Himalayan Everest Insurance Limited (HEI) Share Price & Fundamentals

Himalayan Everest Insurance (HEI) share price is Rs. 441.00, down 1.76% on 2026-11-02. Open Rs. 427.00. High Rs. 448.00. Low Rs. 427.00. Volume 20,611.

Himalayan Everest Insurance Limited is a NEPSE-listed company (HEI), Non Life Insurance sector. Premium: Rs. 221.8 Crore. Net profit: Rs. 33.79 Crore. Net worth: Rs. 521.14 Crore.

About Himalayan Everest Insurance Limited

Himalayan Everest Insurance Limited (HEI) is a NEPSE-listed non-life (general) insurance company in Nepal, formed from the merger of Himalayan General Insurance Company Limited and Everest Insurance Company Limited, with joint operations beginning 17 July 2022. Regulated by the Nepal Insurance Authority. Registered office: Babarmahal, Kathmandu.

Himalayan Everest Insurance Limited (HEI) has 2,50,01,574 shares outstanding. It listed on NEPSE in 1994. Its most recent declared dividend was 8.00% on face value.

HEI key metrics

HEI strengths

What Himalayan Everest Insurance Limited's own accounts show in its favour, graded against the rest of its sector.

• Holds 4.38x of the safety capital required, comfortably above the 1.5 times the regulator sets. (Solvency)
• 51.2% of what it owns belongs to shareholders rather than policyholders and lenders. (Solvency)
• Premiums written directly with customers grew 56.5% on last year. (Premium Growth & Scale)
• Earns 4.5% a year on everything it owns, so its investments are working well. (Profitability)
• Holds 88.7% against premiums for cover that has not yet run out, a healthy buffer. (Liability Strength)
• Premiums collected grew 15.9% on last year, so the insurer is writing more business. (Premium Growth & Scale)
• The number of policies issued grew 15.9% on last year. (Premium Growth & Scale)
• Sets aside 12.1% more than its best estimate of claims, a cautious cushion. (Liability Strength)
• Turns 11.2% of its income into profit once every cost is paid. (Profitability)

HEI weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Claims and costs together are 111.7% of premiums. Above 100% means it loses money on insurance and relies on investments. (Underwriting Performance)
• Earns only 4.2% on the money it holds, so those funds are underused. (Investment Performance)
• Only 21.7% of customers renew, so it loses much of the business it wins. (Claims & Reserving)
• Earns only 8.7% a year on shareholders' money, below what owners would hope for. (Profitability)
• Keeps only 17.3% of premiums written, so most income goes to reinsurers. (Underwriting Performance)
• Running costs take 42.3% of premiums, a heavy load on what customers pay in. (Underwriting Performance)
• Only 5.8% of income comes from investments, so it depends on premiums alone. (Investment Performance)
• Passes most risk on, keeping only 45.8%, so much of the premium goes elsewhere. (Claims & Reserving)
• 69.4% of premiums go out as claims, so there is little margin on what it sells. (Underwriting Performance)
• Each share earned only Rs 13.51 of profit over the year. (Shareholder Returns)
• Has only 38.7% set aside against reported claims, which is light cover. (Claims & Reserving)
• The company's size moved 3.5% over the year. (Shareholder Returns)
• Only 37.9% is set aside to meet the policies it has written, which is light. (Liability Strength)

HEI Q4 2082/83 results

In the fourth quarter of 2082/83 (Q4 2082/83) Himalayan Everest Insurance Limited reported profit of Rs. 22.73 crore and net earned premiums of Rs. 78.13 crore. Profit in Q3 2082/83 was Rs. 9.48 crore. Profit grew 139.75% on the previous quarter. Net earned premiums grew 93.01% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 20 crore. Profit grew 13.68% on the same quarter last year. Net earned premiums was flat on the same quarter last year.

HEI annual results 2082/83

For the financial year 2082/83 Himalayan Everest Insurance Limited reported net profit of Rs. 33.79 crore, net earned premiums of Rs. 221.8 crore and net worth of Rs. 521.14 crore. Net profit in 2081/82 was Rs. 45.59 crore. Net profit fell 25.88% on the year. Net earned premiums grew 15.92% on the year.

HEI profit and loss for 2082/83

In the financial year 2082/83, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 221.8 crore, other income of Rs. 80.81 crore, total income of Rs. 302.61 crore, net claims incurred of Rs. 153.84 crore, other expenses of Rs. 100.93 crore, total expenses of Rs. 254.76 crore, profit before tax of Rs. 47.85 crore and net profit for the year of Rs. 33.79 crore.

Reported under net earned premiums: gross earned premiums of Rs. 484.62 crore and premiums ceded of Rs. 262.82 crore. Reported under other income: commission income of Rs. 60.05 crore, income from investments & loans of Rs. 17.56 crore, net realised gains/(losses) of Rs. 1.8 crore and other income of Rs. 1.4 crore. Reported under net claims incurred: gross claims paid of Rs. 255.86 crore, claims ceded of Rs. 115.51 crore, gross change in contract liabilities of Rs. 7.58 crore and change in contract liabilities ceded to reinsurers of Rs. 21.06 crore. Reported under other expenses: commission expenses of Rs. 10.68 crore, service fees of Rs. 1.49 crore, other direct expenses of Rs. 0.35 crore, employee benefits expenses of Rs. 52.66 crore, depreciation and amortization expenses of Rs. 5.03 crore, other operating expenses of Rs. 30.57 crore and finance cost of Rs. 0.15 crore. Reported under net profit for the year: income tax expense of Rs. 14.06 crore.

HEI profit and loss for 2081/82

In the financial year 2081/82, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 191.34 crore, other income of Rs. 77.75 crore, total income of Rs. 269.08 crore, net claims incurred of Rs. 123.88 crore, other expenses of Rs. 85.53 crore, total expenses of Rs. 209.41 crore, profit before tax of Rs. 59.67 crore and net profit for the year of Rs. 45.59 crore.

Reported under net earned premiums: gross earned premiums of Rs. 491.01 crore and premiums ceded of Rs. 299.67 crore. Reported under other income: commission income of Rs. 54.46 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 21.92 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0.45 crore and other income of Rs. 0.92 crore. Reported under net claims incurred: gross claims paid of Rs. 195.89 crore, claims ceded of Rs. 88.36 crore, gross change in contract liabilities of Rs. 48.01 crore and change in contract liabilities ceded to reinsurers of Rs. 31.66 crore. Reported under other expenses: commission expenses of Rs. 8.47 crore, service fees of Rs. 1.48 crore, other direct expenses of Rs. 0.43 crore, employee benefits expenses of Rs. 42.07 crore, depreciation and amortization expenses of Rs. 3.35 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 29.64 crore and finance cost of Rs. 0.09 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 14.08 crore.

HEI profit and loss for 2080/81

In the financial year 2080/81, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 128.01 crore, other income of Rs. 122.33 crore, total income of Rs. 250.34 crore, net claims incurred of Rs. 74.59 crore, other expenses of Rs. 87.65 crore, total expenses of Rs. 162.24 crore, profit before tax of Rs. 89.22 crore and net profit for the year of Rs. 50.25 crore.

Reported under net earned premiums: gross earned premiums of Rs. 338.43 crore and premiums ceded of Rs. 210.42 crore. Reported under other income: commission income of Rs. 34.29 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 34.4 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 36.16 crore and other income of Rs. 17.48 crore. Reported under net claims incurred: gross claims paid of Rs. 147.44 crore, claims ceded of Rs. 75.67 crore, gross change in contract liabilities of Rs. 58.29 crore and change in contract liabilities ceded to reinsurers of Rs. 61.11 crore. Reported under other expenses: commission expenses of Rs. 5.87 crore, service fees of Rs. 1.21 crore, other direct expenses of Rs. 0.36 crore, employee benefits expenses of Rs. 42.54 crore, depreciation and amortization expenses of Rs. 2.05 crore, impairment losses of Rs. 13.29 crore, other operating expenses of Rs. 22.17 crore and finance cost of Rs. 0.14 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 1.12 crore. Reported under net profit for the year: income tax expense of Rs. 38.97 crore.

HEI balance sheet for 2081/82

In the financial year 2081/82, Himalayan Everest Insurance Limited reported total assets of Rs. 1,018.09 crore, total liabilities of Rs. 496.95 crore and total equity of Rs. 521.14 crore.

Reported under total assets: goodwill & intangible assets of Rs. 1.71 crore, property and equipment of Rs. 117.58 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 524.22 crore, loans of Rs. 0 crore, reinsurance assets of Rs. 269.8 crore, current tax assets of Rs. 18.85 crore, insurance receivables of Rs. 52.32 crore, other assets of Rs. 7.61 crore, other financial assets of Rs. 11.41 crore and cash and cash equivalent of Rs. 14.57 crore. Reported under total liabilities: provisions of Rs. 0.82 crore, gross insurance contract liabilities of Rs. 385.52 crore, deferred tax liabilities of Rs. 5.47 crore, insurance payables of Rs. 58 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 27.36 crore and other financial liabilities of Rs. 19.79 crore. Reported under total equity: share capital of Rs. 250.02 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 191.32 crore, catastrophe reserves of Rs. 8.22 crore, retained earnings of Rs. 30.16 crore and other equity of Rs. 41.43 crore.

HEI balance sheet for 2080/81

In the financial year 2080/81, Himalayan Everest Insurance Limited reported total assets of Rs. 983.88 crore, total liabilities of Rs. 491.25 crore and total equity of Rs. 492.63 crore.

Reported under total assets: goodwill & intangible assets of Rs. 1.89 crore, property and equipment of Rs. 105.14 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 1.25 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 21.02 crore, investments of Rs. 481.83 crore, loans of Rs. 0 crore, reinsurance assets of Rs. 284.78 crore, current tax assets of Rs. 7.53 crore, insurance receivables of Rs. 45.72 crore, other assets of Rs. 8.5 crore, other financial assets of Rs. 8.64 crore and cash and cash equivalent of Rs. 17.58 crore. Reported under total liabilities: provisions of Rs. 0.17 crore, gross insurance contract liabilities of Rs. 399.88 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 35.87 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 34.07 crore and other financial liabilities of Rs. 21.26 crore. Reported under total equity: share capital of Rs. 250.02 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 166.76 crore, catastrophe reserves of Rs. 6.99 crore, retained earnings of Rs. 30.48 crore and other equity of Rs. 38.39 crore.

HEI balance sheet for 2079/80

In the financial year 2079/80, Himalayan Everest Insurance Limited reported total assets of Rs. 983.64 crore, total liabilities of Rs. 554.6 crore and total equity of Rs. 429.04 crore.

Reported under total assets: goodwill & intangible assets of Rs. 2.1 crore, property and equipment of Rs. 31.67 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 9.04 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 465.47 crore, loans of Rs. 0 crore, reinsurance assets of Rs. 319.11 crore, current tax assets of Rs. 0 crore, insurance receivables of Rs. 115.45 crore, other assets of Rs. 4.9 crore, other financial assets of Rs. 15.16 crore and cash and cash equivalent of Rs. 20.75 crore. Reported under total liabilities: provisions of Rs. 0.34 crore, gross insurance contract liabilities of Rs. 418.76 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 85.86 crore, current tax liabilities of Rs. 1.79 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 24.98 crore and other financial liabilities of Rs. 22.87 crore. Reported under total equity: share capital of Rs. 230.15 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 141.05 crore, catastrophe reserves of Rs. 5.71 crore, retained earnings of Rs. 22.65 crore and other equity of Rs. 29.48 crore.

HEI cash flow for 2081/82

In the financial year 2081/82, Himalayan Everest Insurance Limited reported opening cash & cash equivalents of Rs. 17.58 crore, net cash flow from operating activities of Rs. 22.59 crore, net cash flow from investing activities of Rs. 3.95 crore, net cash flow from financing activities of Rs. 21.88 crore, net change in cash of Rs. 3.24 crore and closing cash & cash equivalents of Rs. 14.57 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 404.33 crore, reinsurance commission received of Rs. 20.17 crore, claim recovery received from reinsurers of Rs. 49.55 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0.11 crore, gross benefits and claims paid of Rs. 191.49 crore, reinsurance premium paid of Rs. 153.52 crore, commission paid of Rs. 6.5 crore, service fees paid of Rs. 4.93 crore, employee benefits expenses paid of Rs. 40.66 crore, other expenses paid of Rs. 36.47 crore, other direct expenses paid of Rs. 0.59 crore, changes in working capital of Rs. 0.5 crore and income tax paid of Rs. 16.71 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.02 crore, acquisitions of property & equipment of Rs. 15.79 crore, purchase of equity instruments of Rs. 11.64 crore, proceeds from sale of equity instruments of Rs. 0.05 crore, purchase of debentures of Rs. 2.83 crore, investments in deposits of Rs. 420.01 crore, maturity of deposits of Rs. 424.45 crore, rental income received of Rs. 0.31 crore, interest income received of Rs. 20.76 crore and dividend received of Rs. 0.55 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 21.06 crore and proceeds from share application money pending allotment of Rs. 0 crore.

HEI cash flow for 2080/81

In the financial year 2080/81, Himalayan Everest Insurance Limited reported opening cash & cash equivalents of Rs. 20.75 crore, net cash flow from operating activities of Rs. 12.93 crore, net cash flow from investing activities of Rs. 1.73 crore, net cash flow from financing activities of Rs. 14.66 crore, net change in cash of Rs. 3.46 crore and closing cash & cash equivalents of Rs. 17.58 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 360.57 crore, reinsurance commission received of Rs. 26.88 crore, claim recovery received from reinsurers of Rs. 127.08 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0.66 crore, gross benefits and claims paid of Rs. 121.48 crore, reinsurance premium paid of Rs. 258.5 crore, commission paid of Rs. 5.22 crore, service fees paid of Rs. 2.74 crore, employee benefits expenses paid of Rs. 39.92 crore, other expenses paid of Rs. 26.79 crore, other direct expenses paid of Rs. 0.7 crore, changes in working capital of Rs. 0.27 crore and income tax paid of Rs. 46.62 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.3 crore, acquisitions of property & equipment of Rs. 38.84 crore, purchase of equity instruments of Rs. 39.74 crore, proceeds from sale of equity instruments of Rs. 56.26 crore, purchase of debentures of Rs. 7.12 crore, investments in deposits of Rs. 374.25 crore, maturity of deposits of Rs. 368.04 crore, rental income received of Rs. 0 crore, interest income received of Rs. 32.94 crore and dividend received of Rs. 0.95 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 14.26 crore and proceeds from share application money pending allotment of Rs. 0 crore.

HEI cash flow for 2079/80

In the financial year 2079/80, Himalayan Everest Insurance Limited reported opening cash & cash equivalents of Rs. 34.73 crore, net cash flow from operating activities of Rs. 41.27 crore, net cash flow from investing activities of Rs. 74.67 crore, net cash flow from financing activities of Rs. 0.36 crore, net change in cash of Rs. 33.76 crore and closing cash & cash equivalents of Rs. 20.75 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 340.18 crore, reinsurance commission received of Rs. 34.57 crore, claim recovery received from reinsurers of Rs. 123.56 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0.58 crore, gross benefits and claims paid of Rs. 251.02 crore, reinsurance premium paid of Rs. 157.69 crore, commission paid of Rs. 3.96 crore, service fees paid of Rs. 3.28 crore, employee benefits expenses paid of Rs. 32.67 crore, other expenses paid of Rs. 0.61 crore, other direct expenses paid of Rs. 0.4 crore, changes in working capital of Rs. 0 crore and income tax paid of Rs. 7.99 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.78 crore, acquisitions of property & equipment of Rs. 7.04 crore, purchase of equity instruments of Rs. 18.18 crore, proceeds from sale of equity instruments of Rs. 0.68 crore, purchase of debentures of Rs. 3.27 crore, investments in deposits of Rs. 437.94 crore, maturity of deposits of Rs. 359.21 crore, rental income received of Rs. 0 crore, interest income received of Rs. 33.45 crore and dividend received of Rs. 0.3 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0.04 crore and proceeds from share application money pending allotment of Rs. 0 crore.

HEI quarterly for Q4 2082/83

In the quarter Q4 2082/83, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 78.13 crore, other income of Rs. 26.54 crore, total income of Rs. 104.67 crore, net claims incurred of Rs. 35.31 crore, other expenses of Rs. 36.4 crore, total expenses of Rs. 71.71 crore, profit before tax of Rs. 32.96 crore and net profit for the year of Rs. 22.73 crore.

Reported under net earned premiums: gross earned premiums of Rs. 188.73 crore and premiums ceded of Rs. 110.6 crore. Reported under other income: commission income of Rs. 23.7 crore, income from investments & loans of Rs. 5.38 crore, net realised gains/(losses) of Rs. 2.7 crore and other income of Rs. 0.16 crore. Reported under net claims incurred: gross claims paid of Rs. 87.98 crore, claims ceded of Rs. 39.26 crore, gross change in contract liabilities of Rs. 47.58 crore and change in contract liabilities ceded to reinsurers of Rs. 34.17 crore. Reported under other expenses: commission expenses of Rs. 4.02 crore, service fees of Rs. 0.01 crore, other direct expenses of Rs. 0.13 crore, employee benefits expenses of Rs. 17.41 crore, depreciation and amortization expenses of Rs. 1.46 crore, other operating expenses of Rs. 13.27 crore and finance cost of Rs. 0.1 crore. Reported under net profit for the year: income tax expense of Rs. 10.23 crore.

HEI quarterly for Q3 2082/83

In the quarter Q3 2082/83, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 40.48 crore, other income of Rs. 19.02 crore, total income of Rs. 59.5 crore, net claims incurred of Rs. 26.26 crore, other expenses of Rs. 21.15 crore, total expenses of Rs. 47.41 crore, profit before tax of Rs. 12.09 crore and net profit for the year of Rs. 9.48 crore.

Reported under net earned premiums: gross earned premiums of Rs. 113.8 crore and premiums ceded of Rs. 73.32 crore. Reported under other income: commission income of Rs. 12.2 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 3.15 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 3.1 crore and other income of Rs. 0.56 crore. Reported under net claims incurred: gross claims paid of Rs. 69.42 crore, claims ceded of Rs. 35.47 crore, gross change in contract liabilities of Rs. 73.07 crore and change in contract liabilities ceded to reinsurers of Rs. 65.38 crore. Reported under other expenses: commission expenses of Rs. 2.32 crore, service fees of Rs. 0.74 crore, other direct expenses of Rs. 0.07 crore, employee benefits expenses of Rs. 11.07 crore, depreciation and amortization expenses of Rs. 1.31 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 5.62 crore and finance cost of Rs. 0.02 crore. Reported under net profit for the year: income tax expense of Rs. 2.61 crore.

HEI quarterly for Q2 2082/83

In the quarter Q2 2082/83, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 40.77 crore, other income of Rs. 17.24 crore, total income of Rs. 58.01 crore, net claims incurred of Rs. 23.34 crore, other expenses of Rs. 20.94 crore, total expenses of Rs. 44.28 crore, profit before tax of Rs. 13.73 crore and net profit for the year of Rs. 12.51 crore.

Reported under net earned premiums: gross earned premiums of Rs. 83.75 crore and premiums ceded of Rs. 42.98 crore. Reported under other income: commission income of Rs. 11.49 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 4.91 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0.3 crore and other income of Rs. 0.54 crore. Reported under net claims incurred: gross claims paid of Rs. 65.52 crore, claims ceded of Rs. 28.08 crore, gross change in contract liabilities of Rs. 5.23 crore and change in contract liabilities ceded to reinsurers of Rs. 8.87 crore. Reported under other expenses: commission expenses of Rs. 2.67 crore, service fees of Rs. 0.37 crore, other direct expenses of Rs. 0.08 crore, employee benefits expenses of Rs. 10.84 crore, depreciation and amortization expenses of Rs. 1.21 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 5.77 crore and finance cost of Rs. 0.01 crore. Reported under net profit for the year: income tax expense of Rs. 1.22 crore.

HEI quarterly for Q1 2082/83

In the quarter Q1 2082/83, Himalayan Everest Insurance Limited reported net earned premiums of Rs. 62.42 crore, other income of Rs. 18.01 crore, total income of Rs. 80.42 crore, net claims incurred of Rs. 68.93 crore, other expenses of Rs. 22.43 crore, total expenses of Rs. 91.36 crore, profit before tax of Rs. 10.93 crore and net profit for the year of Rs. 10.93 crore.

Reported under net earned premiums: gross earned premiums of Rs. 98.34 crore and premiums ceded of Rs. 35.92 crore. Reported under other income: commission income of Rs. 12.66 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 4.11 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 1.1 crore and other income of Rs. 0.13 crore. Reported under net claims incurred: gross claims paid of Rs. 32.93 crore, claims ceded of Rs. 12.7 crore, gross change in contract liabilities of Rs. 118.31 crore and change in contract liabilities ceded to reinsurers of Rs. 69.62 crore. Reported under other expenses: commission expenses of Rs. 1.66 crore, service fees of Rs. 0.36 crore, other direct expenses of Rs. 0.07 crore, employee benefits expenses of Rs. 13.34 crore, depreciation and amortization expenses of Rs. 1.07 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 5.91 crore and finance cost of Rs. 0.02 crore. Reported under net profit for the year: income tax expense of Rs. 0 crore.

HEI Profit & Loss

Values in Rs. Crore unless stated otherwise.

HEI Balance Sheet

Values in Rs. Crore unless stated otherwise.

HEI Cash Flow

Values in Rs. Crore unless stated otherwise.

HEI Quarterly Results

Figures from Himalayan Everest Insurance Limited's quarterly reports, most recent quarter first.

Values in Rs. Crore unless stated otherwise.

Himalayan Everest Insurance share price history

Over the last 15 trading sessions HEI closed between Rs. 432.90 and Rs. 449.80, finishing at Rs. 441.00 on 2026-11-02 against Rs. 449.80 on 2026-10-05.

HEI share price by year

2026, between Rs. 418.00 and Rs. 596.00, 2025, between Rs. 458.00 and Rs. 710.00, 2024, between Rs. 537.10 and Rs. 810.00, 2023, between Rs. 365.53 and Rs. 608.49 and 2022, between Rs. 309.09 and Rs. 456.56.

Himalayan Everest Insurance share price returns

At Rs. 441.00 on 2026-11-02, HEI is up 1.40% over 1 week, down 0.70% over 1 month, down 17.57% over 3 months, down 15.03% over 6 months and down 12.67% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

HEI floorsheet for 2026-11-02

HEI traded 81 times on 2026-11-02, moving 20,611 shares for Rs. 0.91 crore of turnover. Trades went through between Rs. 427.00 and Rs. 448.00.

Largest buyers by volume: broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 7,690 shares across 19 trades, broker 48, Trishakti Securities Public Limited on 4,435 shares across 8 trades, broker 56, Sri Hari Securities Pvt.Ltd on 1,500 shares across 10 trades, broker 45, Imperial Securities Co. Limited on 1,280 shares across 8 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 1,148 shares across 2 trades, broker 47, Neev Securities Pvt.Ltd on 1,000 shares across 2 trades, broker 1, Kumari Securities Pvt. Limited on 500 shares across 2 trades, broker 19, Nepal Investment & Securities Trading Pvt. Limited on 500 shares across 2 trades, broker 64, Sun Securities Pvt. Ltd on 500 shares across 2 trades and broker 7, J.F. Securities Company Pvt. Limited on 380 shares across 3 trades.

Largest sellers by volume: broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 9,236 shares across 13 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 3,596 shares across 8 trades, broker 49, Online Securities Limited on 2,000 shares across 8 trades, broker 66, Miyo Securities Pvt Ltd on 1,546 shares across 5 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 1,000 shares across 5 trades, broker 42, Sani Securities Company Limited on 536 shares across 5 trades, broker 48, Trishakti Securities Public Limited on 500 shares across 2 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 495 shares across 3 trades, broker 29, Trishul Securities And Investment Limited on 298 shares across 3 trades and broker 80, Indira Securities Pvt. Ltd on 250 shares across 4 trades.

HEI dividend history: bonus shares and cash dividend

Himalayan Everest Insurance Limited most recently declared an 8% cash dividend for 2081/2082, announced on 2025-12-26. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Himalayan Everest Insurance Limited declared an 8% cash dividend, announced on 2025-12-26.

For 2080/2081 Himalayan Everest Insurance Limited declared an 8.75% cash dividend, announced on 2025-02-16.

For 2079/2080 Himalayan Everest Insurance Limited declared an 8.63% bonus share issue and a 6.37% cash dividend, 15% in total, announced on 2024-01-14.

For 2078/2079 Himalayan Everest Insurance Limited declared a 2.75% bonus share issue, announced on 2023-03-07.

For 2077/2078 Himalayan Everest Insurance Limited declared a 6.65% bonus share issue, announced on 2022-02-20.

HEI general meetings

Annual and special general meetings Himalayan Everest Insurance Limited has called. A dividend is declared by the board and approved at the AGM.

• 32nd AGM for 2081/2082: on 2026-01-20, at Anmol Banquet, Sankhamul, Kathmandu (11:00 AM)
• 31st AGM for 2080/2081: on 2025-03-11, at Anmol Banquet, Sankhamul, Kathmandu (11:00 AM)
• 31st AGM for 2080/2081

6 years of annual statements and 9 quarters of results for HEI, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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