Nadep Laghubittiya (NADEP) share price is Rs. 666.00, down 0.45% on 2026-10-12. Open Rs. 669.00. High Rs. 669.00. Low Rs. 652.20. Volume 375.
Nadep Laghubittiya bittya Sanstha Ltd. is a NEPSE-listed company (NADEP), Microfinance sector. Revenue: Rs. 59.19 Crore. Net profit: Rs. 18.4 Crore. Net worth: Rs. 81.49 Crore.
NADEP Laghubitta Bittiya Sanstha Limited is a "D" class national-level microfinance financial institution licensed by Nepal Rastra Bank, with its head office at Gajuri-1, Dhading. No subsidiary, associate or non-controlling interest appears in the file, and Total Equity equals Total Equity Attributable to Equity Holders in every audited year. All figures are entity figures in the "Bank" column; the "Consolidated" columns are intentionally blank. SOURCE: NADEP.pdf, 20 pages. Almost all pages carry a genuine text layer - only the Q2 FY2081/82 page is an image, and that at 300 dpi. Three audited annual reports are included, one of which prints THREE balance-sheet columns, which is why six annual years are recoverable. Read "Notes & Audit" before use - FY2077/78 exists on two bases and the quarterly coverage is partial.
Nadep Laghubittiya bittya Sanstha Ltd. (NADEP) has 48,57,600 shares outstanding.
| Market Cap | Rs. 323.52 Crore |
|---|---|
| P/E Ratio | 107.68 |
| P/E Ratio (TTM) | 17.58 |
| EPS | Rs. 6.19 |
| EPS (TTM) | Rs. 37.88 |
| Book Value | Rs. 167.77 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 871.00 |
| 52 Week Low | Rs. 646.70 |
What Nadep Laghubittiya bittya Sanstha Ltd.'s own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q4 2082/83 Nadep Laghubittiya bittya Sanstha Ltd. reported profit of Rs. 11.89 crore and total operating income of Rs. 22.43 crore. Profit in Q3 2082/83 was Rs. 2.74 crore. Profit grew 333.56% on the previous quarter. Total operating income grew 76.08% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 4.6 crore. Profit grew 158.31% on the same quarter last year. Total operating income grew 52.37% on the same quarter last year.
For the financial year 2082/83 Nadep Laghubittiya bittya Sanstha Ltd. reported net profit of Rs. 18.4 crore, total operating income of Rs. 59.19 crore and net worth of Rs. 81.49 crore. Net profit in 2081/82 was Rs. 3 crore. Net profit grew 512.36% on the year. Total operating income grew 22.90% on the year.
In the financial year 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 48.71 crore, net fee and commission income of Rs. 6.41 crore, net trading income of Rs. 0 crore, other operating income of Rs. 4.06 crore, total operating income of Rs. 59.19 crore, impairment charge/(reversal) of Rs. 0.2 crore, net operating income of Rs. 59.38 crore, operating expenses of Rs. 34.84 crore, operating profit of Rs. 24.54 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 24.54 crore, income tax expense of Rs. 6.15 crore and profit for the year of Rs. 18.4 crore.
Reported under net interest income: interest income of Rs. 83.87 crore and interest expense of Rs. 35.15 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.41 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 26.21 crore, other operating expenses of Rs. 8.38 crore and depreciation & amortisation of Rs. 0.25 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 6.15 crore and deferred tax of Rs. 0 crore.
In the financial year 2081/82, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 43.72 crore, net fee and commission income of Rs. 4.44 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 48.16 crore, impairment charge/(reversal) of Rs. 10.61 crore, net operating income of Rs. 37.55 crore, operating expenses of Rs. 33.06 crore, operating profit of Rs. 4.49 crore, non-operating income/(expense) of Rs. 0.04 crore, profit before income tax of Rs. 4.53 crore, income tax expense of Rs. 1.53 crore and profit for the year of Rs. 3 crore.
Reported under net interest income: interest income of Rs. 85.74 crore and interest expense of Rs. 42.02 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.78 crore and fee and commission expense of Rs. 0.33 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 24.43 crore, other operating expenses of Rs. 6.87 crore and depreciation & amortisation of Rs. 1.76 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.04 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 4.44 crore and deferred tax of Rs. 2.91 crore.
In the financial year 2080/81, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 34.61 crore, net fee and commission income of Rs. 2.71 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 37.32 crore, impairment charge/(reversal) of Rs. 8.6 crore, net operating income of Rs. 28.72 crore, operating expenses of Rs. 37.59 crore, operating profit of Rs. 8.87 crore, non-operating income/(expense) of Rs. 0.38 crore, profit before income tax of Rs. 8.49 crore, income tax expense of Rs. 1.05 crore and profit for the year of Rs. 7.44 crore.
Reported under net interest income: interest income of Rs. 81.06 crore and interest expense of Rs. 46.45 crore. Reported under net fee and commission income: fee and commission income of Rs. 3.36 crore and fee and commission expense of Rs. 0.66 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 25.24 crore, other operating expenses of Rs. 11.81 crore and depreciation & amortisation of Rs. 0.54 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.38 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 1.31 crore and deferred tax of Rs. 2.36 crore.
In the financial year 2081/82, Nadep Laghubittiya bittya Sanstha Ltd. reported total assets of Rs. 638.03 crore, total liabilities of Rs. 556.54 crore and total equity of Rs. 81.49 crore.
Reported under total assets: cash and cash equivalents of Rs. 21.36 crore, due from nepal rastra bank of Rs. 3.59 crore, placement with banks and fis of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 594.78 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 3.19 crore, property and equipment of Rs. 2.87 crore, goodwill and intangible assets of Rs. 0.06 crore, deferred tax assets of Rs. 10.38 crore and other assets of Rs. 1.68 crore. Reported under total liabilities: deposits from customers of Rs. 191.87 crore, borrowings of Rs. 303.53 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 61.14 crore. Reported under total equity: share capital of Rs. 48.58 crore, retained earnings of Rs. 8.35 crore and reserves of Rs. 41.27 crore.
In the financial year 2080/81, Nadep Laghubittiya bittya Sanstha Ltd. reported total assets of Rs. 600.35 crore, total liabilities of Rs. 524.89 crore and total equity of Rs. 75.46 crore.
Reported under total assets: cash and cash equivalents of Rs. 11.52 crore, due from nepal rastra bank of Rs. 2.96 crore, placement with banks and fis of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 570.3 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 3.11 crore, property and equipment of Rs. 2.28 crore, goodwill and intangible assets of Rs. 0.08 crore, deferred tax assets of Rs. 8.84 crore and other assets of Rs. 1.15 crore. Reported under total liabilities: deposits from customers of Rs. 175.62 crore, borrowings of Rs. 283.67 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 65.6 crore. Reported under total equity: share capital of Rs. 48.58 crore, retained earnings of Rs. 7.7 crore and reserves of Rs. 34.58 crore.
In the financial year 2079/80, Nadep Laghubittiya bittya Sanstha Ltd. reported total assets of Rs. 523.89 crore, total liabilities of Rs. 440.4 crore and total equity of Rs. 83.49 crore.
Reported under total assets: cash and cash equivalents of Rs. 8.58 crore, due from nepal rastra bank of Rs. 2.38 crore, placement with banks and fis of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 500.18 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 1.94 crore, property and equipment of Rs. 2.66 crore, goodwill and intangible assets of Rs. 0.05 crore, deferred tax assets of Rs. 6.53 crore and other assets of Rs. 1.44 crore. Reported under total liabilities: deposits from customers of Rs. 179.14 crore, borrowings of Rs. 201.8 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore and other liabilities of Rs. 59.46 crore. Reported under total equity: share capital of Rs. 48.58 crore, retained earnings of Rs. 6.36 crore and reserves of Rs. 28.56 crore.
In the financial year 2081/82, Nadep Laghubittiya bittya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 7.96 crore, net cash flow from investing activities (b) of Rs. 1.76 crore, net cash flow from financing activities (c) of Rs. 0.16 crore, net increase/(decrease) in cash and cash equivalents of Rs. 6.03 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 11.52 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 17.56 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 82.02 crore, fees and other income received of Rs. 4.82 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 42.02 crore, commission and fees paid of Rs. 0.33 crore, cash payment to employees of Rs. 20.64 crore, other expense paid of Rs. 8.34 crore, operating cash flows before changes in operating assets and liabilities of Rs. 15.51 crore, due from nepal rastra bank of Rs. 0 crore, loan and advances to customers of Rs. 7.47 crore, other assets of Rs. 6.62 crore, deposit from customers of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 2.18 crore, net cash flow from operating activities before tax paid of Rs. 12.48 crore and income taxes paid of Rs. 4.52 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 1.75 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore and receipt from sale of intangible assets of Rs. 0.02 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.16 crore.
In the financial year 2080/81, Nadep Laghubittiya bittya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 3.85 crore, net cash flow from investing activities (b) of Rs. 0.19 crore, net cash flow from financing activities (c) of Rs. 0.72 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2.94 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 8.58 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 11.52 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 74.11 crore, fees and other income received of Rs. 3.75 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 46.45 crore, commission and fees paid of Rs. 0.66 crore, cash payment to employees of Rs. 19.68 crore, other expense paid of Rs. 10.41 crore, operating cash flows before changes in operating assets and liabilities of Rs. 0.66 crore, due from nepal rastra bank of Rs. 0.58 crore, loan and advances to customers of Rs. 72.67 crore, other assets of Rs. 0.97 crore, deposit from customers of Rs. 3.52 crore, borrowings of Rs. 81.86 crore, other liabilities of Rs. 0.41 crore, net cash flow from operating activities before tax paid of Rs. 6.32 crore and income taxes paid of Rs. 2.47 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0.15 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.04 crore and receipt from sale of intangible assets of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.72 crore.
In the financial year 2079/80, Nadep Laghubittiya bittya Sanstha Ltd. reported net cash flow from operating activities (a) of Rs. 3.27 crore, net cash flow from investing activities (b) of Rs. 0.16 crore, net cash flow from financing activities (c) of Rs. 0.52 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2.59 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 5.99 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 8.58 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 74.94 crore, fees and other income received of Rs. 4.12 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0 crore, interest paid of Rs. 43.5 crore, commission and fees paid of Rs. 0.6 crore, cash payment to employees of Rs. 22.74 crore, other expense paid of Rs. 5.95 crore, operating cash flows before changes in operating assets and liabilities of Rs. 6.25 crore, due from nepal rastra bank of Rs. 0.02 crore, loan and advances to customers of Rs. 6.47 crore, other assets of Rs. 0.25 crore, deposit from customers of Rs. 2.01 crore, borrowings of Rs. 4.9 crore, other liabilities of Rs. 1.64 crore, net cash flow from operating activities before tax paid of Rs. 11.21 crore and income taxes paid of Rs. 7.94 crore. Reported under net cash flow from investing activities (b): purchase of property and equipment of Rs. 0.16 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore and receipt from sale of intangible assets of Rs. 0 crore. Reported under net cash flow from financing activities (c): dividends paid of Rs. 0 crore and other receipt/payment of Rs. 0.52 crore.
In the quarter Q4 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 16.24 crore, net fee and commission income of Rs. 6.18 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 22.43 crore, impairment charge/(reversal) of Rs. 3.49 crore, net operating income of Rs. 25.92 crore, operating expenses of Rs. 10.67 crore, operating profit of Rs. 15.24 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 15.24 crore, income tax expense of Rs. 3.36 crore and profit for the year of Rs. 11.89 crore.
Reported under net interest income: interest income of Rs. 24.99 crore and interest expense of Rs. 8.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 6.18 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 7.98 crore, other operating expenses of Rs. 2.62 crore and depreciation & amortisation of Rs. 0.07 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.36 crore and deferred tax of Rs. 0 crore.
In the quarter Q3 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 11.14 crore, net fee and commission income of Rs. 2.47 crore, net trading income of Rs. 0 crore, other operating income of Rs. 4.06 crore, total operating income of Rs. 12.74 crore, impairment charge/(reversal) of Rs. 0.89 crore, net operating income of Rs. 11.85 crore, operating expenses of Rs. 7.93 crore, operating profit of Rs. 3.92 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.92 crore, income tax expense of Rs. 1.18 crore and profit for the year of Rs. 2.74 crore.
Reported under net interest income: interest income of Rs. 19.55 crore and interest expense of Rs. 8.41 crore. Reported under net fee and commission income: fee and commission income of Rs. 2.47 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.93 crore, other operating expenses of Rs. 1.94 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.18 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 12.26 crore, net fee and commission income of Rs. 1.62 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 13.88 crore, impairment charge/(reversal) of Rs. 1.07 crore, net operating income of Rs. 12.81 crore, operating expenses of Rs. 8.25 crore, operating profit of Rs. 4.56 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.56 crore, income tax expense of Rs. 1.37 crore and profit for the year of Rs. 3.19 crore.
Reported under net interest income: interest income of Rs. 20.89 crore and interest expense of Rs. 8.63 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.62 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.29 crore, other operating expenses of Rs. 1.89 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.37 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Nadep Laghubittiya bittya Sanstha Ltd. reported net interest income of Rs. 9.07 crore, net fee and commission income of Rs. 1.08 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 10.15 crore, impairment charge/(reversal) of Rs. 1.33 crore, net operating income of Rs. 8.81 crore, operating expenses of Rs. 7.99 crore, operating profit of Rs. 0.82 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 0.82 crore, income tax expense of Rs. 0.25 crore and profit for the year of Rs. 0.58 crore.
Reported under net interest income: interest income of Rs. 18.43 crore and interest expense of Rs. 9.36 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.08 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 6.01 crore, other operating expenses of Rs. 1.92 crore and depreciation & amortisation of Rs. 0.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.25 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|---|
| Net Interest Income | 48.7 | 43.7 | 34.6 | 33.5 | 37.4 |
| Interest Income | 83.9 | 85.7 | 81.1 | 77.0 | 71.0 |
| Interest Expense | -35.2 | -42.0 | -46.4 | -43.5 | -33.6 |
| Net Fee and Commission Income | 6.4 | 4.4 | 2.7 | 3.4 | 3.3 |
| Fee and Commission Income | 6.4 | 4.8 | 3.4 | 4.0 | 3.6 |
| Fee and Commission Expense | 0.00 | -0.33 | -0.66 | -0.60 | -0.32 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 4.1 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Operating Income | 59.2 | 48.2 | 37.3 | 36.9 | 40.7 |
| Impairment Charge/(Reversal) | 0.20 | -10.6 | -8.6 | -6.5 | -0.70 |
| Net Operating Income | 59.4 | 37.6 | 28.7 | 30.4 | 40.0 |
| Operating Expenses | -34.8 | -33.1 | -37.6 | -29.6 | -31.2 |
| Operating Expense - Personnel Expenses | -26.2 | -24.4 | -25.2 | -22.7 | -23.6 |
| Other Operating Expenses | -8.4 | -6.9 | -11.8 | -6.0 | -6.8 |
| Depreciation & Amortisation | -0.25 | -1.8 | -0.54 | -0.88 | -0.86 |
| Operating Profit | 24.5 | 4.5 | -8.9 | 0.82 | 8.8 |
| Non-Operating Income/(Expense) | 0.00 | 0.04 | 0.38 | 0.12 | 0.05 |
| Non-Operating Income | 0.00 | 0.04 | 0.38 | 0.12 | 0.05 |
| Non-Operating Expense | 0.00 | 0.00 | -0.01 | 0.00 | -0.00 |
| Profit Before Income Tax | 24.5 | 4.5 | -8.5 | 0.94 | 8.8 |
| Income Tax Expense | -6.1 | -1.5 | 1.0 | -2.0 | -5.8 |
| Current Tax | -6.1 | -4.4 | -1.3 | -3.5 | -7.3 |
| Deferred Tax | 0.00 | 2.9 | 2.4 | 1.4 | 1.5 |
| Profit for the Year | 18.4 | 3.0 | -7.4 | -1.1 | 3.1 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 638 | 600 | 524 | 528 | 483 | 485 |
| Cash and Cash Equivalents | 21.4 | 11.5 | 8.6 | 6.0 | 18.9 | 0.52 |
| Due from Nepal Rastra Bank | 3.6 | 3.0 | 2.4 | 2.4 | 2.2 | 0.00 |
| Placement with Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 11.6 |
| Loans and Advances to Banks and FIs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 44.7 |
| Loans and Advances to Customers | 595 | 570 | 500 | 511 | 456 | 413 |
| Investment Securities | 0.12 | 0.12 | 0.12 | 0.20 | 0.20 | 0.20 |
| Current Tax Assets | 3.2 | 3.1 | 1.9 | 0.00 | 0.00 | 0.00 |
| Property and Equipment | 2.9 | 2.3 | 2.7 | 1.8 | 1.0 | 1.4 |
| Goodwill and Intangible Assets | 0.06 | 0.08 | 0.05 | 0.07 | 0.08 | 0.00 |
| Deferred Tax Assets | 10.4 | 8.8 | 6.5 | 5.1 | 3.2 | 0.00 |
| Other Assets | 1.7 | 1.2 | 1.4 | 1.2 | 1.3 | 13.9 |
| Total Liabilities | 557 | 525 | 440 | 443 | 398 | 422 |
| Deposits from Customers | 192 | 176 | 179 | 177 | 154 | 136 |
| Borrowings | 304 | 284 | 202 | 207 | 197 | 251 |
| Current Tax Liabilities | 0.00 | 0.00 | 0.00 | 2.5 | 5.0 | 0.00 |
| Provisions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.19 |
| Other Liabilities | 61.1 | 65.6 | 59.5 | 56.4 | 41.0 | 34.5 |
| Total Equity | 81.5 | 75.5 | 83.5 | 85.1 | 84.7 | 62.6 |
| Share Capital | 48.6 | 48.6 | 48.6 | 48.6 | 40.5 | 40.5 |
| Retained Earnings | -8.4 | -7.7 | 6.4 | 12.5 | 19.2 | 0.00 |
| Reserves | 41.3 | 34.6 | 28.6 | 24.0 | 25.1 | 22.2 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 8.0 | 3.8 | 3.3 | -9.5 |
| Interest Received | 82.0 | 74.1 | 74.9 | 73.3 |
| Fees and Other Income Received | 4.8 | 3.7 | 4.1 | 3.4 |
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipts from Other Operating Activities | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Paid | -42.0 | -46.4 | -43.5 | -33.7 |
| Commission and Fees Paid | -0.33 | -0.66 | -0.60 | -0.32 |
| Cash Payment to Employees | -20.6 | -19.7 | -22.7 | -22.5 |
| Other Expense Paid | -8.3 | -10.4 | -6.0 | -6.1 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 15.5 | 0.66 | 6.3 | 14.0 |
| Due from Nepal Rastra Bank | 0.00 | -0.58 | -0.02 | -0.15 |
| Loan and Advances to Customers | -7.5 | -72.7 | 6.5 | -58.3 |
| Other Assets | 6.6 | 0.97 | -0.25 | -0.00 |
| Deposit from Customers | 0.00 | -3.5 | 2.0 | 22.7 |
| Borrowings | 0.00 | 81.9 | -4.9 | 9.4 |
| Other Liabilities | -2.2 | -0.41 | 1.6 | 12.6 |
| Net Cash Flow from Operating Activities Before Tax Paid | 12.5 | 6.3 | 11.2 | 0.34 |
| Income Taxes Paid | -4.5 | -2.5 | -7.9 | -9.8 |
| Net Cash Flow from Investing Activities (B) | -1.8 | -0.19 | -0.16 | -1.6 |
| Purchase of Property and Equipment | -1.7 | -0.15 | -0.16 | -1.6 |
| Receipt from Sale of Property and Equipment | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Intangible Assets | 0.00 | -0.04 | 0.00 | -0.03 |
| Receipt from Sale of Intangible Assets | -0.02 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow from Financing Activities (C) | -0.16 | -0.72 | -0.52 | -1.8 |
| Dividends Paid | 0.00 | 0.00 | 0.00 | -0.43 |
| Other Receipt/Payment | -0.16 | -0.72 | -0.52 | -1.3 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 6.0 | 2.9 | 2.6 | -12.9 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 11.5 | 8.6 | 6.0 | 18.9 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and Cash Equivalents at Ashadh End | 17.6 | 11.5 | 8.6 | 6.0 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 16.2 | 11.1 | 12.3 | 9.1 | 13.1 | 10.8 | 10.4 | 5.8 | 21.1 | 5.2 |
| Interest Income | 25.0 | 19.6 | 20.9 | 18.4 | 23.1 | 21.1 | 21.0 | 17.0 | 33.3 | 16.1 |
| Interest Expense | -8.8 | -8.4 | -8.6 | -9.4 | -10.0 | -10.2 | -10.6 | -11.1 | -12.2 | -10.9 |
| Net Fee and Commission Income | 6.2 | -2.5 | 1.6 | 1.1 | 1.6 | 1.0 | 1.3 | 1.1 | 1.5 | 1.6 |
| Fee and Commission Income | 6.2 | -2.5 | 1.6 | 1.1 | 1.6 | 1.2 | 1.3 | 1.2 | 1.6 | 2.0 |
| Fee and Commission Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.16 | 0.00 | -0.11 | -0.06 | -0.32 |
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Operating Income | 0.00 | 4.1 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Operating Income | 22.4 | 12.7 | 13.9 | 10.1 | 14.7 | 11.9 | 11.7 | 6.9 | 22.6 | 6.8 |
| Impairment Charge/(Reversal) | 3.5 | -0.89 | -1.1 | -1.3 | 1.1 | -5.4 | 5.0 | -2.9 | 8.9 | 0.80 |
| Net Operating Income | 25.9 | 11.8 | 12.8 | 8.8 | 15.8 | 6.4 | 16.7 | 4.0 | 31.5 | 7.6 |
| Operating Expenses | -10.7 | -7.9 | -8.2 | -8.0 | -9.3 | -7.6 | -7.0 | -9.0 | -13.5 | -7.6 |
| Operating Expense - Personnel Expenses | -8.0 | -5.9 | -6.3 | -6.0 | -6.3 | -5.7 | -4.9 | -7.0 | -11.2 | -6.3 |
| Other Operating Expenses | -2.6 | -1.9 | -1.9 | -1.9 | -2.9 | -1.8 | -2.1 | -1.9 | -2.2 | -1.3 |
| Depreciation & Amortisation | -0.07 | -0.06 | -0.06 | -0.06 | -0.07 | -0.06 | -0.06 | -0.06 | -0.08 | -0.07 |
| Operating Profit | 15.2 | 3.9 | 4.6 | 0.82 | 6.5 | -1.2 | 9.7 | -5.0 | 18.1 | 0.01 |
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | -0.10 | -2.1 | 0.05 | 0.27 | 0.06 |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | -0.10 | 0.00 | 0.05 | 0.27 | 0.06 |
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -2.1 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 15.2 | 3.9 | 4.6 | 0.82 | 6.6 | -1.3 | 7.6 | -5.0 | 18.3 | 0.07 |
| Income Tax Expense | -3.4 | -1.2 | -1.4 | -0.25 | -2.0 | 0.38 | -0.79 | 0.00 | -5.5 | -0.02 |
| Current Tax | -3.4 | -1.2 | -1.4 | -0.25 | -2.0 | 0.38 | -0.79 | 0.00 | -5.5 | -0.02 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 11.9 | 2.7 | 3.2 | 0.58 | 4.6 | -0.90 | 6.8 | -5.0 | 12.8 | 0.05 |
Over the last 15 trading sessions NADEP closed between Rs. 653.00 and Rs. 704.00, finishing at Rs. 666.00 on 2026-10-12 against Rs. 694.00 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 669.00 | 669.00 | 652.20 | 666.00 | 375 |
| 2026-10-09 | 653.00 | 669.00 | 652.10 | 669.00 | 279 |
| 2026-10-08 | 660.00 | 660.50 | 652.00 | 653.00 | 790 |
| 2026-10-07 | 662.00 | 670.00 | 650.40 | 660.00 | 390 |
| 2026-10-06 | 665.00 | 665.00 | 661.50 | 661.50 | 5,026 |
| 2026-10-05 | 653.50 | 660.00 | 646.70 | 660.00 | 797 |
| 2026-10-02 | 665.10 | 679.00 | 665.10 | 666.10 | 514 |
| 2026-10-01 | 674.00 | 683.00 | 665.00 | 683.00 | 2,482 |
| 2026-09-30 | 660.00 | 667.00 | 652.00 | 666.20 | 239 |
| 2026-09-29 | 670.00 | 679.00 | 665.60 | 679.00 | 621 |
| 2026-09-28 | 675.60 | 693.00 | 670.00 | 684.50 | 3,272 |
| 2026-09-24 | 684.90 | 695.00 | 680.00 | 695.00 | 1,165 |
| 2026-09-23 | 714.00 | 714.00 | 670.10 | 690.00 | 2,270 |
| 2026-09-22 | 699.00 | 704.00 | 683.00 | 704.00 | 2,533 |
| 2026-09-18 | 690.00 | 700.00 | 690.00 | 694.00 | 1,109 |
2026, between Rs. 646.70 and Rs. 871.00, 2025, between Rs. 696.00 and Rs. 1,067.00, 2024, between Rs. 500.00 and Rs. 1,190.00, 2023, between Rs. 455.00 and Rs. 835.00, 2022, between Rs. 638.00 and Rs. 883.10 and 2020, between Rs. 363.64 and Rs. 902.50.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 646.70 | 871.00 | 181 |
| 2025 | 696.00 | 1,067.00 | 225 |
| 2024 | 500.00 | 1,190.00 | 232 |
| 2023 | 455.00 | 835.00 | 227 |
| 2022 | 638.00 | 883.10 | 15 |
| 2020 | 363.64 | 902.50 | 178 |
| 2019 | 285.61 | 537.55 | 243 |
| 2018 | 229.58 | 572.79 | 66 |
At Rs. 666.00 on 2026-10-12, NADEP is up 0.91% over 1 week, down 2.06% over 1 month, down 4.88% over 3 months, down 15.37% over 6 months, down 14.29% over 1 year and down 23.08% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +0.91% | 660.00 | 2026-10-05 |
| 1 month | -2.06% | 680.00 | 2026-09-11 |
| 3 months | -4.88% | 700.20 | 2026-07-14 |
| 6 months | -15.37% | 787.00 | 2026-04-15 |
| 1 year | -14.29% | 777.00 | 2025-10-12 |
| 5 years | -23.08% | 865.83 | 2020-12-31 |
NADEP traded 5 times on 2026-10-12, moving 375 shares for Rs. 0.02 crore of turnover. Trades went through between Rs. 652.20 and Rs. 669.00.
Largest buyers by volume: broker 41, Linch Stock Market Limited on 300 shares across 1 trades, broker 89, Global IME Securities Limited on 50 shares across 2 trades, broker 5, Market Securities Exchange Company Pvt. Limited on 15 shares across 1 trades and broker 68, Elite Stock House Limited on 10 shares across 1 trades.
Largest sellers by volume: broker 74, Kalash Stock Market Pvt. Ltd. on 300 shares across 1 trades, broker 7, J.F. Securities Company Pvt. Limited on 35 shares across 1 trades, broker 41, Linch Stock Market Limited on 15 shares across 1 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 15 shares across 1 trades and broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 10 shares across 1 trades.
Nadep Laghubittiya bittya Sanstha Ltd. most recently declared a 10% bonus share issue for 2078/2079, announced on 2023-02-01. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2078/2079 | 10% | 2023-02-01 |
For 2078/2079 Nadep Laghubittiya bittya Sanstha Ltd. declared a 10% bonus share issue, announced on 2023-02-01.
Annual and special general meetings Nadep Laghubittiya bittya Sanstha Ltd. has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 10 quarters of results for NADEP, with charts and peer comparison, are free on NepView.
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