Himalayan Life Insurance Limited (HLI) Share Price & Fundamentals

Himalayan Life Insurance (HLI) share price is Rs. 294.10, up 0.03% on 2026-10-12. Open Rs. 295.00. High Rs. 296.50. Low Rs. 293.00. Volume 37,234.

Himalayan Life Insurance Limited is a NEPSE-listed company (HLI), Life Insurance sector. Premium: Rs. 1,832.59 Crore. Net profit: Rs. 32.68 Crore. Net worth: Rs. 1,010.7 Crore.

About Himalayan Life Insurance Limited

Himalayan Life Insurance Limited (HLI) has 9,14,32,373 shares outstanding.

HLI key metrics

Market CapRs. 2,689.03 Crore
P/E Ratio46.87
P/E Ratio (TTM)82.29
EPSRs. 6.27
EPS (TTM)Rs. 3.57
Book ValueRs. 110.54
Dividend Yield0.00%
Face ValueRs. 100.00
52 Week HighRs. 412.90
52 Week LowRs. 284.30

HLI strengths

What Himalayan Life Insurance Limited's own accounts show in its favour, graded against the rest of its sector.

HLI weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

HLI Q4 2082/83 results

In Q4 2082/83 Himalayan Life Insurance Limited reported profit of Rs. 5.25 crore and net earned premiums of Rs. 538.96 crore. Profit in Q3 2082/83 was Rs. 6.46 crore. Profit fell 18.75% on the previous quarter. Net earned premiums grew 19.01% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 7.59 crore. Profit fell 30.84% on the same quarter last year. Net earned premiums grew 6.16% on the same quarter last year.

HLI annual results 2082/83

For the financial year 2082/83 Himalayan Life Insurance Limited reported net profit of Rs. 32.68 crore, net earned premiums of Rs. 1,832.59 crore and net worth of Rs. 1,010.7 crore. Net profit in 2081/82 was Rs. 57.37 crore. Net profit fell 43.04% on the year. Net earned premiums grew 5.57% on the year.

HLI profit and loss for 2082/83

In the financial year 2082/83, Himalayan Life Insurance Limited reported net earned premiums of Rs. 1,832.59 crore, other income of Rs. 619.81 crore, total income of Rs. 2,452.4 crore, net benefits and claims paid of Rs. 2,026.37 crore, other expenses of Rs. 338.81 crore, total expenses of Rs. 2,367.29 crore, profit before tax of Rs. 85.1 crore and net profit for the year of Rs. 32.68 crore.

Reported under net earned premiums: gross earned premiums of Rs. 1,869.16 crore and premiums ceded of Rs. 36.58 crore. Reported under other income: other direct income of Rs. 13.97 crore, interest income on loan to policyholders of Rs. 75.89 crore, income from investments and loans of Rs. 500.41 crore, net gain/(loss) on fair value changes of Rs. 2.31 crore, net realised gains/(losses) of Rs. 25.5 crore and other income of Rs. 1.74 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 791.95 crore, claims ceded of Rs. 14.23 crore, gross change in contract liabilities of Rs. 1,248.76 crore and change in contract liabilities ceded to reinsurers of Rs. 0.1 crore. Reported under other expenses: commission expenses of Rs. 152.43 crore, service fees of Rs. 13.74 crore, employee benefits expenses of Rs. 90.28 crore, depreciation and amortization expenses of Rs. 7.55 crore and other operating expenses of Rs. 74.81 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.01 crore. Reported under net profit for the year: income tax expenses of Rs. 52.42 crore.

HLI profit and loss for 2081/82

In the financial year 2081/82, Himalayan Life Insurance Limited reported net earned premiums of Rs. 1,735.89 crore, other income of Rs. 819.77 crore, total income of Rs. 2,555.65 crore, net benefits and claims paid of Rs. 2,057.12 crore, other expenses of Rs. 335.52 crore, total expenses of Rs. 2,392.64 crore, profit before tax of Rs. 163.01 crore and net profit for the year of Rs. 57.37 crore.

Reported under net earned premiums: gross earned premiums of Rs. 1,780.33 crore and premiums ceded of Rs. 44.44 crore. Reported under other income: commission income of Rs. 3.93 crore, other direct income of Rs. 8.83 crore, interest income on loan to policyholders of Rs. 88 crore, income from investments and loans of Rs. 570.61 crore, net gain/(loss) on fair value changes of Rs. 1.86 crore, net realised gains/(losses) of Rs. 141.54 crore and other income of Rs. 5.01 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 739.79 crore, claims ceded of Rs. 15.78 crore, gross change in contract liabilities of Rs. 1,333.09 crore and change in contract liabilities ceded to reinsurers of Rs. 0.02 crore. Reported under other expenses: commission expenses of Rs. 146.29 crore, service fees of Rs. 13.02 crore, employee benefits expenses of Rs. 88.28 crore, depreciation and amortization expenses of Rs. 8.11 crore, other operating expenses of Rs. 77.32 crore and finance cost of Rs. 2.49 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expenses of Rs. 105.64 crore.

HLI profit and loss for 2080/81

In the financial year 2080/81, Himalayan Life Insurance Limited reported net earned premiums of Rs. 1,628.31 crore, other income of Rs. 637.98 crore, total income of Rs. 2,266.28 crore, net benefits and claims paid of Rs. 1,809.04 crore, other expenses of Rs. 320.76 crore, total expenses of Rs. 2,129.79 crore, profit before tax of Rs. 136.49 crore and net profit for the year of Rs. 75.42 crore.

Reported under net earned premiums: gross earned premiums of Rs. 1,660.73 crore and premiums ceded of Rs. 32.43 crore. Reported under other income: commission income of Rs. 0 crore, other direct income of Rs. 8.17 crore, interest income on loan to policyholders of Rs. 80.03 crore, income from investments and loans of Rs. 537.41 crore, net gain/(loss) on fair value changes of Rs. 1.4 crore, net realised gains/(losses) of Rs. 5.91 crore and other income of Rs. 7.86 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 613.3 crore, claims ceded of Rs. 17.38 crore, gross change in contract liabilities of Rs. 1,209.17 crore and change in contract liabilities ceded to reinsurers of Rs. 3.95 crore. Reported under other expenses: commission expenses of Rs. 138.55 crore, service fees of Rs. 12.21 crore, employee benefits expenses of Rs. 91.74 crore, depreciation and amortization expenses of Rs. 7.74 crore, other operating expenses of Rs. 67.83 crore and finance cost of Rs. 2.69 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expenses of Rs. 61.07 crore.

HLI balance sheet for 2081/82

In the financial year 2081/82, Himalayan Life Insurance Limited reported total assets of Rs. 9,191.05 crore, total liabilities of Rs. 8,180.35 crore and total equity of Rs. 1,010.7 crore.

Reported under total assets: goodwill & intangible assets of Rs. 3.2 crore, property and equipment of Rs. 67.92 crore, investment properties of Rs. 75.82 crore, deferred tax assets of Rs. 0.25 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 11.21 crore, investments of Rs. 7,485.52 crore, loans of Rs. 800.62 crore, reinsurance assets of Rs. 0.63 crore, current tax assets of Rs. 75.38 crore, insurance receivables of Rs. 11.48 crore, other assets of Rs. 2.62 crore, other financial assets of Rs. 452.18 crore and cash and cash equivalent of Rs. 204.2 crore. Reported under total liabilities: provisions of Rs. 45.97 crore, gross insurance contract liabilities of Rs. 7,707.87 crore, deferred tax liabilities of Rs. 13.45 crore, insurance payables of Rs. 33.53 crore, current tax liabilities of Rs. 0 crore, other liabilities of Rs. 279.75 crore and other financial liabilities of Rs. 99.79 crore. Reported under total equity: share capital of Rs. 914.32 crore, share premium of Rs. 0 crore, catastrophe reserves of Rs. 44.05 crore, retained earnings of Rs. 75.51 crore and other equity of Rs. 23.19 crore.

HLI balance sheet for 2080/81

In the financial year 2080/81, Himalayan Life Insurance Limited reported total assets of Rs. 7,761.09 crore, total liabilities of Rs. 6,721.35 crore and total equity of Rs. 1,039.74 crore.

Reported under total assets: goodwill & intangible assets of Rs. 3.26 crore, property and equipment of Rs. 69.16 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 0.87 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 6,606.6 crore, loans of Rs. 690.19 crore, reinsurance assets of Rs. 0.66 crore, current tax assets of Rs. 117.75 crore, insurance receivables of Rs. 4.49 crore, other assets of Rs. 2.4 crore, other financial assets of Rs. 163.49 crore and cash and cash equivalent of Rs. 102.23 crore. Reported under total liabilities: provisions of Rs. 11.57 crore, gross insurance contract liabilities of Rs. 6,374.52 crore, deferred tax liabilities of Rs. 15.64 crore, insurance payables of Rs. 29.99 crore, current tax liabilities of Rs. 0 crore, other liabilities of Rs. 185.52 crore and other financial liabilities of Rs. 104.12 crore. Reported under total equity: share capital of Rs. 914.32 crore, share premium of Rs. 0 crore, catastrophe reserves of Rs. 41.12 crore, retained earnings of Rs. 93.27 crore and other equity of Rs. 8.98 crore.

HLI cash flow for 2081/82

In the financial year 2081/82, Himalayan Life Insurance Limited reported opening cash & cash equivalents of Rs. 102.23 crore, net cash flow from operating activities of Rs. 601.39 crore, net cash flow from investing activities of Rs. 420.13 crore, net cash flow from financing activities of Rs. 79.29 crore, net change in cash of Rs. 101.97 crore and closing cash & cash equivalents of Rs. 204.2 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 1,780.33 crore, commission / reinsurance commission received of Rs. 3.93 crore, claim recovery received from reinsurers of Rs. 15.78 crore, other direct income received of Rs. 8.83 crore, gross benefits and claims paid of Rs. 739.79 crore, reinsurance premium paid of Rs. 41.23 crore, commission paid of Rs. 145.7 crore, service fees paid of Rs. 21.83 crore, employee benefits expenses paid of Rs. 92.02 crore, other expenses paid of Rs. 73.17 crore and income tax paid of Rs. 8.59 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.11 crore, acquisitions of property and equipment of Rs. 5.4 crore, purchase of equity instruments of Rs. 984.27 crore, proceeds from sale of equity instruments of Rs. 468.72 crore, purchase of mutual funds of Rs. 55.76 crore, proceeds from sale of mutual funds of Rs. 0.41 crore, purchase of debentures of Rs. 75.14 crore, proceeds from sale of debentures of Rs. 0 crore, investments in deposits of Rs. 1,974.58 crore, maturity of deposits of Rs. 1,724.38 crore, interest income received of Rs. 656.49 crore, dividend received of Rs. 4.99 crore and loans against insurance policies of Rs. 106.54 crore. Reported under net cash flow from financing activities: interest paid of Rs. 0.17 crore, proceeds from borrowings of Rs. 0 crore, repayment of borrowings of Rs. 0 crore, payment of finance lease of Rs. 5.97 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 73.15 crore and other financing activities of Rs. 0 crore.

HLI cash flow for 2080/81

In the financial year 2080/81, Himalayan Life Insurance Limited reported opening cash & cash equivalents of Rs. 160.45 crore, net cash flow from operating activities of Rs. 690.87 crore, net cash flow from investing activities of Rs. 763.02 crore, net cash flow from financing activities of Rs. 13.93 crore, net change in cash of Rs. 58.22 crore and closing cash & cash equivalents of Rs. 102.23 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 1,660.73 crore, commission / reinsurance commission received of Rs. 0 crore, claim recovery received from reinsurers of Rs. 17.38 crore, other direct income received of Rs. 8.17 crore, gross benefits and claims paid of Rs. 613.3 crore, reinsurance premium paid of Rs. 22.88 crore, commission paid of Rs. 135.14 crore, service fees paid of Rs. 12.83 crore, employee benefits expenses paid of Rs. 79.54 crore, other expenses paid of Rs. 60.75 crore and income tax paid of Rs. 0 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.37 crore, acquisitions of property and equipment of Rs. 1.92 crore, purchase of equity instruments of Rs. 525.1 crore, proceeds from sale of equity instruments of Rs. 126.93 crore, purchase of mutual funds of Rs. 24 crore, proceeds from sale of mutual funds of Rs. 1.24 crore, purchase of debentures of Rs. 85.13 crore, proceeds from sale of debentures of Rs. 17.03 crore, investments in deposits of Rs. 1,521.92 crore, maturity of deposits of Rs. 726.34 crore, interest income received of Rs. 613.69 crore, dividend received of Rs. 3.74 crore and loans against insurance policies of Rs. 101.94 crore. Reported under net cash flow from financing activities: interest paid of Rs. 0.07 crore, proceeds from borrowings of Rs. 0 crore, repayment of borrowings of Rs. 0 crore, payment of finance lease of Rs. 5.99 crore, proceeds from issue of share capital of Rs. 20 crore, dividend paid of Rs. 0 crore and other financing activities of Rs. 0 crore.

HLI quarterly for Q4 2082/83

In the quarter Q4 2082/83, Himalayan Life Insurance Limited reported net earned premiums of Rs. 538.96 crore, other income of Rs. 152.13 crore, total income of Rs. 691.08 crore, net benefits and claims paid of Rs. 562.55 crore, other expenses of Rs. 114.51 crore, total expenses of Rs. 677.06 crore, profit before tax of Rs. 14 crore and net profit for the year of Rs. 5.25 crore.

Reported under net earned premiums: gross earned premiums of Rs. 542.33 crore and premiums ceded of Rs. 3.37 crore. Reported under other income: commission income of Rs. 0 crore, other direct income of Rs. 4.84 crore, interest income on loan to policyholders of Rs. 19.57 crore, income from investments and loans of Rs. 126.06 crore, net gain/(loss) on fair value changes of Rs. 0.46 crore, net realised gains/(losses) of Rs. 0.6 crore and other income of Rs. 0.59 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 233.86 crore, claims ceded of Rs. 3.19 crore, gross change in contract liabilities of Rs. 332.07 crore and change in contract liabilities ceded to reinsurers of Rs. 0.2 crore. Reported under other expenses: commission expenses of Rs. 48.13 crore, service fees of Rs. 4.04 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 20.26 crore, depreciation and amortization expenses of Rs. 4.72 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 35.25 crore and finance cost of Rs. 2.1 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.03 crore. Reported under net profit for the year: income tax expenses of Rs. 8.75 crore.

HLI quarterly for Q3 2082/83

In the quarter Q3 2082/83, Himalayan Life Insurance Limited reported net earned premiums of Rs. 452.85 crore, other income of Rs. 151.51 crore, total income of Rs. 604.36 crore, net benefits and claims paid of Rs. 503.33 crore, other expenses of Rs. 75.16 crore, total expenses of Rs. 578.49 crore, profit before tax of Rs. 25.95 crore and net profit for the year of Rs. 6.46 crore.

Reported under net earned premiums: gross earned premiums of Rs. 464.46 crore and premiums ceded of Rs. 11.61 crore. Reported under other income: other direct income of Rs. 3.83 crore, interest income on loan to policyholders of Rs. 19.73 crore, income from investments and loans of Rs. 115.74 crore, net gain/(loss) on fair value changes of Rs. 0.46 crore, net realised gains/(losses) of Rs. 11.55 crore and other income of Rs. 0.21 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 193.65 crore, claims ceded of Rs. 3.23 crore, gross change in contract liabilities of Rs. 312.8 crore and change in contract liabilities ceded to reinsurers of Rs. 0.12 crore. Reported under other expenses: commission expenses of Rs. 35.53 crore, service fees of Rs. 3.4 crore, employee benefits expenses of Rs. 16.82 crore, depreciation and amortization expenses of Rs. 0.95 crore and other operating expenses of Rs. 18.46 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.08 crore. Reported under net profit for the year: income tax expenses of Rs. 19.48 crore.

HLI quarterly for Q2 2082/83

In the quarter Q2 2082/83, Himalayan Life Insurance Limited reported net earned premiums of Rs. 408.18 crore, other income of Rs. 145.79 crore, total income of Rs. 553.98 crore, net benefits and claims paid of Rs. 453.3 crore, other expenses of Rs. 74.53 crore, total expenses of Rs. 527.83 crore, profit before tax of Rs. 26.08 crore and net profit for the year of Rs. 8.42 crore.

Reported under net earned premiums: gross earned premiums of Rs. 418.67 crore and premiums ceded of Rs. 10.48 crore. Reported under other income: other direct income of Rs. 3.03 crore, interest income on loan to policyholders of Rs. 17.93 crore, income from investments and loans of Rs. 123.51 crore, net gain/(loss) on fair value changes of Rs. 0.82 crore, net realised gains/(losses) of Rs. 0.19 crore and other income of Rs. 0.31 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 187.68 crore, claims ceded of Rs. 5.45 crore, gross change in contract liabilities of Rs. 271.18 crore and change in contract liabilities ceded to reinsurers of Rs. 0.11 crore. Reported under other expenses: commission expenses of Rs. 33.54 crore, service fees of Rs. 3.06 crore, employee benefits expenses of Rs. 24.65 crore, depreciation and amortization expenses of Rs. 0.94 crore and other operating expenses of Rs. 12.33 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0.06 crore. Reported under net profit for the year: income tax expenses of Rs. 17.67 crore.

HLI quarterly for Q1 2082/83

In the quarter Q1 2082/83, Himalayan Life Insurance Limited reported net earned premiums of Rs. 432.59 crore, other income of Rs. 170.38 crore, total income of Rs. 602.98 crore, net benefits and claims paid of Rs. 507.19 crore, other expenses of Rs. 76.71 crore, total expenses of Rs. 583.91 crore, profit before tax of Rs. 19.07 crore and net profit for the year of Rs. 12.55 crore.

Reported under net earned premiums: gross earned premiums of Rs. 443.7 crore and premiums ceded of Rs. 11.11 crore. Reported under other income: other direct income of Rs. 2.28 crore, interest income on loan to policyholders of Rs. 18.66 crore, income from investments and loans of Rs. 135.1 crore, net gain/(loss) on fair value changes of Rs. 0.57 crore, net realised gains/(losses) of Rs. 13.16 crore and other income of Rs. 0.62 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 176.75 crore, claims ceded of Rs. 2.35 crore, gross change in contract liabilities of Rs. 332.71 crore and change in contract liabilities ceded to reinsurers of Rs. 0.09 crore. Reported under other expenses: commission expenses of Rs. 35.23 crore, service fees of Rs. 3.24 crore, employee benefits expenses of Rs. 28.55 crore, depreciation and amortization expenses of Rs. 0.93 crore and other operating expenses of Rs. 8.77 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expenses of Rs. 6.52 crore.

HLI Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/81
Net Earned Premiums1,8331,7361,628
   Gross Earned Premiums1,8691,7801,661
   Premiums Ceded-36.6-44.4-32.4
Other Income620820638
   Commission IncomeNot reported3.90.00
   Other Direct Income14.08.88.2
   Interest Income on Loan to Policyholders75.988.080.0
   Income from Investments and Loans500571537
   Net Gain/(Loss) on Fair Value Changes2.31.9-1.4
   Net Realised Gains/(Losses)25.51425.9
   Other Income1.75.07.9
Total Income2,4522,5562,266
Net Benefits and Claims Paid-2,026-2,057-1,809
   Gross Benefits and Claims Paid-792-740-613
   Claims Ceded14.215.817.4
   Gross Change in Contract Liabilities-1,249-1,333-1,209
   Change in Contract Liabilities Ceded to Reinsurers0.10-0.02-3.9
Other Expenses-339-336-321
   Commission Expenses-152-146-139
   Service Fees-13.7-13.0-12.2
   Employee Benefits Expenses-90.3-88.3-91.7
   Depreciation and Amortization Expenses-7.5-8.1-7.7
   Other Operating Expenses-74.8-77.3-67.8
   Finance CostNot reported-2.5-2.7
Total Expenses-2,367-2,393-2,130
Profit Before Tax85.1163136
   Share of Net Profit of Associates (Equity Method)-0.010.000.00
Net Profit for the Year32.757.475.4
   Income Tax Expenses-52.4-106-61.1

HLI Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/81
Total Assets9,1917,761
   Goodwill & Intangible Assets3.23.3
   Property and Equipment67.969.2
   Investment Properties75.80.00
   Deferred Tax Assets0.250.87
   Investment in Subsidiaries0.000.00
   Investment in Associates11.20.00
   Investments7,4866,607
   Loans801690
   Reinsurance Assets0.630.66
   Current Tax Assets75.4118
   Insurance Receivables11.54.5
   Other Assets2.62.4
   Other Financial Assets452163
   Cash and Cash Equivalent204102
Total Liabilities8,1806,721
   Provisions46.011.6
   Gross Insurance Contract Liabilities7,7086,375
   Deferred Tax Liabilities13.515.6
   Insurance Payables33.530.0
   Current Tax Liabilities0.000.00
   Other Liabilities280186
   Other Financial Liabilities99.8104
Total Equity1,0111,040
   Share Capital914914
   Share Premium0.000.00
   Catastrophe Reserves44.041.1
   Retained Earnings75.593.3
   Other Equity-23.2-9.0

HLI Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/81
Opening Cash & Cash Equivalents102160
Net Cash Flow from Operating Activities601691
   Gross Premium Received1,7801,661
   Commission / Reinsurance Commission Received3.90.00
   Claim Recovery Received from Reinsurers15.817.4
   Other Direct Income Received8.88.2
   Gross Benefits and Claims Paid-740-613
   Reinsurance Premium Paid-41.2-22.9
   Commission Paid-146-135
   Service Fees Paid-21.8-12.8
   Employee Benefits Expenses Paid-92.0-79.5
   Other Expenses Paid-73.2-60.7
   Income Tax Paid-8.6-0.00
Net Cash Flow from Investing Activities-420-763
   Acquisitions of Intangible Assets-0.11-0.37
   Acquisitions of Property and Equipment-5.4-1.9
   Purchase of Equity Instruments-984-525
   Proceeds from Sale of Equity Instruments469127
   Purchase of Mutual Funds-55.8-24.0
   Proceeds from Sale of Mutual Funds0.411.2
   Purchase of Debentures-75.1-85.1
   Proceeds from Sale of Debentures0.0017.0
   Investments in Deposits-1,975-1,522
   Maturity of Deposits1,724726
   Interest Income Received656614
   Dividend Received5.03.7
   Loans Against Insurance Policies-107-102
Net Cash Flow from Financing Activities-79.313.9
   Interest Paid-0.17-0.07
   Proceeds from Borrowings0.000.00
   Repayment of Borrowings0.000.00
   Payment of Finance Lease-6.0-6.0
   Proceeds from Issue of Share Capital0.0020.0
   Dividend Paid-73.10.00
   Other Financing Activities0.000.00
Net Change in Cash102-58.2
Closing Cash & Cash Equivalents204102

HLI Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82
Net Earned Premiums539453408433508412389417
   Gross Earned Premiums542464419444517423399428
   Premiums Ceded-3.4-11.6-10.5-11.1-8.8-10.6-9.8-10.9
Other Income152152146170186214177238
   Commission Income0.00Not reportedNot reportedNot reportedNot reportedNot reported3.9Not reported
   Other Direct Income4.83.83.02.32.82.31.82.0
   Interest Income on Loan to Policyholders19.619.717.918.720.323.023.221.4
   Income from Investments and Loans126116124135139139141149
   Net Gain/(Loss) on Fair Value Changes0.460.460.820.570.27-0.34-0.11-0.41
   Net Realised Gains/(Losses)0.6011.50.1913.220.249.25.766.4
   Other Income0.590.210.310.623.00.981.00.02
Total Income691604554603694626566655
Net Benefits and Claims Paid-563-503-453-507-557-508-475-515
   Gross Benefits and Claims Paid-234-194-188-177-258-171-151-154
   Claims Ceded3.23.25.52.43.43.94.22.4
   Gross Change in Contract Liabilities-332-313-271-333-302-341-328-363
   Change in Contract Liabilities Ceded to Reinsurers0.20-0.120.11-0.090.050.00-0.070.00
Other Expenses-115-75.2-74.5-76.7-112-73.7-70.4-73.6
   Commission Expenses-48.1-35.5-33.5-35.2-47.6-32.8-31.6-34.3
   Service Fees-4.0-3.4-3.1-3.2-3.8-3.1-2.9-3.1
   Other Direct Expenses0.00Not reportedNot reportedNot reportedNot reportedNot reportedNot reportedNot reported
   Employee Benefits Expenses-20.3-16.8-24.6-28.5-17.7-21.0-21.3-26.0
   Depreciation and Amortization Expenses-4.7-0.95-0.94-0.93-4.6-0.96-1.0-1.0
   Impairment Losses0.00Not reportedNot reportedNot reportedNot reportedNot reportedNot reportedNot reported
   Other Operating Expenses-35.2-18.5-12.3-8.8-36.2-15.9-13.6-9.2
   Finance Cost-2.1Not reportedNot reportedNot reported-2.4Not reportedNot reportedNot reported
Total Expenses-677-578-528-584-669-581-545-588
Profit Before Tax14.025.926.119.124.345.020.866.8
   Share of Net Profit of Associates (Equity Method)-0.030.08-0.060.00-0.060.000.000.00
Net Profit for the Year5.26.58.412.67.69.112.225.0
   Income Tax Expenses-8.7-19.5-17.7-6.5-16.7-35.9-8.6-41.9

Himalayan Life Insurance share price history

Over the last 15 trading sessions HLI closed between Rs. 293.40 and Rs. 317.00, finishing at Rs. 294.10 on 2026-10-12 against Rs. 317.00 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12295.00296.50293.00294.1037,234
2026-10-09292.00297.90292.00294.0035,076
2026-10-08291.10295.00291.10293.9017,493
2026-10-07295.00296.00292.00293.4028,095
2026-10-06292.00299.00292.00296.9024,244
2026-10-05300.00300.00289.10294.8081,762
2026-10-02305.00305.00300.00300.0026,046
2026-10-01302.00307.00301.20304.0016,940
2026-09-30300.90305.00300.90302.0014,389
2026-09-29304.00305.50300.20305.0027,526
2026-09-28308.00312.00305.00305.5033,903
2026-09-24306.00310.00304.00309.2029,469
2026-09-23314.00314.40306.20306.9040,726
2026-09-22314.00318.00308.80314.5060,624
2026-09-18315.50318.00309.00317.0030,564

HLI share price by year

2026, between Rs. 284.30 and Rs. 412.90, 2025, between Rs. 354.80 and Rs. 477.00, 2024, between Rs. 319.39 and Rs. 532.46 and 2023, between Rs. 307.02 and Rs. 503.51.

YearLow (Rs.)High (Rs.)Sessions
2026284.30412.90181
2025354.80477.00225
2024319.39532.46232
2023307.02503.51116

Himalayan Life Insurance share price returns

At Rs. 294.10 on 2026-10-12, HLI is down 0.24% over 1 week, up 0.03% over 1 month, down 7.52% over 3 months, down 18.76% over 6 months and down 20.73% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week-0.24%294.802026-10-05
1 month+0.03%294.002026-09-11
3 months-7.52%318.002026-07-14
6 months-18.76%362.002026-04-15
1 year-20.73%371.002025-10-12

HLI floorsheet for 2026-10-12

HLI traded 278 times on 2026-10-12, moving 37,234 shares for Rs. 1.1 crore of turnover. Trades went through between Rs. 285.00 and Rs. 296.50.

Largest buyers by volume: broker 16, Primo Securities Pvt. Limited on 6,073 shares across 7 trades, broker 34, Vision Securities Pvt.Limited on 4,801 shares across 21 trades, broker 51, Oxford Securities Pvt.Ltd on 3,429 shares across 21 trades, broker 29, Trishul Securities And Investment Limited on 3,016 shares across 4 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 2,797 shares across 19 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 2,348 shares across 7 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 1,830 shares across 31 trades, broker 58, Naasa Securities Co. Ltd. on 1,771 shares across 58 trades, broker 42, Sani Securities Company Limited on 1,312 shares across 9 trades and broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 1,272 shares across 5 trades.

Largest sellers by volume: broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 11,583 shares across 63 trades, broker 16, Primo Securities Pvt. Limited on 11,268 shares across 31 trades, broker 58, Naasa Securities Co. Ltd. on 3,476 shares across 19 trades, broker 41, Linch Stock Market Limited on 2,858 shares across 20 trades, broker 14, Nepal Stock House Pvt. Limited on 2,013 shares across 6 trades, broker 47, Neev Securities Pvt.Ltd on 1,124 shares across 10 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 1,015 shares across 6 trades, broker 32, Premier Securites Company Limited on 874 shares across 8 trades, broker 13, Thrive Brokerage House Pvt. Limited on 705 shares across 5 trades and broker 39, Sumeru Securities Pvt.Limited on 338 shares across 8 trades.

HLI dividend history: bonus shares and cash dividend

Himalayan Life Insurance Limited most recently declared an 8% cash dividend for 2080/2081, announced on 2025-06-02. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2080/20818%2025-06-02
2079/208014%2025-01-28
2077/207813%2022-12-14

For 2080/2081 Himalayan Life Insurance Limited declared an 8% cash dividend, announced on 2025-06-02.

For 2079/2080 Himalayan Life Insurance Limited declared a 14% bonus share issue, announced on 2025-01-28.

For 2077/2078 Himalayan Life Insurance Limited declared a 13% bonus share issue, announced on 2022-12-14.

HLI general meetings

Annual and special general meetings Himalayan Life Insurance Limited has called. A dividend is declared by the board and approved at the AGM.

3 years of annual statements and 8 quarters of results for HLI, with charts and peer comparison, are free on NepView.

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