First Micro Finance Laghubitta Bittiya Sanstha Limited (FMDBL) Share Price & Fundamentals
First Micro Finance (FMDBL) share price is Rs. 820.00, up 7.75% on 2026-09-22. Open Rs. 765.00. High Rs. 834.00. Low Rs. 746.00. Volume 30,434.
First Micro Finance Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (FMDBL), Microfinance sector. Revenue: Rs. 22.94 Crore. Net profit: Rs. 19.07 Crore. Net worth: Rs. 174.26 Crore.
About First Micro Finance Laghubitta Bittiya Sanstha Limited
First Micro Finance Laghubitta Bittiya Sanstha Limited (FMDBL) has 1,34,48,713 shares outstanding. Its most recent declared dividend was 6.50% on face value.
FMDBL key metrics
FMDBL strengths
What First Micro Finance Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.
- Profit grew 73.6% on last year. (Growth)
- Bad-loan charges come to -51.7% of income, so borrowers are paying back well. (Asset Quality)
- 25.9% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
- Turns 83.2% of its income into profit once every cost is paid. (Profitability)
- Keeps 118.9% of income as profit from everyday banking, before tax. (Profitability)
- Owns 3.87x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
- 99.2% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
- Loans are 0.4% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
- The loan book grew 22.9% on last year, so more money is being put to work. (Growth)
- Earns 1.6% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
FMDBL weaknesses
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
- Return on shareholders' money is 6.3%, below what owners would hope for. (Profitability)
- Only 0.8% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
- Each share produced Rs 14.18 over the year. (Shareholder Returns)
- Each share is backed by only Rs 129.57 of net worth. (Shareholder Returns)
- 98.3% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
- The bank's size moved -22.5% over the year. (Shareholder Returns)
- Makes only 3.1% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
- Income from lending moved 7.5%, so the core business is not growing. (Growth)
- Total income moved 5.8% on last year. (Growth)
- Staff costs take 26.1% of income, a heavy load on earnings. (Efficiency)
FMDBL Q4 2082/83 results
In Q4 2082/83 First Micro Finance Laghubitta Bittiya Sanstha Limited reported profit of Rs. 7.7 crore and total operating income of Rs. 6.03 crore. Profit in Q3 2082/83 was Rs. 4.33 crore. Profit grew 77.88% on the previous quarter. Total operating income fell 15.61% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 6.11 crore. Profit grew 26.07% on the same quarter last year. Total operating income grew 8.61% on the same quarter last year.
FMDBL annual results 2082/83
For the financial year 2082/83 First Micro Finance Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 19.07 crore, total operating income of Rs. 22.94 crore and net worth of Rs. 174.26 crore. Net profit in 2081/82 was Rs. 10.98 crore. Net profit grew 73.63% on the year. Total operating income grew 5.79% on the year.
FMDBL profit and loss for 2082/83
In the financial year 2082/83, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 22.75 crore, net fee and commission income of Rs. 0.19 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 22.94 crore, impairment charge/(reversal) of Rs. 11.86 crore, net operating income of Rs. 34.8 crore, operating expenses of Rs. 7.52 crore, operating profit of Rs. 27.28 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 27.28 crore, income tax expense of Rs. 8.2 crore and profit for the year of Rs. 19.07 crore.
Reported under net interest income: interest income of Rs. 40.47 crore and interest expense of Rs. 17.72 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.32 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.99 crore, other operating expenses of Rs. 1.34 crore and depreciation & amortisation of Rs. 0.19 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.18 crore and deferred tax of Rs. 0.02 crore.
FMDBL profit and loss for 2081/82
In the financial year 2081/82, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 21.17 crore, net fee and commission income of Rs. 0.51 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 21.68 crore, impairment charge/(reversal) of Rs. 0.94 crore, net operating income of Rs. 22.63 crore, operating expenses of Rs. 6.86 crore, operating profit of Rs. 15.76 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 15.76 crore, income tax expense of Rs. 4.78 crore and profit for the year of Rs. 10.98 crore.
Reported under net interest income: interest income of Rs. 55.05 crore and interest expense of Rs. 33.88 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.64 crore and fee and commission expense of Rs. 0.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.99 crore, other operating expenses of Rs. 1.67 crore and depreciation & amortisation of Rs. 0.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 4.95 crore and deferred tax of Rs. 0.18 crore.
FMDBL profit and loss for 2080/81
In the financial year 2080/81, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 31.06 crore, net fee and commission income of Rs. 1.86 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 32.92 crore, impairment charge/(reversal) of Rs. 4.87 crore, net operating income of Rs. 28.04 crore, operating expenses of Rs. 6.6 crore, operating profit of Rs. 21.45 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 21.45 crore, income tax expense of Rs. 7.38 crore and profit for the year of Rs. 14.06 crore.
Reported under net interest income: interest income of Rs. 86.71 crore and interest expense of Rs. 55.65 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.3 crore and fee and commission expense of Rs. 0.44 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.99 crore, other operating expenses of Rs. 1.4 crore and depreciation & amortisation of Rs. 0.21 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 7.44 crore and deferred tax of Rs. 0.05 crore.
FMDBL balance sheet for 2081/82
In the financial year 2081/82, First Micro Finance Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 673.59 crore, total liabilities of Rs. 499.33 crore and total equity of Rs. 174.26 crore.
Reported under total assets: cash and cash equivalents of Rs. 53.7 crore, due from nepal rastra bank of Rs. 2.83 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 605.6 crore, loans and advances to customers of Rs. 2.82 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 0.42 crore, investment property of Rs. 0 crore, property and equipment of Rs. 0.57 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0.56 crore and other assets of Rs. 6.97 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 0 crore, borrowings of Rs. 490.97 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 8.36 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 134.49 crore, share premium of Rs. 0 crore, retained earnings of Rs. 9.03 crore and reserves of Rs. 30.74 crore.
FMDBL balance sheet for 2080/81
In the financial year 2080/81, First Micro Finance Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 868.94 crore, total liabilities of Rs. 705.01 crore and total equity of Rs. 163.92 crore.
Reported under total assets: cash and cash equivalents of Rs. 113.07 crore, due from nepal rastra bank of Rs. 4.58 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 740.81 crore, loans and advances to customers of Rs. 2.29 crore, investment securities of Rs. 0.13 crore, current tax assets of Rs. 0.19 crore, investment property of Rs. 0 crore, property and equipment of Rs. 0.68 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0.35 crore and other assets of Rs. 6.84 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 0 crore, borrowings of Rs. 696.85 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 8.16 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 123.38 crore, share premium of Rs. 0 crore, retained earnings of Rs. 11.99 crore and reserves of Rs. 28.55 crore.
FMDBL balance sheet for 2079/80
In the financial year 2079/80, First Micro Finance Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 913.45 crore, total liabilities of Rs. 755.06 crore and total equity of Rs. 158.4 crore.
Reported under total assets: cash and cash equivalents of Rs. 116.85 crore, due from nepal rastra bank of Rs. 13.78 crore, placement with banks and fis of Rs. 10 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 765.62 crore, loans and advances to customers of Rs. 2.08 crore, investment securities of Rs. 0.13 crore, current tax assets of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 0.81 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0.32 crore and other assets of Rs. 3.86 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 0 crore, borrowings of Rs. 746.5 crore, current tax liabilities of Rs. 0.72 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 7.83 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 114.77 crore, share premium of Rs. 0 crore, retained earnings of Rs. 18.16 crore and reserves of Rs. 25.46 crore.
FMDBL cash flow for 2081/82
In the financial year 2081/82, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 60.46 crore, net cash flow from investing activities (b) of Rs. 0.08 crore, net cash flow from financing activities (c) of Rs. 0.58 crore, net increase/(decrease) in cash and cash equivalents of Rs. 61.12 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 117.65 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 56.53 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 55.94 crore, fees and other income received of Rs. 0.64 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 34.1 crore, commission and fees paid of Rs. 0.12 crore, cash payment to employees of Rs. 5.37 crore, other expense paid of Rs. 1.72 crore, operating cash flows before changes in operating assets and liabilities of Rs. 15.27 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 136.31 crore, loan and advances to customers of Rs. 0.53 crore, other assets of Rs. 1.27 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 0 crore, borrowings of Rs. 205.89 crore, other liabilities of Rs. 0.82 crore, net cash flow from operating activities before tax paid of Rs. 55.28 crore and income taxes paid of Rs. 5.18 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.1 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0.02 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.58 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
FMDBL cash flow for 2080/81
In the financial year 2080/81, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 4.33 crore, net cash flow from investing activities (b) of Rs. 0.05 crore, net cash flow from financing activities (c) of Rs. 8.61 crore, net increase/(decrease) in cash and cash equivalents of Rs. 12.98 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 130.63 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 117.65 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 85.2 crore, fees and other income received of Rs. 2.3 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 56.24 crore, commission and fees paid of Rs. 0.44 crore, cash payment to employees of Rs. 5.5 crore, other expense paid of Rs. 1.47 crore, operating cash flows before changes in operating assets and liabilities of Rs. 23.86 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 10 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 19.94 crore, loan and advances to customers of Rs. 0.21 crore, other assets of Rs. 1.68 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 0 crore, borrowings of Rs. 49.65 crore, other liabilities of Rs. 1.76 crore, net cash flow from operating activities before tax paid of Rs. 4.02 crore and income taxes paid of Rs. 8.35 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.08 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0.03 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 8.61 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
FMDBL cash flow for 2079/80
In the financial year 2079/80, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 117.74 crore, net cash flow from investing activities (b) of Rs. 0.05 crore, net cash flow from financing activities (c) of Rs. 0.96 crore, net increase/(decrease) in cash and cash equivalents of Rs. 116.73 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 13.9 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 130.63 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 142.99 crore, fees and other income received of Rs. 5.3 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 99.43 crore, commission and fees paid of Rs. 1.15 crore, cash payment to employees of Rs. 6.18 crore, other expense paid of Rs. 1.34 crore, operating cash flows before changes in operating assets and liabilities of Rs. 40.18 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 25 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 261.94 crore, loan and advances to customers of Rs. 0.19 crore, other assets of Rs. 0.1 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 0 crore, borrowings of Rs. 199.26 crore, other liabilities of Rs. 0.64 crore, net cash flow from operating activities before tax paid of Rs. 127.13 crore and income taxes paid of Rs. 9.39 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.06 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0.02 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.96 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.
FMDBL quarterly for Q4 2082/83
In the quarter Q4 2082/83, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 5.89 crore, net fee and commission income of Rs. 0.26 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.12 crore, total operating income of Rs. 6.03 crore, impairment charge/(reversal) of Rs. 7.51 crore, net operating income of Rs. 13.54 crore, operating expenses of Rs. 2.51 crore, operating profit of Rs. 11.03 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 11.03 crore, income tax expense of Rs. 3.33 crore and profit for the year of Rs. 7.7 crore.
Reported under net interest income: interest income of Rs. 9.48 crore and interest expense of Rs. 3.59 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.29 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.9 crore, other operating expenses of Rs. 0.56 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.84 crore and deferred tax of Rs. 0.49 crore.
FMDBL quarterly for Q3 2082/83
In the quarter Q3 2082/83, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 7.11 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.03 crore, total operating income of Rs. 7.14 crore, impairment charge/(reversal) of Rs. 0.88 crore, net operating income of Rs. 8.02 crore, operating expenses of Rs. 1.83 crore, operating profit of Rs. 6.19 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.19 crore, income tax expense of Rs. 1.86 crore and profit for the year of Rs. 4.33 crore.
Reported under net interest income: interest income of Rs. 10.93 crore and interest expense of Rs. 3.82 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.03 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.54 crore, other operating expenses of Rs. 0.25 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.62 crore and deferred tax of Rs. 0.23 crore.
FMDBL quarterly for Q2 2082/83
In the quarter Q2 2082/83, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 5.26 crore, net fee and commission income of Rs. 0.01 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.09 crore, total operating income of Rs. 5.35 crore, impairment charge/(reversal) of Rs. 4.23 crore, net operating income of Rs. 9.57 crore, operating expenses of Rs. 1.92 crore, operating profit of Rs. 7.65 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 7.65 crore, income tax expense of Rs. 2.3 crore and profit for the year of Rs. 5.36 crore.
Reported under net interest income: interest income of Rs. 9.73 crore and interest expense of Rs. 4.47 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.57 crore, other operating expenses of Rs. 0.3 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.99 crore and deferred tax of Rs. 0.7 crore.
FMDBL quarterly for Q1 2082/83
In the quarter Q1 2082/83, First Micro Finance Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 4.48 crore, net fee and commission income of Rs. 0.07 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 4.42 crore, impairment charge/(reversal) of Rs. 0.75 crore, net operating income of Rs. 3.66 crore, operating expenses of Rs. 1.26 crore, operating profit of Rs. 2.41 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.41 crore, income tax expense of Rs. 0.72 crore and profit for the year of Rs. 1.68 crore.
Reported under net interest income: interest income of Rs. 10.33 crore and interest expense of Rs. 5.84 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0.07 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.98 crore, other operating expenses of Rs. 0.23 crore and depreciation & amortisation of Rs. 0.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.72 crore and deferred tax of Rs. 0 crore.
FMDBL Profit & Loss
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|
| Net Interest Income | 22.7 | 21.2 | 31.1 | 43.3 | 42.5 | 30.2 |
|---|
| Interest Income | 40.5 | 55.0 | 86.7 | 143 | 127 | 64.0 |
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| Interest Expense | -17.7 | -33.9 | -55.7 | -99.9 | -84.2 | -33.7 |
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| Net Fee and Commission Income | 0.19 | 0.51 | 1.9 | 4.1 | 7.0 | 0.32 |
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| Fee and Commission Income | 0.32 | 0.64 | 2.3 | 5.3 | 7.6 | 0.32 |
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| Fee and Commission Expense | -0.13 | -0.12 | -0.44 | -1.2 | -0.62 | 0.00 |
|---|
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
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| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Total Operating Income | 22.9 | 21.7 | 32.9 | 47.5 | 49.5 | 30.5 |
|---|
| Impairment Charge/(Reversal) | 11.9 | 0.94 | -4.9 | -11.7 | -4.3 | -9.4 |
|---|
| Net Operating Income | 34.8 | 22.6 | 28.0 | 35.8 | 45.2 | 21.2 |
|---|
| Operating Expenses | -7.5 | -6.9 | -6.6 | -7.1 | -8.0 | -5.6 |
|---|
| Operating Expense - Personnel Expenses | -6.0 | -5.0 | -5.0 | -5.6 | -6.4 | -4.2 |
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| Other Operating Expenses | -1.3 | -1.7 | -1.4 | -1.3 | -1.4 | -1.2 |
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| Depreciation & Amortisation | -0.19 | -0.20 | -0.21 | -0.23 | -0.23 | -0.18 |
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| Operating Profit | 27.3 | 15.8 | 21.4 | 28.6 | 37.2 | 15.6 |
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| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
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| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Profit Before Income Tax | 27.3 | 15.8 | 21.4 | 28.6 | 37.2 | 15.6 |
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| Income Tax Expense | -8.2 | -4.8 | -7.4 | -8.8 | -11.5 | -4.3 |
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| Current Tax | -8.2 | -5.0 | -7.4 | -8.9 | -11.5 | -5.6 |
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| Deferred Tax | -0.02 | 0.18 | 0.05 | 0.04 | -0.00 | 1.2 |
|---|
| Profit for the Year | 19.1 | 11.0 | 14.1 | 19.8 | 25.7 | 11.2 |
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FMDBL Balance Sheet
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|
| Total Assets | 674 | 869 | 913 | 1,096 | 979 | 633 |
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| Cash and Cash Equivalents | 53.7 | 113 | 117 | 8.8 | 77.5 | 35.6 |
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| Due from Nepal Rastra Bank | 2.8 | 4.6 | 13.8 | 5.1 | 4.5 | 2.9 |
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| Placement with Banks and FIs | 0.00 | 0.00 | 10.0 | 35.0 | 75.0 | 35.0 |
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| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Loans and Advances to Banks and FIs | 606 | 741 | 766 | 1,039 | 816 | 555 |
|---|
| Loans and Advances to Customers | 2.8 | 2.3 | 2.1 | 1.9 | 1.3 | 1.0 |
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| Investment Securities | 0.12 | 0.13 | 0.13 | 0.13 | 0.13 | 0.20 |
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| Current Tax Assets | 0.42 | 0.19 | 0.00 | 0.00 | 0.22 | 0.17 |
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| Investment Property | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Property and Equipment | 0.57 | 0.68 | 0.81 | 0.96 | 1.1 | 0.89 |
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| Goodwill and Intangible Assets | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.03 |
|---|
| Deferred Tax Assets | 0.56 | 0.35 | 0.32 | 0.29 | 0.93 | 0.00 |
|---|
| Other Assets | 7.0 | 6.8 | 3.9 | 4.2 | 2.4 | 2.3 |
|---|
| Total Liabilities | 499 | 705 | 755 | 956 | 866 | 528 |
|---|
| Due to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Deposits from Customers | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Borrowings | 491 | 697 | 747 | 946 | 861 | 523 |
|---|
| Current Tax Liabilities | 0.00 | 0.00 | 0.72 | 1.2 | 0.00 | 0.00 |
|---|
| Provisions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.32 |
|---|
| Other Liabilities | 8.4 | 8.2 | 7.8 | 8.9 | 5.2 | 4.4 |
|---|
| Debt Securities Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Total Equity | 174 | 164 | 158 | 140 | 113 | 105 |
|---|
| Share Capital | 134 | 123 | 115 | 96.4 | 87.7 | 80.1 |
|---|
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Retained Earnings | 9.0 | 12.0 | 18.2 | 22.0 | 9.9 | 12.2 |
|---|
| Reserves | 30.7 | 28.5 | 25.5 | 21.2 | 15.3 | 12.9 |
|---|
FMDBL Cash Flow
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|
| Net Cash Flow from Operating Activities (A) | -60.5 | -4.3 | 118 | -67.6 | 47.4 | 19.5 |
|---|
| Interest Received | 55.9 | 85.2 | 143 | 127 | 63.8 | 77.3 |
|---|
| Fees and Other Income Received | 0.64 | 2.3 | 5.3 | 7.6 | 0.32 | 0.05 |
|---|
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Receipts from Other Operating Activities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Interest Paid | -34.1 | -56.2 | -99.4 | -82.9 | -33.3 | -52.9 |
|---|
| Commission and Fees Paid | -0.12 | -0.44 | -1.2 | -0.62 | 0.00 | 0.00 |
|---|
| Cash Payment to Employees | -5.4 | -5.5 | -6.2 | -4.1 | -4.1 | -4.1 |
|---|
| Other Expense Paid | -1.7 | -1.5 | -1.3 | -1.4 | -1.2 | -1.1 |
|---|
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 15.3 | 23.9 | 40.2 | 45.1 | 25.5 | 19.3 |
|---|
| Due from Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Placement with Banks and Financial Institutions | 0.00 | 10.0 | 25.0 | 40.0 | -40.0 | 0.00 |
|---|
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Loan and Advances to Banks and Financial Institutions | 136 | 19.9 | 262 | -226 | -270 | -3.0 |
|---|
| Loan and Advances to Customers | -0.53 | -0.21 | -0.19 | -0.61 | -0.25 | 0.00 |
|---|
| Other Assets | -1.3 | -1.7 | 0.10 | -1.2 | -0.13 | -0.06 |
|---|
| Due to Banks and Financial Institutions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Deposit from Customers | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Borrowings | -206 | -49.7 | -199 | 84.6 | 338 | 9.1 |
|---|
| Other Liabilities | 0.82 | 1.8 | -0.64 | 0.34 | 0.38 | 0.30 |
|---|
| Net Cash Flow from Operating Activities Before Tax Paid | -55.3 | 4.0 | 127 | -57.4 | 53.0 | 25.7 |
|---|
| Income Taxes Paid | -5.2 | -8.3 | -9.4 | -10.2 | -5.6 | -6.2 |
|---|
| Net Cash Flow from Investing Activities (B) | -0.08 | -0.05 | -0.05 | -0.02 | -0.49 | 0.03 |
|---|
| Purchase of Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Purchase of Property and Equipment | -0.10 | -0.08 | -0.06 | -0.02 | -0.43 | 0.03 |
|---|
| Purchase of Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Receipt from Sale of Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Purchase of Investment Properties | 0.00 | 0.00 | 0.00 | 0.00 | -0.07 | 0.00 |
|---|
| Receipt from Sale of Investment Properties | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Interest Received | 0.02 | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 |
|---|
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Net Cash Flow from Financing Activities (C) | -0.58 | -8.6 | -0.96 | -0.46 | -3.4 | -0.61 |
|---|
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Repayment of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Receipt from Issue of Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Repayment of Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Receipt from Issue of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Dividends Paid | -0.58 | -8.6 | -0.96 | -0.46 | -3.4 | -0.61 |
|---|
| Interest Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Receipt/Payment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Net Increase/(Decrease) in Cash and Cash Equivalents | -61.1 | -13.0 | 117 | -68.1 | 43.6 | 18.9 |
|---|
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 118 | 131 | 13.9 | 82.0 | 38.4 | 19.5 |
|---|
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Cash and Cash Equivalents at Ashadh End | 56.5 | 118 | 131 | 13.9 | 82.0 | 38.4 |
|---|
FMDBL Quarterly Results
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|
| Net Interest Income | 5.9 | 7.1 | 5.3 | 4.5 | 5.5 | 4.6 | 5.1 | 6.0 | 5.5 | 9.9 | 7.4 | 8.0 |
|---|
| Interest Income | 9.5 | 10.9 | 9.7 | 10.3 | 12.4 | 11.9 | 13.5 | 17.2 | 18.5 | 21.5 | 21.1 | 25.3 |
|---|
| Interest Expense | -3.6 | -3.8 | -4.5 | -5.8 | -7.0 | -7.4 | -8.3 | -11.2 | -13.0 | -11.6 | -13.7 | -17.2 |
|---|
| Net Fee and Commission Income | 0.26 | 0.00 | -0.01 | -0.07 | 0.15 | 0.20 | 0.17 | -0.01 | -0.02 | 0.65 | 0.15 | 1.1 |
|---|
| Fee and Commission Income | 0.29 | 0.03 | 0.00 | 0.00 | 0.16 | 0.20 | 0.20 | 0.08 | 0.23 | 0.66 | 0.32 | 1.1 |
|---|
| Fee and Commission Expense | -0.03 | -0.03 | -0.01 | -0.07 | -0.01 | -0.01 | -0.03 | -0.09 | -0.25 | -0.02 | -0.17 | 0.00 |
|---|
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Operating Income | -0.12 | 0.03 | 0.09 | 0.00 | -0.07 | 0.05 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Total Operating Income | 6.0 | 7.1 | 5.3 | 4.4 | 5.6 | 4.8 | 5.3 | 6.0 | 5.5 | 10.6 | 7.5 | 9.1 |
|---|
| Impairment Charge/(Reversal) | 7.5 | 0.88 | 4.2 | -0.75 | 5.7 | -0.27 | -0.85 | 0.00 | 2.7 | -3.4 | 0.00 | 0.00 |
|---|
| Net Operating Income | 13.5 | 8.0 | 9.6 | 3.7 | 11.3 | 4.5 | 4.5 | 6.0 | 8.2 | 7.1 | 7.5 | 9.1 |
|---|
| Operating Expenses | -2.5 | -1.8 | -1.9 | -1.3 | -2.3 | -1.9 | -1.4 | -1.6 | -1.8 | -1.5 | -1.6 | -1.8 |
|---|
| Operating Expense - Personnel Expenses | -1.9 | -1.5 | -1.6 | -0.98 | -1.7 | -1.4 | -0.98 | -1.3 | -1.5 | -1.1 | -1.2 | -1.5 |
|---|
| Other Operating Expenses | -0.56 | -0.25 | -0.30 | -0.23 | -0.61 | -0.41 | -0.41 | -0.24 | -0.25 | -0.37 | -0.31 | -0.26 |
|---|
| Depreciation & Amortisation | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 |
|---|
| Operating Profit | 11.0 | 6.2 | 7.7 | 2.4 | 8.9 | 2.7 | 3.0 | 4.4 | 6.3 | 5.6 | 6.0 | 7.2 |
|---|
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Profit Before Income Tax | 11.0 | 6.2 | 7.7 | 2.4 | 8.9 | 2.7 | 3.0 | 4.4 | 6.3 | 5.6 | 6.0 | 7.2 |
|---|
| Income Tax Expense | -3.3 | -1.9 | -2.3 | -0.72 | -2.8 | -0.85 | -0.91 | -1.3 | -1.9 | -1.1 | -2.5 | -2.2 |
|---|
| Current Tax | -2.8 | -1.6 | -3.0 | -0.72 | -2.6 | -1.1 | -0.91 | -1.3 | -1.9 | -1.1 | -2.5 | -2.2 |
|---|
| Deferred Tax | -0.49 | -0.23 | 0.70 | 0.00 | -0.22 | 0.26 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 |
|---|
| Profit for the Year | 7.7 | 4.3 | 5.4 | 1.7 | 6.1 | 1.8 | 2.1 | 3.1 | 4.4 | 4.5 | 3.4 | 5.1 |
|---|
First Micro Finance share price history
Over the last 15 trading sessions FMDBL closed between Rs. 720.00 and Rs. 820.00, finishing at Rs. 820.00 on 2026-09-22 against Rs. 723.00 on 2026-08-26.
| Date | Open | High | Low | Close | Volume |
|---|
| 2026-09-22 | 765.00 | 834.00 | 746.00 | 820.00 | 30,434 |
|---|
| 2026-09-18 | 733.80 | 761.90 | 731.90 | 761.00 | 13,023 |
|---|
| 2026-09-17 | 741.00 | 754.10 | 735.00 | 744.70 | 4,406 |
|---|
| 2026-09-16 | 748.00 | 748.00 | 730.00 | 732.80 | 10,278 |
|---|
| 2026-09-15 | 780.00 | 780.00 | 741.00 | 748.00 | 11,872 |
|---|
| 2026-09-14 | 730.00 | 746.70 | 730.00 | 744.00 | 6,123 |
|---|
| 2026-09-11 | 720.10 | 733.80 | 715.00 | 727.10 | 10,084 |
|---|
| 2026-09-10 | 689.80 | 740.00 | 689.80 | 722.70 | 3,866 |
|---|
| 2026-09-09 | 734.00 | 734.00 | 724.00 | 726.10 | 6,834 |
|---|
| 2026-09-07 | 727.10 | 740.00 | 727.00 | 739.80 | 4,669 |
|---|
| 2026-09-03 | 720.00 | 730.00 | 720.00 | 726.00 | 3,971 |
|---|
| 2026-09-02 | 709.00 | 726.00 | 708.00 | 724.90 | 5,905 |
|---|
| 2026-09-01 | 720.10 | 731.00 | 701.10 | 723.00 | 16,955 |
|---|
| 2026-08-31 | 715.50 | 725.00 | 700.00 | 720.00 | 6,866 |
|---|
| 2026-08-26 | 742.00 | 742.00 | 715.10 | 723.00 | 14,554 |
|---|
FMDBL share price by year
2026, between Rs. 689.80 and Rs. 982.00, 2025, between Rs. 712.00 and Rs. 1,038.80, 2024, between Rs. 518.35 and Rs. 921.10, 2023, between Rs. 424.32 and Rs. 666.52, 2022, between Rs. 400.89 and Rs. 731.51 and 2021, between Rs. 372.92 and Rs. 889.93.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|
| 2026 | 689.80 | 982.00 | 168 |
|---|
| 2025 | 712.00 | 1,038.80 | 225 |
|---|
| 2024 | 518.35 | 921.10 | 232 |
|---|
| 2023 | 424.32 | 666.52 | 226 |
|---|
| 2022 | 400.89 | 731.51 | 242 |
|---|
| 2021 | 372.92 | 889.93 | 239 |
|---|
| 2020 | 189.93 | 430.95 | 183 |
|---|
| 2019 | 176.59 | 225.95 | 241 |
|---|
| 2018 | 157.25 | 351.64 | 233 |
|---|
| 2017 | 158.96 | 373.92 | 229 |
|---|
| 2016 | 139.84 | 411.59 | 216 |
|---|
| 2015 | 103.53 | 156.77 | 173 |
|---|
First Micro Finance share price returns
At Rs. 820.00 on 2026-09-22, FMDBL is up 9.63% over 1 week, up 8.18% over 1 month, up 6.77% over 3 months, down 7.70% over 6 months, up 0.22% over 1 year and up 26.40% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|
| 1 week | +9.63% | 748.00 | 2026-09-15 |
|---|
| 1 month | +8.18% | 758.00 | 2026-08-21 |
|---|
| 3 months | +6.77% | 768.00 | 2026-06-24 |
|---|
| 6 months | -7.70% | 888.40 | 2026-03-26 |
|---|
| 1 year | +0.22% | 818.21 | 2025-09-21 |
|---|
| 5 years | +26.40% | 648.71 | 2021-09-23 |
|---|
FMDBL floorsheet for 2026-09-22
FMDBL traded 183 times on 2026-09-22, moving 30,194 shares for Rs. 2.33 crore of turnover. Trades went through between Rs. 746.00 and Rs. 834.00.
Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 20,134 shares across 108 trades, broker 16, Primo Securities Pvt. Limited on 4,760 shares across 17 trades, broker 34, Vision Securities Pvt.Limited on 1,934 shares across 15 trades, broker 45, Imperial Securities Co. Limited on 1,000 shares across 12 trades, broker 83, Sanima Securities Limited on 562 shares across 1 trades, broker 36, Secured Securities Limited on 500 shares across 3 trades, broker 6, Agrawal Securities Pvt. Limited on 220 shares across 3 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 200 shares across 1 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 200 shares across 2 trades and broker 91, C.B.I.L. Securities Limited on 200 shares across 4 trades.
Largest sellers by volume: broker 33, Dakshinkali Investment Securities Pvt.Limited on 3,968 shares across 8 trades, broker 49, Online Securities Limited on 3,841 shares across 12 trades, broker 58, Naasa Securities Co. Ltd. on 3,170 shares across 23 trades, broker 45, Imperial Securities Co. Limited on 2,641 shares across 15 trades, broker 16, Primo Securities Pvt. Limited on 1,410 shares across 6 trades, broker 39, Sumeru Securities Pvt.Limited on 1,080 shares across 4 trades, broker 11, Malla & Malla Stock Broking Company Pvt. Limited on 1,010 shares across 2 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 987 shares across 7 trades, broker 3, Arun Securities Pvt. Limited on 933 shares across 13 trades and broker 42, Sani Securities Company Limited on 790 shares across 6 trades.
FMDBL dividend history: bonus shares and cash dividend
First Micro Finance Laghubitta Bittiya Sanstha Limited most recently declared a 9% bonus share issue and a 6.5% cash dividend, 15.5% in total for 2081/2082, announced on 2025-12-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|
| 2081/2082 | 9% | 6.5% | 2025-12-22 |
| 2080/2081 | 9% | | 2024-11-27 |
| 2079/2080 | 7.5% | 7.5% | 2023-12-15 |
| 2078/2079 | 19% | | 2022-12-20 |
For 2081/2082 First Micro Finance Laghubitta Bittiya Sanstha Limited declared a 9% bonus share issue and a 6.5% cash dividend, 15.5% in total, announced on 2025-12-22.
For 2080/2081 First Micro Finance Laghubitta Bittiya Sanstha Limited declared a 9% bonus share issue, announced on 2024-11-27.
For 2079/2080 First Micro Finance Laghubitta Bittiya Sanstha Limited declared a 7.5% bonus share issue and a 7.5% cash dividend, 15% in total, announced on 2023-12-15.
For 2078/2079 First Micro Finance Laghubitta Bittiya Sanstha Limited declared a 19% bonus share issue, announced on 2022-12-20.
FMDBL general meetings
Annual and special general meetings First Micro Finance Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.
- 16th AGM for 2081/2082: on 2026-01-14, at Shuvam Reception, Kalopul, Kathmandu (11:00 AM)
- 15th AGM for 2080/2081: on 2024-12-26, at Amrapali Banquet, Bhatbhateni, Kathmandu (10:00 AM)
- 14th AGM for 2079/2080: on 2024-01-13, at Amrapali Banquet, Bhatbhateni, Kathmandu (10:00 AM)
6 years of annual statements and 12 quarters of results for FMDBL, with charts and peer comparison, are free on NepView.
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