Swastik (SWASTIK) share price is Rs. 1,642.10, down 2.26% on 2026-11-02. Open Rs. 1,730.40. High Rs. 1,730.40. Low Rs. 1,635.00. Volume 485.
Swastik Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (SWASTIK), Microfinance sector.
Swastik Laghubitta Bittiya Sanstha Limited is a province-level 'D'-class microfinance financial institution licensed by Nepal Rastra Bank, established in October 2018 and operating in Madhesh Province since 2019, with its head office at Lahan-8, Siraha. Through 12 branch offices across four districts of Madhesh Province (Saptari, Siraha, Dhanusha, Mahottari), it provides microcredit, deposit, and financial-literacy services to roughly 11,619 low-income families, focusing on women and on agriculture, livestock, services, and micro-enterprise. Its ordinary shares were listed on the Nepal Stock Exchange (NEPSE) under the symbol SWASTIK on 10 November 2025, with secondary-market trading commencing 25 Kartik 2082 (11 Nov 2025). The institution has reported net losses in recent periods amid sector-wide microfinance repayment stress; ICRA Nepal rated it [ICRANP-IR] B with a negative watch.
Swastik Laghubitta Bittiya Sanstha Limited (SWASTIK) has 5,77,500 shares outstanding. It listed on NEPSE in 2082.
| Market Cap | Rs. 94.83 Crore |
|---|---|
| P/E Ratio (TTM) | 77.79 |
| EPS (TTM) | Rs. 21.11 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 3,400.00 |
| 52 Week Low | Rs. 391.70 |
| Listed Since | 2082 |
What Swastik Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In the third quarter of 2082/83 (Q3 2082/83) Swastik Laghubitta Bittiya Sanstha Limited reported profit of Rs. 0.09 crore and total operating income of Rs. 1.35 crore. Profit in Q2 2082/83 was Rs. 0.44 crore. Profit fell 79.74% on the previous quarter. Total operating income fell 1.08% on the previous quarter.
In the quarter Q3 2082/83, Swastik Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 1.09 crore, net fee and commission income of Rs. 0.25 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 1.35 crore, impairment charge/(reversal) of Rs. 0.3 crore, net operating income of Rs. 1.05 crore, operating expenses of Rs. 0.93 crore, operating profit of Rs. 0.13 crore, profit before income tax of Rs. 0.13 crore, income tax expense of Rs. 0.04 crore and profit for the year of Rs. 0.09 crore.
Reported under net interest income: interest income of Rs. 2.07 crore and interest expense of Rs. 0.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.26 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.63 crore, other operating expenses of Rs. 0.23 crore and depreciation & amortisation of Rs. 0.07 crore. Reported under income tax expense: current tax of Rs. 0.04 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Swastik Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 1.08 crore, net fee and commission income of Rs. 0.27 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 1.36 crore, impairment charge/(reversal) of Rs. 0.18 crore, net operating income of Rs. 1.54 crore, operating expenses of Rs. 0.92 crore, operating profit of Rs. 0.62 crore, profit before income tax of Rs. 0.62 crore, income tax expense of Rs. 0.19 crore and profit for the year of Rs. 0.44 crore.
Reported under net interest income: interest income of Rs. 2.08 crore and interest expense of Rs. 1 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.28 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.65 crore, other operating expenses of Rs. 0.29 crore and depreciation & amortisation of Rs. 0.02 crore. Reported under income tax expense: current tax of Rs. 0.19 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Swastik Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 2.04 crore, net fee and commission income of Rs. 0.3 crore, other operating income of Rs. 0.01 crore, total operating income of Rs. 2.35 crore, impairment charge/(reversal) of Rs. 0.76 crore, net operating income of Rs. 1.59 crore, operating expenses of Rs. 1.02 crore, operating profit of Rs. 0.57 crore, profit before income tax of Rs. 0.57 crore, income tax expense of Rs. 0.17 crore and profit for the year of Rs. 0.4 crore.
Reported under net interest income: interest income of Rs. 3.14 crore and interest expense of Rs. 1.1 crore. Reported under net fee and commission income: fee and commission income of Rs. 0.31 crore and fee and commission expense of Rs. 0.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 0.76 crore, other operating expenses of Rs. 0.18 crore and depreciation & amortisation of Rs. 0.08 crore. Reported under income tax expense: current tax of Rs. 0.17 crore and deferred tax of Rs. 0 crore.
Figures from Swastik Laghubitta Bittiya Sanstha Limited's quarterly reports, most recent quarter first.
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 |
|---|---|---|---|
| Net Interest Income | 1.1 | 1.1 | 2.0 |
| Interest Income | 2.1 | 2.1 | 3.1 |
| Interest Expense | -0.98 | -1.00 | -1.1 |
| Net Fee and Commission Income | 0.25 | 0.27 | 0.30 |
| Fee and Commission Income | 0.26 | 0.28 | 0.31 |
| Fee and Commission Expense | -0.01 | -0.01 | -0.01 |
| Other Operating Income | 0.01 | 0.01 | 0.01 |
| Total Operating Income | 1.3 | 1.4 | 2.4 |
| Impairment Charge/(Reversal) | -0.30 | 0.18 | -0.76 |
| Net Operating Income | 1.1 | 1.5 | 1.6 |
| Operating Expenses | -0.93 | -0.92 | -1.0 |
| Operating Expense - Personnel Expenses | -0.63 | -0.65 | -0.76 |
| Other Operating Expenses | -0.23 | -0.29 | -0.18 |
| Depreciation & Amortisation | -0.07 | 0.02 | -0.08 |
| Operating Profit | 0.13 | 0.62 | 0.57 |
| Profit Before Income Tax | 0.13 | 0.62 | 0.57 |
| Income Tax Expense | -0.04 | -0.19 | -0.17 |
| Current Tax | -0.04 | -0.19 | -0.17 |
| Deferred Tax | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 0.09 | 0.44 | 0.40 |
Over the last 15 trading sessions SWASTIK closed between Rs. 1,620.00 and Rs. 1,733.00, finishing at Rs. 1,642.10 on 2026-11-02 against Rs. 1,696.00 on 2026-10-05.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-11-02 | 1,730.40 | 1,730.40 | 1,635.00 | 1,642.10 | 485 |
| 2026-10-30 | 1,725.00 | 1,725.00 | 1,677.10 | 1,680.00 | 986 |
| 2026-10-29 | 1,700.00 | 1,740.00 | 1,700.00 | 1,720.00 | 760 |
| 2026-10-28 | 1,640.00 | 1,735.00 | 1,640.00 | 1,733.00 | 701 |
| 2026-10-27 | 1,606.10 | 1,650.00 | 1,606.10 | 1,640.00 | 428 |
| 2026-10-26 | 1,590.00 | 1,635.10 | 1,590.00 | 1,633.00 | 375 |
| 2026-10-16 | 1,666.00 | 1,666.00 | 1,627.00 | 1,627.10 | 539 |
| 2026-10-14 | 1,622.10 | 1,650.00 | 1,601.00 | 1,620.00 | 514 |
| 2026-10-13 | 1,655.00 | 1,670.00 | 1,650.00 | 1,665.00 | 398 |
| 2026-10-12 | 1,660.00 | 1,699.00 | 1,652.00 | 1,652.00 | 715 |
| 2026-10-09 | 1,670.00 | 1,675.00 | 1,660.00 | 1,660.00 | 653 |
| 2026-10-08 | 1,668.40 | 1,700.00 | 1,668.40 | 1,675.00 | 771 |
| 2026-10-07 | 1,691.40 | 1,720.00 | 1,691.40 | 1,720.00 | 353 |
| 2026-10-06 | 1,700.00 | 1,739.90 | 1,700.00 | 1,724.00 | 180 |
| 2026-10-05 | 1,777.00 | 1,777.00 | 1,695.00 | 1,696.00 | 1,011 |
2026, between Rs. 1,590.00 and Rs. 3,300.00 and 2025, between Rs. 391.70 and Rs. 3,400.00.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 1,590.00 | 3,300.00 | 190 |
| 2025 | 391.70 | 3,400.00 | 32 |
At Rs. 1,642.10 on 2026-11-02, SWASTIK is up 0.56% over 1 week, down 7.59% over 1 month, down 18.35% over 3 months and down 33.25% over 6 months. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +0.56% | 1,633.00 | 2026-10-26 |
| 1 month | -7.59% | 1,777.00 | 2026-10-02 |
| 3 months | -18.35% | 2,011.10 | 2026-08-04 |
| 6 months | -33.25% | 2,460.00 | 2026-05-06 |
SWASTIK traded 22 times on 2026-11-02, moving 485 shares for Rs. 0.08 crore of turnover. Trades went through between Rs. 1,635.00 and Rs. 1,730.40.
Largest buyers by volume: broker 26, Asian Securities Pvt. Limited on 130 shares across 3 trades, broker 39, Sumeru Securities Pvt.Limited on 60 shares across 3 trades, broker 29, Trishul Securities And Investment Limited on 60 shares across 2 trades, broker 58, Naasa Securities Co. Ltd. on 50 shares across 4 trades, broker 47, Neev Securities Pvt.Ltd on 50 shares across 1 trades, broker 22, Siprabi Securities Pvt. Limited on 40 shares across 2 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 30 shares across 2 trades, broker 16, Primo Securities Pvt. Limited on 25 shares across 1 trades, broker 86, Stoxkarts Securities Limited on 10 shares across 1 trades and broker 35, Kohinoor Investment and Securities Pvt.Ltd on 10 shares across 1 trades.
Largest sellers by volume: broker 47, Neev Securities Pvt.Ltd on 110 shares across 6 trades, broker 39, Sumeru Securities Pvt.Limited on 100 shares across 5 trades, broker 11, Malla & Malla Stock Broking Company Pvt. Limited on 90 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 80 shares across 3 trades, broker 36, Secured Securities Limited on 55 shares across 2 trades, broker 86, Stoxkarts Securities Limited on 10 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 10 shares across 1 trades, broker 51, Oxford Securities Pvt.Ltd on 10 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 10 shares across 1 trades and broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 10 shares across 1 trades.
Annual and special general meetings Swastik Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.
3 quarters of results for SWASTIK, with charts and peer comparison, are free on NepView.
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