Matribhumi Lagubitta (MATRI) share price is Rs. 701.30, down 1.76% on 2026-10-13. Open Rs. 702.00. High Rs. 703.00. Low Rs. 701.10. Volume 490.
Matribhumi Lagubitta Bittiya Sanstha Limited is a NEPSE-listed company (MATRI), Microfinance sector. Revenue: Rs. 61.08 Crore. Net loss: Rs. 52.33 Crore. Net worth: Rs. 62.83 Crore.
NRB Class "D" microfinance institution. Head Office: Lamkichuha-4, Kailali; Corporate Office: Budhanilkantha, Kathmandu. Formed by merger of Kisan Laghubitta Bittiya Sanstha Ltd and Jalpa Samudayik Laghubitta Bittiya Sanstha Ltd (swap ratio 1 : 0.8834). Audited by NSA & Associates.
Matribhumi Lagubitta Bittiya Sanstha Limited (MATRI) has 62,83,573 shares outstanding.
| Market Cap | Rs. 440.67 Crore |
|---|---|
| P/E Ratio (TTM) | 14.98 |
| Loss Per Share | Rs. 83.28 |
| EPS (TTM) | Rs. 46.82 |
| Book Value | Rs. 99.99 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 1,048.50 |
| 52 Week Low | Rs. 691.00 |
What Matribhumi Lagubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q3 2082/83 Matribhumi Lagubitta Bittiya Sanstha Limited reported profit of Rs. 4.65 crore and total operating income of Rs. 18.81 crore. Profit in Q2 2082/83 was Rs. 5.51 crore. Profit fell 15.57% on the previous quarter. Total operating income grew 1.45% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 3.79 crore. Profit grew 22.68% on the same quarter last year. Total operating income grew 51.75% on the same quarter last year.
For the financial year 2081/82 Matribhumi Lagubitta Bittiya Sanstha Limited reported a net loss of Rs. 52.33 crore, total operating income of Rs. 61.08 crore and net worth of Rs. 62.83 crore. Net profit in 2080/81 was a loss of Rs. 2.79 crore. Total operating income grew 97.50% on the year.
In the financial year 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 47.44 crore, net fee and commission income of Rs. 13.64 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 61.08 crore, impairment charge/(reversal) of Rs. 53.07 crore, net operating income of Rs. 8.01 crore, operating expenses of Rs. 56.59 crore, operating profit of Rs. 48.58 crore, non-operating income/(expense) of Rs. 1.24 crore, profit before income tax of Rs. 47.34 crore, income tax expense of Rs. 4.99 crore and profit for the year of Rs. 52.33 crore.
Reported under net interest income: interest income of Rs. 139.88 crore and interest expense of Rs. 92.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 13.64 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 44.19 crore, other operating expenses of Rs. 8.88 crore and depreciation & amortisation of Rs. 3.51 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.19 crore and non-operating expense of Rs. 2.95 crore. Reported under income tax expense: current tax of Rs. 1.47 crore and deferred tax of Rs. 3.52 crore.
In the financial year 2080/81, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 26.07 crore, net fee and commission income of Rs. 4.85 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 30.93 crore, impairment charge/(reversal) of Rs. 5.53 crore, net operating income of Rs. 25.39 crore, operating expenses of Rs. 28.56 crore, operating profit of Rs. 3.16 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.16 crore, income tax expense of Rs. 0.37 crore and profit for the year of Rs. 2.79 crore.
Reported under net interest income: interest income of Rs. 93.36 crore and interest expense of Rs. 67.29 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.85 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 22.2 crore, other operating expenses of Rs. 4.16 crore and depreciation & amortisation of Rs. 2.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.6 crore and deferred tax of Rs. 0.97 crore.
In the financial year 2079/80, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 24.62 crore, net fee and commission income of Rs. 6.47 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 31.1 crore, impairment charge/(reversal) of Rs. 2.89 crore, net operating income of Rs. 28.2 crore, operating expenses of Rs. 27.9 crore, operating profit of Rs. 0.3 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.3 crore, income tax expense of Rs. 0.86 crore and profit for the year of Rs. 1.16 crore.
Reported under net interest income: interest income of Rs. 95.49 crore and interest expense of Rs. 70.87 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.47 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 21.45 crore, other operating expenses of Rs. 4.3 crore and depreciation & amortisation of Rs. 2.15 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.19 crore and deferred tax of Rs. 1.05 crore.
In the financial year 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported total assets of Rs. 1,189.86 crore, total liabilities of Rs. 1,127.03 crore and total equity of Rs. 62.83 crore.
Reported under total assets: cash and cash equivalents of Rs. 2.76 crore, due from nepal rastra bank of Rs. 55.91 crore, placement with banks and fis of Rs. 58.79 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,047.42 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 0.63 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 18.99 crore, goodwill and intangible assets of Rs. 0.12 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 5.14 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 475.65 crore, borrowings of Rs. 626.65 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0.79 crore, other liabilities of Rs. 23.93 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 62.84 crore, share premium of Rs. 0 crore, retained earnings of Rs. 61.57 crore, reserves of Rs. 61.57 crore and non controlling interest of Rs. 0 crore.
In the financial year 2080/81, Matribhumi Lagubitta Bittiya Sanstha Limited reported total assets of Rs. 1,259.46 crore, total liabilities of Rs. 1,144.44 crore and total equity of Rs. 115.03 crore.
Reported under total assets: cash and cash equivalents of Rs. 4.19 crore, due from nepal rastra bank of Rs. 5.91 crore, placement with banks and fis of Rs. 84.58 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,137.15 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 1.79 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 21.78 crore, goodwill and intangible assets of Rs. 0.17 crore, deferred tax assets of Rs. 2.76 crore and other assets of Rs. 1.04 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 397 crore, borrowings of Rs. 674.93 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 72.5 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 62.84 crore, share premium of Rs. 0 crore, retained earnings of Rs. 5.27 crore, reserves of Rs. 57.46 crore and non controlling interest of Rs. 0 crore.
In the financial year 2079/80, Matribhumi Lagubitta Bittiya Sanstha Limited reported total assets of Rs. 660.37 crore, total liabilities of Rs. 591.76 crore and total equity of Rs. 68.61 crore.
Reported under total assets: cash and cash equivalents of Rs. 2.28 crore, due from nepal rastra bank of Rs. 3.61 crore, placement with banks and fis of Rs. 10.04 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 620.29 crore, investment securities of Rs. 0.1 crore, current tax assets of Rs. 4.09 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 11.64 crore, goodwill and intangible assets of Rs. 0.09 crore, deferred tax assets of Rs. 0.43 crore and other assets of Rs. 7.8 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 134.74 crore, borrowings of Rs. 438.65 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 18.37 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 50.44 crore, share premium of Rs. 0 crore, retained earnings of Rs. 1.7 crore, reserves of Rs. 16.48 crore and non controlling interest of Rs. 0 crore.
In the financial year 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 23.39 crore, net cash flow from investing activities (b) of Rs. 0.68 crore, net cash flow from financing activities (c) of Rs. 0.06 crore, net increase/(decrease) in cash and cash equivalents of Rs. 22.78 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 94.67 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 117.45 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 139.88 crore, fees and other income received of Rs. 13.64 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 92.44 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 44.19 crore, other expense paid of Rs. 8.88 crore, operating cash flows before changes in operating assets and liabilities of Rs. 47.28 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 89.73 crore, other assets of Rs. 0.19 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 78.65 crore, borrowings of Rs. 48.28 crore, other liabilities of Rs. 47.78 crore and income taxes paid of Rs. 1.47 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.68 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of shares of Rs. 0 crore and other receipt/payment of Rs. 0.06 crore.
In the financial year 2080/81, Matribhumi Lagubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 79.59 crore, net cash flow from investing activities (b) of Rs. 0.85 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 78.74 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 15.93 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 94.67 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 93.36 crore, fees and other income received of Rs. 4.85 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 66.85 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 22.2 crore, other expense paid of Rs. 4.16 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.59 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 479.66 crore, other assets of Rs. 7.75 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 262.26 crore, borrowings of Rs. 236.28 crore, other liabilities of Rs. 54.13 crore and income taxes paid of Rs. 0.6 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.85 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.
In the financial year 2079/80, Matribhumi Lagubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 2.83 crore, net cash flow from investing activities (b) of Rs. 4.8 crore, net cash flow from financing activities (c) of Rs. 0 crore, net increase/(decrease) in cash and cash equivalents of Rs. 7.63 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 23.56 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 15.93 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 95.49 crore, fees and other income received of Rs. 6.47 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 70.87 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 21.45 crore, other expense paid of Rs. 4.3 crore, operating cash flows before changes in operating assets and liabilities of Rs. 3.17 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 40.6 crore, other assets of Rs. 0.75 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 3.99 crore, borrowings of Rs. 44.65 crore, other liabilities of Rs. 1.48 crore and income taxes paid of Rs. 0.19 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 4.84 crore, receipt from sale of property and equipment of Rs. 0.04 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore.
In the quarter Q3 2082/83, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 15.55 crore, net fee and commission income of Rs. 3.23 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 18.81 crore, impairment charge/(reversal) of Rs. 2.79 crore, net operating income of Rs. 21.6 crore, operating expenses of Rs. 14.96 crore, operating profit of Rs. 6.64 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 6.64 crore, income tax expense of Rs. 1.99 crore and profit for the year of Rs. 4.65 crore.
Reported under net interest income: interest income of Rs. 34.93 crore and interest expense of Rs. 19.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.24 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.84 crore, other operating expenses of Rs. 3.7 crore and depreciation & amortisation of Rs. 0.42 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.99 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 15.42 crore, net fee and commission income of Rs. 3.02 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.1 crore, total operating income of Rs. 18.54 crore, impairment charge/(reversal) of Rs. 1.75 crore, net operating income of Rs. 20.29 crore, operating expenses of Rs. 14.79 crore, operating profit of Rs. 5.51 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 5.51 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 5.51 crore.
Reported under net interest income: interest income of Rs. 33.73 crore and interest expense of Rs. 18.31 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.03 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.61 crore, other operating expenses of Rs. 3.56 crore and depreciation & amortisation of Rs. 0.62 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 10.59 crore, net fee and commission income of Rs. 2.36 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 12.95 crore, impairment charge/(reversal) of Rs. 3.35 crore, net operating income of Rs. 9.6 crore, operating expenses of Rs. 11.57 crore, operating profit of Rs. 1.97 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.97 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 1.97 crore.
Reported under net interest income: interest income of Rs. 30.48 crore and interest expense of Rs. 19.89 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.37 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 10.06 crore, other operating expenses of Rs. 1.51 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
In the quarter Q3 2081/82, Matribhumi Lagubitta Bittiya Sanstha Limited reported net interest income of Rs. 9.77 crore, net fee and commission income of Rs. 0.09 crore, net trading income of Rs. 0 crore, other operating income of Rs. 2.54 crore, total operating income of Rs. 12.4 crore, impairment charge/(reversal) of Rs. 3.65 crore, net operating income of Rs. 16.05 crore, operating expenses of Rs. 12.26 crore, operating profit of Rs. 3.79 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.79 crore, income tax expense of Rs. 0 crore and profit for the year of Rs. 3.79 crore.
Reported under net interest income: interest income of Rs. 32.73 crore and interest expense of Rs. 22.96 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.13 crore and fee and commission expense of Rs. 0.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 9.97 crore, other operating expenses of Rs. 1.97 crore and depreciation & amortisation of Rs. 0.32 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|
| Net Interest Income | 47.4 | 26.1 | 24.6 | 36.4 | 41.7 |
| Interest Income | 140 | 93.4 | 95.5 | 94.3 | 74.6 |
| Interest Expense | -92.4 | -67.3 | -70.9 | -57.9 | -32.9 |
| Net Fee and Commission Income | 13.6 | 4.9 | 6.5 | 5.1 | 10.2 |
| Fee and Commission Income | 13.6 | 4.9 | 6.5 | 5.1 | 10.2 |
| Fee and Commission Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Operating Income | 61.1 | 30.9 | 31.1 | 41.5 | 52.0 |
| Impairment Charge/(Reversal) | -53.1 | -5.5 | -2.9 | -12.5 | -4.1 |
| Net Operating Income | 8.0 | 25.4 | 28.2 | 29.0 | 47.9 |
| Operating Expenses | -56.6 | -28.6 | -27.9 | -27.9 | -26.8 |
| Operating Expense - Personnel Expenses | -44.2 | -22.2 | -21.5 | -22.0 | -20.6 |
| Other Operating Expenses | -8.9 | -4.2 | -4.3 | -3.6 | -5.0 |
| Depreciation & Amortisation | -3.5 | -2.2 | -2.2 | -2.3 | -1.2 |
| Operating Profit | -48.6 | -3.2 | 0.30 | 1.1 | 21.1 |
| Non-Operating Income/(Expense) | 1.2 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Income | 4.2 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Expense | -3.0 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | -47.3 | -3.2 | 0.30 | 1.1 | 21.1 |
| Income Tax Expense | -5.0 | 0.37 | 0.86 | -0.76 | -6.2 |
| Current Tax | -1.5 | -0.60 | -0.19 | -1.3 | -5.9 |
| Deferred Tax | -3.5 | 0.97 | 1.1 | 0.56 | -0.27 |
| Profit for the Year | -52.3 | -2.8 | 1.2 | 0.29 | 14.9 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|
| Total Assets | 1,190 | 1,259 | 660 | 712 | 654 |
| Cash and Cash Equivalents | 2.8 | 4.2 | 2.3 | 20.0 | 51.3 |
| Due from Nepal Rastra Bank | 55.9 | 5.9 | 3.6 | 3.6 | 3.3 |
| Placement with Banks and FIs | 58.8 | 84.6 | 10.0 | 0.00 | 0.00 |
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans and Advances to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans and Advances to Customers | 1,047 | 1,137 | 620 | 661 | 580 |
| Investment Securities | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Current Tax Assets | 0.63 | 1.8 | 4.1 | 4.6 | 0.00 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment in Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment Property | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Property and Equipment | 19.0 | 21.8 | 11.6 | 13.3 | 9.6 |
| Goodwill and Intangible Assets | 0.12 | 0.17 | 0.09 | 0.18 | 0.31 |
| Deferred Tax Assets | 0.00 | 2.8 | 0.43 | 0.00 | 0.00 |
| Other Assets | 5.1 | 1.0 | 7.8 | 9.2 | 9.0 |
| Total Liabilities | 1,127 | 1,144 | 592 | 644 | 588 |
| Due to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deposits from Customers | 476 | 397 | 135 | 139 | 113 |
| Borrowings | 627 | 675 | 439 | 483 | 463 |
| Current Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 1.0 |
| Provisions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 0.79 | 0.00 | 0.00 | 0.63 | 1.3 |
| Other Liabilities | 23.9 | 72.5 | 18.4 | 21.7 | 9.2 |
| Debt Securities Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 62.8 | 115 | 68.6 | 67.5 | 66.5 |
| Share Capital | 62.8 | 62.8 | 50.4 | 47.1 | 39.3 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Retained Earnings | -61.6 | -5.3 | 1.7 | 4.0 | 11.7 |
| Reserves | 61.6 | 57.5 | 16.5 | 16.4 | 15.5 |
| Non Controlling Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 23.4 | 79.6 | -2.8 | 13.4 | 5.8 |
| Interest Received | 140 | 93.4 | 95.5 | 94.3 | 74.6 |
| Fees and Other Income Received | 13.6 | 4.9 | 6.5 | 5.1 | 10.2 |
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipts from Other Operating Activities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Paid | -92.4 | -66.8 | -70.9 | -57.9 | -32.9 |
| Commission and Fees Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Payment to Employees | -44.2 | -22.2 | -21.5 | -22.0 | -20.6 |
| Other Expense Paid | -8.9 | -4.2 | -4.3 | -3.6 | -5.0 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | -47.3 | -0.59 | 3.2 | 3.7 | 22.1 |
| Due from Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 38.2 | -19.1 |
| Placement with Banks and Financial Institutions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Trading Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan and Advances to Banks and Financial Institutions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan and Advances to Customers | 89.7 | -480 | 40.6 | -80.5 | -164 |
| Other Assets | -0.19 | 7.7 | 0.75 | -4.8 | -5.2 |
| Due to Banks and Financial Institutions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deposit from Customers | 78.7 | 262 | -4.0 | 25.7 | 24.5 |
| Borrowings | -48.3 | 236 | -44.7 | 20.4 | 148 |
| Other Liabilities | -47.8 | 54.1 | 1.5 | 12.0 | 5.8 |
| Income Taxes Paid | -1.5 | -0.60 | -0.19 | -1.3 | -5.9 |
| Net Cash Flow from Investing Activities (B) | -0.68 | -0.85 | -4.8 | -6.3 | -0.47 |
| Purchase of Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Property and Equipment | -0.68 | -0.85 | -4.8 | -6.3 | -0.47 |
| Receipt from Sale of Property and Equipment | 0.00 | 0.00 | 0.04 | 0.00 | 0.00 |
| Purchase of Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Sale of Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Investment Properties | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Sale of Investment Properties | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Received | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow from Financing Activities (C) | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Issue of Shares | 0.00 | Not reported | Not reported | Not reported | Not reported |
| Other Receipt/Payment | 0.06 | Not reported | Not reported | Not reported | Not reported |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 22.8 | 78.7 | -7.6 | 7.2 | 5.4 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 94.7 | 15.9 | 23.6 | 16.4 | 11.0 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and Cash Equivalents at Ashadh End | 117 | 94.7 | 15.9 | 23.6 | 16.4 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q3 2081/82 | Q1 2081/82 | Q4 2080/81 |
|---|---|---|---|---|---|---|
| Net Interest Income | 15.6 | 15.4 | 10.6 | 9.8 | 10.5 | 14.9 |
| Interest Income | 34.9 | 33.7 | 30.5 | 32.7 | 34.6 | 32.1 |
| Interest Expense | -19.4 | -18.3 | -19.9 | -23.0 | -24.1 | -17.3 |
| Net Fee and Commission Income | 3.2 | 3.0 | 2.4 | 0.09 | 0.08 | -0.07 |
| Fee and Commission Income | 3.2 | 3.0 | 2.4 | 0.13 | 0.12 | 0.01 |
| Fee and Commission Expense | -0.00 | -0.01 | -0.01 | -0.04 | -0.04 | -0.08 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.02 | 0.10 | 0.00 | 2.5 | 2.4 | 1.6 |
| Total Operating Income | 18.8 | 18.5 | 12.9 | 12.4 | 13.0 | 16.4 |
| Impairment Charge/(Reversal) | 2.8 | 1.8 | -3.3 | 3.7 | -8.5 | 0.42 |
| Net Operating Income | 21.6 | 20.3 | 9.6 | 16.1 | 4.6 | 16.9 |
| Operating Expenses | -15.0 | -14.8 | -11.6 | -12.3 | -15.4 | -8.8 |
| Operating Expense - Personnel Expenses | -10.8 | -10.6 | -10.1 | -10.0 | -12.9 | -6.2 |
| Other Operating Expenses | -3.7 | -3.6 | -1.5 | -2.0 | -2.5 | -2.5 |
| Depreciation & Amortisation | -0.42 | -0.62 | 0.00 | -0.32 | 0.00 | 0.00 |
| Operating Profit | 6.6 | 5.5 | -2.0 | 3.8 | -10.8 | 8.1 |
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 6.6 | 5.5 | -2.0 | 3.8 | -10.8 | 8.1 |
| Income Tax Expense | -2.0 | 0.00 | 0.00 | 0.00 | 0.00 | -2.4 |
| Current Tax | -2.0 | 0.00 | 0.00 | 0.00 | 0.00 | -2.4 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 4.6 | 5.5 | -2.0 | 3.8 | -10.8 | 5.7 |
Over the last 15 trading sessions MATRI closed between Rs. 700.50 and Rs. 748.90, finishing at Rs. 701.30 on 2026-10-13 against Rs. 748.00 on 2026-09-22.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-13 | 702.00 | 703.00 | 701.10 | 701.30 | 490 |
| 2026-10-12 | 691.00 | 720.70 | 691.00 | 713.90 | 1,921 |
| 2026-10-09 | 705.00 | 710.00 | 705.00 | 710.00 | 250 |
| 2026-10-08 | 700.50 | 721.50 | 700.50 | 706.00 | 518 |
| 2026-10-07 | 710.00 | 710.00 | 695.10 | 700.50 | 424 |
| 2026-10-06 | 723.60 | 723.60 | 702.00 | 702.60 | 780 |
| 2026-10-05 | 705.00 | 718.00 | 702.50 | 702.60 | 477 |
| 2026-10-02 | 720.00 | 720.00 | 716.00 | 720.00 | 231 |
| 2026-10-01 | 720.00 | 740.00 | 720.00 | 721.10 | 257 |
| 2026-09-30 | 715.00 | 726.00 | 715.00 | 726.00 | 426 |
| 2026-09-29 | 730.00 | 730.00 | 713.00 | 713.00 | 597 |
| 2026-09-28 | 730.00 | 751.00 | 730.00 | 735.00 | 798 |
| 2026-09-24 | 748.90 | 748.90 | 726.50 | 727.10 | 491 |
| 2026-09-23 | 750.00 | 750.00 | 742.00 | 748.90 | 447 |
| 2026-09-22 | 740.00 | 762.20 | 740.00 | 748.00 | 572 |
2026, between Rs. 691.00 and Rs. 1,048.50, 2025, between Rs. 930.10 and Rs. 1,464.80 and 2024, between Rs. 1,223.20 and Rs. 1,716.00.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 691.00 | 1,048.50 | 182 |
| 2025 | 930.10 | 1,464.80 | 225 |
| 2024 | 1,223.20 | 1,716.00 | 84 |
At Rs. 701.30 on 2026-10-13, MATRI is down 0.19% over 1 week, down 3.27% over 1 month, down 13.97% over 3 months, down 27.32% over 6 months and down 26.45% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | -0.19% | 702.60 | 2026-10-06 |
| 1 month | -3.27% | 725.00 | 2026-09-11 |
| 3 months | -13.97% | 815.20 | 2026-07-15 |
| 6 months | -27.32% | 964.90 | 2026-04-16 |
| 1 year | -26.45% | 953.50 | 2025-10-13 |
MATRI traded 12 times on 2026-10-13, moving 490 shares for Rs. 0.03 crore of turnover. Trades went through between Rs. 701.10 and Rs. 703.00.
Largest buyers by volume: broker 21, Midas Stock Broking Company Pvt. Limited on 147 shares across 6 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 122 shares across 1 trades, broker 41, Linch Stock Market Limited on 90 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 50 shares across 1 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 50 shares across 1 trades, broker 42, Sani Securities Company Limited on 20 shares across 1 trades and broker 26, Asian Securities Pvt. Limited on 11 shares across 1 trades.
Largest sellers by volume: broker 70, Infinity Securities Limited on 232 shares across 3 trades, broker 41, Linch Stock Market Limited on 176 shares across 3 trades, broker 6, Agrawal Securities Pvt. Limited on 30 shares across 1 trades, broker 29, Trishul Securities And Investment Limited on 11 shares across 1 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 11 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 10 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 10 shares across 1 trades and broker 22, Siprabi Securities Pvt. Limited on 10 shares across 1 trades.
Matribhumi Lagubitta Bittiya Sanstha Limited most recently declared a 7% bonus share issue for 2078/2079, announced on 2023-03-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2078/2079 | 7% | 2023-03-22 | |
| 2077/2078 | 20% | 2022-05-23 |
For 2078/2079 Matribhumi Lagubitta Bittiya Sanstha Limited declared a 7% bonus share issue, announced on 2023-03-22.
For 2077/2078 Matribhumi Lagubitta Bittiya Sanstha Limited declared a 20% bonus share issue, announced on 2022-05-23.
Annual and special general meetings Matribhumi Lagubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.
5 years of annual statements and 6 quarters of results for MATRI, with charts and peer comparison, are free on NepView.
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