Laxmi Laghubitta Bittiya Sanstha Ltd. (LLBS) Share Price & Fundamentals

Laxmi (LLBS) share price is Rs. 810.00, up 1.20% on 2026-10-12. Open Rs. 800.40. High Rs. 815.00. Low Rs. 798.00. Volume 427.

Laxmi Laghubitta Bittiya Sanstha Ltd. is a NEPSE-listed company (LLBS), Microfinance sector. Revenue: Rs. 49.61 Crore. Net profit: Rs. 1.96 Crore. Net worth: Rs. 71.24 Crore.

About Laxmi Laghubitta Bittiya Sanstha Ltd.

Nepal Rastra Bank Class "D" national-level microfinance financial institution, subsidiary of Laxmi Sunrise Bank Ltd (70% founder shareholding; 30% public). Operates 90 branch offices across 56 districts in all 7 provinces.

Laxmi Laghubitta Bittiya Sanstha Ltd. (LLBS) has 44,16,621 shares outstanding.

LLBS key metrics

Market CapRs. 357.75 Crore
P/E Ratio182.52
P/E Ratio (TTM)33.21
EPSRs. 4.44
EPS (TTM)Rs. 24.39
Book ValueRs. 161.31
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 1,081.90
52 Week LowRs. 771.40

LLBS strengths

What Laxmi Laghubitta Bittiya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.

LLBS weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

LLBS Q3 2082/83 results

In Q3 2082/83 Laxmi Laghubitta Bittiya Sanstha Ltd. reported profit of Rs. 2.35 crore and total operating income of Rs. 13.99 crore. Profit in Q2 2082/83 was Rs. 0.29 crore. Profit grew 706.90% on the previous quarter. Total operating income grew 38.11% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 3.26 crore. Profit fell 28.17% on the same quarter last year. Total operating income grew 1.31% on the same quarter last year.

LLBS annual results 2081/82

For the financial year 2081/82 Laxmi Laghubitta Bittiya Sanstha Ltd. reported net profit of Rs. 1.96 crore, total operating income of Rs. 49.61 crore and net worth of Rs. 71.24 crore. Net profit in 2080/81 was Rs. 1.33 crore. Net profit grew 47.91% on the year. Total operating income grew 2.43% on the year.

LLBS profit and loss for 2081/82

In the financial year 2081/82, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 45.15 crore, net fee and commission income of Rs. 4.46 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 49.61 crore, impairment charge/(reversal) of Rs. 8.13 crore, net operating income of Rs. 41.48 crore, operating expenses of Rs. 38.75 crore, operating profit of Rs. 2.73 crore, non-operating income/(expense) of Rs. 0.07 crore, profit before income tax of Rs. 2.8 crore, income tax expense of Rs. 0.84 crore and profit for the year of Rs. 1.96 crore.

Reported under net interest income: interest income of Rs. 88.15 crore and interest expense of Rs. 43 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.76 crore and fee and commission expense of Rs. 0.3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 31.12 crore, other operating expenses of Rs. 6.84 crore and depreciation & amortisation of Rs. 0.79 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.07 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.84 crore and deferred tax of Rs. 0 crore.

LLBS profit and loss for 2080/81

In the financial year 2080/81, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 41.39 crore, net fee and commission income of Rs. 7.01 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 48.43 crore, impairment charge/(reversal) of Rs. 2.26 crore, net operating income of Rs. 46.17 crore, operating expenses of Rs. 40.83 crore, operating profit of Rs. 5.34 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 5.36 crore, income tax expense of Rs. 4.03 crore and profit for the year of Rs. 1.33 crore.

Reported under net interest income: interest income of Rs. 96.88 crore and interest expense of Rs. 55.49 crore. Reported under net fee and commission income: fee and commission income of Rs. 7.01 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 33.32 crore, other operating expenses of Rs. 5.14 crore and depreciation & amortisation of Rs. 2.37 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.23 crore and deferred tax of Rs. 1.8 crore.

LLBS profit and loss for 2079/80

In the financial year 2079/80, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 38.3 crore, net fee and commission income of Rs. 4.4 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.07 crore, total operating income of Rs. 42.78 crore, impairment charge/(reversal) of Rs. 13.18 crore, net operating income of Rs. 29.6 crore, operating expenses of Rs. 40.07 crore, operating profit of Rs. 10.47 crore, non-operating income/(expense) of Rs. 0.02 crore, profit before income tax of Rs. 10.46 crore, income tax expense of Rs. 4.4 crore and profit for the year of Rs. 6.06 crore.

Reported under net interest income: interest income of Rs. 102.2 crore and interest expense of Rs. 63.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.42 crore and fee and commission expense of Rs. 0.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 32.88 crore, other operating expenses of Rs. 4.21 crore and depreciation & amortisation of Rs. 2.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.02 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 2.04 crore and deferred tax of Rs. 6.44 crore.

LLBS balance sheet for 2081/82

In the financial year 2081/82, Laxmi Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 604.52 crore, total liabilities of Rs. 533.28 crore and total equity of Rs. 71.24 crore.

Reported under total assets: cash and cash equivalents of Rs. 11.06 crore, due from nepal rastra bank of Rs. 3 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 576.94 crore, investment securities of Rs. 0.23 crore, current tax assets of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.07 crore, goodwill and intangible assets of Rs. 0.18 crore, deferred tax assets of Rs. 3.9 crore and other assets of Rs. 6.14 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 260.77 crore, borrowings of Rs. 256.86 crore, current tax liabilities of Rs. 1.16 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 14.49 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 44.17 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.85 crore, reserves of Rs. 25.23 crore and non controlling interest of Rs. 0 crore.

LLBS balance sheet for 2080/81

In the financial year 2080/81, Laxmi Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 667.99 crore, total liabilities of Rs. 594.54 crore and total equity of Rs. 73.45 crore.

Reported under total assets: cash and cash equivalents of Rs. 9.57 crore, due from nepal rastra bank of Rs. 3 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 636.59 crore, investment securities of Rs. 0.38 crore, current tax assets of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.53 crore, goodwill and intangible assets of Rs. 0.34 crore, deferred tax assets of Rs. 3.9 crore and other assets of Rs. 10.66 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 237.14 crore, borrowings of Rs. 341.27 crore, current tax liabilities of Rs. 0.07 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 16.06 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 44.17 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.03 crore, reserves of Rs. 30.31 crore and non controlling interest of Rs. 0 crore.

LLBS balance sheet for 2079/80

In the financial year 2079/80, Laxmi Laghubitta Bittiya Sanstha Ltd. reported total assets of Rs. 617.45 crore, total liabilities of Rs. 544.54 crore and total equity of Rs. 72.91 crore.

Reported under total assets: cash and cash equivalents of Rs. 17.11 crore, due from nepal rastra bank of Rs. 3.1 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 580.67 crore, investment securities of Rs. 0.32 crore, current tax assets of Rs. 0.77 crore, investment property of Rs. 0 crore, property and equipment of Rs. 3.99 crore, goodwill and intangible assets of Rs. 0.71 crore, deferred tax assets of Rs. 5.38 crore and other assets of Rs. 5.41 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 232.45 crore, borrowings of Rs. 302.53 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 9.56 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 44.17 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.75 crore, reserves of Rs. 27 crore and non controlling interest of Rs. 0 crore.

LLBS cash flow for 2079/80

In the financial year 2079/80, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 10.29 crore and net cash flow from investing activities (b) of Rs. 0.08 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 102.39 crore, fees and other income received of Rs. 4.91 crore, dividend received of Rs. 0.02 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 63.9 crore, commission and fees paid of Rs. 0.02 crore, cash payment to employees of Rs. 32.34 crore, other expense paid of Rs. 9.02 crore, operating cash flows before changes in operating assets and liabilities of Rs. 2.04 crore, due from nepal rastra bank of Rs. 0.4 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 175.24 crore, other assets of Rs. 1.05 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 22.71 crore, borrowings of Rs. 143.02 crore, other liabilities of Rs. 0 crore, net cash flow from operating activities before tax paid of Rs. 10.89 crore and income taxes paid of Rs. 0.6 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.33 crore, receipt from sale of property and equipment of Rs. 0.25 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.

LLBS cash flow for 2078/79

In the financial year 2078/79, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 5.43 crore and net cash flow from investing activities (b) of Rs. 1.57 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 106.7 crore, fees and other income received of Rs. 8.4 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 54.55 crore, commission and fees paid of Rs. 0.02 crore, cash payment to employees of Rs. 28.49 crore, other expense paid of Rs. 3.39 crore, operating cash flows before changes in operating assets and liabilities of Rs. 28.63 crore, due from nepal rastra bank of Rs. 0.53 crore, placement with banks and financial institutions of Rs. 8 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 143.58 crore, other assets of Rs. 1.26 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 48.24 crore, borrowings of Rs. 74.86 crore, other liabilities of Rs. 0 crore, net cash flow from operating activities before tax paid of Rs. 14.36 crore and income taxes paid of Rs. 8.93 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.57 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.

LLBS quarterly for Q3 2082/83

In the quarter Q3 2082/83, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 12.68 crore, net fee and commission income of Rs. 1.32 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 13.99 crore, impairment charge/(reversal) of Rs. 1.09 crore, net operating income of Rs. 12.91 crore, operating expenses of Rs. 9.85 crore, operating profit of Rs. 3.06 crore, non-operating income/(expense) of Rs. 0.29 crore, profit before income tax of Rs. 3.35 crore, income tax expense of Rs. 1.01 crore and profit for the year of Rs. 2.35 crore.

Reported under net interest income: interest income of Rs. 21.26 crore and interest expense of Rs. 8.58 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.37 crore and fee and commission expense of Rs. 0.05 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.27 crore, other operating expenses of Rs. 1.41 crore and depreciation & amortisation of Rs. 0.17 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.29 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.01 crore and deferred tax of Rs. 0 crore.

LLBS quarterly for Q2 2082/83

In the quarter Q2 2082/83, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 8.49 crore, net fee and commission income of Rs. 1.64 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 10.13 crore, impairment charge/(reversal) of Rs. 0.04 crore, net operating income of Rs. 10.1 crore, operating expenses of Rs. 9.69 crore, operating profit of Rs. 0.41 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.42 crore, income tax expense of Rs. 0.12 crore and profit for the year of Rs. 0.29 crore.

Reported under net interest income: interest income of Rs. 17.52 crore and interest expense of Rs. 9.03 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.65 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.8 crore, other operating expenses of Rs. 1.76 crore and depreciation & amortisation of Rs. 0.12 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.12 crore and deferred tax of Rs. 0 crore.

LLBS quarterly for Q1 2082/83

In the quarter Q1 2082/83, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 14.07 crore, net fee and commission income of Rs. 1.2 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 15.28 crore, impairment charge/(reversal) of Rs. 1.08 crore, net operating income of Rs. 14.2 crore, operating expenses of Rs. 9.78 crore, operating profit of Rs. 4.42 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.42 crore, income tax expense of Rs. 1.32 crore and profit for the year of Rs. 3.09 crore.

Reported under net interest income: interest income of Rs. 23.45 crore and interest expense of Rs. 9.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.34 crore and fee and commission expense of Rs. 0.13 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 8.28 crore, other operating expenses of Rs. 1.39 crore and depreciation & amortisation of Rs. 0.12 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.32 crore and deferred tax of Rs. 0 crore.

LLBS quarterly for Q4 2081/82

In the quarter Q4 2081/82, Laxmi Laghubitta Bittiya Sanstha Ltd. reported net interest income of Rs. 14.02 crore, net fee and commission income of Rs. 0.85 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 14.87 crore, impairment charge/(reversal) of Rs. 6.55 crore, net operating income of Rs. 8.33 crore, operating expenses of Rs. 10.93 crore, operating profit of Rs. 2.6 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 2.56 crore, income tax expense of Rs. 0.69 crore and profit for the year of Rs. 1.87 crore.

Reported under net interest income: interest income of Rs. 23.83 crore and interest expense of Rs. 9.81 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.03 crore and fee and commission expense of Rs. 0.18 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.11 crore, other operating expenses of Rs. 1.87 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.69 crore and deferred tax of Rs. 0 crore.

LLBS Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/79
Net Interest Income45.141.438.354.9
   Interest Income88.196.9102109
   Interest Expense-43.0-55.5-63.9-54.6
Net Fee and Commission Income4.57.04.47.9
   Fee and Commission Income4.87.04.47.9
   Fee and Commission Expense-0.300.00-0.02-0.02
Net Trading Income0.000.000.000.00
Other Operating Income0.000.020.070.00
Total Operating Income49.648.442.862.8
Impairment Charge/(Reversal)-8.1-2.3-13.2-6.0
Net Operating Income41.546.229.656.8
Operating Expenses-38.7-40.8-40.1-36.0
   Operating Expense - Personnel Expenses-31.1-33.3-32.9-29.4
   Other Operating Expenses-6.8-5.1-4.2-5.1
   Depreciation & Amortisation-0.79-2.4-3.0-1.5
Operating Profit2.75.3-10.520.8
Non-Operating Income/(Expense)0.070.020.02-0.39
   Non-Operating Income0.070.020.020.00
   Non-Operating Expense0.000.000.00-0.39
Profit Before Income Tax2.85.4-10.520.5
Income Tax Expense-0.84-4.04.4-6.0
   Current Tax-0.84-2.2-2.0-6.0
   Deferred Tax0.00-1.86.4-0.03
Profit for the Year2.01.3-6.114.4

LLBS Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Total Assets605668617796660
   Cash and Cash Equivalents11.19.617.18.87.3
   Due from Nepal Rastra Bank3.03.03.13.53.0
   Placement with Banks and FIs0.000.000.000.008.0
   Derivative Financial Instruments0.000.000.000.000.00
   Other Trading Assets0.000.000.000.000.00
   Loans and Advances to Banks and FIs0.000.000.000.000.00
   Loans and Advances to Customers577637581771632
   Investment Securities0.230.380.320.300.30
   Current Tax Assets0.000.000.772.20.00
   Investment Property0.000.000.000.000.00
   Property and Equipment3.13.54.05.55.4
   Goodwill and Intangible Assets0.180.340.711.11.5
   Deferred Tax Assets3.93.95.40.000.00
   Other Assets6.110.75.44.22.8
Total Liabilities533595545715590
   Due to Banks and FIs0.000.000.000.000.00
   Due to Nepal Rastra Bank0.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.00
   Deposits from Customers261237232255207
   Borrowings257341303446371
   Current Tax Liabilities1.20.070.000.000.71
   Provisions0.000.000.000.000.00
   Deferred Tax Liabilities0.000.000.001.11.2
   Other Liabilities14.516.19.613.310.2
   Debt Securities Issued0.000.000.000.000.00
   Subordinated Liabilities0.000.000.000.000.00
Total Equity71.273.472.981.370.2
   Share Capital44.244.244.238.432.0
   Share Premium0.000.000.000.000.00
   Retained Earnings1.9-1.01.719.918.7
   Reserves25.230.327.023.019.5
   Non Controlling Interest0.000.000.000.000.00

LLBS Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2079/802078/79
Net Cash Flow from Operating Activities (A)10.35.4
   Interest Received102107
   Fees and Other Income Received4.98.4
   Dividend Received0.020.00
   Receipts from Other Operating Activities0.000.00
   Interest Paid-63.9-54.6
   Commission and Fees Paid-0.02-0.02
   Cash Payment to Employees-32.3-28.5
   Other Expense Paid-9.0-3.4
   Operating Cash Flows Before Changes in Operating Assets and Liabilities2.028.6
   Due from Nepal Rastra Bank0.40-0.53
   Placement with Banks and Financial Institutions0.008.0
   Other Trading Assets0.000.00
   Loan and Advances to Banks and Financial Institutions0.000.00
   Loan and Advances to Customers175-144
   Other Assets-1.1-1.3
   Due to Banks and Financial Institutions0.000.00
   Due to Nepal Rastra Bank0.000.00
   Deposit from Customers-22.748.2
   Borrowings-14374.9
   Other Liabilities0.000.00
   Net Cash Flow from Operating Activities Before Tax Paid10.914.4
   Income Taxes Paid-0.60-8.9
Net Cash Flow from Investing Activities (B)-0.08-1.6
   Purchase of Investment Securities0.000.00
   Receipts from Sale of Investment Securities0.000.00
   Purchase of Property and Equipment-0.33-1.6
   Receipt from Sale of Property and Equipment0.250.00
   Purchase of Intangible Assets0.000.00
   Receipt from Sale of Intangible Assets0.000.00
   Purchase of Investment Properties0.000.00
   Receipt from Sale of Investment Properties0.000.00
   Interest Received0.000.00
   Dividend Received0.000.00

LLBS Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82
Net Interest Income12.78.514.114.012.68.411.4
   Interest Income21.317.523.423.822.719.423.4
   Interest Expense-8.6-9.0-9.4-9.8-10.1-11.0-12.0
Net Fee and Commission Income1.31.61.20.851.21.01.4
   Fee and Commission Income1.41.71.31.01.21.11.4
   Fee and Commission Expense-0.05-0.01-0.13-0.18-0.03-0.09-0.00
Net Trading Income0.000.000.000.000.000.000.00
Other Operating Income0.000.000.000.000.000.000.00
Total Operating Income14.010.115.314.913.89.412.7
Impairment Charge/(Reversal)-1.1-0.04-1.1-6.5-0.12-0.75-0.71
Net Operating Income12.910.114.28.313.78.612.0
Operating Expenses-9.8-9.7-9.8-10.9-9.2-8.7-9.6
   Operating Expense - Personnel Expenses-8.3-7.8-8.3-9.1-7.5-6.6-7.6
   Other Operating Expenses-1.4-1.8-1.4-1.9-1.4-1.8-1.7
   Depreciation & Amortisation-0.17-0.12-0.120.06-0.28-0.28-0.28
Operating Profit3.10.414.4-2.64.5-0.022.4
Non-Operating Income/(Expense)0.290.000.000.040.000.000.02
   Non-Operating Income0.290.000.000.040.000.000.02
   Non-Operating Expense0.000.000.000.000.000.000.00
Profit Before Income Tax3.40.424.4-2.64.5-0.022.4
Income Tax Expense-1.0-0.12-1.30.69-1.20.08-0.73
   Current Tax-1.0-0.12-1.30.69-1.20.08-0.73
   Deferred Tax0.000.000.000.000.000.000.00
Profit for the Year2.30.293.1-1.93.30.061.7

Laxmi share price history

Over the last 15 trading sessions LLBS closed between Rs. 800.40 and Rs. 873.00, finishing at Rs. 810.00 on 2026-10-12 against Rs. 871.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12800.40815.00798.00810.00427
2026-10-09810.00821.00800.40800.402,455
2026-10-08814.00814.00797.10810.003,453
2026-10-07810.10823.00800.00814.001,719
2026-10-06850.50850.50804.00818.00618
2026-10-05810.00810.00800.10810.00275
2026-10-02794.00824.40794.00805.001,747
2026-10-01811.10830.00811.10818.10688
2026-09-30844.00844.00803.00827.001,026
2026-09-29835.00835.00822.60827.00440
2026-09-28835.00843.00831.10842.001,020
2026-09-24835.00860.00832.00860.00441
2026-09-23850.00860.00834.30854.001,039
2026-09-22865.00873.00771.40873.0019,054
2026-09-18870.00873.00860.00871.00322

LLBS share price by year

2026, between Rs. 771.40 and Rs. 1,081.90, 2025, between Rs. 865.00 and Rs. 1,367.30, 2024, between Rs. 663.50 and Rs. 1,428.00, 2023, between Rs. 580.00 and Rs. 1,180.00, 2022, between Rs. 850.52 and Rs. 1,519.13 and 2021, between Rs. 959.42 and Rs. 1,865.22.

YearLow (Rs.)High (Rs.)Sessions
2026771.401,081.90180
2025865.001,367.30225
2024663.501,428.00231
2023580.001,180.00226
2022850.521,519.13241
2021959.421,865.22239
2020434.151,043.48183
2019349.03465.74235
2018368.76764.91228
2017373.591,115.79225
2016446.311,016.16224
2015167.10438.34187

Laxmi share price returns

At Rs. 810.00 on 2026-10-12, LLBS is unchanged over 1 week, down 7.95% over 1 month, down 11.38% over 3 months, down 18.10% over 6 months, down 12.90% over 1 year and down 39.40% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week0.00%810.002026-10-05
1 month-7.95%880.002026-09-11
3 months-11.38%914.002026-07-14
6 months-18.10%989.002026-04-15
1 year-12.90%930.002025-10-12
5 years-39.40%1,336.742021-10-11

LLBS floorsheet for 2026-10-12

LLBS traded 15 times on 2026-10-12, moving 427 shares for Rs. 0.03 crore of turnover. Trades went through between Rs. 798.00 and Rs. 815.00.

Largest buyers by volume: broker 60, Nagarik Stock Dealer Company Ltd. on 231 shares across 4 trades, broker 26, Asian Securities Pvt. Limited on 43 shares across 1 trades, broker 48, Trishakti Securities Public Limited on 43 shares across 2 trades, broker 45, Imperial Securities Co. Limited on 30 shares across 1 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 20 shares across 2 trades, broker 17, ABC Securities Pvt. Limited on 20 shares across 1 trades, broker 5, Market Securities Exchange Company Pvt. Limited on 20 shares across 2 trades, broker 49, Online Securities Limited on 10 shares across 1 trades and broker 34, Vision Securities Pvt.Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 13, Thrive Brokerage House Pvt. Limited on 100 shares across 1 trades, broker 32, Premier Securites Company Limited on 90 shares across 2 trades, broker 17, ABC Securities Pvt. Limited on 83 shares across 4 trades, broker 22, Siprabi Securities Pvt. Limited on 43 shares across 2 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 41 shares across 1 trades, broker 39, Sumeru Securities Pvt.Limited on 30 shares across 1 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 20 shares across 2 trades and broker 33, Dakshinkali Investment Securities Pvt.Limited on 20 shares across 2 trades.

LLBS dividend history: bonus shares and cash dividend

Laxmi Laghubitta Bittiya Sanstha Ltd. most recently declared a 15% bonus share issue and a 5% cash dividend, 20% in total for 2078/2079, announced on 2023-02-15. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2078/207915%5%2023-02-15

For 2078/2079 Laxmi Laghubitta Bittiya Sanstha Ltd. declared a 15% bonus share issue and a 5% cash dividend, 20% in total, announced on 2023-02-15.

LLBS general meetings

Annual and special general meetings Laxmi Laghubitta Bittiya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.

5 years of annual statements and 7 quarters of results for LLBS, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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