Chhimek Laghubitta Bittiya Sanstha Limited (CBBL) Share Price & Fundamentals

Chhimek (CBBL) share price is Rs. 950.60, up 0.27% on 2026-10-12. Open Rs. 948.00. High Rs. 955.90. Low Rs. 945.00. Volume 19,475.

Chhimek Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (CBBL), Microfinance sector. Revenue: Rs. 316.82 Crore. Net profit: Rs. 121.54 Crore. Net worth: Rs. 828.21 Crore.

About Chhimek Laghubitta Bittiya Sanstha Limited

Chhimek Laghubitta Bittiya Sanstha Limited ("CLBSL"/CBBL) is a "D"-class microfinance institution incorporated in September 2001 and licensed by Nepal Rastra Bank in November 2001. It grew out of microfinance work carried out since the 1990s by Neighborhood Society Service Centre (NSSC), a national NGO, in Mahottari and Chitwan. CBBL provides savings, credit, and social-security services aimed at poor and marginalized women, and is promoted by several commercial banks (including Himalayan Bank and Global IME Bank) alongside NSSC and individual shareholders. Its shares have traded on NEPSE since December 2004.

Chhimek Laghubitta Bittiya Sanstha Limited (CBBL) has 3,61,72,641 shares outstanding. It listed on NEPSE in 2004. Its most recent declared dividend was 12.50% on face value.

CBBL key metrics

CBBL strengths

What Chhimek Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• Bad-loan charges come to -0.1% of income, so borrowers are paying back well. (Asset Quality)
• 16.1% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Earns 2.4% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
• Makes 5.5% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Owns 6.22x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• Turns 38.1% of its income into profit once every cost is paid. (Profitability)
• 88.3% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Keeps 53.3% of income as profit from everyday banking, before tax. (Profitability)
• Each share is backed by Rs 228.96 of the bank's own net worth. (Shareholder Returns)
• Earns 14.7% a year on the money shareholders put in, which is the return owners actually receive. (Profitability)
• Each share earned Rs 35.91 of profit over the year. (Shareholder Returns)
• 91.2% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• The loan book grew 14% on last year, so more money is being put to work. (Growth)
• Customer deposits grew 16.9% on last year, giving it more cheap money to lend. (Growth)
• The bank grew 11.6% bigger over the year. (Shareholder Returns)

CBBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Profit moved 6.9% on last year, so earnings are not building up. (Growth)
• Staff costs take 34.7% of income, a heavy load on earnings. (Efficiency)
• Loans are 77.8% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Income from lending moved 6.3%, so the core business is not growing. (Growth)
• 7% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Only 11.7% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Total income moved 7.6% on last year. (Growth)

CBBL Q3 2082/83 results

In Q3 2082/83 Chhimek Laghubitta Bittiya Sanstha Limited reported profit of Rs. 33.04 crore and total operating income of Rs. 85.67 crore. Profit in Q2 2082/83 was Rs. 30.71 crore. Profit grew 7.58% on the previous quarter. Total operating income grew 6.78% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 34.17 crore. Profit fell 3.32% on the same quarter last year. Total operating income grew 7.37% on the same quarter last year.

CBBL annual results 2081/82

For the financial year 2081/82 Chhimek Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 121.54 crore, total operating income of Rs. 316.82 crore and net worth of Rs. 828.21 crore. Net profit in 2080/81 was Rs. 94.44 crore. Net profit grew 28.70% on the year. Total operating income grew 2.51% on the year.

CBBL profit and loss for 2081/82

In the financial year 2081/82, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 282.94 crore, net fee and commission income of Rs. 33.62 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.26 crore, total operating income of Rs. 316.82 crore, impairment charge/(reversal) of Rs. 9.99 crore, net operating income of Rs. 306.83 crore, operating expenses of Rs. 134.12 crore, operating profit of Rs. 172.71 crore, non-operating income/(expense) of Rs. 2.83 crore, profit before income tax of Rs. 175.55 crore, income tax expense of Rs. 54 crore and profit for the year of Rs. 121.54 crore.

Reported under net interest income: interest income of Rs. 613.22 crore and interest expense of Rs. 330.28 crore. Reported under net fee and commission income: fee and commission income of Rs. 33.68 crore and fee and commission expense of Rs. 0.06 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 111.15 crore, other operating expenses of Rs. 19.06 crore and depreciation & amortisation of Rs. 3.91 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.83 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 55.9 crore and deferred tax of Rs. 1.9 crore.

CBBL profit and loss for 2080/81

In the financial year 2080/81, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 284.34 crore, net fee and commission income of Rs. 24.39 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.34 crore, total operating income of Rs. 309.08 crore, impairment charge/(reversal) of Rs. 41.63 crore, net operating income of Rs. 267.45 crore, operating expenses of Rs. 131.54 crore, operating profit of Rs. 135.91 crore, non-operating income/(expense) of Rs. 2.79 crore, profit before income tax of Rs. 138.71 crore, income tax expense of Rs. 44.26 crore and profit for the year of Rs. 94.44 crore.

Reported under net interest income: interest income of Rs. 596.57 crore and interest expense of Rs. 312.23 crore. Reported under net fee and commission income: fee and commission income of Rs. 24.44 crore and fee and commission expense of Rs. 0.05 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 108.64 crore, other operating expenses of Rs. 18.75 crore and depreciation & amortisation of Rs. 4.16 crore. Reported under non-operating income/(expense): non-operating income of Rs. 3.04 crore and non-operating expense of Rs. 0.25 crore. Reported under income tax expense: current tax of Rs. 45.1 crore and deferred tax of Rs. 0.84 crore.

CBBL profit and loss for 2079/80

In the financial year 2079/80, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 285.4 crore, net fee and commission income of Rs. 18.62 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 304.03 crore, impairment charge/(reversal) of Rs. 40.52 crore, net operating income of Rs. 263.51 crore, operating expenses of Rs. 116.51 crore, operating profit of Rs. 147 crore, non-operating income/(expense) of Rs. 1.87 crore, profit before income tax of Rs. 148.87 crore, income tax expense of Rs. 46.37 crore and profit for the year of Rs. 102.5 crore.

Reported under net interest income: interest income of Rs. 582.32 crore and interest expense of Rs. 296.91 crore. Reported under net fee and commission income: fee and commission income of Rs. 18.63 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 94.04 crore, other operating expenses of Rs. 18.23 crore and depreciation & amortisation of Rs. 4.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.87 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 46.53 crore and deferred tax of Rs. 0.16 crore.

CBBL balance sheet for 2081/82

In the financial year 2081/82, Chhimek Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 5,149.32 crore, total liabilities of Rs. 4,321.11 crore and total equity of Rs. 828.21 crore.

Reported under total assets: cash and cash equivalents of Rs. 854.06 crore, due from nepal rastra bank of Rs. 91.55 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 4,007.22 crore, investment securities of Rs. 68.68 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 27.06 crore, goodwill and intangible assets of Rs. 0.23 crore, deferred tax assets of Rs. 5.96 crore and other assets of Rs. 94.57 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 3,942.88 crore, borrowings of Rs. 302.37 crore, current tax liabilities of Rs. 0.35 crore, provisions of Rs. 4.04 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 71.46 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 321.53 crore, share premium of Rs. 4.1 crore, retained earnings of Rs. 205.57 crore, reserves of Rs. 297.01 crore and non controlling interest of Rs. 0 crore.

CBBL balance sheet for 2080/81

In the financial year 2080/81, Chhimek Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 4,614.68 crore, total liabilities of Rs. 3,880.28 crore and total equity of Rs. 734.4 crore.

Reported under total assets: cash and cash equivalents of Rs. 836.62 crore, due from nepal rastra bank of Rs. 73.65 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 3,515.17 crore, investment securities of Rs. 79.53 crore, current tax assets of Rs. 0.18 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 28.53 crore, goodwill and intangible assets of Rs. 0.27 crore, deferred tax assets of Rs. 3.54 crore and other assets of Rs. 77.2 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 3,372.73 crore, borrowings of Rs. 430.17 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 4.04 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 73.34 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 297.72 crore, share premium of Rs. 4.1 crore, retained earnings of Rs. 164.28 crore, reserves of Rs. 268.31 crore and non controlling interest of Rs. 0 crore.

CBBL balance sheet for 2079/80

In the financial year 2079/80, Chhimek Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 4,273.2 crore, total liabilities of Rs. 3,598.52 crore and total equity of Rs. 674.69 crore.

Reported under total assets: cash and cash equivalents of Rs. 772.55 crore, due from nepal rastra bank of Rs. 95.65 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 3,224.75 crore, investment securities of Rs. 53.23 crore, current tax assets of Rs. 9.21 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 29.57 crore, goodwill and intangible assets of Rs. 0.34 crore, deferred tax assets of Rs. 1.92 crore and other assets of Rs. 85.97 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 3,071.66 crore, borrowings of Rs. 455.39 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 3.73 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 67.74 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 283.54 crore, share premium of Rs. 4.1 crore, retained earnings of Rs. 137.44 crore, reserves of Rs. 249.61 crore and non controlling interest of Rs. 0 crore.

CBBL cash flow for 2081/82

In the financial year 2081/82, Chhimek Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 36.71 crore, net cash flow from investing activities (b) of Rs. 8.45 crore, net cash flow from financing activities (c) of Rs. 27.73 crore, net increase/(decrease) in cash and cash equivalents of Rs. 17.43 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 836.62 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 854.06 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 613.22 crore, fees and other income received of Rs. 33.83 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 35.87 crore, interest paid of Rs. 330.28 crore, commission and fees paid of Rs. 0.06 crore, cash payment to employees of Rs. 111.15 crore, other expense paid of Rs. 61.98 crore, operating cash flows before changes in operating assets and liabilities of Rs. 179.46 crore, due from nepal rastra bank of Rs. 17.9 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 492.05 crore, other assets of Rs. 19.61 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 570.15 crore, borrowings of Rs. 127.8 crore, other liabilities of Rs. 1.52 crore, net cash flow from operating activities before tax paid of Rs. 90.72 crore and income taxes paid of Rs. 54 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 10.9 crore, receipts from sale of investment securities of Rs. 0.05 crore, purchase of property and equipment of Rs. 2.48 crore, receipt from sale of property and equipment of Rs. 0.14 crore, purchase of intangible assets of Rs. 0.06 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 20.84 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 6.89 crore.

CBBL cash flow for 2080/81

In the financial year 2080/81, Chhimek Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 128.14 crore, net cash flow from investing activities (b) of Rs. 29.34 crore, net cash flow from financing activities (c) of Rs. 34.73 crore, net increase/(decrease) in cash and cash equivalents of Rs. 64.07 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 772.55 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 836.62 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 596.57 crore, fees and other income received of Rs. 24.53 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 28.33 crore, interest paid of Rs. 312.23 crore, commission and fees paid of Rs. 0.05 crore, cash payment to employees of Rs. 108.64 crore, other expense paid of Rs. 85.4 crore, operating cash flows before changes in operating assets and liabilities of Rs. 143.11 crore, due from nepal rastra bank of Rs. 22 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 308.59 crore, other assets of Rs. 16.19 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 301.07 crore, borrowings of Rs. 25.22 crore, other liabilities of Rs. 23.83 crore, net cash flow from operating activities before tax paid of Rs. 172.4 crore and income taxes paid of Rs. 44.26 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 26.29 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 3.04 crore, receipt from sale of property and equipment of Rs. 0.07 crore, purchase of intangible assets of Rs. 0.08 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 28.35 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 6.37 crore.

CBBL cash flow for 2079/80

In the financial year 2079/80, Chhimek Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 492.43 crore, net cash flow from investing activities (b) of Rs. 11.24 crore, net cash flow from financing activities (c) of Rs. 9.17 crore, net increase/(decrease) in cash and cash equivalents of Rs. 472.02 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 300.54 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 772.55 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 582.32 crore, fees and other income received of Rs. 18.66 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 10.23 crore, interest paid of Rs. 296.91 crore, commission and fees paid of Rs. 0.01 crore, cash payment to employees of Rs. 94.36 crore, other expense paid of Rs. 66.81 crore, operating cash flows before changes in operating assets and liabilities of Rs. 153.11 crore, due from nepal rastra bank of Rs. 33.84 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 82.65 crore, other assets of Rs. 17.41 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 369.72 crore, borrowings of Rs. 21.92 crore, other liabilities of Rs. 6.5 crore, net cash flow from operating activities before tax paid of Rs. 538.8 crore and income taxes paid of Rs. 46.37 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 5.67 crore, receipts from sale of investment securities of Rs. 0.6 crore, purchase of property and equipment of Rs. 6.04 crore, receipt from sale of property and equipment of Rs. 0.05 crore, purchase of intangible assets of Rs. 0.19 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 7.58 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 1.6 crore.

CBBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 74.31 crore, net fee and commission income of Rs. 11.37 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 85.67 crore, impairment charge/(reversal) of Rs. 1.08 crore, net operating income of Rs. 84.6 crore, operating expenses of Rs. 38.19 crore, operating profit of Rs. 46.4 crore, non-operating income/(expense) of Rs. 0.79 crore, profit before income tax of Rs. 47.2 crore, income tax expense of Rs. 14.16 crore and profit for the year of Rs. 33.04 crore.

Reported under net interest income: interest income of Rs. 166.38 crore and interest expense of Rs. 92.07 crore. Reported under net fee and commission income: fee and commission income of Rs. 11.37 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 29.73 crore, other operating expenses of Rs. 7.46 crore and depreciation & amortisation of Rs. 1.01 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.79 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 14.16 crore and deferred tax of Rs. 0 crore.

CBBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 70.48 crore, net fee and commission income of Rs. 9.75 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 80.23 crore, impairment charge/(reversal) of Rs. 0.94 crore, net operating income of Rs. 79.29 crore, operating expenses of Rs. 36.67 crore, operating profit of Rs. 42.63 crore, non-operating income/(expense) of Rs. 1.25 crore, profit before income tax of Rs. 43.87 crore, income tax expense of Rs. 13.16 crore and profit for the year of Rs. 30.71 crore.

Reported under net interest income: interest income of Rs. 159.6 crore and interest expense of Rs. 89.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 9.79 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 28.66 crore, other operating expenses of Rs. 7.04 crore and depreciation & amortisation of Rs. 0.96 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.25 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 13.16 crore and deferred tax of Rs. 0 crore.

CBBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 75.51 crore, net fee and commission income of Rs. 8.49 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 84 crore, impairment charge/(reversal) of Rs. 1.59 crore, net operating income of Rs. 82.41 crore, operating expenses of Rs. 44.46 crore, operating profit of Rs. 37.95 crore, non-operating income/(expense) of Rs. 0.48 crore, profit before income tax of Rs. 38.43 crore, income tax expense of Rs. 11.53 crore and profit for the year of Rs. 26.9 crore.

Reported under net interest income: interest income of Rs. 165.12 crore and interest expense of Rs. 89.6 crore. Reported under net fee and commission income: fee and commission income of Rs. 8.51 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 36.54 crore, other operating expenses of Rs. 7.13 crore and depreciation & amortisation of Rs. 0.79 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.48 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 11.53 crore and deferred tax of Rs. 0 crore.

CBBL quarterly for Q4 2081/82

In the quarter Q4 2081/82, Chhimek Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 75.52 crore, net fee and commission income of Rs. 6.74 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 82.26 crore, impairment charge/(reversal) of Rs. 3.87 crore, net operating income of Rs. 86.14 crore, operating expenses of Rs. 36.03 crore, operating profit of Rs. 50.11 crore, non-operating income/(expense) of Rs. 1.25 crore, profit before income tax of Rs. 51.36 crore, income tax expense of Rs. 15.42 crore and profit for the year of Rs. 35.94 crore.

Reported under net interest income: interest income of Rs. 162.86 crore and interest expense of Rs. 87.34 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.75 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 24.95 crore, other operating expenses of Rs. 9.84 crore and depreciation & amortisation of Rs. 1.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.25 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 15.42 crore and deferred tax of Rs. 0 crore.

CBBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

CBBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

CBBL Cash Flow

Values in Rs. Crore unless stated otherwise.

CBBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Chhimek share price history

Over the last 15 trading sessions CBBL closed between Rs. 943.50 and Rs. 960.10, finishing at Rs. 950.60 on 2026-10-12 against Rs. 960.00 on 2026-09-18.

CBBL share price by year

2026, between Rs. 882.00 and Rs. 1,015.10, 2025, between Rs. 730.22 and Rs. 1,017.60, 2024, between Rs. 658.44 and Rs. 950.62, 2023, between Rs. 569.86 and Rs. 837.18, 2022, between Rs. 566.69 and Rs. 936.77 and 2021, between Rs. 591.91 and Rs. 1,044.80.

Chhimek share price returns

At Rs. 950.60 on 2026-10-12, CBBL is up 0.75% over 1 week, up 0.90% over 1 month, up 3.90% over 3 months, up 3.21% over 6 months, up 9.35% over 1 year and up 6.16% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

CBBL floorsheet for 2026-10-12

CBBL traded 132 times on 2026-10-12, moving 19,475 shares for Rs. 1.86 crore of turnover. Trades went through between Rs. 935.00 and Rs. 955.90.

Largest buyers by volume: broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 13,436 shares across 40 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 1,205 shares across 12 trades, broker 17, ABC Securities Pvt. Limited on 793 shares across 11 trades, broker 82, N.M.B. Securities Limited on 700 shares across 4 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 560 shares across 5 trades, broker 42, Sani Securities Company Limited on 536 shares across 7 trades, broker 3, Arun Securities Pvt. Limited on 511 shares across 8 trades, broker 28, Shree Krishna Securities Limited on 289 shares across 6 trades, broker 45, Imperial Securities Co. Limited on 274 shares across 6 trades and broker 58, Naasa Securities Co. Ltd. on 255 shares across 6 trades.

Largest sellers by volume: broker 20, Sipla Securities Pvt. Limited on 5,232 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 2,115 shares across 14 trades, broker 39, Sumeru Securities Pvt.Limited on 2,100 shares across 2 trades, broker 34, Vision Securities Pvt.Limited on 1,386 shares across 10 trades, broker 29, Trishul Securities And Investment Limited on 1,112 shares across 2 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 1,000 shares across 7 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 821 shares across 9 trades, broker 42, Sani Securities Company Limited on 666 shares across 11 trades, broker 41, Linch Stock Market Limited on 662 shares across 8 trades and broker 45, Imperial Securities Co. Limited on 647 shares across 10 trades.

CBBL dividend history: bonus shares and cash dividend

Chhimek Laghubitta Bittiya Sanstha Limited most recently declared a 12.5% bonus share issue and a 12.5% cash dividend, 25% in total for 2081/2082, announced on 2025-12-23. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Chhimek Laghubitta Bittiya Sanstha Limited declared a 12.5% bonus share issue and a 12.5% cash dividend, 25% in total, announced on 2025-12-23.

For 2080/2081 Chhimek Laghubitta Bittiya Sanstha Limited declared an 8% bonus share issue and a 7% cash dividend, 15% in total, announced on 2024-12-22.

For 2079/2080 Chhimek Laghubitta Bittiya Sanstha Limited declared a 5% bonus share issue and a 10% cash dividend, 15% in total, announced on 2023-12-24.

For 2078/2079 Chhimek Laghubitta Bittiya Sanstha Limited declared a 22% bonus share issue and a 3.26% cash dividend, 25.26% in total, announced on 2023-02-23.

For 2077/2078 Chhimek Laghubitta Bittiya Sanstha Limited declared a 27% bonus share issue and a 3% cash dividend, 30% in total, announced on 2021-12-13.

CBBL general meetings

Annual and special general meetings Chhimek Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 24th AGM for 2081/2082: on 2026-01-13, at Hotel Samana Pvt. Limited's Sabha Hall, Makwanpur, Hetauda (11:00 AM)
• 23rd AGM for 2080/2081: on 2025-01-13, at Hotel Samana Pvt. Limited's Sabha Hall, Makwanpur, Hetauda (11:00 AM)
• 22nd AGM for 2079/2080: on 2024-01-14, at Hotel Samana Pvt. Limited's Sabha Hall, Makwanpur, Hetauda (11:00 AM)

6 years of annual statements and 11 quarters of results for CBBL, with charts and peer comparison, are free on NepView.

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