Global IME Bank (GBIME) share price is Rs. 264.90, up 1.49% on 2026-10-30. Open Rs. 261.00. High Rs. 267.00. Low Rs. 258.00. Volume 714,114.
Global IME Bank Limited is a NEPSE-listed company (GBIME), Commercial Banks sector. Revenue: Rs. 2,315.7 Crore. Net profit: Rs. 669.79 Crore. Net worth: Rs. 7,233.39 Crore.
Global IME Bank Limited (GBIME) is one of Nepal's largest class A commercial banks by balance sheet and branch network. It traces to Global Bank Limited (2007), which merged with IME Financial Institution and Lord Buddha Finance in 2012 to form the present entity, and has since absorbed more than twenty financial institutions - among them Commerz and Trust Bank Nepal (2014), Janata Bank Nepal (2019), Lumbini Bank and, in FY2079/80, Bank of Kathmandu. That last acquisition is why the balance sheet steps up sharply between FY2078/79 and FY2079/80. The bank consolidates subsidiaries, so Group and Bank figures differ. Head office: Kathmandu.
Global IME Bank Limited (GBIME) has 38,11,58,530 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 8.00% on face value.
Company website: www.globalimebank.com.
| Market Cap | Rs. 10,283.66 Crore |
|---|---|
| P/E Ratio | 15.35 |
| P/E Ratio (TTM) | 14.53 |
| EPS | Rs. 17.57 |
| EPS (TTM) | Rs. 18.57 |
| Book Value | Rs. 189.77 |
| Dividend Yield | 2.97% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 270.60 |
| 52 Week Low | Rs. 218.90 |
| Listed Since | 2017 |
What Global IME Bank Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In the first quarter of 2083/84 (Q1 2083/84) Global IME Bank Limited reported profit of Rs. 240.91 crore and total operating income of Rs. 637.25 crore. Profit in Q3 2082/83 was Rs. 133.65 crore. Profit grew 80.26% on the previous quarter. Total operating income grew 14.70% on the previous quarter. Profit in Q1 2082/83, the same quarter a year earlier, was Rs. 188.9 crore. Profit grew 27.53% on the same quarter last year. Total operating income grew 10.95% on the same quarter last year.
For the financial year 2082/83 Global IME Bank Limited reported net profit of Rs. 669.79 crore, total operating income of Rs. 2,315.7 crore and net worth of Rs. 7,233.39 crore. Net profit in 2081/82 was Rs. 560.58 crore. Net profit grew 19.48% on the year. Total operating income grew 2.65% on the year.
In the financial year 2082/83, Global IME Bank Limited reported net interest income of Rs. 1,729.42 crore, net fee and commission income of Rs. 389.06 crore, net trading income of Rs. 129.65 crore, other operating income of Rs. 67.58 crore, total operating income of Rs. 2,315.7 crore, impairment charge/(reversal) of Rs. 505.78 crore, net operating income of Rs. 1,809.92 crore, operating expenses of Rs. 890.32 crore, operating profit of Rs. 919.6 crore, non-operating income/(expense) of Rs. 21.03 crore, profit before income tax of Rs. 940.64 crore, income tax expense of Rs. 270.84 crore and profit for the year of Rs. 669.79 crore.
Reported under net interest income: interest income of Rs. 4,178.07 crore and interest expense of Rs. 2,448.66 crore. Reported under net fee and commission income: fee and commission income of Rs. 499.69 crore and fee and commission expense of Rs. 110.63 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 551.33 crore, other operating expenses of Rs. 248.04 crore and depreciation & amortisation of Rs. 90.95 crore. Reported under non-operating income/(expense): non-operating income of Rs. 23.3 crore and non-operating expense of Rs. 2.27 crore. Reported under income tax expense: current tax of Rs. 374.32 crore and deferred tax of Rs. 103.47 crore.
In the financial year 2081/82, Global IME Bank Limited reported net interest income of Rs. 1,746.62 crore, net fee and commission income of Rs. 345.76 crore, net trading income of Rs. 119.13 crore, other operating income of Rs. 44.41 crore, total operating income of Rs. 2,255.92 crore, impairment charge/(reversal) of Rs. 617.08 crore, net operating income of Rs. 1,638.83 crore, operating expenses of Rs. 854.15 crore, operating profit of Rs. 784.69 crore, non-operating income/(expense) of Rs. 18.02 crore, profit before income tax of Rs. 802.71 crore, income tax expense of Rs. 242.13 crore and profit for the year of Rs. 560.58 crore.
Reported under net interest income: interest income of Rs. 4,506.6 crore and interest expense of Rs. 2,759.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 448.05 crore and fee and commission expense of Rs. 102.29 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 507.99 crore, other operating expenses of Rs. 257.12 crore and depreciation & amortisation of Rs. 89.03 crore. Reported under non-operating income/(expense): non-operating income of Rs. 19.78 crore and non-operating expense of Rs. 1.76 crore. Reported under income tax expense: current tax of Rs. 278.64 crore and deferred tax of Rs. 36.51 crore.
In the financial year 2080/81, Global IME Bank Limited reported net interest income of Rs. 1,751.15 crore, net fee and commission income of Rs. 289.53 crore, net trading income of Rs. 44.27 crore, other operating income of Rs. 54.55 crore, total operating income of Rs. 2,139.5 crore, impairment charge/(reversal) of Rs. 375.41 crore, net operating income of Rs. 1,764.09 crore, operating expenses of Rs. 847.09 crore, operating profit of Rs. 917 crore, non-operating income/(expense) of Rs. 14.68 crore, profit before income tax of Rs. 902.32 crore, income tax expense of Rs. 280.39 crore and profit for the year of Rs. 621.93 crore.
Reported under net interest income: interest income of Rs. 5,264.68 crore and interest expense of Rs. 3,513.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 369.66 crore and fee and commission expense of Rs. 80.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 512.35 crore, other operating expenses of Rs. 231.77 crore and depreciation & amortisation of Rs. 102.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.56 crore and non-operating expense of Rs. 17.24 crore. Reported under income tax expense: current tax of Rs. 244.71 crore and deferred tax of Rs. 35.68 crore.
In the financial year 2082/83, Global IME Bank Limited reported total assets of Rs. 83,036.61 crore, total liabilities of Rs. 75,803.22 crore and total equity of Rs. 7,233.39 crore.
Reported under total assets: cash and cash equivalents of Rs. 10,728.64 crore, due from nepal rastra bank of Rs. 2,873.3 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 1,741.8 crore, other trading assets of Rs. 175.96 crore, loans and advances to banks and fis of Rs. 1,368.12 crore, loans and advances to customers of Rs. 44,981.97 crore, investment securities of Rs. 18,351.58 crore, current tax assets of Rs. 391.49 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 211.8 crore, investment property of Rs. 570.78 crore, property and equipment of Rs. 817.32 crore, goodwill and intangible assets of Rs. 85.49 crore, deferred tax assets of Rs. 92.77 crore and other assets of Rs. 645.6 crore. Reported under total liabilities: due to banks and fis of Rs. 3,066.15 crore, due to nepal rastra bank of Rs. 29.04 crore, derivative financial instruments of Rs. 1,760.06 crore, deposits from customers of Rs. 67,267.05 crore, borrowings of Rs. 1,058.84 crore, current tax liabilities of Rs. 394.03 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,159.03 crore and debt securities issued of Rs. 1,069.03 crore. Reported under total equity: share capital of Rs. 3,811.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 562.79 crore, reserves of Rs. 2,772.79 crore and non controlling interest of Rs. 86.22 crore.
In the financial year 2081/82, Global IME Bank Limited reported total assets of Rs. 69,690.3 crore, total liabilities of Rs. 62,802.21 crore and total equity of Rs. 6,888.09 crore.
Reported under total assets: cash and cash equivalents of Rs. 5,305.31 crore, due from nepal rastra bank of Rs. 2,218.95 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 1,107.19 crore, other trading assets of Rs. 154.45 crore, loans and advances to banks and fis of Rs. 1,231.43 crore, loans and advances to customers of Rs. 41,985.26 crore, investment securities of Rs. 14,884.62 crore, current tax assets of Rs. 264.76 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 201.62 crore, investment property of Rs. 606.76 crore, property and equipment of Rs. 839.27 crore, goodwill and intangible assets of Rs. 86.82 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 803.88 crore. Reported under total liabilities: due to banks and fis of Rs. 2,438.39 crore, due to nepal rastra bank of Rs. 33.18 crore, derivative financial instruments of Rs. 1,107.24 crore, deposits from customers of Rs. 55,374.61 crore, borrowings of Rs. 1,390.56 crore, current tax liabilities of Rs. 278.64 crore, deferred tax liabilities of Rs. 10.13 crore, other liabilities of Rs. 1,100.72 crore and debt securities issued of Rs. 1,068.73 crore. Reported under total equity: share capital of Rs. 3,811.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 518.13 crore, reserves of Rs. 2,489.74 crore and non controlling interest of Rs. 68.63 crore.
In the financial year 2080/81, Global IME Bank Limited reported total assets of Rs. 61,177.94 crore, total liabilities of Rs. 54,862.58 crore and total equity of Rs. 6,315.35 crore.
Reported under total assets: cash and cash equivalents of Rs. 5,022.1 crore, due from nepal rastra bank of Rs. 2,131.49 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 452.53 crore, other trading assets of Rs. 130.17 crore, loans and advances to banks and fis of Rs. 1,062.34 crore, loans and advances to customers of Rs. 37,794.56 crore, investment securities of Rs. 12,131.87 crore, current tax assets of Rs. 259.65 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 182.5 crore, investment property of Rs. 485.9 crore, property and equipment of Rs. 816.63 crore, goodwill and intangible assets of Rs. 89.11 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 619.08 crore. Reported under total liabilities: due to banks and fis of Rs. 1,738.8 crore, due to nepal rastra bank of Rs. 37.33 crore, derivative financial instruments of Rs. 451.63 crore, deposits from customers of Rs. 49,008.78 crore, borrowings of Rs. 1,331.87 crore, current tax liabilities of Rs. 245.61 crore, deferred tax liabilities of Rs. 40.38 crore, other liabilities of Rs. 939.73 crore and debt securities issued of Rs. 1,068.47 crore. Reported under total equity: share capital of Rs. 3,612.88 crore, share premium of Rs. 0 crore, retained earnings of Rs. 120.29 crore, reserves of Rs. 2,522.22 crore and non controlling interest of Rs. 59.97 crore.
In the financial year 2082/83, Global IME Bank Limited reported net cash flow from operating activities (a) of Rs. 8,552.33 crore, net cash flow from investing activities (b) of Rs. 2,624.75 crore, net cash flow from financing activities (c) of Rs. 506.58 crore, net increase/(decrease) in cash and cash equivalents of Rs. 5,421 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 5,305.31 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 2.33 crore and cash and cash equivalents at ashadh end of Rs. 10,728.64 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 3,395.54 crore, fees and other income received of Rs. 500.83 crore, receipts from other operating activities of Rs. 169.38 crore, interest paid of Rs. 2,246.52 crore, commission and fees paid of Rs. 110.67 crore, cash payment to employees of Rs. 527.82 crore, other expense paid of Rs. 251.67 crore, operating cash flows before changes in operating assets and liabilities of Rs. 929.08 crore, due from nepal rastra bank of Rs. 654.35 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 12.44 crore, loan and advances to banks and financial institutions of Rs. 215.94 crore, loan and advances to customers of Rs. 3,473.29 crore, other assets of Rs. 585.64 crore, due to banks and financial institutions of Rs. 627.75 crore, due to nepal rastra bank of Rs. 4.15 crore, deposit from customers of Rs. 11,892.44 crore, borrowings of Rs. 331.72 crore, other liabilities of Rs. 770.82 crore, net cash flow from operating activities before tax paid of Rs. 8,942.56 crore and income taxes paid of Rs. 390.23 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 3,436.33 crore, receipts from sale of investment securities of Rs. 18.77 crore, purchase of property and equipment of Rs. 65.32 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 2.37 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 40.48 crore, interest received of Rs. 793.51 crore and dividend received of Rs. 26.53 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 307.16 crore, interest paid of Rs. 199.42 crore and other receipt/payment of Rs. 0 crore.
In the financial year 2081/82, Global IME Bank Limited reported net cash flow from operating activities (a) of Rs. 2,760.7 crore, net cash flow from investing activities (b) of Rs. 2,237.92 crore, net cash flow from financing activities (c) of Rs. 240.7 crore, net increase/(decrease) in cash and cash equivalents of Rs. 282.09 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 5,022.1 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 1.12 crore and cash and cash equivalents at ashadh end of Rs. 5,305.31 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 3,989.93 crore, fees and other income received of Rs. 448.15 crore, receipts from other operating activities of Rs. 120.81 crore, interest paid of Rs. 2,516.26 crore, commission and fees paid of Rs. 98.1 crore, cash payment to employees of Rs. 506.01 crore, other expense paid of Rs. 264.99 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1,173.53 crore, due from nepal rastra bank of Rs. 87.45 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0.34 crore, loan and advances to banks and financial institutions of Rs. 168.66 crore, loan and advances to customers of Rs. 4,981.64 crore, other assets of Rs. 858.49 crore, due to banks and financial institutions of Rs. 759.7 crore, due to nepal rastra bank of Rs. 4.15 crore, deposit from customers of Rs. 6,365.82 crore, borrowings of Rs. 1.41 crore, other liabilities of Rs. 811.93 crore, net cash flow from operating activities before tax paid of Rs. 3,009.53 crore and income taxes paid of Rs. 248.83 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,723.71 crore, receipts from sale of investment securities of Rs. 17.92 crore, purchase of property and equipment of Rs. 106.14 crore, receipt from sale of property and equipment of Rs. 1.26 crore, purchase of intangible assets of Rs. 1.77 crore, purchase of investment properties of Rs. 116.01 crore, interest received of Rs. 677.78 crore and dividend received of Rs. 12.76 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 240.7 crore and other receipt/payment of Rs. 0 crore.
In the financial year 2080/81, Global IME Bank Limited reported net cash flow from operating activities (a) of Rs. 5,630.29 crore, net cash flow from investing activities (b) of Rs. 2,985.61 crore, net cash flow from financing activities (c) of Rs. 592.59 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2,052.09 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 2,969.59 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.42 crore and cash and cash equivalents at ashadh end of Rs. 5,022.1 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 4,347.49 crore, fees and other income received of Rs. 370.16 crore, receipts from other operating activities of Rs. 69.86 crore, interest paid of Rs. 3,301.13 crore, commission and fees paid of Rs. 76.85 crore, cash payment to employees of Rs. 621.47 crore, other expense paid of Rs. 252.84 crore, operating cash flows before changes in operating assets and liabilities of Rs. 535.23 crore, due from nepal rastra bank of Rs. 266.59 crore, placement with banks and financial institutions of Rs. 66.87 crore, other trading assets of Rs. 19.03 crore, loan and advances to banks and financial institutions of Rs. 42.88 crore, loan and advances to customers of Rs. 1,776.77 crore, other assets of Rs. 337.29 crore, due to banks and financial institutions of Rs. 474.7 crore, due to nepal rastra bank of Rs. 9.74 crore, deposit from customers of Rs. 6,100.77 crore, borrowings of Rs. 829.88 crore, other liabilities of Rs. 311.96 crore, net cash flow from operating activities before tax paid of Rs. 5,952.88 crore and income taxes paid of Rs. 322.6 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 3,323.66 crore, receipts from sale of investment securities of Rs. 31.62 crore, purchase of property and equipment of Rs. 126.72 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 2.48 crore, purchase of investment properties of Rs. 311.37 crore, interest received of Rs. 733.06 crore and dividend received of Rs. 13.94 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 150 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 257.55 crore, interest paid of Rs. 194.02 crore and other receipt/payment of Rs. 8.98 crore.
In the quarter Q1 2083/84, Global IME Bank Limited reported net interest income of Rs. 447.23 crore, net fee and commission income of Rs. 129.67 crore, net trading income of Rs. 42.04 crore, other operating income of Rs. 18.31 crore, total operating income of Rs. 637.25 crore, impairment charge/(reversal) of Rs. 54.32 crore, net operating income of Rs. 582.93 crore, operating expenses of Rs. 246.29 crore, operating profit of Rs. 336.63 crore, non-operating income/(expense) of Rs. 1.09 crore, profit before income tax of Rs. 335.54 crore, income tax expense of Rs. 94.63 crore and profit for the year of Rs. 240.91 crore.
Reported under net interest income: interest income of Rs. 1,051.16 crore and interest expense of Rs. 603.93 crore. Reported under net fee and commission income: fee and commission income of Rs. 157.13 crore and fee and commission expense of Rs. 27.46 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 153.88 crore, other operating expenses of Rs. 70.63 crore and depreciation & amortisation of Rs. 21.78 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.09 crore and non-operating expense of Rs. 1.18 crore. Reported under income tax expense: current tax of Rs. 66.95 crore and deferred tax of Rs. 27.68 crore.
In the quarter Q3 2082/83, Global IME Bank Limited reported net interest income of Rs. 410.76 crore, net fee and commission income of Rs. 91.85 crore, net trading income of Rs. 48.47 crore, other operating income of Rs. 4.51 crore, total operating income of Rs. 555.59 crore, impairment charge/(reversal) of Rs. 146.44 crore, net operating income of Rs. 409.15 crore, operating expenses of Rs. 219.77 crore, operating profit of Rs. 189.38 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 189.32 crore, income tax expense of Rs. 55.68 crore and profit for the year of Rs. 133.65 crore.
Reported under net interest income: interest income of Rs. 1,007.27 crore and interest expense of Rs. 596.51 crore. Reported under net fee and commission income: fee and commission income of Rs. 118.84 crore and fee and commission expense of Rs. 26.98 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 134.06 crore, other operating expenses of Rs. 64.47 crore and depreciation & amortisation of Rs. 21.23 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.1 crore and non-operating expense of Rs. 0.16 crore. Reported under income tax expense: current tax of Rs. 86.7 crore and deferred tax of Rs. 31.02 crore.
In the quarter Q2 2082/83, Global IME Bank Limited reported net interest income of Rs. 414.96 crore, net fee and commission income of Rs. 90.38 crore, net trading income of Rs. 34.48 crore, other operating income of Rs. 36.1 crore, total operating income of Rs. 575.92 crore, impairment charge/(reversal) of Rs. 154.01 crore, net operating income of Rs. 421.91 crore, operating expenses of Rs. 215.69 crore, operating profit of Rs. 206.23 crore, non-operating income/(expense) of Rs. 0.51 crore, profit before income tax of Rs. 205.72 crore, income tax expense of Rs. 55 crore and profit for the year of Rs. 150.72 crore.
Reported under net interest income: interest income of Rs. 1,011.82 crore and interest expense of Rs. 596.86 crore. Reported under net fee and commission income: fee and commission income of Rs. 118.78 crore and fee and commission expense of Rs. 28.4 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 131.51 crore, other operating expenses of Rs. 62.1 crore and depreciation & amortisation of Rs. 22.08 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.51 crore. Reported under income tax expense: current tax of Rs. 87.56 crore and deferred tax of Rs. 32.56 crore.
In the quarter Q1 2082/83, Global IME Bank Limited reported net interest income of Rs. 436.06 crore, net fee and commission income of Rs. 100.39 crore, net trading income of Rs. 17.11 crore, other operating income of Rs. 20.81 crore, total operating income of Rs. 574.36 crore, impairment charge/(reversal) of Rs. 105.01 crore, net operating income of Rs. 469.35 crore, operating expenses of Rs. 229 crore, operating profit of Rs. 240.35 crore, non-operating income/(expense) of Rs. 11.74 crore, profit before income tax of Rs. 252.08 crore, income tax expense of Rs. 63.18 crore and profit for the year of Rs. 188.9 crore.
Reported under net interest income: interest income of Rs. 1,064.07 crore and interest expense of Rs. 628.01 crore. Reported under net fee and commission income: fee and commission income of Rs. 121.35 crore and fee and commission expense of Rs. 20.96 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 143.06 crore, other operating expenses of Rs. 64.22 crore and depreciation & amortisation of Rs. 21.71 crore. Reported under non-operating income/(expense): non-operating income of Rs. 11.87 crore and non-operating expense of Rs. 0.14 crore. Reported under income tax expense: current tax of Rs. 77.94 crore and deferred tax of Rs. 14.76 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 1,729 | 1,747 | 1,751 | 1,766 | 1,091 | 958 |
| Interest Income | 4,178 | 4,507 | 5,265 | 4,950 | 3,005 | 2,233 |
| Interest Expense | -2,449 | -2,760 | -3,514 | -3,183 | -1,914 | -1,274 |
| Net Fee and Commission Income | 389 | 346 | 290 | 225 | 198 | 176 |
| Fee and Commission Income | 500 | 448 | 370 | 296 | 263 | 213 |
| Fee and Commission Expense | -111 | -102 | -80.1 | -71.8 | -64.9 | -37.5 |
| Net Trading Income | 130 | 119 | 44.3 | 62.0 | 25.7 | 117 |
| Other Operating Income | 67.6 | 44.4 | 54.6 | 19.5 | 49.2 | 64.4 |
| Total Operating Income | 2,316 | 2,256 | 2,140 | 2,072 | 1,364 | 1,315 |
| Impairment Charge/(Reversal) | -506 | -617 | -375 | -351 | -51.4 | -116 |
| Net Operating Income | 1,810 | 1,639 | 1,764 | 1,722 | 1,312 | 1,200 |
| Operating Expenses | -890 | -854 | -847 | -735 | -580 | -525 |
| Operating Expense - Personnel Expenses | -551 | -508 | -512 | -458 | -360 | -344 |
| Other Operating Expenses | -248 | -257 | -232 | -195 | -152 | -147 |
| Depreciation & Amortisation | -90.9 | -89.0 | -103 | -82.9 | -67.7 | -34.5 |
| Operating Profit | 920 | 785 | 917 | 987 | 733 | 675 |
| Non-Operating Income/(Expense) | 21.0 | 18.0 | -14.7 | -25.7 | -9.5 | 23.7 |
| Non-Operating Income | 23.3 | 19.8 | 2.6 | 1.7 | 6.9 | 23.7 |
| Non-Operating Expense | -2.3 | -1.8 | -17.2 | -27.4 | -16.4 | 0.00 |
| Profit Before Income Tax | 941 | 803 | 902 | 961 | 723 | 699 |
| Income Tax Expense | -271 | -242 | -280 | -267 | -209 | -202 |
| Current Tax | -374 | -279 | -245 | -285 | -233 | -207 |
| Deferred Tax | 103 | 36.5 | -35.7 | 18.0 | 23.8 | 5.0 |
| Profit for the Year | 670 | 561 | 622 | 694 | 514 | 496 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Total Assets | 83,037 | 69,690 | 61,178 | 53,446 | 36,885 | 35,140 |
| Cash and Cash Equivalents | 10,729 | 5,305 | 5,022 | 2,970 | 1,870 | 1,573 |
| Due from Nepal Rastra Bank | 2,873 | 2,219 | 2,131 | 1,865 | 1,193 | 2,537 |
| Placement with Banks and FIs | 0.00 | 0.00 | 0.00 | 66.9 | 0.00 | 0.00 |
| Derivative Financial Instruments | 1,742 | 1,107 | 453 | 99.6 | 127 | 566 |
| Other Trading Assets | 176 | 154 | 130 | 121 | 86.8 | 91.0 |
| Loans and Advances to Banks and FIs | 1,368 | 1,231 | 1,062 | 1,104 | 880 | 851 |
| Loans and Advances to Customers | 44,982 | 41,985 | 37,795 | 36,176 | 26,641 | 23,483 |
| Investment Securities | 18,352 | 14,885 | 12,132 | 8,767 | 4,653 | 4,893 |
| Current Tax Assets | 391 | 265 | 260 | 355 | 243 | 245 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment in Associates | 212 | 202 | 182 | 227 | 108 | 101 |
| Investment Property | 571 | 607 | 486 | 174 | 57.1 | 35.5 |
| Property and Equipment | 817 | 839 | 817 | 789 | 600 | 331 |
| Goodwill and Intangible Assets | 85.5 | 86.8 | 89.1 | 90.8 | 49.8 | 24.3 |
| Deferred Tax Assets | 92.8 | 0.00 | 0.00 | 11.8 | 31.3 | 26.1 |
| Other Assets | 646 | 804 | 619 | 628 | 346 | 383 |
| Total Liabilities | 75,803 | 62,802 | 54,863 | 47,355 | 32,947 | 31,714 |
| Due to Banks and FIs | 3,066 | 2,438 | 1,739 | 1,449 | 1,225 | 1,604 |
| Due to Nepal Rastra Bank | 29.0 | 33.2 | 37.3 | 47.1 | 1,444 | 1,132 |
| Derivative Financial Instruments | 1,760 | 1,107 | 452 | 94.7 | 127 | 544 |
| Deposits from Customers | 67,267 | 55,375 | 49,009 | 42,870 | 27,960 | 27,011 |
| Borrowings | 1,059 | 1,391 | 1,332 | 328 | 575 | 237 |
| Current Tax Liabilities | 394 | 279 | 246 | 286 | 236 | 207 |
| Deferred Tax Liabilities | 0.00 | 10.1 | 40.4 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 1,159 | 1,101 | 940 | 1,061 | 931 | 528 |
| Debt Securities Issued | 1,069 | 1,069 | 1,068 | 1,218 | 449 | 449 |
| Total Equity | 7,233 | 6,888 | 6,315 | 6,091 | 3,938 | 3,426 |
| Share Capital | 3,812 | 3,812 | 3,613 | 3,577 | 2,380 | 2,163 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Retained Earnings | 563 | 518 | 120 | 413 | 403 | 386 |
| Reserves | 2,773 | 2,490 | 2,522 | 2,034 | 1,099 | 826 |
| Non Controlling Interest | 86.2 | 68.6 | 60.0 | 66.9 | 56.2 | 50.5 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 8,552 | 2,761 | 5,630 | 2,353 | 250 | 1,301 |
| Interest Received | 3,396 | 3,990 | 4,347 | 4,144 | 2,742 | 2,108 |
| Fees and Other Income Received | 501 | 448 | 370 | 294 | 253 | 221 |
| Receipts from Other Operating Activities | 169 | 121 | 69.9 | 58.1 | 86.6 | 124 |
| Interest Paid | -2,247 | -2,516 | -3,301 | -3,020 | -1,849 | -1,249 |
| Commission and Fees Paid | -111 | -98.1 | -76.9 | -69.4 | -53.6 | -37.5 |
| Cash Payment to Employees | -528 | -506 | -621 | -340 | -317 | -297 |
| Other Expense Paid | -252 | -265 | -253 | -212 | -170 | -147 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 929 | 1,174 | 535 | 854 | 692 | 724 |
| Due from Nepal Rastra Bank | -654 | -87.5 | -267 | -672 | 1,341 | -1,357 |
| Placement with Banks and Financial Institutions | 0.00 | 0.00 | 66.9 | -66.9 | 0.00 | 0.25 |
| Other Trading Assets | -12.4 | 0.34 | -19.0 | -14.5 | -30.5 | -55.4 |
| Loan and Advances to Banks and Financial Institutions | -216 | -169 | 42.9 | 130 | -29.5 | -87.2 |
| Loan and Advances to Customers | -3,473 | -4,982 | -1,777 | 695 | -3,180 | -4,251 |
| Other Assets | -586 | -858 | -337 | -249 | 457 | 230 |
| Due to Banks and Financial Institutions | 628 | 760 | 475 | 214 | -532 | -129 |
| Due to Nepal Rastra Bank | -4.1 | -4.1 | -9.7 | -1,397 | 354 | 955 |
| Deposit from Customers | 11,892 | 6,366 | 6,101 | 3,643 | 952 | 5,648 |
| Borrowings | -332 | -1.4 | 830 | -446 | 448 | 86.5 |
| Other Liabilities | 771 | 812 | 312 | 8.1 | -24.6 | -256 |
| Net Cash Flow from Operating Activities Before Tax Paid | 8,943 | 3,010 | 5,953 | 2,699 | 447 | 1,510 |
| Income Taxes Paid | -390 | -249 | -323 | -347 | -197 | -208 |
| Net Cash Flow from Investing Activities (B) | -2,625 | -2,238 | -2,986 | -2,244 | 200 | -2,071 |
| Purchase of Investment Securities | -3,436 | -2,724 | -3,324 | -2,453 | 224 | -2,253 |
| Receipts from Sale of Investment Securities | 18.8 | 17.9 | 31.6 | 0.00 | 32.8 | 118 |
| Purchase of Property and Equipment | -65.3 | -106 | -127 | -57.8 | -262 | -85.1 |
| Receipt from Sale of Property and Equipment | 0.00 | 1.3 | 0.00 | 0.00 | 0.04 | 0.00 |
| Purchase of Intangible Assets | -2.4 | -1.8 | -2.5 | -4.3 | -2.2 | -3.2 |
| Purchase of Investment Properties | 0.00 | -116 | -311 | -117 | -19.5 | -0.81 |
| Receipt from Sale of Investment Properties | 40.5 | Not reported | Not reported | Not reported | Not reported | Not reported |
| Interest Received | 794 | 678 | 733 | 379 | 222 | 152 |
| Dividend Received | 26.5 | 12.8 | 13.9 | 9.3 | 4.2 | 1.4 |
| Net Cash Flow from Financing Activities (C) | -507 | -241 | -593 | 990 | -159 | 257 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 0.00 | 499 | 0.00 | 299 |
| Repayment of Debt Securities | 0.00 | 0.00 | -150 | 0.00 | 0.00 | 0.00 |
| Receipt from Issue of Shares | 0.00 | 0.00 | 0.00 | 14.0 | 0.00 | 0.00 |
| Dividends Paid | -307 | 0.00 | -258 | -258 | -78.9 | -46.0 |
| Interest Paid | -199 | -241 | -194 | -142 | -40.7 | -10.3 |
| Other Receipt/Payment | 0.00 | 0.00 | 9.0 | 877 | -39.2 | 14.3 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 5,421 | 282 | 2,052 | 1,098 | 291 | -512 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 5,305 | 5,022 | 2,970 | 1,870 | 1,573 | 2,078 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 2.3 | 1.1 | 0.42 | 1.9 | 5.4 | 7.3 |
| Cash and Cash Equivalents at Ashadh End | 10,729 | 5,305 | 5,022 | 2,970 | 1,870 | 1,573 |
Figures from Global IME Bank Limited's quarterly reports, most recent quarter first.
Values in Rs. Crore unless stated otherwise.
| Particulars | Q1 2083/84 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 447 | 411 | 415 | 436 | 438 | 421 | 439 | 426 | 400 | 416 | 436 | 496 |
| Interest Income | 1,051 | 1,007 | 1,012 | 1,064 | 776 | 1,101 | 1,107 | 1,187 | 433 | 1,269 | 1,350 | 1,455 |
| Interest Expense | -604 | -597 | -597 | -628 | -338 | -681 | -668 | -762 | -33.7 | -853 | -914 | -959 |
| Net Fee and Commission Income | 130 | 91.9 | 90.4 | 100 | 141 | 84.7 | 74.9 | 92.9 | 141 | 64.7 | 66.3 | 77.5 |
| Fee and Commission Income | 157 | 119 | 119 | 121 | 179 | 109 | 100 | 112 | 188 | 83.1 | 83.1 | 94.2 |
| Fee and Commission Expense | -27.5 | -27.0 | -28.4 | -21.0 | -38.0 | -24.0 | -25.4 | -19.4 | -46.2 | -18.4 | -16.8 | -16.7 |
| Net Trading Income | 42.0 | 48.5 | 34.5 | 17.1 | 63.7 | 10.8 | 21.0 | 34.1 | 70.7 | 8.4 | 20.8 | -8.2 |
| Other Operating Income | 18.3 | 4.5 | 36.1 | 20.8 | 21.9 | 27.7 | 6.6 | 11.5 | 46.2 | 3.5 | 17.3 | 6.4 |
| Total Operating Income | 637 | 556 | 576 | 574 | 664 | 544 | 542 | 564 | 658 | 493 | 540 | 571 |
| Impairment Charge/(Reversal) | -54.3 | -146 | -154 | -105 | -159 | -96.3 | -115 | -108 | 99.6 | -115 | -241 | -183 |
| Net Operating Income | 583 | 409 | 422 | 469 | 505 | 447 | 427 | 456 | 758 | 377 | 299 | 389 |
| Operating Expenses | -246 | -220 | -216 | -229 | -245 | -226 | -209 | -217 | -279 | -188 | -185 | -226 |
| Operating Expense - Personnel Expenses | -154 | -134 | -132 | -143 | -157 | -144 | -123 | -129 | -166 | -106 | -104 | -151 |
| Other Operating Expenses | -70.6 | -64.5 | -62.1 | -64.2 | -62.4 | -60.6 | -64.8 | -66.6 | -88.4 | -61.0 | -59.1 | -52.5 |
| Depreciation & Amortisation | -21.8 | -21.2 | -22.1 | -21.7 | -26.1 | -21.1 | -20.8 | -21.7 | -24.4 | -20.8 | -21.5 | -22.4 |
| Operating Profit | 337 | 189 | 206 | 240 | 260 | 221 | 218 | 239 | 478 | 190 | 114 | 163 |
| Non-Operating Income/(Expense) | -1.1 | -0.06 | -0.51 | 11.7 | 9.4 | -1.2 | 0.74 | 1.3 | 15.7 | -14.9 | 0.94 | -0.44 |
| Non-Operating Income | 0.09 | 0.10 | 0.00 | 11.9 | 10.9 | -0.30 | 0.87 | 1.4 | -0.45 | 0.69 | 0.96 | 1.8 |
| Non-Operating Expense | -1.2 | -0.16 | -0.51 | -0.14 | -1.5 | -0.86 | -0.13 | -0.11 | 16.2 | -15.6 | -0.02 | -2.2 |
| Profit Before Income Tax | 336 | 189 | 206 | 252 | 269 | 220 | 219 | 240 | 494 | 175 | 115 | 162 |
| Income Tax Expense | -94.6 | -55.7 | -55.0 | -63.2 | -81.4 | -67.6 | -55.1 | -71.6 | -154 | -45.9 | -25.4 | -52.9 |
| Current Tax | -66.9 | -86.7 | -87.6 | -77.9 | -171 | -66.3 | -62.6 | -67.5 | -137 | -54.0 | -28.5 | -54.3 |
| Deferred Tax | -27.7 | 31.0 | 32.6 | 14.8 | 89.4 | -1.4 | 7.4 | -4.1 | -16.7 | 8.2 | 3.1 | 1.5 |
| Profit for the Year | 241 | 134 | 151 | 189 | 188 | 153 | 164 | 169 | 340 | 129 | 89.4 | 109 |
Over the last 15 trading sessions GBIME closed between Rs. 240.00 and Rs. 264.90, finishing at Rs. 264.90 on 2026-10-30 against Rs. 243.00 on 2026-10-02.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-30 | 261.00 | 267.00 | 258.00 | 264.90 | 7,14,114 |
| 2026-10-29 | 255.90 | 262.00 | 254.30 | 261.00 | 5,64,735 |
| 2026-10-28 | 253.30 | 257.00 | 252.00 | 255.90 | 1,72,579 |
| 2026-10-27 | 251.00 | 254.30 | 249.00 | 253.30 | 2,61,003 |
| 2026-10-26 | 254.00 | 254.80 | 250.30 | 250.70 | 97,803 |
| 2026-10-16 | 252.90 | 255.00 | 251.30 | 254.00 | 2,31,098 |
| 2026-10-14 | 260.90 | 260.90 | 246.00 | 251.50 | 1,94,490 |
| 2026-10-13 | 245.40 | 249.00 | 244.00 | 248.50 | 1,28,908 |
| 2026-10-12 | 245.00 | 250.00 | 240.00 | 245.40 | 4,87,189 |
| 2026-10-09 | 240.20 | 246.00 | 240.00 | 245.20 | 1,71,539 |
| 2026-10-08 | 245.00 | 245.00 | 238.70 | 240.00 | 1,69,558 |
| 2026-10-07 | 241.00 | 242.60 | 240.00 | 241.00 | 1,39,736 |
| 2026-10-06 | 240.20 | 242.20 | 240.20 | 241.40 | 90,975 |
| 2026-10-05 | 243.00 | 243.00 | 240.00 | 240.30 | 1,08,699 |
| 2026-10-02 | 244.00 | 244.90 | 242.00 | 243.00 | 78,571 |
2026, between Rs. 219.50 and Rs. 270.60, 2025, between Rs. 210.70 and Rs. 278.90, 2024, between Rs. 161.14 and Rs. 286.26, 2023, between Rs. 165.17 and Rs. 227.02, 2022, between Rs. 184.97 and Rs. 341.68 and 2021, between Rs. 250.57 and Rs. 432.38.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 219.50 | 270.60 | 189 |
| 2025 | 210.70 | 278.90 | 225 |
| 2024 | 161.14 | 286.26 | 232 |
| 2023 | 165.17 | 227.02 | 202 |
| 2022 | 184.97 | 341.68 | 123 |
| 2021 | 250.57 | 432.38 | 239 |
| 2020 | 153.31 | 278.29 | 171 |
| 2019 | 164.33 | 212.02 | 127 |
| 2018 | 152.77 | 191.11 | 234 |
| 2017 | 158.04 | 232.82 | 230 |
| 2016 | 169.80 | 271.24 | 232 |
| 2015 | 135.57 | 214.86 | 215 |
At Rs. 264.90 on 2026-10-30, GBIME is up 5.66% over 1 week, up 9.01% over 1 month, up 2.75% over 3 months, up 14.68% over 6 months, up 11.30% over 1 year and down 17.81% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +5.66% | 250.70 | 2026-10-26 |
| 1 month | +9.01% | 243.00 | 2026-10-02 |
| 3 months | +2.75% | 257.80 | 2026-08-04 |
| 6 months | +14.68% | 231.00 | 2026-05-06 |
| 1 year | +11.30% | 238.00 | 2025-11-02 |
| 5 years | -17.81% | 322.30 | 2021-11-03 |
GBIME traded 1,219 times on 2026-10-30, moving 7,14,114 shares for Rs. 18.85 crore of turnover. Trades went through between Rs. 257.10 and Rs. 267.00.
Largest buyers by volume: broker 75, NIMB Stock Markets Limited on 1,24,895 shares across 144 trades, broker 14, Nepal Stock House Pvt. Limited on 1,16,104 shares across 148 trades, broker 48, Trishakti Securities Public Limited on 82,010 shares across 23 trades, broker 17, ABC Securities Pvt. Limited on 50,100 shares across 65 trades, broker 49, Online Securities Limited on 46,528 shares across 89 trades, broker 62, Capital Max Securities Limited on 41,640 shares across 46 trades, broker 36, Secured Securities Limited on 27,722 shares across 77 trades, broker 72, Hatemalo Financial Services Private Limited on 25,510 shares across 55 trades, broker 58, Naasa Securities Co. Ltd. on 25,080 shares across 76 trades and broker 47, Neev Securities Pvt.Ltd on 22,000 shares across 39 trades.
Largest sellers by volume: broker 44, Dynamic Money Managers Securities Pvt.Ltd on 86,014 shares across 45 trades, broker 48, Trishakti Securities Public Limited on 75,518 shares across 33 trades, broker 45, Imperial Securities Co. Limited on 73,605 shares across 47 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 57,612 shares across 50 trades, broker 17, ABC Securities Pvt. Limited on 54,093 shares across 55 trades, broker 65, Sharepro Securities Private Limited on 35,990 shares across 35 trades, broker 16, Primo Securities Pvt. Limited on 20,269 shares across 19 trades, broker 58, Naasa Securities Co. Ltd. on 19,680 shares across 75 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 17,831 shares across 19 trades and broker 22, Siprabi Securities Pvt. Limited on 17,047 shares across 45 trades.
Global IME Bank Limited most recently declared a 4% bonus share issue and a 6% cash dividend, 10% in total for 2082/2083, announced on 2026-09-07. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2082/2083 | 4% | 6% | 2026-09-07 |
| 2081/2082 | 5.5% | 8% | 2025-12-09 |
| 2080/2081 | 5.5% | 2024-11-06 | |
| 2079/2080 | 1% | 8% | 2024-01-11 |
| 2078/2079 | 3% | 10.6% | 2022-11-15 |
For 2082/2083 Global IME Bank Limited declared a 4% bonus share issue and a 6% cash dividend, 10% in total, announced on 2026-09-07.
For 2081/2082 Global IME Bank Limited declared a 5.5% bonus share issue and an 8% cash dividend, 13.5% in total, announced on 2025-12-09.
For 2080/2081 Global IME Bank Limited declared a 5.5% bonus share issue, announced on 2024-11-06.
For 2079/2080 Global IME Bank Limited declared a 1% bonus share issue and an 8% cash dividend, 9% in total, announced on 2024-01-11.
For 2078/2079 Global IME Bank Limited declared a 3% bonus share issue and a 10.6% cash dividend, 13.6% in total, announced on 2022-11-15.
Annual and special general meetings Global IME Bank Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 12 quarters of results for GBIME, with charts and peer comparison, are free on NepView.
New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.