Citizens Bank International Limited (CZBIL) Share Price & Fundamentals
Citizens Bank International (CZBIL) share price is Rs. 214.30, up 0.66% on 2026-09-22. Open Rs. 202.30. High Rs. 218.00. Low Rs. 202.30. Volume 175,463.
Citizens Bank International Limited is a NEPSE-listed company (CZBIL), Commercial Banks sector. Revenue: Rs. 833.19 Crore. Net profit: Rs. 135.97 Crore. Net worth: Rs. 2,290.53 Crore.
About Citizens Bank International Limited
Citizens Bank International Limited is a class 'A' commercial bank licensed by Nepal Rastra Bank under the Bank and Financial Institution Act 2073, incorporated under the Companies Act 2063 and run from its corporate office at Narayanhiti Path, Kathmandu. It received its licence to commence banking on 20 April 2007 and its shares trade on the Nepal Stock Exchange under the code CZBIL. Much of its growth has come by acquisition: Nepal Housing & Merchant Finance and People's Finance in FY2071/72, Premier Finance in 2073, Sahayogi Vikas Bank in FY2076/77, and Tinau Mission Development Bank and Srijana Finance in FY2077/78. It holds two subsidiaries, Citizens Capital Limited and CBIL Securities Limited.
Citizens Bank International Limited (CZBIL) has 15,50,74,636 shares outstanding. Its most recent declared dividend was 0.26% on face value.
Company website: www.ctznbank.com.
CZBIL key metrics
CZBIL strengths
What Citizens Bank International Limited's own accounts show in its favour, graded against the rest of its sector.
- Profit grew 63.1% on last year. (Growth)
- Lends out 79.8% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
- 95.1% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
- 17.2% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
- Bad-loan charges come to 9.9% of income, so borrowers are paying back well. (Asset Quality)
- Turns 25.1% of its income into profit once every cost is paid. (Profitability)
- Keeps 43.1% of income as profit from everyday banking, before tax. (Profitability)
- 75.4% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
- The bank grew 10.2% bigger over the year. (Shareholder Returns)
CZBIL weaknesses
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
- Return on shareholders' money is 5.6%, below what owners would hope for. (Profitability)
- Return on everything it owns is 0.5%, so its assets are not producing much. (Profitability)
- Makes only 2.6% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
- Each share produced Rs 13.53 over the year. (Shareholder Returns)
- Income from lending moved -1.9%, so the core business is not growing. (Growth)
- Each share is backed by only Rs 147.98 of net worth. (Shareholder Returns)
- Total income moved 2.1% on last year. (Growth)
- Only 9.4% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
- Owns 10.69x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
- The loan book moved 10.1%, so lending is not expanding. (Growth)
- Deposits moved 11.8%, so its cheapest source of funding is not growing. (Growth)
- Staff costs take 29.3% of income, a heavy load on earnings. (Efficiency)
- Loans are 68.8% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
- Only 7.5% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)
CZBIL Q3 2082/83 results
In Q3 2082/83 Citizens Bank International Limited reported profit of Rs. 95.85 crore and total operating income of Rs. 207.43 crore. Profit in Q2 2082/83 was Rs. 58.99 crore. Profit grew 62.47% on the previous quarter. Total operating income grew 7.16% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 30.99 crore. Profit grew 209.26% on the same quarter last year. Total operating income grew 0.21% on the same quarter last year.
CZBIL annual results 2081/82
For the financial year 2081/82 Citizens Bank International Limited reported net profit of Rs. 135.97 crore, total operating income of Rs. 833.19 crore and net worth of Rs. 2,290.53 crore. Net profit in 2080/81 was Rs. 137.3 crore. Net profit fell 0.97% on the year. Total operating income grew 16.08% on the year.
CZBIL profit and loss for 2081/82
In the financial year 2081/82, Citizens Bank International Limited reported net interest income of Rs. 643.41 crore, net fee and commission income of Rs. 144.9 crore, net trading income of Rs. 32.16 crore, other operating income of Rs. 12.72 crore, total operating income of Rs. 833.19 crore, impairment charge/(reversal) of Rs. 268 crore, net operating income of Rs. 565.19 crore, operating expenses of Rs. 355.95 crore, operating profit of Rs. 209.25 crore, non-operating income/(expense) of Rs. 17.15 crore, profit before income tax of Rs. 192.09 crore, income tax expense of Rs. 56.12 crore and profit for the year of Rs. 135.97 crore.
Reported under net interest income: interest income of Rs. 1,737.13 crore and interest expense of Rs. 1,093.72 crore. Reported under net fee and commission income: fee and commission income of Rs. 162.97 crore and fee and commission expense of Rs. 18.07 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 207.12 crore, other operating expenses of Rs. 108.55 crore and depreciation & amortisation of Rs. 40.27 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.03 crore and non-operating expense of Rs. 18.18 crore. Reported under income tax expense: current tax of Rs. 79.21 crore and deferred tax of Rs. 23.09 crore.
CZBIL profit and loss for 2080/81
In the financial year 2080/81, Citizens Bank International Limited reported net interest income of Rs. 576.72 crore, net fee and commission income of Rs. 117.99 crore, net trading income of Rs. 16.3 crore, other operating income of Rs. 6.74 crore, total operating income of Rs. 717.75 crore, impairment charge/(reversal) of Rs. 172.54 crore, net operating income of Rs. 545.21 crore, operating expenses of Rs. 332.68 crore, operating profit of Rs. 212.53 crore, non-operating income/(expense) of Rs. 0.07 crore, profit before income tax of Rs. 212.6 crore, income tax expense of Rs. 75.3 crore and profit for the year of Rs. 137.3 crore.
Reported under net interest income: interest income of Rs. 1,973.61 crore and interest expense of Rs. 1,396.88 crore. Reported under net fee and commission income: fee and commission income of Rs. 133.92 crore and fee and commission expense of Rs. 15.93 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 201.47 crore, other operating expenses of Rs. 96.19 crore and depreciation & amortisation of Rs. 35.01 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.02 crore and non-operating expense of Rs. 1.95 crore. Reported under income tax expense: current tax of Rs. 76.1 crore and deferred tax of Rs. 0.8 crore.
CZBIL profit and loss for 2079/80
In the financial year 2079/80, Citizens Bank International Limited reported net interest income of Rs. 587.63 crore, net fee and commission income of Rs. 90.77 crore, net trading income of Rs. 18.72 crore, other operating income of Rs. 2.81 crore, total operating income of Rs. 699.93 crore, impairment charge/(reversal) of Rs. 121.65 crore, net operating income of Rs. 578.28 crore, operating expenses of Rs. 314.19 crore, operating profit of Rs. 264.09 crore, non-operating income/(expense) of Rs. 6.63 crore, profit before income tax of Rs. 257.46 crore, income tax expense of Rs. 67 crore and profit for the year of Rs. 190.45 crore.
Reported under net interest income: interest income of Rs. 2,069.48 crore and interest expense of Rs. 1,481.85 crore. Reported under net fee and commission income: fee and commission income of Rs. 104.66 crore and fee and commission expense of Rs. 13.9 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 190.61 crore, other operating expenses of Rs. 90.58 crore and depreciation & amortisation of Rs. 33 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.32 crore and non-operating expense of Rs. 7.96 crore. Reported under income tax expense: current tax of Rs. 77.81 crore and deferred tax of Rs. 10.8 crore.
CZBIL balance sheet for 2081/82
In the financial year 2081/82, Citizens Bank International Limited reported total assets of Rs. 24,533.88 crore, total liabilities of Rs. 22,243.35 crore and total equity of Rs. 2,290.53 crore.
Reported under total assets: cash and cash equivalents of Rs. 1,143.87 crore, due from nepal rastra bank of Rs. 811.25 crore, placement with banks and fis of Rs. 193.65 crore, derivative financial instruments of Rs. 0.98 crore, other trading assets of Rs. 57.67 crore, loans and advances to banks and fis of Rs. 125.44 crore, loans and advances to customers of Rs. 16,886.07 crore, investment securities of Rs. 4,237.88 crore, current tax assets of Rs. 21.39 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 17.3 crore, investment property of Rs. 126.05 crore, property and equipment of Rs. 421.12 crore, goodwill and intangible assets of Rs. 19.44 crore, deferred tax assets of Rs. 33.13 crore and other assets of Rs. 438.64 crore. Reported under total liabilities: due to banks and fis of Rs. 258.12 crore, due to nepal rastra bank of Rs. 4.14 crore, deposits from customers of Rs. 21,131.24 crore, borrowings of Rs. 0 crore, provisions of Rs. 0.53 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 302.19 crore and debt securities issued of Rs. 547.12 crore. Reported under total equity: share capital of Rs. 1,476.9 crore, share premium of Rs. 0 crore, retained earnings of Rs. 89.7 crore, reserves of Rs. 713.52 crore and non controlling interest of Rs. 10.41 crore.
CZBIL balance sheet for 2080/81
In the financial year 2080/81, Citizens Bank International Limited reported total assets of Rs. 22,247.41 crore, total liabilities of Rs. 20,086.12 crore and total equity of Rs. 2,161.29 crore.
Reported under total assets: cash and cash equivalents of Rs. 1,115.74 crore, due from nepal rastra bank of Rs. 667.82 crore, placement with banks and fis of Rs. 183.29 crore, derivative financial instruments of Rs. 0.41 crore, other trading assets of Rs. 43.44 crore, loans and advances to banks and fis of Rs. 182.11 crore, loans and advances to customers of Rs. 15,328.04 crore, investment securities of Rs. 3,639.04 crore, current tax assets of Rs. 45.51 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 15.81 crore, investment property of Rs. 82.13 crore, property and equipment of Rs. 431.64 crore, goodwill and intangible assets of Rs. 19.51 crore, deferred tax assets of Rs. 10.23 crore and other assets of Rs. 482.7 crore. Reported under total liabilities: due to banks and fis of Rs. 243.8 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 18,895.41 crore, borrowings of Rs. 0 crore, provisions of Rs. 0.53 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 399.6 crore and debt securities issued of Rs. 546.78 crore. Reported under total equity: share capital of Rs. 1,420.1 crore, share premium of Rs. 0 crore, retained earnings of Rs. 70.95 crore, reserves of Rs. 660.06 crore and non controlling interest of Rs. 10.19 crore.
CZBIL balance sheet for 2079/80
In the financial year 2079/80, Citizens Bank International Limited reported total assets of Rs. 19,859.8 crore, total liabilities of Rs. 17,757.91 crore and total equity of Rs. 2,101.89 crore.
Reported under total assets: cash and cash equivalents of Rs. 977.21 crore, due from nepal rastra bank of Rs. 670.3 crore, placement with banks and fis of Rs. 223.64 crore, derivative financial instruments of Rs. 1.7 crore, other trading assets of Rs. 51.77 crore, loans and advances to banks and fis of Rs. 251.07 crore, loans and advances to customers of Rs. 13,983.2 crore, investment securities of Rs. 2,869.97 crore, current tax assets of Rs. 28.62 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 17.39 crore, investment property of Rs. 25.61 crore, property and equipment of Rs. 376.62 crore, goodwill and intangible assets of Rs. 18 crore, deferred tax assets of Rs. 12.3 crore and other assets of Rs. 352.39 crore. Reported under total liabilities: due to banks and fis of Rs. 371.47 crore, due to nepal rastra bank of Rs. 0 crore, deposits from customers of Rs. 16,843.29 crore, borrowings of Rs. 0 crore, provisions of Rs. 0.53 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 294.64 crore and debt securities issued of Rs. 247.98 crore. Reported under total equity: share capital of Rs. 1,420.1 crore, share premium of Rs. 0 crore, retained earnings of Rs. 92.32 crore, reserves of Rs. 579.67 crore and non controlling interest of Rs. 9.8 crore.
CZBIL cash flow for 2081/82
In the financial year 2081/82, Citizens Bank International Limited reported net cash flow from operating activities (a) of Rs. 503 crore, net cash flow from investing activities (b) of Rs. 405.66 crore, net cash flow from financing activities (c) of Rs. 69.22 crore, net increase/(decrease) in cash and cash equivalents of Rs. 28.13 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,115.74 crore and cash and cash equivalents at ashadh end of Rs. 1,143.87 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,603.69 crore, fees and other income received of Rs. 164.64 crore, dividend received of Rs. 1.49 crore, receipts from other operating activities of Rs. 29.34 crore, interest paid of Rs. 1,031.33 crore, commission and fees paid of Rs. 17.82 crore, cash payment to employees of Rs. 195.95 crore, other expense paid of Rs. 127.17 crore, operating cash flows before changes in operating assets and liabilities of Rs. 426.88 crore, due from nepal rastra bank of Rs. 143.43 crore, placement with banks and financial institutions of Rs. 16.37 crore, other trading assets of Rs. 3.92 crore, loan and advances to banks and financial institutions of Rs. 56.68 crore, loan and advances to customers of Rs. 1,932.17 crore, other assets of Rs. 60.45 crore, due to banks and financial institutions of Rs. 14.32 crore, due to nepal rastra bank of Rs. 4.14 crore, deposit from customers of Rs. 2,208.83 crore, borrowings of Rs. 6.33 crore, other liabilities of Rs. 90.21 crore, net cash flow from operating activities before tax paid of Rs. 578.86 crore and income taxes paid of Rs. 75.86 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 609.25 crore, receipts from sale of investment securities of Rs. 42.97 crore, purchase of property and equipment of Rs. 28 crore, receipt from sale of property and equipment of Rs. 1.52 crore, purchase of intangible assets of Rs. 1.4 crore, receipt from sale of investment properties of Rs. 14.74 crore, interest received of Rs. 166.94 crore and dividend received of Rs. 6.83 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 13 crore, interest paid of Rs. 56.19 crore and other receipt/payment of Rs. 0.02 crore.
CZBIL cash flow for 2080/81
In the financial year 2080/81, Citizens Bank International Limited reported net cash flow from operating activities (a) of Rs. 633.45 crore, net cash flow from investing activities (b) of Rs. 662.15 crore, net cash flow from financing activities (c) of Rs. 167.23 crore, net increase/(decrease) in cash and cash equivalents of Rs. 138.54 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 977.21 crore and cash and cash equivalents at ashadh end of Rs. 1,115.74 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,824.35 crore, fees and other income received of Rs. 137.82 crore, dividend received of Rs. 1.98 crore, receipts from other operating activities of Rs. 20.62 crore, interest paid of Rs. 1,338.5 crore, commission and fees paid of Rs. 15.47 crore, cash payment to employees of Rs. 179.24 crore, other expense paid of Rs. 100.68 crore, operating cash flows before changes in operating assets and liabilities of Rs. 350.87 crore, due from nepal rastra bank of Rs. 2.48 crore, placement with banks and financial institutions of Rs. 48.36 crore, other trading assets of Rs. 1.82 crore, loan and advances to banks and financial institutions of Rs. 68.95 crore, loan and advances to customers of Rs. 1,624.19 crore, other assets of Rs. 120.15 crore, due to banks and financial institutions of Rs. 127.67 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2,059.12 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 72.72 crore, net cash flow from operating activities before tax paid of Rs. 728.67 crore and income taxes paid of Rs. 95.22 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 760 crore, receipts from sale of investment securities of Rs. 8.21 crore, purchase of property and equipment of Rs. 90.11 crore, receipt from sale of property and equipment of Rs. 2.02 crore, purchase of intangible assets of Rs. 2.81 crore, receipt from sale of investment properties of Rs. 3.99 crore, interest received of Rs. 173.93 crore and dividend received of Rs. 2.63 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 300 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 84.29 crore, interest paid of Rs. 48.26 crore and other receipt/payment of Rs. 0.21 crore.
CZBIL cash flow for 2079/80
In the financial year 2079/80, Citizens Bank International Limited reported net cash flow from operating activities (a) of Rs. 722.75 crore, net cash flow from investing activities (b) of Rs. 61.95 crore, net cash flow from financing activities (c) of Rs. 151.31 crore, net increase/(decrease) in cash and cash equivalents of Rs. 812.1 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,789.31 crore and cash and cash equivalents at ashadh end of Rs. 977.21 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,847.82 crore, fees and other income received of Rs. 104.18 crore, dividend received of Rs. 2.11 crore, receipts from other operating activities of Rs. 16.97 crore, interest paid of Rs. 1,459.83 crore, commission and fees paid of Rs. 13.72 crore, cash payment to employees of Rs. 180.89 crore, other expense paid of Rs. 100.47 crore, operating cash flows before changes in operating assets and liabilities of Rs. 216.16 crore, due from nepal rastra bank of Rs. 243.65 crore, placement with banks and financial institutions of Rs. 100.28 crore, other trading assets of Rs. 11.45 crore, loan and advances to banks and financial institutions of Rs. 78.92 crore, loan and advances to customers of Rs. 911.98 crore, other assets of Rs. 80.46 crore, due to banks and financial institutions of Rs. 34.83 crore, due to nepal rastra bank of Rs. 1,107.03 crore, deposit from customers of Rs. 1,583.2 crore, borrowings of Rs. 11.3 crore, other liabilities of Rs. 44.94 crore, net cash flow from operating activities before tax paid of Rs. 644.74 crore and income taxes paid of Rs. 78 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 55.3 crore, receipts from sale of investment securities of Rs. 2.87 crore, purchase of property and equipment of Rs. 37.89 crore, receipt from sale of property and equipment of Rs. 4.28 crore, purchase of intangible assets of Rs. 0.88 crore, receipt from sale of investment properties of Rs. 1.98 crore, interest received of Rs. 145.95 crore and dividend received of Rs. 0.95 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 124.9 crore, interest paid of Rs. 25.63 crore and other receipt/payment of Rs. 0.78 crore.
CZBIL quarterly for Q3 2082/83
In the quarter Q3 2082/83, Citizens Bank International Limited reported net interest income of Rs. 152.86 crore, net fee and commission income of Rs. 32.74 crore, net trading income of Rs. 17.57 crore, other operating income of Rs. 4.27 crore, total operating income of Rs. 207.43 crore, impairment charge/(reversal) of Rs. 34.63 crore, net operating income of Rs. 242.07 crore, operating expenses of Rs. 105.48 crore, operating profit of Rs. 136.58 crore, non-operating income/(expense) of Rs. 0.12 crore, profit before income tax of Rs. 136.71 crore, income tax expense of Rs. 40.86 crore and profit for the year of Rs. 95.85 crore.
Reported under net interest income: interest income of Rs. 354.79 crore and interest expense of Rs. 201.92 crore. Reported under net fee and commission income: fee and commission income of Rs. 37.95 crore and fee and commission expense of Rs. 5.21 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 69.53 crore, other operating expenses of Rs. 25.55 crore and depreciation & amortisation of Rs. 10.4 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.12 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 28.82 crore and deferred tax of Rs. 12.04 crore.
CZBIL quarterly for Q2 2082/83
In the quarter Q2 2082/83, Citizens Bank International Limited reported net interest income of Rs. 148.09 crore, net fee and commission income of Rs. 29.38 crore, net trading income of Rs. 13.96 crore, other operating income of Rs. 2.14 crore, total operating income of Rs. 193.57 crore, impairment charge/(reversal) of Rs. 9.53 crore, net operating income of Rs. 184.04 crore, operating expenses of Rs. 94.67 crore, operating profit of Rs. 89.37 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 89.37 crore, income tax expense of Rs. 30.38 crore and profit for the year of Rs. 58.99 crore.
Reported under net interest income: interest income of Rs. 366.33 crore and interest expense of Rs. 218.24 crore. Reported under net fee and commission income: fee and commission income of Rs. 34.2 crore and fee and commission expense of Rs. 4.82 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 57.91 crore, other operating expenses of Rs. 26.62 crore and depreciation & amortisation of Rs. 10.14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 34.14 crore and deferred tax of Rs. 3.76 crore.
CZBIL quarterly for Q1 2082/83
In the quarter Q1 2082/83, Citizens Bank International Limited reported net interest income of Rs. 166.83 crore, net fee and commission income of Rs. 37.52 crore, net trading income of Rs. 8.8 crore, other operating income of Rs. 9.75 crore, total operating income of Rs. 222.9 crore, impairment charge/(reversal) of Rs. 173.75 crore, net operating income of Rs. 49.15 crore, operating expenses of Rs. 86.26 crore, operating profit of Rs. 37.1 crore, non-operating income/(expense) of Rs. 1.09 crore, profit before income tax of Rs. 36.01 crore, income tax expense of Rs. 14.04 crore and profit for the year of Rs. 21.97 crore.
Reported under net interest income: interest income of Rs. 406.84 crore and interest expense of Rs. 240.01 crore. Reported under net fee and commission income: fee and commission income of Rs. 41.41 crore and fee and commission expense of Rs. 3.89 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 52.58 crore, other operating expenses of Rs. 23.29 crore and depreciation & amortisation of Rs. 10.38 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.09 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 39.77 crore and deferred tax of Rs. 53.81 crore.
CZBIL quarterly for Q4 2081/82
In the quarter Q4 2081/82, Citizens Bank International Limited reported net interest income of Rs. 162.1 crore, net fee and commission income of Rs. 44.65 crore, net trading income of Rs. 11.76 crore, other operating income of Rs. 2.14 crore, total operating income of Rs. 220.66 crore, impairment charge/(reversal) of Rs. 51.22 crore, net operating income of Rs. 169.45 crore, operating expenses of Rs. 98.37 crore, operating profit of Rs. 71.07 crore, non-operating income/(expense) of Rs. 18.04 crore, profit before income tax of Rs. 53.03 crore, income tax expense of Rs. 17.05 crore and profit for the year of Rs. 35.99 crore.
Reported under net interest income: interest income of Rs. 417.74 crore and interest expense of Rs. 255.64 crore. Reported under net fee and commission income: fee and commission income of Rs. 49.84 crore and fee and commission expense of Rs. 5.19 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 53.69 crore, other operating expenses of Rs. 32.14 crore and depreciation & amortisation of Rs. 12.54 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.14 crore and non-operating expense of Rs. 18.18 crore. Reported under income tax expense: current tax of Rs. 35.16 crore and deferred tax of Rs. 18.11 crore.
CZBIL Profit & Loss
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|
| Net Interest Income | 643 | 577 | 588 | 501 | 367 | 291 |
|---|
| Interest Income | 1,737 | 1,974 | 2,069 | 1,597 | 1,084 | 949 |
|---|
| Interest Expense | -1,094 | -1,397 | -1,482 | -1,096 | -717 | -658 |
|---|
| Net Fee and Commission Income | 145 | 118 | 90.8 | 90.2 | 78.3 | 55.6 |
|---|
| Fee and Commission Income | 163 | 134 | 105 | 103 | 86.1 | 61.5 |
|---|
| Fee and Commission Expense | -18.1 | -15.9 | -13.9 | -13.1 | -7.8 | -5.9 |
|---|
| Net Trading Income | 32.2 | 16.3 | 18.7 | 19.5 | 48.3 | 28.8 |
|---|
| Other Operating Income | 12.7 | 6.7 | 2.8 | 20.1 | 15.6 | 10.5 |
|---|
| Total Operating Income | 833 | 718 | 700 | 631 | 509 | 386 |
|---|
| Impairment Charge/(Reversal) | -268 | -173 | -122 | -55.2 | -39.4 | -64.0 |
|---|
| Net Operating Income | 565 | 545 | 578 | 576 | 470 | 322 |
|---|
| Operating Expenses | -356 | -333 | -314 | -302 | -214 | -167 |
|---|
| Operating Expense - Personnel Expenses | -207 | -201 | -191 | -180 | -125 | -94.4 |
|---|
| Other Operating Expenses | -109 | -96.2 | -90.6 | -80.5 | -65.0 | -50.9 |
|---|
| Depreciation & Amortisation | -40.3 | -35.0 | -33.0 | -41.6 | -24.7 | -21.4 |
|---|
| Operating Profit | 209 | 213 | 264 | 274 | 255 | 155 |
|---|
| Non-Operating Income/(Expense) | -17.2 | 0.07 | -6.6 | 11.6 | 12.2 | 15.9 |
|---|
| Non-Operating Income | 1.0 | 2.0 | 1.3 | 11.6 | 12.2 | 15.9 |
|---|
| Non-Operating Expense | -18.2 | -2.0 | -8.0 | 0.00 | 0.00 | 0.00 |
|---|
| Profit Before Income Tax | 192 | 213 | 257 | 286 | 267 | 171 |
|---|
| Income Tax Expense | -56.1 | -75.3 | -67.0 | -83.1 | -80.6 | -48.1 |
|---|
| Current Tax | -79.2 | -76.1 | -77.8 | -90.7 | -80.0 | -47.7 |
|---|
| Deferred Tax | 23.1 | 0.80 | 10.8 | 7.6 | -0.67 | -0.39 |
|---|
| Profit for the Year | 136 | 137 | 190 | 203 | 187 | 123 |
|---|
CZBIL Balance Sheet
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|
| Total Assets | 24,534 | 22,247 | 19,860 | 19,411 | 16,826 | 11,052 |
|---|
| Cash and Cash Equivalents | 1,144 | 1,116 | 977 | 1,789 | 1,157 | 1,085 |
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| Due from Nepal Rastra Bank | 811 | 668 | 670 | 427 | 380 | 243 |
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| Placement with Banks and FIs | 194 | 183 | 224 | 123 | 287 | 30.3 |
|---|
| Derivative Financial Instruments | 0.98 | 0.41 | 1.7 | 0.27 | 4.7 | 0.10 |
|---|
| Other Trading Assets | 57.7 | 43.4 | 51.8 | 54.1 | 76.0 | 13.7 |
|---|
| Loans and Advances to Banks and FIs | 125 | 182 | 251 | 330 | 325 | 153 |
|---|
| Loans and Advances to Customers | 16,886 | 15,328 | 13,983 | 13,128 | 11,891 | 7,898 |
|---|
| Investment Securities | 4,238 | 3,639 | 2,870 | 2,819 | 2,206 | 1,186 |
|---|
| Current Tax Assets | 21.4 | 45.5 | 28.6 | 34.7 | 29.0 | 15.5 |
|---|
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|---|
| Investment in Associates | 17.3 | 15.8 | 17.4 | 16.5 | 2.1 | 3.5 |
|---|
| Investment Property | 126 | 82.1 | 25.6 | 20.9 | 14.1 | 19.6 |
|---|
| Property and Equipment | 421 | 432 | 377 | 371 | 288 | 256 |
|---|
| Goodwill and Intangible Assets | 19.4 | 19.5 | 18.0 | 19.8 | 8.5 | 7.6 |
|---|
| Deferred Tax Assets | 33.1 | 10.2 | 12.3 | 1.6 | 0.00 | 0.00 |
|---|
| Other Assets | 439 | 483 | 352 | 276 | 157 | 141 |
|---|
| Total Liabilities | 22,243 | 20,086 | 17,758 | 17,372 | 14,920 | 9,697 |
|---|
| Due to Banks and FIs | 258 | 244 | 371 | 406 | 277 | 369 |
|---|
| Due to Nepal Rastra Bank | 4.1 | 0.00 | 0.00 | 1,107 | 121 | 56.8 |
|---|
| Deposits from Customers | 21,131 | 18,895 | 16,843 | 15,253 | 14,036 | 8,817 |
|---|
| Borrowings | 0.00 | 0.00 | 0.00 | 4.6 | 0.00 | 0.00 |
|---|
| Provisions | 0.53 | 0.53 | 0.53 | 0.53 | 0.53 | 0.53 |
|---|
| Deferred Tax Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 22.2 | 1.3 |
|---|
| Other Liabilities | 302 | 400 | 295 | 354 | 216 | 155 |
|---|
| Debt Securities Issued | 547 | 547 | 248 | 248 | 248 | 297 |
|---|
| Total Equity | 2,291 | 2,161 | 2,102 | 2,039 | 1,906 | 1,355 |
|---|
| Share Capital | 1,477 | 1,420 | 1,420 | 1,420 | 1,258 | 909 |
|---|
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.41 |
|---|
| Retained Earnings | 89.7 | 70.9 | 92.3 | 138 | 148 | 96.3 |
|---|
| Reserves | 714 | 660 | 580 | 472 | 490 | 340 |
|---|
| Non Controlling Interest | 10.4 | 10.2 | 9.8 | 8.8 | 11.1 | 9.5 |
|---|
CZBIL Cash Flow
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|
| Net Cash Flow from Operating Activities (A) | 503 | 633 | -723 | 1,373 | 709 | 49.6 |
|---|
| Interest Received | 1,604 | 1,824 | 1,848 | 1,466 | 967 | 851 |
|---|
| Fees and Other Income Received | 165 | 138 | 104 | 106 | 87.4 | 64.0 |
|---|
| Dividend Received | 1.5 | 2.0 | 2.1 | 9.6 | 0.00 | 0.01 |
|---|
| Receipts from Other Operating Activities | 29.3 | 20.6 | 17.0 | 42.2 | 45.1 | 34.8 |
|---|
| Interest Paid | -1,031 | -1,339 | -1,460 | -1,067 | -686 | -640 |
|---|
| Commission and Fees Paid | -17.8 | -15.5 | -13.7 | -12.9 | -7.3 | -5.8 |
|---|
| Cash Payment to Employees | -196 | -179 | -181 | -166 | -99.5 | -91.8 |
|---|
| Other Expense Paid | -127 | -101 | -100 | -80.1 | -64.7 | -48.7 |
|---|
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 427 | 351 | 216 | 298 | 242 | 163 |
|---|
| Due from Nepal Rastra Bank | -143 | 2.5 | -244 | -47.0 | 318 | 155 |
|---|
| Placement with Banks and Financial Institutions | -16.4 | 48.4 | -100 | 164 | -257 | 9.2 |
|---|
| Other Trading Assets | -3.9 | -1.8 | 11.4 | 12.0 | -44.5 | 50.6 |
|---|
| Loan and Advances to Banks and Financial Institutions | 56.7 | 69.0 | 78.9 | -5.3 | 2,035 | 8.5 |
|---|
| Loan and Advances to Customers | -1,932 | -1,624 | -912 | -1,315 | -4,026 | -1,228 |
|---|
| Other Assets | 60.4 | -120 | -80.5 | -105 | -1.6 | 29.6 |
|---|
| Due to Banks and Financial Institutions | 14.3 | -128 | -34.8 | 130 | -133 | -31.1 |
|---|
| Due to Nepal Rastra Bank | 4.1 | 0.00 | -1,107 | 986 | 47.6 | -64.5 |
|---|
| Deposit from Customers | 2,209 | 2,059 | 1,583 | 1,216 | 2,615 | 1,037 |
|---|
| Borrowings | -6.3 | 0.00 | -11.3 | 4.6 | 0.00 | 0.00 |
|---|
| Other Liabilities | -90.2 | 72.7 | -44.9 | 132 | 2.6 | -19.5 |
|---|
| Net Cash Flow from Operating Activities Before Tax Paid | 579 | 729 | -645 | 1,470 | 798 | 110 |
|---|
| Income Taxes Paid | -75.9 | -95.2 | -78.0 | -97.3 | -88.4 | -60.3 |
|---|
| Net Cash Flow from Investing Activities (B) | -406 | -662 | 62.0 | -670 | -792 | -69.0 |
|---|
| Purchase of Investment Securities | -609 | -760 | -55.3 | -689 | -887 | -92.7 |
|---|
| Receipts from Sale of Investment Securities | 43.0 | 8.2 | 2.9 | 6.9 | 9.0 | 4.5 |
|---|
| Purchase of Property and Equipment | -28.0 | -90.1 | -37.9 | -122 | -13.7 | -35.0 |
|---|
| Receipt from Sale of Property and Equipment | 1.5 | 2.0 | 4.3 | 5.3 | 1.5 | 0.27 |
|---|
| Purchase of Intangible Assets | -1.4 | -2.8 | -0.88 | -2.6 | -3.4 | -0.73 |
|---|
| Receipt from Sale of Investment Properties | 14.7 | 4.0 | 2.0 | 4.1 | 17.3 | 3.3 |
|---|
| Interest Received | 167 | 174 | 146 | 111 | 79.1 | 49.8 |
|---|
| Dividend Received | 6.8 | 2.6 | 0.95 | 16.3 | 5.8 | 1.4 |
|---|
| Net Cash Flow from Financing Activities (C) | -69.2 | 167 | -151 | -70.9 | -114 | 146 |
|---|
| Receipt from Issue of Debt Securities | 0.00 | 300 | 0.00 | 0.00 | 0.00 | 247 |
|---|
| Repayment of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | -50.0 | 0.00 |
|---|
| Receipt from Issue of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.4 |
|---|
| Dividends Paid | -13.0 | -84.3 | -125 | -44.5 | -27.7 | -94.3 |
|---|
| Interest Paid | -56.2 | -48.3 | -25.6 | -26.4 | -27.7 | -11.2 |
|---|
| Other Receipt/Payment | -0.02 | -0.21 | -0.78 | -0.01 | -8.1 | -0.10 |
|---|
| Net Increase/(Decrease) in Cash and Cash Equivalents | 28.1 | 139 | -812 | 632 | -196 | 127 |
|---|
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 1,116 | 977 | 1,789 | 1,157 | 1,353 | 958 |
|---|
| Cash and Cash Equivalents at Ashadh End | 1,144 | 1,116 | 977 | 1,789 | 1,157 | 1,085 |
|---|
CZBIL Quarterly Results
Values in Rs. Crore unless stated otherwise.
| Particulars | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|
| Net Interest Income | 153 | 148 | 167 | 162 | 168 | 158 | 150 | 144 | 143 | 140 | 146 |
|---|
| Interest Income | 355 | 366 | 407 | 418 | 425 | 433 | 457 | 476 | 481 | 494 | 520 |
|---|
| Interest Expense | -202 | -218 | -240 | -256 | -257 | -274 | -306 | -332 | -339 | -353 | -373 |
|---|
| Net Fee and Commission Income | 32.7 | 29.4 | 37.5 | 44.7 | 31.6 | 34.1 | 34.6 | 32.4 | 27.5 | 29.0 | 29.1 |
|---|
| Fee and Commission Income | 37.9 | 34.2 | 41.4 | 49.8 | 36.2 | 38.6 | 38.4 | 37.7 | 30.7 | 32.6 | 32.8 |
|---|
| Fee and Commission Expense | -5.2 | -4.8 | -3.9 | -5.2 | -4.6 | -4.5 | -3.8 | -5.3 | -3.2 | -3.6 | -3.7 |
|---|
| Net Trading Income | 17.6 | 14.0 | 8.8 | 11.8 | 7.6 | 4.6 | 8.2 | 9.4 | 3.3 | 4.9 | -1.3 |
|---|
| Other Operating Income | 4.3 | 2.1 | 9.8 | 2.1 | 0.05 | 1.4 | 7.7 | 1.7 | 1.7 | 0.20 | 2.9 |
|---|
| Total Operating Income | 207 | 194 | 223 | 221 | 207 | 198 | 201 | 188 | 175 | 174 | 177 |
|---|
| Impairment Charge/(Reversal) | 34.6 | -9.5 | -174 | -51.2 | -77.9 | -47.6 | -90.9 | -78.0 | -12.6 | -43.3 | -42.6 |
|---|
| Net Operating Income | 242 | 184 | 49.2 | 169 | 129 | 151 | 110 | 110 | 163 | 131 | 134 |
|---|
| Operating Expenses | -105 | -94.7 | -86.3 | -98.4 | -85.3 | -86.5 | -79.6 | -83.5 | -84.2 | -77.4 | -77.0 |
|---|
| Operating Expense - Personnel Expenses | -69.5 | -57.9 | -52.6 | -53.7 | -51.7 | -50.7 | -44.9 | -44.2 | -52.5 | -47.5 | -46.8 |
|---|
| Other Operating Expenses | -25.6 | -26.6 | -23.3 | -32.1 | -24.3 | -26.5 | -25.5 | -30.0 | -23.1 | -21.5 | -21.8 |
|---|
| Depreciation & Amortisation | -10.4 | -10.1 | -10.4 | -12.5 | -9.3 | -9.2 | -9.1 | -9.4 | -8.7 | -8.5 | -8.5 |
|---|
| Operating Profit | 137 | 89.4 | -37.1 | 71.1 | 43.8 | 64.2 | 30.1 | 26.0 | 78.3 | 53.6 | 57.2 |
|---|
| Non-Operating Income/(Expense) | 0.12 | 0.00 | 1.1 | -18.0 | 0.29 | 0.11 | 0.49 | -1.2 | 0.27 | 0.44 | 0.61 |
|---|
| Non-Operating Income | 0.12 | 0.00 | 1.1 | 0.14 | 0.29 | 0.11 | 0.49 | 0.71 | 0.27 | 0.44 | 0.61 |
|---|
| Non-Operating Expense | 0.00 | 0.00 | 0.00 | -18.2 | 0.00 | 0.00 | 0.00 | -2.0 | 0.00 | 0.00 | 0.00 |
|---|
| Profit Before Income Tax | 137 | 89.4 | -36.0 | 53.0 | 44.1 | 64.3 | 30.6 | 24.8 | 78.6 | 54.0 | 57.8 |
|---|
| Income Tax Expense | -40.9 | -30.4 | 14.0 | -17.0 | -13.1 | -17.2 | -9.5 | -8.4 | -35.3 | -15.0 | -17.4 |
|---|
| Current Tax | -28.8 | -34.1 | -39.8 | -35.2 | -15.8 | -19.8 | -8.8 | -6.6 | -32.5 | -18.5 | -17.4 |
|---|
| Deferred Tax | -12.0 | 3.8 | 53.8 | 18.1 | 2.7 | 2.6 | -0.75 | -1.8 | -2.8 | 3.4 | 0.00 |
|---|
| Profit for the Year | 95.8 | 59.0 | -22.0 | 36.0 | 31.0 | 47.1 | 21.0 | 16.4 | 43.3 | 39.0 | 40.4 |
|---|
Citizens Bank International share price history
Over the last 15 trading sessions CZBIL closed between Rs. 192.00 and Rs. 214.30, finishing at Rs. 214.30 on 2026-09-22 against Rs. 194.90 on 2026-08-26.
| Date | Open | High | Low | Close | Volume |
|---|
| 2026-09-22 | 202.30 | 218.00 | 202.30 | 214.30 | 1,75,463 |
|---|
| 2026-09-18 | 218.10 | 218.10 | 205.00 | 212.90 | 1,97,396 |
|---|
| 2026-09-17 | 195.70 | 211.00 | 195.70 | 207.80 | 1,39,787 |
|---|
| 2026-09-16 | 210.00 | 210.00 | 200.00 | 205.40 | 64,343 |
|---|
| 2026-09-15 | 212.10 | 222.00 | 203.00 | 208.90 | 1,55,343 |
|---|
| 2026-09-14 | 200.00 | 202.00 | 197.20 | 202.00 | 32,466 |
|---|
| 2026-09-11 | 195.10 | 200.00 | 195.10 | 200.00 | 33,713 |
|---|
| 2026-09-10 | 190.30 | 199.90 | 190.30 | 197.00 | 25,004 |
|---|
| 2026-09-09 | 209.40 | 209.40 | 195.40 | 199.80 | 19,083 |
|---|
| 2026-09-07 | 198.80 | 201.00 | 197.00 | 199.50 | 44,539 |
|---|
| 2026-09-03 | 207.00 | 207.00 | 195.00 | 198.80 | 23,707 |
|---|
| 2026-09-02 | 195.00 | 198.80 | 194.00 | 197.20 | 18,119 |
|---|
| 2026-09-01 | 201.60 | 201.60 | 190.70 | 194.20 | 23,265 |
|---|
| 2026-08-31 | 192.20 | 194.70 | 192.00 | 192.00 | 16,973 |
|---|
| 2026-08-26 | 197.90 | 197.90 | 193.10 | 194.90 | 40,896 |
|---|
CZBIL share price by year
2026, between Rs. 185.00 and Rs. 238.60, 2025, between Rs. 183.00 and Rs. 228.67, 2024, between Rs. 139.65 and Rs. 271.06, 2023, between Rs. 145.51 and Rs. 205.13, 2022, between Rs. 160.26 and Rs. 296.06 and 2021, between Rs. 205.19 and Rs. 360.09.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|
| 2026 | 185.00 | 238.60 | 168 |
|---|
| 2025 | 183.00 | 228.67 | 225 |
|---|
| 2024 | 139.65 | 271.06 | 232 |
|---|
| 2023 | 145.51 | 205.13 | 227 |
|---|
| 2022 | 160.26 | 296.06 | 242 |
|---|
| 2021 | 205.19 | 360.09 | 239 |
|---|
| 2020 | 123.16 | 225.46 | 183 |
|---|
| 2019 | 133.67 | 177.17 | 244 |
|---|
| 2018 | 147.75 | 211.07 | 234 |
|---|
| 2017 | 195.59 | 284.45 | 230 |
|---|
| 2016 | 176.49 | 343.14 | 231 |
|---|
| 2015 | 107.65 | 206.99 | 216 |
|---|
Citizens Bank International share price returns
At Rs. 214.30 on 2026-09-22, CZBIL is up 2.58% over 1 week, up 6.30% over 1 month, up 9.17% over 3 months, down 6.42% over 6 months, up 10.10% over 1 year and down 35.32% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|
| 1 week | +2.58% | 208.90 | 2026-09-15 |
|---|
| 1 month | +6.30% | 201.60 | 2026-08-21 |
|---|
| 3 months | +9.17% | 196.30 | 2026-06-24 |
|---|
| 6 months | -6.42% | 229.00 | 2026-03-26 |
|---|
| 1 year | +10.10% | 194.65 | 2025-09-21 |
|---|
| 5 years | -35.32% | 331.30 | 2021-09-23 |
|---|
CZBIL floorsheet for 2026-09-22
CZBIL traded 437 times on 2026-09-22, moving 1,72,807 shares for Rs. 3.72 crore of turnover. Trades went through between Rs. 202.30 and Rs. 218.00.
Largest buyers by volume: broker 41, Linch Stock Market Limited on 18,071 shares across 35 trades, broker 5, Market Securities Exchange Company Pvt. Limited on 17,900 shares across 39 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 16,410 shares across 12 trades, broker 17, ABC Securities Pvt. Limited on 12,949 shares across 37 trades, broker 34, Vision Securities Pvt.Limited on 12,505 shares across 29 trades, broker 16, Primo Securities Pvt. Limited on 11,194 shares across 7 trades, broker 58, Naasa Securities Co. Ltd. on 9,393 shares across 30 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 7,628 shares across 22 trades, broker 49, Online Securities Limited on 7,133 shares across 16 trades and broker 32, Premier Securites Company Limited on 7,050 shares across 7 trades.
Largest sellers by volume: broker 42, Sani Securities Company Limited on 16,403 shares across 28 trades, broker 16, Primo Securities Pvt. Limited on 16,297 shares across 7 trades, broker 3, Arun Securities Pvt. Limited on 14,000 shares across 5 trades, broker 58, Naasa Securities Co. Ltd. on 10,321 shares across 40 trades, broker 14, Nepal Stock House Pvt. Limited on 9,873 shares across 16 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 9,137 shares across 9 trades, broker 45, Imperial Securities Co. Limited on 9,113 shares across 17 trades, broker 49, Online Securities Limited on 6,495 shares across 20 trades, broker 34, Vision Securities Pvt.Limited on 6,372 shares across 23 trades and broker 89, Global IME Securities Limited on 6,119 shares across 23 trades.
CZBIL dividend history: bonus shares and cash dividend
Citizens Bank International Limited most recently declared a 3.8% bonus share issue for 2082/2083, announced on 2026-09-18. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|
| 2082/2083 | 3.8% | | 2026-09-18 |
| 2081/2082 | 5% | | 2025-11-05 |
| 2080/2081 | 4% | | 2024-10-09 |
| 2079/2080 | | 5.79% | 2023-09-21 |
| 2078/2079 | | 9% | 2022-09-28 |
For 2082/2083 Citizens Bank International Limited declared a 3.8% bonus share issue, announced on 2026-09-18.
For 2081/2082 Citizens Bank International Limited declared a 5% bonus share issue, announced on 2025-11-05.
For 2080/2081 Citizens Bank International Limited declared a 4% bonus share issue, announced on 2024-10-09.
For 2079/2080 Citizens Bank International Limited declared a 5.79% cash dividend, announced on 2023-09-21.
For 2078/2079 Citizens Bank International Limited declared a 9% cash dividend, announced on 2022-09-28.
CZBIL general meetings
Annual and special general meetings Citizens Bank International Limited has called. A dividend is declared by the board and approved at the AGM.
- 8th SGM for 2082/2083: on 2026-06-17, at Bank's Head Office Building, Narayanhiti Path, Durbarmarg, Kathmandu or Virtual method via Zoom (9:00 AM)
- 19th AGM for 2081/2082: on 2025-11-28, at Anupam Foodland and Banquet, Battisputali, Kathmandu (11:00 AM)
- 18th AGM for 2080/2081: on 2024-10-28, at Amritbhog, Kalikasthan, Dillibazar, Kathmandu (9:00 AM)
6 years of annual statements and 11 quarters of results for CZBIL, with charts and peer comparison, are free on NepView.
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