Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) Share Price & Fundamentals
Aatmanirbhar (ANLB) share price is Rs. 4,979.90, down 0.50% on 2026-09-22. Open Rs. 4,900.00. High Rs. 5,019.90. Low Rs. 4,900.00. Volume 461.
Aatmanirbhar Laghubitta Bittiya Sanstha Limited is a NEPSE-listed company (ANLB), Microfinance sector. Revenue: Rs. 18.08 Crore. Net profit: Rs. 4.79 Crore. Net worth: Rs. 30.15 Crore.
About Aatmanirbhar Laghubitta Bittiya Sanstha Limited
Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) is a "D"-class microfinance institution headquartered in Ghorahi, Dang. It reports under Nepal Rastra Bank's simplified quarterly regulatory format (Form Ga 4.2) rather than the full NFRS condensed-statement format used by larger BFIs. Its shares have traded on NEPSE since April 2023.
Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) has 8,95,072 shares outstanding. It listed on NEPSE in 2023. Its most recent declared dividend was 0.75% on face value.
Company website: www.aatmanirbhar.com.np.
ANLB key metrics
ANLB strengths
What Aatmanirbhar Laghubitta Bittiya Sanstha Limited's own accounts show in its favour, graded against the rest of its sector.
- Earns 2.6% a year on everything the bank owns, so its loans and investments are working well. (Profitability)
- Makes 8.8% on its assets from the gap between what it charges borrowers and pays savers. (Margins & Income Quality)
- Profit grew 30.2% on last year. (Growth)
- 16.1% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
- Each share earned Rs 69.71 of profit over the year. (Shareholder Returns)
- Owns 6.23x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
- Each share is backed by Rs 336.82 of the bank's own net worth. (Shareholder Returns)
- Turns 35.6% of its income into profit once every cost is paid. (Profitability)
- 87.8% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
- Earns 15.9% a year on the money shareholders put in, which is the return owners actually receive. (Profitability)
- Keeps 41.9% of income as profit from everyday banking, before tax. (Profitability)
- Customer deposits grew 13.8% on last year, giving it more cheap money to lend. (Growth)
- The bank grew 10.7% bigger over the year. (Shareholder Returns)
ANLB weaknesses
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
- Only 62.2% of funding comes from deposits, so it relies on costlier borrowing. (Liquidity & Funding)
- Income from lending moved -6.7%, so the core business is not growing. (Growth)
- 15.4% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
- Total income moved -3.2% on last year. (Growth)
- Loans are 82.7% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
- Staff costs take 34% of income, a heavy load on earnings. (Efficiency)
- 6.3% of funding is borrowed, which costs more and can dry up in a crisis. (Liquidity & Funding)
- The loan book moved 5.1%, so lending is not expanding. (Growth)
ANLB Q3 2082/83 results
In Q3 2082/83 Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported profit of Rs. 1.8 crore and total operating income of Rs. 4.47 crore. Profit in Q2 2082/83 was Rs. 1.91 crore. Profit fell 5.75% on the previous quarter. Total operating income grew 8.72% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 1.3 crore. Profit grew 37.79% on the same quarter last year. Total operating income grew 19.67% on the same quarter last year.
ANLB annual results 2081/82
For the financial year 2081/82 Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net profit of Rs. 4.79 crore, total operating income of Rs. 18.08 crore and net worth of Rs. 30.15 crore. Net profit in 2080/81 was Rs. 0.78 crore. Net profit grew 515.62% on the year. Total operating income fell 15.31% on the year.
ANLB profit and loss for 2081/82
In the financial year 2081/82, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 16.47 crore, net fee and commission income of Rs. 1.62 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 18.08 crore, impairment charge/(reversal) of Rs. 2.39 crore, net operating income of Rs. 15.69 crore, operating expenses of Rs. 7.27 crore, operating profit of Rs. 8.42 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 8.42 crore, income tax expense of Rs. 3.63 crore and profit for the year of Rs. 4.79 crore.
Reported under net interest income: interest income of Rs. 24.24 crore and interest expense of Rs. 7.77 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.67 crore and fee and commission expense of Rs. 0.05 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 5.73 crore, other operating expenses of Rs. 1.33 crore and depreciation & amortisation of Rs. 0.21 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.68 crore and deferred tax of Rs. 0.06 crore.
ANLB profit and loss for 2080/81
In the financial year 2080/81, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 19.59 crore, net fee and commission income of Rs. 1.76 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 21.35 crore, impairment charge/(reversal) of Rs. 11.08 crore, net operating income of Rs. 10.28 crore, operating expenses of Rs. 5.94 crore, operating profit of Rs. 4.34 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.34 crore, income tax expense of Rs. 3.56 crore and profit for the year of Rs. 0.78 crore.
Reported under net interest income: interest income of Rs. 26.87 crore and interest expense of Rs. 7.28 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.76 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.85 crore, other operating expenses of Rs. 0.93 crore and depreciation & amortisation of Rs. 0.17 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 3.61 crore and deferred tax of Rs. 0.05 crore.
ANLB profit and loss for 2079/80
In the financial year 2079/80, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 11.77 crore, net fee and commission income of Rs. 1.21 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0 crore, total operating income of Rs. 12.98 crore, impairment charge/(reversal) of Rs. 2.48 crore, net operating income of Rs. 10.5 crore, operating expenses of Rs. 5.75 crore, operating profit of Rs. 4.75 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 4.75 crore, income tax expense of Rs. 1.53 crore and profit for the year of Rs. 3.22 crore.
Reported under net interest income: interest income of Rs. 18.21 crore and interest expense of Rs. 6.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 1.21 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 4.39 crore, other operating expenses of Rs. 1.36 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1.53 crore and deferred tax of Rs. 0.01 crore.
ANLB balance sheet for 2081/82
In the financial year 2081/82, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 187.75 crore, total liabilities of Rs. 157.6 crore and total equity of Rs. 30.15 crore.
Reported under total assets: cash and cash equivalents of Rs. 18.58 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 155.34 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 0.43 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 13.4 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 98.01 crore, borrowings of Rs. 9.97 crore, current tax liabilities of Rs. 5.52 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 44.09 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 7.83 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0 crore, reserves of Rs. 22.31 crore and non controlling interest of Rs. 0 crore.
ANLB balance sheet for 2080/81
In the financial year 2080/81, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 169.63 crore, total liabilities of Rs. 142.9 crore and total equity of Rs. 26.73 crore.
Reported under total assets: cash and cash equivalents of Rs. 13.68 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 147.87 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 0.45 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 7.64 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 86.15 crore, borrowings of Rs. 14.82 crore, current tax liabilities of Rs. 2.09 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 39.84 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 6.86 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0 crore, reserves of Rs. 19.88 crore and non controlling interest of Rs. 0 crore.
ANLB balance sheet for 2079/80
In the financial year 2079/80, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported total assets of Rs. 153.49 crore, total liabilities of Rs. 125.99 crore and total equity of Rs. 27.49 crore.
Reported under total assets: cash and cash equivalents of Rs. 12.37 crore, due from nepal rastra bank of Rs. 0 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 0 crore, loans and advances to customers of Rs. 130.51 crore, investment securities of Rs. 0 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 0.56 crore, goodwill and intangible assets of Rs. 0 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 10.05 crore. Reported under total liabilities: due to banks and fis of Rs. 0 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 82.06 crore, borrowings of Rs. 8.95 crore, current tax liabilities of Rs. 2.08 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 32.91 crore, debt securities issued of Rs. 0 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 6.23 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0 crore, reserves of Rs. 21.26 crore and non controlling interest of Rs. 0 crore.
ANLB cash flow for 2081/82
In the financial year 2081/82, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net increase/(decrease) in cash and cash equivalents of Rs. 4.91 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 13.68 crore and cash and cash equivalents at ashadh end of Rs. 18.58 crore.
ANLB cash flow for 2080/81
In the financial year 2080/81, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net increase/(decrease) in cash and cash equivalents of Rs. 1.31 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 12.37 crore and cash and cash equivalents at ashadh end of Rs. 13.68 crore.
ANLB cash flow for 2079/80
In the financial year 2079/80, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported cash and cash equivalents at ashadh end of Rs. 12.37 crore.
ANLB quarterly for Q3 2082/83
In the quarter Q3 2082/83, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 3.8 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.68 crore, total operating income of Rs. 4.47 crore, impairment charge/(reversal) of Rs. 0.19 crore, net operating income of Rs. 4.28 crore, operating expenses of Rs. 1.71 crore, operating profit of Rs. 2.57 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.57 crore, income tax expense of Rs. 0.77 crore and profit for the year of Rs. 1.8 crore.
Reported under net interest income: interest income of Rs. 5.64 crore and interest expense of Rs. 1.84 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.42 crore, other operating expenses of Rs. 0.3 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.77 crore and deferred tax of Rs. 0 crore.
ANLB quarterly for Q2 2082/83
In the quarter Q2 2082/83, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 3.61 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.5 crore, total operating income of Rs. 4.12 crore, impairment charge/(reversal) of Rs. 0.29 crore, net operating income of Rs. 4.4 crore, operating expenses of Rs. 1.68 crore, operating profit of Rs. 2.72 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 2.72 crore, income tax expense of Rs. 0.82 crore and profit for the year of Rs. 1.91 crore.
Reported under net interest income: interest income of Rs. 5.44 crore and interest expense of Rs. 1.82 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.42 crore, other operating expenses of Rs. 0.26 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.82 crore and deferred tax of Rs. 0 crore.
ANLB quarterly for Q1 2082/83
In the quarter Q1 2082/83, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 3.57 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.38 crore, total operating income of Rs. 3.95 crore, impairment charge/(reversal) of Rs. 0.32 crore, net operating income of Rs. 3.63 crore, operating expenses of Rs. 1.99 crore, operating profit of Rs. 1.64 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 1.64 crore, income tax expense of Rs. 0.49 crore and profit for the year of Rs. 1.15 crore.
Reported under net interest income: interest income of Rs. 5.48 crore and interest expense of Rs. 1.91 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.65 crore, other operating expenses of Rs. 0.34 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 0.49 crore and deferred tax of Rs. 0 crore.
ANLB quarterly for Q4 2081/82
In the quarter Q4 2081/82, Aatmanirbhar Laghubitta Bittiya Sanstha Limited reported net interest income of Rs. 3.72 crore, net fee and commission income of Rs. 0 crore, net trading income of Rs. 0 crore, other operating income of Rs. 0.46 crore, total operating income of Rs. 4.18 crore, impairment charge/(reversal) of Rs. 1.39 crore, net operating income of Rs. 5.57 crore, operating expenses of Rs. 2.25 crore, operating profit of Rs. 3.32 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 3.32 crore, income tax expense of Rs. 1 crore and profit for the year of Rs. 2.32 crore.
Reported under net interest income: interest income of Rs. 5.82 crore and interest expense of Rs. 2.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 0 crore and fee and commission expense of Rs. 0 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 1.63 crore, other operating expenses of Rs. 0.62 crore and depreciation & amortisation of Rs. 0 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 1 crore and deferred tax of Rs. 0 crore.
ANLB Profit & Loss
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|
| Net Interest Income | 16.5 | 19.6 | 11.8 | 12.6 |
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| Interest Income | 24.2 | 26.9 | 18.2 | 20.0 |
|---|
| Interest Expense | -7.8 | -7.3 | -6.4 | -7.4 |
|---|
| Net Fee and Commission Income | 1.6 | 1.8 | 1.2 | 1.7 |
|---|
| Fee and Commission Income | 1.7 | 1.8 | 1.2 | 1.7 |
|---|
| Fee and Commission Expense | -0.05 | -0.00 | 0.00 | 0.00 |
|---|
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Total Operating Income | 18.1 | 21.4 | 13.0 | 14.3 |
|---|
| Impairment Charge/(Reversal) | -2.4 | -11.1 | -2.5 | -0.80 |
|---|
| Net Operating Income | 15.7 | 10.3 | 10.5 | 13.5 |
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| Operating Expenses | -7.3 | -5.9 | -5.8 | -5.5 |
|---|
| Operating Expense - Personnel Expenses | -5.7 | -4.8 | -4.4 | -4.6 |
|---|
| Other Operating Expenses | -1.3 | -0.93 | -1.4 | -0.94 |
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| Depreciation & Amortisation | -0.21 | -0.17 | 0.00 | 0.00 |
|---|
| Operating Profit | 8.4 | 4.3 | 4.8 | 8.0 |
|---|
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Profit Before Income Tax | 8.4 | 4.3 | 4.8 | 8.0 |
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| Income Tax Expense | -3.6 | -3.6 | -1.5 | -2.8 |
|---|
| Current Tax | -3.7 | -3.6 | -1.5 | -2.8 |
|---|
| Deferred Tax | 0.06 | 0.05 | -0.01 | -0.00 |
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| Profit for the Year | 4.8 | 0.78 | 3.2 | 5.1 |
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ANLB Balance Sheet
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 |
|---|
| Total Assets | 188 | 170 | 153 |
|---|
| Cash and Cash Equivalents | 18.6 | 13.7 | 12.4 |
|---|
| Due from Nepal Rastra Bank | 0.00 | 0.00 | 0.00 |
|---|
| Placement with Banks and FIs | 0.00 | 0.00 | 0.00 |
|---|
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 |
|---|
| Other Trading Assets | 0.00 | 0.00 | 0.00 |
|---|
| Loans and Advances to Banks and FIs | 0.00 | 0.00 | 0.00 |
|---|
| Loans and Advances to Customers | 155 | 148 | 131 |
|---|
| Investment Securities | 0.00 | 0.00 | 0.00 |
|---|
| Current Tax Assets | 0.00 | 0.00 | 0.00 |
|---|
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 |
|---|
| Investment in Associates | 0.00 | 0.00 | 0.00 |
|---|
| Investment Property | 0.00 | 0.00 | 0.00 |
|---|
| Property and Equipment | 0.43 | 0.45 | 0.56 |
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| Goodwill and Intangible Assets | 0.00 | 0.00 | 0.00 |
|---|
| Deferred Tax Assets | 0.00 | 0.00 | 0.00 |
|---|
| Other Assets | 13.4 | 7.6 | 10.0 |
|---|
| Total Liabilities | 158 | 143 | 126 |
|---|
| Due to Banks and FIs | 0.00 | 0.00 | 0.00 |
|---|
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 |
|---|
| Derivative Financial Instruments | 0.00 | 0.00 | 0.00 |
|---|
| Deposits from Customers | 98.0 | 86.2 | 82.1 |
|---|
| Borrowings | 10.0 | 14.8 | 8.9 |
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| Current Tax Liabilities | 5.5 | 2.1 | 2.1 |
|---|
| Provisions | 0.00 | 0.00 | 0.00 |
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| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 |
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| Other Liabilities | 44.1 | 39.8 | 32.9 |
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| Debt Securities Issued | 0.00 | 0.00 | 0.00 |
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| Subordinated Liabilities | 0.00 | 0.00 | 0.00 |
|---|
| Total Equity | 30.1 | 26.7 | 27.5 |
|---|
| Share Capital | 7.8 | 6.9 | 6.2 |
|---|
| Share Premium | 0.00 | 0.00 | 0.00 |
|---|
| Retained Earnings | 0.00 | 0.00 | 0.00 |
|---|
| Reserves | 22.3 | 19.9 | 21.3 |
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| Non Controlling Interest | 0.00 | 0.00 | 0.00 |
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ANLB Cash Flow
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 |
|---|
| Net Increase/(Decrease) in Cash and Cash Equivalents | 4.9 | 1.3 | Not reported |
|---|
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 13.7 | 12.4 | Not reported |
|---|
| Cash and Cash Equivalents at Ashadh End | 18.6 | 13.7 | 12.4 |
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ANLB Quarterly Results
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|
| Net Interest Income | 3.8 | 3.6 | 3.6 | 3.7 | 3.3 | 3.4 | 3.1 | 3.7 | 3.0 | 3.0 | 2.7 |
|---|
| Interest Income | 5.6 | 5.4 | 5.5 | 5.8 | 5.3 | 5.3 | 5.1 | 5.7 | 4.8 | 4.6 | 4.5 |
|---|
| Interest Expense | -1.8 | -1.8 | -1.9 | -2.1 | -2.0 | -1.9 | -2.0 | -2.0 | -1.9 | -1.7 | -1.8 |
|---|
| Net Fee and Commission Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Fee and Commission Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Fee and Commission Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Net Trading Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Other Operating Income | 0.68 | 0.50 | 0.38 | 0.46 | 0.44 | 0.37 | 0.33 | 0.42 | 0.46 | 0.48 | 0.48 |
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| Total Operating Income | 4.5 | 4.1 | 4.0 | 4.2 | 3.7 | 3.8 | 3.5 | 4.2 | 3.4 | 3.5 | 3.2 |
|---|
| Impairment Charge/(Reversal) | -0.19 | 0.29 | -0.32 | 1.4 | -0.37 | -0.77 | -2.2 | -2.7 | -2.1 | -0.90 | -1.2 |
|---|
| Net Operating Income | 4.3 | 4.4 | 3.6 | 5.6 | 3.4 | 3.0 | 1.3 | 1.5 | 1.4 | 2.6 | 2.0 |
|---|
| Operating Expenses | -1.7 | -1.7 | -2.0 | -2.2 | -1.5 | -1.4 | -1.7 | -1.3 | -1.2 | -1.6 | -1.2 |
|---|
| Operating Expense - Personnel Expenses | -1.4 | -1.4 | -1.7 | -1.6 | -1.2 | -1.1 | -1.3 | -0.96 | -0.96 | -1.3 | -1.0 |
|---|
| Other Operating Expenses | -0.30 | -0.26 | -0.34 | -0.62 | -0.29 | -0.25 | -0.44 | -0.33 | -0.29 | -0.29 | -0.21 |
|---|
| Depreciation & Amortisation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Operating Profit | 2.6 | 2.7 | 1.6 | 3.3 | 1.9 | 1.6 | -0.44 | 0.18 | 0.13 | 0.93 | 0.75 |
|---|
| Non-Operating Income/(Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Profit Before Income Tax | 2.6 | 2.7 | 1.6 | 3.3 | 1.9 | 1.6 | -0.44 | 0.18 | 0.13 | 0.93 | 0.75 |
|---|
| Income Tax Expense | -0.77 | -0.82 | -0.49 | -1.00 | -0.56 | -0.36 | 0.00 | -0.05 | -0.04 | -0.28 | -0.23 |
|---|
| Current Tax | -0.77 | -0.82 | -0.49 | -1.00 | -0.56 | -0.36 | 0.00 | -0.05 | -0.04 | -0.28 | -0.23 |
|---|
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Profit for the Year | 1.8 | 1.9 | 1.1 | 2.3 | 1.3 | 1.3 | -0.44 | 0.13 | 0.09 | 0.65 | 0.53 |
|---|
Aatmanirbhar share price history
Over the last 15 trading sessions ANLB closed between Rs. 4,839.00 and Rs. 5,350.00, finishing at Rs. 4,979.90 on 2026-09-22 against Rs. 5,001.50 on 2026-08-26.
| Date | Open | High | Low | Close | Volume |
|---|
| 2026-09-22 | 4,900.00 | 5,019.90 | 4,900.00 | 4,979.90 | 461 |
|---|
| 2026-09-18 | 4,901.00 | 5,100.00 | 4,901.00 | 5,005.00 | 990 |
|---|
| 2026-09-17 | 4,900.00 | 5,044.00 | 4,900.00 | 5,035.00 | 175 |
|---|
| 2026-09-16 | 4,980.00 | 5,127.00 | 4,920.00 | 5,043.00 | 558 |
|---|
| 2026-09-15 | 5,121.00 | 5,121.00 | 4,981.00 | 5,020.00 | 1,060 |
|---|
| 2026-09-14 | 4,800.00 | 4,991.00 | 4,800.00 | 4,975.00 | 553 |
|---|
| 2026-09-11 | 4,751.00 | 4,950.00 | 4,751.00 | 4,930.00 | 592 |
|---|
| 2026-09-10 | 4,750.00 | 5,200.00 | 4,750.00 | 4,839.00 | 841 |
|---|
| 2026-09-09 | 4,800.00 | 4,966.90 | 4,800.00 | 4,870.00 | 507 |
|---|
| 2026-09-07 | 4,880.00 | 5,015.00 | 4,880.00 | 4,908.00 | 753 |
|---|
| 2026-09-03 | 5,617.00 | 5,617.00 | 4,854.30 | 5,023.50 | 1,068 |
|---|
| 2026-09-02 | 4,810.00 | 5,350.00 | 4,755.00 | 5,350.00 | 1,484 |
|---|
| 2026-09-01 | 4,800.00 | 5,450.00 | 4,800.00 | 4,859.00 | 1,476 |
|---|
| 2026-08-31 | 4,800.00 | 4,944.00 | 4,800.00 | 4,944.00 | 1,294 |
|---|
| 2026-08-26 | 5,003.00 | 5,097.00 | 5,001.50 | 5,001.50 | 865 |
|---|
ANLB share price by year
2026, between Rs. 4,750.00 and Rs. 7,560.00, 2025, between Rs. 4,090.15 and Rs. 5,951.86, 2024, between Rs. 1,284.76 and Rs. 5,400.44 and 2023, between Rs. 281.23 and Rs. 1,846.31.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|
| 2026 | 4,750.00 | 7,560.00 | 168 |
|---|
| 2025 | 4,090.15 | 5,951.86 | 224 |
|---|
| 2024 | 1,284.76 | 5,400.44 | 232 |
|---|
| 2023 | 281.23 | 1,846.31 | 151 |
|---|
Aatmanirbhar share price returns
At Rs. 4,979.90 on 2026-09-22, ANLB is down 0.80% over 1 week, down 3.11% over 1 month, down 15.24% over 3 months, down 14.40% over 6 months and down 6.75% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|
| 1 week | -0.80% | 5,020.00 | 2026-09-15 |
|---|
| 1 month | -3.11% | 5,140.00 | 2026-08-21 |
|---|
| 3 months | -15.24% | 5,875.00 | 2026-06-24 |
|---|
| 6 months | -14.40% | 5,817.94 | 2026-03-26 |
|---|
| 1 year | -6.75% | 5,340.62 | 2025-09-21 |
|---|
ANLB floorsheet for 2026-09-22
ANLB traded 24 times on 2026-09-22, moving 398 shares for Rs. 0.2 crore of turnover. Trades went through between Rs. 4,900.00 and Rs. 5,019.90.
Largest buyers by volume: broker 62, Capital Max Securities Limited on 71 shares across 6 trades, broker 26, Asian Securities Pvt. Limited on 66 shares across 2 trades, broker 10, Pragyan Securities Pvt. Limited on 60 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 59 shares across 3 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 30 shares across 1 trades, broker 14, Nepal Stock House Pvt. Limited on 30 shares across 2 trades, broker 36, Secured Securities Limited on 20 shares across 2 trades, broker 7, J.F. Securities Company Pvt. Limited on 10 shares across 1 trades, broker 42, Sani Securities Company Limited on 10 shares across 1 trades and broker 43, South Asian Bulls Pvt.Limited on 10 shares across 1 trades.
Largest sellers by volume: broker 62, Capital Max Securities Limited on 140 shares across 9 trades, broker 58, Naasa Securities Co. Ltd. on 126 shares across 4 trades, broker 17, ABC Securities Pvt. Limited on 40 shares across 2 trades, broker 6, Agrawal Securities Pvt. Limited on 21 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 20 shares across 2 trades, broker 45, Imperial Securities Co. Limited on 10 shares across 1 trades, broker 7, J.F. Securities Company Pvt. Limited on 10 shares across 1 trades, broker 40, Creative Securities Pvt.Limited on 10 shares across 1 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 10 shares across 1 trades and broker 80, Indira Securities Pvt. Ltd on 9 shares across 1 trades.
ANLB dividend history: bonus shares and cash dividend
Aatmanirbhar Laghubitta Bittiya Sanstha Limited most recently declared a 14.25% bonus share issue for 2081/2082, announced on 2026-04-20. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|
| 2081/2082 | 14.25% | | 2026-04-20 |
| 2080/2081 | 14.25% | | 2026-03-25 |
| 2079/2080 | 10% | 5% | 2024-01-03 |
For 2081/2082 Aatmanirbhar Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2026-04-20.
For 2080/2081 Aatmanirbhar Laghubitta Bittiya Sanstha Limited declared a 14.25% bonus share issue, announced on 2026-03-25.
For 2079/2080 Aatmanirbhar Laghubitta Bittiya Sanstha Limited declared a 10% bonus share issue and a 5% cash dividend, 15% in total, announced on 2024-01-03.
ANLB general meetings
Annual and special general meetings Aatmanirbhar Laghubitta Bittiya Sanstha Limited has called. A dividend is declared by the board and approved at the AGM.
- 7th AGM for 2081/2082: on 2026-04-20, at Ghorahi Sub-municipality-15, Dang (11:00 AM)
- 6th AGM for 2080/2081: on 2025-01-13, at Hotel Mala Inn, Ghorahi-15, Dang (11:00 AM)
- 6th AGM for 2080/2081
4 years of annual statements and 11 quarters of results for ANLB, with charts and peer comparison, are free on NepView.
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