Guardian Micro Life Insurance Limited (GMLI) Share Price & Fundamentals

Guardian Micro Life Insurance Limited is a NEPSE-listed company (GMLI), Life Insurance sector. Premium: NPR 39.97 Crore. Net profit: NPR 4.08 Crore. Net worth: NPR 78.85 Crore.

GMLI key metrics

Market Cap	NPR 823.50 Crore
P/E Ratio	202.04
P/E Ratio (TTM)	173.96
EPS	NPR 5.43
EPS (TTM)	NPR 6.31
Book Value	NPR 105.14
Dividend Yield	0.00%
Face Value	NPR 100.00
52 Week High	NPR 2,200.00
52 Week Low	NPR 1,011.00

GMLI Profit & Loss

Values in NPR Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80
Net Earned Premiums	40.0	3.7	0.01
Other Income	7.1	5.0	1.6
Total Income	47.1	8.7	1.6
Net Benefits and Claims Paid	30.8	2.5	0.01
Other Expenses	13.8	6.3	1.4
Total Expenses	44.7	8.8	1.4
Profit Before Tax	2.4	-0.11	0.24
Net Profit for the Year	4.1	0.22	0.18

GMLI Balance Sheet

Values in NPR Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80
Total Assets	108	56.5	53.8
Total Liabilities	28.8	3.6	1.1
Total Equity	78.9	52.9	52.7

GMLI Cash Flow

Values in NPR Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80
Opening Cash & Cash Equivalents	1.4	1.1	0.00
Net Cash Flow from Operating Activities	9.1	-2.0	-0.83
Net Cash Flow from Investing Activities	-30.5	2.3	-50.6
Net Cash Flow from Financing Activities	21.9	0.00	52.5
Net Change in Cash	0.45	0.32	1.1
Closing Cash & Cash Equivalents	1.9	1.4	1.1

GMLI Quarterly Results

Values in NPR Crore unless stated otherwise.

Particulars	Q3 2082/83	Q2 2082/83	Q1 2082/83	Q4 2081/82
Net Earned Premiums	12.1	12.3	11.3	20.5
Other Income	0.85	1.9	4.8	1.1
Total Income	12.9	14.2	16.0	21.6
Net Benefits and Claims Paid	8.8	9.9	11.8	13.2
Other Expenses	4.0	3.7	3.6	5.0
Total Expenses	12.8	13.6	15.3	18.3
Profit Before Tax	0.13	0.62	0.71	3.3
Net Profit for the Year	0.13	0.62	0.71	3.3

The full six year annual archive, twelve quarters of results and every expandable line of these statements are free on the GMLI page on NepView.