Samata Gharelu Laghubitta Bittiya Sanstha Limited (SMATA) Share Price & Fundamentals

Samata Gharelu (SMATA) share price is Rs. 663.00, down 1.04% on 2026-10-13. Open Rs. 665.10. High Rs. 672.00. Low Rs. 660.00. Volume 2,480.

Samata Gharelu Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (SMATA), Microfinance sector. Revenue: Rs. 55.83 Crore. Net profit: Rs. 11.92 Crore. Net worth: Rs. 84.25 Crore.

About Samata Gharelu Laghubitta Bittiya Sanstha Limited

Samata Gharelu Laghubitta Bittiya Sanstha Limited is a class D retail microfinance institution licensed by Nepal Rastra Bank under the Bank and Financial Institution Act 2063. It was registered in 2070 BS (2013) and has its head office in Banepa, Kavrepalanchok, in Bagmati Province. It provides savings and loan services to its members across its working area.

Samata Gharelu Laghubitta Bittiya Sanstha Limited (SMATA) has 66,05,041 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 0.26% on face value.

Company website: www.samata.org.np.

SMATA key metrics

SMATA strengths

What Samata Gharelu Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• Makes 6.3% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Profit grew 53.5% on last year. (Growth)
• 14% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Income from lending grew 25.1% on last year, so the core business is expanding. (Growth)
• The loan book grew 28.7% on last year, so more money is being put to work. (Growth)
• Total income grew 30.7% on last year. (Growth)
• Owns 7.13x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• The bank grew 31.4% bigger over the year. (Shareholder Returns)
• 84.5% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Customer deposits grew 17% on last year, giving it more cheap money to lend. (Growth)
• 14.1% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

SMATA weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 9.2%, below what owners would hope for. (Profitability)
• Only 31% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• 20.4% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Only 1.4% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Loans are 91.5% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Each share is backed by only Rs 127.56 of net worth. (Shareholder Returns)
• 65.3% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Return on everything it owns is 1.3%, so its assets are not producing much. (Profitability)
• Staff costs take 34.6% of income, a heavy load on earnings. (Efficiency)
• Each share produced Rs 18.04 over the year. (Shareholder Returns)
• Net profit margin is 21.3%, less than most lenders keep once every cost is paid. (Profitability)
• Operating margin is 31%, so running costs take too much of what core banking earns. (Profitability)

SMATA Q4 2082/83 results

In Q4 2082/83 Samata Gharelu Laghubitta Bittiya Sanstha Limited reported profit of Rs. 3.69 crore and total operating income of Rs. 15.99 crore. Profit in Q3 2082/83 was Rs. 2.58 crore. Profit grew 43.04% on the previous quarter. Total operating income grew 12.38% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 5.88 crore. Profit fell 37.36% on the same quarter last year. Total operating income grew 8.31% on the same quarter last year.

SMATA annual results 2082/83

For the financial year 2082/83 Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 11.92 crore, total operating income of Rs. 55.83 crore and net worth of Rs. 84.25 crore. Net profit in 2081/82 was Rs. 7.77 crore. Net profit grew 53.46% on the year. Total operating income grew 30.70% on the year.

SMATA profit and loss for 2082/83

In the financial year 2082/83, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 47.19 crore, net fee and commission income of Rs. 0.79 crore, net trading income of Rs. 0 crore, other operating income of Rs. 7.86 crore, total operating income of Rs. 55.83 crore, impairment charge/(reversal) of Rs. 11.38 crore, net operating income of Rs. 44.45 crore, operating expenses of Rs. 27.17 crore, operating profit of Rs. 17.28 crore, non-operating income/(expense) of Rs. 0.26 crore, profit before income tax of Rs. 17.02 crore, income tax expense of Rs. 5.11 crore and profit for the year of Rs. 11.92 crore.

Reported under net interest income: interest income of Rs. 81.48 crore and interest expense of Rs. 34.3 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.79 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 19.35 crore, other operating expenses of Rs. 6.32 crore and depreciation & amortisation of Rs. 1.5 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.26 crore. Reported under income tax expense: current tax of Rs. 5.11 crore and deferred tax of Rs. 0 crore.

SMATA profit and loss for 2081/82

In the financial year 2081/82, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 37.73 crore, net fee and commission income of Rs. 4.99 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 42.72 crore, impairment charge/(reversal) of Rs. 4.34 crore, net operating income of Rs. 38.38 crore, operating expenses of Rs. 24.88 crore, operating profit of Rs. 13.49 crore, non-operating income/(expense) of Rs. 0.5 crore, profit before income tax of Rs. 14 crore, income tax expense of Rs. 6.23 crore and profit for the year of Rs. 7.77 crore.

Reported under net interest income: interest income of Rs. 71.63 crore and interest expense of Rs. 33.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.15 crore and fee and commission expense of Rs. 0.16 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 18.06 crore, other operating expenses of Rs. 5.13 crore and depreciation & amortisation of Rs. 1.7 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.5 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 6.43 crore and deferred tax of Rs. 0.2 crore.

SMATA profit and loss for 2080/81

In the financial year 2080/81, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 19.44 crore, net fee and commission income of Rs. 2.89 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 22.33 crore, impairment charge/(reversal) of Rs. 1.7 crore, net operating income of Rs. 20.63 crore, operating expenses of Rs. 16.23 crore, operating profit of Rs. 4.4 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.4 crore, income tax expense of Rs. 1.9 crore and profit for the year of Rs. 2.49 crore.

Reported under net interest income: interest income of Rs. 46.69 crore and interest expense of Rs. 27.25 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.9 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 11.72 crore, other operating expenses of Rs. 3.42 crore and depreciation & amortisation of Rs. 1.1 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.2 crore and deferred tax of Rs. 0.7 crore.

SMATA balance sheet for 2081/82

In the financial year 2081/82, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 600.96 crore, total liabilities of Rs. 516.71 crore and total equity of Rs. 84.25 crore.

Reported under total assets: cash and cash equivalents of Rs. 38.69 crore, due from nepal rastra bank of Rs. 2.55 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 549.66 crore, investment securities of Rs. 0.05 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 6.55 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0.72 crore and other assets of Rs. 2.73 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 160.19 crore, borrowings of Rs. 337.45 crore, current tax liabilities of Rs. 0.82 crore, provisions of Rs. 0.91 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 17.35 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 62.91 crore, share premium of Rs. 0 crore, retained earnings of Rs. 4.63 crore, reserves of Rs. 16.72 crore and non controlling interest of Rs. 0 crore.

SMATA balance sheet for 2080/81

In the financial year 2080/81, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 457.44 crore, total liabilities of Rs. 383.73 crore and total equity of Rs. 73.71 crore.

Reported under total assets: cash and cash equivalents of Rs. 17.54 crore, due from nepal rastra bank of Rs. 2.25 crore, placement with banks and fis of Rs. 0.23 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 426.93 crore, investment securities of Rs. 0.05 crore, current tax assets of Rs. 1.21 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 6.25 crore, goodwill and intangible assets of Rs. 0.07 crore, deferred tax assets of Rs. 0.52 crore and other assets of Rs. 2.39 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 136.91 crore, borrowings of Rs. 232.44 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.81 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 13.57 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 56.4 crore, share premium of Rs. 0 crore, retained earnings of Rs. 3.18 crore, reserves of Rs. 14.13 crore and non controlling interest of Rs. 0 crore.

SMATA balance sheet for 2079/80

In the financial year 2079/80, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 306.26 crore, total liabilities of Rs. 250.51 crore and total equity of Rs. 55.75 crore.

Reported under total assets: cash and cash equivalents of Rs. 10.84 crore, due from nepal rastra bank of Rs. 1.6 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 286.24 crore, investment securities of Rs. 0.05 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 4.97 crore, goodwill and intangible assets of Rs. 0.09 crore, deferred tax assets of Rs. 0.49 crore and other assets of Rs. 1.97 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 98.14 crore, borrowings of Rs. 140.68 crore, current tax liabilities of Rs. 2.16 crore, provisions of Rs. 0.65 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 8.88 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 39.42 crore, share premium of Rs. 0 crore, retained earnings of Rs. 2.92 crore, reserves of Rs. 13.42 crore and non controlling interest of Rs. 0 crore.

SMATA cash flow for 2081/82

In the financial year 2081/82, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 17.54 crore, net cash flow from investing activities (b) of Rs. 0.25 crore, net cash flow from financing activities (c) of Rs. 3.35 crore, net increase/(decrease) in cash and cash equivalents of Rs. 21.15 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 17.54 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 38.69 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 67.62 crore, fees and other income received of Rs. 5.15 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 33.9 crore, commission and fees paid of Rs. 0.16 crore, cash payment to employees of Rs. 17.59 crore, other expense paid of Rs. 5.73 crore, operating cash flows before changes in operating assets and liabilities of Rs. 15.39 crore, due from nepal rastra bank of Rs. 0.3 crore, placement with banks and financial institutions of Rs. 0.23 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 122.26 crore, other assets of Rs. 0.35 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 23.27 crore, borrowings of Rs. 105.01 crore, other liabilities of Rs. 2.97 crore, net cash flow from operating activities before tax paid of Rs. 23.98 crore and income taxes paid of Rs. 6.43 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.14 crore, receipt from sale of property and equipment of Rs. 0.39 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 3.51 crore, dividends paid of Rs. 0.16 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SMATA cash flow for 2080/81

In the financial year 2080/81, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 8.69 crore, net cash flow from investing activities (b) of Rs. 0.11 crore, net cash flow from financing activities (c) of Rs. 12.84 crore, net increase/(decrease) in cash and cash equivalents of Rs. 4.04 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 10.84 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 17.54 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 46.25 crore, fees and other income received of Rs. 2.9 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 27.25 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 11.72 crore, other expense paid of Rs. 3.42 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.74 crore, due from nepal rastra bank of Rs. 0.65 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 145.14 crore, other assets of Rs. 0.71 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 38.77 crore, borrowings of Rs. 91.76 crore, other liabilities of Rs. 4.83 crore, net cash flow from operating activities before tax paid of Rs. 4.39 crore and income taxes paid of Rs. 4.3 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.11 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.11 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 12.95 crore.

SMATA cash flow for 2079/80

In the financial year 2079/80, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 0.55 crore, net cash flow from investing activities (b) of Rs. 0.3 crore, net cash flow from financing activities (c) of Rs. 1.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 0.78 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 11.62 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 10.84 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 46.38 crore, fees and other income received of Rs. 3.82 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 27.21 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 11.26 crore, other expense paid of Rs. 4.39 crore, operating cash flows before changes in operating assets and liabilities of Rs. 7.34 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 50.48 crore, other assets of Rs. 0.11 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 22.13 crore, borrowings of Rs. 33.99 crore, other liabilities of Rs. 1.24 crore, net cash flow from operating activities before tax paid of Rs. 0.57 crore and income taxes paid of Rs. 0.02 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.3 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 1.03 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

SMATA quarterly for Q4 2082/83

In the quarter Q4 2082/83, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 13.05 crore, net fee and commission income of Rs. 0.36 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.58 crore, total operating income of Rs. 15.99 crore, impairment charge/(reversal) of Rs. 2.56 crore, net operating income of Rs. 13.43 crore, operating expenses of Rs. 7.9 crore, operating profit of Rs. 5.53 crore, non-operating income/(expense) of Rs. 0.26 crore, profit before income tax of Rs. 5.27 crore, income tax expense of Rs. 1.58 crore and profit for the year of Rs. 3.69 crore.

Reported under net interest income: interest income of Rs. 22.21 crore and interest expense of Rs. 9.15 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.36 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.17 crore, other operating expenses of Rs. 2.32 crore and depreciation & amortisation of Rs. 0.41 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.26 crore. Reported under income tax expense: current tax of Rs. 1.58 crore and deferred tax of Rs. 0 crore.

SMATA quarterly for Q3 2082/83

In the quarter Q3 2082/83, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 11.73 crore, net fee and commission income of Rs. 0.21 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.29 crore, total operating income of Rs. 14.23 crore, impairment charge/(reversal) of Rs. 4.16 crore, net operating income of Rs. 10.06 crore, operating expenses of Rs. 6.38 crore, operating profit of Rs. 3.68 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.68 crore, income tax expense of Rs. 1.1 crore and profit for the year of Rs. 2.58 crore.

Reported under net interest income: interest income of Rs. 19.94 crore and interest expense of Rs. 8.2 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.21 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.04 crore, other operating expenses of Rs. 0.98 crore and depreciation & amortisation of Rs. 0.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.1 crore and deferred tax of Rs. 0 crore.

SMATA quarterly for Q2 2082/83

In the quarter Q2 2082/83, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 11.6 crore, net fee and commission income of Rs. 0.18 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.74 crore, total operating income of Rs. 13.52 crore, impairment charge/(reversal) of Rs. 2.08 crore, net operating income of Rs. 11.44 crore, operating expenses of Rs. 6.18 crore, operating profit of Rs. 5.26 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 5.26 crore, income tax expense of Rs. 1.58 crore and profit for the year of Rs. 3.68 crore.

Reported under net interest income: interest income of Rs. 19.85 crore and interest expense of Rs. 8.25 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.18 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.23 crore, other operating expenses of Rs. 1.51 crore and depreciation & amortisation of Rs. 0.45 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.58 crore and deferred tax of Rs. 0 crore.

SMATA quarterly for Q1 2082/83

In the quarter Q1 2082/83, Samata Gharelu Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.8 crore, net fee and commission income of Rs. 0.04 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.26 crore, total operating income of Rs. 12.1 crore, impairment charge/(reversal) of Rs. 2.58 crore, net operating income of Rs. 9.52 crore, operating expenses of Rs. 6.7 crore, operating profit of Rs. 2.82 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.82 crore, income tax expense of Rs. 0.84 crore and profit for the year of Rs. 1.97 crore.

Reported under net interest income: interest income of Rs. 19.48 crore and interest expense of Rs. 8.69 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.04 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.91 crore, other operating expenses of Rs. 1.51 crore and depreciation & amortisation of Rs. 0.28 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.84 crore and deferred tax of Rs. 0 crore.

SMATA Profit & Loss

Values in Rs. Crore unless stated otherwise.

SMATA Balance Sheet

Values in Rs. Crore unless stated otherwise.

SMATA Cash Flow

Values in Rs. Crore unless stated otherwise.

SMATA Quarterly Results

Values in Rs. Crore unless stated otherwise.

Samata Gharelu share price history

Over the last 15 trading sessions SMATA closed between Rs. 663.00 and Rs. 712.00, finishing at Rs. 663.00 on 2026-10-13 against Rs. 712.00 on 2026-09-22.

SMATA share price by year

2026, between Rs. 660.00 and Rs. 909.90, 2025, between Rs. 699.14 and Rs. 1,316.19, 2024, between Rs. 480.09 and Rs. 1,152.83, 2023, between Rs. 474.93 and Rs. 684.56, 2022, between Rs. 520.94 and Rs. 1,009.26 and 2021, between Rs. 285.75 and Rs. 1,276.85.

Samata Gharelu share price returns

At Rs. 663.00 on 2026-10-13, SMATA is down 1.85% over 1 week, down 4.47% over 1 month, down 8.70% over 3 months, down 16.18% over 6 months, down 18.96% over 1 year and down 28.15% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SMATA floorsheet for 2026-10-13

SMATA traded 39 times on 2026-10-13, moving 2,480 shares for Rs. 0.17 crore of turnover. Trades went through between Rs. 653.00 and Rs. 672.00.

Largest buyers by volume: broker 42, Sani Securities Company Limited on 556 shares across 4 trades, broker 100, Sunrise Securities Limited on 524 shares across 3 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 230 shares across 6 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 163 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 113 shares across 2 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 112 shares across 2 trades, broker 46, Kalika Securities Pvt.Limited on 104 shares across 3 trades, broker 22, Siprabi Securities Pvt. Limited on 103 shares across 6 trades, broker 1, Kumari Securities Pvt. Limited on 100 shares across 1 trades and broker 11, Malla & Malla Stock Broking Company Pvt. Limited on 100 shares across 3 trades.

Largest sellers by volume: broker 54, Sewa Securities Pvt. Ltd. on 1,521 shares across 12 trades, broker 64, Sun Securities Pvt. Ltd on 343 shares across 6 trades, broker 11, Malla & Malla Stock Broking Company Pvt. Limited on 207 shares across 4 trades, broker 17, ABC Securities Pvt. Limited on 132 shares across 4 trades, broker 58, Naasa Securities Co. Ltd. on 100 shares across 1 trades, broker 72, Hatemalo Financial Services Private Limited on 66 shares across 3 trades, broker 45, Imperial Securities Co. Limited on 26 shares across 2 trades, broker 42, Sani Securities Company Limited on 18 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 12 shares across 1 trades and broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 12 shares across 1 trades.

SMATA dividend history: bonus shares and cash dividend

Samata Gharelu Laghubitta Bittiya Sanstha Limited most recently declared a 5% bonus share issue for 2081/2082, announced on 2025-12-24. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Samata Gharelu Laghubitta Bittiya Sanstha Limited declared a 5% bonus share issue, announced on 2025-12-24.

For 2080/2081 Samata Gharelu Laghubitta Bittiya Sanstha Limited declared a 5% bonus share issue, announced on 2025-01-28.

For 2079/2080 Samata Gharelu Laghubitta Bittiya Sanstha Limited declared a 5.4222% bonus share issue, announced on 2024-03-20.

For 2078/2079 Samata Gharelu Laghubitta Bittiya Sanstha Limited declared a 15% bonus share issue and a 3% cash dividend, 18% in total, announced on 2023-02-04.

SMATA general meetings

Annual and special general meetings Samata Gharelu Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 12th AGM for 2081/2082: on 2026-01-14, at Himalaya Drishya Resort, Dhulikhel, Kavrepalanchowk (11:30 AM)
• 11th AGM for 2080/2081: on 2025-02-23, at Mirabel Resort Hotel, Dhulikhel, Kavrepalanchowk (11:30 AM)
• 10th AGM for 2079/2080: on 2024-04-11, at Namobuddha Banquet and Events, Banepa-7, Kavrepalanchowk (11:30 AM)

6 years of annual statements and 9 quarters of results for SMATA, with charts and peer comparison, are free on NepView.

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