NMB Bank (NMB) share price is Rs. 260.20, up 1.25% on 2026-10-12. Open Rs. 265.00. High Rs. 265.00. Low Rs. 256.00. Volume 182,298.
NMB Bank Limited is a NEPSE-listed company (NMB), Commercial Banks sector. Revenue: Rs. 1,408.08 Crore. Net profit: Rs. 428.08 Crore. Net worth: Rs. 3,338.54 Crore.
NMB Bank Limited is a Kathmandu-based class A commercial bank with its head office at NMB Bhawan, Babarmahal. It began in 1996 as a finance company and was upgraded to a commercial bank in 2008, taking its present shape in 2015 through a five-way merger with Bhrikuti Development Bank, Pathibhara Bikas Bank, Prudential Finance and Clean Energy Development Bank. The Netherlands development finance company FMO became its single largest shareholder in September 2016, and NMB acquired Om Development Bank in September 2019. It consolidates subsidiaries, so Group and Bank figures differ.
NMB Bank Limited (NMB) has 19,28,50,410 shares outstanding. It listed on NEPSE in 2015. Its most recent declared dividend was 5.00% on face value.
Company website: www.nmb.com.np.
| Market Cap | Rs. 5,017.97 Crore |
|---|---|
| P/E Ratio | 16.38 |
| P/E Ratio (TTM) | 11.72 |
| EPS | Rs. 15.88 |
| EPS (TTM) | Rs. 22.20 |
| Book Value | Rs. 173.12 |
| Dividend Yield | 1.92% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 272.00 |
| 52 Week Low | Rs. 220.29 |
| Listed Since | 2015 |
What NMB Bank Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q4 2082/83 NMB Bank Limited reported profit of Rs. 141.07 crore and total operating income of Rs. 319.76 crore. Profit in Q3 2082/83 was Rs. 112.75 crore. Profit grew 25.12% on the previous quarter. Total operating income fell 16.96% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 100.35 crore. Profit grew 40.58% on the same quarter last year. Total operating income grew 26.57% on the same quarter last year.
For the financial year 2082/83 NMB Bank Limited reported net profit of Rs. 428.08 crore, total operating income of Rs. 1,408.08 crore and net worth of Rs. 3,338.54 crore. Net profit in 2081/82 was Rs. 306.33 crore. Net profit grew 39.74% on the year. Total operating income grew 19.89% on the year.
In the financial year 2082/83, NMB Bank Limited reported net interest income of Rs. 1,009.38 crore, net fee and commission income of Rs. 298 crore, net trading income of Rs. 68.14 crore, other operating income of Rs. 32.55 crore, total operating income of Rs. 1,408.08 crore, impairment charge/(reversal) of Rs. 243.55 crore, net operating income of Rs. 1,164.53 crore, operating expenses of Rs. 515.91 crore, operating profit of Rs. 648.62 crore, non-operating income/(expense) of Rs. 37.08 crore, profit before income tax of Rs. 611.54 crore, income tax expense of Rs. 183.46 crore and profit for the year of Rs. 428.08 crore.
Reported under net interest income: interest income of Rs. 2,197.93 crore and interest expense of Rs. 1,188.54 crore. Reported under net fee and commission income: fee and commission income of Rs. 322.12 crore and fee and commission expense of Rs. 24.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 344.46 crore, other operating expenses of Rs. 130.5 crore and depreciation & amortisation of Rs. 40.95 crore. Reported under non-operating income/(expense): non-operating income of Rs. 12.08 crore and non-operating expense of Rs. 49.17 crore. Reported under income tax expense: current tax of Rs. 189.58 crore and deferred tax of Rs. 6.12 crore.
In the financial year 2081/82, NMB Bank Limited reported net interest income of Rs. 848.55 crore, net fee and commission income of Rs. 253.13 crore, net trading income of Rs. 40.53 crore, other operating income of Rs. 32.28 crore, total operating income of Rs. 1,174.48 crore, impairment charge/(reversal) of Rs. 168.31 crore, net operating income of Rs. 1,006.18 crore, operating expenses of Rs. 505.95 crore, operating profit of Rs. 500.23 crore, non-operating income/(expense) of Rs. 65.11 crore, profit before income tax of Rs. 435.12 crore, income tax expense of Rs. 128.79 crore and profit for the year of Rs. 306.33 crore.
Reported under net interest income: interest income of Rs. 2,292.82 crore and interest expense of Rs. 1,444.27 crore. Reported under net fee and commission income: fee and commission income of Rs. 277.33 crore and fee and commission expense of Rs. 24.21 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 336.72 crore, other operating expenses of Rs. 126.15 crore and depreciation & amortisation of Rs. 43.08 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.76 crore and non-operating expense of Rs. 65.87 crore. Reported under income tax expense: current tax of Rs. 134.2 crore and deferred tax of Rs. 5.41 crore.
In the financial year 2080/81, NMB Bank Limited reported net interest income of Rs. 757.4 crore, net fee and commission income of Rs. 200.78 crore, net trading income of Rs. 25.32 crore, other operating income of Rs. 20.36 crore, total operating income of Rs. 1,003.86 crore, impairment charge/(reversal) of Rs. 204.91 crore, net operating income of Rs. 798.95 crore, operating expenses of Rs. 468.39 crore, operating profit of Rs. 330.56 crore, non-operating income/(expense) of Rs. 2.16 crore, profit before income tax of Rs. 328.41 crore, income tax expense of Rs. 104.43 crore and profit for the year of Rs. 223.97 crore.
Reported under net interest income: interest income of Rs. 2,628.93 crore and interest expense of Rs. 1,871.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 220.11 crore and fee and commission expense of Rs. 19.33 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 293.9 crore, other operating expenses of Rs. 125.99 crore and depreciation & amortisation of Rs. 48.5 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.34 crore and non-operating expense of Rs. 2.5 crore. Reported under income tax expense: current tax of Rs. 106.77 crore and deferred tax of Rs. 2.33 crore.
In the financial year 2081/82, NMB Bank Limited reported total assets of Rs. 37,059.74 crore, total liabilities of Rs. 33,721.19 crore and total equity of Rs. 3,338.54 crore.
Reported under total assets: cash and cash equivalents of Rs. 4,699.58 crore, due from nepal rastra bank of Rs. 1,651.91 crore, placement with banks and fis of Rs. 1,030.44 crore, derivative financial instruments of Rs. 868.14 crore, other trading assets of Rs. 14.05 crore, loans and advances to banks and fis of Rs. 881.68 crore, loans and advances to customers of Rs. 23,519.64 crore, investment securities of Rs. 3,307.51 crore, current tax assets of Rs. 17.03 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 178.42 crore, property and equipment of Rs. 391.08 crore, goodwill and intangible assets of Rs. 13.14 crore, deferred tax assets of Rs. 32.78 crore and other assets of Rs. 454.33 crore. Reported under total liabilities: due to banks and fis of Rs. 602.95 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 869.56 crore, deposits from customers of Rs. 28,011.75 crore, borrowings of Rs. 664.17 crore, provisions of Rs. 0.62 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 2,333.7 crore and debt securities issued of Rs. 1,238.46 crore. Reported under total equity: share capital of Rs. 1,836.67 crore, share premium of Rs. 3.72 crore, retained earnings of Rs. 240.1 crore, reserves of Rs. 1,209.14 crore and non controlling interest of Rs. 48.91 crore.
In the financial year 2080/81, NMB Bank Limited reported total assets of Rs. 29,898.58 crore, total liabilities of Rs. 26,900.75 crore and total equity of Rs. 2,997.84 crore.
Reported under total assets: cash and cash equivalents of Rs. 2,339.84 crore, due from nepal rastra bank of Rs. 1,473.5 crore, placement with banks and fis of Rs. 303.58 crore, derivative financial instruments of Rs. 758.39 crore, other trading assets of Rs. 20.26 crore, loans and advances to banks and fis of Rs. 590.62 crore, loans and advances to customers of Rs. 19,962.03 crore, investment securities of Rs. 3,425.86 crore, current tax assets of Rs. 15.48 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 85.14 crore, property and equipment of Rs. 391.37 crore, goodwill and intangible assets of Rs. 15.3 crore, deferred tax assets of Rs. 42.29 crore and other assets of Rs. 474.92 crore. Reported under total liabilities: due to banks and fis of Rs. 316.32 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 771.08 crore, deposits from customers of Rs. 22,505.17 crore, borrowings of Rs. 1,271.92 crore, provisions of Rs. 0.62 crore, deferred tax liabilities of Rs. 0.25 crore, other liabilities of Rs. 797.18 crore and debt securities issued of Rs. 1,238.2 crore. Reported under total equity: share capital of Rs. 1,836.67 crore, share premium of Rs. 3.72 crore, retained earnings of Rs. 31.88 crore, reserves of Rs. 1,079.66 crore and non controlling interest of Rs. 45.9 crore.
In the financial year 2079/80, NMB Bank Limited reported total assets of Rs. 29,134.09 crore, total liabilities of Rs. 26,175.76 crore and total equity of Rs. 2,958.33 crore.
Reported under total assets: cash and cash equivalents of Rs. 2,471.18 crore, due from nepal rastra bank of Rs. 1,508.65 crore, placement with banks and fis of Rs. 75.58 crore, derivative financial instruments of Rs. 1,085.01 crore, other trading assets of Rs. 11.75 crore, loans and advances to banks and fis of Rs. 599.74 crore, loans and advances to customers of Rs. 19,280.38 crore, investment securities of Rs. 3,292.09 crore, current tax assets of Rs. 6.34 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 69.77 crore, property and equipment of Rs. 274.69 crore, goodwill and intangible assets of Rs. 18.4 crore, deferred tax assets of Rs. 45.35 crore and other assets of Rs. 395.15 crore. Reported under total liabilities: due to banks and fis of Rs. 273.73 crore, due to nepal rastra bank of Rs. 328.6 crore, derivative financial instruments of Rs. 1,106.03 crore, deposits from customers of Rs. 21,155.94 crore, borrowings of Rs. 1,526.24 crore, provisions of Rs. 0.16 crore, deferred tax liabilities of Rs. 1.05 crore, other liabilities of Rs. 556.16 crore and debt securities issued of Rs. 1,227.83 crore. Reported under total equity: share capital of Rs. 1,836.67 crore, share premium of Rs. 3.72 crore, retained earnings of Rs. 161.22 crore, reserves of Rs. 906.45 crore and non controlling interest of Rs. 50.26 crore.
In the financial year 2081/82, NMB Bank Limited reported net cash flow from operating activities (a) of Rs. 2,119.22 crore, net cash flow from investing activities (b) of Rs. 220.23 crore, net cash flow from financing activities (c) of Rs. 6.96 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2,346.4 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 2,339.84 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 13.34 crore and cash and cash equivalents at ashadh end of Rs. 4,699.58 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,094.92 crore, fees and other income received of Rs. 308.79 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 41.98 crore, interest paid of Rs. 1,455.45 crore, commission and fees paid of Rs. 23.99 crore, cash payment to employees of Rs. 264.75 crore, other expense paid of Rs. 171.41 crore, operating cash flows before changes in operating assets and liabilities of Rs. 530.09 crore, due from nepal rastra bank of Rs. 178.41 crore, placement with banks and financial institutions of Rs. 722.87 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 341.88 crore, loan and advances to customers of Rs. 3,673.64 crore, other assets of Rs. 5.25 crore, due to banks and financial institutions of Rs. 286.63 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 5,492.5 crore, borrowings of Rs. 662.15 crore, other liabilities of Rs. 1,519.83 crore, net cash flow from operating activities before tax paid of Rs. 2,244.86 crore and income taxes paid of Rs. 125.64 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,25,228.37 crore, receipts from sale of investment securities of Rs. 1,25,294.17 crore, purchase of property and equipment of Rs. 12.68 crore, receipt from sale of property and equipment of Rs. 32.44 crore, purchase of intangible assets of Rs. 1.35 crore, receipt from sale of intangible assets of Rs. 0.03 crore, purchase of investment properties of Rs. 93.28 crore, receipt from sale of investment properties of Rs. 1.57 crore, interest received of Rs. 221.19 crore and dividend received of Rs. 6.58 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore and other receipt/payment of Rs. 6.96 crore.
In the financial year 2080/81, NMB Bank Limited reported net cash flow from operating activities (a) of Rs. 484.19 crore, net cash flow from investing activities (b) of Rs. 340.06 crore, net cash flow from financing activities (c) of Rs. 2.66 crore, net increase/(decrease) in cash and cash equivalents of Rs. 141.47 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 2,471.18 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 10.12 crore and cash and cash equivalents at ashadh end of Rs. 2,339.84 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,265.89 crore, fees and other income received of Rs. 215.59 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 21.1 crore, interest paid of Rs. 1,778.56 crore, commission and fees paid of Rs. 31.12 crore, cash payment to employees of Rs. 225.21 crore, other expense paid of Rs. 162.5 crore, operating cash flows before changes in operating assets and liabilities of Rs. 305.19 crore, due from nepal rastra bank of Rs. 34.9 crore, placement with banks and financial institutions of Rs. 227.99 crore, other trading assets of Rs. 2.48 crore, loan and advances to banks and financial institutions of Rs. 102.75 crore, loan and advances to customers of Rs. 611.49 crore, other assets of Rs. 426.05 crore, due to banks and financial institutions of Rs. 42.59 crore, due to nepal rastra bank of Rs. 33.7 crore, deposit from customers of Rs. 1,389.64 crore, borrowings of Rs. 326.22 crore, other liabilities of Rs. 240.69 crore, net cash flow from operating activities before tax paid of Rs. 194.11 crore and income taxes paid of Rs. 290.08 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 32,234.53 crore, receipts from sale of investment securities of Rs. 32,327.01 crore, purchase of property and equipment of Rs. 31.68 crore, receipt from sale of property and equipment of Rs. 2.64 crore, purchase of intangible assets of Rs. 2.25 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 24.18 crore, receipt from sale of investment properties of Rs. 8.81 crore, interest received of Rs. 287.51 crore and dividend received of Rs. 6.74 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore and other receipt/payment of Rs. 2.66 crore.
In the financial year 2079/80, NMB Bank Limited reported net cash flow from operating activities (a) of Rs. 695.23 crore, net cash flow from investing activities (b) of Rs. 164.56 crore, net cash flow from financing activities (c) of Rs. 272.62 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,132.41 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,332.87 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 5.91 crore and cash and cash equivalents at ashadh end of Rs. 2,471.18 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,353.34 crore, fees and other income received of Rs. 203.82 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 27.3 crore, interest paid of Rs. 1,927.18 crore, commission and fees paid of Rs. 28.47 crore, cash payment to employees of Rs. 230.62 crore, other expense paid of Rs. 125.78 crore, operating cash flows before changes in operating assets and liabilities of Rs. 272.42 crore, due from nepal rastra bank of Rs. 131.22 crore, placement with banks and financial institutions of Rs. 20.91 crore, other trading assets of Rs. 2.48 crore, loan and advances to banks and financial institutions of Rs. 119.2 crore, loan and advances to customers of Rs. 1,370.27 crore, other assets of Rs. 34.39 crore, due to banks and financial institutions of Rs. 116.68 crore, due to nepal rastra bank of Rs. 571.04 crore, deposit from customers of Rs. 2,502.95 crore, borrowings of Rs. 149.94 crore, other liabilities of Rs. 45.62 crore, net cash flow from operating activities before tax paid of Rs. 838.12 crore and income taxes paid of Rs. 142.88 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 4,121.78 crore, receipts from sale of investment securities of Rs. 4,121.1 crore, purchase of property and equipment of Rs. 28.06 crore, receipt from sale of property and equipment of Rs. 1.94 crore, purchase of intangible assets of Rs. 0.88 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 40.52 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 221.16 crore and dividend received of Rs. 11.61 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 400 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 20 crore, dividends paid of Rs. 151.53 crore and other receipt/payment of Rs. 4.14 crore.
In the quarter Q4 2082/83, NMB Bank Limited reported net interest income of Rs. 225.25 crore, net fee and commission income of Rs. 71.97 crore, net trading income of Rs. 15.13 crore, other operating income of Rs. 7.41 crore, total operating income of Rs. 319.76 crore, impairment charge/(reversal) of Rs. 9.35 crore, net operating income of Rs. 310.41 crore, operating expenses of Rs. 113.56 crore, operating profit of Rs. 196.85 crore, non-operating income/(expense) of Rs. 8.85 crore, profit before income tax of Rs. 205.7 crore, income tax expense of Rs. 64.63 crore and profit for the year of Rs. 141.07 crore.
Reported under net interest income: interest income of Rs. 534.28 crore and interest expense of Rs. 309.03 crore. Reported under net fee and commission income: fee and commission income of Rs. 74.97 crore and fee and commission expense of Rs. 3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 85.94 crore, other operating expenses of Rs. 4.25 crore and depreciation & amortisation of Rs. 23.37 crore. Reported under non-operating income/(expense): non-operating income of Rs. 7.87 crore and non-operating expense of Rs. 0.98 crore. Reported under income tax expense: current tax of Rs. 70.75 crore and deferred tax of Rs. 6.12 crore.
In the quarter Q3 2082/83, NMB Bank Limited reported net interest income of Rs. 277.26 crore, net fee and commission income of Rs. 73.1 crore, net trading income of Rs. 28.25 crore, other operating income of Rs. 6.43 crore, total operating income of Rs. 385.05 crore, impairment charge/(reversal) of Rs. 74.15 crore, net operating income of Rs. 310.9 crore, operating expenses of Rs. 123.64 crore, operating profit of Rs. 187.26 crore, non-operating income/(expense) of Rs. 27.93 crore, profit before income tax of Rs. 159.33 crore, income tax expense of Rs. 46.58 crore and profit for the year of Rs. 112.75 crore.
Reported under net interest income: interest income of Rs. 556.21 crore and interest expense of Rs. 278.95 crore. Reported under net fee and commission income: fee and commission income of Rs. 79.31 crore and fee and commission expense of Rs. 6.2 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 77.51 crore, other operating expenses of Rs. 40.38 crore and depreciation & amortisation of Rs. 5.76 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.05 crore and non-operating expense of Rs. 27.98 crore. Reported under income tax expense: current tax of Rs. 46.58 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, NMB Bank Limited reported net interest income of Rs. 243.68 crore, net fee and commission income of Rs. 69.16 crore, net trading income of Rs. 8.18 crore, other operating income of Rs. 11.15 crore, total operating income of Rs. 332.17 crore, impairment charge/(reversal) of Rs. 88.53 crore, net operating income of Rs. 243.64 crore, operating expenses of Rs. 138.15 crore, operating profit of Rs. 105.49 crore, non-operating income/(expense) of Rs. 0.99 crore, profit before income tax of Rs. 106.48 crore, income tax expense of Rs. 30.21 crore and profit for the year of Rs. 76.27 crore.
Reported under net interest income: interest income of Rs. 526.88 crore and interest expense of Rs. 283.2 crore. Reported under net fee and commission income: fee and commission income of Rs. 74.43 crore and fee and commission expense of Rs. 5.27 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 89.09 crore, other operating expenses of Rs. 43.32 crore and depreciation & amortisation of Rs. 5.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.07 crore and non-operating expense of Rs. 3.08 crore. Reported under income tax expense: current tax of Rs. 30.21 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, NMB Bank Limited reported net interest income of Rs. 263.19 crore, net fee and commission income of Rs. 83.76 crore, net trading income of Rs. 16.58 crore, other operating income of Rs. 7.57 crore, total operating income of Rs. 371.11 crore, impairment charge/(reversal) of Rs. 71.53 crore, net operating income of Rs. 299.57 crore, operating expenses of Rs. 140.56 crore, operating profit of Rs. 159.02 crore, non-operating income/(expense) of Rs. 18.99 crore, profit before income tax of Rs. 140.03 crore, income tax expense of Rs. 42.04 crore and profit for the year of Rs. 97.99 crore.
Reported under net interest income: interest income of Rs. 580.56 crore and interest expense of Rs. 317.37 crore. Reported under net fee and commission income: fee and commission income of Rs. 93.4 crore and fee and commission expense of Rs. 9.64 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 91.92 crore, other operating expenses of Rs. 42.56 crore and depreciation & amortisation of Rs. 6.08 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.09 crore and non-operating expense of Rs. 19.08 crore. Reported under income tax expense: current tax of Rs. 42.04 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 1,009 | 849 | 757 | 859 | 691 | 617 |
| Interest Income | 2,198 | 2,293 | 2,629 | 2,729 | 2,000 | 1,467 |
| Interest Expense | -1,189 | -1,444 | -1,872 | -1,869 | -1,309 | -851 |
| Net Fee and Commission Income | 298 | 253 | 201 | 183 | 174 | 134 |
| Fee and Commission Income | 322 | 277 | 220 | 212 | 196 | 148 |
| Fee and Commission Expense | -24.1 | -24.2 | -19.3 | -28.9 | -21.6 | -13.8 |
| Net Trading Income | 68.1 | 40.5 | 25.3 | 24.2 | 27.2 | 36.4 |
| Other Operating Income | 32.6 | 32.3 | 20.4 | 21.0 | 41.0 | 37.0 |
| Total Operating Income | 1,408 | 1,174 | 1,004 | 1,087 | 934 | 824 |
| Impairment Charge/(Reversal) | -244 | -168 | -205 | -152 | 2.6 | -41.0 |
| Net Operating Income | 1,165 | 1,006 | 799 | 936 | 936 | 783 |
| Operating Expenses | -516 | -506 | -468 | -456 | -435 | -357 |
| Operating Expense - Personnel Expenses | -344 | -337 | -294 | -298 | -281 | -233 |
| Other Operating Expenses | -131 | -126 | -126 | -103 | -124 | -96.1 |
| Depreciation & Amortisation | -40.9 | -43.1 | -48.5 | -55.8 | -30.5 | -28.0 |
| Operating Profit | 649 | 500 | 331 | 479 | 502 | 426 |
| Non-Operating Income/(Expense) | -37.1 | -65.1 | -2.2 | -6.7 | -4.4 | 2.5 |
| Non-Operating Income | 12.1 | 0.76 | 0.34 | 1.00 | 0.27 | 4.0 |
| Non-Operating Expense | -49.2 | -65.9 | -2.5 | -7.7 | -4.7 | -1.5 |
| Profit Before Income Tax | 612 | 435 | 328 | 473 | 497 | 428 |
| Income Tax Expense | -183 | -129 | -104 | -143 | -143 | -126 |
| Current Tax | -190 | -134 | -107 | -147 | -154 | -132 |
| Deferred Tax | 6.1 | 5.4 | 2.3 | 4.1 | 10.7 | 5.3 |
| Profit for the Year | 428 | 306 | 224 | 330 | 354 | 302 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 37,060 | 29,899 | 29,134 | 26,047 | 23,622 | 18,326 |
| Cash and Cash Equivalents | 4,700 | 2,340 | 2,471 | 1,333 | 1,444 | 1,226 |
| Due from Nepal Rastra Bank | 1,652 | 1,473 | 1,509 | 1,377 | 1,925 | 1,527 |
| Placement with Banks and FIs | 1,030 | 304 | 75.6 | 378 | 272 | 330 |
| Derivative Financial Instruments | 868 | 758 | 1,085 | 529 | 1,716 | 1,007 |
| Other Trading Assets | 14.1 | 20.3 | 11.7 | 2.5 | 0.27 | 26.7 |
| Loans and Advances to Banks and FIs | 882 | 591 | 600 | 592 | 519 | 467 |
| Loans and Advances to Customers | 23,520 | 19,962 | 19,280 | 17,954 | 15,511 | 11,833 |
| Investment Securities | 3,308 | 3,426 | 3,292 | 3,201 | 1,776 | 1,527 |
| Current Tax Assets | 17.0 | 15.5 | 6.3 | 5.4 | 9.9 | 6.8 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment Property | 178 | 85.1 | 69.8 | 29.5 | 9.8 | 8.0 |
| Property and Equipment | 391 | 391 | 275 | 182 | 177 | 179 |
| Goodwill and Intangible Assets | 13.1 | 15.3 | 18.4 | 23.2 | 12.1 | 12.7 |
| Deferred Tax Assets | 32.8 | 42.3 | 45.4 | 34.7 | 25.2 | 27.0 |
| Other Assets | 454 | 475 | 395 | 404 | 224 | 150 |
| Total Liabilities | 33,721 | 26,901 | 26,176 | 23,244 | 21,134 | 16,162 |
| Due to Banks and FIs | 603 | 316 | 274 | 208 | 196 | 315 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 329 | 900 | 760 | 483 |
| Derivative Financial Instruments | 870 | 771 | 1,106 | 535 | 1,713 | 1,001 |
| Deposits from Customers | 28,012 | 22,505 | 21,156 | 18,650 | 16,586 | 13,229 |
| Borrowings | 664 | 1,272 | 1,526 | 1,475 | 924 | 472 |
| Provisions | 0.62 | 0.62 | 0.16 | 0.16 | 0.17 | 0.21 |
| Deferred Tax Liabilities | 0.00 | 0.25 | 1.1 | 2.2 | 1.5 | 1.5 |
| Other Liabilities | 2,334 | 797 | 556 | 661 | 424 | 433 |
| Debt Securities Issued | 1,238 | 1,238 | 1,228 | 813 | 529 | 228 |
| Total Equity | 3,339 | 2,998 | 2,958 | 2,803 | 2,489 | 2,164 |
| Share Capital | 1,837 | 1,837 | 1,837 | 1,837 | 1,633 | 1,395 |
| Share Premium | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 | 15.7 |
| Retained Earnings | 240 | 31.9 | 161 | 201 | 287 | 198 |
| Reserves | 1,209 | 1,080 | 906 | 708 | 519 | 518 |
| Non Controlling Interest | 48.9 | 45.9 | 50.3 | 53.8 | 46.7 | 37.2 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 2,119 | -484 | 695 | 1,073 | -513 | 616 |
| Interest Received | 2,095 | 2,266 | 2,353 | 1,823 | 1,409 | 1,322 |
| Fees and Other Income Received | 309 | 216 | 204 | 183 | 146 | 107 |
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.63 | 0.00 | 0.18 |
| Receipts from Other Operating Activities | 42.0 | 21.1 | 27.3 | 34.8 | 33.3 | 49.0 |
| Interest Paid | -1,455 | -1,779 | -1,927 | -1,270 | -847 | -940 |
| Commission and Fees Paid | -24.0 | -31.1 | -28.5 | -21.6 | -13.8 | -10.7 |
| Cash Payment to Employees | -265 | -225 | -231 | -314 | -191 | -178 |
| Other Expense Paid | -171 | -162 | -126 | -122 | -91.7 | -98.6 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 530 | 305 | 272 | 315 | 446 | 250 |
| Due from Nepal Rastra Bank | -178 | 34.9 | -131 | 547 | -698 | -301 |
| Placement with Banks and Financial Institutions | -723 | -228 | -20.9 | 249 | -140 | 148 |
| Other Trading Assets | 0.00 | 2.5 | -2.5 | -2.3 | 26.4 | 7.4 |
| Loan and Advances to Banks and Financial Institutions | -342 | -103 | -119 | -71.1 | -38.1 | -75.8 |
| Loan and Advances to Customers | -3,674 | -611 | -1,370 | -2,509 | -3,184 | -804 |
| Other Assets | -5.2 | -426 | -34.4 | -97.0 | -132 | -13.4 |
| Due to Banks and Financial Institutions | 287 | 42.6 | 117 | -47.5 | -109 | 184 |
| Due to Nepal Rastra Bank | 0.00 | -33.7 | -571 | 140 | 371 | 94.0 |
| Deposit from Customers | 5,493 | 1,390 | 2,503 | 2,074 | 2,637 | 944 |
| Borrowings | -662 | -326 | 150 | 576 | 435 | 27.4 |
| Other Liabilities | 1,520 | -241 | 45.6 | 47.8 | 2.5 | 235 |
| Net Cash Flow from Operating Activities Before Tax Paid | 2,245 | -194 | 838 | 1,221 | -382 | 696 |
| Income Taxes Paid | -126 | -290 | -143 | -149 | -130 | -80.1 |
| Net Cash Flow from Investing Activities (B) | 220 | 340 | 165 | -1,409 | 318 | -599 |
| Purchase of Investment Securities | -1,25,228 | -32,235 | -4,122 | -3,326 | -465 | -1,408 |
| Receipts from Sale of Investment Securities | 1,25,294 | 32,327 | 4,121 | 1,835 | 703 | 750 |
| Purchase of Property and Equipment | -12.7 | -31.7 | -28.1 | -35.6 | -13.1 | -20.7 |
| Receipt from Sale of Property and Equipment | 32.4 | 2.6 | 1.9 | 12.0 | 3.3 | 1.8 |
| Purchase of Intangible Assets | -1.4 | -2.2 | -0.88 | -9.4 | -2.4 | -3.7 |
| Receipt from Sale of Intangible Assets | -0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Purchase of Investment Properties | -93.3 | -24.2 | -40.5 | -22.4 | -1.8 | 0.00 |
| Receipt from Sale of Investment Properties | 1.6 | 8.8 | 0.00 | 2.7 | 0.00 | 2.5 |
| Interest Received | 221 | 288 | 221 | 120 | 85.1 | 69.8 |
| Dividend Received | 6.6 | 6.7 | 11.6 | 14.2 | 8.8 | 8.9 |
| Net Cash Flow from Financing Activities (C) | 7.0 | 2.7 | 273 | 218 | 223 | -126 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 400 | 273 | 350 | 0.00 |
| Repayment of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | -50.0 | 0.00 |
| Receipt from Issue of Shares | 0.00 | 0.00 | 20.0 | 0.00 | 31.6 | 31.6 |
| Dividends Paid | 0.00 | 0.00 | -152 | -54.5 | -46.2 | -161 |
| Other Receipt/Payment | 7.0 | 2.7 | 4.1 | 0.00 | -62.7 | 3.5 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 2,346 | -141 | 1,132 | -118 | 27.7 | -110 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 2,340 | 2,471 | 1,333 | 1,444 | 1,407 | 1,327 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 13.3 | 10.1 | 5.9 | 6.8 | 9.1 | 9.6 |
| Cash and Cash Equivalents at Ashadh End | 4,700 | 2,340 | 2,471 | 1,333 | 1,444 | 1,226 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 225 | 277 | 244 | 263 | 171 | 235 | 236 | 209 | 188 | 179 | 157 | 234 |
| Interest Income | 534 | 556 | 527 | 581 | 529 | 577 | 585 | 605 | 610 | 641 | 662 | 716 |
| Interest Expense | -309 | -279 | -283 | -317 | -357 | -342 | -349 | -396 | -422 | -462 | -505 | -482 |
| Net Fee and Commission Income | 72.0 | 73.1 | 69.2 | 83.8 | 64.5 | 62.4 | 52.9 | 73.5 | 50.9 | 44.3 | 48.0 | 57.6 |
| Fee and Commission Income | 75.0 | 79.3 | 74.4 | 93.4 | 72.3 | 68.9 | 57.8 | 79.6 | 58.1 | 49.3 | 50.3 | 62.4 |
| Fee and Commission Expense | -3.0 | -6.2 | -5.3 | -9.6 | -7.8 | -6.4 | -4.9 | -6.1 | -7.2 | -5.0 | -2.3 | -4.8 |
| Net Trading Income | 15.1 | 28.2 | 8.2 | 16.6 | 4.7 | 13.4 | 8.4 | 9.5 | 4.7 | 8.3 | 6.5 | 5.8 |
| Other Operating Income | 7.4 | 6.4 | 11.1 | 7.6 | 12.2 | 5.3 | 7.1 | 7.2 | 0.03 | 3.7 | 8.9 | 7.8 |
| Total Operating Income | 320 | 385 | 332 | 371 | 253 | 316 | 305 | 300 | 244 | 235 | 220 | 305 |
| Impairment Charge/(Reversal) | -9.3 | -74.1 | -88.5 | -71.5 | 30.7 | -95.0 | -38.8 | 4.3 | -122 | 15.8 | -47.8 | -50.6 |
| Net Operating Income | 310 | 311 | 244 | 300 | 283 | 221 | 266 | 304 | 121 | 251 | 172 | 254 |
| Operating Expenses | -114 | -124 | -138 | -141 | -93.1 | -155 | -142 | -122 | -116 | -124 | -115 | -114 |
| Operating Expense - Personnel Expenses | -85.9 | -77.5 | -89.1 | -91.9 | -56.7 | -105 | -98.5 | -82.8 | -73.7 | -76.4 | -68.3 | -75.5 |
| Other Operating Expenses | -4.2 | -40.4 | -43.3 | -42.6 | -12.7 | -45.0 | -37.5 | -31.5 | -18.5 | -38.4 | -38.6 | -30.5 |
| Depreciation & Amortisation | -23.4 | -5.8 | -5.7 | -6.1 | -23.8 | -5.2 | -6.2 | -7.3 | -23.7 | -8.7 | -8.2 | -7.8 |
| Operating Profit | 197 | 187 | 105 | 159 | 190 | 66.0 | 123 | 182 | 5.4 | 128 | 57.2 | 140 |
| Non-Operating Income/(Expense) | 8.9 | -27.9 | 0.99 | -19.0 | -51.8 | -0.91 | -1.3 | -11.1 | 2.1 | -2.6 | -1.0 | -0.62 |
| Non-Operating Income | 7.9 | 0.05 | 4.1 | 0.09 | 0.61 | 0.08 | 0.06 | 0.01 | 0.29 | 0.05 | 0.00 | 0.00 |
| Non-Operating Expense | 0.98 | -28.0 | -3.1 | -19.1 | -52.4 | -1.00 | -1.3 | -11.1 | 1.8 | -2.6 | -1.0 | -0.62 |
| Profit Before Income Tax | 206 | 159 | 106 | 140 | 138 | 65.0 | 122 | 171 | 7.5 | 125 | 56.2 | 140 |
| Income Tax Expense | -64.6 | -46.6 | -30.2 | -42.0 | -38.0 | -23.9 | -35.0 | -51.4 | -7.7 | -37.9 | -16.2 | -42.6 |
| Current Tax | -70.8 | -46.6 | -30.2 | -42.0 | -42.1 | -23.9 | -35.0 | -51.4 | -10.1 | -37.9 | -16.2 | -42.6 |
| Deferred Tax | 6.1 | 0.00 | 0.00 | 0.00 | 4.1 | 0.00 | 0.00 | 0.00 | 2.3 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 141 | 113 | 76.3 | 98.0 | 100 | 41.2 | 87.2 | 120 | -0.23 | 87.1 | 40.0 | 97.1 |
Over the last 15 trading sessions NMB closed between Rs. 251.80 and Rs. 260.20, finishing at Rs. 260.20 on 2026-10-12 against Rs. 257.90 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 265.00 | 265.00 | 256.00 | 260.20 | 1,82,298 |
| 2026-10-09 | 262.00 | 262.00 | 251.10 | 257.00 | 1,95,029 |
| 2026-10-08 | 255.00 | 255.00 | 251.30 | 254.80 | 1,25,294 |
| 2026-10-07 | 265.00 | 265.00 | 249.00 | 255.20 | 1,42,472 |
| 2026-10-06 | 240.00 | 254.00 | 240.00 | 252.70 | 71,750 |
| 2026-10-05 | 250.10 | 254.00 | 248.30 | 251.80 | 98,808 |
| 2026-10-02 | 265.00 | 265.00 | 252.40 | 253.00 | 67,586 |
| 2026-10-01 | 254.00 | 257.00 | 254.00 | 255.50 | 1,07,408 |
| 2026-09-30 | 252.20 | 257.00 | 252.00 | 254.30 | 63,153 |
| 2026-09-29 | 255.00 | 258.00 | 254.10 | 257.00 | 97,465 |
| 2026-09-28 | 256.00 | 258.80 | 255.00 | 257.00 | 91,677 |
| 2026-09-24 | 266.30 | 266.30 | 251.30 | 257.10 | 78,733 |
| 2026-09-23 | 255.00 | 258.80 | 251.30 | 253.70 | 1,11,849 |
| 2026-09-22 | 258.20 | 262.00 | 256.00 | 259.00 | 1,40,317 |
| 2026-09-18 | 251.00 | 258.70 | 251.00 | 257.90 | 1,58,905 |
2026, between Rs. 230.00 and Rs. 272.00, 2025, between Rs. 219.05 and Rs. 269.52, 2024, between Rs. 154.29 and Rs. 285.71, 2023, between Rs. 183.33 and Rs. 255.43, 2022, between Rs. 214.86 and Rs. 369.14 and 2021, between Rs. 293.33 and Rs. 437.67.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 230.00 | 272.00 | 181 |
| 2025 | 219.05 | 269.52 | 225 |
| 2024 | 154.29 | 285.71 | 232 |
| 2023 | 183.33 | 255.43 | 227 |
| 2022 | 214.86 | 369.14 | 242 |
| 2021 | 293.33 | 437.67 | 239 |
| 2020 | 240.48 | 387.32 | 184 |
| 2019 | 185.74 | 251.99 | 133 |
| 2018 | 154.66 | 245.70 | 234 |
| 2017 | 202.14 | 331.84 | 230 |
| 2016 | 158.43 | 386.62 | 232 |
| 2015 | 148.14 | 212.12 | 32 |
At Rs. 260.20 on 2026-10-12, NMB is up 3.34% over 1 week, up 7.52% over 1 month, up 10.72% over 3 months, up 3.25% over 6 months, up 14.31% over 1 year and down 25.03% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +3.34% | 251.80 | 2026-10-05 |
| 1 month | +7.52% | 242.00 | 2026-09-11 |
| 3 months | +10.72% | 235.00 | 2026-07-14 |
| 6 months | +3.25% | 252.00 | 2026-04-15 |
| 1 year | +14.31% | 227.62 | 2025-10-12 |
| 5 years | -25.03% | 347.09 | 2021-10-11 |
NMB traded 444 times on 2026-10-12, moving 1,82,298 shares for Rs. 4.73 crore of turnover. Trades went through between Rs. 255.00 and Rs. 265.00.
Largest buyers by volume: broker 45, Imperial Securities Co. Limited on 47,191 shares across 51 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 18,279 shares across 28 trades, broker 14, Nepal Stock House Pvt. Limited on 12,555 shares across 33 trades, broker 32, Premier Securites Company Limited on 11,500 shares across 33 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 8,608 shares across 18 trades, broker 94, K.B.L. Securities Limited on 8,567 shares across 24 trades, broker 22, Siprabi Securities Pvt. Limited on 7,200 shares across 17 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 5,910 shares across 12 trades, broker 36, Secured Securities Limited on 5,600 shares across 6 trades and broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 4,983 shares across 7 trades.
Largest sellers by volume: broker 52, Sundhara Securities Limited on 28,471 shares across 14 trades, broker 17, ABC Securities Pvt. Limited on 22,691 shares across 31 trades, broker 49, Online Securities Limited on 16,265 shares across 23 trades, broker 46, Kalika Securities Pvt.Limited on 10,712 shares across 12 trades, broker 56, Sri Hari Securities Pvt.Ltd on 9,450 shares across 18 trades, broker 28, Shree Krishna Securities Limited on 8,394 shares across 19 trades, broker 34, Vision Securities Pvt.Limited on 6,787 shares across 9 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 5,823 shares across 13 trades, broker 42, Sani Securities Company Limited on 5,114 shares across 22 trades and broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 4,500 shares across 8 trades.
NMB Bank Limited most recently declared a 7% cash dividend for 2082/2083, announced on 2026-10-08. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2082/2083 | 7% | 2026-10-08 | |
| 2081/2082 | 5% | 5% | 2025-12-16 |
| 2078/2079 | 8.25% | 2022-12-16 |
For 2082/2083 NMB Bank Limited declared a 7% cash dividend, announced on 2026-10-08.
For 2081/2082 NMB Bank Limited declared a 5% bonus share issue and a 5% cash dividend, 10% in total, announced on 2025-12-16.
For 2078/2079 NMB Bank Limited declared an 8.25% cash dividend, announced on 2022-12-16.
Annual and special general meetings NMB Bank Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 12 quarters of results for NMB, with charts and peer comparison, are free on NepView.
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