0.1 crore, deferred tax assets of Rs. 1.34 crore and other assets of Rs. 0.64 crore. Reported under total liabilities: due to banks and fis of Rs. 412.37 crore, deposits from customers of Rs. 312.07 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore and other liabilities of Rs. 24.82 crore. Reported under total equity: share capital of Rs. 61.89 crore, retained earnings of Rs. 8.13 crore and reserves of Rs. 37.27 crore.
In the financial year 2081/82, Global IME Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 45.68 crore, net cash flow from investing activities (b) of Rs. 1.25 crore, net cash flow from financing activities (c) of Rs. 34.35 crore, net increase/(decrease) in cash and cash equivalents of Rs. 10.07 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 27.52 crore and cash and cash equivalents at ashadh end of Rs. 37.59 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 127.21 crore, fees and other income received of Rs. 9.46 crore, interest paid of Rs. 25.7 crore, commission and fees paid of Rs. 0.94 crore, cash payment to employees of Rs. 27.02 crore, other expense paid of Rs. 6.39 crore, operating cash flows before changes in operating assets and liabilities of Rs. 76.62 crore, loan and advances to customers of Rs. 133.92 crore, other assets of Rs. 2.19 crore, due to banks and financial institutions of Rs. 0 crore, deposit from customers of Rs. 54.01 crore, borrowings of Rs. 60.11 crore, other liabilities of Rs. 1.9 crore and income taxes paid of Rs. 10.85 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.25 crore and interest received of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and interest paid of Rs. 34.35 crore.
In the financial year 2080/81, Global IME Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 31.78 crore, net cash flow from investing activities (b) of Rs. 3.1 crore, net cash flow from financing activities (c) of Rs. 42.65 crore, net increase/(decrease) in cash and cash equivalents of Rs. 77.53 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 109.05 crore and cash and cash equivalents at ashadh end of Rs. 31.52 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 119.14 crore, fees and other income received of Rs. 7.51 crore, interest paid of Rs. 21.06 crore, commission and fees paid of Rs. 0.22 crore, cash payment to employees of Rs. 26.58 crore, other expense paid of Rs. 5.74 crore, operating cash flows before changes in operating assets and liabilities of Rs. 73.05 crore, loan and advances to customers of Rs. 121.51 crore, other assets of Rs. 0.53 crore, due to banks and financial institutions of Rs. 0 crore, deposit from customers of Rs. 5.02 crore, borrowings of Rs. 27.25 crore, other liabilities of Rs. 0.02 crore and income taxes paid of Rs. 5.01 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.6 crore and interest received of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 6.19 crore and interest paid of Rs. 36.46 crore.
In the financial year 2079/80, Global IME Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 123.67 crore, net cash flow from investing activities (b) of Rs. 0.38 crore, net cash flow from financing activities (c) of Rs. 56.19 crore, net increase/(decrease) in cash and cash equivalents of Rs. 67.11 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 45.94 crore and cash and cash equivalents at ashadh end of Rs. 113.05 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 117.18 crore, fees and other income received of Rs. 7.57 crore, interest paid of Rs. 21.88 crore, commission and fees paid of Rs. 0.36 crore, cash payment to employees of Rs. 22.58 crore, other expense paid of Rs. 5.72 crore, operating cash flows before changes in operating assets and liabilities of Rs. 74.2 crore, loan and advances to customers of Rs. 97.79 crore, other assets of Rs. 0.17 crore, due to banks and financial institutions of Rs. 51.05 crore, deposit from customers of Rs. 15.94 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 7.51 crore and income taxes paid of Rs. 5.53 crore. Reported under net cash flow from investing activities (b): receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.38 crore and interest received of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 4.42 crore and interest paid of Rs. 51.77 crore.
In the quarter Q3 2082/83, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 24.55 crore, net fee and commission income of Rs. 1.17 crore, total operating income of Rs. 25.71 crore, impairment charge/(reversal) of Rs. 1.73 crore, net operating income of Rs. 27.44 crore, operating expenses of Rs. 11.15 crore, operating profit of Rs. 16.29 crore, non-operating income/(expense) of Rs. 0.05 crore, profit before income tax of Rs. 16.24 crore and profit for the year of Rs. 11.37 crore.
Reported under net interest income: interest income of Rs. 38.73 crore and interest expense of Rs. 14.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.33 crore and fee and commission expense of Rs. 1.17 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.08 crore, other operating expenses of Rs. 1.75 crore and depreciation & amortisation of Rs. 0.32 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0.05 crore.
In the quarter Q2 2082/83, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 26.03 crore, net fee and commission income of Rs. 1.84 crore, total operating income of Rs. 27.87 crore, impairment charge/(reversal) of Rs. 16.07 crore, net operating income of Rs. 11.8 crore, operating expenses of Rs. 9.47 crore, operating profit of Rs. 2.32 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 2.25 crore and profit for the year of Rs. 1.57 crore.
Reported under net interest income: interest income of Rs. 39.93 crore and interest expense of Rs. 13.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.44 crore and fee and commission expense of Rs. 0.6 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.61 crore, other operating expenses of Rs. 1.64 crore and depreciation & amortisation of Rs. 0.22 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0.08 crore.
In the quarter Q1 2082/83, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 22.74 crore, net fee and commission income of Rs. 1.57 crore, total operating income of Rs. 24.32 crore, impairment charge/(reversal) of Rs. 4.05 crore, net operating income of Rs. 20.27 crore, operating expenses of Rs. 11.37 crore, operating profit of Rs. 8.9 crore, non-operating income/(expense) of Rs. 0.01 crore, profit before income tax of Rs. 8.88 crore and profit for the year of Rs. 6.22 crore.
Reported under net interest income: interest income of Rs. 37.4 crore and interest expense of Rs. 14.65 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.01 crore and fee and commission expense of Rs. 0.44 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.72 crore, other operating expenses of Rs. 1.41 crore and depreciation & amortisation of Rs. 0.24 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0.01 crore.
In the quarter Q4 2081/82, Global IME Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 22.25 crore, net fee and commission income of Rs. 1.85 crore, total operating income of Rs. 24.1 crore, impairment charge/(reversal) of Rs. 0.77 crore, net operating income of Rs. 23.34 crore, operating expenses of Rs. 11.09 crore, operating profit of Rs. 12.24 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 12.22 crore and profit for the year of Rs. 8.55 crore.
Reported under net interest income: interest income of Rs. 36.1 crore and interest expense of Rs. 13.85 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.63 crore and fee and commission expense of Rs. 0.78 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.85 crore, other operating expenses of Rs. 1.91 crore and depreciation & amortisation of Rs. 0.33 crore. Reported under non-operating income/(expense): non-operating expense of Rs. 0.02 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Net Interest Income | 75.1 | 63.1 | 46.6 | 60.1 |
| Interest Income | 134 | 122 | 120 | 115 |
| Interest Expense | -59.2 | -58.5 | -73.0 | -55.1 |
| Net Fee and Commission Income | 8.5 | 7.3 | 7.2 | 10.1 |
| Fee and Commission Income | 9.5 | 7.5 | 7.6 | 10.9 |
| Fee and Commission Expense | -0.94 | -0.22 | -0.36 | -0.80 |
| Total Operating Income | 83.6 | 70.4 | 53.8 | 70.3 |
| Impairment Charge/(Reversal) | -23.0 | -15.1 | -7.2 | -8.2 |
| Net Operating Income | 60.6 | 55.3 | 46.6 | 62.1 |
| Operating Expenses | -38.1 | -36.2 | -32.7 | -33.4 |
| Operating Expense - Personnel Expenses | -31.1 | -29.5 | -25.7 | -26.7 |
| Other Operating Expenses | -4.7 | -4.4 | -4.5 | -4.2 |
| Depreciation & Amortisation | -2.3 | -2.4 | -2.6 | -2.5 |
| Operating Profit | 22.5 | 19.1 | 13.9 | 28.6 |
| Non-Operating Income/(Expense) | -0.03 | -0.72 | 0.00 | 0.00 |
| Non-Operating Expense | -0.03 | -0.72 | 0.00 | 0.00 |
| Profit Before Income Tax | 22.4 | 18.4 | 13.9 | 28.6 |
| Income Tax Expense | -15.0 | -7.8 | -4.2 | -6.8 |
| Current Tax | -14.0 | -8.4 | -4.6 | -9.1 |
| Deferred Tax | -0.91 | 0.67 | 0.40 | 2.3 |
| Profit for the Year | 7.5 | 10.6 | 9.7 | 21.9 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|
| Total Assets | 1,021 | 896 | 857 | 891 | 661 |
| Cash and Cash Equivalents | 33.1 | 27.5 | 113 | 45.9 | 34.0 |
| Due from Nepal Rastra Bank | 4.5 | 4.0 | 0.00 | 0.00 | 0.00 |
| Loans and Advances to Customers | 968 | 850 | 726 | 829 | 623 |
| Investment Securities | 0.22 | 0.10 | 0.10 | 0.10 | 0.23 |
| Current Tax Assets | 0.00 | 0.00 | 5.6 | 4.7 | 0.00 |
| Investment Property | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 |
| Property and Equipment | 7.1 | 7.8 | 8.3 | 8.8 | 1.9 |
| Goodwill and Intangible Assets | 0.06 | 0.06 | 0.10 | 0.16 | 0.17 |
| Deferred Tax Assets | 0.94 | 2.0 | 1.3 | 0.94 | 0.00 |
| Other Assets | 5.9 | 3.7 | 0.64 | 0.47 | 0.58 |
| Total Liabilities | 903 | 786 | 749 | 788 | 579 |
| Due to Banks and FIs | 0.00 | 0.00 | 412 | 463 | 344 |
| Deposits from Customers | 361 | 307 | 312 | 296 | 214 |
| Borrowings | 500 | 440 | 0.00 | 0.00 | 0.00 |
| Current Tax Liabilities | 2.3 | 0.92 | 0.00 | 0.00 | 0.90 |
| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 1.4 |
| Other Liabilities | 40.0 | 38.9 | 24.8 | 28.9 | 19.6 |
| Total Equity | 118 | 110 | 107 | 103 | 81.3 |
| Share Capital | 61.9 | 61.9 | 61.9 | 55.3 | 43.2 |
| Retained Earnings | 14.6 | 3.9 | 8.1 | 20.1 | 18.0 |
| Reserves | 41.1 | 44.2 | 37.3 | 27.3 | 20.1 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 45.7 | -31.8 | 124 | 52.4 |
| Interest Received | 127 | 119 | 117 | 112 |
| Fees and Other Income Received | 9.5 | 7.5 | 7.6 | 10.9 |
| Interest Paid | -25.7 | -21.1 | -21.9 | -15.8 |
| Commission and Fees Paid | -0.94 | -0.22 | -0.36 | 0.00 |
| Cash Payment to Employees | -27.0 | -26.6 | -22.6 | -22.2 |
| Other Expense Paid | -6.4 | -5.7 | -5.7 | -11.7 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 76.6 | 73.0 | 74.2 | 73.0 |
| Loan and Advances to Customers | -134 | -122 | 97.8 | -210 |
| Other Assets | -2.2 | -0.53 | -0.17 | -3.9 |
| Due to Banks and Financial Institutions | 0.00 | 0.00 | -51.0 | 120 |
| Deposit from Customers | 54.0 | -5.0 | 15.9 | 82.3 |
| Borrowings | 60.1 | 27.2 | 0.00 | 0.00 |
| Other Liabilities | 1.9 | -0.02 | -7.5 | 2.4 |
| Income Taxes Paid | -10.8 | -5.0 | -5.5 | -10.9 |
| Net Cash Flow from Investing Activities (B) | -1.3 | -3.1 | -0.38 | -1.2 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 0.02 |
| Purchase of Property and Equipment | -1.3 | -0.60 | -0.38 | -1.2 |
| Interest Received | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow from Financing Activities (C) | -34.4 | -42.7 | -56.2 | -39.3 |
| Dividends Paid | 0.00 | -6.2 | -4.4 | 0.00 |
| Interest Paid | -34.4 | -36.5 | -51.8 | -39.3 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 10.1 | -77.5 | 67.1 | 12.0 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 27.5 | 109 | 45.9 | 34.0 |
| Cash and Cash Equivalents at Ashadh End | 37.6 | 31.5 | 113 | 45.9 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 24.5 | 26.0 | 22.7 | 22.3 | 18.6 | 21.4 | 13.7 | 18.7 | 16.0 | 13.1 | 15.6 |
| Interest Income | 38.7 | 39.9 | 37.4 | 36.1 | 34.3 | 36.4 | 28.4 | 34.3 | 30.5 | 28.2 | 42.7 |
| Interest Expense | -14.2 | -13.9 | -14.7 | -13.8 | -15.6 | -15.1 | -14.7 | -15.6 | -14.5 | -15.1 | -27.1 |
| Net Fee and Commission Income | 1.2 | 1.8 | 1.6 | 1.8 | 2.5 | 1.9 | 2.2 | 2.7 | 2.7 | 2.0 | 2.8 |
| Fee and Commission Income | 2.3 | 2.4 | 2.0 | 2.6 | 2.6 | 2.0 | 2.3 | 2.8 | 2.8 | 2.0 | 2.9 |
| Fee and Commission Expense | -1.2 | -0.60 | -0.44 | -0.78 | -0.04 | -0.05 | -0.06 | -0.05 | -0.09 | 0.00 | -0.08 |
| Total Operating Income | 25.7 | 27.9 | 24.3 | 24.1 | 21.2 | 23.3 | 15.9 | 21.5 | 18.7 | 15.0 | 18.4 |
| Impairment Charge/(Reversal) | 1.7 | -16.1 | -4.0 | -0.77 | -5.8 | -2.1 | -0.69 | -4.5 | -2.4 | -5.9 | -4.7 |
| Net Operating Income | 27.4 | 11.8 | 20.3 | 23.3 | 15.4 | 21.2 | 15.3 | 17.0 | 16.3 | 9.1 | 13.7 |
| Operating Expenses | -11.1 | -9.5 | -11.4 | -11.1 | -10.8 | -10.1 | -9.5 | -12.0 | -7.8 | -7.2 | -8.8 |
| Operating Expense - Personnel Expenses | -9.1 | -7.6 | -9.7 | -8.8 | -8.3 | -8.4 | -8.2 | -9.6 | -6.1 | -5.6 | -7.4 |
| Other Operating Expenses | -1.7 | -1.6 | -1.4 | -1.9 | -2.1 | -1.6 | -0.84 | -1.4 | -1.1 | -0.95 | -0.86 |
| Depreciation & Amortisation | -0.32 | -0.22 | -0.24 | -0.33 | -0.38 | -0.08 | -0.47 | -0.90 | -0.58 | -0.56 | -0.54 |
| Operating Profit | 16.3 | 2.3 | 8.9 | 12.2 | 4.6 | 11.1 | 5.8 | 5.0 | 8.5 | 2.0 | 4.9 |
| Non-Operating Income/(Expense) | -0.05 | -0.08 | -0.01 | -0.02 | -0.00 | -0.00 | Not reported | -0.13 | -0.00 | -0.00 | -0.00 |
| Non-Operating Expense | -0.05 | -0.08 | -0.01 | -0.02 | -0.00 | -0.00 | Not reported | -0.13 | -0.00 | -0.00 | -0.00 |
| Profit Before Income Tax | 16.2 | 2.2 | 8.9 | 12.2 | 4.6 | 11.1 | 5.8 | 4.9 | 8.5 | 2.0 | 4.9 |
| Current Tax | -4.9 | -0.67 | -2.7 | -3.7 | -1.4 | -3.3 | -1.7 | -1.5 | -2.5 | -0.59 | -1.5 |
| Profit for the Year | 11.4 | 1.6 | 6.2 | 8.6 | 3.2 | 7.8 | 4.0 | 3.4 | 5.9 | 1.4 | 3.4 |
Over the last 15 trading sessions GILB closed between Rs. 1,096.00 and Rs. 1,140.00, finishing at Rs. 1,096.00 on 2026-10-13 against Rs. 1,140.00 on 2026-09-22.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-13 | 1,090.00 | 1,110.00 | 1,090.00 | 1,096.00 | 1,801 |
| 2026-10-12 | 1,098.00 | 1,105.00 | 1,090.00 | 1,105.00 | 443 |
| 2026-10-09 | 1,096.00 | 1,108.00 | 1,096.00 | 1,098.00 | 503 |
| 2026-10-08 | 1,093.00 | 1,098.00 | 1,093.00 | 1,096.00 | 700 |
| 2026-10-07 | 1,092.00 | 1,104.80 | 1,091.20 | 1,102.00 | 917 |
| 2026-10-06 | 1,100.00 | 1,122.00 | 1,096.00 | 1,097.10 | 365 |
| 2026-10-05 | 1,091.10 | 1,125.00 | 1,091.00 | 1,119.00 | 3,600 |
| 2026-10-02 | 1,112.00 | 1,126.00 | 1,080.10 | 1,100.10 | 2,164 |
| 2026-10-01 | 1,110.00 | 1,112.00 | 1,093.20 | 1,112.00 | 390 |
| 2026-09-30 | 1,100.00 | 1,128.00 | 1,099.10 | 1,109.00 | 1,704 |
| 2026-09-29 | 1,125.00 | 1,128.00 | 1,101.20 | 1,101.20 | 7,536 |
| 2026-09-28 | 1,196.40 | 1,196.40 | 1,130.00 | 1,135.00 | 5,051 |
| 2026-09-24 | 1,128.00 | 1,139.50 | 1,125.10 | 1,139.50 | 804 |
| 2026-09-23 | 1,140.00 | 1,174.00 | 1,128.10 | 1,128.10 | 2,651 |
| 2026-09-22 | 1,138.50 | 1,140.00 | 1,126.00 | 1,140.00 | 3,948 |
2026, between Rs. 1,020.10 and Rs. 1,280.00, 2025, between Rs. 1,080.57 and Rs. 1,376.23, 2024, between Rs. 715.99 and Rs. 1,732.70, 2023, between Rs. 634.94 and Rs. 1,186.50, 2022, between Rs. 941.87 and Rs. 1,614.39 and 2021, between Rs. 900.32 and Rs. 2,124.93.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 1,020.10 | 1,280.00 | 182 |
| 2025 | 1,080.57 | 1,376.23 | 225 |
| 2024 | 715.99 | 1,732.70 | 232 |
| 2023 | 634.94 | 1,186.50 | 227 |
| 2022 | 941.87 | 1,614.39 | 242 |
| 2021 | 900.32 | 2,124.93 | 239 |
| 2020 | 440.91 | 972.23 | 183 |
| 2019 | 237.42 | 449.27 | 225 |
| 2018 | 22.23 | 325.72 | 200 |
At Rs. 1,096.00 on 2026-10-13, GILB is down 0.10% over 1 week, up 0.50% over 1 month, up 1.59% over 3 months, down 4.70% over 6 months, down 2.62% over 1 year and down 27.37% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | -0.10% | 1,097.10 | 2026-10-06 |
| 1 month | +0.50% | 1,090.50 | 2026-09-11 |
| 3 months | +1.59% | 1,078.80 | 2026-07-15 |
| 6 months | -4.70% | 1,150.00 | 2026-04-16 |
| 1 year | -2.62% | 1,125.54 | 2025-10-13 |
| 5 years | -27.37% | 1,508.96 | 2021-10-11 |
GILB traded 17 times on 2026-10-13, moving 1,801 shares for Rs. 0.2 crore of turnover. Trades went through between Rs. 1,090.00 and Rs. 1,110.00.
Largest buyers by volume: broker 14, Nepal Stock House Pvt. Limited on 735 shares across 5 trades, broker 94, K.B.L. Securities Limited on 416 shares across 4 trades, broker 71, Shubhakamana Securities Pvt. Ltd on 400 shares across 4 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 200 shares across 3 trades and broker 52, Sundhara Securities Limited on 50 shares across 1 trades.
Largest sellers by volume: broker 25, Sweta Securities Pvt. Limited on 442 shares across 2 trades, broker 29, Trishul Securities And Investment Limited on 400 shares across 2 trades, broker 66, Miyo Securities Pvt Ltd on 263 shares across 3 trades, broker 14, Nepal Stock House Pvt. Limited on 160 shares across 3 trades, broker 49, Online Securities Limited on 113 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 113 shares across 2 trades, broker 62, Capital Max Securities Limited on 110 shares across 1 trades, broker 39, Sumeru Securities Pvt.Limited on 100 shares across 1 trades and broker 81, Aakashbhairab Securities Ltd. on 100 shares across 2 trades.
Global IME Laghubitta Bittiya Sanstha Ltd. most recently declared a 6% bonus share issue and a 3.5% cash dividend, 9.5% in total for 2082/2083, announced on 2026-09-29. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2082/2083 | 6% | 3.5% | 2026-09-29 |
| 2081/2082 | 4.75% | 2026-01-13 | |
| 2079/2080 | 10% | 2024-01-24 | |
| 2078/2079 | 12% | 8% | 2023-02-15 |
For 2082/2083 Global IME Laghubitta Bittiya Sanstha Ltd. declared a 6% bonus share issue and a 3.5% cash dividend, 9.5% in total, announced on 2026-09-29.
For 2081/2082 Global IME Laghubitta Bittiya Sanstha Ltd. declared a 4.75% bonus share issue, announced on 2026-01-13.
For 2079/2080 Global IME Laghubitta Bittiya Sanstha Ltd. declared a 10% cash dividend, announced on 2024-01-24.
For 2078/2079 Global IME Laghubitta Bittiya Sanstha Ltd. declared a 12% bonus share issue and an 8% cash dividend, 20% in total, announced on 2023-02-15.
Annual and special general meetings Global IME Laghubitta Bittiya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.
5 years of annual statements and 11 quarters of results for GILB, with charts and peer comparison, are free on NepView.
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