NESDO Sambridha Laghubitta Bittiya Sanstha Limited (NESDO) Share Price & Fundamentals

NESDO Sambridha (NESDO) share price is Rs. 1,277.00, down 1.84% on 2026-10-12. Open Rs. 1,290.00. High Rs. 1,290.00. Low Rs. 1,276.10. Volume 1,464.

NESDO Sambridha Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (NESDO), Microfinance sector. Revenue: Rs. 44.54 Crore. Net profit: Rs. 17.58 Crore. Net worth: Rs. 69.7 Crore.

About NESDO Sambridha Laghubitta Bittiya Sanstha Limited

A national-level Class 'D' microfinance financial institution licensed by Nepal Rastra Bank (licence no. Ne.Ra.Bank/E.Pra./'D'/087/075/76), registered with the Office of the Company Registrar under no. 187532/074/75. Its central office is in Kushma Municipality Ward 6, Nyuroad, Parbat. The institution provides microcredit and deposit services to low-income and underserved rural groups, alongside financial-literacy, entrepreneurship and vocational-skill programmes for its members. Founder shareholder is the National Educational and Social Development Organisation (NESDO Nepal). Shares trade on the Nepal Stock Exchange. Recent periods have been marked by elevated non-performing loans (NPL above 20% of total loans) and large impairment charges, which drove audited losses in FY2080/81 and FY2081/82; management reports recovery strategies, loan-quality improvement and service diversification as priorities.

NESDO Sambridha Laghubitta Bittiya Sanstha Limited (NESDO) has 29,13,375 shares outstanding.

NESDO key metrics

NESDO strengths

What NESDO Sambridha Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• Makes 6.9% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Bad-loan charges come to -7.4% of income, so borrowers are paying back well. (Asset Quality)
• 17.1% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Each share earned Rs 60.34 of profit over the year. (Shareholder Returns)
• Owns 5.84x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• Turns 39.5% of its income into profit once every cost is paid. (Profitability)
• Keeps 56.4% of income as profit from everyday banking, before tax. (Profitability)
• Each share is backed by Rs 239.24 of the bank's own net worth. (Shareholder Returns)

NESDO weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is -12.9%, below what owners would hope for. (Profitability)
• Return on everything it owns is -2.2%, so its assets are not producing much. (Profitability)
• The loan book moved -9.4%, so lending is not expanding. (Growth)
• Only 72.1% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Total income moved -12.4% on last year. (Growth)
• Staff costs take 35.7% of income, a heavy load on earnings. (Efficiency)
• Deposits moved 3.4%, so its cheapest source of funding is not growing. (Growth)
• The bank's size moved -5.3% over the year. (Shareholder Returns)
• Loans are 74.3% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Income from lending moved 8.2%, so the core business is not growing. (Growth)
• Only 8.4% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Only 68.6% of income comes from lending, so earnings lean on less reliable sources. (Margins & Income Quality)

NESDO Q4 2082/83 results

In Q4 2082/83 NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported profit of Rs. 2.66 crore and total operating income of Rs. 10.12 crore. Profit in Q3 2082/83 was Rs. 5.6 crore. Profit fell 52.50% on the previous quarter. Total operating income grew 7.32% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 0.91 crore. Profit grew 193.10% on the same quarter last year. Total operating income fell 60.08% on the same quarter last year.

NESDO annual results 2082/83

For the financial year 2082/83 NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 17.58 crore, total operating income of Rs. 44.54 crore and net worth of Rs. 69.7 crore. Net profit in 2081/82 was a loss of Rs. 8.99 crore. Net profit turned from a loss to a profit on the year. Total operating income fell 12.37% on the year.

NESDO profit and loss for 2082/83

In the financial year 2082/83, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 30.54 crore, net fee and commission income of Rs. 3.73 crore, other operating income of Rs. 10.27 crore, total operating income of Rs. 44.54 crore, impairment charge/(reversal) of Rs. 3.3 crore, net operating income of Rs. 47.83 crore, operating expenses of Rs. 22.72 crore, operating profit of Rs. 25.11 crore, profit before income tax of Rs. 25.11 crore, income tax expense of Rs. 7.53 crore and profit for the year of Rs. 17.58 crore.

Reported under net interest income: interest income of Rs. 53.76 crore and interest expense of Rs. 23.22 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.73 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 15.89 crore, other operating expenses of Rs. 6.6 crore and depreciation & amortisation of Rs. 0.23 crore. Reported under income tax expense: current tax of Rs. 7.53 crore.

NESDO profit and loss for 2081/82

In the financial year 2081/82, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 28.21 crore, net fee and commission income of Rs. 3.54 crore, net trading income of Rs. 0 crore, other operating income of Rs. 19.07 crore, total operating income of Rs. 50.82 crore, impairment charge/(reversal) of Rs. 34.2 crore, net operating income of Rs. 16.62 crore, operating expenses of Rs. 14.51 crore, operating profit of Rs. 2.11 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.11 crore, income tax expense of Rs. 11.1 crore and profit for the year of Rs. 8.99 crore.

Reported under net interest income: interest income of Rs. 52.49 crore and interest expense of Rs. 24.28 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.56 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.32 crore, other operating expenses of Rs. 2.05 crore and depreciation & amortisation of Rs. 1.14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 11.81 crore and deferred tax of Rs. 0.71 crore.

NESDO profit and loss for 2080/81

In the financial year 2080/81, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 35.77 crore, net fee and commission income of Rs. 3.84 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.1 crore, total operating income of Rs. 41.71 crore, impairment charge/(reversal) of Rs. 28.22 crore, net operating income of Rs. 13.49 crore, operating expenses of Rs. 17.24 crore, operating profit of Rs. 3.75 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.75 crore, income tax expense of Rs. 8.42 crore and profit for the year of Rs. 12.17 crore.

Reported under net interest income: interest income of Rs. 63.23 crore and interest expense of Rs. 27.46 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.84 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.32 crore, other operating expenses of Rs. 4.8 crore and depreciation & amortisation of Rs. 1.11 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 9 crore and deferred tax of Rs. 0.58 crore.

NESDO balance sheet for 2081/82

In the financial year 2081/82, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 406.85 crore, total liabilities of Rs. 337.15 crore and total equity of Rs. 69.7 crore.

Reported under total assets: cash and cash equivalents of Rs. 97.35 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 302.29 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.82 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 2.91 crore and other assets of Rs. 0.47 crore. Reported under total liabilities: due to banks and fis of Rs. 10 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 243.02 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 3.49 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 80.64 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 29.13 crore, share premium of Rs. 0 crore, retained earnings of Rs. 9.94 crore, reserves of Rs. 30.62 crore and non controlling interest of Rs. 0 crore.

NESDO balance sheet for 2080/81

In the financial year 2080/81, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 429.63 crore, total liabilities of Rs. 351.54 crore and total equity of Rs. 78.08 crore.

Reported under total assets: cash and cash equivalents of Rs. 89.45 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 333.82 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.17 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 2.62 crore and other assets of Rs. 0.57 crore. Reported under total liabilities: due to banks and fis of Rs. 17 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 235.01 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 5.6 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 93.92 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 25.5 crore, share premium of Rs. 0 crore, retained earnings of Rs. 21.74 crore, reserves of Rs. 30.84 crore and non controlling interest of Rs. 0 crore.

NESDO balance sheet for 2079/80

In the financial year 2079/80, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 479.52 crore, total liabilities of Rs. 384.01 crore and total equity of Rs. 95.51 crore.

Reported under total assets: cash and cash equivalents of Rs. 111.72 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 362.58 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.07 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 1.58 crore and other assets of Rs. 0.56 crore. Reported under total liabilities: due to banks and fis of Rs. 21.25 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 254.59 crore, borrowings of Rs. 15 crore, current tax liabilities of Rs. 2.74 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 90.43 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 25.5 crore, share premium of Rs. 0 crore, retained earnings of Rs. 41.76 crore, reserves of Rs. 28.25 crore and non controlling interest of Rs. 0 crore.

NESDO cash flow for 2081/82

In the financial year 2081/82, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 10.09 crore, net cash flow from investing activities (b) of Rs. 1.79 crore, net cash flow from financing activities (c) of Rs. 0.39 crore, net increase/(decrease) in cash and cash equivalents of Rs. 7.91 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 89.45 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 97.35 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 52.44 crore, fees and other income received of Rs. 3.56 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 19.07 crore, interest paid of Rs. 24.28 crore, commission and fees paid of Rs. 0.02 crore, cash payment to employees of Rs. 11.17 crore, other expense paid of Rs. 2.01 crore, operating cash flows before changes in operating assets and liabilities of Rs. 37.59 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 2.63 crore, other assets of Rs. 0.1 crore, due to banks and financial institutions of Rs. 7 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 8.01 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 12.06 crore, net cash flow from operating activities before tax paid of Rs. 24.01 crore and income taxes paid of Rs. 13.92 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.79 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.19 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.13 crore.

NESDO cash flow for 2080/81

In the financial year 2080/81, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 16.89 crore, net cash flow from investing activities (b) of Rs. 1.21 crore, net cash flow from financing activities (c) of Rs. 4.18 crore, net increase/(decrease) in cash and cash equivalents of Rs. 22.27 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 111.72 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 89.45 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 62.81 crore, fees and other income received of Rs. 3.84 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 2.1 crore, interest paid of Rs. 28.89 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 12.51 crore, other expense paid of Rs. 4.88 crore, operating cash flows before changes in operating assets and liabilities of Rs. 22.47 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 0.97 crore, other assets of Rs. 0.01 crore, due to banks and financial institutions of Rs. 4.25 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 19.58 crore, borrowings of Rs. 15 crore, other liabilities of Rs. 4.65 crore, net cash flow from operating activities before tax paid of Rs. 10.75 crore and income taxes paid of Rs. 6.14 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.21 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 3.83 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.35 crore.

NESDO cash flow for 2079/80

In the financial year 2079/80, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 80.64 crore, net cash flow from investing activities (b) of Rs. 0 crore, net cash flow from financing activities (c) of Rs. 0.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 80.61 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 31.11 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 111.72 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 63.01 crore, fees and other income received of Rs. 4.14 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.66 crore, interest paid of Rs. 25.99 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 12.73 crore, other expense paid of Rs. 3.1 crore, operating cash flows before changes in operating assets and liabilities of Rs. 26 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 53.63 crore, other assets of Rs. 4.07 crore, due to banks and financial institutions of Rs. 7.58 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2.34 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 9.59 crore, net cash flow from operating activities before tax paid of Rs. 88.05 crore and income taxes paid of Rs. 7.41 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.03 crore.

NESDO quarterly for Q4 2082/83

In the quarter Q4 2082/83, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 8.17 crore, net fee and commission income of Rs. 1.03 crore, other operating income of Rs. 0.93 crore, total operating income of Rs. 10.12 crore, impairment charge/(reversal) of Rs. 1.6 crore, net operating income of Rs. 11.72 crore, operating expenses of Rs. 7.92 crore, operating profit of Rs. 3.8 crore, profit before income tax of Rs. 3.8 crore, income tax expense of Rs. 1.14 crore and profit for the year of Rs. 2.66 crore.

Reported under net interest income: interest income of Rs. 14.17 crore and interest expense of Rs. 6.01 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.07 crore, other operating expenses of Rs. 3.64 crore and depreciation & amortisation of Rs. 0.2 crore. Reported under income tax expense: current tax of Rs. 1.14 crore.

NESDO quarterly for Q3 2082/83

In the quarter Q3 2082/83, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 7.65 crore, net fee and commission income of Rs. 0.95 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.83 crore, total operating income of Rs. 9.43 crore, impairment charge/(reversal) of Rs. 3.66 crore, net operating income of Rs. 13.09 crore, operating expenses of Rs. 5.1 crore, operating profit of Rs. 8 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 8 crore, income tax expense of Rs. 2.4 crore and profit for the year of Rs. 5.6 crore.

Reported under net interest income: interest income of Rs. 13.33 crore and interest expense of Rs. 5.68 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.95 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.28 crore, other operating expenses of Rs. 0.82 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.4 crore and deferred tax of Rs. 0 crore.

NESDO quarterly for Q2 2082/83

In the quarter Q2 2082/83, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 7.53 crore, net fee and commission income of Rs. 0.87 crore, net trading income of Rs. 0 crore, other operating income of Rs. 7.66 crore, total operating income of Rs. 16.06 crore, impairment charge/(reversal) of Rs. 2.59 crore, net operating income of Rs. 13.46 crore, operating expenses of Rs. 4.81 crore, operating profit of Rs. 8.66 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 8.66 crore, income tax expense of Rs. 2.6 crore and profit for the year of Rs. 6.06 crore.

Reported under net interest income: interest income of Rs. 13.17 crore and interest expense of Rs. 5.64 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.87 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.04 crore, other operating expenses of Rs. 0.74 crore and depreciation & amortisation of Rs. 0.03 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.6 crore and deferred tax of Rs. 0 crore.

NESDO quarterly for Q1 2082/83

In the quarter Q1 2082/83, NESDO Sambridha Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 7.19 crore, net fee and commission income of Rs. 0.89 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.85 crore, total operating income of Rs. 8.92 crore, impairment charge/(reversal) of Rs. 0.63 crore, net operating income of Rs. 9.56 crore, operating expenses of Rs. 4.9 crore, operating profit of Rs. 4.66 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.66 crore, income tax expense of Rs. 1.4 crore and profit for the year of Rs. 3.26 crore.

Reported under net interest income: interest income of Rs. 13.08 crore and interest expense of Rs. 5.89 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.89 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 3.5 crore, other operating expenses of Rs. 1.4 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.4 crore and deferred tax of Rs. 0 crore.

NESDO Profit & Loss

Values in Rs. Crore unless stated otherwise.

NESDO Balance Sheet

Values in Rs. Crore unless stated otherwise.

NESDO Cash Flow

Values in Rs. Crore unless stated otherwise.

NESDO Quarterly Results

Values in Rs. Crore unless stated otherwise.

NESDO Sambridha share price history

Over the last 15 trading sessions NESDO closed between Rs. 1,277.00 and Rs. 1,357.90, finishing at Rs. 1,277.00 on 2026-10-12 against Rs. 1,351.00 on 2026-09-18.

NESDO share price by year

2026, between Rs. 1,270.70 and Rs. 1,682.00, 2025, between Rs. 1,380.10 and Rs. 2,207.44, 2024, between Rs. 1,306.00 and Rs. 2,311.60, 2023, between Rs. 1,241.14 and Rs. 3,098.47 and 2022, between Rs. 654.44 and Rs. 3,290.15.

NESDO Sambridha share price returns

At Rs. 1,277.00 on 2026-10-12, NESDO is down 3.40% over 1 week, down 3.91% over 1 month, down 14.58% over 3 months, down 20.14% over 6 months and down 18.51% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

NESDO floorsheet for 2026-10-12

NESDO traded 33 times on 2026-10-12, moving 1,464 shares for Rs. 0.19 crore of turnover. Trades went through between Rs. 1,276.10 and Rs. 1,290.00.

Largest buyers by volume: broker 41, Linch Stock Market Limited on 500 shares across 5 trades, broker 58, Naasa Securities Co. Ltd. on 167 shares across 5 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 150 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 150 shares across 3 trades, broker 49, Online Securities Limited on 121 shares across 3 trades, broker 34, Vision Securities Pvt.Limited on 110 shares across 2 trades, broker 7, J.F. Securities Company Pvt. Limited on 60 shares across 3 trades, broker 42, Sani Securities Company Limited on 50 shares across 1 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 35 shares across 3 trades and broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 30 shares across 1 trades.

Largest sellers by volume: broker 45, Imperial Securities Co. Limited on 903 shares across 21 trades, broker 36, Secured Securities Limited on 400 shares across 2 trades, broker 58, Naasa Securities Co. Ltd. on 119 shares across 6 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 20 shares across 2 trades, broker 6, Agrawal Securities Pvt. Limited on 11 shares across 1 trades and broker 43, South Asian Bulls Pvt.Limited on 11 shares across 1 trades.

NESDO dividend history: bonus shares and cash dividend

NESDO Sambridha Laghubitta Bittiya Sanstha Limited most recently declared a 14.25% bonus share issue for 2080/2081, announced on 2025-02-25. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2080/2081 NESDO Sambridha Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2025-02-25.

For 2078/2079 NESDO Sambridha Laghubitta Bittiya Sanstha Limited declared a 50% bonus share issue and a 15% cash dividend, 65% in total, announced on 2023-11-10.

For 2077/2078 NESDO Sambridha Laghubitta Bittiya Sanstha Limited declared a 17.9342% cash dividend, announced on 2023-09-17.

NESDO general meetings

Annual and special general meetings NESDO Sambridha Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 7th AGM for 2081/2082: on 2026-01-14, at Royal Resort Kusma, Kusma, Parbat (11:30 AM)
• 7th AGM for 2081/2082
• 6th AGM for 2080/2081: on 2025-03-23, at Royal Kusma Resort, Kusma, Parbat (11:30 AM)

5 years of annual statements and 12 quarters of results for NESDO, with charts and peer comparison, are free on NepView.

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• Nerude Mirmire Laghubitta Bittiya Sanstha Limited (NMLBBL) share price
• Nirdhan Utthan Laghubitta Bittiya Sanstha Limited (NUBL) share price
• RSDC Laghubitta Bittiya Sanstha Ltd. (RSDC) share price
• Shrijanshil Laghubitta Bittiya Sanstha Limited (SHLB) share price
• Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL) share price
• Swarojgar Laghubitta Bittiya Sanstha Ltd. (SLBBL) share price
• Samudayik Laghubitta Bittiya Sanstha Limited (SLBSL) share price
• Samata Gharelu Laghubitta Bittiya Sanstha Limited (SMATA) share price
• Support Microfinance Bittiya Sanstha Ltd. (SMB) share price
• Swabhimaan Laghubitta Bittiya Sanstha Limited (SMFBS) share price
• Sampada Laghubitta Bittiya Sanstha Limited (SMPDA) share price
• Swastik Laghubitta Bittiya Sanstha Limited (SWASTIK) share price
• Swabalamban Laghubitta Bittiya Sanstha Limited (SWBBL) share price
• Suryodaya Womi Laghubitta Bittiya Sanstha Limited (SWMF) share price
• Upakar Laghubitta Bittiya Sanstha Limited (ULBSL) share price
• Unique Nepal Laghubitta Bittiya Sanstha Limited (UNLB) share price
• Unnati Sahakarya Laghubitta Bittiya Sanstha Limited (USLB) share price

All microfinance companies on NEPSE

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