Nepal Insurance Co. Ltd. (NICL) Share Price & Fundamentals

Nepal Insurance (NICL) share price is Rs. 437.00, up 0.92% on 2026-10-12. Open Rs. 430.00. High Rs. 440.00. Low Rs. 430.00. Volume 1,993.

Nepal Insurance Co. Ltd. is a NEPSE-listed company (NICL), Non Life Insurance sector. Premium: Rs. 112.31 Crore. Net profit: Rs. 12.76 Crore. Net worth: Rs. 376.11 Crore.

About Nepal Insurance Co. Ltd.

Nepal Insurance Co. Ltd. (NICL) has 2,54,85,750 shares outstanding. Its most recent declared dividend was 6.32% on face value.

NICL key metrics

NICL strengths

What Nepal Insurance Co. Ltd.'s own accounts show in its favour, graded against the rest of its sector.

• Holds 4.29x of the safety capital required, comfortably above the 1.5 times the regulator sets. (Solvency)
• 59.6% of what it owns belongs to shareholders rather than policyholders and lenders. (Solvency)
• Earns 5.4% a year on everything it owns, so its investments are working well. (Profitability)
• Premiums collected grew 12.2% on last year, so the insurer is writing more business. (Premium Growth & Scale)
• Holds 57% against premiums for cover that has not yet run out, a healthy buffer. (Liability Strength)
• Has 59.2% set aside against claims already reported, so it is well prepared to pay. (Claims & Reserving)
• Premiums written directly with customers grew 15.6% on last year. (Premium Growth & Scale)

NICL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Claims and costs together are 117.3% of premiums. Above 100% means it loses money on insurance and relies on investments. (Underwriting Performance)
• Each share earned only Rs 5 of profit over the year. (Shareholder Returns)
• 76.7% of premiums go out as claims, so there is little margin on what it sells. (Underwriting Performance)
• Only 22% of customers renew, so it loses much of the business it wins. (Claims & Reserving)
• Earns only 9% a year on shareholders' money, below what owners would hope for. (Profitability)
• Keeps only 20% of premiums written, so most income goes to reinsurers. (Underwriting Performance)
• Running costs take 40.6% of premiums, a heavy load on what customers pay in. (Underwriting Performance)
• Earns only 6% on the money it holds, so those funds are underused. (Investment Performance)
• Passes most risk on, keeping only 51.9%, so much of the premium goes elsewhere. (Claims & Reserving)
• Only 13.4% of income comes from investments, so it depends on premiums alone. (Investment Performance)
• Sets aside only 9% above its best estimate, so reserves may fall short. (Liability Strength)
• Only 8.2% of income becomes profit once costs are paid. (Profitability)
• The company's size moved 1.2% over the year. (Shareholder Returns)
• The number of policies issued moved 4.6%, so the customer base is not growing. (Premium Growth & Scale)
• Only 31.1% is set aside to meet the policies it has written, which is light. (Liability Strength)

NICL Q4 2082/83 results

In Q4 2082/83 Nepal Insurance Co. Ltd. reported profit of Rs. 2.15 crore and net earned premiums of Rs. 35.43 crore. Profit in Q3 2082/83 was Rs. 10.11 crore. Profit fell 78.69% on the previous quarter. Net earned premiums grew 42.51% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 13.8 crore. Profit fell 84.40% on the same quarter last year. Net earned premiums fell 1.06% on the same quarter last year.

NICL annual results 2082/83

For the financial year 2082/83 Nepal Insurance Co. Ltd. reported net profit of Rs. 12.76 crore, net earned premiums of Rs. 112.31 crore and net worth of Rs. 376.11 crore. Net profit in 2081/82 was Rs. 33.84 crore. Net profit fell 62.31% on the year. Net earned premiums grew 12.16% on the year.

NICL profit and loss for 2082/83

In the financial year 2082/83, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 112.31 crore, other income of Rs. 43.41 crore, total income of Rs. 155.72 crore, net claims incurred of Rs. 86.19 crore, other expenses of Rs. 51.69 crore, total expenses of Rs. 137.88 crore, profit before tax of Rs. 17.84 crore and net profit for the year of Rs. 12.76 crore.

Reported under net earned premiums: gross earned premiums of Rs. 216.51 crore and premiums ceded of Rs. 104.21 crore. Reported under other income: commission income of Rs. 22.29 crore, income from investments & loans of Rs. 20.79 crore and other income of Rs. 0.33 crore. Reported under net claims incurred: gross claims paid of Rs. 126.92 crore, claims ceded of Rs. 54.86 crore, gross change in contract liabilities of Rs. 24.89 crore and change in contract liabilities ceded to reinsurers of Rs. 10.76 crore. Reported under other expenses: commission expenses of Rs. 3.03 crore, service fees of Rs. 0.88 crore, other direct expenses of Rs. 0.3 crore, employee benefits expenses of Rs. 30.11 crore, depreciation and amortization expenses of Rs. 4.3 crore, other operating expenses of Rs. 12.41 crore and finance cost of Rs. 0.65 crore. Reported under net profit for the year: income tax expense of Rs. 5.09 crore.

NICL profit and loss for 2081/82

In the financial year 2081/82, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 100.13 crore, other income of Rs. 50.93 crore, total income of Rs. 151.06 crore, net claims incurred of Rs. 54.8 crore, other expenses of Rs. 49.07 crore, total expenses of Rs. 103.88 crore, profit before tax of Rs. 47.18 crore and net profit for the year of Rs. 33.84 crore.

Reported under net earned premiums: gross earned premiums of Rs. 199.29 crore and premiums ceded of Rs. 99.16 crore. Reported under other income: commission income of Rs. 23.2 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 26.85 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0 crore and other income of Rs. 0.88 crore. Reported under net claims incurred: gross claims paid of Rs. 98.17 crore, claims ceded of Rs. 51.1 crore, gross change in contract liabilities of Rs. 7.93 crore and change in contract liabilities ceded to reinsurers of Rs. 0.2 crore. Reported under other expenses: commission expenses of Rs. 1.82 crore, service fees of Rs. 0.89 crore, other direct expenses of Rs. 0.19 crore, employee benefits expenses of Rs. 32.05 crore, depreciation and amortization expenses of Rs. 4.15 crore, impairment losses of Rs. 1.26 crore, other operating expenses of Rs. 10.64 crore and finance cost of Rs. 0.59 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 13.34 crore.

NICL profit and loss for 2080/81

In the financial year 2080/81, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 71.04 crore, other income of Rs. 64.07 crore, total income of Rs. 135.11 crore, net claims incurred of Rs. 37.27 crore, other expenses of Rs. 49.65 crore, total expenses of Rs. 86.92 crore, profit before tax of Rs. 48.18 crore and net profit for the year of Rs. 30.38 crore.

Reported under net earned premiums: gross earned premiums of Rs. 156.65 crore and premiums ceded of Rs. 85.62 crore. Reported under other income: commission income of Rs. 21.8 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 31.76 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0 crore and other income of Rs. 10.51 crore. Reported under net claims incurred: gross claims paid of Rs. 53.39 crore, claims ceded of Rs. 23.33 crore, gross change in contract liabilities of Rs. 8.73 crore and change in contract liabilities ceded to reinsurers of Rs. 15.95 crore. Reported under other expenses: commission expenses of Rs. 1.79 crore, service fees of Rs. 0.47 crore, other direct expenses of Rs. 0.08 crore, employee benefits expenses of Rs. 33.64 crore, depreciation and amortization expenses of Rs. 3.99 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 9.03 crore and finance cost of Rs. 0.64 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 17.81 crore.

NICL balance sheet for 2081/82

In the financial year 2081/82, Nepal Insurance Co. Ltd. reported total assets of Rs. 630.78 crore, total liabilities of Rs. 254.67 crore and total equity of Rs. 376.11 crore.

Reported under total assets: goodwill & intangible assets of Rs. 0.39 crore, property and equipment of Rs. 24.74 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 10.26 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 444.45 crore, loans of Rs. 1.26 crore, reinsurance assets of Rs. 95.96 crore, current tax assets of Rs. 6.77 crore, insurance receivables of Rs. 6.98 crore, other assets of Rs. 21.61 crore, other financial assets of Rs. 12.62 crore and cash and cash equivalent of Rs. 5.76 crore. Reported under total liabilities: provisions of Rs. 8.35 crore, gross insurance contract liabilities of Rs. 196.18 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 16.52 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 19.09 crore and other financial liabilities of Rs. 14.54 crore. Reported under total equity: share capital of Rs. 189.09 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 151.62 crore, catastrophe reserves of Rs. 11.22 crore, retained earnings of Rs. 16.3 crore and other equity of Rs. 7.9 crore.

NICL balance sheet for 2080/81

In the financial year 2080/81, Nepal Insurance Co. Ltd. reported total assets of Rs. 623.16 crore, total liabilities of Rs. 277.34 crore and total equity of Rs. 345.82 crore.

Reported under total assets: goodwill & intangible assets of Rs. 0.27 crore, property and equipment of Rs. 14.01 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 10.61 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 432.53 crore, loans of Rs. 1.54 crore, reinsurance assets of Rs. 109.5 crore, current tax assets of Rs. 4.2 crore, insurance receivables of Rs. 6.13 crore, other assets of Rs. 10.42 crore, other financial assets of Rs. 15.18 crore and cash and cash equivalent of Rs. 18.78 crore. Reported under total liabilities: provisions of Rs. 13.43 crore, gross insurance contract liabilities of Rs. 183.81 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 37.21 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 24.66 crore and other financial liabilities of Rs. 18.24 crore. Reported under total equity: share capital of Rs. 164.42 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 133.5 crore, catastrophe reserves of Rs. 9.55 crore, retained earnings of Rs. 26.45 crore and other equity of Rs. 11.9 crore.

NICL balance sheet for 2079/80

In the financial year 2079/80, Nepal Insurance Co. Ltd. reported total assets of Rs. 534.97 crore, total liabilities of Rs. 244.91 crore and total equity of Rs. 290.05 crore.

Reported under total assets: goodwill & intangible assets of Rs. 0.22 crore, property and equipment of Rs. 13.66 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 10.43 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 352.49 crore, loans of Rs. 1.88 crore, reinsurance assets of Rs. 97.97 crore, current tax assets of Rs. 2.16 crore, insurance receivables of Rs. 14.94 crore, other assets of Rs. 3.11 crore, other financial assets of Rs. 16.17 crore and cash and cash equivalent of Rs. 21.94 crore. Reported under total liabilities: provisions of Rs. 15.82 crore, gross insurance contract liabilities of Rs. 172.93 crore, deferred tax liabilities of Rs. 1.96 crore, insurance payables of Rs. 19.07 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 14.11 crore and other financial liabilities of Rs. 21.03 crore. Reported under total equity: share capital of Rs. 149.48 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 102.45 crore, catastrophe reserves of Rs. 6.42 crore, retained earnings of Rs. 16.01 crore and other equity of Rs. 15.71 crore.

NICL cash flow for 2081/82

In the financial year 2081/82, Nepal Insurance Co. Ltd. reported opening cash & cash equivalents of Rs. 18.78 crore, net cash flow from operating activities of Rs. 89.27 crore, net cash flow from investing activities of Rs. 100.98 crore, net cash flow from financing activities of Rs. 1.3 crore, net change in cash of Rs. 13.01 crore and closing cash & cash equivalents of Rs. 5.76 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 203.74 crore, reinsurance commission received of Rs. 19.26 crore, claim recovery received from reinsurers of Rs. 51.1 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0 crore, gross benefits and claims paid of Rs. 98.17 crore, reinsurance premium paid of Rs. 20.69 crore, commission paid of Rs. 1.91 crore, service fees paid of Rs. 1.53 crore, employee benefits expenses paid of Rs. 26.7 crore, other expenses paid of Rs. 24.99 crore, other direct expenses paid of Rs. 8.62 crore, changes in working capital of Rs. 0 crore and income tax paid of Rs. 2.21 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.22 crore, acquisitions of property & equipment of Rs. 14.79 crore, purchase of equity instruments of Rs. 0 crore, proceeds from sale of equity instruments of Rs. 0 crore, purchase of debentures of Rs. 0 crore, investments in deposits of Rs. 113.11 crore, maturity of deposits of Rs. 0 crore, rental income received of Rs. 0 crore, interest income received of Rs. 26.4 crore and dividend received of Rs. 0.45 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 1.3 crore and proceeds from share application money pending allotment of Rs. 0 crore.

NICL cash flow for 2080/81

In the financial year 2080/81, Nepal Insurance Co. Ltd. reported opening cash & cash equivalents of Rs. 21.94 crore, net cash flow from operating activities of Rs. 140.34 crore, net cash flow from investing activities of Rs. 143.5 crore, net cash flow from financing activities of Rs. 0 crore, net change in cash of Rs. 3.16 crore and closing cash & cash equivalents of Rs. 18.78 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 159.02 crore, reinsurance commission received of Rs. 33.47 crore, claim recovery received from reinsurers of Rs. 23.33 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0 crore, gross benefits and claims paid of Rs. 53.39 crore, reinsurance premium paid of Rs. 18.14 crore, commission paid of Rs. 1.67 crore, service fees paid of Rs. 1.19 crore, employee benefits expenses paid of Rs. 23.21 crore, other expenses paid of Rs. 3.66 crore, other direct expenses paid of Rs. 6.32 crore, changes in working capital of Rs. 0 crore and income tax paid of Rs. 4.18 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.11 crore, acquisitions of property & equipment of Rs. 4.28 crore, purchase of equity instruments of Rs. 0 crore, proceeds from sale of equity instruments of Rs. 0 crore, purchase of debentures of Rs. 0 crore, investments in deposits of Rs. 171.2 crore, maturity of deposits of Rs. 0 crore, rental income received of Rs. 0 crore, interest income received of Rs. 31.66 crore and dividend received of Rs. 0.1 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0 crore and proceeds from share application money pending allotment of Rs. 0 crore.

NICL cash flow for 2079/80

In the financial year 2079/80, Nepal Insurance Co. Ltd. reported opening cash & cash equivalents of Rs. 29.48 crore, net cash flow from operating activities of Rs. 88.58 crore, net cash flow from investing activities of Rs. 96.13 crore, net cash flow from financing activities of Rs. 0 crore, net change in cash of Rs. 7.55 crore and closing cash & cash equivalents of Rs. 21.94 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 158.58 crore, reinsurance commission received of Rs. 14.86 crore, claim recovery received from reinsurers of Rs. 45.96 crore, other direct income received of Rs. 1.85 crore, other income received of Rs. 0 crore, gross benefits and claims paid of Rs. 74.97 crore, reinsurance premium paid of Rs. 18.08 crore, commission paid of Rs. 2.2 crore, service fees paid of Rs. 1.33 crore, employee benefits expenses paid of Rs. 19.61 crore, other expenses paid of Rs. 3.53 crore, other direct expenses paid of Rs. 0 crore, changes in working capital of Rs. 0 crore and income tax paid of Rs. 9.26 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.1 crore, acquisitions of property & equipment of Rs. 8.27 crore, purchase of equity instruments of Rs. 0 crore, proceeds from sale of equity instruments of Rs. 0 crore, purchase of debentures of Rs. 0 crore, investments in deposits of Rs. 119.63 crore, maturity of deposits of Rs. 0 crore, rental income received of Rs. 0 crore, interest income received of Rs. 30.96 crore and dividend received of Rs. 0.72 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0 crore and proceeds from share application money pending allotment of Rs. 0 crore.

NICL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 35.43 crore, other income of Rs. 11.65 crore, total income of Rs. 47.09 crore, net claims incurred of Rs. 29.21 crore, other expenses of Rs. 16.55 crore, total expenses of Rs. 45.75 crore, profit before tax of Rs. 1.33 crore and net profit for the year of Rs. 2.15 crore.

Reported under net earned premiums: gross earned premiums of Rs. 70.56 crore and premiums ceded of Rs. 35.13 crore. Reported under other income: commission income of Rs. 6.29 crore, income from investments & loans of Rs. 5.13 crore and other income of Rs. 0.22 crore. Reported under net claims incurred: gross claims paid of Rs. 32.46 crore, claims ceded of Rs. 11.98 crore, gross change in contract liabilities of Rs. 11.46 crore and change in contract liabilities ceded to reinsurers of Rs. 2.74 crore. Reported under other expenses: commission expenses of Rs. 1.34 crore, service fees of Rs. 0.15 crore, other direct expenses of Rs. 0.13 crore, employee benefits expenses of Rs. 8.2 crore, depreciation and amortization expenses of Rs. 1.11 crore, other operating expenses of Rs. 5.47 crore and finance cost of Rs. 0.16 crore. Reported under net profit for the year: income tax expense of Rs. 0.82 crore.

NICL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 24.86 crore, other income of Rs. 12.69 crore, total income of Rs. 37.55 crore, net claims incurred of Rs. 10.53 crore, other expenses of Rs. 11.46 crore, total expenses of Rs. 22 crore, profit before tax of Rs. 15.55 crore and net profit for the year of Rs. 10.11 crore.

Reported under net earned premiums: gross earned premiums of Rs. 47.84 crore and premiums ceded of Rs. 22.98 crore. Reported under other income: commission income of Rs. 8.14 crore, income from investments & loans of Rs. 4.49 crore and other income of Rs. 0.05 crore. Reported under net claims incurred: gross claims paid of Rs. 26.95 crore, claims ceded of Rs. 10.03 crore, gross change in contract liabilities of Rs. 115.84 crore and change in contract liabilities ceded to reinsurers of Rs. 109.46 crore. Reported under other expenses: commission expenses of Rs. 0.93 crore, service fees of Rs. 0.19 crore, other direct expenses of Rs. 0.03 crore, employee benefits expenses of Rs. 8.55 crore, depreciation and amortization expenses of Rs. 2.59 crore, other operating expenses of Rs. 1 crore and finance cost of Rs. 0.16 crore. Reported under net profit for the year: income tax expense of Rs. 5.45 crore.

NICL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 31.21 crore, other income of Rs. 7.4 crore, total income of Rs. 38.61 crore, net claims incurred of Rs. 12.24 crore, other expenses of Rs. 11.64 crore, total expenses of Rs. 23.88 crore, profit before tax of Rs. 14.73 crore and net profit for the year of Rs. 10.13 crore.

Reported under net earned premiums: gross earned premiums of Rs. 56.38 crore and premiums ceded of Rs. 25.17 crore. Reported under other income: commission income of Rs. 1.23 crore, income from investments & loans of Rs. 6.14 crore and other income of Rs. 0.02 crore. Reported under net claims incurred: gross claims paid of Rs. 49.27 crore, claims ceded of Rs. 26.24 crore, gross change in contract liabilities of Rs. 1.19 crore and change in contract liabilities ceded to reinsurers of Rs. 9.6 crore. Reported under other expenses: commission expenses of Rs. 0.22 crore, service fees of Rs. 0.17 crore, other direct expenses of Rs. 0.03 crore, employee benefits expenses of Rs. 6.9 crore, depreciation and amortization expenses of Rs. 0.47 crore, other operating expenses of Rs. 4.65 crore and finance cost of Rs. 0.14 crore. Reported under net profit for the year: income tax expense of Rs. 4.59 crore.

NICL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Nepal Insurance Co. Ltd. reported net earned premiums of Rs. 20.79 crore, other income of Rs. 11.68 crore, total income of Rs. 32.47 crore, net claims incurred of Rs. 34.21 crore, other expenses of Rs. 12.04 crore, total expenses of Rs. 46.24 crore, profit before tax of Rs. 13.77 crore and net profit for the year of Rs. 9.64 crore.

Reported under net earned premiums: gross earned premiums of Rs. 41.73 crore and premiums ceded of Rs. 20.94 crore. Reported under other income: commission income of Rs. 6.63 crore, income from investments & loans of Rs. 5.02 crore and other income of Rs. 0.03 crore. Reported under net claims incurred: gross claims paid of Rs. 18.23 crore, claims ceded of Rs. 6.62 crore, gross change in contract liabilities of Rs. 130.47 crore and change in contract liabilities ceded to reinsurers of Rs. 107.88 crore. Reported under other expenses: commission expenses of Rs. 0.54 crore, service fees of Rs. 0.37 crore, other direct expenses of Rs. 0.12 crore, employee benefits expenses of Rs. 6.45 crore, depreciation and amortization expenses of Rs. 1.07 crore, other operating expenses of Rs. 3.3 crore and finance cost of Rs. 0.18 crore. Reported under net profit for the year: income tax expense of Rs. 4.13 crore.

NICL Profit & Loss

Values in Rs. Crore unless stated otherwise.

NICL Balance Sheet

Values in Rs. Crore unless stated otherwise.

NICL Cash Flow

Values in Rs. Crore unless stated otherwise.

NICL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Nepal Insurance share price history

Over the last 15 trading sessions NICL closed between Rs. 433.00 and Rs. 466.90, finishing at Rs. 437.00 on 2026-10-12 against Rs. 466.90 on 2026-09-18.

NICL share price by year

2026, between Rs. 408.00 and Rs. 575.00, 2025, between Rs. 489.10 and Rs. 701.29, 2024, between Rs. 541.94 and Rs. 775.48, 2023, between Rs. 290.21 and Rs. 685.81, 2022, between Rs. 234.94 and Rs. 484.38 and 2021, between Rs. 295.80 and Rs. 658.89.

Nepal Insurance share price returns

At Rs. 437.00 on 2026-10-12, NICL is up 0.46% over 1 week, up 0.46% over 1 month, down 14.15% over 3 months, down 12.25% over 6 months, down 14.46% over 1 year and up 5.49% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

NICL floorsheet for 2026-10-12

NICL traded 32 times on 2026-10-12, moving 1,993 shares for Rs. 0.09 crore of turnover. Trades went through between Rs. 421.00 and Rs. 440.00.

Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 1,361 shares across 17 trades, broker 48, Trishakti Securities Public Limited on 270 shares across 2 trades, broker 10, Pragyan Securities Pvt. Limited on 199 shares across 1 trades, broker 42, Sani Securities Company Limited on 50 shares across 1 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 40 shares across 1 trades, broker 13, Thrive Brokerage House Pvt. Limited on 40 shares across 7 trades, broker 34, Vision Securities Pvt.Limited on 21 shares across 2 trades and broker 21, Midas Stock Broking Company Pvt. Limited on 12 shares across 1 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 361 shares across 3 trades, broker 32, Premier Securites Company Limited on 300 shares across 4 trades, broker 36, Secured Securities Limited on 209 shares across 2 trades, broker 41, Linch Stock Market Limited on 200 shares across 2 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 190 shares across 1 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 142 shares across 2 trades, broker 29, Trishul Securities And Investment Limited on 95 shares across 1 trades, broker 39, Sumeru Securities Pvt.Limited on 93 shares across 1 trades, broker 3, Arun Securities Pvt. Limited on 80 shares across 1 trades and broker 52, Sundhara Securities Limited on 65 shares across 2 trades.

NICL dividend history: bonus shares and cash dividend

Nepal Insurance Co. Ltd. most recently declared a 10% bonus share issue and a 6.3158% cash dividend, 16.3158% in total for 2081/2082, announced on 2025-12-20. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 Nepal Insurance Co. Ltd. declared a 10% bonus share issue and a 6.3158% cash dividend, 16.3158% in total, announced on 2025-12-20.

For 2080/2081 Nepal Insurance Co. Ltd. declared a 15% bonus share issue, announced on 2025-03-11.

For 2079/2080 Nepal Insurance Co. Ltd. declared a 10% bonus share issue, announced on 2023-12-06.

For 2078/2079 Nepal Insurance Co. Ltd. declared an 8% bonus share issue, announced on 2022-12-15.

For 2077/2078 Nepal Insurance Co. Ltd. declared an 11% bonus share issue, announced on 2022-03-22.

NICL right share issues

Right issues Nepal Insurance Co. Ltd. has announced. A right share is offered to existing shareholders in proportion to what they already hold.

• : ratio 10:3.4783, opens 2025-07-22, closes 2025-08-18
• : ratio 34.78%
• 2080/2081: ratio 40%
• : ratio 40%

NICL general meetings

Annual and special general meetings Nepal Insurance Co. Ltd. has called. A dividend is declared by the board and approved at the AGM.

• 77th AGM for 2081/2082: on 2026-01-13, at Tribhuvan Army Officers' Club, Tundikhel, Kathmandu (11:00 AM)
• 76th AGM for 2080/2081: on 2025-04-01, at Nepal Pragya Pratisthan, Kamaladi, Kathmandu (11:00 AM)
• SGM for 2080/2081: on 2024-05-17, at Nepal Tourism Board, Pradarshani Marg, Brikuti Mandap, Kathmandu (11:00 AM)

6 years of annual statements and 12 quarters of results for NICL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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