Matribhumi Lagubitta Bittiya Sanstha Limited (MATRI) Share Price & Fundamentals

Matribhumi Lagubitta (MATRI) share price is Rs. 701.30, down 1.76% on 2026-10-13. Open Rs. 702.00. High Rs. 703.00. Low Rs. 701.10. Volume 490.

Matribhumi Lagubitta Bittiya Sanstha Limited is a NEPSE-listed company (MATRI), Microfinance sector. Revenue: Rs. 61.08 Crore. Net loss: Rs. 52.33 Crore. Net worth: Rs. 62.83 Crore.

About Matribhumi Lagubitta Bittiya Sanstha Limited

NRB Class "D" microfinance institution. Head Office: Lamkichuha-4, Kailali; Corporate Office: Budhanilkantha, Kathmandu. Formed by merger of Kisan Laghubitta Bittiya Sanstha Ltd and Jalpa Samudayik Laghubitta Bittiya Sanstha Ltd (swap ratio 1 : 0.8834). Audited by NSA & Associates.

Matribhumi Lagubitta Bittiya Sanstha Limited (MATRI) has 62,83,573 shares outstanding.

MATRI key metrics

Market CapRs. 440.67 Crore
P/E Ratio (TTM)14.98
Loss Per ShareRs. 83.28
EPS (TTM)Rs. 46.82
Book ValueRs. 99.99
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 1,048.50
52 Week LowRs. 691.00

MATRI strengths

What Matribhumi Lagubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

MATRI weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

MATRI Q3 2082/83 results

In Q3 2082/83 Matribhumi Lagubitta Bittiya Sanstha Limited reported profit of Rs. 4.65 crore and total operating income of Rs. 18.81 crore. Profit in Q2 2082/83 was Rs. 5.51 crore. Profit fell 15.57% on the previous quarter. Total operating income grew 1.45% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 3.79 crore. Profit grew 22.68% on the same quarter last year. Total operating income grew 51.75% on the same quarter last year.

MATRI annual results 2081/82

For the financial year 2081/82 Matribhumi Lagubitta Bittiya Sanstha Limited reported a net loss of Rs. 52.33 crore, total operating income of Rs. 61.08 crore and net worth of Rs. 62.83 crore. Net profit in 2080/81 was a loss of Rs. 2.79 crore. Total operating income grew 97.50% on the year.

MATRI profit and loss for 2081/82

In the financial year 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 47.44 crore, net fee and commission income of Rs. 13.64 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 61.08 crore, impairment charge/(reversal) of Rs. 53.07 crore, net operating income of Rs. 8.01 crore, operating expenses of Rs. 56.59 crore, operating profit of Rs. 48.58 crore, non-operating income/(expense) of Rs. 1.24 crore, profit before income tax of Rs. 47.34 crore, income tax expense of Rs. 4.99 crore and profit for the year of Rs. 52.33 crore.

Reported under net interest income: interest income of Rs. 139.88 crore and interest expense of Rs. 92.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 13.64 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 44.19 crore, other operating expenses of Rs. 8.88 crore and depreciation & amortisation of Rs. 3.51 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.19 crore and non-operating expense of Rs. 2.95 crore. Reported under income tax expense: current tax of Rs. 1.47 crore and deferred tax of Rs. 3.52 crore.

MATRI profit and loss for 2080/81

In the financial year 2080/81, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 26.07 crore, net fee and commission income of Rs. 4.85 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 30.93 crore, impairment charge/(reversal) of Rs. 5.53 crore, net operating income of Rs. 25.39 crore, operating expenses of Rs. 28.56 crore, operating profit of Rs. 3.16 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.16 crore, income tax expense of Rs. 0.37 crore and profit for the year of Rs. 2.79 crore.

Reported under net interest income: interest income of Rs. 93.36 crore and interest expense of Rs. 67.29 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.85 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 22.2 crore, other operating expenses of Rs. 4.16 crore and depreciation & amortisation of Rs. 2.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.6 crore and deferred tax of Rs. 0.97 crore.

MATRI profit and loss for 2079/80

In the financial year 2079/80, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 24.62 crore, net fee and commission income of Rs. 6.47 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 31.1 crore, impairment charge/(reversal) of Rs. 2.89 crore, net operating income of Rs. 28.2 crore, operating expenses of Rs. 27.9 crore, operating profit of Rs. 0.3 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.3 crore, income tax expense of Rs. 0.86 crore and profit for the year of Rs. 1.16 crore.

Reported under net interest income: interest income of Rs. 95.49 crore and interest expense of Rs. 70.87 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.47 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 21.45 crore, other operating expenses of Rs. 4.3 crore and depreciation & amortisation of Rs. 2.15 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.19 crore and deferred tax of Rs. 1.05 crore.

MATRI balance sheet for 2081/82

In the financial year 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported total assets of Rs. 1,189.86 crore, total liabilities of Rs. 1,127.03 crore and total equity of Rs. 62.83 crore.

Reported under total assets: cash and cash equivalents of Rs. 2.76 crore, due from nepal rastra bank of Rs. 55.91 crore, placement with banks and fis of Rs. 58.79 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,047.42 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 0.63 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 18.99 crore, goodwill and intangible assets of Rs. 0.12 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 5.14 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 475.65 crore, borrowings of Rs. 626.65 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0.79 crore, other liabilities of Rs. 23.93 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 62.84 crore, share premium of Rs. 0 crore, retained earnings of Rs. 61.57 crore, reserves of Rs. 61.57 crore and non controlling interest of Rs. 0 crore.

MATRI balance sheet for 2080/81

In the financial year 2080/81, Matribhumi Lagubitta Bittiya Sanstha Limited reported total assets of Rs. 1,259.46 crore, total liabilities of Rs. 1,144.44 crore and total equity of Rs. 115.03 crore.

Reported under total assets: cash and cash equivalents of Rs. 4.19 crore, due from nepal rastra bank of Rs. 5.91 crore, placement with banks and fis of Rs. 84.58 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,137.15 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 1.79 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 21.78 crore, goodwill and intangible assets of Rs. 0.17 crore, deferred tax assets of Rs. 2.76 crore and other assets of Rs. 1.04 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 397 crore, borrowings of Rs. 674.93 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 72.5 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 62.84 crore, share premium of Rs. 0 crore, retained earnings of Rs. 5.27 crore, reserves of Rs. 57.46 crore and non controlling interest of Rs. 0 crore.

MATRI balance sheet for 2079/80

In the financial year 2079/80, Matribhumi Lagubitta Bittiya Sanstha Limited reported total assets of Rs. 660.37 crore, total liabilities of Rs. 591.76 crore and total equity of Rs. 68.61 crore.

Reported under total assets: cash and cash equivalents of Rs. 2.28 crore, due from nepal rastra bank of Rs. 3.61 crore, placement with banks and fis of Rs. 10.04 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 620.29 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 4.09 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 11.64 crore, goodwill and intangible assets of Rs. 0.09 crore, deferred tax assets of Rs. 0.43 crore and other assets of Rs. 7.8 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 134.74 crore, borrowings of Rs. 438.65 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 18.37 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 50.44 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.7 crore, reserves of Rs. 16.48 crore and non controlling interest of Rs. 0 crore.

MATRI cash flow for 2081/82

In the financial year 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 23.39 crore, net cash flow from investing activities (b) of Rs. 0.68 crore, net cash flow from financing activities (c) of Rs. 0.06 crore, net increase/(decrease) in cash and cash equivalents of Rs. 22.78 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 94.67 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 117.45 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 139.88 crore, fees and other income received of Rs. 13.64 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 92.44 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 44.19 crore, other expense paid of Rs. 8.88 crore, operating cash flows before changes in operating assets and liabilities of Rs. 47.28 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 89.73 crore, other assets of Rs. 0.19 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 78.65 crore, borrowings of Rs. 48.28 crore, other liabilities of Rs. 47.78 crore and income taxes paid of Rs. 1.47 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.68 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 0 crore and other receipt/payment of Rs. 0.06 crore.

MATRI cash flow for 2080/81

In the financial year 2080/81, Matribhumi Lagubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 79.59 crore, net cash flow from investing activities (b) of Rs. 0.85 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 78.74 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 15.93 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 94.67 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 93.36 crore, fees and other income received of Rs. 4.85 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 66.85 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 22.2 crore, other expense paid of Rs. 4.16 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.59 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 479.66 crore, other assets of Rs. 7.75 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 262.26 crore, borrowings of Rs. 236.28 crore, other liabilities of Rs. 54.13 crore and income taxes paid of Rs. 0.6 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.85 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.

MATRI cash flow for 2079/80

In the financial year 2079/80, Matribhumi Lagubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 2.83 crore, net cash flow from investing activities (b) of Rs. 4.8 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 7.63 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 23.56 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 15.93 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 95.49 crore, fees and other income received of Rs. 6.47 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 70.87 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 21.45 crore, other expense paid of Rs. 4.3 crore, operating cash flows before changes in operating assets and liabilities of Rs. 3.17 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 40.6 crore, other assets of Rs. 0.75 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 3.99 crore, borrowings of Rs. 44.65 crore, other liabilities of Rs. 1.48 crore and income taxes paid of Rs. 0.19 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 4.84 crore, receipt from sale of property and equipment of Rs. 0.04 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.

MATRI quarterly for Q3 2082/83

In the quarter Q3 2082/83, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 15.55 crore, net fee and commission income of Rs. 3.23 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 18.81 crore, impairment charge/(reversal) of Rs. 2.79 crore, net operating income of Rs. 21.6 crore, operating expenses of Rs. 14.96 crore, operating profit of Rs. 6.64 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.64 crore, income tax expense of Rs. 1.99 crore and profit for the year of Rs. 4.65 crore.

Reported under net interest income: interest income of Rs. 34.93 crore and interest expense of Rs. 19.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.24 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.84 crore, other operating expenses of Rs. 3.7 crore and depreciation & amortisation of Rs. 0.42 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.99 crore and deferred tax of Rs. 0 crore.

MATRI quarterly for Q2 2082/83

In the quarter Q2 2082/83, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 15.42 crore, net fee and commission income of Rs. 3.02 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.1 crore, total operating income of Rs. 18.54 crore, impairment charge/(reversal) of Rs. 1.75 crore, net operating income of Rs. 20.29 crore, operating expenses of Rs. 14.79 crore, operating profit of Rs. 5.51 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 5.51 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 5.51 crore.

Reported under net interest income: interest income of Rs. 33.73 crore and interest expense of Rs. 18.31 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.03 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.61 crore, other operating expenses of Rs. 3.56 crore and depreciation & amortisation of Rs. 0.62 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

MATRI quarterly for Q1 2082/83

In the quarter Q1 2082/83, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.59 crore, net fee and commission income of Rs. 2.36 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 12.95 crore, impairment charge/(reversal) of Rs. 3.35 crore, net operating income of Rs. 9.6 crore, operating expenses of Rs. 11.57 crore, operating profit of Rs. 1.97 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.97 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 1.97 crore.

Reported under net interest income: interest income of Rs. 30.48 crore and interest expense of Rs. 19.89 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.37 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.06 crore, other operating expenses of Rs. 1.51 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

MATRI quarterly for Q3 2081/82

In the quarter Q3 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 9.77 crore, net fee and commission income of Rs. 0.09 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.54 crore, total operating income of Rs. 12.4 crore, impairment charge/(reversal) of Rs. 3.65 crore, net operating income of Rs. 16.05 crore, operating expenses of Rs. 12.26 crore, operating profit of Rs. 3.79 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.79 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 3.79 crore.

Reported under net interest income: interest income of Rs. 32.73 crore and interest expense of Rs. 22.96 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.13 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.97 crore, other operating expenses of Rs. 1.97 crore and depreciation & amortisation of Rs. 0.32 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.

MATRI Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Net Interest Income47.426.124.636.441.7
   Interest Income14093.495.594.374.6
   Interest Expense-92.4-67.3-70.9-57.9-32.9
Net Fee and Commission Income13.64.96.55.110.2
   Fee and Commission Income13.64.96.55.110.2
   Fee and Commission Expense0.000.000.000.000.00
Net Trading Income0.000.000.000.000.00
Other Operating Income0.000.000.000.000.00
Total Operating Income61.130.931.141.552.0
Impairment Charge/(Reversal)-53.1-5.5-2.9-12.5-4.1
Net Operating Income8.025.428.229.047.9
Operating Expenses-56.6-28.6-27.9-27.9-26.8
   Operating Expense - Personnel Expenses-44.2-22.2-21.5-22.0-20.6
   Other Operating Expenses-8.9-4.2-4.3-3.6-5.0
   Depreciation & Amortisation-3.5-2.2-2.2-2.3-1.2
Operating Profit-48.6-3.20.301.121.1
Non-Operating Income/(Expense)1.20.000.000.000.00
   Non-Operating Income4.20.000.000.000.00
   Non-Operating Expense-3.00.000.000.000.00
Profit Before Income Tax-47.3-3.20.301.121.1
Income Tax Expense-5.00.370.86-0.76-6.2
   Current Tax-1.5-0.60-0.19-1.3-5.9
   Deferred Tax-3.50.971.10.56-0.27
Profit for the Year-52.3-2.81.20.2914.9

MATRI Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Total Assets1,1901,259660712654
   Cash and Cash Equivalents2.84.22.320.051.3
   Due from Nepal Rastra Bank55.95.93.63.63.3
   Placement with Banks and FIs58.884.610.00.000.00
   Derivative Financial Instruments0.000.000.000.000.00
   Other Trading Assets0.000.000.000.000.00
   Loans and Advances to Banks and FIs0.000.000.000.000.00
   Loans and Advances to Customers1,0471,137620661580
   Investment Securities0.100.100.100.100.10
   Current Tax Assets0.631.84.14.60.00
   Investment in Subsidiaries0.000.000.000.000.00
   Investment in Associates0.000.000.000.000.00
   Investment Property0.000.000.000.000.00
   Property and Equipment19.021.811.613.39.6
   Goodwill and Intangible Assets0.120.170.090.180.31
   Deferred Tax Assets0.002.80.430.000.00
   Other Assets5.11.07.89.29.0
Total Liabilities1,1271,144592644588
   Due to Banks and FIs0.000.000.000.000.00
   Due to Nepal Rastra Bank0.000.000.000.000.00
   Derivative Financial Instruments0.000.000.000.000.00
   Deposits from Customers476397135139113
   Borrowings627675439483463
   Current Tax Liabilities0.000.000.000.001.0
   Provisions0.000.000.000.000.00
   Deferred Tax Liabilities0.790.000.000.631.3
   Other Liabilities23.972.518.421.79.2
   Debt Securities Issued0.000.000.000.000.00
   Subordinated Liabilities0.000.000.000.000.00
Total Equity62.811568.667.566.5
   Share Capital62.862.850.447.139.3
   Share Premium0.000.000.000.000.00
   Retained Earnings-61.6-5.31.74.011.7
   Reserves61.657.516.516.415.5
   Non Controlling Interest0.000.000.000.000.00

MATRI Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/78
Net Cash Flow from Operating Activities (A)23.479.6-2.813.45.8
   Interest Received14093.495.594.374.6
   Fees and Other Income Received13.64.96.55.110.2
   Dividend Received0.000.000.000.000.00
   Receipts from Other Operating Activities0.000.000.000.000.00
   Interest Paid-92.4-66.8-70.9-57.9-32.9
   Commission and Fees Paid0.000.000.000.000.00
   Cash Payment to Employees-44.2-22.2-21.5-22.0-20.6
   Other Expense Paid-8.9-4.2-4.3-3.6-5.0
   Operating Cash Flows Before Changes in Operating Assets and Liabilities-47.3-0.593.23.722.1
   Due from Nepal Rastra Bank0.000.000.0038.2-19.1
   Placement with Banks and Financial Institutions0.000.000.000.000.00
   Other Trading Assets0.000.000.000.000.00
   Loan and Advances to Banks and Financial Institutions0.000.000.000.000.00
   Loan and Advances to Customers89.7-48040.6-80.5-164
   Other Assets-0.197.70.75-4.8-5.2
   Due to Banks and Financial Institutions0.000.000.000.000.00
   Due to Nepal Rastra Bank0.000.000.000.000.00
   Deposit from Customers78.7262-4.025.724.5
   Borrowings-48.3236-44.720.4148
   Other Liabilities-47.854.11.512.05.8
   Income Taxes Paid-1.5-0.60-0.19-1.3-5.9
Net Cash Flow from Investing Activities (B)-0.68-0.85-4.8-6.3-0.47
   Purchase of Investment Securities0.000.000.000.000.00
   Receipts from Sale of Investment Securities0.000.000.000.000.00
   Purchase of Property and Equipment-0.68-0.85-4.8-6.3-0.47
   Receipt from Sale of Property and Equipment0.000.000.040.000.00
   Purchase of Intangible Assets0.000.000.000.000.00
   Receipt from Sale of Intangible Assets0.000.000.000.000.00
   Purchase of Investment Properties0.000.000.000.000.00
   Receipt from Sale of Investment Properties0.000.000.000.000.00
   Interest Received0.000.000.000.000.00
   Dividend Received0.000.000.000.000.00
Net Cash Flow from Financing Activities (C)0.060.000.000.000.00
   Receipt from Issue of Shares0.00Not reportedNot reportedNot reportedNot reported
   Other Receipt/Payment0.06Not reportedNot reportedNot reportedNot reported
Net Increase/(Decrease) in Cash and Cash Equivalents22.878.7-7.67.25.4
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)94.715.923.616.411.0
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.000.000.000.00
Cash and Cash Equivalents at Ashadh End11794.715.923.616.4

MATRI Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ3 2082/83Q2 2082/83Q1 2082/83Q3 2081/82Q1 2081/82Q4 2080/81
Net Interest Income15.615.410.69.810.514.9
   Interest Income34.933.730.532.734.632.1
   Interest Expense-19.4-18.3-19.9-23.0-24.1-17.3
Net Fee and Commission Income3.23.02.40.090.08-0.07
   Fee and Commission Income3.23.02.40.130.120.01
   Fee and Commission Expense-0.00-0.01-0.01-0.04-0.04-0.08
Net Trading Income0.000.000.000.000.000.00
Other Operating Income0.020.100.002.52.41.6
Total Operating Income18.818.512.912.413.016.4
Impairment Charge/(Reversal)2.81.8-3.33.7-8.50.42
Net Operating Income21.620.39.616.14.616.9
Operating Expenses-15.0-14.8-11.6-12.3-15.4-8.8
   Operating Expense - Personnel Expenses-10.8-10.6-10.1-10.0-12.9-6.2
   Other Operating Expenses-3.7-3.6-1.5-2.0-2.5-2.5
   Depreciation & Amortisation-0.42-0.620.00-0.320.000.00
Operating Profit6.65.5-2.03.8-10.88.1
Non-Operating Income/(Expense)0.000.000.000.000.000.00
   Non-Operating Income0.000.000.000.000.000.00
   Non-Operating Expense0.000.000.000.000.000.00
Profit Before Income Tax6.65.5-2.03.8-10.88.1
Income Tax Expense-2.00.000.000.000.00-2.4
   Current Tax-2.00.000.000.000.00-2.4
   Deferred Tax0.000.000.000.000.000.00
Profit for the Year4.65.5-2.03.8-10.85.7

Matribhumi Lagubitta share price history

Over the last 15 trading sessions MATRI closed between Rs. 700.50 and Rs. 748.90, finishing at Rs. 701.30 on 2026-10-13 against Rs. 748.00 on 2026-09-22.

DateOpenHighLowCloseVolume
2026-10-13702.00703.00701.10701.30490
2026-10-12691.00720.70691.00713.901,921
2026-10-09705.00710.00705.00710.00250
2026-10-08700.50721.50700.50706.00518
2026-10-07710.00710.00695.10700.50424
2026-10-06723.60723.60702.00702.60780
2026-10-05705.00718.00702.50702.60477
2026-10-02720.00720.00716.00720.00231
2026-10-01720.00740.00720.00721.10257
2026-09-30715.00726.00715.00726.00426
2026-09-29730.00730.00713.00713.00597
2026-09-28730.00751.00730.00735.00798
2026-09-24748.90748.90726.50727.10491
2026-09-23750.00750.00742.00748.90447
2026-09-22740.00762.20740.00748.00572

MATRI share price by year

2026, between Rs. 691.00 and Rs. 1,048.50, 2025, between Rs. 930.10 and Rs. 1,464.80 and 2024, between Rs. 1,223.20 and Rs. 1,716.00.

YearLow (Rs.)High (Rs.)Sessions
2026691.001,048.50182
2025930.101,464.80225
20241,223.201,716.0084

Matribhumi Lagubitta share price returns

At Rs. 701.30 on 2026-10-13, MATRI is down 0.19% over 1 week, down 3.27% over 1 month, down 13.97% over 3 months, down 27.32% over 6 months and down 26.45% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-0.19%702.602026-10-06
1 month-3.27%725.002026-09-11
3 months-13.97%815.202026-07-15
6 months-27.32%964.902026-04-16
1 year-26.45%953.502025-10-13

MATRI floorsheet for 2026-10-13

MATRI traded 12 times on 2026-10-13, moving 490 shares for Rs. 0.03 crore of turnover. Trades went through between Rs. 701.10 and Rs. 703.00.

Largest buyers by volume: broker 21, Midas Stock Broking Company Pvt. Limited on 147 shares across 6 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 122 shares across 1 trades, broker 41, Linch Stock Market Limited on 90 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 50 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 50 shares across 1 trades, broker 42, Sani Securities Company Limited on 20 shares across 1 trades and broker 26, Asian Securities Pvt. Limited on 11 shares across 1 trades.

Largest sellers by volume: broker 70, Infinity Securities Limited on 232 shares across 3 trades, broker 41, Linch Stock Market Limited on 176 shares across 3 trades, broker 6, Agrawal Securities Pvt. Limited on 30 shares across 1 trades, broker 29, Trishul Securities And Investment Limited on 11 shares across 1 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 11 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 10 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 10 shares across 1 trades and broker 22, Siprabi Securities Pvt. Limited on 10 shares across 1 trades.

MATRI dividend history: bonus shares and cash dividend

Matribhumi Lagubitta Bittiya Sanstha Limited most recently declared a 7% bonus share issue for 2078/2079, announced on 2023-03-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2078/20797%2023-03-22
2077/207820%2022-05-23

For 2078/2079 Matribhumi Lagubitta Bittiya Sanstha Limited declared a 7% bonus share issue, announced on 2023-03-22.

For 2077/2078 Matribhumi Lagubitta Bittiya Sanstha Limited declared a 20% bonus share issue, announced on 2022-05-23.

MATRI general meetings

Annual and special general meetings Matribhumi Lagubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

5 years of annual statements and 6 quarters of results for MATRI, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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