Deprosc Laghubitta Bittiya Sanstha Limited (DDBL) Share Price & Fundamentals

Deprosc (DDBL) share price is Rs. 851.50, up 0.77% on 2026-10-12. Open Rs. 846.00. High Rs. 859.00. Low Rs. 843.00. Volume 8,390.

Deprosc Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (DDBL), Microfinance sector. Revenue: Rs. 208.27 Crore. Net profit: Rs. 57.69 Crore. Net worth: Rs. 379.41 Crore.

About Deprosc Laghubitta Bittiya Sanstha Limited

Deprosc Laghubitta Bittiya Sanstha Limited (DDBL) is a "D"-class microfinance institution licensed by Nepal Rastra Bank, headquartered in Bharatpur, Chitwan. It grew out of microfinance and development work carried out by DEPROSC-Nepal (the Development Project Service Centre), and provides savings, credit, and related financial services to low-income households through a branch network across Nepal. Its shares have traded on NEPSE since May 2005.

Deprosc Laghubitta Bittiya Sanstha Limited (DDBL) has 2,05,51,143 shares outstanding. It listed on NEPSE in 2005. Its most recent declared dividend was 5.00% on face value.

DDBL key metrics

DDBL strengths

What Deprosc Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.

• Makes 7% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
• Profit grew 71.5% on last year. (Growth)
• Bad-loan charges come to -4.3% of income, so borrowers are paying back well. (Asset Quality)
• 14.1% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
• Turns 41.1% of its income into profit once every cost is paid. (Profitability)
• Earns 2.1% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
• Keeps 59.8% of income as profit from everyday banking, before tax. (Profitability)
• Each share earned Rs 48.15 of profit over the year. (Shareholder Returns)
• 90.8% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Owns 7.11x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
• Earns 15.2% a year on the money shareholders put in, which is the return owners actually receive. (Profitability)
• Income from lending grew 15.5% on last year, so the core business is expanding. (Growth)
• Customer deposits grew 14.8% on last year, giving it more cheap money to lend. (Growth)
• Each share is backed by Rs 184.62 of the bank's own net worth. (Shareholder Returns)
• Total income grew 15.6% on last year. (Growth)

DDBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Only 47.5% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
• Loans are 93.3% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• 50.4% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
• Staff costs take 33.1% of income, a heavy load on earnings. (Efficiency)
• Only 8.7% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• The loan book moved 8.7%, so lending is not expanding. (Growth)
• The bank's size moved 9% over the year. (Shareholder Returns)

DDBL Q3 2082/83 results

In Q3 2082/83 Deprosc Laghubitta Bittiya Sanstha Limited reported profit of Rs. 23.72 crore and total operating income of Rs. 58.47 crore. Profit in Q2 2082/83 was Rs. 24.07 crore. Profit fell 1.44% on the previous quarter. Total operating income grew 1.73% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 18.65 crore. Profit grew 27.22% on the same quarter last year. Total operating income grew 7.22% on the same quarter last year.

DDBL annual results 2081/82

For the financial year 2081/82 Deprosc Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 57.69 crore, total operating income of Rs. 208.27 crore and net worth of Rs. 379.41 crore. Net profit in 2080/81 was Rs. 15.99 crore. Net profit grew 260.81% on the year. Total operating income grew 37.15% on the year.

DDBL profit and loss for 2081/82

In the financial year 2081/82, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 189.3 crore, net fee and commission income of Rs. 18.89 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.08 crore, total operating income of Rs. 208.27 crore, impairment charge/(reversal) of Rs. 19.6 crore, net operating income of Rs. 188.67 crore, operating expenses of Rs. 97.28 crore, operating profit of Rs. 91.38 crore, non-operating income/(expense) of Rs. 2.59 crore, profit before income tax of Rs. 88.79 crore, income tax expense of Rs. 31.11 crore and profit for the year of Rs. 57.69 crore.

Reported under net interest income: interest income of Rs. 355.37 crore and interest expense of Rs. 166.07 crore. Reported under net fee and commission income: fee and commission income of Rs. 18.89 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 71.07 crore, other operating expenses of Rs. 24 crore and depreciation & amortisation of Rs. 2.21 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.91 crore and non-operating expense of Rs. 3.5 crore. Reported under income tax expense: current tax of Rs. 31.23 crore and deferred tax of Rs. 0.12 crore.

DDBL profit and loss for 2080/81

In the financial year 2080/81, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 136.54 crore, net fee and commission income of Rs. 14.53 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.78 crore, total operating income of Rs. 151.86 crore, impairment charge/(reversal) of Rs. 34.53 crore, net operating income of Rs. 117.33 crore, operating expenses of Rs. 81.46 crore, operating profit of Rs. 35.87 crore, non-operating income/(expense) of Rs. 2.61 crore, profit before income tax of Rs. 33.26 crore, income tax expense of Rs. 17.27 crore and profit for the year of Rs. 15.99 crore.

Reported under net interest income: interest income of Rs. 315.54 crore and interest expense of Rs. 179 crore. Reported under net fee and commission income: fee and commission income of Rs. 14.53 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 57.32 crore, other operating expenses of Rs. 22.12 crore and depreciation & amortisation of Rs. 2.01 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 2.67 crore. Reported under income tax expense: current tax of Rs. 18.38 crore and deferred tax of Rs. 1.11 crore.

DDBL profit and loss for 2079/80

In the financial year 2079/80, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 118.5 crore, net fee and commission income of Rs. 16.6 crore, net trading income of Rs. 0 crore, other operating income of Rs. 3.26 crore, total operating income of Rs. 138.36 crore, impairment charge/(reversal) of Rs. 29.8 crore, net operating income of Rs. 108.56 crore, operating expenses of Rs. 81.41 crore, operating profit of Rs. 27.15 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 27.16 crore, income tax expense of Rs. 13.69 crore and profit for the year of Rs. 13.47 crore.

Reported under net interest income: interest income of Rs. 274.03 crore and interest expense of Rs. 155.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 16.6 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 58.18 crore, other operating expenses of Rs. 21.08 crore and depreciation & amortisation of Rs. 2.15 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 14.01 crore and deferred tax of Rs. 0.32 crore.

DDBL balance sheet for 2081/82

In the financial year 2081/82, Deprosc Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 2,697.52 crore, total liabilities of Rs. 2,318.12 crore and total equity of Rs. 379.41 crore.

Reported under total assets: cash and cash equivalents of Rs. 138.22 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 16 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 2,517.42 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 6.89 crore, goodwill and intangible assets of Rs. 2.7 crore, deferred tax assets of Rs. 4.36 crore and other assets of Rs. 11.81 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 1,101.64 crore, borrowings of Rs. 1,168.34 crore, current tax liabilities of Rs. 4.06 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 44.08 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 186.83 crore, share premium of Rs. 0 crore, retained earnings of Rs. 59.98 crore, reserves of Rs. 132.6 crore and non controlling interest of Rs. 0 crore.

DDBL balance sheet for 2080/81

In the financial year 2080/81, Deprosc Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 2,474.22 crore, total liabilities of Rs. 2,149.93 crore and total equity of Rs. 324.29 crore.

Reported under total assets: cash and cash equivalents of Rs. 99.72 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 16 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 2,316.97 crore, investment securities of Rs. 0.14 crore, current tax assets of Rs. 16.79 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 6.36 crore, goodwill and intangible assets of Rs. 2.7 crore, deferred tax assets of Rs. 4.11 crore and other assets of Rs. 11.42 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 960.01 crore, borrowings of Rs. 1,146.79 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 43.13 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 170.62 crore, share premium of Rs. 0 crore, retained earnings of Rs. 32.13 crore, reserves of Rs. 121.54 crore and non controlling interest of Rs. 0 crore.

DDBL balance sheet for 2079/80

In the financial year 2079/80, Deprosc Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 2,128.75 crore, total liabilities of Rs. 1,816.25 crore and total equity of Rs. 312.5 crore.

Reported under total assets: cash and cash equivalents of Rs. 76.63 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 15 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 1,994.13 crore, investment securities of Rs. 0.12 crore, current tax assets of Rs. 13.01 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 6.52 crore, goodwill and intangible assets of Rs. 2.75 crore, deferred tax assets of Rs. 1.98 crore and other assets of Rs. 18.61 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 904.56 crore, borrowings of Rs. 885.94 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 25.76 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 155.11 crore, share premium of Rs. 0 crore, retained earnings of Rs. 39.32 crore, reserves of Rs. 118.08 crore and non controlling interest of Rs. 0 crore.

DDBL cash flow for 2081/82

In the financial year 2081/82, Deprosc Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 42.11 crore, net cash flow from investing activities (b) of Rs. 2.76 crore, net cash flow from financing activities (c) of Rs. 0.85 crore, net increase/(decrease) in cash and cash equivalents of Rs. 38.49 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 99.72 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 138.22 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 351.73 crore, fees and other income received of Rs. 18.89 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.99 crore, interest paid of Rs. 166.07 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 59.73 crore, other expense paid of Rs. 24.84 crore, operating cash flows before changes in operating assets and liabilities of Rs. 120.97 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 219.88 crore, other assets of Rs. 0.41 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 141.64 crore, borrowings of Rs. 21.54 crore, other liabilities of Rs. 11.38 crore, net cash flow from operating activities before tax paid of Rs. 52.49 crore and income taxes paid of Rs. 10.38 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 2.72 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0.04 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.85 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

DDBL cash flow for 2080/81

In the financial year 2080/81, Deprosc Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 25.6 crore, net cash flow from investing activities (b) of Rs. 1.69 crore, net cash flow from financing activities (c) of Rs. 0.82 crore, net increase/(decrease) in cash and cash equivalents of Rs. 23.1 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 76.63 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 99.72 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 310.9 crore, fees and other income received of Rs. 14.53 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 0.72 crore, interest paid of Rs. 179 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 54.38 crore, other expense paid of Rs. 23.31 crore, operating cash flows before changes in operating assets and liabilities of Rs. 69.47 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 1 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 354.08 crore, other assets of Rs. 4.07 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 55.45 crore, borrowings of Rs. 260.86 crore, other liabilities of Rs. 9.87 crore, net cash flow from operating activities before tax paid of Rs. 44.63 crore and income taxes paid of Rs. 19.03 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 1.76 crore, receipt from sale of property and equipment of Rs. 0.12 crore, purchase of intangible assets of Rs. 0.05 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.82 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

DDBL cash flow for 2079/80

In the financial year 2079/80, Deprosc Laghubitta Bittiya Sanstha Limited reported net cash flow from operating activities (a) of Rs. 20.44 crore, net cash flow from investing activities (b) of Rs. 0.99 crore, net cash flow from financing activities (c) of Rs. 15.34 crore, net increase/(decrease) in cash and cash equivalents of Rs. 4.11 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 70.39 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 76.63 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 274.03 crore, fees and other income received of Rs. 16.6 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 3.26 crore, interest paid of Rs. 155.53 crore, commission and fees paid of Rs. 0 crore, cash payment to employees of Rs. 55.62 crore, other expense paid of Rs. 20.82 crore, operating cash flows before changes in operating assets and liabilities of Rs. 61.92 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and financial institutions of Rs. 2 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 0 crore, loan and advances to customers of Rs. 169.67 crore, other assets of Rs. 0.6 crore, due to banks and financial institutions of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 91.72 crore, borrowings of Rs. 80.39 crore, other liabilities of Rs. 13.75 crore, net cash flow from operating activities before tax paid of Rs. 48.01 crore and income taxes paid of Rs. 27.57 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 0.99 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 0 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 15.34 crore, interest paid of Rs. 0 crore and other receipt/payment of Rs. 0 crore.

DDBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 52.33 crore, net fee and commission income of Rs. 5.92 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.22 crore, total operating income of Rs. 58.47 crore, impairment charge/(reversal) of Rs. 4.31 crore, net operating income of Rs. 62.78 crore, operating expenses of Rs. 26.69 crore, operating profit of Rs. 36.09 crore, non-operating income/(expense) of Rs. 2.2 crore, profit before income tax of Rs. 33.89 crore, income tax expense of Rs. 10.17 crore and profit for the year of Rs. 23.72 crore.

Reported under net interest income: interest income of Rs. 88.42 crore and interest expense of Rs. 36.09 crore. Reported under net fee and commission income: fee and commission income of Rs. 5.92 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 19.99 crore, other operating expenses of Rs. 6.28 crore and depreciation & amortisation of Rs. 0.42 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 2.23 crore. Reported under income tax expense: current tax of Rs. 10.17 crore and deferred tax of Rs. 0 crore.

DDBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 52.75 crore, net fee and commission income of Rs. 4.67 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.05 crore, total operating income of Rs. 57.47 crore, impairment charge/(reversal) of Rs. 1.57 crore, net operating income of Rs. 59.04 crore, operating expenses of Rs. 24.87 crore, operating profit of Rs. 34.18 crore, non-operating income/(expense) of Rs. 0.21 crore, profit before income tax of Rs. 34.39 crore, income tax expense of Rs. 10.32 crore and profit for the year of Rs. 24.07 crore.

Reported under net interest income: interest income of Rs. 88.97 crore and interest expense of Rs. 36.22 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.67 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 18.27 crore, other operating expenses of Rs. 6.17 crore and depreciation & amortisation of Rs. 0.42 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.21 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 10.32 crore and deferred tax of Rs. 0 crore.

DDBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 53.35 crore, net fee and commission income of Rs. 4.4 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.02 crore, total operating income of Rs. 57.78 crore, impairment charge/(reversal) of Rs. 0.56 crore, net operating income of Rs. 57.22 crore, operating expenses of Rs. 28.41 crore, operating profit of Rs. 28.81 crore, non-operating income/(expense) of Rs. 0.07 crore, profit before income tax of Rs. 28.89 crore, income tax expense of Rs. 8.67 crore and profit for the year of Rs. 20.22 crore.

Reported under net interest income: interest income of Rs. 92.7 crore and interest expense of Rs. 39.35 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.4 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 21.72 crore, other operating expenses of Rs. 6.25 crore and depreciation & amortisation of Rs. 0.44 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.07 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 8.67 crore and deferred tax of Rs. 0 crore.

DDBL quarterly for Q4 2081/82

In the quarter Q4 2081/82, Deprosc Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 34.42 crore, net fee and commission income of Rs. 4.77 crore, net trading income of Rs. 0 crore, other operating income of Rs. 1.72 crore, total operating income of Rs. 40.9 crore, impairment charge/(reversal) of Rs. 26.7 crore, net operating income of Rs. 67.61 crore, operating expenses of Rs. 25.43 crore, operating profit of Rs. 42.18 crore, non-operating income/(expense) of Rs. 1.65 crore, profit before income tax of Rs. 40.53 crore, income tax expense of Rs. 14.62 crore and profit for the year of Rs. 25.9 crore.

Reported under net interest income: interest income of Rs. 75.81 crore and interest expense of Rs. 41.39 crore. Reported under net fee and commission income: fee and commission income of Rs. 4.77 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 15.79 crore, other operating expenses of Rs. 9.21 crore and depreciation & amortisation of Rs. 0.43 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.2 crore and non-operating expense of Rs. 1.85 crore. Reported under income tax expense: current tax of Rs. 14.62 crore and deferred tax of Rs. 0 crore.

DDBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

DDBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

DDBL Cash Flow

Values in Rs. Crore unless stated otherwise.

DDBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Deprosc share price history

Over the last 15 trading sessions DDBL closed between Rs. 843.00 and Rs. 865.50, finishing at Rs. 851.50 on 2026-10-12 against Rs. 864.00 on 2026-09-18.

DDBL share price by year

2026, between Rs. 794.50 and Rs. 927.00, 2025, between Rs. 690.00 and Rs. 918.18, 2024, between Rs. 544.17 and Rs. 912.41, 2023, between Rs. 457.90 and Rs. 808.26, 2022, between Rs. 590.76 and Rs. 965.39 and 2021, between Rs. 688.12 and Rs. 1,203.22.

Deprosc share price returns

At Rs. 851.50 on 2026-10-12, DDBL is up 1.01% over 1 week, up 1.66% over 1 month, up 4.02% over 3 months, up 0.06% over 6 months, up 13.96% over 1 year and down 4.98% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

DDBL floorsheet for 2026-10-12

DDBL traded 61 times on 2026-10-12, moving 8,390 shares for Rs. 0.72 crore of turnover. Trades went through between Rs. 834.00 and Rs. 859.00.

Largest buyers by volume: broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 5,000 shares across 21 trades, broker 22, Siprabi Securities Pvt. Limited on 950 shares across 4 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 829 shares across 4 trades, broker 69, Index Securities Limited on 400 shares across 6 trades, broker 14, Nepal Stock House Pvt. Limited on 318 shares across 5 trades, broker 75, NIMB Stock Markets Limited on 300 shares across 1 trades, broker 45, Imperial Securities Co. Limited on 145 shares across 4 trades, broker 13, Thrive Brokerage House Pvt. Limited on 101 shares across 5 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 100 shares across 1 trades and broker 3, Arun Securities Pvt. Limited on 50 shares across 1 trades.

Largest sellers by volume: broker 25, Sweta Securities Pvt. Limited on 2,000 shares across 1 trades, broker 53, Investment Management Nepal Pvt. Ltd. on 716 shares across 2 trades, broker 49, Online Securities Limited on 693 shares across 6 trades, broker 47, Neev Securities Pvt.Ltd on 584 shares across 11 trades, broker 36, Secured Securities Limited on 489 shares across 2 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 435 shares across 3 trades, broker 43, South Asian Bulls Pvt.Limited on 400 shares across 1 trades, broker 32, Premier Securites Company Limited on 383 shares across 3 trades, broker 80, Indira Securities Pvt. Ltd on 324 shares across 1 trades and broker 62, Capital Max Securities Limited on 310 shares across 2 trades.

DDBL dividend history: bonus shares and cash dividend

Deprosc Laghubitta Bittiya Sanstha Limited most recently declared a 10% bonus share issue and a 5% cash dividend, 15% in total for 2081/2082, announced on 2025-12-21. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Deprosc Laghubitta Bittiya Sanstha Limited declared a 10% bonus share issue and a 5% cash dividend, 15% in total, announced on 2025-12-21.

For 2080/2081 Deprosc Laghubitta Bittiya Sanstha Limited declared a 9.5% bonus share issue, announced on 2024-12-19.

For 2079/2080 Deprosc Laghubitta Bittiya Sanstha Limited declared a 10% bonus share issue, announced on 2024-03-15.

For 2078/2079 Deprosc Laghubitta Bittiya Sanstha Limited declared a 10% bonus share issue and an 11.0526% cash dividend, 21.0526% in total, announced on 2023-02-21.

For 2021/2022 Deprosc Laghubitta Bittiya Sanstha Limited declared a 20% bonus share issue, announced on 2021-09-02.

DDBL general meetings

Annual and special general meetings Deprosc Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.

• 24th AGM for 2081/2082: on 2026-01-12, at Hotel Seven Star Limited, Sauraha, Chitwan (10:00 AM)
• 23rd AGM for 2080/2081: on 2025-01-10, at Hotel Seven Star Limited, Sauraha, Chitwan (10:00 AM)
• 22nd AGM for 2079/2080: on 2024-04-07, at Park Safari Resort, Sauraha, Chitwan (10:00 AM)

6 years of annual statements and 11 quarters of results for DDBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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