Swabhimaan Laghubitta Bittiya Sanstha Limited (SMFBS) Share Price & Fundamentals

Swabhimaan (SMFBS) share price is Rs. 1,321.60, up 0.12% on 2026-10-12. Open Rs. 1,320.00. High Rs. 1,358.00. Low Rs. 1,320.00. Volume 188.

Swabhimaan Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (SMFBS), Microfinance sector. Revenue: Rs. 28.33 Crore. Net profit: Rs. 5.18 Crore. Net worth: Rs. 25.12 Crore.

About Swabhimaan Laghubitta Bittiya Sanstha Limited

Provincial-level 'D'-class microfinance financial institution licensed by Nepal Rastra Bank, headquartered at Tilottama-5, Rupandehi. Operates 36 branch offices across seven districts of Lumbini Province, serving approximately 40,719 low-income households as at Q3 2082/83 (39,263 at Q2; 37,517 at Q1).

Swabhimaan Laghubitta Bittiya Sanstha Limited (SMFBS) has 15,34,455 shares outstanding. Its most recent declared dividend was 0.50% on face value.

SMFBS key metrics

SMFBS strengths

What Swabhimaan Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• Makes 6.4% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Profit grew 27.7% on last year. (Growth)
• Customer deposits grew 27.3% on last year, giving it more cheap money to lend. (Growth)
• Income from lending grew 21% on last year, so the core business is expanding. (Growth)
• Total income grew 24.8% on last year. (Growth)
• The loan book grew 22.7% on last year, so more money is being put to work. (Growth)
• Earns 16.2% a year on the money shareholders put in, which is the return owners actually receive. (Profitability)
• The bank grew 23.8% bigger over the year. (Shareholder Returns)
• 83.8% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Each share earned Rs 33.77 of profit over the year. (Shareholder Returns)

SMFBS weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Only 31.2% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• 16.7% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Only 1.3% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Staff costs take 37% of income, a heavy load on earnings. (Efficiency)
• Loans are 91.6% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Operating margin is 26.1%, so running costs take too much of what core banking earns. (Profitability)
• Owns 12.3x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• 66.7% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Return on everything it owns is 1.3%, so its assets are not producing much. (Profitability)
• Only 8.1% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Net profit margin is 18.3%, less than most lenders keep once every cost is paid. (Profitability)
• Each share is backed by only Rs 163.73 of net worth. (Shareholder Returns)

SMFBS Q4 2082/83 results

In Q4 2082/83 Swabhimaan Laghubitta Bittiya Sanstha Limited reported profit of Rs. 0.81 crore and total operating income of Rs. 6.87 crore. Profit in Q3 2082/83 was Rs. 1.44 crore. Profit fell 43.73% on the previous quarter. Total operating income fell 0.98% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 5.27 crore. Profit fell 84.57% on the same quarter last year. Total operating income fell 27.94% on the same quarter last year.

SMFBS annual results 2082/83

For the financial year 2082/83 Swabhimaan Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 5.18 crore, total operating income of Rs. 28.33 crore and net worth of Rs. 25.12 crore. Net profit in 2081/82 was Rs. 4.06 crore. Net profit grew 27.65% on the year. Total operating income grew 24.77% on the year.

SMFBS profit and loss for 2082/83

In the financial year 2082/83, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 23.74 crore, net fee and commission income of Rs. 0.37 crore, other operating income of Rs. 4.22 crore, total operating income of Rs. 28.33 crore, impairment charge/(reversal) of Rs. 4.73 crore, net operating income of Rs. 23.6 crore, operating expenses of Rs. 16.19 crore, operating profit of Rs. 7.4 crore, profit before income tax of Rs. 7.4 crore, income tax expense of Rs. 2.22 crore and profit for the year of Rs. 5.18 crore.

Reported under net interest income: interest income of Rs. 41.96 crore and interest expense of Rs. 18.22 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.37 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.48 crore, other operating expenses of Rs. 5.38 crore and depreciation & amortisation of Rs. 0.34 crore. Reported under income tax expense: current tax of Rs. 2.22 crore.

SMFBS profit and loss for 2081/82

In the financial year 2081/82, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 19.62 crore, net fee and commission income of Rs. 3.06 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 22.7 crore, impairment charge/(reversal) of Rs. 2.87 crore, net operating income of Rs. 19.83 crore, operating expenses of Rs. 13.33 crore, operating profit of Rs. 6.5 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.5 crore, income tax expense of Rs. 2.44 crore and profit for the year of Rs. 4.06 crore.

Reported under net interest income: interest income of Rs. 39.17 crore and interest expense of Rs. 19.55 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.06 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.07 crore, other operating expenses of Rs. 2.52 crore and depreciation & amortisation of Rs. 0.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.38 crore and deferred tax of Rs. 0.06 crore.

SMFBS profit and loss for 2080/81

In the financial year 2080/81, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.98 crore, net fee and commission income of Rs. 2.53 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 13.53 crore, impairment charge/(reversal) of Rs. 2.28 crore, net operating income of Rs. 11.25 crore, operating expenses of Rs. 10.48 crore, operating profit of Rs. 0.77 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.77 crore, income tax expense of Rs. 0.22 crore and profit for the year of Rs. 0.55 crore.

Reported under net interest income: interest income of Rs. 32.07 crore and interest expense of Rs. 21.1 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.53 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.89 crore, other operating expenses of Rs. 1.87 crore and depreciation & amortisation of Rs. 0.72 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.12 crore and deferred tax of Rs. 0.1 crore.

SMFBS balance sheet for 2081/82

In the financial year 2081/82, Swabhimaan Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 309 crore, total liabilities of Rs. 283.88 crore and total equity of Rs. 25.12 crore.

Reported under total assets: cash and cash equivalents of Rs. 19.3 crore, due from nepal rastra bank of Rs. 1.42 crore, loans and advances to customers of Rs. 283.13 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0.18 crore, property and equipment of Rs. 4.47 crore, goodwill and intangible assets of Rs. 0.08 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 0.43 crore. Reported under total liabilities: deposits from customers of Rs. 88.44 crore, borrowings of Rs. 189.35 crore, current tax liabilities of Rs. 0 crore, deferred tax liabilities of Rs. 0.12 crore and other liabilities of Rs. 5.97 crore. Reported under total equity: share capital of Rs. 15.34 crore, share premium of Rs. 0 crore, retained earnings of Rs. 3.88 crore and reserves of Rs. 5.9 crore.

SMFBS balance sheet for 2080/81

In the financial year 2080/81, Swabhimaan Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 249.65 crore, total liabilities of Rs. 229.56 crore and total equity of Rs. 20.09 crore.

Reported under total assets: cash and cash equivalents of Rs. 13.53 crore, due from nepal rastra bank of Rs. 0 crore, loans and advances to customers of Rs. 230.75 crore, investment securities of Rs. 0.15 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 2.76 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 2.47 crore. Reported under total liabilities: deposits from customers of Rs. 69.48 crore, borrowings of Rs. 157.2 crore, current tax liabilities of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore and other liabilities of Rs. 2.88 crore. Reported under total equity: share capital of Rs. 15.34 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0.77 crore and reserves of Rs. 3.97 crore.

SMFBS balance sheet for 2079/80

In the financial year 2079/80, Swabhimaan Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 232.72 crore, total liabilities of Rs. 212.79 crore and total equity of Rs. 19.93 crore.

Reported under total assets: cash and cash equivalents of Rs. 22.38 crore, due from nepal rastra bank of Rs. 0 crore, loans and advances to customers of Rs. 204.48 crore, investment securities of Rs. 0.15 crore, current tax assets of Rs. 0 crore, property and equipment of Rs. 2.83 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 2.88 crore. Reported under total liabilities: deposits from customers of Rs. 67.13 crore, borrowings of Rs. 142.51 crore, current tax liabilities of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore and other liabilities of Rs. 3.15 crore. Reported under total equity: share capital of Rs. 14.61 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.34 crore and reserves of Rs. 3.98 crore.

SMFBS cash flow for 2081/82

In the financial year 2081/82, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 7.98 crore, net cash flow from investing activities (b) of Rs. 0.92 crore, net cash flow from financing activities (c) of Rs. 0.11 crore, net increase/(decrease) in cash and cash equivalents of Rs. 6.95 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 12.35 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 19.3 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 38.69 crore, fees and other income received of Rs. 3.06 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.02 crore, interest paid of Rs. 19.55 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 10.07 crore, other expense paid of Rs. 5.39 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.76 crore, due from nepal rastra bank of Rs. 0.24 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 48.98 crore, other assets of Rs. 0.03 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 18.96 crore, borrowings of Rs. 32.14 crore, other liabilities of Rs. 1.41 crore, net cash flow from operating activities before tax paid of Rs. 10.02 crore and income taxes paid of Rs. 2.04 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.95 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.03 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.04 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.07 crore.

SMFBS cash flow for 2080/81

In the financial year 2080/81, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 8.69 crore, net cash flow from investing activities (b) of Rs. 0.23 crore, net cash flow from financing activities (c) of Rs. 0.04 crore, net increase/(decrease) in cash and cash equivalents of Rs. 8.96 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 21.3 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 12.35 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 31.59 crore, fees and other income received of Rs. 2.53 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.02 crore, interest paid of Rs. 21.1 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 7.89 crore, other expense paid of Rs. 4.15 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1 crore, due from nepal rastra bank of Rs. 0.1 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 26.09 crore, other assets of Rs. 0 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2.35 crore, borrowings of Rs. 14.69 crore, other liabilities of Rs. 0.51 crore, net cash flow from operating activities before tax paid of Rs. 8.65 crore and income taxes paid of Rs. 0.04 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.26 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.02 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.04 crore.

SMFBS cash flow for 2079/80

In the financial year 2079/80, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 12.48 crore, net cash flow from investing activities (b) of Rs. 0.02 crore, net cash flow from financing activities (c) of Rs. 0.2 crore, net increase/(decrease) in cash and cash equivalents of Rs. 12.3 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 10.09 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 22.38 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 30.99 crore, fees and other income received of Rs. 10.18 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 21.35 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 7.25 crore, other expense paid of Rs. 11.17 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1.4 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0.1 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 2.3 crore, other assets of Rs. 0.18 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 0.33 crore, borrowings of Rs. 9.73 crore, other liabilities of Rs. 0.52 crore, net cash flow from operating activities before tax paid of Rs. 12.96 crore and income taxes paid of Rs. 0.48 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.02 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.2 crore.

SMFBS quarterly for Q4 2082/83

In the quarter Q4 2082/83, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 6.19 crore, net fee and commission income of Rs. 0.1 crore, other operating income of Rs. 0.58 crore, total operating income of Rs. 6.87 crore, impairment charge/(reversal) of Rs. 2.07 crore, net operating income of Rs. 4.79 crore, operating expenses of Rs. 3.63 crore, operating profit of Rs. 1.16 crore, profit before income tax of Rs. 1.16 crore, income tax expense of Rs. 0.35 crore and profit for the year of Rs. 0.81 crore.

Reported under net interest income: interest income of Rs. 10.67 crore and interest expense of Rs. 4.48 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.1 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.56 crore, other operating expenses of Rs. 0.98 crore and depreciation & amortisation of Rs. 0.09 crore. Reported under income tax expense: current tax of Rs. 0.35 crore.

SMFBS quarterly for Q3 2082/83

In the quarter Q3 2082/83, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 6.01 crore, net fee and commission income of Rs. 0.09 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.83 crore, total operating income of Rs. 6.93 crore, impairment charge/(reversal) of Rs. 1.51 crore, net operating income of Rs. 5.42 crore, operating expenses of Rs. 3.36 crore, operating profit of Rs. 2.06 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.06 crore, income tax expense of Rs. 0.62 crore and profit for the year of Rs. 1.44 crore.

Reported under net interest income: interest income of Rs. 10.4 crore and interest expense of Rs. 4.39 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.09 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.59 crore, other operating expenses of Rs. 0.68 crore and depreciation & amortisation of Rs. 0.09 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.62 crore and deferred tax of Rs. 0 crore.

SMFBS quarterly for Q2 2082/83

In the quarter Q2 2082/83, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 6.26 crore, net fee and commission income of Rs. 0.1 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.27 crore, total operating income of Rs. 7.63 crore, impairment charge/(reversal) of Rs. 0.45 crore, net operating income of Rs. 7.19 crore, operating expenses of Rs. 4.15 crore, operating profit of Rs. 3.03 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.03 crore, income tax expense of Rs. 0.91 crore and profit for the year of Rs. 2.12 crore.

Reported under net interest income: interest income of Rs. 10.65 crore and interest expense of Rs. 4.39 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.1 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.77 crore, other operating expenses of Rs. 1.3 crore and depreciation & amortisation of Rs. 0.08 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.91 crore and deferred tax of Rs. 0 crore.

SMFBS quarterly for Q1 2082/83

In the quarter Q1 2082/83, Swabhimaan Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 5.27 crore, net fee and commission income of Rs. 0.08 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.55 crore, total operating income of Rs. 6.89 crore, impairment charge/(reversal) of Rs. 0.7 crore, net operating income of Rs. 6.19 crore, operating expenses of Rs. 5.05 crore, operating profit of Rs. 1.15 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.15 crore, income tax expense of Rs. 0.34 crore and profit for the year of Rs. 0.8 crore.

Reported under net interest income: interest income of Rs. 10.23 crore and interest expense of Rs. 4.96 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.08 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.56 crore, other operating expenses of Rs. 2.41 crore and depreciation & amortisation of Rs. 0.08 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.34 crore and deferred tax of Rs. 0 crore.

SMFBS Profit & Loss

Values in Rs. Crore unless stated otherwise.

SMFBS Balance Sheet

Values in Rs. Crore unless stated otherwise.

SMFBS Cash Flow

Values in Rs. Crore unless stated otherwise.

SMFBS Quarterly Results

Values in Rs. Crore unless stated otherwise.

Swabhimaan share price history

Over the last 15 trading sessions SMFBS closed between Rs. 1,320.00 and Rs. 1,430.00, finishing at Rs. 1,321.60 on 2026-10-12 against Rs. 1,430.00 on 2026-09-18.

SMFBS share price by year

2026, between Rs. 1,285.00 and Rs. 1,779.90, 2025, between Rs. 1,490.00 and Rs. 2,109.52, 2024, between Rs. 790.57 and Rs. 2,310.86, 2023, between Rs. 683.24 and Rs. 1,373.02, 2022, between Rs. 1,055.56 and Rs. 1,686.51 and 2021, between Rs. 644.88 and Rs. 1,718.68.

Swabhimaan share price returns

At Rs. 1,321.60 on 2026-10-12, SMFBS is down 1.23% over 1 week, down 5.53% over 1 month, down 13.05% over 3 months, down 22.20% over 6 months, down 16.09% over 1 year and down 17.95% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SMFBS floorsheet for 2026-10-12

SMFBS traded 10 times on 2026-10-12, moving 188 shares for Rs. 0.03 crore of turnover. Trades went through between Rs. 1,290.00 and Rs. 1,358.00.

Largest buyers by volume: broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 57 shares across 1 trades, broker 41, Linch Stock Market Limited on 50 shares across 3 trades, broker 58, Naasa Securities Co. Ltd. on 41 shares across 2 trades, broker 56, Sri Hari Securities Pvt.Ltd on 20 shares across 1 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 13 shares across 1 trades and broker 45, Imperial Securities Co. Limited on 7 shares across 2 trades.

Largest sellers by volume: broker 45, Imperial Securities Co. Limited on 131 shares across 5 trades, broker 32, Premier Securites Company Limited on 20 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 20 shares across 1 trades, broker 29, Trishul Securities And Investment Limited on 10 shares across 1 trades, broker 41, Linch Stock Market Limited on 4 shares across 1 trades and broker 34, Vision Securities Pvt.Limited on 3 shares across 1 trades.

SMFBS dividend history: bonus shares and cash dividend

Swabhimaan Laghubitta Bittiya Sanstha Limited most recently declared a 9.5% bonus share issue for 2081/2082, announced on 2026-02-27. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Swabhimaan Laghubitta Bittiya Sanstha Limited declared a 9.5% bonus share issue, announced on 2026-02-27.

For 2080/2081 Swabhimaan Laghubitta Bittiya Sanstha Limited declared a 5% bonus share issue, announced on 2025-04-10.

For 2078/2079 Swabhimaan Laghubitta Bittiya Sanstha Limited declared a 20% bonus share issue, announced on 2023-03-01.

SMFBS general meetings

Annual and special general meetings Swabhimaan Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 9th AGM for 2081/2082: on 2026-07-14, at Company's Central Office, Tilottama-5, Rupandehi (11:00 AM)
• 8th AGM for 2080/2081: on 2025-05-02, at Company's Central Office, Tilottama-5, Rupandehi (11:00 AM)
• 7th AGM for 2079/2080: on 2024-03-03, at Company's Central Office, Tilottama-5, Rupandehi (11:00 AM)

6 years of annual statements and 12 quarters of results for SMFBS, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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