Mahuli (MSLB) share price is Rs. 1,185.00, down 0.18% on 2026-11-02. Open Rs. 1,152.00. High Rs. 1,209.90. Low Rs. 1,120.00. Volume 311.
Mahuli Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (MSLB), Microfinance sector. Revenue: Rs. 53.85 Crore. Net profit: Rs. 19.33 Crore. Net worth: Rs. 69.81 Crore.
Mahuli Laghubitta Bittiya Sanstha Limited is a "D" class national-level microfinance financial institution licensed by Nepal Rastra Bank, registered at Agnisair Krishnasavaran-6, Mahuli, Saptari. No subsidiary, associate or non-controlling interest appears anywhere in the file - the audited statements show a blank "Non Controlling Interest" line and Total Equity equals Total Equity Attributable to Equity Holders in every year. All figures are entity figures in the "Bank" column; "Consolidated" columns are blank. SOURCE: MSLB.pdf, 18 pages - the richest of the microfinance files processed. Pages 4-7 are text-layer quarterly reports; pages 9-14 are audited annuals with a usable text layer; pages 1-3, 8 and 15-18 are images. The FY2079/80 audited report prints THREE columns (current, previous, restated), which is why six annual years are recoverable. Read "Notes & Audit" before use - two quarters are unverified and FY2077/78 exists on two bases.
Mahuli Laghubitta Bittiya Sanstha Limited (MSLB) has 38,74,949 shares outstanding. Its most recent declared dividend was 0.25% on face value.
| Market Cap | Rs. 459.18 Crore |
|---|---|
| P/E Ratio | 269.98 |
| P/E Ratio (TTM) | 23.76 |
| EPS | Rs. 4.39 |
| EPS (TTM) | Rs. 49.88 |
| Book Value | Rs. 180.15 |
| Dividend Yield | 0.02% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 1,559.90 |
| 52 Week Low | Rs. 1,089.90 |
What Mahuli Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In the fourth quarter of 2082/83 (Q4 2082/83) Mahuli Laghubitta Bittiya Sanstha Limited reported profit of Rs. 7.05 crore and total operating income of Rs. 14.19 crore. Profit in Q3 2082/83 was Rs. 5.28 crore. Profit grew 33.48% on the previous quarter. Total operating income fell 4.16% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 7.4 crore. Profit fell 4.74% on the same quarter last year. Total operating income grew 11.52% on the same quarter last year.
For the financial year 2082/83 Mahuli Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 19.33 crore, total operating income of Rs. 53.85 crore and net worth of Rs. 69.81 crore. Net profit in 2081/82 was Rs. 1.7 crore. Total operating income grew 36.28% on the year.
In the financial year 2082/83, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 49.74 crore, net fee and commission income of Rs. 4.11 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 53.85 crore, impairment charge/(reversal) of Rs. 0.81 crore, net operating income of Rs. 53.05 crore, operating expenses of Rs. 25.44 crore, operating profit of Rs. 27.61 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 27.61 crore, income tax expense of Rs. 8.28 crore and profit for the year of Rs. 19.33 crore.
Reported under net interest income: interest income of Rs. 84.24 crore and interest expense of Rs. 34.5 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.41 crore and fee and commission expense of Rs. 2.3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 20.14 crore, other operating expenses of Rs. 3.78 crore and depreciation & amortisation of Rs. 1.51 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.28 crore and deferred tax of Rs. 0 crore.
In the financial year 2081/82, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 35.6 crore, net fee and commission income of Rs. 3.92 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 39.52 crore, impairment charge/(reversal) of Rs. 13.14 crore, net operating income of Rs. 26.38 crore, operating expenses of Rs. 24.15 crore, operating profit of Rs. 2.24 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.24 crore, income tax expense of Rs. 0.53 crore and profit for the year of Rs. 1.7 crore.
Reported under net interest income: interest income of Rs. 70.98 crore and interest expense of Rs. 35.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.44 crore and fee and commission expense of Rs. 1.52 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.79 crore, other operating expenses of Rs. 4.4 crore and depreciation & amortisation of Rs. 1.96 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.87 crore and deferred tax of Rs. 3.34 crore.
In the financial year 2080/81, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 25.68 crore, net fee and commission income of Rs. 5.11 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 30.79 crore, impairment charge/(reversal) of Rs. 3.77 crore, net operating income of Rs. 27.02 crore, operating expenses of Rs. 22.1 crore, operating profit of Rs. 4.92 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.92 crore, income tax expense of Rs. 1.7 crore and profit for the year of Rs. 3.22 crore.
Reported under net interest income: interest income of Rs. 63.17 crore and interest expense of Rs. 37.49 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.42 crore and fee and commission expense of Rs. 0.31 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.67 crore, other operating expenses of Rs. 3.3 crore and depreciation & amortisation of Rs. 1.13 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.81 crore and deferred tax of Rs. 0.1 crore.
In the financial year 2081/82, Mahuli Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 569 crore, total liabilities of Rs. 499.2 crore and total equity of Rs. 69.81 crore.
Reported under total assets: cash and cash equivalents of Rs. 41.9 crore, due from nepal rastra bank of Rs. 2.4 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 511.7 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 0.59 crore, property and equipment of Rs. 3.01 crore, goodwill and intangible assets of Rs. 0.07 crore, deferred tax assets of Rs. 5.44 crore and other assets of Rs. 3.8 crore. Reported under total liabilities: deposits from customers of Rs. 183.02 crore, borrowings of Rs. 291.01 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.89 crore and other liabilities of Rs. 24.27 crore. Reported under total equity: share capital of Rs. 36.99 crore, retained earnings of Rs. 4.77 crore and reserves of Rs. 28.04 crore.
In the financial year 2080/81, Mahuli Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 495.51 crore, total liabilities of Rs. 432.04 crore and total equity of Rs. 63.47 crore.
Reported under total assets: cash and cash equivalents of Rs. 25.24 crore, due from nepal rastra bank of Rs. 2.25 crore, placement with banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 458.24 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 1.57 crore, property and equipment of Rs. 2.97 crore, goodwill and intangible assets of Rs. 0.08 crore, deferred tax assets of Rs. 2.22 crore and other assets of Rs. 2.84 crore. Reported under total liabilities: deposits from customers of Rs. 164.55 crore, borrowings of Rs. 242.01 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.82 crore and other liabilities of Rs. 24.66 crore. Reported under total equity: share capital of Rs. 32.24 crore, retained earnings of Rs. 2.65 crore and reserves of Rs. 28.58 crore.
In the financial year 2079/80, Mahuli Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 447.24 crore, total liabilities of Rs. 386.72 crore and total equity of Rs. 60.53 crore.
Reported under total assets: cash and cash equivalents of Rs. 29.68 crore, due from nepal rastra bank of Rs. 2.25 crore, placement with banks and fis of Rs. 16 crore, loans and advances to customers of Rs. 391.47 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 2.9 crore, goodwill and intangible assets of Rs. 0.09 crore, deferred tax assets of Rs. 2.09 crore and other assets of Rs. 2.67 crore. Reported under total liabilities: deposits from customers of Rs. 160.18 crore, borrowings of Rs. 198.68 crore, current tax liabilities of Rs. 0.06 crore, provisions of Rs. 1.77 crore and other liabilities of Rs. 26.03 crore. Reported under total equity: share capital of Rs. 32.24 crore, retained earnings of Rs. 1.64 crore and reserves of Rs. 26.65 crore.
In the financial year 2081/82, Mahuli Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 14.01 crore, net cash flow from investing activities (b) of Rs. 1.99 crore, net cash flow from financing activities (c) of Rs. 4.64 crore, net increase/(decrease) in cash and cash equivalents of Rs. 16.66 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 25.24 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 41.9 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 70.98 crore, fees and other income received of Rs. 5.44 crore, interest paid of Rs. 35.38 crore, commission and fees paid of Rs. 1.52 crore, cash payment to employees of Rs. 17.79 crore, other expense paid of Rs. 4.4 crore, operating cash flows before changes in operating assets and liabilities of Rs. 17.33 crore, due from nepal rastra bank of Rs. 0.15 crore, placement with banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 66.59 crore, other assets of Rs. 3.21 crore, deposit from customers of Rs. 18.47 crore, borrowings of Rs. 49 crore, other liabilities of Rs. 0.32 crore, net cash flow from operating activities before tax paid of Rs. 14.54 crore and income taxes paid of Rs. 0.53 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 1.96 crore and purchase of intangible assets of Rs. 0.03 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 4.75 crore, dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.12 crore.
In the financial year 2080/81, Mahuli Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 2.97 crore, net cash flow from investing activities (b) of Rs. 1.19 crore, net cash flow from financing activities (c) of Rs. 0.28 crore, net increase/(decrease) in cash and cash equivalents of Rs. 4.44 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 29.68 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 25.24 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 63.17 crore, fees and other income received of Rs. 5.42 crore, interest paid of Rs. 37.49 crore, commission and fees paid of Rs. 0.31 crore, cash payment to employees of Rs. 17.67 crore, other expense paid of Rs. 3.3 crore, operating cash flows before changes in operating assets and liabilities of Rs. 9.82 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 16 crore, loan and advances to customers of Rs. 70.55 crore, other assets of Rs. 1.87 crore, deposit from customers of Rs. 4.37 crore, borrowings of Rs. 43.33 crore, other liabilities of Rs. 2.38 crore, net cash flow from operating activities before tax paid of Rs. 1.27 crore and income taxes paid of Rs. 1.7 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 1.17 crore and purchase of intangible assets of Rs. 0.02 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.28 crore.
In the financial year 2079/80, Mahuli Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 14.6 crore, net cash flow from investing activities (b) of Rs. 1.41 crore, net cash flow from financing activities (c) of Rs. 2.11 crore, net increase/(decrease) in cash and cash equivalents of Rs. 11.08 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 18.6 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 29.68 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 68.95 crore, fees and other income received of Rs. 6.94 crore, interest paid of Rs. 42.96 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 17.79 crore, other expense paid of Rs. 3.34 crore, operating cash flows before changes in operating assets and liabilities of Rs. 11.79 crore, due from nepal rastra bank of Rs. 0.2 crore, placement with banks and financial institutions of Rs. 16 crore, loan and advances to customers of Rs. 49.73 crore, other assets of Rs. 1.17 crore, deposit from customers of Rs. 3.88 crore, borrowings of Rs. 27.48 crore, other liabilities of Rs. 0.82 crore, net cash flow from operating activities before tax paid of Rs. 15.95 crore and income taxes paid of Rs. 1.35 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0 crore and purchase of intangible assets of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.21 crore and other receipt/payment of Rs. 1.9 crore.
In the quarter Q4 2082/83, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 13.24 crore, net fee and commission income of Rs. 0.96 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 14.19 crore, impairment charge/(reversal) of Rs. 2.67 crore, net operating income of Rs. 16.87 crore, operating expenses of Rs. 6.8 crore, operating profit of Rs. 10.07 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 10.07 crore, income tax expense of Rs. 3.02 crore and profit for the year of Rs. 7.05 crore.
Reported under net interest income: interest income of Rs. 22.67 crore and interest expense of Rs. 9.43 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.62 crore and fee and commission expense of Rs. 0.66 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.26 crore, other operating expenses of Rs. 0.4 crore and depreciation & amortisation of Rs. 1.14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.02 crore and deferred tax of Rs. 0 crore.
In the quarter Q3 2082/83, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 13.78 crore, net fee and commission income of Rs. 1.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 14.81 crore, impairment charge/(reversal) of Rs. 0.78 crore, net operating income of Rs. 14.04 crore, operating expenses of Rs. 6.49 crore, operating profit of Rs. 7.54 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 7.54 crore, income tax expense of Rs. 2.26 crore and profit for the year of Rs. 5.28 crore.
Reported under net interest income: interest income of Rs. 22.15 crore and interest expense of Rs. 8.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.6 crore and fee and commission expense of Rs. 0.57 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.22 crore, other operating expenses of Rs. 1.15 crore and depreciation & amortisation of Rs. 0.13 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.26 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 11.59 crore, net fee and commission income of Rs. 0.58 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 12.18 crore, impairment charge/(reversal) of Rs. 1.96 crore, net operating income of Rs. 10.22 crore, operating expenses of Rs. 5.14 crore, operating profit of Rs. 5.08 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 5.08 crore, income tax expense of Rs. 1.52 crore and profit for the year of Rs. 3.55 crore.
Reported under net interest income: interest income of Rs. 19.82 crore and interest expense of Rs. 8.23 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.65 crore and fee and commission expense of Rs. 1.07 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.34 crore, other operating expenses of Rs. 0.68 crore and depreciation & amortisation of Rs. 0.13 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.52 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Mahuli Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 11.14 crore, net fee and commission income of Rs. 1.53 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 12.67 crore, impairment charge/(reversal) of Rs. 0.75 crore, net operating income of Rs. 11.92 crore, operating expenses of Rs. 7 crore, operating profit of Rs. 4.93 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.93 crore, income tax expense of Rs. 1.48 crore and profit for the year of Rs. 3.45 crore.
Reported under net interest income: interest income of Rs. 19.59 crore and interest expense of Rs. 8.46 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.54 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.33 crore, other operating expenses of Rs. 1.55 crore and depreciation & amortisation of Rs. 0.11 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.48 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|---|
| Net Interest Income | 49.7 | 35.6 | 25.7 | 26.0 | 29.3 |
| Interest Income | 84.2 | 71.0 | 63.2 | 68.9 | 60.4 |
| Interest Expense | -34.5 | -35.4 | -37.5 | -43.0 | -31.1 |
| Net Fee and Commission Income | 4.1 | 3.9 | 5.1 | 6.9 | 7.7 |
| Fee and Commission Income | 6.4 | 5.4 | 5.4 | 6.9 | 7.7 |
| Fee and Commission Expense | -2.3 | -1.5 | -0.31 | 0.00 | 0.00 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Operating Income | 53.9 | 39.5 | 30.8 | 32.9 | 37.0 |
| Impairment Charge/(Reversal) | -0.81 | -13.1 | -3.8 | -4.7 | -5.7 |
| Net Operating Income | 53.0 | 26.4 | 27.0 | 28.2 | 31.3 |
| Operating Expenses | -25.4 | -24.1 | -22.1 | -22.5 | -20.7 |
| Operating Expense - Personnel Expenses | -20.1 | -17.8 | -17.7 | -17.8 | -16.1 |
| Other Operating Expenses | -3.8 | -4.4 | -3.3 | -3.3 | -3.1 |
| Depreciation & Amortisation | -1.5 | -2.0 | -1.1 | -1.3 | -1.6 |
| Operating Profit | 27.6 | 2.2 | 4.9 | 5.8 | 10.6 |
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 27.6 | 2.2 | 4.9 | 5.8 | 10.6 |
| Income Tax Expense | -8.3 | -0.53 | -1.7 | -1.4 | -2.6 |
| Current Tax | -8.3 | -3.9 | -1.8 | -1.8 | -3.0 |
| Deferred Tax | 0.00 | 3.3 | 0.10 | 0.49 | 0.43 |
| Profit for the Year | 19.3 | 1.7 | 3.2 | 4.4 | 8.0 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 569 | 496 | 447 | 475 | 354 | 262 |
| Cash and Cash Equivalents | 41.9 | 25.2 | 29.7 | 18.6 | 22.5 | 0.24 |
| Due from Nepal Rastra Bank | 2.4 | 2.3 | 2.3 | 2.1 | 1.6 | 0.00 |
| Placement with Banks and FIs | 0.00 | 0.00 | 16.0 | 0.00 | 0.00 | 23.2 |
| Loans and Advances to Customers | 512 | 458 | 391 | 446 | 326 | 234 |
| Investment Securities | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Current Tax Assets | 0.59 | 1.6 | 0.00 | 1.8 | 0.00 | 0.00 |
| Property and Equipment | 3.0 | 3.0 | 2.9 | 2.8 | 2.3 | 1.9 |
| Goodwill and Intangible Assets | 0.07 | 0.08 | 0.09 | 0.12 | 0.06 | 0.00 |
| Deferred Tax Assets | 5.4 | 2.2 | 2.1 | 1.4 | 1.0 | 0.00 |
| Other Assets | 3.8 | 2.8 | 2.7 | 2.8 | 0.75 | 2.9 |
| Total Liabilities | 499 | 432 | 387 | 417 | 303 | 231 |
| Deposits from Customers | 183 | 165 | 160 | 164 | 129 | 109 |
| Borrowings | 291 | 242 | 199 | 226 | 156 | 109 |
| Current Tax Liabilities | 0.00 | 0.00 | 0.06 | 0.00 | 0.56 | 0.00 |
| Provisions | 0.89 | 0.82 | 1.8 | 0.13 | 0.13 | 0.20 |
| Other Liabilities | 24.3 | 24.7 | 26.0 | 26.9 | 18.0 | 12.8 |
| Total Equity | 69.8 | 63.5 | 60.5 | 58.2 | 50.6 | 31.3 |
| Share Capital | 37.0 | 32.2 | 32.2 | 28.2 | 22.4 | 16.0 |
| Retained Earnings | 4.8 | 2.6 | 1.6 | 13.3 | 13.4 | 0.00 |
| Reserves | 28.0 | 28.6 | 26.6 | 16.7 | 14.8 | 15.4 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 14.0 | -3.0 | 14.6 | -1.4 |
| Interest Received | 71.0 | 63.2 | 68.9 | 60.4 |
| Fees and Other Income Received | 5.4 | 5.4 | 6.9 | 7.7 |
| Interest Paid | -35.4 | -37.5 | -43.0 | -31.1 |
| Commission and Fees Paid | -1.5 | -0.31 | 0.00 | 0.00 |
| Cash Payment to Employees | -17.8 | -17.7 | -17.8 | -16.1 |
| Other Expense Paid | -4.4 | -3.3 | -3.3 | -3.1 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 17.3 | 9.8 | 11.8 | 17.8 |
| Due from Nepal Rastra Bank | -0.15 | 0.00 | -0.20 | -0.41 |
| Placement with Banks and Financial Institutions | 0.00 | 16.0 | -16.0 | 0.00 |
| Loan and Advances to Customers | -66.6 | -70.5 | 49.7 | -126 |
| Other Assets | -3.2 | -1.9 | 1.2 | -4.2 |
| Deposit from Customers | 18.5 | 4.4 | -3.9 | 35.0 |
| Borrowings | 49.0 | 43.3 | -27.5 | 70.5 |
| Other Liabilities | -0.32 | -2.4 | 0.82 | 8.4 |
| Net Cash Flow from Operating Activities Before Tax Paid | 14.5 | -1.3 | 15.9 | 1.2 |
| Income Taxes Paid | -0.53 | -1.7 | -1.4 | -2.6 |
| Net Cash Flow from Investing Activities (B) | -2.0 | -1.2 | -1.4 | -2.2 |
| Purchase of Property and Equipment | -2.0 | -1.2 | 0.00 | 0.00 |
| Purchase of Intangible Assets | -0.03 | -0.02 | 0.00 | -0.08 |
| Net Cash Flow from Financing Activities (C) | 4.6 | -0.28 | -2.1 | -0.40 |
| Receipt from Issue of Shares | 4.8 | 0.00 | 0.00 | 0.00 |
| Dividends Paid | 0.00 | 0.00 | -0.21 | 0.00 |
| Other Receipt/Payment | -0.12 | -0.28 | -1.9 | -0.40 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 16.7 | -4.4 | 11.1 | -3.9 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 25.2 | 29.7 | 18.6 | 22.5 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and Cash Equivalents at Ashadh End | 41.9 | 25.2 | 29.7 | 18.6 |
Figures from Mahuli Laghubitta Bittiya Sanstha Limited's quarterly reports, most recent quarter first.
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 13.2 | 13.8 | 11.6 | 11.1 | 10.9 | 9.3 | 8.0 | 8.4 | 8.1 |
| Interest Income | 22.7 | 22.2 | 19.8 | 19.6 | 20.0 | 17.6 | 16.5 | 17.7 | 17.7 |
| Interest Expense | -9.4 | -8.4 | -8.2 | -8.5 | -9.1 | -8.2 | -8.5 | -9.2 | -9.6 |
| Net Fee and Commission Income | 0.96 | 1.0 | 0.58 | 1.5 | 1.8 | 1.4 | 1.3 | 0.78 | 0.97 |
| Fee and Commission Income | 1.6 | 1.6 | 1.7 | 1.5 | 1.9 | 1.4 | 1.4 | 0.78 | 0.97 |
| Fee and Commission Expense | -0.66 | -0.57 | -1.1 | -0.01 | -0.07 | -0.02 | -0.11 | 0.00 | 0.00 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.37 |
| Total Operating Income | 14.2 | 14.8 | 12.2 | 12.7 | 12.7 | 10.7 | 9.3 | 9.2 | 9.4 |
| Impairment Charge/(Reversal) | 2.7 | -0.78 | -2.0 | -0.75 | 4.3 | -0.22 | -2.8 | -3.0 | 2.2 |
| Net Operating Income | 16.9 | 14.0 | 10.2 | 11.9 | 17.0 | 10.5 | 6.5 | 6.2 | 11.6 |
| Operating Expenses | -6.8 | -6.5 | -5.1 | -7.0 | -6.4 | -6.0 | -5.2 | -6.2 | -6.4 |
| Operating Expense - Personnel Expenses | -5.3 | -5.2 | -4.3 | -5.3 | -4.9 | -4.4 | -3.9 | -4.8 | -4.5 |
| Other Operating Expenses | -0.40 | -1.2 | -0.68 | -1.6 | -1.0 | -1.5 | -1.2 | -1.2 | -1.8 |
| Depreciation & Amortisation | -1.1 | -0.13 | -0.13 | -0.11 | -0.47 | -0.13 | -0.12 | -0.11 | -0.13 |
| Operating Profit | 10.1 | 7.5 | 5.1 | 4.9 | 10.6 | 4.5 | 1.2 | 0.06 | 5.3 |
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 10.1 | 7.5 | 5.1 | 4.9 | 10.6 | 4.5 | 1.2 | 0.06 | 5.3 |
| Income Tax Expense | -3.0 | -2.3 | -1.5 | -1.5 | -3.2 | -1.4 | -0.36 | -0.02 | -1.6 |
| Current Tax | -3.0 | -2.3 | -1.5 | -1.5 | -3.2 | -1.4 | -0.36 | -0.02 | -1.6 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 7.0 | 5.3 | 3.6 | 3.4 | 7.4 | 3.2 | 0.85 | 0.04 | 3.7 |
Over the last 15 trading sessions MSLB closed between Rs. 1,173.40 and Rs. 1,199.00, finishing at Rs. 1,185.00 on 2026-11-02 against Rs. 1,180.00 on 2026-10-05.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-11-02 | 1,152.00 | 1,209.90 | 1,120.00 | 1,185.00 | 311 |
| 2026-10-30 | 1,180.00 | 1,208.90 | 1,180.00 | 1,187.10 | 551 |
| 2026-10-29 | 1,180.10 | 1,212.00 | 1,180.00 | 1,192.00 | 862 |
| 2026-10-28 | 1,160.00 | 1,203.00 | 1,160.00 | 1,199.00 | 181 |
| 2026-10-27 | 1,163.10 | 1,195.00 | 1,163.10 | 1,195.00 | 180 |
| 2026-10-26 | 1,160.10 | 1,200.00 | 1,160.10 | 1,195.00 | 514 |
| 2026-10-16 | 1,153.00 | 1,194.90 | 1,153.00 | 1,191.00 | 825 |
| 2026-10-14 | 1,198.00 | 1,198.00 | 1,170.00 | 1,173.40 | 885 |
| 2026-10-13 | 1,155.10 | 1,187.90 | 1,155.10 | 1,187.90 | 205 |
| 2026-10-12 | 1,148.90 | 1,185.00 | 1,148.90 | 1,185.00 | 1,162 |
| 2026-10-09 | 1,151.00 | 1,184.00 | 1,151.00 | 1,184.00 | 650 |
| 2026-10-08 | 1,165.00 | 1,187.00 | 1,150.00 | 1,186.00 | 1,371 |
| 2026-10-07 | 1,160.00 | 1,193.80 | 1,126.00 | 1,187.00 | 740 |
| 2026-10-06 | 1,147.00 | 1,180.00 | 1,147.00 | 1,180.00 | 198 |
| 2026-10-05 | 1,158.30 | 1,180.00 | 1,158.30 | 1,180.00 | 270 |
2026, between Rs. 1,089.90 and Rs. 1,479.00, 2025, between Rs. 1,078.95 and Rs. 1,632.46, 2024, between Rs. 754.18 and Rs. 1,767.06, 2023, between Rs. 628.74 and Rs. 1,069.55, 2022, between Rs. 802.16 and Rs. 1,457.26 and 2021, between Rs. 829.50 and Rs. 1,730.30.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 1,089.90 | 1,479.00 | 190 |
| 2025 | 1,078.95 | 1,632.46 | 225 |
| 2024 | 754.18 | 1,767.06 | 230 |
| 2023 | 628.74 | 1,069.55 | 222 |
| 2022 | 802.16 | 1,457.26 | 240 |
| 2021 | 829.50 | 1,730.30 | 239 |
| 2020 | 422.21 | 932.85 | 31 |
| 2019 | 377.63 | 726.71 | 229 |
| 2018 | 449.02 | 821.28 | 223 |
| 2017 | 290.13 | 867.58 | 23 |
At Rs. 1,185.00 on 2026-11-02, MSLB is down 0.84% over 1 week, down 0.41% over 1 month, down 8.28% over 3 months, down 5.50% over 6 months, down 10.56% over 1 year and down 18.74% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | -0.84% | 1,195.00 | 2026-10-26 |
| 1 month | -0.41% | 1,189.90 | 2026-10-02 |
| 3 months | -8.28% | 1,292.00 | 2026-08-04 |
| 6 months | -5.50% | 1,254.00 | 2026-05-06 |
| 1 year | -10.56% | 1,324.96 | 2025-11-02 |
| 5 years | -18.74% | 1,458.29 | 2021-11-03 |
MSLB traded 18 times on 2026-11-02, moving 311 shares for Rs. 0.04 crore of turnover. Trades went through between Rs. 1,120.00 and Rs. 1,209.90.
Largest buyers by volume: broker 35, Kohinoor Investment and Securities Pvt.Ltd on 145 shares across 7 trades, broker 62, Capital Max Securities Limited on 63 shares across 5 trades, broker 41, Linch Stock Market Limited on 47 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 30 shares across 3 trades, broker 64, Sun Securities Pvt. Ltd on 25 shares across 1 trades and broker 22, Siprabi Securities Pvt. Limited on 1 shares across 1 trades.
Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 147 shares across 7 trades, broker 16, Primo Securities Pvt. Limited on 70 shares across 2 trades, broker 42, Sani Securities Company Limited on 23 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 20 shares across 2 trades, broker 49, Online Securities Limited on 20 shares across 2 trades, broker 36, Secured Securities Limited on 10 shares across 1 trades, broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 10 shares across 1 trades, broker 1, Kumari Securities Pvt. Limited on 10 shares across 1 trades and broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 1 shares across 1 trades.
Mahuli Laghubitta Bittiya Sanstha Limited most recently declared a 4.75% bonus share issue for 2081/2082, announced on 2025-12-23. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2081/2082 | 4.75% | 2025-12-23 | |
| 2078/2079 | 14.25% | 2023-03-29 | |
| 2077/2078 | 26% | 2021-12-14 |
For 2081/2082 Mahuli Laghubitta Bittiya Sanstha Limited declared a 4.75% bonus share issue, announced on 2025-12-23.
For 2078/2079 Mahuli Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2023-03-29.
For 2077/2078 Mahuli Laghubitta Bittiya Sanstha Limited declared a 26% bonus share issue, announced on 2021-12-14.
Annual and special general meetings Mahuli Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 9 quarters of results for MSLB, with charts and peer comparison, are free on NepView.
New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.
All microfinance companies on NEPSE