Life Insurance Corporation (Nepal) Limited (LICN) Share Price & Fundamentals
Life Insurance Corporation (Nepal) (LICN) share price is Rs. 813.40, up 0.05% on 2026-09-22. Open Rs. 814.00. High Rs. 824.90. Low Rs. 790.00. Volume 18,517.
Life Insurance Corporation (Nepal) Limited is a NEPSE-listed company (LICN), Life Insurance sector. Premium: Rs. 2,114.54 Crore. Net profit: Rs. 40.58 Crore. Net worth: Rs. 1,057.74 Crore.
About Life Insurance Corporation (Nepal) Limited
Life Insurance Corporation (Nepal) Limited (LICN) has 5,50,00,000 shares outstanding. Its most recent declared dividend was 21.05% on face value.
LICN key metrics
LICN strengths
What Life Insurance Corporation (Nepal) Limited's own accounts show in its favour, graded against the rest of its sector.
- 69.2% of investments are long term, which matches the decades-long promises it has made. (Investment Performance)
LICN weaknesses
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
- Holds 1.61x of the required safety capital, close to the 1.5 times the regulator sets. (Solvency)
- The number of live policies moved 0.3%, so the customer base is not growing. (Premium Growth & Book Quality)
- The policyholder fund moved 7.9%, so cover for future claims is not building. (Reserving & Liability Strength)
LICN Q4 2082/83 results
In Q4 2082/83 Life Insurance Corporation (Nepal) Limited reported profit of Rs. 8.53 crore and net earned premiums of Rs. 604.44 crore. Profit in Q3 2082/83 was Rs. 9.59 crore. Profit fell 11.05% on the previous quarter. Net earned premiums grew 22.84% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 7.99 crore. Profit grew 6.81% on the same quarter last year. Net earned premiums grew 2.93% on the same quarter last year.
LICN annual results 2082/83
For the financial year 2082/83 Life Insurance Corporation (Nepal) Limited reported net profit of Rs. 40.58 crore, net earned premiums of Rs. 2,114.54 crore and net worth of Rs. 1,057.74 crore. Net profit in 2081/82 was Rs. 83.73 crore. Net profit fell 51.54% on the year. Net earned premiums grew 6.63% on the year.
LICN profit and loss for 2082/83
In the financial year 2082/83, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 2,114.54 crore, other income of Rs. 1,232.45 crore, total income of Rs. 3,346.99 crore, net benefits and claims paid of Rs. 2,786.02 crore, other expenses of Rs. 282.74 crore, total expenses of Rs. 3,068.76 crore, profit before tax of Rs. 278.23 crore and net profit for the year of Rs. 40.58 crore.
Reported under net earned premiums: gross earned premiums of Rs. 2,124.89 crore and premiums ceded of Rs. 10.35 crore. Reported under other income: commission income of Rs. 1.05 crore, other direct income of Rs. 27.3 crore, interest income on loan to policyholders of Rs. 230.21 crore, income from investments and loans of Rs. 973.88 crore and other income of Rs. 0.01 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 1,306.37 crore, claims ceded of Rs. 4.72 crore and gross change in contract liabilities of Rs. 1,484.37 crore. Reported under other expenses: commission expenses of Rs. 152.58 crore, service fees of Rs. 15.86 crore, employee benefits expenses of Rs. 47.02 crore, depreciation and amortization expenses of Rs. 5.36 crore, impairment losses of Rs. 0.48 crore, other operating expenses of Rs. 59.77 crore and finance cost of Rs. 1.67 crore. Reported under net profit for the year: income tax expenses of Rs. 237.66 crore.
LICN profit and loss for 2081/82
In the financial year 2081/82, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 1,983 crore, other income of Rs. 1,246.52 crore, total income of Rs. 3,229.52 crore, net benefits and claims paid of Rs. 2,629.5 crore, other expenses of Rs. 278.03 crore, total expenses of Rs. 2,907.53 crore, profit before tax of Rs. 321.99 crore and net profit for the year of Rs. 83.73 crore.
Reported under net earned premiums: gross earned premiums of Rs. 1,993.83 crore and premiums ceded of Rs. 10.83 crore. Reported under other income: commission income of Rs. 1.4 crore, other direct income of Rs. 27.85 crore, interest income on loan to policyholders of Rs. 240.5 crore, income from investments and loans of Rs. 976.76 crore, net realised gains/(losses) of Rs. 0 crore and other income of Rs. 0.01 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 1,259.02 crore, claims ceded of Rs. 3.89 crore and gross change in contract liabilities of Rs. 1,374.37 crore. Reported under other expenses: commission expenses of Rs. 147.74 crore, service fees of Rs. 14.87 crore, employee benefits expenses of Rs. 50.23 crore, depreciation and amortization expenses of Rs. 5.51 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 57.75 crore and finance cost of Rs. 1.93 crore. Reported under net profit for the year: income tax expenses of Rs. 238.25 crore.
LICN profit and loss for 2080/81
In the financial year 2080/81, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 1,799.54 crore, other income of Rs. 1,197.59 crore, total income of Rs. 2,997.14 crore, net benefits and claims paid of Rs. 2,407.92 crore, other expenses of Rs. 263.48 crore, total expenses of Rs. 2,671.4 crore, profit before tax of Rs. 325.74 crore and net profit for the year of Rs. 82.96 crore.
Reported under net earned premiums: gross earned premiums of Rs. 1,810.75 crore and premiums ceded of Rs. 11.21 crore. Reported under other income: commission income of Rs. 1.49 crore, other direct income of Rs. 24.01 crore, interest income on loan to policyholders of Rs. 237.12 crore, income from investments and loans of Rs. 934.95 crore, net realised gains/(losses) of Rs. 0 crore and other income of Rs. 0.02 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 1,089.18 crore, claims ceded of Rs. 3.49 crore and gross change in contract liabilities of Rs. 1,322.22 crore. Reported under other expenses: commission expenses of Rs. 139.42 crore, service fees of Rs. 13.5 crore, employee benefits expenses of Rs. 47.24 crore, depreciation and amortization expenses of Rs. 5.43 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 55.84 crore and finance cost of Rs. 2.05 crore. Reported under net profit for the year: income tax expenses of Rs. 242.78 crore.
LICN balance sheet for 2081/82
In the financial year 2081/82, Life Insurance Corporation (Nepal) Limited reported total assets of Rs. 14,582.68 crore, total liabilities of Rs. 13,524.93 crore and total equity of Rs. 1,057.74 crore.
Reported under total assets: goodwill & intangible assets of Rs. 0 crore, property and equipment of Rs. 39.24 crore, deferred tax assets of Rs. 0 crore, investments of Rs. 11,734.04 crore, loans of Rs. 2,140.99 crore, current tax assets of Rs. 17.94 crore, insurance receivables of Rs. 1.89 crore, other assets of Rs. 101.7 crore, other financial assets of Rs. 340.88 crore and cash and cash equivalent of Rs. 206 crore. Reported under total liabilities: provisions of Rs. 16.76 crore, gross insurance contract liabilities of Rs. 13,363.25 crore, deferred tax liabilities of Rs. 5.66 crore, insurance payables of Rs. 5.43 crore, current tax liabilities of Rs. 0 crore, other liabilities of Rs. 46.33 crore and other financial liabilities of Rs. 87.51 crore. Reported under total equity: share capital of Rs. 550 crore, share premium of Rs. 49.8 crore, catastrophe reserves of Rs. 73.3 crore, retained earnings of Rs. 345.23 crore and other equity of Rs. 39.42 crore.
LICN balance sheet for 2080/81
In the financial year 2080/81, Life Insurance Corporation (Nepal) Limited reported total assets of Rs. 12,838.13 crore, total liabilities of Rs. 12,151.54 crore and total equity of Rs. 686.6 crore.
Reported under total assets: goodwill & intangible assets of Rs. 0.01 crore, property and equipment of Rs. 42.42 crore, deferred tax assets of Rs. 0 crore, investments of Rs. 10,030.26 crore, loans of Rs. 2,221.37 crore, current tax assets of Rs. 27.65 crore, insurance receivables of Rs. 2.89 crore, other assets of Rs. 0.82 crore, other financial assets of Rs. 326.94 crore and cash and cash equivalent of Rs. 185.76 crore. Reported under total liabilities: provisions of Rs. 9.88 crore, gross insurance contract liabilities of Rs. 11,963.38 crore, deferred tax liabilities of Rs. 1.85 crore, insurance payables of Rs. 8.56 crore, current tax liabilities of Rs. 0 crore, other liabilities of Rs. 59.32 crore and other financial liabilities of Rs. 108.55 crore. Reported under total equity: share capital of Rs. 265.32 crore, share premium of Rs. 6.12 crore, catastrophe reserves of Rs. 65.41 crore, retained earnings of Rs. 316.39 crore and other equity of Rs. 33.36 crore.
LICN balance sheet for 2079/80
In the financial year 2079/80, Life Insurance Corporation (Nepal) Limited reported total assets of Rs. 11,443.1 crore, total liabilities of Rs. 10,845.47 crore and total equity of Rs. 597.63 crore.
Reported under total assets: goodwill & intangible assets of Rs. 0.01 crore, property and equipment of Rs. 46.14 crore, deferred tax assets of Rs. 12.05 crore, investments of Rs. 8,651.54 crore, loans of Rs. 2,188.22 crore, current tax assets of Rs. 0 crore, insurance receivables of Rs. 2.24 crore, other assets of Rs. 1.14 crore, other financial assets of Rs. 296.81 crore and cash and cash equivalent of Rs. 244.96 crore. Reported under total liabilities: provisions of Rs. 3.47 crore, gross insurance contract liabilities of Rs. 10,634.03 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 2.95 crore, current tax liabilities of Rs. 11.26 crore, other liabilities of Rs. 59.63 crore and other financial liabilities of Rs. 134.13 crore. Reported under total equity: share capital of Rs. 265.32 crore, share premium of Rs. 6.12 crore, catastrophe reserves of Rs. 56.16 crore, retained earnings of Rs. 234.43 crore and other equity of Rs. 35.61 crore.
LICN cash flow for 2081/82
In the financial year 2081/82, Life Insurance Corporation (Nepal) Limited reported opening cash & cash equivalents of Rs. 185.76 crore, net cash flow from operating activities of Rs. 243.42 crore, net cash flow from investing activities of Rs. 500.66 crore, net cash flow from financing activities of Rs. 277.48 crore, net change in cash of Rs. 20.24 crore and closing cash & cash equivalents of Rs. 206 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 1,993.83 crore, commission / reinsurance commission received of Rs. 1.4 crore, claim recovery received from reinsurers of Rs. 3.89 crore, other direct income received of Rs. 27.85 crore, gross benefits and claims paid of Rs. 1,259.02 crore, reinsurance premium paid of Rs. 10.83 crore, commission paid of Rs. 142.99 crore, service fees paid of Rs. 24.11 crore, employee benefits expenses paid of Rs. 52.51 crore, other expenses paid of Rs. 56.87 crore and income tax paid of Rs. 237.22 crore. Reported under net cash flow from investing activities: acquisitions of property and equipment of Rs. 0.67 crore, purchase of equity instruments of Rs. 51.47 crore, purchase of mutual funds of Rs. 11.05 crore, purchase of debentures of Rs. 31.63 crore, investments in deposits of Rs. 1,576.85 crore, interest income received of Rs. 967.79 crore and dividend received of Rs. 3.16 crore. Reported under net cash flow from financing activities: proceeds from issue of share capital of Rs. 278.37 crore.
LICN cash flow for 2080/81
In the financial year 2080/81, Life Insurance Corporation (Nepal) Limited reported opening cash & cash equivalents of Rs. 244.96 crore, net cash flow from operating activities of Rs. 208.59 crore, net cash flow from investing activities of Rs. 267.79 crore, net cash flow from financing activities of Rs. 0 crore, net change in cash of Rs. 59.2 crore and closing cash & cash equivalents of Rs. 185.76 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 1,810.75 crore, commission / reinsurance commission received of Rs. 1.49 crore, claim recovery received from reinsurers of Rs. 3.49 crore, other direct income received of Rs. 24.01 crore, gross benefits and claims paid of Rs. 1,089.18 crore, reinsurance premium paid of Rs. 11.21 crore, commission paid of Rs. 135.56 crore, service fees paid of Rs. 14.33 crore, employee benefits expenses paid of Rs. 52.86 crore, other expenses paid of Rs. 55.84 crore and income tax paid of Rs. 272.17 crore. Reported under net cash flow from investing activities: acquisitions of property and equipment of Rs. 0.42 crore, investments in deposits of Rs. 1,368.16 crore, interest income received of Rs. 926.53 crore and dividend received of Rs. 5.89 crore. Reported under net cash flow from financing activities: proceeds from issue of share capital of Rs. 0 crore.
LICN cash flow for 2079/80
In the financial year 2079/80, Life Insurance Corporation (Nepal) Limited reported opening cash & cash equivalents of Rs. 197.85 crore, net cash flow from operating activities of Rs. 673.74 crore, net cash flow from investing activities of Rs. 626.63 crore, net cash flow from financing activities of Rs. 0 crore, net change in cash of Rs. 47.11 crore and closing cash & cash equivalents of Rs. 244.96 crore.
Reported under net cash flow from operating activities: gross premium received of Rs. 1,746.8 crore, commission / reinsurance commission received of Rs. 1.51 crore, claim recovery received from reinsurers of Rs. 2.64 crore, other direct income received of Rs. 0 crore, gross benefits and claims paid of Rs. 898.55 crore, reinsurance premium paid of Rs. 8.1 crore, commission paid of Rs. 143.54 crore, service fees paid of Rs. 14.43 crore, employee benefits expenses paid of Rs. 38.28 crore, other expenses paid of Rs. 0 crore and income tax paid of Rs. 25.68 crore. Reported under net cash flow from investing activities: acquisitions of property and equipment of Rs. 25.51 crore, purchase of equity instruments of Rs. 0 crore, proceeds from sale of equity instruments of Rs. 0 crore, purchase of mutual funds of Rs. 0 crore, purchase of debentures of Rs. 0 crore, proceeds from sale of debentures of Rs. 0 crore, investments in deposits of Rs. 1,015.04 crore, interest income received of Rs. 815.08 crore, dividend received of Rs. 8.56 crore and loans against insurance policies of Rs. 359.88 crore. Reported under net cash flow from financing activities: proceeds from issue of share capital of Rs. 0 crore.
LICN quarterly for Q4 2082/83
In the quarter Q4 2082/83, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 604.44 crore, other income of Rs. 310.8 crore, total income of Rs. 915.25 crore, net benefits and claims paid of Rs. 750.76 crore, other expenses of Rs. 101.7 crore, total expenses of Rs. 852.47 crore, profit before tax of Rs. 62.78 crore and net profit for the year of Rs. 8.53 crore.
Reported under net earned premiums: gross earned premiums of Rs. 607.58 crore and premiums ceded of Rs. 3.14 crore. Reported under other income: commission income of Rs. 0.62 crore, other direct income of Rs. 8.96 crore, interest income on loan to policyholders of Rs. 54.09 crore, income from investments and loans of Rs. 247.12 crore and other income of Rs. 0 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 374.3 crore, claims ceded of Rs. 1.48 crore and gross change in contract liabilities of Rs. 377.95 crore. Reported under other expenses: commission expenses of Rs. 45.33 crore, service fees of Rs. 4.53 crore, employee benefits expenses of Rs. 14.96 crore, depreciation and amortization expenses of Rs. 1.35 crore, impairment losses of Rs. 0.31 crore, other operating expenses of Rs. 35.44 crore and finance cost of Rs. 0.4 crore. Reported under net profit for the year: income tax expenses of Rs. 54.25 crore.
LICN quarterly for Q3 2082/83
In the quarter Q3 2082/83, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 492.07 crore, other income of Rs. 297.14 crore, total income of Rs. 789.21 crore, net benefits and claims paid of Rs. 660.01 crore, other expenses of Rs. 59.7 crore, total expenses of Rs. 719.71 crore, profit before tax of Rs. 69.5 crore and net profit for the year of Rs. 9.59 crore.
Reported under net earned premiums: gross earned premiums of Rs. 494.37 crore and premiums ceded of Rs. 2.29 crore. Reported under other income: commission income of Rs. 0.13 crore, other direct income of Rs. 5.94 crore, interest income on loan to policyholders of Rs. 54.77 crore, income from investments and loans of Rs. 236.28 crore and other income of Rs. 0.01 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 317.98 crore, claims ceded of Rs. 0.59 crore and gross change in contract liabilities of Rs. 342.62 crore. Reported under other expenses: commission expenses of Rs. 34.41 crore, service fees of Rs. 3.69 crore, employee benefits expenses of Rs. 9.31 crore, depreciation and amortization expenses of Rs. 1.31 crore, impairment losses of Rs. 0.79 crore, other operating expenses of Rs. 9.79 crore and finance cost of Rs. 0.4 crore. Reported under net profit for the year: income tax expenses of Rs. 59.91 crore.
LICN quarterly for Q2 2082/83
In the quarter Q2 2082/83, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 521.73 crore, other income of Rs. 306.82 crore, total income of Rs. 828.55 crore, net benefits and claims paid of Rs. 693.16 crore, other expenses of Rs. 62.46 crore, total expenses of Rs. 755.61 crore, profit before tax of Rs. 72.94 crore and net profit for the year of Rs. 11.62 crore.
Reported under net earned premiums: gross earned premiums of Rs. 524.57 crore and premiums ceded of Rs. 2.84 crore. Reported under other income: commission income of Rs. 0.25 crore, other direct income of Rs. 6.59 crore, interest income on loan to policyholders of Rs. 56.31 crore, income from investments and loans of Rs. 243.67 crore and other income of Rs. 0 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 329.97 crore, claims ceded of Rs. 2.65 crore and gross change in contract liabilities of Rs. 365.83 crore. Reported under other expenses: commission expenses of Rs. 38.25 crore, service fees of Rs. 3.91 crore, employee benefits expenses of Rs. 10.52 crore, depreciation and amortization expenses of Rs. 1.72 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 7.64 crore and finance cost of Rs. 0.42 crore. Reported under net profit for the year: income tax expenses of Rs. 61.32 crore.
LICN quarterly for Q1 2082/83
In the quarter Q1 2082/83, Life Insurance Corporation (Nepal) Limited reported net earned premiums of Rs. 496.29 crore, other income of Rs. 317.69 crore, total income of Rs. 813.99 crore, net benefits and claims paid of Rs. 682.09 crore, other expenses of Rs. 58.88 crore, total expenses of Rs. 740.96 crore, profit before tax of Rs. 73.02 crore and net profit for the year of Rs. 10.84 crore.
Reported under net earned premiums: gross earned premiums of Rs. 498.37 crore and premiums ceded of Rs. 2.08 crore. Reported under other income: commission income of Rs. 0.04 crore, other direct income of Rs. 5.8 crore, interest income on loan to policyholders of Rs. 65.04 crore, income from investments and loans of Rs. 246.81 crore and other income of Rs. 0 crore. Reported under net benefits and claims paid: gross benefits and claims paid of Rs. 284.12 crore, claims ceded of Rs. 0 crore and gross change in contract liabilities of Rs. 397.97 crore. Reported under other expenses: commission expenses of Rs. 34.59 crore, service fees of Rs. 3.72 crore, employee benefits expenses of Rs. 12.23 crore, depreciation and amortization expenses of Rs. 0.98 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 6.91 crore and finance cost of Rs. 0.45 crore. Reported under net profit for the year: income tax expenses of Rs. 62.19 crore.
LICN Profit & Loss
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|
| Net Earned Premiums | 2,115 | 1,983 | 1,800 | 1,739 | 1,815 | 1,707 |
|---|
| Gross Earned Premiums | 2,125 | 1,994 | 1,811 | 1,747 | 1,824 | 1,716 |
|---|
| Premiums Ceded | -10.3 | -10.8 | -11.2 | -8.1 | -9.0 | -9.5 |
|---|
| Other Income | 1,232 | 1,247 | 1,198 | 1,092 | 893 | 808 |
|---|
| Commission Income | 1.0 | 1.4 | 1.5 | 1.5 | 1.2 | 1.4 |
|---|
| Other Direct Income | 27.3 | 27.8 | 24.0 | 27.1 | 26.9 | 24.1 |
|---|
| Interest Income on Loan to Policyholders | 230 | 240 | 237 | 236 | 168 | 144 |
|---|
| Income from Investments and Loans | 974 | 977 | 935 | 826 | 695 | 560 |
|---|
| Net Realised Gains/(Losses) | Not reported | 0.00 | 0.00 | 0.00 | 0.00 | 78.2 |
|---|
| Other Income | 0.01 | 0.01 | 0.02 | 0.02 | 1.5 | 0.71 |
|---|
| Total Income | 3,347 | 3,230 | 2,997 | 2,830 | 2,707 | 2,515 |
|---|
| Net Benefits and Claims Paid | -2,786 | -2,630 | -2,408 | -2,278 | -2,166 | -2,020 |
|---|
| Gross Benefits and Claims Paid | -1,306 | -1,259 | -1,089 | -899 | -912 | -747 |
|---|
| Claims Ceded | 4.7 | 3.9 | 3.5 | 2.6 | 6.0 | 13.7 |
|---|
| Gross Change in Contract Liabilities | -1,484 | -1,374 | -1,322 | -1,382 | -1,259 | -1,287 |
|---|
| Other Expenses | -283 | -278 | -263 | -279 | -291 | -288 |
|---|
| Commission Expenses | -153 | -148 | -139 | -144 | -169 | -169 |
|---|
| Service Fees | -15.9 | -14.9 | -13.5 | -14.4 | -18.1 | -17.0 |
|---|
| Employee Benefits Expenses | -47.0 | -50.2 | -47.2 | -38.3 | -36.4 | -34.4 |
|---|
| Depreciation and Amortization Expenses | -5.4 | -5.5 | -5.4 | -5.5 | -1.4 | -1.5 |
|---|
| Impairment Losses | -0.48 | 0.00 | 0.00 | -1.2 | -1.4 | -0.59 |
|---|
| Other Operating Expenses | -59.8 | -57.8 | -55.8 | -73.4 | -64.8 | -66.3 |
|---|
| Finance Cost | -1.7 | -1.9 | -2.1 | -2.4 | 0.00 | 0.00 |
|---|
| Total Expenses | -3,069 | -2,908 | -2,671 | -2,557 | -2,457 | -2,309 |
|---|
| Profit Before Tax | 278 | 322 | 326 | 274 | 250 | 206 |
|---|
| Net Profit for the Year | 40.6 | 83.7 | 83.0 | 75.3 | 101 | 74.5 |
|---|
| Income Tax Expenses | -238 | -238 | -243 | -199 | -149 | -132 |
|---|
LICN Balance Sheet
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|
| Total Assets | 14,583 | 12,838 | 11,443 | 9,946 | 8,776 |
|---|
| Goodwill & Intangible Assets | 0.00 | 0.01 | 0.01 | 0.02 | 0.03 |
|---|
| Property and Equipment | 39.2 | 42.4 | 46.1 | 26.1 | 26.5 |
|---|
| Deferred Tax Assets | 0.00 | 0.00 | 12.1 | 2.7 | 0.00 |
|---|
| Investments | 11,734 | 10,030 | 8,652 | 7,636 | 6,616 |
|---|
| Loans | 2,141 | 2,221 | 2,188 | 1,828 | 1,458 |
|---|
| Current Tax Assets | 17.9 | 27.7 | 0.00 | 14.4 | 0.00 |
|---|
| Insurance Receivables | 1.9 | 2.9 | 2.2 | 3.0 | 6.9 |
|---|
| Other Assets | 102 | 0.82 | 1.1 | 3.0 | 148 |
|---|
| Other Financial Assets | 341 | 327 | 297 | 234 | 191 |
|---|
| Cash and Cash Equivalent | 206 | 186 | 245 | 198 | 329 |
|---|
| Total Liabilities | 13,525 | 12,152 | 10,845 | 9,421 | 8,335 |
|---|
| Provisions | 16.8 | 9.9 | 3.5 | 2.8 | 2.0 |
|---|
| Gross Insurance Contract Liabilities | 13,363 | 11,963 | 10,634 | 9,252 | 8,079 |
|---|
| Deferred Tax Liabilities | 5.7 | 1.8 | 0.00 | 0.00 | 31.4 |
|---|
| Insurance Payables | 5.4 | 8.6 | 2.9 | 0.79 | 0.35 |
|---|
| Current Tax Liabilities | 0.00 | 0.00 | 11.3 | 0.00 | 18.9 |
|---|
| Other Liabilities | 46.3 | 59.3 | 59.6 | 126 | 38.5 |
|---|
| Other Financial Liabilities | 87.5 | 109 | 134 | 39.3 | 165 |
|---|
| Total Equity | 1,058 | 687 | 598 | 525 | 441 |
|---|
| Share Capital | 550 | 265 | 265 | 265 | 221 |
|---|
| Share Premium | 49.8 | 6.1 | 6.1 | 6.1 | 6.1 |
|---|
| Catastrophe Reserves | 73.3 | 65.4 | 56.2 | 49.5 | 41.7 |
|---|
| Retained Earnings | 345 | 316 | 234 | 174 | 153 |
|---|
| Other Equity | 39.4 | 33.4 | 35.6 | 30.1 | 19.2 |
|---|
LICN Cash Flow
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|
| Opening Cash & Cash Equivalents | 186 | 245 | 198 | 329 | 284 |
|---|
| Net Cash Flow from Operating Activities | 243 | 209 | 674 | 680 | 549 |
|---|
| Gross Premium Received | 1,994 | 1,811 | 1,747 | 1,823 | 1,714 |
|---|
| Commission / Reinsurance Commission Received | 1.4 | 1.5 | 1.5 | 1.2 | 1.4 |
|---|
| Claim Recovery Received from Reinsurers | 3.9 | 3.5 | 2.6 | 6.0 | 13.7 |
|---|
| Other Direct Income Received | 27.8 | 24.0 | 0.00 | 0.00 | 0.00 |
|---|
| Gross Benefits and Claims Paid | -1,259 | -1,089 | -899 | -912 | -747 |
|---|
| Reinsurance Premium Paid | -10.8 | -11.2 | -8.1 | -5.1 | -14.6 |
|---|
| Commission Paid | -143 | -136 | -144 | -169 | -169 |
|---|
| Service Fees Paid | -24.1 | -14.3 | -14.4 | -18.2 | -17.1 |
|---|
| Employee Benefits Expenses Paid | -52.5 | -52.9 | -38.3 | -36.4 | -34.4 |
|---|
| Other Expenses Paid | -56.9 | -55.8 | 0.00 | 24.4 | -240 |
|---|
| Income Tax Paid | -237 | -272 | 25.7 | -33.4 | 41.9 |
|---|
| Net Cash Flow from Investing Activities | -501 | -268 | -627 | -809 | -503 |
|---|
| Acquisitions of Property and Equipment | -0.67 | -0.42 | -25.5 | -1.1 | -1.8 |
|---|
| Purchase of Equity Instruments | -51.5 | Not reported | 0.00 | -116 | 0.00 |
|---|
| Proceeds from Sale of Equity Instruments | Not reported | Not reported | 0.00 | 0.00 | -23.0 |
|---|
| Purchase of Mutual Funds | -11.1 | Not reported | 0.00 | 0.00 | 0.00 |
|---|
| Purchase of Debentures | -31.6 | Not reported | 0.00 | -84.0 | 0.00 |
|---|
| Proceeds from Sale of Debentures | Not reported | Not reported | 0.00 | 0.00 | 84.0 |
|---|
| Investments in Deposits | -1,577 | -1,368 | -1,015 | -1,020 | -1,135 |
|---|
| Interest Income Received | 968 | 927 | 815 | 751 | 651 |
|---|
| Dividend Received | 3.2 | 5.9 | 8.6 | 3.5 | 2.8 |
|---|
| Loans Against Insurance Policies | Not reported | Not reported | -360 | -370 | -106 |
|---|
| Net Cash Flow from Financing Activities | 277 | 0.00 | 0.00 | -2.3 | -1.1 |
|---|
| Proceeds from Issue of Share Capital | 278 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Net Change in Cash | 20.2 | -59.2 | 47.1 | -131 | 45.2 |
|---|
| Closing Cash & Cash Equivalents | 206 | 186 | 245 | 198 | 329 |
|---|
LICN Quarterly Results
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 |
|---|
| Net Earned Premiums | 604 | 492 | 522 | 496 | 587 | 455 | 486 | 455 | 451 |
|---|
| Gross Earned Premiums | 608 | 494 | 525 | 498 | 590 | 458 | 489 | 457 | 452 |
|---|
| Premiums Ceded | -3.1 | -2.3 | -2.8 | -2.1 | -2.7 | -3.0 | -2.9 | -2.5 | -1.2 |
|---|
| Other Income | 311 | 297 | 307 | 318 | 312 | 310 | 308 | 320 | 298 |
|---|
| Commission Income | 0.62 | 0.13 | 0.25 | 0.04 | 0.94 | 0.15 | 0.31 | 0.00 | 0.80 |
|---|
| Other Direct Income | 9.0 | 5.9 | 6.6 | 5.8 | 9.2 | 6.1 | 7.1 | 5.5 | 7.6 |
|---|
| Interest Income on Loan to Policyholders | 54.1 | 54.8 | 56.3 | 65.0 | 61.3 | 62.1 | 56.5 | 60.6 | 65.6 |
|---|
| Income from Investments and Loans | 247 | 236 | 244 | 247 | 241 | 242 | 244 | 254 | 224 |
|---|
| Other Income | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Total Income | 915 | 789 | 829 | 814 | 899 | 765 | 793 | 775 | 749 |
|---|
| Net Benefits and Claims Paid | -751 | -660 | -693 | -682 | -731 | -641 | -663 | -650 | -534 |
|---|
| Gross Benefits and Claims Paid | -374 | -318 | -330 | -284 | -394 | -283 | -316 | -266 | -243 |
|---|
| Claims Ceded | 1.5 | 0.59 | 2.6 | 0.00 | 2.5 | 1.2 | 0.00 | 0.07 | 0.79 |
|---|
| Gross Change in Contract Liabilities | -378 | -343 | -366 | -398 | -340 | -358 | -347 | -384 | -291 |
|---|
| Other Expenses | -102 | -59.7 | -62.5 | -58.9 | -106 | -53.5 | -61.5 | -50.6 | -111 |
|---|
| Commission Expenses | -45.3 | -34.4 | -38.2 | -34.6 | -49.5 | -32.6 | -36.9 | -28.7 | -38.3 |
|---|
| Service Fees | -4.5 | -3.7 | -3.9 | -3.7 | -4.4 | -3.4 | -3.6 | -3.4 | -3.4 |
|---|
| Employee Benefits Expenses | -15.0 | -9.3 | -10.5 | -12.2 | -16.2 | -7.0 | -9.6 | -11.4 | -14.3 |
|---|
| Depreciation and Amortization Expenses | -1.3 | -1.3 | -1.7 | -0.98 | -1.9 | -1.0 | -1.7 | -0.88 | -4.4 |
|---|
| Impairment Losses | 0.31 | -0.79 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.10 |
|---|
| Other Operating Expenses | -35.4 | -9.8 | -7.6 | -6.9 | -33.8 | -8.7 | -9.1 | -5.7 | -48.0 |
|---|
| Finance Cost | -0.40 | -0.40 | -0.42 | -0.45 | -0.36 | -0.69 | -0.45 | -0.42 | -2.4 |
|---|
| Total Expenses | -852 | -720 | -756 | -741 | -837 | -694 | -724 | -700 | -645 |
|---|
| Profit Before Tax | 62.8 | 69.5 | 72.9 | 73.0 | 62.3 | 71.0 | 69.2 | 75.0 | 104 |
|---|
| Net Profit for the Year | 8.5 | 9.6 | 11.6 | 10.8 | 8.0 | 9.4 | 6.3 | 7.9 | 60.6 |
|---|
| Income Tax Expenses | -54.2 | -59.9 | -61.3 | -62.2 | -54.3 | -61.6 | -62.9 | -67.2 | -43.3 |
|---|
Life Insurance Corporation (Nepal) share price history
Over the last 15 trading sessions LICN closed between Rs. 751.70 and Rs. 813.40, finishing at Rs. 813.40 on 2026-09-22 against Rs. 764.90 on 2026-08-26.
| Date | Open | High | Low | Close | Volume |
|---|
| 2026-09-22 | 814.00 | 824.90 | 790.00 | 813.40 | 18,517 |
|---|
| 2026-09-18 | 813.00 | 830.00 | 801.00 | 813.00 | 45,587 |
|---|
| 2026-09-17 | 785.00 | 816.00 | 780.00 | 806.00 | 1,41,256 |
|---|
| 2026-09-16 | 771.10 | 780.70 | 757.00 | 773.70 | 13,977 |
|---|
| 2026-09-15 | 801.00 | 801.00 | 765.00 | 774.00 | 37,688 |
|---|
| 2026-09-14 | 760.00 | 771.00 | 760.00 | 764.00 | 4,118 |
|---|
| 2026-09-11 | 759.90 | 759.90 | 747.10 | 754.90 | 7,564 |
|---|
| 2026-09-10 | 741.50 | 756.00 | 741.50 | 755.00 | 5,287 |
|---|
| 2026-09-09 | 755.00 | 759.00 | 750.00 | 751.70 | 11,671 |
|---|
| 2026-09-07 | 747.00 | 760.00 | 745.00 | 756.00 | 9,538 |
|---|
| 2026-09-03 | 759.80 | 759.80 | 750.00 | 754.00 | 9,370 |
|---|
| 2026-09-02 | 769.70 | 769.70 | 751.00 | 759.80 | 1,915 |
|---|
| 2026-09-01 | 752.00 | 756.00 | 750.00 | 756.00 | 4,019 |
|---|
| 2026-08-31 | 756.00 | 760.60 | 751.00 | 752.10 | 13,018 |
|---|
| 2026-08-26 | 760.00 | 780.00 | 752.10 | 764.90 | 6,089 |
|---|
LICN share price by year
2026, between Rs. 741.50 and Rs. 910.00, 2025, between Rs. 773.00 and Rs. 1,286.36, 2024, between Rs. 640.70 and Rs. 1,460.00, 2023, between Rs. 639.88 and Rs. 910.99, 2022, between Rs. 556.43 and Rs. 1,139.65 and 2021, between Rs. 726.07 and Rs. 1,150.18.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|
| 2026 | 741.50 | 910.00 | 168 |
|---|
| 2025 | 773.00 | 1,286.36 | 225 |
|---|
| 2024 | 640.70 | 1,460.00 | 232 |
|---|
| 2023 | 639.88 | 910.99 | 227 |
|---|
| 2022 | 556.43 | 1,139.65 | 242 |
|---|
| 2021 | 726.07 | 1,150.18 | 239 |
|---|
| 2020 | 411.78 | 840.82 | 183 |
|---|
| 2019 | 368.65 | 572.93 | 241 |
|---|
| 2018 | 381.09 | 540.12 | 230 |
|---|
| 2017 | 384.54 | 653.77 | 228 |
|---|
| 2016 | 506.92 | 775.95 | 229 |
|---|
| 2015 | 330.16 | 673.59 | 202 |
|---|
Life Insurance Corporation (Nepal) share price returns
At Rs. 813.40 on 2026-09-22, LICN is up 5.13% over 1 week, up 6.47% over 1 month, up 1.18% over 3 months, down 7.57% over 6 months, down 3.05% over 1 year and down 4.61% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|
| 1 week | +5.13% | 773.70 | 2026-09-16 |
|---|
| 1 month | +6.47% | 764.00 | 2026-08-24 |
|---|
| 3 months | +1.18% | 803.90 | 2026-06-25 |
|---|
| 6 months | -7.57% | 880.00 | 2026-03-26 |
|---|
| 1 year | -3.05% | 839.00 | 2025-09-23 |
|---|
| 5 years | -4.61% | 852.70 | 2021-09-23 |
|---|
LICN floorsheet for 2026-09-22
LICN traded 107 times on 2026-09-22, moving 18,487 shares for Rs. 1.49 crore of turnover. Trades went through between Rs. 790.00 and Rs. 824.90.
Largest buyers by volume: broker 45, Imperial Securities Co. Limited on 3,350 shares across 25 trades, broker 17, ABC Securities Pvt. Limited on 2,215 shares across 4 trades, broker 41, Linch Stock Market Limited on 1,833 shares across 2 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 1,107 shares across 3 trades, broker 36, Secured Securities Limited on 1,010 shares across 3 trades, broker 67, Property Wizard Limited on 1,000 shares across 1 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 770 shares across 4 trades, broker 58, Naasa Securities Co. Ltd. on 700 shares across 11 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 590 shares across 3 trades and broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 570 shares across 2 trades.
Largest sellers by volume: broker 25, Sweta Securities Pvt. Limited on 10,130 shares across 36 trades, broker 22, Siprabi Securities Pvt. Limited on 1,774 shares across 2 trades, broker 58, Naasa Securities Co. Ltd. on 770 shares across 6 trades, broker 42, Sani Securities Company Limited on 660 shares across 7 trades, broker 3, Arun Securities Pvt. Limited on 525 shares across 6 trades, broker 34, Vision Securities Pvt.Limited on 520 shares across 4 trades, broker 78, Garima Securities Limited on 500 shares across 2 trades, broker 39, Sumeru Securities Pvt.Limited on 350 shares across 2 trades, broker 52, Sundhara Securities Limited on 300 shares across 2 trades and broker 35, Kohinoor Investment and Securities Pvt.Ltd on 260 shares across 2 trades.
LICN dividend history: bonus shares and cash dividend
Life Insurance Corporation (Nepal) Limited most recently declared a 10% bonus share issue for 2081/2082, announced on 2025-06-19. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|
| 2081/2082 | 10% | | 2025-06-19 |
| 2080/2081 | 10% | | 2025-06-19 |
| 2077/2078 | 20% | | 2021-12-24 |
For 2081/2082 Life Insurance Corporation (Nepal) Limited declared a 10% bonus share issue, announced on 2025-06-19.
For 2080/2081 Life Insurance Corporation (Nepal) Limited declared a 10% bonus share issue, announced on 2025-06-19.
For 2077/2078 Life Insurance Corporation (Nepal) Limited declared a 20% bonus share issue, announced on 2021-12-24.
LICN right share issues
Right issues Life Insurance Corporation (Nepal) Limited has announced. A right share is offered to existing shareholders in proportion to what they already hold.
- : ratio 1:0.8845168, opens 2024-11-27, closes 2025-01-01
LICN general meetings
Annual and special general meetings Life Insurance Corporation (Nepal) Limited has called. A dividend is declared by the board and approved at the AGM.
- 24th AGM for 2081/2082: on 2026-01-14, at Nepal Administrative Staff College, Jawalakhel, Lalitpur (11:15 AM) (Registration starts from 10:15 AM)
- 23rd AGM for 2080/2081: on 2025-07-14, at Nepal Administrative Staff College, Jawalakhel, Lalitpur [ 11:45 AM (Registration starts from 10:00 AM)]
- 22nd AGM for 2079/2080: on 2024-06-27, at Nepal Administrative Staff College, Jawalakhel, Lalitpur (11:45 AM)
Registration starts from 10:00 AM
6 years of annual statements and 9 quarters of results for LICN, with charts and peer comparison, are free on NepView.
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