Manushi Laghubitta Bittiya Sanstha Limited (MLBS) Share Price & Fundamentals

Manushi (MLBS) share price is Rs. 980.00, unchanged on 2026-10-12. Open Rs. 955.10. High Rs. 980.00. Low Rs. 955.10. Volume 180.

Manushi Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (MLBS), Microfinance sector. Revenue: Rs. 13.77 Crore. Net profit: Rs. 2.71 Crore. Net worth: Rs. 8.96 Crore.

About Manushi Laghubitta Bittiya Sanstha Limited

Manushi Laghubitta Bittya Sanstha Ltd is a "D" class national-level microfinance financial institution licensed by Nepal Rastra Bank, with its central office at Banepa-13, Bhaisepati, Kavrepalanchok. It operates 36 branch offices across 14 districts, mobilising member savings and lending for agriculture, trade, small and cottage industry and services. The quarterly statements are headed "Condensed Consolidated", but the institution reports no subsidiary, no non-controlling interest and no investment in subsidiaries or associates anywhere in the file. Every figure is therefore an entity figure and is placed in the "Bank" column; the "Consolidated" columns are intentionally left blank. SOURCE: MLBS.pdf, 9 pages. Pages 1-7 are quarterly/annual unaudited results, page 8 is the cover of the FY2079/80 audit report (no figures), page 9 is the FY2081/82 AUDITED annual report. Every page carries a genuine vector text layer, so no OCR was required and no figure was transcribed by eye. Read the "Notes & Audit" sheet before use - it records four published arithmetic inconsistencies.

Manushi Laghubitta Bittiya Sanstha Limited (MLBS) has 10,93,750 shares outstanding.

MLBS key metrics

Market CapRs. 107.19 Crore
P/E Ratio (TTM)39.56
Loss Per ShareRs. 32.07
EPS (TTM)Rs. 24.77
Book ValueRs. 81.89
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 1,666.00
52 Week LowRs. 955.10

MLBS strengths

What Manushi Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

MLBS weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

MLBS Q4 2082/83 results

In Q4 2082/83 Manushi Laghubitta Bittiya Sanstha Limited reported profit of Rs. 1.38 crore and total operating income of Rs. 3.23 crore. Profit in Q3 2082/83 was Rs. 0.43 crore. Profit grew 220.35% on the previous quarter. Total operating income fell 10.14% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 0.37 crore. Profit grew 272.51% on the same quarter last year. Total operating income fell 10.69% on the same quarter last year.

MLBS annual results 2082/83

For the financial year 2082/83 Manushi Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 2.71 crore, total operating income of Rs. 13.77 crore and net worth of Rs. 8.96 crore. Net profit in 2081/82 was a loss of Rs. 3.51 crore. Net profit turned from a loss to a profit on the year. Total operating income grew 14.89% on the year.

MLBS profit and loss for 2082/83

In the financial year 2082/83, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.51 crore, net fee and commission income of Rs. 2.18 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.08 crore, total operating income of Rs. 13.77 crore, impairment charge/(reversal) of Rs. 0.64 crore, net operating income of Rs. 14.41 crore, operating expenses of Rs. 10.56 crore, operating profit of Rs. 3.85 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.85 crore, income tax expense of Rs. 1.14 crore and profit for the year of Rs. 2.71 crore.

Reported under net interest income: interest income of Rs. 21.58 crore and interest expense of Rs. 11.08 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.18 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.51 crore, other operating expenses of Rs. 2.05 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.16 crore and deferred tax of Rs. 0.01 crore.

MLBS profit and loss for 2081/82

In the financial year 2081/82, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 9.48 crore, net fee and commission income of Rs. 1.79 crore, net trading income of Rs. 0.06 crore, other operating income of Rs. 0.78 crore, total operating income of Rs. 11.98 crore, impairment charge/(reversal) of Rs. 4.8 crore, net operating income of Rs. 7.19 crore, operating expenses of Rs. 10.28 crore, operating profit of Rs. 3.09 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.09 crore, income tax expense of Rs. 0.42 crore and profit for the year of Rs. 3.51 crore.

Reported under net interest income: interest income of Rs. 20.13 crore and interest expense of Rs. 10.66 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.79 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.64 crore, other operating expenses of Rs. 1.48 crore and depreciation & amortisation of Rs. 1.16 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.48 crore and deferred tax of Rs. 0.06 crore.

MLBS profit and loss for 2080/81

In the financial year 2080/81, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 8.46 crore, net fee and commission income of Rs. 1.86 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.65 crore, total operating income of Rs. 10.97 crore, impairment charge/(reversal) of Rs. 0.88 crore, net operating income of Rs. 10.08 crore, operating expenses of Rs. 10.32 crore, operating profit of Rs. 0.24 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.24 crore, income tax expense of Rs. 0.75 crore and profit for the year of Rs. 0.99 crore.

Reported under net interest income: interest income of Rs. 19.64 crore and interest expense of Rs. 11.18 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.86 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.95 crore, other operating expenses of Rs. 1.3 crore and depreciation & amortisation of Rs. 1.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.8 crore and deferred tax of Rs. 0.05 crore.

MLBS balance sheet for 2081/82

In the financial year 2081/82, Manushi Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 158.99 crore, total liabilities of Rs. 150.03 crore and total equity of Rs. 8.96 crore.

Reported under total assets: cash and cash equivalents of Rs. 29.9 crore, due from nepal rastra bank of Rs. 0.9 crore, loans and advances to customers of Rs. 125.52 crore, investment securities of Rs. 0.21 crore, current tax assets of Rs. 0.35 crore, property and equipment of Rs. 1.06 crore, goodwill and intangible assets of Rs. 0.03 crore, deferred tax assets of Rs. 0.61 crore and other assets of Rs. 0.42 crore. Reported under total liabilities: deposits from customers of Rs. 109.62 crore, borrowings of Rs. 36.72 crore, current tax liabilities of Rs. 0.46 crore and other liabilities of Rs. 3.23 crore. Reported under total equity: share capital of Rs. 10.94 crore, retained earnings of Rs. 6.52 crore and reserves of Rs. 4.53 crore.

MLBS balance sheet for 2080/81

In the financial year 2080/81, Manushi Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 133.5 crore, total liabilities of Rs. 120.52 crore and total equity of Rs. 12.98 crore.

Reported under total assets: cash and cash equivalents of Rs. 11.79 crore, due from nepal rastra bank of Rs. 0.9 crore, loans and advances to customers of Rs. 118.59 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0.22 crore, property and equipment of Rs. 1.18 crore, goodwill and intangible assets of Rs. 0.04 crore, deferred tax assets of Rs. 0.42 crore and other assets of Rs. 0.36 crore. Reported under total liabilities: deposits from customers of Rs. 98.79 crore, borrowings of Rs. 18.32 crore, current tax liabilities of Rs. 0.37 crore and other liabilities of Rs. 3.04 crore. Reported under total equity: share capital of Rs. 10.94 crore, retained earnings of Rs. 2.19 crore and reserves of Rs. 4.23 crore.

MLBS balance sheet for 2079/80

In the financial year 2079/80, Manushi Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 146.14 crore, total liabilities of Rs. 132.27 crore and total equity of Rs. 13.87 crore.

Reported under total assets: cash and cash equivalents of Rs. 19.45 crore, due from nepal rastra bank of Rs. 0.9 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 123.13 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0.7 crore, investment property of Rs. 0 crore, property and equipment of Rs. 1.15 crore, goodwill and intangible assets of Rs. 0.05 crore, deferred tax assets of Rs. 0.37 crore and other assets of Rs. 0.4 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 88.86 crore, borrowings of Rs. 39.83 crore, current tax liabilities of Rs. 0.1 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 3.49 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 10.94 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.3 crore and reserves of Rs. 4.23 crore.

MLBS cash flow for 2081/82

In the financial year 2081/82, Manushi Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 19.56 crore, net cash flow from investing activities (b) of Rs. 1.23 crore, net cash flow from financing activities (c) of Rs. 0.22 crore, net increase/(decrease) in cash and cash equivalents of Rs. 18.11 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 12.69 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 30.8 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 19.85 crore, fees and other income received of Rs. 1.79 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.78 crore, interest paid of Rs. 10.66 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 7.64 crore, other expense paid of Rs. 1.53 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.58 crore, loan and advances to customers of Rs. 11.43 crore, other assets of Rs. 0.06 crore, deposit from customers of Rs. 10.84 crore, borrowings of Rs. 18.4 crore, other liabilities of Rs. 0.24 crore, net cash flow from operating activities before tax paid of Rs. 20.08 crore and income taxes paid of Rs. 0.52 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0.2 crore, purchase of property and equipment of Rs. 1.03 crore and purchase of intangible assets of Rs. 0 crore. Reported under net cash flow from financing activities (c): other receipt/payment of Rs. 0.22 crore.

MLBS cash flow for 2080/81

In the financial year 2080/81, Manushi Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 6.54 crore, net cash flow from investing activities (b) of Rs. 1.09 crore, net cash flow from financing activities (c) of Rs. 0.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 7.66 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 20.35 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 12.69 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 19.82 crore, fees and other income received of Rs. 1.86 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.65 crore, interest paid of Rs. 11.18 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 7.67 crore, other expense paid of Rs. 1.3 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.17 crore, loan and advances to customers of Rs. 3.47 crore, other assets of Rs. 0.52 crore, deposit from customers of Rs. 9.93 crore, borrowings of Rs. 21.5 crore, other liabilities of Rs. 0.61 crore, net cash flow from operating activities before tax paid of Rs. 6.02 crore and income taxes paid of Rs. 0.53 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.08 crore and purchase of intangible assets of Rs. 0.01 crore. Reported under net cash flow from financing activities (c): other receipt/payment of Rs. 0.03 crore.

MLBS cash flow for 2079/80

In the financial year 2079/80, Manushi Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 15.31 crore, net cash flow from investing activities (b) of Rs. 0.75 crore, net cash flow from financing activities (c) of Rs. 0.1 crore, net increase/(decrease) in cash and cash equivalents of Rs. 14.46 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 5.89 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 20.35 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 22.32 crore, fees and other income received of Rs. 2.46 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.01 crore, interest paid of Rs. 13.5 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 8.58 crore, other expense paid of Rs. 1.46 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1.25 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 23.8 crore, other assets of Rs. 0.33 crore, due to banks and financial institutions of Rs. 20.48 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 11.18 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 0.05 crore, net cash flow from operating activities before tax paid of Rs. 16.03 crore and income taxes paid of Rs. 0.72 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.75 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0.1 crore.

MLBS quarterly for Q4 2082/83

In the quarter Q4 2082/83, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 2.52 crore, net fee and commission income of Rs. 0.49 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.22 crore, total operating income of Rs. 3.23 crore, impairment charge/(reversal) of Rs. 1.71 crore, net operating income of Rs. 4.93 crore, operating expenses of Rs. 2.96 crore, operating profit of Rs. 1.97 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.97 crore, income tax expense of Rs. 0.59 crore and profit for the year of Rs. 1.38 crore.

Reported under net interest income: interest income of Rs. 5.44 crore and interest expense of Rs. 2.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.49 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.23 crore, other operating expenses of Rs. 0.73 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.59 crore and deferred tax of Rs. 0 crore.

MLBS quarterly for Q3 2082/83

In the quarter Q3 2082/83, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 2.75 crore, net fee and commission income of Rs. 0.55 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.29 crore, total operating income of Rs. 3.59 crore, impairment charge/(reversal) of Rs. 0.3 crore, net operating income of Rs. 3.29 crore, operating expenses of Rs. 2.67 crore, operating profit of Rs. 0.62 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.62 crore, income tax expense of Rs. 0.19 crore and profit for the year of Rs. 0.43 crore.

Reported under net interest income: interest income of Rs. 5.47 crore and interest expense of Rs. 2.72 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.55 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.29 crore, other operating expenses of Rs. 0.38 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.19 crore and deferred tax of Rs. 0 crore.

MLBS quarterly for Q2 2082/83

In the quarter Q2 2082/83, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 2.79 crore, net fee and commission income of Rs. 0.55 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.24 crore, total operating income of Rs. 3.58 crore, impairment charge/(reversal) of Rs. 0.36 crore, net operating income of Rs. 3.22 crore, operating expenses of Rs. 2.57 crore, operating profit of Rs. 0.65 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.65 crore, income tax expense of Rs. 0.18 crore and profit for the year of Rs. 0.47 crore.

Reported under net interest income: interest income of Rs. 5.45 crore and interest expense of Rs. 2.66 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.55 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 2.05 crore, other operating expenses of Rs. 0.52 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.2 crore and deferred tax of Rs. 0.01 crore.

MLBS quarterly for Q1 2082/83

In the quarter Q1 2082/83, Manushi Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 2.44 crore, net fee and commission income of Rs. 0.59 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 3.37 crore, impairment charge/(reversal) of Rs. 0.4 crore, net operating income of Rs. 2.96 crore, operating expenses of Rs. 2.35 crore, operating profit of Rs. 0.61 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.61 crore, income tax expense of Rs. 0.18 crore and profit for the year of Rs. 0.43 crore.

Reported under net interest income: interest income of Rs. 5.22 crore and interest expense of Rs. 2.78 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.59 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.93 crore, other operating expenses of Rs. 0.42 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.18 crore and deferred tax of Rs. 0 crore.

MLBS Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/812079/802078/792077/78
Net Interest Income10.59.58.58.99.87.5
   Interest Income21.620.119.622.420.614.0
   Interest Expense-11.1-10.7-11.2-13.5-10.8-6.5
Net Fee and Commission Income2.21.81.92.12.72.0
   Fee and Commission Income2.21.81.92.12.72.0
   Fee and Commission Expense0.000.000.000.000.00-0.00
Net Trading Income0.00-0.060.000.000.07-0.04
Other Operating Income1.10.780.650.420.040.02
Total Operating Income13.812.011.011.412.69.5
Impairment Charge/(Reversal)0.64-4.8-0.88-5.0-1.1-0.91
Net Operating Income14.47.210.16.411.58.6
Operating Expenses-10.6-10.3-10.3-10.5-9.1-7.2
   Operating Expense - Personnel Expenses-8.5-7.6-8.0-8.1-6.5-5.5
   Other Operating Expenses-2.1-1.5-1.3-1.5-1.8-0.93
   Depreciation & Amortisation0.00-1.2-1.1-0.94-0.83-0.71
Operating Profit3.9-3.1-0.24-4.12.41.4
Non-Operating Income/(Expense)0.000.000.000.000.000.00
   Non-Operating Income0.000.000.000.000.000.00
   Non-Operating Expense0.000.000.000.000.000.00
Profit Before Income Tax3.9-3.1-0.24-4.12.41.4
Income Tax Expense-1.1-0.42-0.75-0.09-0.69-0.40
   Current Tax-1.2-0.48-0.80-0.10-0.72-0.53
   Deferred Tax0.010.060.050.000.030.13
Profit for the Year2.7-3.5-0.99-4.21.71.0

MLBS Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Total Assets159134146161119
   Cash and Cash Equivalents29.911.819.45.212.3
   Due from Nepal Rastra Bank0.900.900.900.700.50
   Placement with Banks and FIsNot reportedNot reported0.000.000.00
   Derivative Financial InstrumentsNot reportedNot reported0.000.000.00
   Other Trading AssetsNot reportedNot reported0.000.000.00
   Loans and Advances to Banks and FIsNot reportedNot reported0.000.000.00
   Loans and Advances to Customers126119123152104
   Investment Securities0.210.000.000.000.00
   Current Tax Assets0.350.220.701.20.95
   Investment PropertyNot reportedNot reported0.000.000.00
   Property and Equipment1.11.21.10.590.53
   Goodwill and Intangible Assets0.030.040.050.830.67
   Deferred Tax Assets0.610.420.370.100.07
   Other Assets0.420.360.400.260.22
Total Liabilities150121132143106
   Due to Banks and FIsNot reportedNot reported0.0059.337.1
   Due to Nepal Rastra BankNot reportedNot reported0.000.000.00
   Derivative Financial InstrumentsNot reportedNot reported0.000.000.00
   Deposits from Customers11098.888.977.764.8
   Borrowings36.718.339.81.01.1
   Current Tax Liabilities0.460.370.100.720.53
   ProvisionsNot reportedNot reported0.000.000.00
   Deferred Tax LiabilitiesNot reportedNot reported0.000.000.00
   Other Liabilities3.23.03.54.32.9
   Debt Securities IssuedNot reportedNot reported0.000.000.00
   Subordinated LiabilitiesNot reportedNot reported0.000.000.00
Total Equity9.013.013.917.712.7
   Share Capital10.910.910.910.97.0
   Share PremiumNot reportedNot reported0.000.000.00
   Retained Earnings-6.5-2.2-1.32.91.9
   Reserves4.54.24.23.83.8

MLBS Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Net Cash Flow from Operating Activities (A)19.6-6.515.3-31.2-10.9
   Interest Received19.819.822.320.414.3
   Fees and Other Income Received1.81.92.52.72.0
   Dividend Received0.000.000.000.000.00
   Receipts from Other Operating Activities0.780.650.010.11-0.02
   Interest Paid-10.7-11.2-13.5-10.8-6.5
   Commission and Fees Paid0.000.000.000.00-0.00
   Cash Payment to Employees-7.6-7.7-8.6-6.4-5.4
   Other Expense Paid-1.5-1.3-1.5-1.8-0.93
   Operating Cash Flows Before Changes in Operating Assets and Liabilities2.62.21.34.13.5
   Due from Nepal Rastra BankNot reportedNot reported0.000.000.00
   Placement with Banks and Financial InstitutionsNot reportedNot reported0.000.000.00
   Other Trading AssetsNot reportedNot reported0.000.000.00
   Loan and Advances to Banks and Financial InstitutionsNot reportedNot reported0.000.000.00
   Loan and Advances to Customers-11.43.523.8-48.9-23.3
   Other Assets-0.060.520.33-0.26-0.66
   Due to Banks and Financial InstitutionsNot reportedNot reported-20.50.000.00
   Due to Nepal Rastra BankNot reportedNot reported0.000.000.00
   Deposit from Customers10.89.911.212.99.5
   Borrowings18.4-21.50.000.000.00
   Other Liabilities-0.24-0.61-0.051.4-0.01
   Net Cash Flow from Operating Activities Before Tax Paid20.1-6.016.0-30.7-10.9
   Income Taxes Paid-0.52-0.53-0.72-0.530.00
Net Cash Flow from Investing Activities (B)-1.2-1.1-0.75-1.1-0.57
   Purchase of Investment Securities-0.200.000.000.000.00
   Receipts from Sale of Investment SecuritiesNot reportedNot reported0.000.000.00
   Purchase of Property and Equipment-1.0-1.1-0.75-0.21-0.11
   Receipt from Sale of Property and EquipmentNot reportedNot reported0.000.000.00
   Purchase of Intangible Assets0.00-0.01-0.00-0.85-0.46
   Receipt from Sale of Intangible AssetsNot reportedNot reported0.000.000.00
   Purchase of Investment PropertiesNot reportedNot reported0.000.000.00
   Receipt from Sale of Investment PropertiesNot reportedNot reported0.000.000.00
   Interest ReceivedNot reportedNot reported0.000.000.00
   Dividend ReceivedNot reportedNot reported0.000.000.00
Net Cash Flow from Financing Activities (C)-0.22-0.03-0.1025.412.8
   Receipt from Issue of Debt SecuritiesNot reportedNot reported0.0022.112.5
   Repayment of Debt SecuritiesNot reportedNot reported0.000.000.00
   Receipt from Issue of Subordinated LiabilitiesNot reportedNot reported0.000.000.00
   Repayment of Subordinated LiabilitiesNot reportedNot reported0.000.000.00
   Receipt from Issue of SharesNot reportedNot reported0.003.90.00
   Dividends PaidNot reportedNot reported0.000.000.00
   Interest PaidNot reportedNot reported0.000.000.00
   Other Receipt/Payment-0.22-0.03-0.10-0.670.33
Net Increase/(Decrease) in Cash and Cash Equivalents18.1-7.714.5-6.91.4
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)12.720.35.912.811.4
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.000.000.000.00
Cash and Cash Equivalents at Ashadh End30.812.720.35.912.8

MLBS Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81
Net Interest Income2.52.82.82.42.92.02.52.63.1
   Interest Income5.45.55.55.25.74.65.05.25.9
   Interest Expense-2.9-2.7-2.7-2.8-2.8-2.6-2.5-2.6-2.8
Net Fee and Commission Income0.490.550.550.590.380.440.340.420.05
   Fee and Commission Income0.490.550.550.590.380.440.340.420.05
   Fee and Commission Expense0.000.000.000.000.000.000.000.00-0.00
Net Trading Income0.000.000.000.000.000.000.000.000.00
Other Operating Income0.220.290.240.340.300.210.150.080.64
Total Operating Income3.23.63.63.43.62.63.03.13.8
Impairment Charge/(Reversal)1.7-0.30-0.36-0.40-0.281.5-0.61-1.02.4
Net Operating Income4.93.33.23.03.34.12.42.16.1
Operating Expenses-3.0-2.7-2.6-2.4-2.8-3.0-1.7-2.7-2.7
   Operating Expense - Personnel Expenses-2.2-2.3-2.1-1.9-1.9-2.5-1.3-2.2-2.2
   Other Operating Expenses-0.73-0.38-0.52-0.42-0.81-0.46-0.39-0.49-0.47
   Depreciation & Amortisation0.000.000.000.00-0.140.000.000.000.00
Operating Profit2.00.620.650.610.531.20.70-0.563.5
Non-Operating Income/(Expense)0.000.000.000.000.000.000.000.000.00
   Non-Operating Income0.000.000.000.000.000.000.000.000.00
   Non-Operating Expense0.000.000.000.000.000.000.000.000.00
Profit Before Income Tax2.00.620.650.610.531.20.70-0.563.5
Income Tax Expense-0.59-0.19-0.18-0.18-0.16-0.36-0.040.00-0.83
   Current Tax-0.59-0.19-0.20-0.18-0.16-0.36-0.040.00-0.80
   Deferred Tax0.000.000.010.000.000.000.000.00-0.04
Profit for the Year1.40.430.470.430.370.830.66-0.562.6

Manushi share price history

Over the last 15 trading sessions MLBS closed between Rs. 972.00 and Rs. 1,024.00, finishing at Rs. 980.00 on 2026-10-12 against Rs. 1,020.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12955.10980.00955.10980.00180
2026-10-09985.00985.00972.00980.0070
2026-10-08998.00998.00972.00972.0040
2026-10-07970.10998.00970.10998.0070
2026-10-06971.10990.00971.10990.0020
2026-10-05971.00999.00971.00999.00190
2026-10-02980.00999.00970.00994.90221
2026-10-01972.00999.00972.00981.50139
2026-09-30973.00999.00973.00998.00227
2026-09-29993.301,000.00990.001,000.00900
2026-09-281,019.001,025.00993.001,024.00510
2026-09-24985.001,019.00985.001,019.00130
2026-09-231,020.001,020.001,000.001,000.00490
2026-09-221,005.101,020.001,001.001,019.80195
2026-09-181,055.001,055.001,015.001,020.0050

MLBS share price by year

2026, between Rs. 955.10 and Rs. 1,581.00, 2025, between Rs. 1,395.00 and Rs. 2,400.00, 2024, between Rs. 620.00 and Rs. 2,530.00, 2023, between Rs. 570.10 and Rs. 1,256.00, 2022, between Rs. 872.00 and Rs. 1,695.00 and 2021, between Rs. 397.50 and Rs. 2,189.10.

YearLow (Rs.)High (Rs.)Sessions
2026955.101,581.00180
20251,395.002,400.00225
2024620.002,530.00232
2023570.101,256.00225
2022872.001,695.00242
2021397.502,189.1049

Manushi share price returns

At Rs. 980.00 on 2026-10-12, MLBS is down 1.90% over 1 week, down 2.00% over 1 month, down 17.25% over 3 months, down 30.25% over 6 months, down 32.41% over 1 year and up 143.06% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-1.90%999.002026-10-05
1 month-2.00%1,000.002026-09-11
3 months-17.25%1,184.302026-07-14
6 months-30.25%1,405.002026-04-15
1 year-32.41%1,450.002025-10-12
5 years+143.06%403.202021-10-10

MLBS floorsheet for 2026-10-12

MLBS traded 8 times on 2026-10-12, moving 180 shares for Rs. 0.02 crore of turnover. Trades went through between Rs. 955.10 and Rs. 980.00.

Largest buyers by volume: broker 49, Online Securities Limited on 130 shares across 4 trades, broker 14, Nepal Stock House Pvt. Limited on 20 shares across 1 trades, broker 56, Sri Hari Securities Pvt.Ltd on 20 shares across 2 trades and broker 58, Naasa Securities Co. Ltd. on 10 shares across 1 trades.

Largest sellers by volume: broker 45, Imperial Securities Co. Limited on 120 shares across 2 trades, broker 16, Primo Securities Pvt. Limited on 10 shares across 1 trades, broker 22, Siprabi Securities Pvt. Limited on 10 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 10 shares across 1 trades, broker 42, Sani Securities Company Limited on 10 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 10 shares across 1 trades and broker 35, Kohinoor Investment and Securities Pvt.Ltd on 10 shares across 1 trades.

MLBS general meetings

Annual and special general meetings Manushi Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 9 quarters of results for MLBS, with charts and peer comparison, are free on NepView.

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