Sun Nepal Life Insurance (SNLI) share price is Rs. 425.60, down 2.12% on 2026-10-30. Open Rs. 434.00. High Rs. 434.90. Low Rs. 425.50. Volume 39,369.
Sun Nepal Life Insurance Company Limited is a NEPSE-listed company (SNLI), Life Insurance sector. Premium: Rs. 432.61 Crore. Net profit: Rs. 63.38 Crore. Net worth: Rs. 794.58 Crore.
Sun Nepal Life Insurance Company Limited is a NEPSE-listed life insurance company headquartered at Putalisadak, New Plaza, Kathmandu, Nepal. It provides life insurance products and services across Nepal.
Sun Nepal Life Insurance Company Limited (SNLI) has 5,28,27,936 shares outstanding. Its most recent declared dividend was 15.26% on face value.
Company website: sunlife.com.np.
| Market Cap | Rs. 2,224.58 Crore |
|---|---|
| P/E Ratio | 35.10 |
| P/E Ratio (TTM) | 57.74 |
| EPS | Rs. 12.00 |
| EPS (TTM) | Rs. 7.29 |
| Book Value | Rs. 150.41 |
| Dividend Yield | 3.62% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 514.00 |
| 52 Week Low | Rs. 375.00 |
What Sun Nepal Life Insurance Company Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In the third quarter of 2082/83 (Q3 2082/83) Sun Nepal Life Insurance Company Limited reported profit of Rs. 6.44 crore and net earned premiums of Rs. 113.41 crore. Profit in Q2 2082/83 was Rs. 5.03 crore. Profit grew 28.23% on the previous quarter. Net earned premiums fell 7.37% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 5.29 crore. Profit grew 21.84% on the same quarter last year. Net earned premiums fell 2.26% on the same quarter last year.
For the financial year 2081/82 Sun Nepal Life Insurance Company Limited reported net profit of Rs. 63.38 crore, net earned premiums of Rs. 432.61 crore and net worth of Rs. 794.58 crore. Net profit in 2080/81 was Rs. 53.73 crore. Net profit grew 17.96% on the year. Net earned premiums grew 25.42% on the year.
In the financial year 2081/82, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 432.61 crore, other income of Rs. 113.57 crore, total income of Rs. 546.18 crore, net benefits and claims paid of Rs. 353 crore, other expenses of Rs. 134.16 crore, total expenses of Rs. 487.16 crore, profit before tax of Rs. 59.02 crore and net profit for the year of Rs. 63.38 crore.
Reported under net earned premiums: gross earned premiums of Rs. 453.94 crore and premiums ceded of Rs. 21.33 crore. Reported under other income: commission income of Rs. 2.46 crore, other direct income of Rs. 1.97 crore, interest income on loan to policyholders of Rs. 8.58 crore, income from investments and loans of Rs. 85.78 crore, net gain/(loss) on fair value changes of Rs. 17.7 crore, net realised gains/(losses) of Rs. 31.33 crore and other income of Rs. 1.15 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 159.07 crore, claims ceded of Rs. 31.18 crore, gross change in contract liabilities of Rs. 225.2 crore and change in contract liabilities ceded to reinsurers of Rs. 0.09 crore. Reported under other expenses: commission expenses of Rs. 42.47 crore, service fees of Rs. 3.24 crore, other direct expenses of Rs. 0.58 crore, employee benefits expenses of Rs. 43.46 crore, depreciation and amortization expenses of Rs. 3.81 crore, impairment losses of Rs. 0.1 crore, other operating expenses of Rs. 40.23 crore and finance cost of Rs. 0.27 crore. Reported under net profit for the year: income tax expenses of Rs. 4.36 crore.
In the financial year 2080/81, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 344.94 crore, other income of Rs. 120.97 crore, total income of Rs. 465.9 crore, net benefits and claims paid of Rs. 298.12 crore, other expenses of Rs. 104.5 crore, total expenses of Rs. 402.62 crore, profit before tax of Rs. 63.28 crore and net profit for the year of Rs. 53.73 crore.
Reported under net earned premiums: gross earned premiums of Rs. 388.5 crore and premiums ceded of Rs. 43.57 crore. Reported under other income: commission income of Rs. 5.29 crore, other direct income of Rs. 1.7 crore, interest income on loan to policyholders of Rs. 6.94 crore, income from investments and loans of Rs. 86.29 crore, net gain/(loss) on fair value changes of Rs. 10.43 crore, net realised gains/(losses) of Rs. 10.14 crore and other income of Rs. 0.18 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 125.36 crore, claims ceded of Rs. 22.5 crore, gross change in contract liabilities of Rs. 195.34 crore and change in contract liabilities ceded to reinsurers of Rs. 0.08 crore. Reported under other expenses: commission expenses of Rs. 32.64 crore, service fees of Rs. 2.59 crore, other direct expenses of Rs. 0.45 crore, employee benefits expenses of Rs. 31.04 crore, depreciation and amortization expenses of Rs. 2.26 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 35.1 crore and finance cost of Rs. 0.43 crore. Reported under net profit for the year: income tax expenses of Rs. 9.56 crore.
In the financial year 2079/80, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 298.2 crore, other income of Rs. 92.99 crore, total income of Rs. 391.19 crore, net benefits and claims paid of Rs. 257.43 crore, other expenses of Rs. 87.86 crore, total expenses of Rs. 345.29 crore, profit before tax of Rs. 45.9 crore and net profit for the year of Rs. 78.9 crore.
Reported under net earned premiums: gross earned premiums of Rs. 375.2 crore and premiums ceded of Rs. 77 crore. Reported under other income: commission income of Rs. 26.68 crore, other direct income of Rs. 1.25 crore, interest income on loan to policyholders of Rs. 4.66 crore, income from investments and loans of Rs. 59.68 crore, net gain/(loss) on fair value changes of Rs. 0.02 crore, net realised gains/(losses) of Rs. 0.08 crore and other income of Rs. 0.63 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 99.25 crore, claims ceded of Rs. 10.28 crore, gross change in contract liabilities of Rs. 168.36 crore and change in contract liabilities ceded to reinsurers of Rs. 0.11 crore. Reported under other expenses: commission expenses of Rs. 34.67 crore, service fees of Rs. 2.59 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 28.42 crore, depreciation and amortization expenses of Rs. 1.76 crore, impairment losses of Rs. 0.06 crore, other operating expenses of Rs. 20.05 crore and finance cost of Rs. 0.31 crore. Reported under net profit for the year: income tax expenses of Rs. 33 crore.
In the financial year 2081/82, Sun Nepal Life Insurance Company Limited reported total assets of Rs. 1,840.4 crore, total liabilities of Rs. 1,045.82 crore and total equity of Rs. 794.58 crore.
Reported under total assets: goodwill & intangible assets of Rs. 2.17 crore, property and equipment of Rs. 13.39 crore, deferred tax assets of Rs. 26.83 crore, investment in subsidiaries of Rs. 0 crore, investments of Rs. 1,531.46 crore, loans of Rs. 72.76 crore, reinsurance assets of Rs. 0.28 crore, current tax assets of Rs. 35.77 crore, insurance receivables of Rs. 7.66 crore, other assets of Rs. 0.71 crore, other financial assets of Rs. 30.4 crore and cash and cash equivalent of Rs. 118.95 crore. Reported under total liabilities: provisions of Rs. 0.83 crore, gross insurance contract liabilities of Rs. 1,000.1 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 0 crore, other liabilities of Rs. 9.48 crore and other financial liabilities of Rs. 35.4 crore. Reported under total equity: share capital of Rs. 500.87 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 124.56 crore, catastrophe reserves of Rs. 20.47 crore, retained earnings of Rs. 112.99 crore and other equity of Rs. 35.69 crore.
In the financial year 2080/81, Sun Nepal Life Insurance Company Limited reported total assets of Rs. 1,424.84 crore, total liabilities of Rs. 798.8 crore and total equity of Rs. 626.04 crore.
Reported under total assets: goodwill & intangible assets of Rs. 2.45 crore, property and equipment of Rs. 9.88 crore, deferred tax assets of Rs. 24.85 crore, investment in subsidiaries of Rs. 0 crore, investments of Rs. 1,142.87 crore, loans of Rs. 60.99 crore, reinsurance assets of Rs. 0.19 crore, current tax assets of Rs. 24.03 crore, insurance receivables of Rs. 24.19 crore, other assets of Rs. 1.63 crore, other financial assets of Rs. 19.21 crore and cash and cash equivalent of Rs. 114.54 crore. Reported under total liabilities: provisions of Rs. 0.57 crore, gross insurance contract liabilities of Rs. 762.32 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 0 crore, other liabilities of Rs. 13.36 crore and other financial liabilities of Rs. 22.54 crore. Reported under total equity: share capital of Rs. 396.16 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 125.63 crore, catastrophe reserves of Rs. 14.58 crore, retained earnings of Rs. 57.13 crore and other equity of Rs. 32.54 crore.
In the financial year 2079/80, Sun Nepal Life Insurance Company Limited reported total assets of Rs. 949.14 crore, total liabilities of Rs. 594.94 crore and total equity of Rs. 354.2 crore.
Reported under total assets: goodwill & intangible assets of Rs. 0.29 crore, property and equipment of Rs. 9.56 crore, deferred tax assets of Rs. 33.48 crore, investment in subsidiaries of Rs. 0 crore, investments of Rs. 761.6 crore, loans of Rs. 48.31 crore, reinsurance assets of Rs. 0.11 crore, current tax assets of Rs. 18.92 crore, insurance receivables of Rs. 19.04 crore, other assets of Rs. 0.49 crore, other financial assets of Rs. 10.94 crore and cash and cash equivalent of Rs. 46.41 crore. Reported under total liabilities: provisions of Rs. 0.79 crore, gross insurance contract liabilities of Rs. 565.66 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 0 crore, other liabilities of Rs. 10.29 crore and other financial liabilities of Rs. 18.2 crore. Reported under total equity: share capital of Rs. 224 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, catastrophe reserves of Rs. 9.32 crore, retained earnings of Rs. 80.84 crore and other equity of Rs. 40.04 crore.
In the financial year 2081/82, Sun Nepal Life Insurance Company Limited reported opening cash & cash equivalents of Rs. 114.54 crore, net cash flow from operating activities of Rs. 184.26 crore, net cash flow from investing activities of Rs. 283.18 crore, net cash flow from financing activities of Rs. 103.32 crore, net change in cash of Rs. 4.41 crore and closing cash & cash equivalents of Rs. 118.95 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 453.94 crore, commission / reinsurance commission received of Rs. 2.46 crore, claim recovery received from reinsurers of Rs. 31.18 crore, other direct income received of Rs. 1.97 crore, other income received of Rs. 0.97 crore, gross benefits and claims paid of Rs. 159.07 crore, reinsurance premium paid of Rs. 4.81 crore, commission paid of Rs. 39.85 crore, service fees paid of Rs. 2.75 crore, employee benefits expenses paid of Rs. 35.5 crore, other expenses paid of Rs. 47.28 crore and income tax paid of Rs. 16.43 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.55 crore, acquisitions of property and equipment of Rs. 7.58 crore, purchase of equity instruments of Rs. 944.55 crore, proceeds from sale of equity instruments of Rs. 797.17 crore, purchase of mutual funds of Rs. 18.5 crore, purchase of debentures of Rs. 25.96 crore, investments in deposits of Rs. 323.2 crore, maturity of deposits of Rs. 158.7 crore, interest income received of Rs. 88.51 crore, dividend received of Rs. 3.89 crore and loans against insurance policies of Rs. 11.85 crore. Reported under net cash flow from financing activities: proceeds from issue of share capital of Rs. 104.71 crore, share issuance cost paid of Rs. 1.07 crore and other financing activities of Rs. 0.32 crore.
In the financial year 2080/81, Sun Nepal Life Insurance Company Limited reported opening cash & cash equivalents of Rs. 46.41 crore, net cash flow from operating activities of Rs. 139.02 crore, net cash flow from investing activities of Rs. 288.77 crore, net cash flow from financing activities of Rs. 217.89 crore, net change in cash of Rs. 68.13 crore and closing cash & cash equivalents of Rs. 114.54 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 388.5 crore, commission / reinsurance commission received of Rs. 5.29 crore, claim recovery received from reinsurers of Rs. 22.5 crore, other direct income received of Rs. 1.7 crore, other income received of Rs. 0.18 crore, gross benefits and claims paid of Rs. 125.36 crore, reinsurance premium paid of Rs. 48.71 crore, commission paid of Rs. 32.16 crore, service fees paid of Rs. 2.8 crore, employee benefits expenses paid of Rs. 30.29 crore, other expenses paid of Rs. 37 crore and income tax paid of Rs. 2.4 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 2.29 crore, acquisitions of property and equipment of Rs. 2.73 crore, purchase of equity instruments of Rs. 232.31 crore, proceeds from sale of equity instruments of Rs. 161.54 crore, purchase of mutual funds of Rs. 3 crore, investments in deposits of Rs. 408.5 crore, maturity of deposits of Rs. 130.3 crore, interest income received of Rs. 84.74 crore, dividend received of Rs. 2.95 crore and loans against insurance policies of Rs. 12.68 crore. Reported under net cash flow from financing activities: proceeds from issue of share capital of Rs. 222.09 crore, dividend distribution tax paid of Rs. 4.01 crore and other financing activities of Rs. 0.19 crore.
In the financial year 2079/80, Sun Nepal Life Insurance Company Limited reported opening cash & cash equivalents of Rs. 94.76 crore, net cash flow from operating activities of Rs. 81.23 crore, net cash flow from investing activities of Rs. 190.49 crore, net cash flow from financing activities of Rs. 60.91 crore, net change in cash of Rs. 48.35 crore and closing cash & cash equivalents of Rs. 46.41 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 375.2 crore, commission / reinsurance commission received of Rs. 26.68 crore, claim recovery received from reinsurers of Rs. 10.28 crore, other direct income received of Rs. 1.25 crore, other income received of Rs. 3.28 crore, gross benefits and claims paid of Rs. 99.25 crore, reinsurance premium paid of Rs. 145.3 crore, commission paid of Rs. 34.54 crore, service fees paid of Rs. 2.17 crore, employee benefits expenses paid of Rs. 26.77 crore, other expenses paid of Rs. 23.08 crore and income tax paid of Rs. 4.35 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.25 crore, acquisitions of property and equipment of Rs. 2.79 crore, investment in subsidiaries of Rs. 0 crore, purchase of equity instruments of Rs. 101.22 crore, proceeds from sale of equity instruments of Rs. 17.41 crore, purchase of mutual funds of Rs. 5.97 crore, purchase of debentures of Rs. 0 crore, investments in deposits of Rs. 428.66 crore, maturity of deposits of Rs. 282.61 crore, interest income received of Rs. 59.98 crore, dividend received of Rs. 0.38 crore and loans against insurance policies of Rs. 11.99 crore. Reported under net cash flow from financing activities: proceeds from issue of share capital of Rs. 62.47 crore and other financing activities of Rs. 1.56 crore.
In the quarter Q3 2082/83, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 113.41 crore, other income of Rs. 21.36 crore, total income of Rs. 134.77 crore, net benefits and claims paid of Rs. 106.46 crore, other expenses of Rs. 29.79 crore, total expenses of Rs. 136.24 crore, profit before tax of Rs. 1.48 crore and net profit for the year of Rs. 6.44 crore.
Reported under net earned premiums: gross earned premiums of Rs. 116.84 crore and premiums ceded of Rs. 3.43 crore. Reported under other income: commission income of Rs. 1.6 crore, other direct income of Rs. 0.69 crore, interest income on loan to policyholders of Rs. 1.4 crore, income from investments and loans of Rs. 13.76 crore, net gain/(loss) on fair value changes of Rs. 1.45 crore, net realised gains/(losses) of Rs. 2.42 crore and other income of Rs. 0.06 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 33.61 crore, claims ceded of Rs. 2.92 crore, gross change in contract liabilities of Rs. 75.66 crore and change in contract liabilities ceded to reinsurers of Rs. 0.1 crore. Reported under other expenses: commission expenses of Rs. 10.79 crore, service fees of Rs. 0.85 crore, other direct expenses of Rs. 0.28 crore, employee benefits expenses of Rs. 8.35 crore, depreciation and amortization expenses of Rs. 0.81 crore, other operating expenses of Rs. 8.71 crore and finance cost of Rs. 0.01 crore. Reported under net profit for the year: income tax expenses of Rs. 7.92 crore.
In the quarter Q2 2082/83, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 122.43 crore, other income of Rs. 37.42 crore, total income of Rs. 159.86 crore, net benefits and claims paid of Rs. 117.2 crore, other expenses of Rs. 28.12 crore, total expenses of Rs. 145.32 crore, profit before tax of Rs. 14.54 crore and net profit for the year of Rs. 5.03 crore.
Reported under net earned premiums: gross earned premiums of Rs. 127.24 crore and premiums ceded of Rs. 4.8 crore. Reported under other income: commission income of Rs. 0.21 crore, other direct income of Rs. 0.73 crore, interest income on loan to policyholders of Rs. 1.14 crore, income from investments and loans of Rs. 31.36 crore, net gain/(loss) on fair value changes of Rs. 5.28 crore, net realised gains/(losses) of Rs. 1.36 crore and other income of Rs. 0.06 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 36.84 crore, claims ceded of Rs. 4.97 crore, gross change in contract liabilities of Rs. 85.51 crore and change in contract liabilities ceded to reinsurers of Rs. 0.18 crore. Reported under other expenses: commission expenses of Rs. 11.75 crore, service fees of Rs. 0.92 crore, other direct expenses of Rs. 0.32 crore, employee benefits expenses of Rs. 9.53 crore, depreciation and amortization expenses of Rs. 0.8 crore, other operating expenses of Rs. 4.82 crore and finance cost of Rs. 0.01 crore. Reported under net profit for the year: income tax expenses of Rs. 9.51 crore.
In the quarter Q1 2082/83, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 104.15 crore, other income of Rs. 7.2 crore, total income of Rs. 96.95 crore, net benefits and claims paid of Rs. 58.86 crore, other expenses of Rs. 26.8 crore, total expenses of Rs. 85.66 crore, profit before tax of Rs. 11.29 crore and net profit for the year of Rs. 19.2 crore.
Reported under net earned premiums: gross earned premiums of Rs. 108.35 crore and premiums ceded of Rs. 4.2 crore. Reported under other income: commission income of Rs. 0 crore, other direct income of Rs. 0.55 crore, interest income on loan to policyholders of Rs. 0.27 crore, income from investments and loans of Rs. 23.51 crore, net gain/(loss) on fair value changes of Rs. 31.52 crore, net realised gains/(losses) of Rs. 0.02 crore and other income of Rs. 0 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 35.9 crore, claims ceded of Rs. 3.69 crore, gross change in contract liabilities of Rs. 27.1 crore and change in contract liabilities ceded to reinsurers of Rs. 0.46 crore. Reported under other expenses: commission expenses of Rs. 9.13 crore, service fees of Rs. 0.78 crore, other direct expenses of Rs. 0.13 crore, employee benefits expenses of Rs. 11.26 crore, depreciation and amortization expenses of Rs. 1.06 crore, other operating expenses of Rs. 4.4 crore and finance cost of Rs. 0.05 crore. Reported under net profit for the year: income tax expenses of Rs. 7.91 crore.
In the quarter Q4 2081/82, Sun Nepal Life Insurance Company Limited reported net earned premiums of Rs. 97.95 crore, other income of Rs. 36.87 crore, total income of Rs. 134.83 crore, net benefits and claims paid of Rs. 71.5 crore, other expenses of Rs. 46.21 crore, total expenses of Rs. 117.71 crore, profit before tax of Rs. 17.11 crore and net profit for the year of Rs. 16.46 crore.
Reported under net earned premiums: gross earned premiums of Rs. 82.63 crore and premiums ceded of Rs. 15.32 crore. Reported under other income: commission income of Rs. 1.72 crore, other direct income of Rs. 0.53 crore, interest income on loan to policyholders of Rs. 6.08 crore, income from investments and loans of Rs. 21.29 crore, net gain/(loss) on fair value changes of Rs. 1.95 crore, net realised gains/(losses) of Rs. 8.78 crore and other income of Rs. 0.43 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 46.66 crore, claims ceded of Rs. 9.04 crore, gross change in contract liabilities of Rs. 33.76 crore and change in contract liabilities ceded to reinsurers of Rs. 0.12 crore. Reported under other expenses: commission expenses of Rs. 13.79 crore, service fees of Rs. 0.73 crore, other direct expenses of Rs. 0.58 crore, employee benefits expenses of Rs. 13.97 crore, depreciation and amortization expenses of Rs. 1.76 crore, other operating expenses of Rs. 15.43 crore and finance cost of Rs. 0.06 crore. Reported under net profit for the year: income tax expenses of Rs. 0.66 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Net Earned Premiums | 433 | 345 | 298 | 233 |
| Gross Earned Premiums | 454 | 389 | 375 | 246 |
| Premiums Ceded | -21.3 | -43.6 | -77.0 | -13.5 |
| Other Income | 114 | 121 | 93.0 | 53.7 |
| Commission Income | 2.5 | 5.3 | 26.7 | 0.00 |
| Other Direct Income | 2.0 | 1.7 | 1.3 | 9.2 |
| Interest Income on Loan to Policyholders | 8.6 | 6.9 | 4.7 | 3.0 |
| Income from Investments and Loans | 85.8 | 86.3 | 59.7 | 41.6 |
| Net Gain/(Loss) on Fair Value Changes | -17.7 | 10.4 | 0.02 | 0.00 |
| Net Realised Gains/(Losses) | 31.3 | 10.1 | 0.08 | -0.24 |
| Other Income | 1.1 | 0.18 | 0.63 | 0.12 |
| Total Income | 546 | 466 | 391 | 287 |
| Net Benefits and Claims Paid | -353 | -298 | -257 | -169 |
| Gross Benefits and Claims Paid | -159 | -125 | -99.3 | -51.5 |
| Claims Ceded | 31.2 | 22.5 | 10.3 | 4.8 |
| Gross Change in Contract Liabilities | -225 | -195 | -168 | -122 |
| Change in Contract Liabilities Ceded to Reinsurers | 0.09 | 0.08 | -0.11 | 0.13 |
| Other Expenses | -134 | -105 | -87.9 | -96.0 |
| Commission Expenses | -42.5 | -32.6 | -34.7 | -37.7 |
| Service Fees | -3.2 | -2.6 | -2.6 | -2.6 |
| Other Direct Expenses | -0.58 | -0.45 | 0.00 | 0.00 |
| Employee Benefits Expenses | -43.5 | -31.0 | -28.4 | -24.3 |
| Depreciation and Amortization Expenses | -3.8 | -2.3 | -1.8 | -1.7 |
| Impairment Losses | -0.10 | 0.00 | -0.06 | -0.96 |
| Other Operating Expenses | -40.2 | -35.1 | -20.0 | -28.4 |
| Finance Cost | -0.27 | -0.43 | -0.31 | -0.43 |
| Total Expenses | -487 | -403 | -345 | -265 |
| Profit Before Tax | 59.0 | 63.3 | 45.9 | 21.7 |
| Net Profit for the Year | 63.4 | 53.7 | 78.9 | 22.0 |
| Income Tax Expenses | 4.4 | -9.6 | 33.0 | 0.33 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Total Assets | 1,840 | 1,425 | 949 | 687 |
| Goodwill & Intangible Assets | 2.2 | 2.5 | 0.29 | 0.10 |
| Property and Equipment | 13.4 | 9.9 | 9.6 | 7.0 |
| Deferred Tax Assets | 26.8 | 24.8 | 33.5 | 2.0 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1,531 | 1,143 | 762 | 520 |
| Loans | 72.8 | 61.0 | 48.3 | 36.3 |
| Reinsurance Assets | 0.28 | 0.19 | 0.11 | 0.21 |
| Current Tax Assets | 35.8 | 24.0 | 18.9 | 16.3 |
| Insurance Receivables | 7.7 | 24.2 | 19.0 | 0.01 |
| Other Assets | 0.71 | 1.6 | 0.49 | 2.3 |
| Other Financial Assets | 30.4 | 19.2 | 10.9 | 8.2 |
| Cash and Cash Equivalent | 119 | 115 | 46.4 | 94.8 |
| Total Liabilities | 1,046 | 799 | 595 | 465 |
| Provisions | 0.83 | 0.57 | 0.79 | 1.6 |
| Gross Insurance Contract Liabilities | 1,000 | 762 | 566 | 386 |
| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 | 1.2 |
| Insurance Payables | 0.00 | 0.00 | 0.00 | 49.3 |
| Other Liabilities | 9.5 | 13.4 | 10.3 | 10.4 |
| Other Financial Liabilities | 35.4 | 22.5 | 18.2 | 17.3 |
| Total Equity | 795 | 626 | 354 | 222 |
| Share Capital | 501 | 396 | 224 | 140 |
| Share Application Money Pending Allotment | 0.00 | 0.00 | 0.00 | 21.5 |
| Share Premium | 125 | 126 | 0.00 | 0.00 |
| Catastrophe Reserves | 20.5 | 14.6 | 9.3 | 4.7 |
| Retained Earnings | 113 | 57.1 | 80.8 | 39.5 |
| Other Equity | 35.7 | 32.5 | 40.0 | 16.1 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 |
|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 115 | 46.4 | 94.8 | 48.4 |
| Net Cash Flow from Operating Activities | 184 | 139 | 81.2 | 147 |
| Gross Premium Received | 454 | 389 | 375 | 270 |
| Commission / Reinsurance Commission Received | 2.5 | 5.3 | 26.7 | 1.1 |
| Claim Recovery Received from Reinsurers | 31.2 | 22.5 | 10.3 | 4.8 |
| Other Direct Income Received | 2.0 | 1.7 | 1.3 | 8.1 |
| Other Income Received | 0.97 | 0.18 | 3.3 | 0.00 |
| Gross Benefits and Claims Paid | -159 | -125 | -99.3 | -51.5 |
| Reinsurance Premium Paid | -4.8 | -48.7 | -145 | 5.9 |
| Commission Paid | -39.8 | -32.2 | -34.5 | -39.5 |
| Service Fees Paid | -2.8 | -2.8 | -2.2 | -1.8 |
| Employee Benefits Expenses Paid | -35.5 | -30.3 | -26.8 | -24.7 |
| Other Expenses Paid | -47.3 | -37.0 | -23.1 | -22.3 |
| Income Tax Paid | -16.4 | -2.4 | -4.4 | -3.9 |
| Net Cash Flow from Investing Activities | -283 | -289 | -190 | -122 |
| Acquisitions of Intangible Assets | -0.55 | -2.3 | -0.25 | 0.00 |
| Acquisitions of Property and Equipment | -7.6 | -2.7 | -2.8 | -1.3 |
| Investment in Subsidiaries | Not reported | Not reported | 0.00 | -10.5 |
| Purchase of Equity Instruments | -945 | -232 | -101 | -46.9 |
| Proceeds from Sale of Equity Instruments | 797 | 162 | 17.4 | 17.5 |
| Purchase of Mutual Funds | -18.5 | -3.0 | -6.0 | 0.00 |
| Purchase of Debentures | -26.0 | Not reported | 0.00 | -0.90 |
| Investments in Deposits | -323 | -409 | -429 | -289 |
| Maturity of Deposits | 159 | 130 | 283 | 178 |
| Interest Income Received | 88.5 | 84.7 | 60.0 | 42.4 |
| Dividend Received | 3.9 | 2.9 | 0.38 | 0.00 |
| Loans Against Insurance Policies | -11.8 | -12.7 | -12.0 | -11.5 |
| Net Cash Flow from Financing Activities | 103 | 218 | 60.9 | 21.5 |
| Proceeds from Issue of Share Capital | 105 | 222 | 62.5 | 21.5 |
| Share Issuance Cost Paid | -1.1 | Not reported | Not reported | Not reported |
| Dividend Distribution Tax Paid | Not reported | -4.0 | Not reported | Not reported |
| Other Financing Activities | -0.32 | -0.19 | -1.6 | Not reported |
| Net Change in Cash | 4.4 | 68.1 | -48.4 | 46.4 |
| Closing Cash & Cash Equivalents | 119 | 115 | 46.4 | 94.8 |
Figures from Sun Nepal Life Insurance Company Limited's quarterly reports, most recent quarter first.
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 |
|---|---|---|---|---|---|---|---|---|
| Net Earned Premiums | 113 | 122 | 104 | 98.0 | 116 | 115 | 103 | 96.2 |
| Gross Earned Premiums | 117 | 127 | 108 | 82.6 | 126 | 130 | 116 | 110 |
| Premiums Ceded | -3.4 | -4.8 | -4.2 | 15.3 | -9.6 | -14.1 | -12.9 | -13.4 |
| Other Income | 21.4 | 37.4 | -7.2 | 36.9 | -9.5 | 49.6 | 35.2 | 43.0 |
| Commission Income | 1.6 | 0.21 | 0.00 | 1.7 | 0.00 | 0.00 | 0.00 | 6.6 |
| Other Direct Income | 0.69 | 0.73 | 0.55 | 0.53 | 0.53 | 0.52 | 0.39 | 0.36 |
| Interest Income on Loan to Policyholders | 1.4 | 1.1 | 0.27 | 6.1 | 0.88 | 0.92 | 0.70 | 5.0 |
| Income from Investments and Loans | 13.8 | 31.4 | 23.5 | 21.3 | 20.0 | 22.2 | 21.7 | 19.8 |
| Net Gain/(Loss) on Fair Value Changes | 1.4 | 5.3 | -31.5 | -1.9 | -22.7 | 1.4 | 5.7 | 6.0 |
| Net Realised Gains/(Losses) | 2.4 | -1.4 | -0.02 | 8.8 | -8.3 | 24.5 | 6.4 | 5.0 |
| Other Income | 0.06 | 0.06 | 0.00 | 0.43 | 0.06 | 0.09 | 0.27 | 0.18 |
| Total Income | 135 | 160 | 97.0 | 135 | 106 | 165 | 138 | 139 |
| Net Benefits and Claims Paid | -106 | -117 | -58.9 | -71.5 | -75.4 | -129 | -85.9 | -79.6 |
| Gross Benefits and Claims Paid | -33.6 | -36.8 | -35.9 | -46.7 | -38.0 | -34.7 | -38.0 | -37.6 |
| Claims Ceded | 2.9 | 5.0 | 3.7 | 9.0 | 5.4 | 9.8 | 6.6 | 8.4 |
| Gross Change in Contract Liabilities | -75.7 | -85.5 | -27.1 | -33.8 | -43.1 | -103 | -55.1 | -48.9 |
| Change in Contract Liabilities Ceded to Reinsurers | -0.10 | 0.18 | 0.46 | -0.12 | 0.21 | -0.59 | 0.59 | -1.5 |
| Other Expenses | -29.8 | -28.1 | -26.8 | -46.2 | -31.4 | -26.5 | -28.2 | -41.1 |
| Commission Expenses | -10.8 | -11.7 | -9.1 | -13.8 | -10.0 | -9.8 | -9.0 | -9.7 |
| Service Fees | -0.85 | -0.92 | -0.78 | -0.73 | -0.87 | -0.87 | -0.77 | -0.72 |
| Other Direct Expenses | -0.28 | -0.32 | -0.13 | -0.58 | Not reported | Not reported | Not reported | -0.45 |
| Employee Benefits Expenses | -8.4 | -9.5 | -11.3 | -14.0 | -8.9 | -8.4 | -10.5 | -7.8 |
| Depreciation and Amortization Expenses | -0.81 | -0.80 | -1.1 | -1.8 | -0.81 | -0.41 | -0.76 | 0.38 |
| Other Operating Expenses | -8.7 | -4.8 | -4.4 | -15.4 | -10.8 | -7.0 | -7.0 | -22.8 |
| Finance Cost | 0.01 | 0.01 | -0.05 | 0.06 | -0.11 | -0.11 | -0.11 | Not reported |
| Total Expenses | -136 | -145 | -85.7 | -118 | -107 | -155 | -114 | -121 |
| Profit Before Tax | -1.5 | 14.5 | 11.3 | 17.1 | -0.38 | 9.8 | 24.3 | 18.5 |
| Net Profit for the Year | 6.4 | 5.0 | 19.2 | 16.5 | 5.3 | 9.4 | 23.4 | 15.8 |
| Income Tax Expenses | 7.9 | -9.5 | 7.9 | -0.66 | 5.7 | -0.41 | -0.97 | -2.7 |
Over the last 15 trading sessions SNLI closed between Rs. 402.00 and Rs. 434.80, finishing at Rs. 425.60 on 2026-10-30 against Rs. 410.00 on 2026-10-02.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-30 | 434.00 | 434.90 | 425.50 | 425.60 | 39,369 |
| 2026-10-29 | 423.10 | 435.00 | 423.10 | 434.80 | 47,217 |
| 2026-10-28 | 417.50 | 428.00 | 412.60 | 427.00 | 32,493 |
| 2026-10-27 | 421.00 | 421.00 | 415.20 | 417.50 | 15,640 |
| 2026-10-26 | 419.70 | 423.00 | 411.00 | 421.00 | 15,086 |
| 2026-10-16 | 418.10 | 423.00 | 416.10 | 421.50 | 17,908 |
| 2026-10-14 | 416.00 | 420.00 | 413.00 | 419.50 | 15,155 |
| 2026-10-13 | 403.00 | 416.00 | 403.00 | 416.00 | 24,702 |
| 2026-10-12 | 406.00 | 408.90 | 401.00 | 403.20 | 22,436 |
| 2026-10-09 | 405.00 | 406.90 | 402.00 | 406.00 | 7,216 |
| 2026-10-08 | 403.90 | 409.00 | 401.10 | 405.80 | 10,374 |
| 2026-10-07 | 402.00 | 406.00 | 402.00 | 403.90 | 9,417 |
| 2026-10-06 | 402.00 | 406.90 | 392.30 | 403.80 | 21,693 |
| 2026-10-05 | 410.00 | 410.00 | 399.20 | 402.00 | 13,753 |
| 2026-10-02 | 415.00 | 415.00 | 407.00 | 410.00 | 7,568 |
2026, between Rs. 375.00 and Rs. 514.00, 2025, between Rs. 392.00 and Rs. 578.55, 2024, between Rs. 350.38 and Rs. 551.18 and 2023, between Rs. 260.18 and Rs. 392.05.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 375.00 | 514.00 | 189 |
| 2025 | 392.00 | 578.55 | 225 |
| 2024 | 350.38 | 551.18 | 232 |
| 2023 | 260.18 | 392.05 | 56 |
At Rs. 425.60 on 2026-10-30, SNLI is up 1.09% over 1 week, up 3.80% over 1 month, up 1.33% over 3 months, down 4.57% over 6 months and down 8.05% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +1.09% | 421.00 | 2026-10-26 |
| 1 month | +3.80% | 410.00 | 2026-10-02 |
| 3 months | +1.33% | 420.00 | 2026-08-04 |
| 6 months | -4.57% | 446.00 | 2026-05-06 |
| 1 year | -8.05% | 462.86 | 2025-11-02 |
SNLI traded 290 times on 2026-10-30, moving 39,369 shares for Rs. 1.7 crore of turnover. Trades went through between Rs. 414.30 and Rs. 434.90.
Largest buyers by volume: broker 94, K.B.L. Securities Limited on 8,819 shares across 21 trades, broker 62, Capital Max Securities Limited on 5,291 shares across 29 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 3,485 shares across 14 trades, broker 42, Sani Securities Company Limited on 3,078 shares across 22 trades, broker 96, Himalayan Securities Limited on 2,022 shares across 7 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 1,806 shares across 10 trades, broker 77, Nabil Stock Dealer Limited on 1,615 shares across 16 trades, broker 13, Thrive Brokerage House Pvt. Limited on 1,420 shares across 16 trades, broker 26, Asian Securities Pvt. Limited on 1,400 shares across 2 trades and broker 34, Vision Securities Pvt.Limited on 1,134 shares across 28 trades.
Largest sellers by volume: broker 49, Online Securities Limited on 5,181 shares across 29 trades, broker 45, Imperial Securities Co. Limited on 3,730 shares across 14 trades, broker 42, Sani Securities Company Limited on 3,076 shares across 18 trades, broker 54, Sewa Securities Pvt. Ltd. on 3,063 shares across 8 trades, broker 58, Naasa Securities Co. Ltd. on 3,019 shares across 38 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 2,246 shares across 7 trades, broker 1, Kumari Securities Pvt. Limited on 2,017 shares across 3 trades, broker 6, Agrawal Securities Pvt. Limited on 1,965 shares across 8 trades, broker 29, Trishul Securities And Investment Limited on 1,850 shares across 13 trades and broker 56, Sri Hari Securities Pvt.Ltd on 1,836 shares across 10 trades.
Sun Nepal Life Insurance Company Limited most recently declared a 5% bonus share issue and a 15.2632% cash dividend, 20.2632% in total for 2081/2082, announced on 2025-12-18. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2081/2082 | 5% | 15.2632% | 2025-12-18 |
| 2079/2080 | 23.8% | 2024-05-30 |
For 2081/2082 Sun Nepal Life Insurance Company Limited declared a 5% bonus share issue and a 15.2632% cash dividend, 20.2632% in total, announced on 2025-12-18.
For 2079/2080 Sun Nepal Life Insurance Company Limited declared a 23.8% bonus share issue, announced on 2024-05-30.
Right issues Sun Nepal Life Insurance Company Limited has announced. A right share is offered to existing shareholders in proportion to what they already hold.
Annual and special general meetings Sun Nepal Life Insurance Company Limited has called. A dividend is declared by the board and approved at the AGM.
4 years of annual statements and 8 quarters of results for SNLI, with charts and peer comparison, are free on NepView.
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