Siddhartha Bank Limited (SBL) Share Price & Fundamentals

Siddhartha Bank (SBL) share price is Rs. 411.40, up 0.34% on 2026-10-12. Open Rs. 409.20. High Rs. 415.00. Low Rs. 409.20. Volume 92,533.

Siddhartha Bank Limited is a NEPSE-listed company (SBL), Commercial Banks sector. Revenue: Rs. 1,223.53 Crore. Net profit: Rs. 356.32 Crore. Net worth: Rs. 3,142.37 Crore.

About Siddhartha Bank Limited

Siddhartha Bank Limited (SBL) is a Kathmandu-based class A commercial bank licensed by Nepal Rastra Bank, which commenced operations on 25 December 2002. It merged with Business Universal Development Bank Limited in 2016, strengthening its capital base and branch network, and offers full commercial banking and remittance services through a nationwide branch and ATM network. The bank consolidates subsidiaries, so Group and Bank figures differ.

Siddhartha Bank Limited (SBL) has 14,79,44,792 shares outstanding. It listed on NEPSE in 2016. Its most recent declared dividend was 5.53% on face value.

Company website: www.siddharthabank.com.

SBL key metrics

Market CapRs. 6,086.45 Crore
P/E Ratio17.72
P/E Ratio (TTM)17.08
EPSRs. 23.21
EPS (TTM)Rs. 24.08
Book ValueRs. 212.40
Dividend Yield1.34%
Face ValueRs. 100.00
52 Week HighRs. 460.10
52 Week LowRs. 320.50
Listed Since2016

SBL strengths

What Siddhartha Bank Limited's own accounts show in its favour, graded against the rest of its sector.

SBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

SBL Q4 2082/83 results

In Q4 2082/83 Siddhartha Bank Limited reported profit of Rs. 150.65 crore and total operating income of Rs. 324.78 crore. Profit in Q3 2082/83 was Rs. 72.02 crore. Profit grew 109.17% on the previous quarter. Total operating income grew 10.87% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 174.71 crore. Profit fell 13.77% on the same quarter last year. Total operating income grew 6.36% on the same quarter last year.

SBL annual results 2082/83

For the financial year 2082/83 Siddhartha Bank Limited reported net profit of Rs. 356.32 crore, total operating income of Rs. 1,223.53 crore and net worth of Rs. 3,142.37 crore. Net profit in 2081/82 was Rs. 343.44 crore. Net profit grew 3.75% on the year. Total operating income grew 7.59% on the year.

SBL profit and loss for 2082/83

In the financial year 2082/83, Siddhartha Bank Limited reported net interest income of Rs. 906.11 crore, net fee and commission income of Rs. 204.27 crore, net trading income of Rs. 51.19 crore, other operating income of Rs. 61.97 crore, total operating income of Rs. 1,223.53 crore, impairment charge/(reversal) of Rs. 176.64 crore, net operating income of Rs. 1,046.89 crore, operating expenses of Rs. 523.07 crore, operating profit of Rs. 523.82 crore, non-operating income/(expense) of Rs. 6.3 crore, profit before income tax of Rs. 517.52 crore, income tax expense of Rs. 161.2 crore and profit for the year of Rs. 356.32 crore.

Reported under net interest income: interest income of Rs. 2,105.93 crore and interest expense of Rs. 1,199.82 crore. Reported under net fee and commission income: fee and commission income of Rs. 264.98 crore and fee and commission expense of Rs. 60.72 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 359.55 crore, other operating expenses of Rs. 114.52 crore and depreciation & amortisation of Rs. 49 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.04 crore and non-operating expense of Rs. 7.33 crore. Reported under income tax expense: current tax of Rs. 162.5 crore and deferred tax of Rs. 1.3 crore.

SBL profit and loss for 2081/82

In the financial year 2081/82, Siddhartha Bank Limited reported net interest income of Rs. 845.63 crore, net fee and commission income of Rs. 181.35 crore, net trading income of Rs. 43.87 crore, other operating income of Rs. 66.34 crore, total operating income of Rs. 1,137.19 crore, impairment charge/(reversal) of Rs. 137.53 crore, net operating income of Rs. 999.66 crore, operating expenses of Rs. 491.34 crore, operating profit of Rs. 508.32 crore, non-operating income/(expense) of Rs. 0.83 crore, profit before income tax of Rs. 509.15 crore, income tax expense of Rs. 165.71 crore and profit for the year of Rs. 343.44 crore.

Reported under net interest income: interest income of Rs. 2,232.48 crore and interest expense of Rs. 1,386.85 crore. Reported under net fee and commission income: fee and commission income of Rs. 229.99 crore and fee and commission expense of Rs. 48.64 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 330.56 crore, other operating expenses of Rs. 109.65 crore and depreciation & amortisation of Rs. 51.13 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.62 crore and non-operating expense of Rs. 0.79 crore. Reported under income tax expense: current tax of Rs. 166.89 crore and deferred tax of Rs. 1.17 crore.

SBL profit and loss for 2080/81

In the financial year 2080/81, Siddhartha Bank Limited reported net interest income of Rs. 796.05 crore, net fee and commission income of Rs. 155.31 crore, net trading income of Rs. 24.28 crore, other operating income of Rs. 37.19 crore, total operating income of Rs. 1,012.83 crore, impairment charge/(reversal) of Rs. 105.11 crore, net operating income of Rs. 907.71 crore, operating expenses of Rs. 452.2 crore, operating profit of Rs. 455.52 crore, non-operating income/(expense) of Rs. 0.87 crore, profit before income tax of Rs. 454.64 crore, income tax expense of Rs. 142.42 crore and profit for the year of Rs. 312.23 crore.

Reported under net interest income: interest income of Rs. 2,573.53 crore and interest expense of Rs. 1,777.48 crore. Reported under net fee and commission income: fee and commission income of Rs. 196.67 crore and fee and commission expense of Rs. 41.35 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 302.97 crore, other operating expenses of Rs. 100.41 crore and depreciation & amortisation of Rs. 48.82 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.13 crore and non-operating expense of Rs. 2 crore. Reported under income tax expense: current tax of Rs. 145.54 crore and deferred tax of Rs. 3.13 crore.

SBL balance sheet for 2081/82

In the financial year 2081/82, Siddhartha Bank Limited reported total assets of Rs. 33,931.91 crore, total liabilities of Rs. 30,789.54 crore and total equity of Rs. 3,142.37 crore.

Reported under total assets: cash and cash equivalents of Rs. 3,079.69 crore, due from nepal rastra bank of Rs. 1,487.58 crore, placement with banks and fis of Rs. 740.52 crore, derivative financial instruments of Rs. 1.6 crore, other trading assets of Rs. 25.04 crore, loans and advances to banks and fis of Rs. 809.81 crore, loans and advances to customers of Rs. 21,447.13 crore, investment securities of Rs. 5,488.9 crore, current tax assets of Rs. 23.27 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 72.56 crore, property and equipment of Rs. 321.94 crore, goodwill and intangible assets of Rs. 12.28 crore and other assets of Rs. 421.58 crore. Reported under total liabilities: due to banks and fis of Rs. 309.25 crore, due to nepal rastra bank of Rs. 39.19 crore, derivative financial instruments of Rs. 1.97 crore, deposits from customers of Rs. 28,000.45 crore, borrowings of Rs. 583.91 crore, deferred tax liabilities of Rs. 48.11 crore, other liabilities of Rs. 640.4 crore and debt securities issued of Rs. 1,166.26 crore. Reported under total equity: share capital of Rs. 1,409 crore, retained earnings of Rs. 195.11 crore, reserves of Rs. 1,513.31 crore and non controlling interest of Rs. 24.95 crore.

SBL balance sheet for 2080/81

In the financial year 2080/81, Siddhartha Bank Limited reported total assets of Rs. 29,775.24 crore, total liabilities of Rs. 26,927.04 crore and total equity of Rs. 2,848.2 crore.

Reported under total assets: cash and cash equivalents of Rs. 2,274.99 crore, due from nepal rastra bank of Rs. 945.38 crore, placement with banks and fis of Rs. 656.21 crore, derivative financial instruments of Rs. 0.5 crore, other trading assets of Rs. 19.76 crore, loans and advances to banks and fis of Rs. 576.78 crore, loans and advances to customers of Rs. 19,548.53 crore, investment securities of Rs. 4,816.97 crore, current tax assets of Rs. 21.9 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 72.76 crore, property and equipment of Rs. 352.09 crore, goodwill and intangible assets of Rs. 14.75 crore and other assets of Rs. 474.64 crore. Reported under total liabilities: due to banks and fis of Rs. 357.82 crore, due to nepal rastra bank of Rs. 39.19 crore, derivative financial instruments of Rs. 0.4 crore, deposits from customers of Rs. 24,098.08 crore, borrowings of Rs. 596.44 crore, deferred tax liabilities of Rs. 65.68 crore, other liabilities of Rs. 603.18 crore and debt securities issued of Rs. 1,166.26 crore. Reported under total equity: share capital of Rs. 1,409 crore, retained earnings of Rs. 67.78 crore, reserves of Rs. 1,348.7 crore and non controlling interest of Rs. 22.72 crore.

SBL balance sheet for 2079/80

In the financial year 2079/80, Siddhartha Bank Limited reported total assets of Rs. 28,637.2 crore, total liabilities of Rs. 26,066.55 crore and total equity of Rs. 2,570.64 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,157.13 crore, due from nepal rastra bank of Rs. 900.07 crore, placement with banks and fis of Rs. 501.13 crore, derivative financial instruments of Rs. 1.73 crore, other trading assets of Rs. 10.94 crore, loans and advances to banks and fis of Rs. 517.08 crore, loans and advances to customers of Rs. 18,401.94 crore, investment securities of Rs. 6,272.89 crore, current tax assets of Rs. 26.73 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 65.45 crore, property and equipment of Rs. 357.95 crore, goodwill and intangible assets of Rs. 16.76 crore and other assets of Rs. 407.39 crore. Reported under total liabilities: due to banks and fis of Rs. 1,161.37 crore, due to nepal rastra bank of Rs. 28.85 crore, derivative financial instruments of Rs. 2.39 crore, deposits from customers of Rs. 22,330.7 crore, borrowings of Rs. 731.25 crore, deferred tax liabilities of Rs. 48.91 crore, other liabilities of Rs. 596.84 crore and debt securities issued of Rs. 1,166.26 crore. Reported under total equity: share capital of Rs. 1,409 crore, retained earnings of Rs. 75.61 crore, reserves of Rs. 1,063.94 crore and non controlling interest of Rs. 22.09 crore.

SBL cash flow for 2081/82

In the financial year 2081/82, Siddhartha Bank Limited reported net cash flow from operating activities (a) of Rs. 1,362.11 crore, net cash flow from investing activities (b) of Rs. 384.2 crore, net cash flow from financing activities (c) of Rs. 178.51 crore, net increase/(decrease) in cash and cash equivalents of Rs. 799.4 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 2,274.99 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 5.31 crore and cash and cash equivalents at ashadh end of Rs. 3,079.69 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,950.4 crore, fees and other income received of Rs. 229.99 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 83.28 crore, interest paid of Rs. 1,269.55 crore, commission and fees paid of Rs. 48.64 crore, cash payment to employees of Rs. 287.59 crore, other expense paid of Rs. 110.58 crore, operating cash flows before changes in operating assets and liabilities of Rs. 547.31 crore, due from nepal rastra bank of Rs. 542.2 crore, placement with banks and financial institutions of Rs. 84.31 crore, other trading assets of Rs. 2.31 crore, loan and advances to banks and financial institutions of Rs. 241.2 crore, loan and advances to customers of Rs. 2,027.48 crore, other assets of Rs. 51.23 crore, due to banks and financial institutions of Rs. 48.56 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 3,902.37 crore, borrowings of Rs. 12.53 crore, other liabilities of Rs. 16.56 crore, net cash flow from operating activities before tax paid of Rs. 1,530.38 crore and income taxes paid of Rs. 168.27 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 659.42 crore, purchase of property and equipment of Rs. 17.43 crore, receipt from sale of property and equipment of Rs. 0.45 crore, purchase of intangible assets of Rs. 1.25 crore, interest received of Rs. 272.73 crore and dividend received of Rs. 20.72 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, dividends paid of Rs. 61.36 crore, interest paid of Rs. 117.15 crore and other receipt/payment of Rs. 0 crore.

SBL cash flow for 2080/81

In the financial year 2080/81, Siddhartha Bank Limited reported net cash flow from operating activities (a) of Rs. 543.99 crore, net cash flow from investing activities (b) of Rs. 1,829.17 crore, net cash flow from financing activities (c) of Rs. 178.73 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,106.46 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,157.13 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 11.4 crore and cash and cash equivalents at ashadh end of Rs. 2,274.99 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,231.5 crore, fees and other income received of Rs. 197.67 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 36.78 crore, interest paid of Rs. 1,660.44 crore, commission and fees paid of Rs. 41.33 crore, cash payment to employees of Rs. 250.13 crore, other expense paid of Rs. 102.64 crore, operating cash flows before changes in operating assets and liabilities of Rs. 411.42 crore, due from nepal rastra bank of Rs. 45.3 crore, placement with banks and financial institutions of Rs. 155.08 crore, other trading assets of Rs. 4.01 crore, loan and advances to banks and financial institutions of Rs. 59.71 crore, loan and advances to customers of Rs. 1,259.01 crore, other assets of Rs. 63.91 crore, due to banks and financial institutions of Rs. 803.55 crore, due to nepal rastra bank of Rs. 10.35 crore, deposit from customers of Rs. 1,767.38 crore, borrowings of Rs. 134.81 crore, other liabilities of Rs. 45.24 crore, net cash flow from operating activities before tax paid of Rs. 381.46 crore and income taxes paid of Rs. 162.53 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 1,519.06 crore, purchase of property and equipment of Rs. 37.65 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 2.88 crore, interest received of Rs. 338.14 crore and dividend received of Rs. 12.51 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, dividends paid of Rs. 61.9 crore, interest paid of Rs. 116.83 crore and other receipt/payment of Rs. 0 crore.

SBL cash flow for 2079/80

In the financial year 2079/80, Siddhartha Bank Limited reported net cash flow from operating activities (a) of Rs. 640.2 crore, net cash flow from investing activities (b) of Rs. 154.2 crore, net cash flow from financing activities (c) of Rs. 132.19 crore, net increase/(decrease) in cash and cash equivalents of Rs. 353.81 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 793.64 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 9.68 crore and cash and cash equivalents at ashadh end of Rs. 1,157.13 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,401.14 crore, fees and other income received of Rs. 182.12 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 29.7 crore, interest paid of Rs. 1,830.73 crore, commission and fees paid of Rs. 37.42 crore, cash payment to employees of Rs. 217.85 crore, other expense paid of Rs. 103.82 crore, operating cash flows before changes in operating assets and liabilities of Rs. 423.16 crore, due from nepal rastra bank of Rs. 327.03 crore, placement with banks and financial institutions of Rs. 469.1 crore, other trading assets of Rs. 0.71 crore, loan and advances to banks and financial institutions of Rs. 123.26 crore, loan and advances to customers of Rs. 705.05 crore, other assets of Rs. 29.06 crore, due to banks and financial institutions of Rs. 437.9 crore, due to nepal rastra bank of Rs. 2,467.66 crore, deposit from customers of Rs. 3,215.05 crore, borrowings of Rs. 628.97 crore, other liabilities of Rs. 100.43 crore, net cash flow from operating activities before tax paid of Rs. 788.84 crore and income taxes paid of Rs. 148.64 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 428.11 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 88.47 crore, receipt from sale of property and equipment of Rs. 0.26 crore, purchase of intangible assets of Rs. 13.63 crore, interest received of Rs. 360.87 crore and dividend received of Rs. 14.89 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, dividends paid of Rs. 13.24 crore, interest paid of Rs. 116.83 crore and other receipt/payment of Rs. 2.12 crore.

SBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Siddhartha Bank Limited reported net interest income of Rs. 252.49 crore, net fee and commission income of Rs. 51.01 crore, net trading income of Rs. 17.13 crore, other operating income of Rs. 4.14 crore, total operating income of Rs. 324.78 crore, impairment charge/(reversal) of Rs. 26.91 crore, net operating income of Rs. 351.69 crore, operating expenses of Rs. 129.85 crore, operating profit of Rs. 221.83 crore, non-operating income/(expense) of Rs. 2.55 crore, profit before income tax of Rs. 219.29 crore, income tax expense of Rs. 68.63 crore and profit for the year of Rs. 150.65 crore.

Reported under net interest income: interest income of Rs. 559.33 crore and interest expense of Rs. 306.84 crore. Reported under net fee and commission income: fee and commission income of Rs. 73.11 crore and fee and commission expense of Rs. 22.1 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 102.79 crore, other operating expenses of Rs. 2.41 crore and depreciation & amortisation of Rs. 29.48 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.26 crore and non-operating expense of Rs. 2.81 crore. Reported under income tax expense: current tax of Rs. 69.94 crore and deferred tax of Rs. 1.3 crore.

SBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Siddhartha Bank Limited reported net interest income of Rs. 220.3 crore, net fee and commission income of Rs. 48.71 crore, net trading income of Rs. 15.73 crore, other operating income of Rs. 8.18 crore, total operating income of Rs. 292.93 crore, impairment charge/(reversal) of Rs. 58.29 crore, net operating income of Rs. 234.64 crore, operating expenses of Rs. 132.19 crore, operating profit of Rs. 102.45 crore, non-operating income/(expense) of Rs. 1.51 crore, profit before income tax of Rs. 100.94 crore, income tax expense of Rs. 28.91 crore and profit for the year of Rs. 72.02 crore.

Reported under net interest income: interest income of Rs. 503.18 crore and interest expense of Rs. 282.88 crore. Reported under net fee and commission income: fee and commission income of Rs. 61.77 crore and fee and commission expense of Rs. 13.06 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 85.79 crore, other operating expenses of Rs. 39.9 crore and depreciation & amortisation of Rs. 6.5 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.71 crore and non-operating expense of Rs. 2.22 crore. Reported under income tax expense: current tax of Rs. 28.91 crore and deferred tax of Rs. 0 crore.

SBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Siddhartha Bank Limited reported net interest income of Rs. 216.81 crore, net fee and commission income of Rs. 47.78 crore, net trading income of Rs. 11.91 crore, other operating income of Rs. 18.01 crore, total operating income of Rs. 294.51 crore, impairment charge/(reversal) of Rs. 6.38 crore, net operating income of Rs. 288.13 crore, operating expenses of Rs. 138.68 crore, operating profit of Rs. 149.45 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 149.48 crore, income tax expense of Rs. 46.96 crore and profit for the year of Rs. 102.51 crore.

Reported under net interest income: interest income of Rs. 509.8 crore and interest expense of Rs. 292.99 crore. Reported under net fee and commission income: fee and commission income of Rs. 60.67 crore and fee and commission expense of Rs. 12.89 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 91.19 crore, other operating expenses of Rs. 41.01 crore and depreciation & amortisation of Rs. 6.49 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 46.96 crore and deferred tax of Rs. 0 crore.

SBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Siddhartha Bank Limited reported net interest income of Rs. 216.5 crore, net fee and commission income of Rs. 56.76 crore, net trading income of Rs. 6.42 crore, other operating income of Rs. 31.63 crore, total operating income of Rs. 311.32 crore, impairment charge/(reversal) of Rs. 138.88 crore, net operating income of Rs. 172.44 crore, operating expenses of Rs. 122.35 crore, operating profit of Rs. 50.09 crore, non-operating income/(expense) of Rs. 2.27 crore, profit before income tax of Rs. 47.82 crore, income tax expense of Rs. 16.69 crore and profit for the year of Rs. 31.14 crore.

Reported under net interest income: interest income of Rs. 533.62 crore and interest expense of Rs. 317.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 69.43 crore and fee and commission expense of Rs. 12.67 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 79.78 crore, other operating expenses of Rs. 36.02 crore and depreciation & amortisation of Rs. 6.54 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.03 crore and non-operating expense of Rs. 2.31 crore. Reported under income tax expense: current tax of Rs. 16.69 crore and deferred tax of Rs. 0 crore.

SBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars2082/832081/822080/812079/802078/792077/78
Net Interest Income906846796823664554
   Interest Income2,1062,2322,5742,7712,0721,498
   Interest Expense-1,200-1,387-1,777-1,948-1,408-944
Net Fee and Commission Income204181155144138126
   Fee and Commission Income265230197182170150
   Fee and Commission Expense-60.7-48.6-41.4-37.4-32.6-23.6
Net Trading Income51.243.924.318.937.579.7
Other Operating Income62.066.337.235.555.0107
Total Operating Income1,2241,1371,0131,022894868
Impairment Charge/(Reversal)-177-138-105-119-60.7-79.3
Net Operating Income1,0471,000908903833789
Operating Expenses-523-491-452-429-399-357
   Operating Expense - Personnel Expenses-360-331-303-290-273-241
   Other Operating Expenses-115-110-100-93.4-84.3-95.0
   Depreciation & Amortisation-49.0-51.1-48.8-45.7-41.5-20.7
Operating Profit524508456474435432
Non-Operating Income/(Expense)-6.30.83-0.87-8.8-0.760.12
   Non-Operating Income1.01.61.11.30.910.12
   Non-Operating Expense-7.3-0.79-2.0-10.1-1.7-0.00
Profit Before Income Tax518509455466434432
Income Tax Expense-161-166-142-143-138-136
   Current Tax-163-167-146-144-144-137
   Deferred Tax1.31.23.11.16.21.1
Profit for the Year356343312323296296

SBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Total Assets33,93229,77528,63726,47422,95917,096
   Cash and Cash Equivalents3,0802,2751,157794620597
   Due from Nepal Rastra Bank1,488945900573774951
   Placement with Banks and FIs74165650132.0331107
   Derivative Financial Instruments1.60.501.72.05.211.1
   Other Trading Assets25.019.810.915.924.422.3
   Loans and Advances to Banks and FIs810577517640603400
   Loans and Advances to Customers21,44719,54918,40217,86015,85912,358
   Investment Securities5,4894,8176,2735,7594,1942,278
   Current Tax Assets23.321.926.735.812.616.1
   Investment in Subsidiaries0.000.000.000.000.000.00
   Investment Property72.672.865.521.329.113.7
   Property and Equipment322352358311147143
   Goodwill and Intangible Assets12.314.716.87.48.210.2
   Other Assets422475407422352188
Total Liabilities30,79026,92726,06724,27520,87715,459
   Due to Banks and FIs3093581,161723772676
   Due to Nepal Rastra Bank39.239.228.82,4975862.0
   Derivative Financial Instruments2.00.402.41.90.000.00
   Deposits from Customers28,00024,09822,33119,11618,04413,917
   Borrowings5845967311020.000.00
   Deferred Tax Liabilities48.165.748.922.297.116.0
   Other Liabilities640603597647563332
   Debt Securities Issued1,1661,1661,1661,166816516
Total Equity3,1422,8482,5712,1982,0811,636
   Share Capital1,4091,4091,4091,2521,096979
   Retained Earnings19567.875.6145191133
   Reserves1,5131,3491,064780771505
   Non Controlling Interest25.022.722.121.422.619.8

SBL Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars2081/822080/812079/802078/792077/782076/77
Net Cash Flow from Operating Activities (A)1,362-5446401,6231,356153
   Interest Received1,9502,2322,4011,3821,4331,332
   Fees and Other Income Received230198182172150115
   Dividend Received0.000.000.000.000.010.11
   Receipts from Other Operating Activities83.336.829.750.117259.6
   Interest Paid-1,270-1,660-1,831-1,357-892-933
   Commission and Fees Paid-48.6-41.3-37.4-32.6-23.6-19.7
   Cash Payment to Employees-288-250-218-287-190-168
   Other Expense Paid-111-103-104-86.3-95.0-98.1
   Operating Cash Flows Before Changes in Operating Assets and Liabilities547411423-160555288
   Due from Nepal Rastra Bank-542-45.3-327201177-340
   Placement with Banks and Financial Institutions-84.3-155-469299-224-3.4
   Other Trading Assets2.3-4.00.715.98.6-11.1
   Loan and Advances to Banks and Financial Institutions-241-59.7123-37.6-202-73.1
   Loan and Advances to Customers-2,027-1,259-705-2,054-3,596-1,944
   Other Assets51.2-63.929.1425967-379
   Due to Banks and Financial Institutions-48.6-804438-48.295.8-165
   Due to Nepal Rastra Bank0.0010.3-2,4681,911584-96.4
   Deposit from Customers3,9021,7673,2151,0724,1272,462
   Borrowings-12.5-1356291020.000.00
   Other Liabilities-16.6-45.2-10074.9-1,002531
   Net Cash Flow from Operating Activities Before Tax Paid1,530-3817891,7911,489269
   Income Taxes Paid-168-163-149-168-133-116
Net Cash Flow from Investing Activities (B)-3841,829-154-1,737-1,542-405
   Purchase of Investment Securities0.000.00-428-1,776-1,648-464
   Receipts from Sale of Investment Securities-6591,5190.000.000.000.00
   Purchase of Property and Equipment-17.4-37.7-88.5-205-21.9-32.8
   Receipt from Sale of Property and Equipment0.450.000.260.490.221.2
   Purchase of Intangible Assets-1.3-2.9-13.6-1.5-1.1-8.2
   Interest Received27333836120111990.9
   Dividend Received20.712.514.943.09.87.8
Net Cash Flow from Financing Activities (C)-179-179-13228220928.8
   Receipt from Issue of Debt Securities0.000.000.00400300250
   Repayment of Debt Securities0.000.000.00-50.00.00-30.4
   Dividends Paid-61.4-61.9-13.2-16.2-34.4-139
   Interest Paid-117-117-117-50.3-52.1-50.1
   Other Receipt/Payment0.000.00-2.1-1.7-4.8-2.0
Net Increase/(Decrease) in Cash and Cash Equivalents7991,10635416822.9-223
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)2,2751,157794620597820
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held5.311.49.75.80.000.00
Cash and Cash Equivalents at Ashadh End3,0802,2751,157794620597

SBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

ParticularsQ4 2082/83Q3 2082/83Q2 2082/83Q1 2082/83Q4 2081/82Q3 2081/82Q2 2081/82Q1 2081/82
Net Interest Income252220217217211223203209
   Interest Income559503510534555545545587
   Interest Expense-307-283-293-317-344-323-342-378
Net Fee and Commission Income51.048.747.856.848.046.542.244.4
   Fee and Commission Income73.161.860.769.458.858.455.556.9
   Fee and Commission Expense-22.1-13.1-12.9-12.7-10.8-11.9-13.3-12.5
Net Trading Income17.115.711.96.424.412.20.486.8
Other Operating Income4.18.218.031.622.213.415.115.6
Total Operating Income325293295311305295261276
Impairment Charge/(Reversal)26.9-58.3-6.4-13990.14.9-126-101
Net Operating Income352235288172395300135176
Operating Expenses-130-132-139-122-128-133-113-118
   Operating Expense - Personnel Expenses-103-85.8-91.2-79.8-93.2-90.5-70.9-76.1
   Other Operating Expenses2.4-39.9-41.0-36.0-4.5-35.5-34.9-34.8
   Depreciation & Amortisation-29.5-6.5-6.5-6.5-30.6-6.8-6.9-6.8
Operating Profit22210214950.126716722.157.8
Non-Operating Income/(Expense)-2.5-1.50.03-2.30.43-0.43-0.240.97
   Non-Operating Income0.260.710.030.030.620.030.010.97
   Non-Operating Expense-2.8-2.20.00-2.3-0.20-0.46-0.240.00
Profit Before Income Tax21910114947.826816621.958.8
Income Tax Expense-68.6-28.9-47.0-16.7-92.8-50.0-6.7-18.6
   Current Tax-69.9-28.9-47.0-16.7-95.2-50.0-6.7-18.6
   Deferred Tax1.30.000.000.002.30.000.000.00
Profit for the Year15172.010331.117511615.240.1

Siddhartha Bank share price history

Over the last 15 trading sessions SBL closed between Rs. 398.40 and Rs. 459.90, finishing at Rs. 411.40 on 2026-10-12 against Rs. 447.90 on 2026-09-18.

DateOpenHighLowCloseVolume
2026-10-12409.20415.00409.20411.4092,533
2026-10-09403.00411.60401.50410.001,11,150
2026-10-08400.00408.00398.30403.1053,006
2026-10-07400.00402.90397.10398.401,33,592
2026-10-06395.00404.00392.30400.001,23,171
2026-10-05408.00409.00396.50398.601,09,704
2026-10-02418.00418.00405.00408.002,07,130
2026-10-01457.00460.10456.20459.906,66,560
2026-09-30458.00459.00455.10455.403,25,748
2026-09-29457.00457.80454.30457.403,63,670
2026-09-28457.00460.00457.00457.702,70,212
2026-09-24457.00458.00456.00456.801,75,735
2026-09-23460.00460.00455.00457.002,15,907
2026-09-22447.50459.80447.50458.003,33,403
2026-09-18450.00452.90445.10447.904,84,794

SBL share price by year

2026, between Rs. 367.60 and Rs. 460.10, 2025, between Rs. 248.57 and Rs. 388.57, 2024, between Rs. 202.10 and Rs. 361.90, 2023, between Rs. 212.38 and Rs. 313.33, 2022, between Rs. 242.12 and Rs. 411.68 and 2021, between Rs. 263.31 and Rs. 448.29.

YearLow (Rs.)High (Rs.)Sessions
2026367.60460.10181
2025248.57388.57225
2024202.10361.90232
2023212.38313.33226
2022242.12411.68242
2021263.31448.29239
2020166.72270.59184
2019163.59217.12245
2018158.09213.08234
2017163.53297.61230
2016139.48312.99110
2015116.05173.52214

Siddhartha Bank share price returns

At Rs. 411.40 on 2026-10-12, SBL is up 3.21% over 1 week, down 1.81% over 1 month, up 6.58% over 3 months, up 4.44% over 6 months, up 25.24% over 1 year and up 20.96% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

PeriodReturnFrom price (Rs.)From date
1 week+3.21%398.602026-10-05
1 month-1.81%419.002026-09-11
3 months+6.58%386.002026-07-14
6 months+4.44%393.902026-04-15
1 year+25.24%328.482025-10-12
5 years+20.96%340.112021-10-11

SBL floorsheet for 2026-10-12

SBL traded 260 times on 2026-10-12, moving 92,533 shares for Rs. 3.81 crore of turnover. Trades went through between Rs. 400.00 and Rs. 415.00.

Largest buyers by volume: broker 17, ABC Securities Pvt. Limited on 26,285 shares across 10 trades, broker 14, Nepal Stock House Pvt. Limited on 16,918 shares across 39 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 9,910 shares across 36 trades, broker 45, Imperial Securities Co. Limited on 5,948 shares across 18 trades, broker 42, Sani Securities Company Limited on 5,149 shares across 14 trades, broker 36, Secured Securities Limited on 4,079 shares across 12 trades, broker 46, Kalika Securities Pvt.Limited on 3,019 shares across 16 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 2,640 shares across 5 trades, broker 28, Shree Krishna Securities Limited on 2,000 shares across 9 trades and broker 34, Vision Securities Pvt.Limited on 1,724 shares across 8 trades.

Largest sellers by volume: broker 17, ABC Securities Pvt. Limited on 25,320 shares across 4 trades, broker 42, Sani Securities Company Limited on 7,925 shares across 28 trades, broker 6, Agrawal Securities Pvt. Limited on 5,841 shares across 9 trades, broker 96, Himalayan Securities Limited on 5,000 shares across 15 trades, broker 67, Property Wizard Limited on 3,800 shares across 6 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 3,146 shares across 5 trades, broker 92, Roadshow Securities Limited on 2,800 shares across 11 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 2,795 shares across 7 trades, broker 82, N.M.B. Securities Limited on 2,671 shares across 3 trades and broker 40, Creative Securities Pvt.Limited on 2,538 shares across 3 trades.

SBL dividend history: bonus shares and cash dividend

Siddhartha Bank Limited most recently declared a 10% bonus share issue and a 10% cash dividend, 20% in total for 2082/2083, announced on 2026-09-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial yearBonus shareCash dividendAnnounced
2082/208310%10%2026-09-22
2081/20825%5.53%2025-10-17
2080/20814%2024-12-20
2079/20804.21%2023-10-30
2078/207912.5%2022-12-20

For 2082/2083 Siddhartha Bank Limited declared a 10% bonus share issue and a 10% cash dividend, 20% in total, announced on 2026-09-22.

For 2081/2082 Siddhartha Bank Limited declared a 5% bonus share issue and a 5.53% cash dividend, 10.53% in total, announced on 2025-10-17.

For 2080/2081 Siddhartha Bank Limited declared a 4% cash dividend, announced on 2024-12-20.

For 2079/2080 Siddhartha Bank Limited declared a 4.21% cash dividend, announced on 2023-10-30.

For 2078/2079 Siddhartha Bank Limited declared a 12.5% bonus share issue, announced on 2022-12-20.

SBL general meetings

Annual and special general meetings Siddhartha Bank Limited has called. A dividend is declared by the board and approved at the AGM.

6 years of annual statements and 8 quarters of results for SBL, with charts and peer comparison, are free on NepView.

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