Kalika Laghubitta Bittiya Sanstha Ltd (KMCDB) Share Price & Fundamentals

Kalika (KMCDB) share price is Rs. 776.00, down 0.51% on 2026-10-12. Open Rs. 780.00. High Rs. 790.00. Low Rs. 770.60. Volume 1,387.

Kalika Laghubitta Bittiya Sanstha Ltd is a NEPSE-listed company (KMCDB), Microfinance sector. Revenue: Rs. 54.31 Crore. Net profit: Rs. 12.33 Crore. Net worth: Rs. 68.18 Crore.

About Kalika Laghubitta Bittiya Sanstha Ltd

Kalika Laghubitta Bittiya Sanstha Ltd (KMCDB) has 44,84,615 shares outstanding. Its most recent declared dividend was 0.53% on face value.

KMCDB key metrics

KMCDB strengths

What Kalika Laghubitta Bittiya Sanstha Ltd's own accounts show in its favour, graded against the rest of its sector.

• Makes 6.8% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Profit grew 305.9% on last year. (Growth)
• Income from lending grew 32.1% on last year, so the core business is expanding. (Growth)
• 13% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• 86.7% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Total income grew 32.9% on last year. (Growth)
• Owns 7.71x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• The loan book grew 22% on last year, so more money is being put to work. (Growth)
• Customer deposits grew 21% on last year, giving it more cheap money to lend. (Growth)
• The bank grew 24.2% bigger over the year. (Shareholder Returns)
• Bad-loan charges come to 9.8% of income, so borrowers are paying back well. (Asset Quality)

KMCDB weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 4.5%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0.6%, so its assets are not producing much. (Profitability)
• Only 36.3% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Only 0.4% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Staff costs take 42.6% of income, a heavy load on earnings. (Efficiency)
• Loans are 90.4% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• 61% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Each share produced Rs 27.49 over the year. (Shareholder Returns)
• Net profit margin is 22.7%, less than most lenders keep once every cost is paid. (Profitability)
• Operating margin is 33.6%, so running costs take too much of what core banking earns. (Profitability)
• Each share is backed by only Rs 152.03 of net worth. (Shareholder Returns)

KMCDB Q4 2082/83 results

In Q4 2082/83 Kalika Laghubitta Bittiya Sanstha Ltd reported profit of Rs. 10.86 crore and total operating income of Rs. 16.25 crore. Profit in Q3 2082/83 was a loss of Rs. 4.38 crore. Profit turned from a loss to a profit on the previous quarter. Total operating income grew 19.77% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 4.01 crore. Profit grew 170.95% on the same quarter last year. Total operating income grew 26.67% on the same quarter last year.

KMCDB annual results 2082/83

For the financial year 2082/83 Kalika Laghubitta Bittiya Sanstha Ltd reported net profit of Rs. 12.33 crore, total operating income of Rs. 54.31 crore and net worth of Rs. 68.18 crore. Net profit in 2081/82 was Rs. 3.04 crore. Net profit grew 305.90% on the year. Total operating income grew 32.93% on the year.

KMCDB profit and loss for 2082/83

In the financial year 2082/83, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 47.11 crore, net fee and commission income of Rs. 0.24 crore, other operating income of Rs. 6.96 crore, total operating income of Rs. 54.31 crore, impairment charge/(reversal) of Rs. 5.31 crore, net operating income of Rs. 49.01 crore, operating expenses of Rs. 30.77 crore, operating profit of Rs. 18.24 crore, non-operating income/(expense) of Rs. 0.63 crore, profit before income tax of Rs. 17.61 crore, income tax expense of Rs. 5.28 crore and profit for the year of Rs. 12.33 crore.

Reported under net interest income: interest income of Rs. 74.41 crore and interest expense of Rs. 27.3 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.27 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 23.13 crore, other operating expenses of Rs. 7.2 crore and depreciation & amortisation of Rs. 0.43 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0.65 crore. Reported under income tax expense: current tax of Rs. 5.28 crore.

KMCDB profit and loss for 2081/82

In the financial year 2081/82, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 35.67 crore, net fee and commission income of Rs. 4.88 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.3 crore, total operating income of Rs. 40.86 crore, impairment charge/(reversal) of Rs. 6.37 crore, net operating income of Rs. 34.48 crore, operating expenses of Rs. 26.25 crore, operating profit of Rs. 8.23 crore, non-operating income/(expense) of Rs. 0.59 crore, profit before income tax of Rs. 7.64 crore, income tax expense of Rs. 4.6 crore and profit for the year of Rs. 3.04 crore.

Reported under net interest income: interest income of Rs. 64.21 crore and interest expense of Rs. 28.54 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.33 crore and fee and commission expense of Rs. 0.45 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 20.72 crore, other operating expenses of Rs. 4.69 crore and depreciation & amortisation of Rs. 0.84 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 0.62 crore. Reported under income tax expense: current tax of Rs. 2.31 crore and deferred tax of Rs. 2.29 crore.

KMCDB profit and loss for 2080/81

In the financial year 2080/81, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 25.35 crore, net fee and commission income of Rs. 2.83 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.07 crore, total operating income of Rs. 28.25 crore, impairment charge/(reversal) of Rs. 2.25 crore, net operating income of Rs. 30.5 crore, operating expenses of Rs. 22.63 crore, operating profit of Rs. 7.87 crore, non-operating income/(expense) of Rs. 0.43 crore, profit before income tax of Rs. 7.44 crore, income tax expense of Rs. 0.48 crore and profit for the year of Rs. 7.92 crore.

Reported under net interest income: interest income of Rs. 57.11 crore and interest expense of Rs. 31.76 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.19 crore and fee and commission expense of Rs. 0.36 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 17.49 crore, other operating expenses of Rs. 4.78 crore and depreciation & amortisation of Rs. 0.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.43 crore. Reported under income tax expense: current tax of Rs. 1.65 crore and deferred tax of Rs. 2.13 crore.

KMCDB balance sheet for 2081/82

In the financial year 2081/82, Kalika Laghubitta Bittiya Sanstha Ltd reported total assets of Rs. 525.75 crore, total liabilities of Rs. 457.57 crore and total equity of Rs. 68.18 crore.

Reported under total assets: cash and cash equivalents of Rs. 28.92 crore, due from nepal rastra bank of Rs. 2.27 crore, placement with banks and fis of Rs. 5.93 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 475.46 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 1.35 crore, investment property of Rs. 0 crore, property and equipment of Rs. 7.87 crore, goodwill and intangible assets of Rs. 0.03 crore, deferred tax assets of Rs. 0.74 crore and other assets of Rs. 2.99 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 166.25 crore, borrowings of Rs. 279.18 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.62 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 11.51 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 40.77 crore, share premium of Rs. 0 crore, retained earnings of Rs. 5.56 crore and reserves of Rs. 21.86 crore.

KMCDB balance sheet for 2080/81

In the financial year 2080/81, Kalika Laghubitta Bittiya Sanstha Ltd reported total assets of Rs. 423.46 crore, total liabilities of Rs. 357.58 crore and total equity of Rs. 65.89 crore.

Reported under total assets: cash and cash equivalents of Rs. 19.46 crore, due from nepal rastra bank of Rs. 1.74 crore, placement with banks and fis of Rs. 5.28 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 389.71 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 0.34 crore, investment property of Rs. 0 crore, property and equipment of Rs. 1.19 crore, goodwill and intangible assets of Rs. 0.03 crore, deferred tax assets of Rs. 3.04 crore and other assets of Rs. 2.47 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 137.4 crore, borrowings of Rs. 213.99 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 6.19 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 37.23 crore, share premium of Rs. 0 crore, retained earnings of Rs. 3.93 crore and reserves of Rs. 24.72 crore.

KMCDB balance sheet for 2079/80

In the financial year 2079/80, Kalika Laghubitta Bittiya Sanstha Ltd reported total assets of Rs. 391.61 crore, total liabilities of Rs. 333.72 crore and total equity of Rs. 57.89 crore.

Reported under total assets: cash and cash equivalents of Rs. 11.62 crore, due from nepal rastra bank of Rs. 1.74 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 371.05 crore, investment securities of Rs. 0.2 crore, current tax assets of Rs. 1.82 crore, investment property of Rs. 0 crore, property and equipment of Rs. 1.43 crore, goodwill and intangible assets of Rs. 0.04 crore, deferred tax assets of Rs. 0.91 crore and other assets of Rs. 2.81 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 136.89 crore, borrowings of Rs. 191.47 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 5.36 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 37.23 crore, share premium of Rs. 0 crore, retained earnings of Rs. 3.31 crore and reserves of Rs. 17.35 crore.

KMCDB cash flow for 2081/82

In the financial year 2081/82, Kalika Laghubitta Bittiya Sanstha Ltd reported net cash flow from operating activities (a) of Rs. 13.18 crore, net cash flow from investing activities (b) of Rs. 7.54 crore, net cash flow from financing activities (c) of Rs. 3.54 crore, net increase/(decrease) in cash and cash equivalents of Rs. 9.18 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 19.46 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 28.92 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 64.21 crore, fees and other income received of Rs. 5.33 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 28.54 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 20.72 crore, other expense paid of Rs. 4.69 crore, operating cash flows before changes in operating assets and liabilities of Rs. 15.6 crore, due from nepal rastra bank of Rs. 0.53 crore, placement with banks and financial institutions of Rs. 5.93 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 91.14 crore, other assets of Rs. 0.52 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 28.85 crore, borrowings of Rs. 65.19 crore, other liabilities of Rs. 1.65 crore, net cash flow from operating activities before tax paid of Rs. 13.18 crore and income taxes paid of Rs. 0 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 7.54 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 3.54 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

KMCDB cash flow for 2080/81

In the financial year 2080/81, Kalika Laghubitta Bittiya Sanstha Ltd reported net cash flow from operating activities (a) of Rs. 7.95 crore, net cash flow from investing activities (b) of Rs. 0.11 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 7.85 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 11.62 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 19.46 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 57.11 crore, fees and other income received of Rs. 3.19 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 31.76 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 17.49 crore, other expense paid of Rs. 4.78 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.28 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 5.28 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 13.56 crore, other assets of Rs. 0.34 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 0.51 crore, borrowings of Rs. 22.53 crore, other liabilities of Rs. 2.85 crore, net cash flow from operating activities before tax paid of Rs. 7.95 crore and income taxes paid of Rs. 0 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.11 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

KMCDB cash flow for 2079/80

In the financial year 2079/80, Kalika Laghubitta Bittiya Sanstha Ltd reported net cash flow from operating activities (a) of Rs. 0.43 crore, net cash flow from investing activities (b) of Rs. 0.21 crore, net cash flow from financing activities (c) of Rs. 0.39 crore, net increase/(decrease) in cash and cash equivalents of Rs. 0.18 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 11.79 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 11.62 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 58.98 crore, fees and other income received of Rs. 4.12 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 33.17 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 17.77 crore, other expense paid of Rs. 4.57 crore, operating cash flows before changes in operating assets and liabilities of Rs. 7.58 crore, due from nepal rastra bank of Rs. 0.1 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 4.31 crore, other assets of Rs. 0.14 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 9.98 crore, borrowings of Rs. 4.53 crore, other liabilities of Rs. 4.9 crore, net cash flow from operating activities before tax paid of Rs. 1.3 crore and income taxes paid of Rs. 0.88 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.21 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.31 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.08 crore.

KMCDB quarterly for Q4 2082/83

In the quarter Q4 2082/83, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 13.87 crore, net fee and commission income of Rs. 0.24 crore, other operating income of Rs. 2.13 crore, total operating income of Rs. 16.25 crore, impairment charge/(reversal) of Rs. 10.06 crore, net operating income of Rs. 26.3 crore, operating expenses of Rs. 10.16 crore, operating profit of Rs. 16.14 crore, non-operating income/(expense) of Rs. 0.63 crore, profit before income tax of Rs. 15.51 crore, income tax expense of Rs. 4.65 crore and profit for the year of Rs. 10.86 crore.

Reported under net interest income: interest income of Rs. 20.82 crore and interest expense of Rs. 6.95 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.27 crore and fee and commission expense of Rs. 0.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.65 crore, other operating expenses of Rs. 2.09 crore and depreciation & amortisation of Rs. 0.43 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0.65 crore. Reported under income tax expense: current tax of Rs. 4.65 crore.

KMCDB quarterly for Q3 2082/83

In the quarter Q3 2082/83, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 11.47 crore, net fee and commission income of Rs. 0 crore, other operating income of Rs. 2.1 crore, total operating income of Rs. 13.56 crore, impairment charge/(reversal) of Rs. 14.21 crore, net operating income of Rs. 0.65 crore, operating expenses of Rs. 5.61 crore, operating profit of Rs. 6.26 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.26 crore, income tax expense of Rs. 1.88 crore and profit for the year of Rs. 4.38 crore.

Reported under net interest income: interest income of Rs. 17.99 crore and interest expense of Rs. 6.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 3.88 crore, other operating expenses of Rs. 1.73 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.88 crore.

KMCDB quarterly for Q2 2082/83

In the quarter Q2 2082/83, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 10.89 crore, net fee and commission income of Rs. 0 crore, other operating income of Rs. 1.41 crore, total operating income of Rs. 12.3 crore, impairment charge/(reversal) of Rs. 0.04 crore, net operating income of Rs. 12.34 crore, operating expenses of Rs. 6.89 crore, operating profit of Rs. 5.45 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 5.45 crore, income tax expense of Rs. 1.64 crore and profit for the year of Rs. 3.82 crore.

Reported under net interest income: interest income of Rs. 17.44 crore and interest expense of Rs. 6.56 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.15 crore, other operating expenses of Rs. 1.75 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.64 crore.

KMCDB quarterly for Q1 2082/83

In the quarter Q1 2082/83, Kalika Laghubitta Bittiya Sanstha Ltd reported net interest income of Rs. 10.88 crore, net fee and commission income of Rs. 0 crore, other operating income of Rs. 1.32 crore, total operating income of Rs. 12.2 crore, impairment charge/(reversal) of Rs. 1.2 crore, net operating income of Rs. 11 crore, operating expenses of Rs. 8.1 crore, operating profit of Rs. 2.9 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.91 crore, income tax expense of Rs. 0.87 crore and profit for the year of Rs. 2.03 crore.

Reported under net interest income: interest income of Rs. 18.15 crore and interest expense of Rs. 7.27 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.46 crore, other operating expenses of Rs. 1.64 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.87 crore.

KMCDB Profit & Loss

Values in Rs. Crore unless stated otherwise.

KMCDB Balance Sheet

Values in Rs. Crore unless stated otherwise.

KMCDB Cash Flow

Values in Rs. Crore unless stated otherwise.

KMCDB Quarterly Results

Values in Rs. Crore unless stated otherwise.

Kalika share price history

Over the last 15 trading sessions KMCDB closed between Rs. 776.00 and Rs. 860.00, finishing at Rs. 776.00 on 2026-10-12 against Rs. 860.00 on 2026-09-18.

KMCDB share price by year

2026, between Rs. 735.00 and Rs. 1,080.00, 2025, between Rs. 851.45 and Rs. 1,154.55, 2024, between Rs. 504.36 and Rs. 1,066.83, 2023, between Rs. 436.70 and Rs. 786.27, 2022, between Rs. 594.97 and Rs. 971.85 and 2021, between Rs. 477.08 and Rs. 1,058.84.

Kalika share price returns

At Rs. 776.00 on 2026-10-12, KMCDB is down 0.54% over 1 week, down 3.84% over 1 month, up 2.11% over 3 months, down 15.74% over 6 months, down 10.67% over 1 year and down 0.24% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

KMCDB floorsheet for 2026-10-12

KMCDB traded 31 times on 2026-10-12, moving 1,387 shares for Rs. 0.11 crore of turnover. Trades went through between Rs. 756.60 and Rs. 790.00.

Largest buyers by volume: broker 34, Vision Securities Pvt.Limited on 527 shares across 6 trades, broker 41, Linch Stock Market Limited on 201 shares across 3 trades, broker 26, Asian Securities Pvt. Limited on 200 shares across 1 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 100 shares across 1 trades, broker 67, Property Wizard Limited on 100 shares across 3 trades, broker 45, Imperial Securities Co. Limited on 95 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 50 shares across 1 trades, broker 49, Online Securities Limited on 27 shares across 7 trades, broker 48, Trishakti Securities Public Limited on 20 shares across 2 trades and broker 1, Kumari Securities Pvt. Limited on 17 shares across 1 trades.

Largest sellers by volume: broker 29, Trishul Securities And Investment Limited on 578 shares across 7 trades, broker 52, Sundhara Securities Limited on 370 shares across 5 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 200 shares across 6 trades, broker 95, Magnet Securities and Investment Company Private Limited on 100 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 67 shares across 3 trades, broker 49, Online Securities Limited on 20 shares across 1 trades, broker 34, Vision Securities Pvt.Limited on 17 shares across 1 trades, broker 11, Malla & Malla Stock Broking Company Pvt. Limited on 16 shares across 1 trades, broker 22, Siprabi Securities Pvt. Limited on 12 shares across 2 trades and broker 19, Nepal Investment & Securities Trading Pvt. Limited on 4 shares across 1 trades.

KMCDB dividend history: bonus shares and cash dividend

Kalika Laghubitta Bittiya Sanstha Ltd most recently declared a 10% bonus share issue for 2081/2082, announced on 2025-12-24. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Kalika Laghubitta Bittiya Sanstha Ltd declared a 10% bonus share issue, announced on 2025-12-24.

For 2080/2081 Kalika Laghubitta Bittiya Sanstha Ltd declared a 9.5% bonus share issue, announced on 2024-12-22.

For 2078/2079 Kalika Laghubitta Bittiya Sanstha Ltd declared a 19% bonus share issue, announced on 2023-03-20.

KMCDB general meetings

Annual and special general meetings Kalika Laghubitta Bittiya Sanstha Ltd has called. A dividend is declared by the board and approved at the AGM.

• 16th AGM for 2081/2082: on 2026-01-14, at Hotel Task International Pvt. Ltd, Pokhara-10, Buddhachowk, Kaski (9:00 AM)
• 16th AGM for 2081/2082
• 15th AGM for 2080/2081: on 2025-01-13, at Hotel Task International Pvt. Ltd, Pokhara Metropolitan-10, Buddhachowk, Kaski (9:00 AM)

6 years of annual statements and 12 quarters of results for KMCDB, with charts and peer comparison, are free on NepView.

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• Nerude Mirmire Laghubitta Bittiya Sanstha Limited (NMLBBL) share price
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• RSDC Laghubitta Bittiya Sanstha Ltd. (RSDC) share price
• Shrijanshil Laghubitta Bittiya Sanstha Limited (SHLB) share price
• Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL) share price
• Swarojgar Laghubitta Bittiya Sanstha Ltd. (SLBBL) share price
• Samudayik Laghubitta Bittiya Sanstha Limited (SLBSL) share price
• Samata Gharelu Laghubitta Bittiya Sanstha Limited (SMATA) share price

All microfinance companies on NEPSE

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