Asian Life Insurance (ALICL) share price is Rs. 418.00, down 0.10% on 2026-10-12. Open Rs. 413.00. High Rs. 421.00. Low Rs. 413.00. Volume 15,171.
Asian Life Insurance Co. Limited is a NEPSE-listed company (ALICL), Life Insurance sector. Premium: Rs. 1,044.31 Crore. Net profit: Rs. 41.97 Crore. Net worth: Rs. 458.11 Crore.
Asian Life Insurance Co. Limited (ALICL) has 5,25,12,173 shares outstanding. Its most recent declared dividend was 5.53% on face value.
| Market Cap | Rs. 2,195.01 Crore |
|---|---|
| P/E Ratio | 27.02 |
| P/E Ratio (TTM) | 52.30 |
| EPS | Rs. 15.47 |
| EPS (TTM) | Rs. 7.99 |
| Book Value | Rs. 87.24 |
| Dividend Yield | 1.32% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 505.00 |
| 52 Week Low | Rs. 385.10 |
What Asian Life Insurance Co. Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q4 2082/83 Asian Life Insurance Co. Limited reported profit of Rs. 3.61 crore and net earned premiums of Rs. 317.67 crore. Profit in Q3 2082/83 was Rs. 9.25 crore. Profit fell 60.95% on the previous quarter. Net earned premiums grew 21.27% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 6.95 crore. Profit fell 48.03% on the same quarter last year. Net earned premiums grew 12.48% on the same quarter last year.
For the financial year 2082/83 Asian Life Insurance Co. Limited reported net profit of Rs. 41.97 crore, net earned premiums of Rs. 1,044.31 crore and net worth of Rs. 458.11 crore. Net profit in 2081/82 was Rs. 81.24 crore. Net profit fell 48.34% on the year. Net earned premiums grew 13.46% on the year.
In the financial year 2082/83, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 1,044.31 crore, other income of Rs. 383.49 crore, total income of Rs. 1,430.1 crore, net benefits and claims paid of Rs. 1,149.55 crore, other expenses of Rs. 192.94 crore, total expenses of Rs. 1,342.38 crore, profit before tax of Rs. 88.59 crore and net profit for the year of Rs. 41.97 crore.
Reported under net earned premiums: gross earned premiums of Rs. 1,064.37 crore and premiums ceded of Rs. 20.06 crore. Reported under other income: other direct income of Rs. 8.45 crore, interest income on loan to policyholders of Rs. 58.76 crore, income from investments and loans of Rs. 310.44 crore, net realised gains/(losses) of Rs. 4.16 crore and other income of Rs. 1.68 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 584.26 crore, claims ceded of Rs. 13.26 crore, gross change in contract liabilities of Rs. 580.24 crore and change in contract liabilities ceded to reinsurers of Rs. 1.69 crore. Reported under other expenses: commission expenses of Rs. 88.13 crore, service fees of Rs. 7.83 crore, employee benefits expenses of Rs. 38.27 crore, depreciation and amortization expenses of Rs. 1.95 crore, other operating expenses of Rs. 56.35 crore and finance cost of Rs. 0.4 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.88 crore. Reported under net profit for the year: income tax expenses of Rs. 46.63 crore.
In the financial year 2081/82, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 920.41 crore, other income of Rs. 398.22 crore, total income of Rs. 1,318.62 crore, net benefits and claims paid of Rs. 1,029.78 crore, other expenses of Rs. 185.62 crore, total expenses of Rs. 1,215.4 crore, profit before tax of Rs. 134.53 crore and net profit for the year of Rs. 81.24 crore.
Reported under net earned premiums: gross earned premiums of Rs. 940.81 crore and premiums ceded of Rs. 20.41 crore. Reported under other income: commission income of Rs. 1.72 crore, other direct income of Rs. 7.95 crore, interest income on loan to policyholders of Rs. 60.17 crore, income from investments and loans of Rs. 312.53 crore, net realised gains/(losses) of Rs. 13.34 crore and other income of Rs. 2.5 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 612.17 crore, claims ceded of Rs. 14.36 crore, gross change in contract liabilities of Rs. 432.49 crore and change in contract liabilities ceded to reinsurers of Rs. 0.52 crore. Reported under other expenses: commission expenses of Rs. 81.07 crore, service fees of Rs. 6.9 crore, employee benefits expenses of Rs. 43.16 crore, depreciation and amortization expenses of Rs. 4.3 crore, impairment losses of Rs. 0.29 crore, other operating expenses of Rs. 49.06 crore and finance cost of Rs. 1.42 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 31.31 crore. Reported under net profit for the year: income tax expenses of Rs. 53.29 crore.
In the financial year 2080/81, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 777.73 crore, other income of Rs. 447.91 crore, total income of Rs. 1,225.64 crore, net benefits and claims paid of Rs. 943.76 crore, other expenses of Rs. 167.93 crore, total expenses of Rs. 1,111.7 crore, profit before tax of Rs. 113.41 crore and net profit for the year of Rs. 43.94 crore.
Reported under net earned premiums: gross earned premiums of Rs. 805.12 crore and premiums ceded of Rs. 27.39 crore. Reported under other income: commission income of Rs. 3.47 crore, other direct income of Rs. 8.3 crore, interest income on loan to policyholders of Rs. 91.04 crore, income from investments and loans of Rs. 339.28 crore, net realised gains/(losses) of Rs. 4.49 crore and other income of Rs. 1.32 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 466.96 crore, claims ceded of Rs. 8.31 crore, gross change in contract liabilities of Rs. 483.38 crore and change in contract liabilities ceded to reinsurers of Rs. 1.73 crore. Reported under other expenses: commission expenses of Rs. 72.75 crore, service fees of Rs. 5.83 crore, employee benefits expenses of Rs. 40.22 crore, depreciation and amortization expenses of Rs. 4.07 crore, impairment losses of Rs. 0.54 crore, other operating expenses of Rs. 43.49 crore and finance cost of Rs. 2.12 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.53 crore. Reported under net profit for the year: income tax expenses of Rs. 69.46 crore.
In the financial year 2081/82, Asian Life Insurance Co. Limited reported total assets of Rs. 5,669.26 crore, total liabilities of Rs. 5,211.15 crore and total equity of Rs. 458.11 crore.
Reported under total assets: goodwill & intangible assets of Rs. 1.13 crore, property and equipment of Rs. 65.69 crore, deferred tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 312.39 crore, investments of Rs. 4,460.68 crore, loans of Rs. 518.17 crore, reinsurance assets of Rs. 2.51 crore, current tax assets of Rs. 20.97 crore, insurance receivables of Rs. 0 crore, other assets of Rs. 1.08 crore, other financial assets of Rs. 246.96 crore and cash and cash equivalent of Rs. 39.66 crore. Reported under total liabilities: provisions of Rs. 21.32 crore, gross insurance contract liabilities of Rs. 4,774.21 crore, deferred tax liabilities of Rs. 19.97 crore, insurance payables of Rs. 85.65 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 104.79 crore, other liabilities of Rs. 26.36 crore and other financial liabilities of Rs. 178.86 crore. Reported under total equity: share capital of Rs. 339.98 crore, share premium of Rs. 0 crore, catastrophe reserves of Rs. 28.75 crore, retained earnings of Rs. 73.47 crore and other equity of Rs. 15.91 crore.
In the financial year 2080/81, Asian Life Insurance Co. Limited reported total assets of Rs. 4,878.21 crore, total liabilities of Rs. 4,473.31 crore and total equity of Rs. 404.9 crore.
Reported under total assets: goodwill & intangible assets of Rs. 1.27 crore, property and equipment of Rs. 57.76 crore, deferred tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 277.94 crore, investments of Rs. 3,866.86 crore, loans of Rs. 497.65 crore, reinsurance assets of Rs. 2 crore, current tax assets of Rs. 0 crore, insurance receivables of Rs. 0 crore, other assets of Rs. 5.35 crore, other financial assets of Rs. 142.91 crore and cash and cash equivalent of Rs. 26.47 crore. Reported under total liabilities: provisions of Rs. 14.66 crore, gross insurance contract liabilities of Rs. 4,279.12 crore, deferred tax liabilities of Rs. 9.6 crore, insurance payables of Rs. 21.33 crore, current tax liabilities of Rs. 5.98 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 27.29 crore and other financial liabilities of Rs. 115.32 crore. Reported under total equity: share capital of Rs. 339.98 crore, share premium of Rs. 0 crore, catastrophe reserves of Rs. 23.88 crore, retained earnings of Rs. 31.09 crore and other equity of Rs. 9.95 crore.
In the financial year 2079/80, Asian Life Insurance Co. Limited reported total assets of Rs. 4,273.43 crore, total liabilities of Rs. 3,908.56 crore and total equity of Rs. 364.87 crore.
Reported under total assets: goodwill & intangible assets of Rs. 0.56 crore, property and equipment of Rs. 58.13 crore, deferred tax assets of Rs. 1.05 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 118.36 crore, investments of Rs. 3,455.07 crore, loans of Rs. 478.88 crore, reinsurance assets of Rs. 3.73 crore, current tax assets of Rs. 23.82 crore, insurance receivables of Rs. 2.34 crore, other assets of Rs. 4.87 crore, other financial assets of Rs. 79.81 crore and cash and cash equivalent of Rs. 46.81 crore. Reported under total liabilities: provisions of Rs. 17.7 crore, gross insurance contract liabilities of Rs. 3,768.19 crore, deferred tax liabilities of Rs. 2.53 crore, insurance payables of Rs. 14.37 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 2.03 crore, other liabilities of Rs. 23.8 crore and other financial liabilities of Rs. 79.93 crore. Reported under total equity: share capital of Rs. 315.53 crore, share premium of Rs. 0 crore, catastrophe reserves of Rs. 19.43 crore, retained earnings of Rs. 25.88 crore and other equity of Rs. 4.02 crore.
In the financial year 2081/82, Asian Life Insurance Co. Limited reported opening cash & cash equivalents of Rs. 26.47 crore, net cash flow from operating activities of Rs. 200.15 crore, net cash flow from investing activities of Rs. 291.28 crore, net cash flow from financing activities of Rs. 104.32 crore, net change in cash of Rs. 13.19 crore and closing cash & cash equivalents of Rs. 39.66 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 940.81 crore, commission / reinsurance commission received of Rs. 1.72 crore, claim recovery received from reinsurers of Rs. 14.36 crore, other direct income received of Rs. 9.57 crore, other income received of Rs. 136.36 crore, gross benefits and claims paid of Rs. 612.17 crore, reinsurance premium paid of Rs. 20.41 crore, commission paid of Rs. 81.07 crore, service fees paid of Rs. 11.15 crore, employee benefits expenses paid of Rs. 36.79 crore, other expenses paid of Rs. 52.27 crore and income tax paid of Rs. 69.69 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.21 crore, acquisitions of property and equipment of Rs. 7.64 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 3 crore, purchase of equity instruments of Rs. 505.24 crore, proceeds from sale of equity instruments of Rs. 353.61 crore, purchase of mutual funds of Rs. 1 crore, proceeds from sale of mutual funds of Rs. 2.09 crore, purchase of debentures of Rs. 131.79 crore, proceeds from sale of debentures of Rs. 10 crore, investments in deposits of Rs. 1,538.69 crore, maturity of deposits of Rs. 1,176.91 crore, interest income received of Rs. 369.81 crore, dividend received of Rs. 1.43 crore and loans against insurance policies of Rs. 20.13 crore. Reported under net cash flow from financing activities: interest paid of Rs. 0.47 crore, proceeds from borrowings of Rs. 1,578.99 crore, repayment of borrowings of Rs. 1,474.2 crore, payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0 crore and other financing activities of Rs. 0 crore.
In the financial year 2080/81, Asian Life Insurance Co. Limited reported opening cash & cash equivalents of Rs. 46.81 crore, net cash flow from operating activities of Rs. 129.4 crore, net cash flow from investing activities of Rs. 166.66 crore, net cash flow from financing activities of Rs. 16.91 crore, net change in cash of Rs. 20.34 crore and closing cash & cash equivalents of Rs. 26.47 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 805.12 crore, commission / reinsurance commission received of Rs. 3.47 crore, claim recovery received from reinsurers of Rs. 8.31 crore, other direct income received of Rs. 8.3 crore, other income received of Rs. 21.84 crore, gross benefits and claims paid of Rs. 466.96 crore, reinsurance premium paid of Rs. 27.39 crore, commission paid of Rs. 72.75 crore, service fees paid of Rs. 5.77 crore, employee benefits expenses paid of Rs. 34.19 crore, other expenses paid of Rs. 45.23 crore and income tax paid of Rs. 64.26 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.84 crore, acquisitions of property and equipment of Rs. 1.26 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 160.12 crore, purchase of equity instruments of Rs. 636.95 crore, proceeds from sale of equity instruments of Rs. 394.42 crore, purchase of mutual funds of Rs. 0 crore, proceeds from sale of mutual funds of Rs. 1.54 crore, purchase of debentures of Rs. 77.46 crore, proceeds from sale of debentures of Rs. 21.97 crore, investments in deposits of Rs. 1,013.41 crore, maturity of deposits of Rs. 928.43 crore, interest income received of Rs. 389.86 crore, dividend received of Rs. 2.4 crore and loans against insurance policies of Rs. 17.93 crore. Reported under net cash flow from financing activities: interest paid of Rs. 1.29 crore, proceeds from borrowings of Rs. 1,438.2 crore, repayment of borrowings of Rs. 1,440.23 crore, payment of finance lease of Rs. 2.93 crore, proceeds from issue of share capital of Rs. 24.45 crore, dividend paid of Rs. 0 crore and other financing activities of Rs. 1.29 crore.
In the financial year 2079/80, Asian Life Insurance Co. Limited reported opening cash & cash equivalents of Rs. 44.04 crore, net cash flow from operating activities of Rs. 278.78 crore, net cash flow from investing activities of Rs. 276.4 crore, net cash flow from financing activities of Rs. 0.39 crore, net change in cash of Rs. 2.77 crore and closing cash & cash equivalents of Rs. 46.81 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 701.67 crore, commission / reinsurance commission received of Rs. 2.17 crore, claim recovery received from reinsurers of Rs. 7.5 crore, other direct income received of Rs. 7.21 crore, other income received of Rs. 60.22 crore, gross benefits and claims paid of Rs. 289.69 crore, reinsurance premium paid of Rs. 17.56 crore, commission paid of Rs. 71.58 crore, service fees paid of Rs. 6.87 crore, employee benefits expenses paid of Rs. 37.38 crore, other expenses paid of Rs. 34.32 crore and income tax paid of Rs. 0 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0 crore, acquisitions of property and equipment of Rs. 1.69 crore, investment in subsidiaries of Rs. 2.1 crore, investment in associates of Rs. 111.11 crore, purchase of equity instruments of Rs. 105.16 crore, proceeds from sale of equity instruments of Rs. 30.37 crore, purchase of mutual funds of Rs. 2.5 crore, proceeds from sale of mutual funds of Rs. 0 crore, purchase of debentures of Rs. 137.02 crore, proceeds from sale of debentures of Rs. 1.5 crore, investments in deposits of Rs. 1,754.89 crore, maturity of deposits of Rs. 1,577.6 crore, interest income received of Rs. 361.1 crore, dividend received of Rs. 3.07 crore and loans against insurance policies of Rs. 76.16 crore. Reported under net cash flow from financing activities: interest paid of Rs. 0.85 crore, proceeds from borrowings of Rs. 1,275.59 crore, repayment of borrowings of Rs. 1,273.94 crore, payment of finance lease of Rs. 2.91 crore, proceeds from issue of share capital of Rs. 5.5 crore, dividend paid of Rs. 0 crore and other financing activities of Rs. 3 crore.
In the quarter Q4 2082/83, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 317.67 crore, other income of Rs. 101.74 crore, total income of Rs. 419.41 crore, net benefits and claims paid of Rs. 343.79 crore, other expenses of Rs. 60.21 crore, total expenses of Rs. 404.01 crore, profit before tax of Rs. 12.45 crore and net profit for the year of Rs. 3.61 crore.
Reported under net earned premiums: gross earned premiums of Rs. 324.12 crore and premiums ceded of Rs. 6.46 crore. Reported under other income: commission income of Rs. 0 crore, other direct income of Rs. 2.64 crore, interest income on loan to policyholders of Rs. 18.88 crore, income from investments and loans of Rs. 79.31 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0.06 crore and other income of Rs. 0.86 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 177.89 crore, claims ceded of Rs. 1.59 crore, gross change in contract liabilities of Rs. 167.35 crore and change in contract liabilities ceded to reinsurers of Rs. 0.14 crore. Reported under other expenses: commission expenses of Rs. 28.41 crore, service fees of Rs. 2.38 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 11.07 crore, depreciation and amortization expenses of Rs. 0.45 crore, impairment losses of Rs. 0.11 crore, other operating expenses of Rs. 17.99 crore and finance cost of Rs. 0 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 2.95 crore. Reported under net profit for the year: income tax expenses of Rs. 8.83 crore.
In the quarter Q3 2082/83, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 261.95 crore, other income of Rs. 94.75 crore, total income of Rs. 356.7 crore, net benefits and claims paid of Rs. 282.3 crore, other expenses of Rs. 56.46 crore, total expenses of Rs. 338.76 crore, profit before tax of Rs. 18.79 crore and net profit for the year of Rs. 9.25 crore.
Reported under net earned premiums: gross earned premiums of Rs. 265.73 crore and premiums ceded of Rs. 3.78 crore. Reported under other income: commission income of Rs. 1.68 crore, other direct income of Rs. 2.42 crore, interest income on loan to policyholders of Rs. 12.91 crore, income from investments and loans of Rs. 73.6 crore, net realised gains/(losses) of Rs. 4.03 crore and other income of Rs. 0.11 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 140.67 crore, claims ceded of Rs. 0.77 crore, gross change in contract liabilities of Rs. 143.05 crore and change in contract liabilities ceded to reinsurers of Rs. 0.64 crore. Reported under other expenses: commission expenses of Rs. 20.49 crore, service fees of Rs. 1.96 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 8.6 crore, depreciation and amortization expenses of Rs. 0.53 crore, other operating expenses of Rs. 24.7 crore and finance cost of Rs. 0.18 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.86 crore. Reported under net profit for the year: income tax expenses of Rs. 9.54 crore.
In the quarter Q2 2082/83, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 236.29 crore, other income of Rs. 93.82 crore, total income of Rs. 330.11 crore, net benefits and claims paid of Rs. 272.89 crore, other expenses of Rs. 33.92 crore, total expenses of Rs. 306.81 crore, profit before tax of Rs. 23.52 crore and net profit for the year of Rs. 11.4 crore.
Reported under net earned premiums: gross earned premiums of Rs. 242.18 crore and premiums ceded of Rs. 5.89 crore. Reported under other income: other direct income of Rs. 1.74 crore, interest income on loan to policyholders of Rs. 14.04 crore, income from investments and loans of Rs. 77.75 crore, net realised gains/(losses) of Rs. 0.01 crore and other income of Rs. 0.29 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 152.24 crore, claims ceded of Rs. 7.53 crore, gross change in contract liabilities of Rs. 128.4 crore and change in contract liabilities ceded to reinsurers of Rs. 0.22 crore. Reported under other expenses: commission expenses of Rs. 20.2 crore, service fees of Rs. 1.77 crore, employee benefits expenses of Rs. 8.25 crore, depreciation and amortization expenses of Rs. 0.51 crore, other operating expenses of Rs. 3.12 crore and finance cost of Rs. 0.06 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.21 crore. Reported under net profit for the year: income tax expenses of Rs. 12.11 crore.
In the quarter Q1 2082/83, Asian Life Insurance Co. Limited reported net earned premiums of Rs. 228.4 crore, other income of Rs. 95.48 crore, total income of Rs. 323.89 crore, net benefits and claims paid of Rs. 250.57 crore, other expenses of Rs. 42.25 crore, total expenses of Rs. 292.81 crore, profit before tax of Rs. 33.84 crore and net profit for the year of Rs. 17.7 crore.
Reported under net earned premiums: gross earned premiums of Rs. 232.33 crore and premiums ceded of Rs. 3.93 crore. Reported under other income: commission income of Rs. 0.63 crore, other direct income of Rs. 1.65 crore, interest income on loan to policyholders of Rs. 12.93 crore, income from investments and loans of Rs. 79.78 crore, net realised gains/(losses) of Rs. 0.07 crore and other income of Rs. 0.43 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 113.46 crore, claims ceded of Rs. 3.37 crore, gross change in contract liabilities of Rs. 141.44 crore and change in contract liabilities ceded to reinsurers of Rs. 0.97 crore. Reported under other expenses: commission expenses of Rs. 19.03 crore, service fees of Rs. 1.71 crore, employee benefits expenses of Rs. 10.35 crore, depreciation and amortization expenses of Rs. 0.46 crore, other operating expenses of Rs. 10.53 crore and finance cost of Rs. 0.16 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 2.76 crore. Reported under net profit for the year: income tax expenses of Rs. 16.14 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|---|
| Net Earned Premiums | 1,044 | 920 | 778 | 684 | 674 |
| Gross Earned Premiums | 1,064 | 941 | 805 | 702 | 691 |
| Premiums Ceded | -20.1 | -20.4 | -27.4 | -17.6 | -17.6 |
| Other Income | 383 | 398 | 448 | 406 | 274 |
| Commission Income | Not reported | 1.7 | 3.5 | 2.2 | 0.84 |
| Other Direct Income | 8.4 | 8.0 | 8.3 | 7.2 | 7.4 |
| Interest Income on Loan to Policyholders | 58.8 | 60.2 | 91.0 | 76.5 | 23.9 |
| Income from Investments and Loans | 310 | 313 | 339 | 322 | 255 |
| Net Realised Gains/(Losses) | 4.2 | 13.3 | 4.5 | -3.0 | -12.6 |
| Other Income | 1.7 | 2.5 | 1.3 | 1.1 | -0.02 |
| Total Income | 1,430 | 1,319 | 1,226 | 1,090 | 948 |
| Net Benefits and Claims Paid | -1,150 | -1,030 | -944 | -833 | -705 |
| Gross Benefits and Claims Paid | -584 | -612 | -467 | -290 | -165 |
| Claims Ceded | 13.3 | 14.4 | 8.3 | 7.5 | 6.8 |
| Gross Change in Contract Liabilities | -580 | -432 | -483 | -552 | -547 |
| Change in Contract Liabilities Ceded to Reinsurers | 1.7 | 0.52 | -1.7 | 1.7 | 0.00 |
| Other Expenses | -193 | -186 | -168 | -157 | -179 |
| Commission Expenses | -88.1 | -81.1 | -72.8 | -71.6 | -82.7 |
| Service Fees | -7.8 | -6.9 | -5.8 | -5.6 | -6.8 |
| Employee Benefits Expenses | -38.3 | -43.2 | -40.2 | -42.0 | -40.5 |
| Depreciation and Amortization Expenses | -2.0 | -4.3 | -4.1 | -4.4 | -4.3 |
| Impairment Losses | Not reported | 0.29 | 0.54 | 0.52 | 0.02 |
| Other Operating Expenses | -56.3 | -49.1 | -43.5 | -32.0 | -44.1 |
| Finance Cost | -0.40 | -1.4 | -2.1 | -1.5 | -0.68 |
| Total Expenses | -1,342 | -1,215 | -1,112 | -989 | -884 |
| Profit Before Tax | 88.6 | 135 | 113 | 97.5 | 63.6 |
| Share of Net Profit of Associates (Equity Method) | 0.88 | 31.3 | -0.53 | -3.5 | 0.00 |
| Net Profit for the Year | 42.0 | 81.2 | 43.9 | 34.0 | 40.3 |
| Income Tax Expenses | -46.6 | -53.3 | -69.5 | -63.5 | -23.2 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Total Assets | 5,669 | 4,878 | 4,273 | 3,748 |
| Goodwill & Intangible Assets | 1.1 | 1.3 | 0.56 | 0.48 |
| Property and Equipment | 65.7 | 57.8 | 58.1 | 57.3 |
| Deferred Tax Assets | 0.00 | 0.00 | 1.0 | 0.00 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment in Associates | 312 | 278 | 118 | 0.00 |
| Investments | 4,461 | 3,867 | 3,455 | 3,104 |
| Loans | 518 | 498 | 479 | 408 |
| Reinsurance Assets | 2.5 | 2.0 | 3.7 | 2.0 |
| Current Tax Assets | 21.0 | 0.00 | 23.8 | 67.0 |
| Insurance Receivables | 0.00 | 0.00 | 2.3 | 4.4 |
| Other Assets | 1.1 | 5.4 | 4.9 | 18.2 |
| Other Financial Assets | 247 | 143 | 79.8 | 43.6 |
| Cash and Cash Equivalent | 39.7 | 26.5 | 46.8 | 44.0 |
| Total Liabilities | 5,211 | 4,473 | 3,909 | 3,387 |
| Provisions | 21.3 | 14.7 | 17.7 | 12.8 |
| Gross Insurance Contract Liabilities | 4,774 | 4,279 | 3,768 | 3,265 |
| Deferred Tax Liabilities | 20.0 | 9.6 | 2.5 | 27.3 |
| Insurance Payables | 85.7 | 21.3 | 14.4 | 12.2 |
| Current Tax Liabilities | 0.00 | 6.0 | 0.00 | 0.00 |
| Borrowings | 105 | 0.00 | 2.0 | 0.38 |
| Other Liabilities | 26.4 | 27.3 | 23.8 | 21.3 |
| Other Financial Liabilities | 179 | 115 | 79.9 | 48.2 |
| Total Equity | 458 | 405 | 365 | 361 |
| Share Capital | 340 | 340 | 316 | 254 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 |
| Catastrophe Reserves | 28.7 | 23.9 | 19.4 | 15.2 |
| Retained Earnings | 73.5 | 31.1 | 25.9 | 64.9 |
| Other Equity | 15.9 | 10.0 | 4.0 | 27.0 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 26.5 | 46.8 | 44.0 | 37.3 |
| Net Cash Flow from Operating Activities | 200 | 129 | 279 | 344 |
| Gross Premium Received | 941 | 805 | 702 | 702 |
| Commission / Reinsurance Commission Received | 1.7 | 3.5 | 2.2 | 5.9 |
| Claim Recovery Received from Reinsurers | 14.4 | 8.3 | 7.5 | 6.8 |
| Other Direct Income Received | 9.6 | 8.3 | 7.2 | 0.00 |
| Other Income Received | 136 | 21.8 | 60.2 | 7.2 |
| Gross Benefits and Claims Paid | -612 | -467 | -290 | -165 |
| Reinsurance Premium Paid | -20.4 | -27.4 | -17.6 | -17.6 |
| Commission Paid | -81.1 | -72.8 | -71.6 | -83.8 |
| Service Fees Paid | -11.1 | -5.8 | -6.9 | -5.8 |
| Employee Benefits Expenses Paid | -36.8 | -34.2 | -37.4 | -37.2 |
| Other Expenses Paid | -52.3 | -45.2 | -34.3 | -52.5 |
| Income Tax Paid | -69.7 | -64.3 | 0.00 | -16.4 |
| Net Cash Flow from Investing Activities | -291 | -167 | -276 | -333 |
| Acquisitions of Intangible Assets | -0.21 | -0.84 | 0.00 | -0.08 |
| Acquisitions of Property and Equipment | -7.6 | -1.3 | -1.7 | -3.7 |
| Investment in Subsidiaries | 0.00 | 0.00 | -2.1 | 0.00 |
| Investment in Associates | -3.0 | -160 | -111 | 0.00 |
| Purchase of Equity Instruments | -505 | -637 | -105 | -33.1 |
| Proceeds from Sale of Equity Instruments | 354 | 394 | 30.4 | 35.7 |
| Purchase of Mutual Funds | -1.0 | 0.00 | -2.5 | -0.25 |
| Proceeds from Sale of Mutual Funds | 2.1 | 1.5 | 0.00 | 1.9 |
| Purchase of Debentures | -132 | -77.5 | -137 | -41.9 |
| Proceeds from Sale of Debentures | 10.0 | 22.0 | 1.5 | 0.00 |
| Investments in Deposits | -1,539 | -1,013 | -1,755 | -494 |
| Maturity of Deposits | 1,177 | 928 | 1,578 | 0.00 |
| Interest Income Received | 370 | 390 | 361 | 276 |
| Dividend Received | 1.4 | 2.4 | 3.1 | 2.7 |
| Loans Against Insurance Policies | -20.1 | -17.9 | -76.2 | -98.6 |
| Net Cash Flow from Financing Activities | 104 | 16.9 | 0.39 | -4.0 |
| Interest Paid | -0.47 | -1.3 | -0.85 | -0.68 |
| Proceeds from Borrowings | 1,579 | 1,438 | 1,276 | 0.00 |
| Repayment of Borrowings | -1,474 | -1,440 | -1,274 | 0.00 |
| Payment of Finance Lease | 0.00 | -2.9 | -2.9 | -2.0 |
| Proceeds from Issue of Share Capital | 0.00 | 24.5 | 5.5 | 2.6 |
| Dividend Paid | 0.00 | 0.00 | 0.00 | -4.0 |
| Other Financing Activities | 0.00 | -1.3 | -3.0 | 0.00 |
| Net Change in Cash | 13.2 | -20.3 | 2.8 | 6.7 |
| Closing Cash & Cash Equivalents | 39.7 | 26.5 | 46.8 | 44.0 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 |
|---|---|---|---|---|---|---|---|---|
| Net Earned Premiums | 318 | 262 | 236 | 228 | 282 | 221 | 215 | 202 |
| Gross Earned Premiums | 324 | 266 | 242 | 232 | 295 | 225 | 218 | 204 |
| Premiums Ceded | -6.5 | -3.8 | -5.9 | -3.9 | -12.1 | -3.8 | -2.9 | -1.8 |
| Other Income | 102 | 94.7 | 93.8 | 95.5 | 110 | 94.4 | 92.0 | 101 |
| Commission Income | 0.00 | 1.7 | Not reported | 0.63 | Not reported | Not reported | Not reported | Not reported |
| Other Direct Income | 2.6 | 2.4 | 1.7 | 1.6 | 1.9 | 2.0 | 2.1 | 2.0 |
| Interest Income on Loan to Policyholders | 18.9 | 12.9 | 14.0 | 12.9 | 17.6 | 14.6 | 14.8 | 13.0 |
| Income from Investments and Loans | 79.3 | 73.6 | 77.8 | 79.8 | 80.3 | 76.5 | 75.0 | 85.7 |
| Net Gain/(Loss) on Fair Value Changes | 0.00 | Not reported | Not reported | Not reported | Not reported | Not reported | Not reported | Not reported |
| Net Realised Gains/(Losses) | 0.06 | 4.0 | 0.01 | 0.07 | 9.5 | Not reported | Not reported | Not reported |
| Other Income | 0.86 | 0.11 | 0.29 | 0.43 | 0.66 | 1.3 | 0.18 | 0.28 |
| Total Income | 419 | 357 | 330 | 324 | 392 | 315 | 307 | 303 |
| Net Benefits and Claims Paid | -344 | -282 | -273 | -251 | -303 | -254 | -247 | -239 |
| Gross Benefits and Claims Paid | -178 | -141 | -152 | -113 | -174 | -159 | -146 | -140 |
| Claims Ceded | 1.6 | 0.77 | 7.5 | 3.4 | 8.3 | 0.82 | 3.4 | 3.8 |
| Gross Change in Contract Liabilities | -167 | -143 | -128 | -141 | -141 | -94.6 | -105 | -101 |
| Change in Contract Liabilities Ceded to Reinsurers | -0.14 | 0.64 | 0.22 | 0.97 | 3.7 | -0.84 | 0.43 | -2.8 |
| Other Expenses | -60.2 | -56.5 | -33.9 | -42.2 | -72.3 | -39.1 | -34.5 | -32.9 |
| Commission Expenses | -28.4 | -20.5 | -20.2 | -19.0 | -27.3 | -18.5 | -18.1 | -17.2 |
| Service Fees | -2.4 | -2.0 | -1.8 | -1.7 | -2.1 | -1.7 | -1.6 | -1.5 |
| Other Direct Expenses | -0.00 | -0.00 | Not reported | Not reported | Not reported | -0.05 | -0.06 | -0.05 |
| Employee Benefits Expenses | -11.1 | -8.6 | -8.2 | -10.3 | -12.3 | -7.6 | -7.5 | -9.4 |
| Depreciation and Amortization Expenses | -0.45 | -0.53 | -0.51 | -0.46 | -0.43 | -0.45 | -0.44 | -0.38 |
| Impairment Losses | 0.11 | Not reported | Not reported | Not reported | 0.29 | Not reported | Not reported | Not reported |
| Other Operating Expenses | -18.0 | -24.7 | -3.1 | -10.5 | -30.4 | -10.5 | -6.8 | -4.4 |
| Finance Cost | -0.00 | -0.18 | -0.06 | -0.16 | -0.02 | -0.30 | -0.09 | -0.05 |
| Total Expenses | -404 | -339 | -307 | -293 | -375 | -293 | -282 | -272 |
| Profit Before Tax | 12.4 | 18.8 | 23.5 | 33.8 | 16.2 | 25.6 | 31.3 | 28.3 |
| Share of Net Profit of Associates (Equity Method) | -3.0 | 0.86 | 0.21 | 2.8 | -0.81 | 3.3 | 5.7 | -2.4 |
| Net Profit for the Year | 3.6 | 9.3 | 11.4 | 17.7 | 7.0 | 11.8 | 16.9 | 11.5 |
| Income Tax Expenses | -8.8 | -9.5 | -12.1 | -16.1 | -9.3 | -13.8 | -14.4 | -16.9 |
Over the last 15 trading sessions ALICL closed between Rs. 414.00 and Rs. 439.60, finishing at Rs. 418.00 on 2026-10-12 against Rs. 432.90 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 413.00 | 421.00 | 413.00 | 418.00 | 15,171 |
| 2026-10-09 | 414.10 | 419.00 | 414.00 | 418.40 | 9,858 |
| 2026-10-08 | 412.00 | 418.00 | 412.00 | 414.00 | 13,722 |
| 2026-10-07 | 418.20 | 422.00 | 408.50 | 417.00 | 38,616 |
| 2026-10-06 | 422.00 | 425.00 | 417.00 | 420.90 | 9,919 |
| 2026-10-05 | 418.50 | 424.90 | 418.50 | 422.00 | 27,252 |
| 2026-10-02 | 426.50 | 426.50 | 421.00 | 422.90 | 11,333 |
| 2026-10-01 | 421.40 | 425.00 | 418.00 | 423.00 | 11,046 |
| 2026-09-30 | 426.00 | 426.00 | 420.00 | 424.60 | 8,222 |
| 2026-09-29 | 451.50 | 451.50 | 423.00 | 426.00 | 11,430 |
| 2026-09-28 | 436.00 | 440.00 | 425.50 | 430.00 | 31,898 |
| 2026-09-24 | 425.00 | 432.90 | 421.20 | 432.80 | 24,236 |
| 2026-09-23 | 435.00 | 436.00 | 424.00 | 427.00 | 42,464 |
| 2026-09-22 | 425.50 | 439.60 | 425.50 | 439.60 | 32,797 |
| 2026-09-18 | 415.00 | 434.80 | 415.00 | 432.90 | 72,556 |
2026, between Rs. 385.10 and Rs. 505.00, 2025, between Rs. 409.52 and Rs. 565.21, 2024, between Rs. 365.80 and Rs. 561.33, 2023, between Rs. 338.14 and Rs. 515.10, 2022, between Rs. 261.29 and Rs. 558.84 and 2021, between Rs. 376.59 and Rs. 632.74.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 385.10 | 505.00 | 181 |
| 2025 | 409.52 | 565.21 | 225 |
| 2024 | 365.80 | 561.33 | 232 |
| 2023 | 338.14 | 515.10 | 227 |
| 2022 | 261.29 | 558.84 | 242 |
| 2021 | 376.59 | 632.74 | 239 |
| 2020 | 172.29 | 409.87 | 183 |
| 2019 | 144.82 | 214.08 | 245 |
| 2018 | 149.32 | 274.54 | 233 |
| 2017 | 165.98 | 316.55 | 230 |
| 2016 | 205.12 | 306.40 | 231 |
| 2015 | 149.57 | 229.92 | 211 |
At Rs. 418.00 on 2026-10-12, ALICL is down 0.95% over 1 week, up 4.71% over 1 month, down 0.24% over 3 months, down 10.30% over 6 months, down 2.34% over 1 year and down 14.42% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | -0.95% | 422.00 | 2026-10-05 |
| 1 month | +4.71% | 399.20 | 2026-09-11 |
| 3 months | -0.24% | 419.00 | 2026-07-14 |
| 6 months | -10.30% | 466.00 | 2026-04-15 |
| 1 year | -2.34% | 428.00 | 2025-10-12 |
| 5 years | -14.42% | 488.42 | 2021-10-11 |
ALICL traded 61 times on 2026-10-12, moving 15,171 shares for Rs. 0.63 crore of turnover. Trades went through between Rs. 413.00 and Rs. 421.00.
Largest buyers by volume: broker 48, Trishakti Securities Public Limited on 4,439 shares across 9 trades, broker 17, ABC Securities Pvt. Limited on 3,336 shares across 13 trades, broker 45, Imperial Securities Co. Limited on 2,075 shares across 6 trades, broker 65, Sharepro Securities Private Limited on 2,000 shares across 9 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 2,000 shares across 5 trades, broker 88, Blue Chip Securities Ltd on 449 shares across 3 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 331 shares across 2 trades, broker 46, Kalika Securities Pvt.Limited on 150 shares across 2 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 100 shares across 1 trades and broker 51, Oxford Securities Pvt.Ltd on 100 shares across 1 trades.
Largest sellers by volume: broker 29, Trishul Securities And Investment Limited on 5,905 shares across 14 trades, broker 94, K.B.L. Securities Limited on 2,500 shares across 6 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 772 shares across 1 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 722 shares across 3 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 530 shares across 1 trades, broker 42, Sani Securities Company Limited on 500 shares across 1 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 500 shares across 1 trades, broker 66, Miyo Securities Pvt Ltd on 441 shares across 1 trades, broker 89, Global IME Securities Limited on 435 shares across 2 trades and broker 17, ABC Securities Pvt. Limited on 391 shares across 4 trades.
Asian Life Insurance Co. Limited most recently declared a 5% bonus share issue and a 5.5263% cash dividend, 10.5263% in total for 2081/2082, announced on 2026-02-01. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2081/2082 | 5% | 5.5263% | 2026-02-01 |
| 2080/2081 | 5.1% | 2025-06-22 | |
| 2079/2080 | 7.75% | 2024-02-08 | |
| 2078/2079 | 8.5% | 2023-04-07 | |
| 2077/2078 | 14.5% | 2022-09-08 |
For 2081/2082 Asian Life Insurance Co. Limited declared a 5% bonus share issue and a 5.5263% cash dividend, 10.5263% in total, announced on 2026-02-01.
For 2080/2081 Asian Life Insurance Co. Limited declared a 5.1% bonus share issue, announced on 2025-06-22.
For 2079/2080 Asian Life Insurance Co. Limited declared a 7.75% bonus share issue, announced on 2024-02-08.
For 2078/2079 Asian Life Insurance Co. Limited declared an 8.5% bonus share issue, announced on 2023-04-07.
For 2077/2078 Asian Life Insurance Co. Limited declared a 14.5% bonus share issue, announced on 2022-09-08.
Right issues Asian Life Insurance Co. Limited has announced. A right share is offered to existing shareholders in proportion to what they already hold.
Annual and special general meetings Asian Life Insurance Co. Limited has called. A dividend is declared by the board and approved at the AGM.
5 years of annual statements and 8 quarters of results for ALICL, with charts and peer comparison, are free on NepView.
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