Nadep Laghubittiya bittya Sanstha Ltd. (NADEP) Share Price & Fundamentals

Nadep Laghubittiya (NADEP) share price is Rs. 666.00, down 0.45% on 2026-10-12. Open Rs. 669.00. High Rs. 669.00. Low Rs. 652.20. Volume 375.

Nadep Laghubittiya bittya Sanstha Ltd. is a NEPSE-listed company (NADEP), Microfinance sector. Revenue: Rs. 59.19 Crore. Net profit: Rs. 18.4 Crore. Net worth: Rs. 81.49 Crore.

About Nadep Laghubittiya bittya Sanstha Ltd.

NADEP Laghubitta Bittiya Sanstha Limited is a "D" class national-level microfinance financial institution licensed by Nepal Rastra Bank, with its head office at Gajuri-1, Dhading. No subsidiary, associate or non-controlling interest appears in the file, and Total Equity equals Total Equity Attributable to Equity Holders in every audited year. All figures are entity figures in the "Bank" column; the "Consolidated" columns are intentionally blank. SOURCE: NADEP.pdf, 20 pages. Almost all pages carry a genuine text layer - only the Q2 FY2081/82 page is an image, and that at 300 dpi. Three audited annual reports are included, one of which prints THREE balance-sheet columns, which is why six annual years are recoverable. Read "Notes & Audit" before use - FY2077/78 exists on two bases and the quarterly coverage is partial.

Nadep Laghubittiya bittya Sanstha Ltd. (NADEP) has 48,57,600 shares outstanding.

NADEP key metrics

Market CapRs. 323.52 Crore
P/E Ratio107.68
P/E Ratio (TTM)17.58
EPSRs. 6.19
EPS (TTM)Rs. 37.88
Book ValueRs. 167.77
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 871.00
52 Week LowRs. 646.70

NADEP strengths

What Nadep Laghubittiya bittya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.

NADEP weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

NADEP Q4 2082/83 results

In Q4 2082/83 Nadep Laghubittiya bittya Sanstha Ltd. reported profit of Rs. 11.89 crore and total operating income of Rs. 22.43 crore. Profit in Q3 2082/83 was Rs. 2.74 crore. Profit grew 333.56% on the previous quarter. Total operating income grew 76.08% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 4.6 crore. Profit grew 158.31% on the same quarter last year. Total operating income grew 52.37% on the same quarter last year.

NADEP annual results 2082/83

For the financial year 2082/83 Nadep Laghubittiya bittya Sanstha Ltd. reported net profit of Rs. 18.4 crore, total operating income of Rs. 59.19 crore and net worth of Rs. 81.49 crore. Net profit in 2081/82 was Rs. 3 crore. Net profit grew 512.36% on the year. Total operating income grew 22.90% on the year.

NADEP profit and loss for 2082/83

In the financial year 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 48.71 crore, net fee and commission income of Rs. 6.41 crore, net trading income of Rs. 0 crore, other operating income of Rs. 4.06 crore, total operating income of Rs. 59.19 crore, impairment charge/(reversal) of Rs. 0.2 crore, net operating income of Rs. 59.38 crore, operating expenses of Rs. 34.84 crore, operating profit of Rs. 24.54 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 24.54 crore, income tax expense of Rs. 6.15 crore and profit for the year of Rs. 18.4 crore.

Reported under net interest income: interest income of Rs. 83.87 crore and interest expense of Rs. 35.15 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.41 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 26.21 crore, other operating expenses of Rs. 8.38 crore and depreciation & amortisation of Rs. 0.25 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 6.15 crore and deferred tax of Rs. 0 crore.

NADEP profit and loss for 2081/82

In the financial year 2081/82, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 43.72 crore, net fee and commission income of Rs. 4.44 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 48.16 crore, impairment charge/(reversal) of Rs. 10.61 crore, net operating income of Rs. 37.55 crore, operating expenses of Rs. 33.06 crore, operating profit of Rs. 4.49 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 4.53 crore, income tax expense of Rs. 1.53 crore and profit for the year of Rs. 3 crore.

Reported under net interest income: interest income of Rs. 85.74 crore and interest expense of Rs. 42.02 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.78 crore and fee and commission expense of Rs. 0.33 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 24.43 crore, other operating expenses of Rs. 6.87 crore and depreciation & amortisation of Rs. 1.76 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 4.44 crore and deferred tax of Rs. 2.91 crore.

NADEP profit and loss for 2080/81

In the financial year 2080/81, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 34.61 crore, net fee and commission income of Rs. 2.71 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 37.32 crore, impairment charge/(reversal) of Rs. 8.6 crore, net operating income of Rs. 28.72 crore, operating expenses of Rs. 37.59 crore, operating profit of Rs. 8.87 crore, non-operating income/(expense) of Rs. 0.38 crore, profit before income tax of Rs. 8.49 crore, income tax expense of Rs. 1.05 crore and profit for the year of Rs. 7.44 crore.

Reported under net interest income: interest income of Rs. 81.06 crore and interest expense of Rs. 46.45 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.36 crore and fee and commission expense of Rs. 0.66 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 25.24 crore, other operating expenses of Rs. 11.81 crore and depreciation & amortisation of Rs. 0.54 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.38 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 1.31 crore and deferred tax of Rs. 2.36 crore.

NADEP balance sheet for 2081/82

In the financial year 2081/82, Nadep Laghubittiya bittya Sanstha Ltd. reported total assets of Rs. 638.03 crore, total liabilities of Rs. 556.54 crore and total equity of Rs. 81.49 crore.

Reported under total assets: cash and cash equivalents of Rs. 21.36 crore, due from nepal rastra bank of Rs. 3.59 crore, placement with banks and fis of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 594.78 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 3.19 crore, property and equipment of Rs. 2.87 crore, goodwill and intangible assets of Rs. 0.06 crore, deferred tax assets of Rs. 10.38 crore and other assets of Rs. 1.68 crore. Reported under total liabilities: deposits from customers of Rs. 191.87 crore, borrowings of Rs. 303.53 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 61.14 crore. Reported under total equity: share capital of Rs. 48.58 crore, retained earnings of Rs. 8.35 crore and reserves of Rs. 41.27 crore.

NADEP balance sheet for 2080/81

In the financial year 2080/81, Nadep Laghubittiya bittya Sanstha Ltd. reported total assets of Rs. 600.35 crore, total liabilities of Rs. 524.89 crore and total equity of Rs. 75.46 crore.

Reported under total assets: cash and cash equivalents of Rs. 11.52 crore, due from nepal rastra bank of Rs. 2.96 crore, placement with banks and fis of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 570.3 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 3.11 crore, property and equipment of Rs. 2.28 crore, goodwill and intangible assets of Rs. 0.08 crore, deferred tax assets of Rs. 8.84 crore and other assets of Rs. 1.15 crore. Reported under total liabilities: deposits from customers of Rs. 175.62 crore, borrowings of Rs. 283.67 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 65.6 crore. Reported under total equity: share capital of Rs. 48.58 crore, retained earnings of Rs. 7.7 crore and reserves of Rs. 34.58 crore.

NADEP balance sheet for 2079/80

In the financial year 2079/80, Nadep Laghubittiya bittya Sanstha Ltd. reported total assets of Rs. 523.89 crore, total liabilities of Rs. 440.4 crore and total equity of Rs. 83.49 crore.

Reported under total assets: cash and cash equivalents of Rs. 8.58 crore, due from nepal rastra bank of Rs. 2.38 crore, placement with banks and fis of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 500.18 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 1.94 crore, property and equipment of Rs. 2.66 crore, goodwill and intangible assets of Rs. 0.05 crore, deferred tax assets of Rs. 6.53 crore and other assets of Rs. 1.44 crore. Reported under total liabilities: deposits from customers of Rs. 179.14 crore, borrowings of Rs. 201.8 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 59.46 crore. Reported under total equity: share capital of Rs. 48.58 crore, retained earnings of Rs. 6.36 crore and reserves of Rs. 28.56 crore.

NADEP cash flow for 2081/82

In the financial year 2081/82, Nadep Laghubittiya bittya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 7.96 crore, net cash flow from investing activities (b) of Rs. 1.76 crore, net cash flow from financing activities (c) of Rs. 0.16 crore, net increase/(decrease) in cash and cash equivalents of Rs. 6.03 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 11.52 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 17.56 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 82.02 crore, fees and other income received of Rs. 4.82 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 42.02 crore, commission and fees paid of Rs. 0.33 crore, cash payment to employees of Rs. 20.64 crore, other expense paid of Rs. 8.34 crore, operating cash flows before changes in operating assets and liabilities of Rs. 15.51 crore, due from nepal rastra bank of Rs. 0 crore, loan and advances to customers of Rs. 7.47 crore, other assets of Rs. 6.62 crore, deposit from customers of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 2.18 crore, net cash flow from operating activities before tax paid of Rs. 12.48 crore and income taxes paid of Rs. 4.52 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 1.75 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore and receipt from sale of intangible assets of Rs. 0.02 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.16 crore.

NADEP cash flow for 2080/81

In the financial year 2080/81, Nadep Laghubittiya bittya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 3.85 crore, net cash flow from investing activities (b) of Rs. 0.19 crore, net cash flow from financing activities (c) of Rs. 0.72 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2.94 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 8.58 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 11.52 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 74.11 crore, fees and other income received of Rs. 3.75 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 46.45 crore, commission and fees paid of Rs. 0.66 crore, cash payment to employees of Rs. 19.68 crore, other expense paid of Rs. 10.41 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.66 crore, due from nepal rastra bank of Rs. 0.58 crore, loan and advances to customers of Rs. 72.67 crore, other assets of Rs. 0.97 crore, deposit from customers of Rs. 3.52 crore, borrowings of Rs. 81.86 crore, other liabilities of Rs. 0.41 crore, net cash flow from operating activities before tax paid of Rs. 6.32 crore and income taxes paid of Rs. 2.47 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0.15 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.04 crore and receipt from sale of intangible assets of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.72 crore.

NADEP cash flow for 2079/80

In the financial year 2079/80, Nadep Laghubittiya bittya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 3.27 crore, net cash flow from investing activities (b) of Rs. 0.16 crore, net cash flow from financing activities (c) of Rs. 0.52 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2.59 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 5.99 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 8.58 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 74.94 crore, fees and other income received of Rs. 4.12 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 43.5 crore, commission and fees paid of Rs. 0.6 crore, cash payment to employees of Rs. 22.74 crore, other expense paid of Rs. 5.95 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.25 crore, due from nepal rastra bank of Rs. 0.02 crore, loan and advances to customers of Rs. 6.47 crore, other assets of Rs. 0.25 crore, deposit from customers of Rs. 2.01 crore, borrowings of Rs. 4.9 crore, other liabilities of Rs. 1.64 crore, net cash flow from operating activities before tax paid of Rs. 11.21 crore and income taxes paid of Rs. 7.94 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0.16 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore and receipt from sale of intangible assets of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.52 crore.

NADEP quarterly for Q4 2082/83

In the quarter Q4 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 16.24 crore, net fee and commission income of Rs. 6.18 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 22.43 crore, impairment charge/(reversal) of Rs. 3.49 crore, net operating income of Rs. 25.92 crore, operating expenses of Rs. 10.67 crore, operating profit of Rs. 15.24 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 15.24 crore, income tax expense of Rs. 3.36 crore and profit for the year of Rs. 11.89 crore.

Reported under net interest income: interest income of Rs. 24.99 crore and interest expense of Rs. 8.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.18 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.98 crore, other operating expenses of Rs. 2.62 crore and depreciation & amortisation of Rs. 0.07 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.36 crore and deferred tax of Rs. 0 crore.

NADEP quarterly for Q3 2082/83

In the quarter Q3 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 11.14 crore, net fee and commission income of Rs. 2.47 crore, net trading income of Rs. 0 crore, other operating income of Rs. 4.06 crore, total operating income of Rs. 12.74 crore, impairment charge/(reversal) of Rs. 0.89 crore, net operating income of Rs. 11.85 crore, operating expenses of Rs. 7.93 crore, operating profit of Rs. 3.92 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.92 crore, income tax expense of Rs. 1.18 crore and profit for the year of Rs. 2.74 crore.

Reported under net interest income: interest income of Rs. 19.55 crore and interest expense of Rs. 8.41 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.47 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.93 crore, other operating expenses of Rs. 1.94 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.18 crore and deferred tax of Rs. 0 crore.

NADEP quarterly for Q2 2082/83

In the quarter Q2 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 12.26 crore, net fee and commission income of Rs. 1.62 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 13.88 crore, impairment charge/(reversal) of Rs. 1.07 crore, net operating income of Rs. 12.81 crore, operating expenses of Rs. 8.25 crore, operating profit of Rs. 4.56 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.56 crore, income tax expense of Rs. 1.37 crore and profit for the year of Rs. 3.19 crore.

Reported under net interest income: interest income of Rs. 20.89 crore and interest expense of Rs. 8.63 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.62 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.29 crore, other operating expenses of Rs. 1.89 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.37 crore and deferred tax of Rs. 0 crore.

NADEP quarterly for Q1 2082/83

In the quarter Q1 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 9.07 crore, net fee and commission income of Rs. 1.08 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 10.15 crore, impairment charge/(reversal) of Rs. 1.33 crore, net operating income of Rs. 8.81 crore, operating expenses of Rs. 7.99 crore, operating profit of Rs. 0.82 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.82 crore, income tax expense of Rs. 0.25 crore and profit for the year of Rs. 0.58 crore.

Reported under net interest income: interest income of Rs. 18.43 crore and interest expense of Rs. 9.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.08 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.01 crore, other operating expenses of Rs. 1.92 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.25 crore and deferred tax of Rs. 0 crore.

NADEP Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/812079/802078/79
Net Interest Income48.743.734.633.537.4
   Interest Income83.985.781.177.071.0
   Interest Expense-35.2-42.0-46.4-43.5-33.6
Net Fee and Commission Income6.44.42.73.43.3
   Fee and Commission Income6.44.83.44.03.6
   Fee and Commission Expense0.00-0.33-0.66-0.60-0.32
Net Trading Income0.000.000.000.000.00
Other Operating Income4.10.000.000.000.00
Total Operating Income59.248.237.336.940.7
Impairment Charge/(Reversal)0.20-10.6-8.6-6.5-0.70
Net Operating Income59.437.628.730.440.0
Operating Expenses-34.8-33.1-37.6-29.6-31.2
   Operating Expense - Personnel Expenses-26.2-24.4-25.2-22.7-23.6
   Other Operating Expenses-8.4-6.9-11.8-6.0-6.8
   Depreciation & Amortisation-0.25-1.8-0.54-0.88-0.86
Operating Profit24.54.5-8.90.828.8
Non-Operating Income/(Expense)0.000.040.380.120.05
   Non-Operating Income0.000.040.380.120.05
   Non-Operating Expense0.000.00-0.010.00-0.00
Profit Before Income Tax24.54.5-8.50.948.8
Income Tax Expense-6.1-1.51.0-2.0-5.8
   Current Tax-6.1-4.4-1.3-3.5-7.3
   Deferred Tax0.002.92.41.41.5
Profit for the Year18.43.0-7.4-1.13.1

NADEP Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets638600524528483485
   Cash and Cash Equivalents21.411.58.66.018.90.52
   Due from Nepal Rastra Bank3.63.02.42.42.20.00
   Placement with Banks and FIs0.000.000.000.000.0011.6
   Loans and Advances to Banks and FIs0.000.000.000.000.0044.7
   Loans and Advances to Customers595570500511456413
   Investment Securities0.120.120.120.200.200.20
   Current Tax Assets3.23.11.90.000.000.00
   Property and Equipment2.92.32.71.81.01.4
   Goodwill and Intangible Assets0.060.080.050.070.080.00
   Deferred Tax Assets10.48.86.55.13.20.00
   Other Assets1.71.21.41.21.313.9
Total Liabilities557525440443398422
   Deposits from Customers192176179177154136
   Borrowings304284202207197251
   Current Tax Liabilities0.000.000.002.55.00.00
   Provisions0.000.000.000.000.000.19
   Other Liabilities61.165.659.556.441.034.5
Total Equity81.575.583.585.184.762.6
   Share Capital48.648.648.648.640.540.5
   Retained Earnings-8.4-7.76.412.519.20.00
   Reserves41.334.628.624.025.122.2

NADEP Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/79
Net Cash Flow from Operating Activities (A)8.03.83.3-9.5
   Interest Received82.074.174.973.3
   Fees and Other Income Received4.83.74.13.4
   Dividend Received0.000.000.000.00
   Receipts from Other Operating Activities0.000.000.000.00
   Interest Paid-42.0-46.4-43.5-33.7
   Commission and Fees Paid-0.33-0.66-0.60-0.32
   Cash Payment to Employees-20.6-19.7-22.7-22.5
   Other Expense Paid-8.3-10.4-6.0-6.1
   Operating Cash Flows Before Changes in Operating Assets and Liabilities15.50.666.314.0
   Due from Nepal Rastra Bank0.00-0.58-0.02-0.15
   Loan and Advances to Customers-7.5-72.76.5-58.3
   Other Assets6.60.97-0.25-0.00
   Deposit from Customers0.00-3.52.022.7
   Borrowings0.0081.9-4.99.4
   Other Liabilities-2.2-0.411.612.6
   Net Cash Flow from Operating Activities Before Tax Paid12.56.311.20.34
   Income Taxes Paid-4.5-2.5-7.9-9.8
Net Cash Flow from Investing Activities (B)-1.8-0.19-0.16-1.6
   Purchase of Property and Equipment-1.7-0.15-0.16-1.6
   Receipt from Sale of Property and Equipment0.000.000.000.00
   Purchase of Intangible Assets0.00-0.040.00-0.03
   Receipt from Sale of Intangible Assets-0.020.000.000.00
Net Cash Flow from Financing Activities (C)-0.16-0.72-0.52-1.8
   Dividends Paid0.000.000.00-0.43
   Other Receipt/Payment-0.16-0.72-0.52-1.3
Net Increase/(Decrease) in Cash and Cash Equivalents6.02.92.6-12.9
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)11.58.66.018.9
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held0.000.000.000.00
Cash and Cash Equivalents at Ashadh End17.611.58.66.0

NADEP Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82Q4 2080/81Q1 2080/81
Net Interest Income16.211.112.39.113.110.810.45.821.15.2
   Interest Income25.019.620.918.423.121.121.017.033.316.1
   Interest Expense-8.8-8.4-8.6-9.4-10.0-10.2-10.6-11.1-12.2-10.9
Net Fee and Commission Income6.2-2.51.61.11.61.01.31.11.51.6
   Fee and Commission Income6.2-2.51.61.11.61.21.31.21.62.0
   Fee and Commission Expense0.000.000.000.000.00-0.160.00-0.11-0.06-0.32
Net Trading Income0.000.000.000.000.000.000.000.000.000.00
Other Operating Income0.004.10.000.000.000.000.000.000.000.00
Total Operating Income22.412.713.910.114.711.911.76.922.66.8
Impairment Charge/(Reversal)3.5-0.89-1.1-1.31.1-5.45.0-2.98.90.80
Net Operating Income25.911.812.88.815.86.416.74.031.57.6
Operating Expenses-10.7-7.9-8.2-8.0-9.3-7.6-7.0-9.0-13.5-7.6
   Operating Expense - Personnel Expenses-8.0-5.9-6.3-6.0-6.3-5.7-4.9-7.0-11.2-6.3
   Other Operating Expenses-2.6-1.9-1.9-1.9-2.9-1.8-2.1-1.9-2.2-1.3
   Depreciation & Amortisation-0.07-0.06-0.06-0.06-0.07-0.06-0.06-0.06-0.08-0.07
Operating Profit15.23.94.60.826.5-1.29.7-5.018.10.01
Non-Operating Income/(Expense)0.000.000.000.000.04-0.10-2.10.050.270.06
   Non-Operating Income0.000.000.000.000.04-0.100.000.050.270.06
   Non-Operating Expense0.000.000.000.000.000.00-2.10.000.000.00
Profit Before Income Tax15.23.94.60.826.6-1.37.6-5.018.30.07
Income Tax Expense-3.4-1.2-1.4-0.25-2.00.38-0.790.00-5.5-0.02
   Current Tax-3.4-1.2-1.4-0.25-2.00.38-0.790.00-5.5-0.02
   Deferred Tax0.000.000.000.000.000.000.000.000.000.00
Profit for the Year11.92.73.20.584.6-0.906.8-5.012.80.05

Nadep Laghubittiya share price history

Over the last 15 trading sessions NADEP closed between Rs. 653.00 and Rs. 704.00, finishing at Rs. 666.00 on 2026-10-12 against Rs. 694.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12669.00669.00652.20666.00375
2026-10-09653.00669.00652.10669.00279
2026-10-08660.00660.50652.00653.00790
2026-10-07662.00670.00650.40660.00390
2026-10-06665.00665.00661.50661.505,026
2026-10-05653.50660.00646.70660.00797
2026-10-02665.10679.00665.10666.10514
2026-10-01674.00683.00665.00683.002,482
2026-09-30660.00667.00652.00666.20239
2026-09-29670.00679.00665.60679.00621
2026-09-28675.60693.00670.00684.503,272
2026-09-24684.90695.00680.00695.001,165
2026-09-23714.00714.00670.10690.002,270
2026-09-22699.00704.00683.00704.002,533
2026-09-18690.00700.00690.00694.001,109

NADEP share price by year

2026, between Rs. 646.70 and Rs. 871.00, 2025, between Rs. 696.00 and Rs. 1,067.00, 2024, between Rs. 500.00 and Rs. 1,190.00, 2023, between Rs. 455.00 and Rs. 835.00, 2022, between Rs. 638.00 and Rs. 883.10 and 2020, between Rs. 363.64 and Rs. 902.50.

YearLow (Rs.)High (Rs.)Sessions
2026646.70871.00181
2025696.001,067.00225
2024500.001,190.00232
2023455.00835.00227
2022638.00883.1015
2020363.64902.50178
2019285.61537.55243
2018229.58572.7966

Nadep Laghubittiya share price returns

At Rs. 666.00 on 2026-10-12, NADEP is up 0.91% over 1 week, down 2.06% over 1 month, down 4.88% over 3 months, down 15.37% over 6 months, down 14.29% over 1 year and down 23.08% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week+0.91%660.002026-10-05
1 month-2.06%680.002026-09-11
3 months-4.88%700.202026-07-14
6 months-15.37%787.002026-04-15
1 year-14.29%777.002025-10-12
5 years-23.08%865.832020-12-31

NADEP floorsheet for 2026-10-12

NADEP traded 5 times on 2026-10-12, moving 375 shares for Rs. 0.02 crore of turnover. Trades went through between Rs. 652.20 and Rs. 669.00.

Largest buyers by volume: broker 41, Linch Stock Market Limited on 300 shares across 1 trades, broker 89, Global IME Securities Limited on 50 shares across 2 trades, broker 5, Market Securities Exchange Company Pvt. Limited on 15 shares across 1 trades and broker 68, Elite Stock House Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 74, Kalash Stock Market Pvt. Ltd. on 300 shares across 1 trades, broker 7, J.F. Securities Company Pvt. Limited on 35 shares across 1 trades, broker 41, Linch Stock Market Limited on 15 shares across 1 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 15 shares across 1 trades and broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 10 shares across 1 trades.

NADEP dividend history: bonus shares and cash dividend

Nadep Laghubittiya bittya Sanstha Ltd. most recently declared a 10% bonus share issue for 2078/2079, announced on 2023-02-01. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2078/207910%2023-02-01

For 2078/2079 Nadep Laghubittiya bittya Sanstha Ltd. declared a 10% bonus share issue, announced on 2023-02-01.

NADEP general meetings

Annual and special general meetings Nadep Laghubittiya bittya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 10 quarters of results for NADEP, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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