IGI Prudential insurance Limited (IGI) Share Price & Fundamentals

IGI Prudential insurance (IGI) share price is Rs. 384.00, down 0.52% on 2026-10-12. Open Rs. 389.00. High Rs. 389.00. Low Rs. 376.10. Volume 4,198.

IGI Prudential insurance Limited is a NEPSE-listed company (IGI), Non Life Insurance sector. Premium: Rs. 145.31 Crore. Net loss: Rs. 5.77 Crore. Net worth: Rs. 570.55 Crore.

About IGI Prudential insurance Limited

IGI Prudential Insurance Limited is a non-life (general) insurance company in Nepal, formed from the merger of IME General Insurance Limited and Prudential Insurance Company Ltd, commencing joint operations on Baisakh 27, 2080 BS (May 10, 2023). With a paid-up capital of NPR 3,029.33 million it holds among the highest capital among general insurers in Nepal. Registered office: Narayanchaur, Naxal, Kathmandu.

IGI Prudential insurance Limited (IGI) has 3,02,93,346 shares outstanding. It listed on NEPSE in 2023. Its most recent declared dividend was 5.00% on face value.

Company website: igiprudential.com.

IGI key metrics

IGI strengths

What IGI Prudential insurance Limited's own accounts show in its favour, graded against the rest of its sector.

• Holds 5.06x of the safety capital required, comfortably above the 1.5 times the regulator sets. (Solvency)
• 52.6% of what it owns belongs to shareholders rather than policyholders and lenders. (Solvency)
• Holds 140.7% against premiums for cover that has not yet run out, a healthy buffer. (Liability Strength)
• Earns 3.1% a year on everything it owns, so its investments are working well. (Profitability)
• Sets aside 10.9% more than its best estimate of claims, a cautious cushion. (Liability Strength)
• Has 56.8% set aside against claims already reported, so it is well prepared to pay. (Claims & Reserving)
• Premiums written directly with customers grew 12.7% on last year. (Premium Growth & Scale)

IGI weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Claims and costs together are 148.7% of premiums. Above 100% means it loses money on insurance and relies on investments. (Underwriting Performance)
• 100.8% of premiums go out as claims, so there is little margin on what it sells. (Underwriting Performance)
• Earns only 5.9% a year on shareholders' money, below what owners would hope for. (Profitability)
• Each share earned only Rs -1.91 of profit over the year. (Shareholder Returns)
• Running costs take 47.9% of premiums, a heavy load on what customers pay in. (Underwriting Performance)
• Only -2.6% of income becomes profit once costs are paid. (Profitability)
• Only 29.7% of customers renew, so it loses much of the business it wins. (Claims & Reserving)
• Keeps only 14.3% of premiums written, so most income goes to reinsurers. (Underwriting Performance)
• Passes most risk on, keeping only 33.1%, so much of the premium goes elsewhere. (Claims & Reserving)
• Earns only 5.1% on the money it holds, so those funds are underused. (Investment Performance)
• The company's size moved -4.3% over the year. (Shareholder Returns)
• Premiums moved 6.9% on last year, so the business is not expanding. (Premium Growth & Scale)
• Only 8.2% of income comes from investments, so it depends on premiums alone. (Investment Performance)
• The number of policies issued moved -0.3%, so the customer base is not growing. (Premium Growth & Scale)
• Only 39.3% is set aside to meet the policies it has written, which is light. (Liability Strength)

IGI Q4 2082/83 results

In Q4 2082/83 IGI Prudential insurance Limited reported profit of Rs. 0.36 crore and net earned premiums of Rs. 41.12 crore. Profit in Q3 2082/83 was Rs. 18.16 crore. Profit fell 98.02% on the previous quarter. Net earned premiums fell 11.63% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 9.99 crore. Profit fell 96.39% on the same quarter last year. Net earned premiums fell 5.03% on the same quarter last year.

IGI annual results 2082/83

For the financial year 2082/83 IGI Prudential insurance Limited reported a net loss of Rs. 5.77 crore, net earned premiums of Rs. 145.31 crore and net worth of Rs. 570.55 crore. Net profit in 2081/82 was Rs. 33.6 crore. Net profit turned from a profit to a loss on the year. Net earned premiums grew 6.94% on the year.

IGI profit and loss for 2082/83

In the financial year 2082/83, IGI Prudential insurance Limited reported net earned premiums of Rs. 145.31 crore, other income of Rs. 79.81 crore, total income of Rs. 225.12 crore, net claims incurred of Rs. 146.5 crore, other expenses of Rs. 77.45 crore, total expenses of Rs. 223.94 crore, profit before tax of Rs. 1.18 crore and net profit for the year of Rs. 5.77 crore.

Reported under net earned premiums: gross earned premiums of Rs. 438.74 crore and premiums ceded of Rs. 293.44 crore. Reported under other income: commission income of Rs. 59.29 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 18.45 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0.67 crore and other income of Rs. 1.41 crore. Reported under net claims incurred: gross claims paid of Rs. 224.3 crore, claims ceded of Rs. 112.35 crore, gross change in contract liabilities of Rs. 337.88 crore and change in contract liabilities ceded to reinsurers of Rs. 303.34 crore. Reported under other expenses: commission expenses of Rs. 10.17 crore, service fees of Rs. 1.25 crore, other direct expenses of Rs. 0.09 crore, employee benefits expenses of Rs. 44.79 crore, depreciation and amortization expenses of Rs. 5.32 crore, impairment losses of Rs. 0.05 crore, other operating expenses of Rs. 14.68 crore and finance cost of Rs. 1.08 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 6.95 crore.

IGI profit and loss for 2081/82

In the financial year 2081/82, IGI Prudential insurance Limited reported net earned premiums of Rs. 135.88 crore, other income of Rs. 82.74 crore, total income of Rs. 218.62 crore, net claims incurred of Rs. 91.68 crore, other expenses of Rs. 76.88 crore, total expenses of Rs. 168.56 crore, profit before tax of Rs. 50.06 crore and net profit for the year of Rs. 33.6 crore.

Reported under net earned premiums: gross earned premiums of Rs. 402.15 crore and premiums ceded of Rs. 266.27 crore. Reported under other income: commission income of Rs. 49.55 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 25.51 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 6.89 crore and other income of Rs. 0.8 crore. Reported under net claims incurred: gross claims paid of Rs. 246.33 crore, claims ceded of Rs. 159.78 crore, gross change in contract liabilities of Rs. 13.95 crore and change in contract liabilities ceded to reinsurers of Rs. 19.1 crore. Reported under other expenses: commission expenses of Rs. 7.51 crore, service fees of Rs. 1.08 crore, other direct expenses of Rs. 0.1 crore, employee benefits expenses of Rs. 47.37 crore, depreciation and amortization expenses of Rs. 5.49 crore, impairment losses of Rs. 0.48 crore, other operating expenses of Rs. 14.25 crore and finance cost of Rs. 0.59 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 16.47 crore.

IGI profit and loss for 2080/81

In the financial year 2080/81, IGI Prudential insurance Limited reported net earned premiums of Rs. 121.33 crore, other income of Rs. 111.67 crore, total income of Rs. 233 crore, net claims incurred of Rs. 77.38 crore, other expenses of Rs. 78.57 crore, total expenses of Rs. 155.96 crore, profit before tax of Rs. 77.05 crore and net profit for the year of Rs. 50.57 crore.

Reported under net earned premiums: gross earned premiums of Rs. 339.91 crore and premiums ceded of Rs. 218.57 crore. Reported under other income: commission income of Rs. 51.91 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 36.65 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 21.96 crore and other income of Rs. 1.15 crore. Reported under net claims incurred: gross claims paid of Rs. 177.19 crore, claims ceded of Rs. 100.15 crore, gross change in contract liabilities of Rs. 41.9 crore and change in contract liabilities ceded to reinsurers of Rs. 42.24 crore. Reported under other expenses: commission expenses of Rs. 6.62 crore, service fees of Rs. 1.07 crore, other direct expenses of Rs. 0.13 crore, employee benefits expenses of Rs. 48.03 crore, depreciation and amortization expenses of Rs. 6.2 crore, impairment losses of Rs. 1.95 crore, other operating expenses of Rs. 13.81 crore and finance cost of Rs. 0.77 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 26.48 crore.

IGI balance sheet for 2081/82

In the financial year 2081/82, IGI Prudential insurance Limited reported total assets of Rs. 1,084.92 crore, total liabilities of Rs. 514.37 crore and total equity of Rs. 570.55 crore.

Reported under total assets: goodwill & intangible assets of Rs. 0.19 crore, property and equipment of Rs. 94.97 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 3.7 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 504.1 crore, loans of Rs. 0 crore, reinsurance assets of Rs. 296.5 crore, current tax assets of Rs. 9.95 crore, insurance receivables of Rs. 45.92 crore, other assets of Rs. 95.53 crore, other financial assets of Rs. 6.67 crore and cash and cash equivalent of Rs. 27.38 crore. Reported under total liabilities: provisions of Rs. 7.43 crore, gross insurance contract liabilities of Rs. 425.97 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 12.97 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 58.45 crore and other financial liabilities of Rs. 9.55 crore. Reported under total equity: share capital of Rs. 302.93 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 184.84 crore, catastrophe reserves of Rs. 9.58 crore, retained earnings of Rs. 15.44 crore and other equity of Rs. 57.76 crore.

IGI balance sheet for 2080/81

In the financial year 2080/81, IGI Prudential insurance Limited reported total assets of Rs. 1,133.84 crore, total liabilities of Rs. 570.86 crore and total equity of Rs. 562.98 crore.

Reported under total assets: goodwill & intangible assets of Rs. 0.08 crore, property and equipment of Rs. 92.55 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 4.81 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 537.82 crore, loans of Rs. 0 crore, reinsurance assets of Rs. 330.5 crore, current tax assets of Rs. 13.09 crore, insurance receivables of Rs. 27.02 crore, other assets of Rs. 98.96 crore, other financial assets of Rs. 2.5 crore and cash and cash equivalent of Rs. 26.51 crore. Reported under total liabilities: provisions of Rs. 6.41 crore, gross insurance contract liabilities of Rs. 455.49 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 36.82 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 57.99 crore and other financial liabilities of Rs. 14.15 crore. Reported under total equity: share capital of Rs. 302.93 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 167.99 crore, catastrophe reserves of Rs. 7.9 crore, retained earnings of Rs. 30.36 crore and other equity of Rs. 53.8 crore.

IGI balance sheet for 2078/79

In the financial year 2078/79, IGI Prudential insurance Limited reported total assets of Rs. 385.87 crore, total liabilities of Rs. 184.19 crore and total equity of Rs. 201.68 crore.

Reported under total assets: goodwill & intangible assets of Rs. 0.21 crore, property and equipment of Rs. 2.1 crore, investment properties of Rs. 0 crore, deferred tax assets of Rs. 2.44 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investments of Rs. 242.23 crore, loans of Rs. 0.52 crore, reinsurance assets of Rs. 84.68 crore, current tax assets of Rs. 9.05 crore, insurance receivables of Rs. 1.84 crore, other assets of Rs. 5.73 crore, other financial assets of Rs. 31.28 crore and cash and cash equivalent of Rs. 5.79 crore. Reported under total liabilities: provisions of Rs. 7.44 crore, gross insurance contract liabilities of Rs. 131.08 crore, deferred tax liabilities of Rs. 0 crore, insurance payables of Rs. 31.78 crore, current tax liabilities of Rs. 0 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 10.5 crore and other financial liabilities of Rs. 3.38 crore. Reported under total equity: share capital of Rs. 118.61 crore, share application money pending allotment of Rs. 0 crore, share premium of Rs. 0 crore, special reserves of Rs. 67.53 crore, catastrophe reserves of Rs. 2.48 crore, retained earnings of Rs. 4.42 crore and other equity of Rs. 8.64 crore.

IGI cash flow for 2081/82

In the financial year 2081/82, IGI Prudential insurance Limited reported opening cash & cash equivalents of Rs. 26.51 crore, net cash flow from operating activities of Rs. 56.62 crore, net cash flow from investing activities of Rs. 58.08 crore, net cash flow from financing activities of Rs. 0.59 crore, net change in cash of Rs. 0.88 crore and closing cash & cash equivalents of Rs. 27.38 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 402.15 crore, reinsurance commission received of Rs. 49.55 crore, claim recovery received from reinsurers of Rs. 140.88 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0.8 crore, gross benefits and claims paid of Rs. 246.33 crore, reinsurance premium paid of Rs. 290.13 crore, commission paid of Rs. 7.51 crore, service fees paid of Rs. 1.08 crore, employee benefits expenses paid of Rs. 46.35 crore, other expenses paid of Rs. 14.25 crore, other direct expenses paid of Rs. 0.1 crore, changes in working capital of Rs. 30.93 crore and income tax paid of Rs. 13.32 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.17 crore, acquisitions of property & equipment of Rs. 7.86 crore, purchase of equity instruments of Rs. 39.5 crore, proceeds from sale of equity instruments of Rs. 34.67 crore, purchase of debentures of Rs. 5.27 crore, investments in deposits of Rs. 86.31 crore, maturity of deposits of Rs. 140.46 crore, rental income received of Rs. 0 crore, interest income received of Rs. 23.98 crore and dividend received of Rs. 1.53 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0.59 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0 crore and proceeds from share application money pending allotment of Rs. 0 crore.

IGI cash flow for 2080/81

In the financial year 2080/81, IGI Prudential insurance Limited reported opening cash & cash equivalents of Rs. 30.89 crore, net cash flow from operating activities of Rs. 21.54 crore, net cash flow from investing activities of Rs. 25.16 crore, net cash flow from financing activities of Rs. 0.77 crore, net change in cash of Rs. 4.38 crore and closing cash & cash equivalents of Rs. 26.51 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 339.91 crore, reinsurance commission received of Rs. 51.91 crore, claim recovery received from reinsurers of Rs. 99.3 crore, other direct income received of Rs. 0 crore, other income received of Rs. 1.15 crore, gross benefits and claims paid of Rs. 177.19 crore, reinsurance premium paid of Rs. 214.99 crore, commission paid of Rs. 6.62 crore, service fees paid of Rs. 1.07 crore, employee benefits expenses paid of Rs. 46.68 crore, other expenses paid of Rs. 13.81 crore, other direct expenses paid of Rs. 0.13 crore, changes in working capital of Rs. 15.9 crore and income tax paid of Rs. 26.14 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0.02 crore, acquisitions of property & equipment of Rs. 38.32 crore, purchase of equity instruments of Rs. 27.09 crore, proceeds from sale of equity instruments of Rs. 56.62 crore, purchase of debentures of Rs. 2.25 crore, investments in deposits of Rs. 47.95 crore, maturity of deposits of Rs. 0 crore, rental income received of Rs. 0 crore, interest income received of Rs. 35.02 crore and dividend received of Rs. 1.63 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0.77 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0 crore and proceeds from share application money pending allotment of Rs. 0 crore.

IGI cash flow for 2078/79

In the financial year 2078/79, IGI Prudential insurance Limited reported opening cash & cash equivalents of Rs. 11.62 crore, net cash flow from operating activities of Rs. 2.59 crore, net cash flow from investing activities of Rs. 6.06 crore, net cash flow from financing activities of Rs. 0.41 crore, net change in cash of Rs. 9.06 crore and closing cash & cash equivalents of Rs. 2.56 crore.

Reported under net cash flow from operating activities: gross premium received of Rs. 133.53 crore, reinsurance commission received of Rs. 15.4 crore, claim recovery received from reinsurers of Rs. 44.63 crore, other direct income received of Rs. 0 crore, other income received of Rs. 0 crore, gross benefits and claims paid of Rs. 71.54 crore, reinsurance premium paid of Rs. 81.99 crore, commission paid of Rs. 4.34 crore, service fees paid of Rs. 1.29 crore, employee benefits expenses paid of Rs. 16.29 crore, other expenses paid of Rs. 13.54 crore, other direct expenses paid of Rs. 0 crore, changes in working capital of Rs. 0 crore and income tax paid of Rs. 7.17 crore. Reported under net cash flow from investing activities: acquisitions of intangible assets of Rs. 0 crore, acquisitions of property & equipment of Rs. 0.68 crore, purchase of equity instruments of Rs. 2.07 crore, proceeds from sale of equity instruments of Rs. 0.29 crore, purchase of debentures of Rs. 1.14 crore, investments in deposits of Rs. 23.41 crore, maturity of deposits of Rs. 2.58 crore, rental income received of Rs. 0 crore, interest income received of Rs. 16.89 crore and dividend received of Rs. 0.32 crore. Reported under net cash flow from financing activities: payment of finance lease of Rs. 0 crore, proceeds from issue of share capital of Rs. 0 crore, dividend paid of Rs. 0 crore and proceeds from share application money pending allotment of Rs. 0 crore.

IGI quarterly for Q4 2082/83

In the quarter Q4 2082/83, IGI Prudential insurance Limited reported net earned premiums of Rs. 41.12 crore, other income of Rs. 26.66 crore, total income of Rs. 67.78 crore, net claims incurred of Rs. 42.06 crore, other expenses of Rs. 24.66 crore, total expenses of Rs. 66.72 crore, profit before tax of Rs. 1.06 crore and net profit for the year of Rs. 0.36 crore.

Reported under net earned premiums: gross earned premiums of Rs. 173.42 crore and premiums ceded of Rs. 132.31 crore. Reported under other income: commission income of Rs. 22.58 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 3.65 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0.92 crore and other income of Rs. 1.36 crore. Reported under net claims incurred: gross claims paid of Rs. 65.81 crore, claims ceded of Rs. 33.09 crore, gross change in contract liabilities of Rs. 60.44 crore and change in contract liabilities ceded to reinsurers of Rs. 51.1 crore. Reported under other expenses: commission expenses of Rs. 2.46 crore, service fees of Rs. 0.27 crore, other direct expenses of Rs. 0.09 crore, employee benefits expenses of Rs. 14.42 crore, depreciation and amortization expenses of Rs. 4.44 crore, impairment losses of Rs. 0.05 crore, other operating expenses of Rs. 1.95 crore and finance cost of Rs. 0.98 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 0.7 crore.

IGI quarterly for Q3 2082/83

In the quarter Q3 2082/83, IGI Prudential insurance Limited reported net earned premiums of Rs. 46.53 crore, other income of Rs. 17.78 crore, total income of Rs. 64.31 crore, net claims incurred of Rs. 21.71 crore, other expenses of Rs. 16.66 crore, total expenses of Rs. 38.37 crore, profit before tax of Rs. 25.94 crore and net profit for the year of Rs. 18.16 crore.

Reported under net earned premiums: gross earned premiums of Rs. 118.82 crore and premiums ceded of Rs. 72.29 crore. Reported under other income: commission income of Rs. 14.68 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 3.09 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0 crore and other income of Rs. 0.01 crore. Reported under net claims incurred: gross claims paid of Rs. 44.59 crore, claims ceded of Rs. 23.06 crore, gross change in contract liabilities of Rs. 16.18 crore and change in contract liabilities ceded to reinsurers of Rs. 16.36 crore. Reported under other expenses: commission expenses of Rs. 2.75 crore, service fees of Rs. 0.22 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 9.51 crore, depreciation and amortization expenses of Rs. 0.3 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 3.84 crore and finance cost of Rs. 0.05 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 7.78 crore.

IGI quarterly for Q2 2082/83

In the quarter Q2 2082/83, IGI Prudential insurance Limited reported net earned premiums of Rs. 33.54 crore, other income of Rs. 13.42 crore, total income of Rs. 46.96 crore, net claims incurred of Rs. 33.71 crore, other expenses of Rs. 18.32 crore, total expenses of Rs. 52.03 crore, profit before tax of Rs. 5.07 crore and net profit for the year of Rs. 3.53 crore.

Reported under net earned premiums: gross earned premiums of Rs. 87.72 crore and premiums ceded of Rs. 54.18 crore. Reported under other income: commission income of Rs. 9.31 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 4.09 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 0 crore and other income of Rs. 0.03 crore. Reported under net claims incurred: gross claims paid of Rs. 65.59 crore, claims ceded of Rs. 28.25 crore, gross change in contract liabilities of Rs. 10.52 crore and change in contract liabilities ceded to reinsurers of Rs. 6.9 crore. Reported under other expenses: commission expenses of Rs. 3.29 crore, service fees of Rs. 0.32 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 9.7 crore, depreciation and amortization expenses of Rs. 0.31 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 4.64 crore and finance cost of Rs. 0.05 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 1.53 crore.

IGI quarterly for Q1 2082/83

In the quarter Q1 2082/83, IGI Prudential insurance Limited reported net earned premiums of Rs. 24.12 crore, other income of Rs. 21.94 crore, total income of Rs. 46.06 crore, net claims incurred of Rs. 49.02 crore, other expenses of Rs. 17.81 crore, total expenses of Rs. 66.82 crore, profit before tax of Rs. 20.76 crore and net profit for the year of Rs. 20.76 crore.

Reported under net earned premiums: gross earned premiums of Rs. 58.78 crore and premiums ceded of Rs. 34.66 crore. Reported under other income: commission income of Rs. 12.72 crore, other direct income of Rs. 0 crore, income from investments & loans of Rs. 7.62 crore, net gain/(loss) on fair value changes of Rs. 0 crore, net realised gains/(losses) of Rs. 1.59 crore and other income of Rs. 0.01 crore. Reported under net claims incurred: gross claims paid of Rs. 48.31 crore, claims ceded of Rs. 27.94 crore, gross change in contract liabilities of Rs. 304.14 crore and change in contract liabilities ceded to reinsurers of Rs. 275.5 crore. Reported under other expenses: commission expenses of Rs. 1.68 crore, service fees of Rs. 0.44 crore, other direct expenses of Rs. 0 crore, employee benefits expenses of Rs. 11.17 crore, depreciation and amortization expenses of Rs. 0.27 crore, impairment losses of Rs. 0 crore, other operating expenses of Rs. 4.26 crore and finance cost of Rs. 0 crore. Reported under profit before tax: share of net profit of associates (equity method) of Rs. 0 crore. Reported under net profit for the year: income tax expense of Rs. 0 crore.

IGI Profit & Loss

Values in Rs. Crore unless stated otherwise.

IGI Balance Sheet

Values in Rs. Crore unless stated otherwise.

IGI Cash Flow

Values in Rs. Crore unless stated otherwise.

IGI Quarterly Results

Values in Rs. Crore unless stated otherwise.

IGI Prudential insurance share price history

Over the last 15 trading sessions IGI closed between Rs. 380.00 and Rs. 408.00, finishing at Rs. 384.00 on 2026-10-12 against Rs. 408.00 on 2026-09-18.

IGI share price by year

2026, between Rs. 355.10 and Rs. 501.00, 2025, between Rs. 392.00 and Rs. 664.20, 2024, between Rs. 507.00 and Rs. 760.00, 2023, between Rs. 366.20 and Rs. 615.00, 2022, between Rs. 312.86 and Rs. 818.68 and 2021, between Rs. 371.87 and Rs. 943.35.

IGI Prudential insurance share price returns

At Rs. 384.00 on 2026-10-12, IGI is up 0.95% over 1 week, down 1.29% over 1 month, down 9.65% over 3 months, down 14.48% over 6 months, down 6.98% over 1 year and down 42.04% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

IGI floorsheet for 2026-10-12

IGI traded 22 times on 2026-10-12, moving 4,198 shares for Rs. 0.16 crore of turnover. Trades went through between Rs. 376.10 and Rs. 389.00.

Largest buyers by volume: broker 94, K.B.L. Securities Limited on 3,500 shares across 8 trades, broker 17, ABC Securities Pvt. Limited on 245 shares across 5 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 100 shares across 1 trades, broker 58, Naasa Securities Co. Ltd. on 100 shares across 2 trades, broker 32, Premier Securites Company Limited on 99 shares across 1 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 68 shares across 1 trades, broker 40, Creative Securities Pvt.Limited on 50 shares across 1 trades, broker 66, Miyo Securities Pvt Ltd on 26 shares across 2 trades and broker 7, J.F. Securities Company Pvt. Limited on 10 shares across 1 trades.

Largest sellers by volume: broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 2,000 shares across 2 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 527 shares across 2 trades, broker 58, Naasa Securities Co. Ltd. on 493 shares across 3 trades, broker 19, Nepal Investment & Securities Trading Pvt. Limited on 428 shares across 2 trades, broker 34, Vision Securities Pvt.Limited on 252 shares across 1 trades, broker 1, Kumari Securities Pvt. Limited on 250 shares across 3 trades, broker 56, Sri Hari Securities Pvt.Ltd on 75 shares across 2 trades, broker 52, Sundhara Securities Limited on 50 shares across 2 trades, broker 54, Sewa Securities Pvt. Ltd. on 40 shares across 2 trades and broker 3, Arun Securities Pvt. Limited on 40 shares across 1 trades.

IGI dividend history: bonus shares and cash dividend

IGI Prudential insurance Limited most recently declared a 5% cash dividend for 2081/2082, announced on 2025-12-18. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2081/2082 IGI Prudential insurance Limited declared a 5% cash dividend, announced on 2025-12-18.

For 2080/2081 IGI Prudential insurance Limited declared a 9.7368% cash dividend, announced on 2025-02-12.

For 2079/2080 IGI Prudential insurance Limited declared a 6% bonus share issue, announced on 2023-02-09.

For 2078/2079 IGI Prudential insurance Limited declared a 6% bonus share issue, announced on 2023-01-02.

For 2077/2078 IGI Prudential insurance Limited declared a 7% bonus share issue, announced on 2022-03-31.

IGI general meetings

Annual and special general meetings IGI Prudential insurance Limited has called. A dividend is declared by the board and approved at the AGM.

• 28th AGM for 2081/2082: on 2026-01-08, at Amrapali Banquet, Bhatbhateni, Naxal, Kathmandu (10:00 AM)
• 27th AGM for 2080/2081: on 2025-03-09, at Amrapali Banquet, Bhatbhateni, Naxal, Kathmandu (10:00 AM)
• 26th AGM for 2079/2080: on 2024-03-03, at Lainchaur Banquet, Lainchaur, Kathmandu (10:00 AM)

5 years of annual statements and 9 quarters of results for IGI, with charts and peer comparison, are free on NepView.

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All non-life insurance companies on NEPSE

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