Global IME Bank Limited (GBIME) Share Price & Fundamentals

Global IME Bank (GBIME) share price is Rs. 247.50, down 5.14% on 2026-09-22. Open Rs. 252.00. High Rs. 253.00. Low Rs. 246.10. Volume 455,178.

Global IME Bank Limited is a NEPSE-listed company (GBIME), Commercial Banks sector. Revenue: Rs. 2,255.92 Crore. Net profit: Rs. 560.58 Crore. Net worth: Rs. 6,888.09 Crore.

About Global IME Bank Limited

Global IME Bank Limited (GBIME) is one of Nepal's largest class A commercial banks by balance sheet and branch network. It traces to Global Bank Limited (2007), which merged with IME Financial Institution and Lord Buddha Finance in 2012 to form the present entity, and has since absorbed more than twenty financial institutions - among them Commerz and Trust Bank Nepal (2014), Janata Bank Nepal (2019), Lumbini Bank and, in FY2079/80, Bank of Kathmandu. That last acquisition is why the balance sheet steps up sharply between FY2078/79 and FY2079/80. The bank consolidates subsidiaries, so Group and Bank figures differ. Head office: Kathmandu.

Global IME Bank Limited (GBIME) has 38,11,58,530 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 8.00% on face value.

Company website: www.globalimebank.com.

GBIME key metrics

Market Cap	Rs. 9,433.67 Crore
P/E Ratio	16.83
P/E Ratio (TTM)	14.38
EPS	Rs. 14.71
EPS (TTM)	Rs. 17.21
Book Value	Rs. 180.71
Dividend Yield	3.23%
Face Value	Rs. 100.00
52 Week High	Rs. 270.60
52 Week Low	Rs. 218.90
Listed Since	2017

GBIME strengths

What Global IME Bank Limited's own accounts show in its favour, graded against the rest of its sector.

Lends out 74.5% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
Profit grew 22.7% on last year. (Growth)
16.7% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
88.6% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
Turns 28.6% of its income into profit once every cost is paid. (Profitability)
Only 2% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
Customer deposits grew 13% on last year, giving it more cheap money to lend. (Growth)
74.3% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
Staff costs come to 23.2% of income, so wages are well controlled. (Efficiency)
Loans are 59.6% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
The bank grew 13.8% bigger over the year. (Shareholder Returns)

GBIME weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

Return on shareholders' money is 7.6%, below what owners would hope for. (Profitability)
Return on everything it owns is 0.7%, so its assets are not producing much. (Profitability)
Makes only 2.4% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
22% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
Each share produced Rs 16.34 over the year. (Shareholder Returns)
Income from lending moved -2.9%, so the core business is not growing. (Growth)
Total income moved 2.6% on last year. (Growth)
Only 9.7% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
Operating margin is 39.8%, so running costs take too much of what core banking earns. (Profitability)
Owns 10.33x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
The loan book moved 11%, so lending is not expanding. (Growth)
Each share is backed by only Rs 174.8 of net worth. (Shareholder Returns)
Only 9% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)

GBIME Q3 2082/83 results

In Q3 2082/83 Global IME Bank Limited reported profit of Rs. 133.65 crore and total operating income of Rs. 555.59 crore. Profit in Q2 2082/83 was Rs. 150.72 crore. Profit fell 11.33% on the previous quarter. Total operating income fell 3.53% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 152.57 crore. Profit fell 12.41% on the same quarter last year. Total operating income grew 2.18% on the same quarter last year.

GBIME annual results 2081/82

For the financial year 2081/82 Global IME Bank Limited reported net profit of Rs. 560.58 crore, total operating income of Rs. 2,255.92 crore and net worth of Rs. 6,888.09 crore. Net profit in 2080/81 was Rs. 621.93 crore. Net profit fell 9.86% on the year. Total operating income grew 5.44% on the year.

GBIME profit and loss for 2081/82

In the financial year 2081/82, Global IME Bank Limited reported net interest income of Rs. 1,746.62 crore, net fee and commission income of Rs. 345.76 crore, net trading income of Rs. 119.13 crore, other operating income of Rs. 44.41 crore, total operating income of Rs. 2,255.92 crore, impairment charge/(reversal) of Rs. 617.08 crore, net operating income of Rs. 1,638.83 crore, operating expenses of Rs. 854.15 crore, operating profit of Rs. 784.69 crore, non-operating income/(expense) of Rs. 18.02 crore, profit before income tax of Rs. 802.71 crore, income tax expense of Rs. 242.13 crore and profit for the year of Rs. 560.58 crore.

Reported under net interest income: interest income of Rs. 4,506.6 crore and interest expense of Rs. 2,759.98 crore. Reported under net fee and commission income: fee and commission income of Rs. 448.05 crore and fee and commission expense of Rs. 102.29 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 507.99 crore, other operating expenses of Rs. 257.12 crore and depreciation & amortisation of Rs. 89.03 crore. Reported under non-operating income/(expense): non-operating income of Rs. 19.78 crore and non-operating expense of Rs. 1.76 crore. Reported under income tax expense: current tax of Rs. 278.64 crore and deferred tax of Rs. 36.51 crore.

GBIME profit and loss for 2080/81

In the financial year 2080/81, Global IME Bank Limited reported net interest income of Rs. 1,751.15 crore, net fee and commission income of Rs. 289.53 crore, net trading income of Rs. 44.27 crore, other operating income of Rs. 54.55 crore, total operating income of Rs. 2,139.5 crore, impairment charge/(reversal) of Rs. 375.41 crore, net operating income of Rs. 1,764.09 crore, operating expenses of Rs. 847.09 crore, operating profit of Rs. 917 crore, non-operating income/(expense) of Rs. 14.68 crore, profit before income tax of Rs. 902.32 crore, income tax expense of Rs. 280.39 crore and profit for the year of Rs. 621.93 crore.

Reported under net interest income: interest income of Rs. 5,264.68 crore and interest expense of Rs. 3,513.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 369.66 crore and fee and commission expense of Rs. 80.12 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 512.35 crore, other operating expenses of Rs. 231.77 crore and depreciation & amortisation of Rs. 102.98 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.56 crore and non-operating expense of Rs. 17.24 crore. Reported under income tax expense: current tax of Rs. 244.71 crore and deferred tax of Rs. 35.68 crore.

GBIME profit and loss for 2079/80

In the financial year 2079/80, Global IME Bank Limited reported net interest income of Rs. 1,766.2 crore, net fee and commission income of Rs. 224.67 crore, net trading income of Rs. 62.02 crore, other operating income of Rs. 19.46 crore, total operating income of Rs. 2,072.35 crore, impairment charge/(reversal) of Rs. 350.54 crore, net operating income of Rs. 1,721.81 crore, operating expenses of Rs. 735.04 crore, operating profit of Rs. 986.77 crore, non-operating income/(expense) of Rs. 25.65 crore, profit before income tax of Rs. 961.11 crore, income tax expense of Rs. 266.97 crore and profit for the year of Rs. 694.15 crore.

Reported under net interest income: interest income of Rs. 4,949.53 crore and interest expense of Rs. 3,183.33 crore. Reported under net fee and commission income: fee and commission income of Rs. 296.42 crore and fee and commission expense of Rs. 71.75 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 457.54 crore, other operating expenses of Rs. 194.56 crore and depreciation & amortisation of Rs. 82.94 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.71 crore and non-operating expense of Rs. 27.37 crore. Reported under income tax expense: current tax of Rs. 284.99 crore and deferred tax of Rs. 18.03 crore.

GBIME balance sheet for 2081/82

In the financial year 2081/82, Global IME Bank Limited reported total assets of Rs. 69,690.3 crore, total liabilities of Rs. 62,802.21 crore and total equity of Rs. 6,888.09 crore.

Reported under total assets: cash and cash equivalents of Rs. 5,305.31 crore, due from nepal rastra bank of Rs. 2,218.95 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 1,107.19 crore, other trading assets of Rs. 154.45 crore, loans and advances to banks and fis of Rs. 1,231.43 crore, loans and advances to customers of Rs. 41,985.26 crore, investment securities of Rs. 14,884.62 crore, current tax assets of Rs. 264.76 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 201.62 crore, investment property of Rs. 606.76 crore, property and equipment of Rs. 839.27 crore, goodwill and intangible assets of Rs. 86.82 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 803.88 crore. Reported under total liabilities: due to banks and fis of Rs. 2,438.39 crore, due to nepal rastra bank of Rs. 33.18 crore, derivative financial instruments of Rs. 1,107.24 crore, deposits from customers of Rs. 55,374.61 crore, borrowings of Rs. 1,390.56 crore, current tax liabilities of Rs. 278.64 crore, deferred tax liabilities of Rs. 10.13 crore, other liabilities of Rs. 1,100.72 crore and debt securities issued of Rs. 1,068.73 crore. Reported under total equity: share capital of Rs. 3,811.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 518.13 crore, reserves of Rs. 2,489.74 crore and non controlling interest of Rs. 68.63 crore.

GBIME balance sheet for 2080/81

In the financial year 2080/81, Global IME Bank Limited reported total assets of Rs. 61,177.94 crore, total liabilities of Rs. 54,862.58 crore and total equity of Rs. 6,315.35 crore.

Reported under total assets: cash and cash equivalents of Rs. 5,022.1 crore, due from nepal rastra bank of Rs. 2,131.49 crore, placement with banks and fis of Rs. 0 crore, derivative financial instruments of Rs. 452.53 crore, other trading assets of Rs. 130.17 crore, loans and advances to banks and fis of Rs. 1,062.34 crore, loans and advances to customers of Rs. 37,794.56 crore, investment securities of Rs. 12,131.87 crore, current tax assets of Rs. 259.65 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 182.5 crore, investment property of Rs. 485.9 crore, property and equipment of Rs. 816.63 crore, goodwill and intangible assets of Rs. 89.11 crore, deferred tax assets of Rs. 0 crore and other assets of Rs. 619.08 crore. Reported under total liabilities: due to banks and fis of Rs. 1,738.8 crore, due to nepal rastra bank of Rs. 37.33 crore, derivative financial instruments of Rs. 451.63 crore, deposits from customers of Rs. 49,008.78 crore, borrowings of Rs. 1,331.87 crore, current tax liabilities of Rs. 245.61 crore, deferred tax liabilities of Rs. 40.38 crore, other liabilities of Rs. 939.73 crore and debt securities issued of Rs. 1,068.47 crore. Reported under total equity: share capital of Rs. 3,612.88 crore, share premium of Rs. 0 crore, retained earnings of Rs. 120.29 crore, reserves of Rs. 2,522.22 crore and non controlling interest of Rs. 59.97 crore.

GBIME balance sheet for 2079/80

In the financial year 2079/80, Global IME Bank Limited reported total assets of Rs. 53,445.72 crore, total liabilities of Rs. 47,354.51 crore and total equity of Rs. 6,091.21 crore.

Reported under total assets: cash and cash equivalents of Rs. 2,969.59 crore, due from nepal rastra bank of Rs. 1,864.91 crore, placement with banks and fis of Rs. 66.87 crore, derivative financial instruments of Rs. 99.62 crore, other trading assets of Rs. 120.57 crore, loans and advances to banks and fis of Rs. 1,103.6 crore, loans and advances to customers of Rs. 36,175.8 crore, investment securities of Rs. 8,767.47 crore, current tax assets of Rs. 355.41 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 227.43 crore, investment property of Rs. 174.48 crore, property and equipment of Rs. 789.11 crore, goodwill and intangible assets of Rs. 90.81 crore, deferred tax assets of Rs. 11.8 crore and other assets of Rs. 628.26 crore. Reported under total liabilities: due to banks and fis of Rs. 1,448.85 crore, due to nepal rastra bank of Rs. 47.07 crore, derivative financial instruments of Rs. 94.69 crore, deposits from customers of Rs. 42,870.41 crore, borrowings of Rs. 328.25 crore, current tax liabilities of Rs. 285.72 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,061.36 crore and debt securities issued of Rs. 1,218.16 crore. Reported under total equity: share capital of Rs. 3,577.11 crore, share premium of Rs. 0 crore, retained earnings of Rs. 413.2 crore, reserves of Rs. 2,033.96 crore and non controlling interest of Rs. 66.94 crore.

GBIME cash flow for 2081/82

In the financial year 2081/82, Global IME Bank Limited reported net cash flow from operating activities (a) of Rs. 2,760.7 crore, net cash flow from investing activities (b) of Rs. 2,237.92 crore, net cash flow from financing activities (c) of Rs. 240.7 crore, net increase/(decrease) in cash and cash equivalents of Rs. 282.09 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 5,022.1 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 1.12 crore and cash and cash equivalents at ashadh end of Rs. 5,305.31 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,989.93 crore, fees and other income received of Rs. 448.15 crore, receipts from other operating activities of Rs. 120.81 crore, interest paid of Rs. 2,516.26 crore, commission and fees paid of Rs. 98.1 crore, cash payment to employees of Rs. 506.01 crore, other expense paid of Rs. 264.99 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1,173.53 crore, due from nepal rastra bank of Rs. 87.45 crore, placement with banks and financial institutions of Rs. 0 crore, other trading assets of Rs. 0.34 crore, loan and advances to banks and financial institutions of Rs. 168.66 crore, loan and advances to customers of Rs. 4,981.64 crore, other assets of Rs. 858.49 crore, due to banks and financial institutions of Rs. 759.7 crore, due to nepal rastra bank of Rs. 4.15 crore, deposit from customers of Rs. 6,365.82 crore, borrowings of Rs. 1.41 crore, other liabilities of Rs. 811.93 crore, net cash flow from operating activities before tax paid of Rs. 3,009.53 crore and income taxes paid of Rs. 248.83 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,723.71 crore, receipts from sale of investment securities of Rs. 17.92 crore, purchase of property and equipment of Rs. 106.14 crore, receipt from sale of property and equipment of Rs. 1.26 crore, purchase of intangible assets of Rs. 1.77 crore, purchase of investment properties of Rs. 116.01 crore, interest received of Rs. 677.78 crore and dividend received of Rs. 12.76 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 240.7 crore and other receipt/payment of Rs. 0 crore.

GBIME cash flow for 2080/81

In the financial year 2080/81, Global IME Bank Limited reported net cash flow from operating activities (a) of Rs. 5,630.29 crore, net cash flow from investing activities (b) of Rs. 2,985.61 crore, net cash flow from financing activities (c) of Rs. 592.59 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2,052.09 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 2,969.59 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.42 crore and cash and cash equivalents at ashadh end of Rs. 5,022.1 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 4,347.49 crore, fees and other income received of Rs. 370.16 crore, receipts from other operating activities of Rs. 69.86 crore, interest paid of Rs. 3,301.13 crore, commission and fees paid of Rs. 76.85 crore, cash payment to employees of Rs. 621.47 crore, other expense paid of Rs. 252.84 crore, operating cash flows before changes in operating assets and liabilities of Rs. 535.23 crore, due from nepal rastra bank of Rs. 266.59 crore, placement with banks and financial institutions of Rs. 66.87 crore, other trading assets of Rs. 19.03 crore, loan and advances to banks and financial institutions of Rs. 42.88 crore, loan and advances to customers of Rs. 1,776.77 crore, other assets of Rs. 337.29 crore, due to banks and financial institutions of Rs. 474.7 crore, due to nepal rastra bank of Rs. 9.74 crore, deposit from customers of Rs. 6,100.77 crore, borrowings of Rs. 829.88 crore, other liabilities of Rs. 311.96 crore, net cash flow from operating activities before tax paid of Rs. 5,952.88 crore and income taxes paid of Rs. 322.6 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 3,323.66 crore, receipts from sale of investment securities of Rs. 31.62 crore, purchase of property and equipment of Rs. 126.72 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 2.48 crore, purchase of investment properties of Rs. 311.37 crore, interest received of Rs. 733.06 crore and dividend received of Rs. 13.94 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 150 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 257.55 crore, interest paid of Rs. 194.02 crore and other receipt/payment of Rs. 8.98 crore.

GBIME cash flow for 2079/80

In the financial year 2079/80, Global IME Bank Limited reported net cash flow from operating activities (a) of Rs. 2,352.59 crore, net cash flow from investing activities (b) of Rs. 2,244.29 crore, net cash flow from financing activities (c) of Rs. 989.64 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,097.93 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,869.81 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 1.85 crore and cash and cash equivalents at ashadh end of Rs. 2,969.59 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 4,143.57 crore, fees and other income received of Rs. 293.8 crore, receipts from other operating activities of Rs. 58.14 crore, interest paid of Rs. 3,020.08 crore, commission and fees paid of Rs. 69.35 crore, cash payment to employees of Rs. 340 crore, other expense paid of Rs. 211.6 crore, operating cash flows before changes in operating assets and liabilities of Rs. 854.48 crore, due from nepal rastra bank of Rs. 671.82 crore, placement with banks and financial institutions of Rs. 66.92 crore, other trading assets of Rs. 14.55 crore, loan and advances to banks and financial institutions of Rs. 129.84 crore, loan and advances to customers of Rs. 694.62 crore, other assets of Rs. 248.71 crore, due to banks and financial institutions of Rs. 213.97 crore, due to nepal rastra bank of Rs. 1,396.82 crore, deposit from customers of Rs. 3,643.15 crore, borrowings of Rs. 446.07 crore, other liabilities of Rs. 8.08 crore, net cash flow from operating activities before tax paid of Rs. 2,699.26 crore and income taxes paid of Rs. 346.68 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,453.04 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 57.77 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 4.33 crore, purchase of investment properties of Rs. 117.13 crore, interest received of Rs. 378.65 crore and dividend received of Rs. 9.33 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 499.15 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 14 crore, dividends paid of Rs. 257.74 crore, interest paid of Rs. 142.28 crore and other receipt/payment of Rs. 876.5 crore.

GBIME quarterly for Q3 2082/83

In the quarter Q3 2082/83, Global IME Bank Limited reported net interest income of Rs. 410.76 crore, net fee and commission income of Rs. 91.85 crore, net trading income of Rs. 48.47 crore, other operating income of Rs. 4.51 crore, total operating income of Rs. 555.59 crore, impairment charge/(reversal) of Rs. 146.44 crore, net operating income of Rs. 409.15 crore, operating expenses of Rs. 219.77 crore, operating profit of Rs. 189.38 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 189.32 crore, income tax expense of Rs. 55.68 crore and profit for the year of Rs. 133.65 crore.

Reported under net interest income: interest income of Rs. 1,007.27 crore and interest expense of Rs. 596.51 crore. Reported under net fee and commission income: fee and commission income of Rs. 118.84 crore and fee and commission expense of Rs. 26.98 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 134.06 crore, other operating expenses of Rs. 64.47 crore and depreciation & amortisation of Rs. 21.23 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.1 crore and non-operating expense of Rs. 0.16 crore. Reported under income tax expense: current tax of Rs. 86.7 crore and deferred tax of Rs. 31.02 crore.

GBIME quarterly for Q2 2082/83

In the quarter Q2 2082/83, Global IME Bank Limited reported net interest income of Rs. 414.96 crore, net fee and commission income of Rs. 90.38 crore, net trading income of Rs. 34.48 crore, other operating income of Rs. 36.1 crore, total operating income of Rs. 575.92 crore, impairment charge/(reversal) of Rs. 154.01 crore, net operating income of Rs. 421.91 crore, operating expenses of Rs. 215.69 crore, operating profit of Rs. 206.23 crore, non-operating income/(expense) of Rs. 0.51 crore, profit before income tax of Rs. 205.72 crore, income tax expense of Rs. 55 crore and profit for the year of Rs. 150.72 crore.

Reported under net interest income: interest income of Rs. 1,011.82 crore and interest expense of Rs. 596.86 crore. Reported under net fee and commission income: fee and commission income of Rs. 118.78 crore and fee and commission expense of Rs. 28.4 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 131.51 crore, other operating expenses of Rs. 62.1 crore and depreciation & amortisation of Rs. 22.08 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.51 crore. Reported under income tax expense: current tax of Rs. 87.56 crore and deferred tax of Rs. 32.56 crore.

GBIME quarterly for Q1 2082/83

In the quarter Q1 2082/83, Global IME Bank Limited reported net interest income of Rs. 436.06 crore, net fee and commission income of Rs. 100.39 crore, net trading income of Rs. 17.11 crore, other operating income of Rs. 20.81 crore, total operating income of Rs. 574.36 crore, impairment charge/(reversal) of Rs. 105.01 crore, net operating income of Rs. 469.35 crore, operating expenses of Rs. 229 crore, operating profit of Rs. 240.35 crore, non-operating income/(expense) of Rs. 11.74 crore, profit before income tax of Rs. 252.08 crore, income tax expense of Rs. 63.18 crore and profit for the year of Rs. 188.9 crore.

Reported under net interest income: interest income of Rs. 1,064.07 crore and interest expense of Rs. 628.01 crore. Reported under net fee and commission income: fee and commission income of Rs. 121.35 crore and fee and commission expense of Rs. 20.96 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 143.06 crore, other operating expenses of Rs. 64.22 crore and depreciation & amortisation of Rs. 21.71 crore. Reported under non-operating income/(expense): non-operating income of Rs. 11.87 crore and non-operating expense of Rs. 0.14 crore. Reported under income tax expense: current tax of Rs. 77.94 crore and deferred tax of Rs. 14.76 crore.

GBIME quarterly for Q4 2081/82

In the quarter Q4 2081/82, Global IME Bank Limited reported net interest income of Rs. 437.58 crore, net fee and commission income of Rs. 140.87 crore, net trading income of Rs. 63.75 crore, other operating income of Rs. 21.91 crore, total operating income of Rs. 664.11 crore, impairment charge/(reversal) of Rs. 159.15 crore, net operating income of Rs. 504.96 crore, operating expenses of Rs. 245.26 crore, operating profit of Rs. 259.7 crore, non-operating income/(expense) of Rs. 9.37 crore, profit before income tax of Rs. 269.07 crore, income tax expense of Rs. 81.44 crore and profit for the year of Rs. 187.63 crore.

Reported under net interest income: interest income of Rs. 775.6 crore and interest expense of Rs. 338.02 crore. Reported under net fee and commission income: fee and commission income of Rs. 178.91 crore and fee and commission expense of Rs. 38.04 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 156.75 crore, other operating expenses of Rs. 62.37 crore and depreciation & amortisation of Rs. 26.15 crore. Reported under non-operating income/(expense): non-operating income of Rs. 10.89 crore and non-operating expense of Rs. 1.52 crore. Reported under income tax expense: current tax of Rs. 170.83 crore and deferred tax of Rs. 89.39 crore.

GBIME Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2077/78	2076/77
Net Interest Income	1,747	1,751	1,766	1,091	958	856
Interest Income	4,507	5,265	4,950	3,005	2,233	2,112
Interest Expense	-2,760	-3,514	-3,183	-1,914	-1,274	-1,257
Net Fee and Commission Income	346	290	225	198	176	134
Fee and Commission Income	448	370	296	263	213	159
Fee and Commission Expense	-102	-80.1	-71.8	-64.9	-37.5	-24.6
Net Trading Income	119	44.3	62.0	25.7	117	64.8
Other Operating Income	44.4	54.6	19.5	49.2	64.4	21.2
Total Operating Income	2,256	2,140	2,072	1,364	1,315	1,076
Impairment Charge/(Reversal)	-617	-375	-351	-51.4	-116	-203
Net Operating Income	1,639	1,764	1,722	1,312	1,200	873
Operating Expenses	-854	-847	-735	-580	-525	-424
Operating Expense - Personnel Expenses	-508	-512	-458	-360	-344	-263
Other Operating Expenses	-257	-232	-195	-152	-147	-130
Depreciation & Amortisation	-89.0	-103	-82.9	-67.7	-34.5	-31.5
Operating Profit	785	917	987	733	675	449
Non-Operating Income/(Expense)	18.0	-14.7	-25.7	-9.5	23.7	-3.4
Non-Operating Income	19.8	2.6	1.7	6.9	23.7	4.6
Non-Operating Expense	-1.8	-17.2	-27.4	-16.4	0.00	-7.9
Profit Before Income Tax	803	902	961	723	699	446
Income Tax Expense	-242	-280	-267	-209	-202	-133
Current Tax	-279	-245	-285	-233	-207	-134
Deferred Tax	36.5	-35.7	18.0	23.8	5.0	0.95
Profit for the Year	561	622	694	514	496	312

GBIME Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2077/78	2076/77
Total Assets	69,690	61,178	53,446	36,885	35,140	27,698
Cash and Cash Equivalents	5,305	5,022	2,970	1,870	1,573	2,078
Due from Nepal Rastra Bank	2,219	2,131	1,865	1,193	2,537	1,180
Placement with Banks and FIs	0.00	0.00	66.9	0.00	0.00	0.25
Derivative Financial Instruments	1,107	453	99.6	127	566	888
Other Trading Assets	154	130	121	86.8	91.0	49.1
Loans and Advances to Banks and FIs	1,231	1,062	1,104	880	851	622
Loans and Advances to Customers	41,985	37,795	36,176	26,641	23,483	19,390
Investment Securities	14,885	12,132	8,767	4,653	4,893	2,643
Current Tax Assets	265	260	355	243	245	171
Investment in Subsidiaries	0.00	0.00	0.00	0.00	0.00	0.00
Investment in Associates	202	182	227	108	101	55.2
Investment Property	607	486	174	57.1	35.5	33.5
Property and Equipment	839	817	789	600	331	259
Goodwill and Intangible Assets	86.8	89.1	90.8	49.8	24.3	24.3
Deferred Tax Assets	0.00	0.00	11.8	31.3	26.1	26.6
Other Assets	804	619	628	346	383	278
Total Liabilities	62,802	54,863	47,355	32,947	31,714	24,752
Due to Banks and FIs	2,438	1,739	1,449	1,225	1,604	1,544
Due to Nepal Rastra Bank	33.2	37.3	47.1	1,444	1,132	134
Derivative Financial Instruments	1,107	452	94.7	127	544	877
Deposits from Customers	55,375	49,009	42,870	27,960	27,011	21,295
Borrowings	1,391	1,332	328	575	237	240
Current Tax Liabilities	279	246	286	236	207	134
Deferred Tax Liabilities	10.1	40.4	0.00	0.00	0.00	0.00
Other Liabilities	1,101	940	1,061	931	528	378
Debt Securities Issued	1,069	1,068	1,218	449	449	150
Total Equity	6,888	6,315	6,091	3,938	3,426	2,946
Share Capital	3,812	3,613	3,577	2,380	2,163	1,898
Share Premium	0.00	0.00	0.00	0.00	0.00	0.54
Retained Earnings	518	120	413	403	386	204
Reserves	2,490	2,522	2,034	1,099	826	823
Non Controlling Interest	68.6	60.0	66.9	56.2	50.5	21.1

GBIME Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2077/78	2076/77
Net Cash Flow from Operating Activities (A)	2,761	5,630	2,353	250	1,301	1,345
Interest Received	3,990	4,347	4,144	2,742	2,108	1,771
Fees and Other Income Received	448	370	294	253	221	160
Receipts from Other Operating Activities	121	69.9	58.1	86.6	124	67.6
Interest Paid	-2,516	-3,301	-3,020	-1,849	-1,249	-1,229
Commission and Fees Paid	-98.1	-76.9	-69.4	-53.6	-37.5	-24.6
Cash Payment to Employees	-506	-621	-340	-317	-297	-196
Other Expense Paid	-265	-253	-212	-170	-147	-132
Operating Cash Flows Before Changes in Operating Assets and Liabilities	1,174	535	854	692	724	417
Due from Nepal Rastra Bank	-87.5	-267	-672	1,341	-1,357	-656
Placement with Banks and Financial Institutions	0.00	66.9	-66.9	0.00	0.25	21.3
Other Trading Assets	0.34	-19.0	-14.5	-30.5	-55.4	-5.8
Loan and Advances to Banks and Financial Institutions	-169	42.9	130	-29.5	-87.2	-273
Loan and Advances to Customers	-4,982	-1,777	695	-3,180	-4,251	-8,150
Other Assets	-858	-337	-249	457	230	-649
Due to Banks and Financial Institutions	760	475	214	-532	-129	914
Due to Nepal Rastra Bank	-4.1	-9.7	-1,397	354	955	10.8
Deposit from Customers	6,366	6,101	3,643	952	5,648	9,201
Borrowings	-1.4	830	-446	448	86.5	239
Other Liabilities	812	312	8.1	-24.6	-256	441
Net Cash Flow from Operating Activities Before Tax Paid	3,010	5,953	2,699	447	1,510	1,509
Income Taxes Paid	-249	-323	-347	-197	-208	-164
Net Cash Flow from Investing Activities (B)	-2,238	-2,986	-2,244	200	-2,071	-1,438
Purchase of Investment Securities	-2,724	-3,324	-2,453	224	-2,253	-1,347
Receipts from Sale of Investment Securities	17.9	31.6	0.00	32.8	118	0.89
Purchase of Property and Equipment	-106	-127	-57.8	-262	-85.1	-146
Receipt from Sale of Property and Equipment	1.3	0.00	0.00	0.04	0.00	0.00
Purchase of Intangible Assets	-1.8	-2.5	-4.3	-2.2	-3.2	-23.3
Purchase of Investment Properties	-116	-311	-117	-19.5	-0.81	-20.8
Interest Received	678	733	379	222	152	94.7
Dividend Received	12.8	13.9	9.3	4.2	1.4	3.7
Net Cash Flow from Financing Activities (C)	-241	-593	990	-159	257	953
Receipt from Issue of Debt Securities	0.00	0.00	499	0.00	299	0.00
Repayment of Debt Securities	0.00	-150	0.00	0.00	0.00	0.00
Receipt from Issue of Shares	0.00	0.00	14.0	0.00	0.00	13.8
Dividends Paid	0.00	-258	-258	-78.9	-46.0	-132
Interest Paid	-241	-194	-142	-40.7	-10.3	-15.6
Other Receipt/Payment	0.00	9.0	877	-39.2	14.3	1,087
Net Increase/(Decrease) in Cash and Cash Equivalents	282	2,052	1,098	291	-512	859
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)	5,022	2,970	1,870	1,573	2,078	1,209
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held	1.1	0.42	1.9	5.4	7.3	9.6
Cash and Cash Equivalents at Ashadh End	5,305	5,022	2,970	1,870	1,573	2,078

GBIME Quarterly Results

Values in Rs. Crore unless stated otherwise.

Particulars	Q3 2082/83	Q2 2082/83	Q1 2082/83	Q4 2081/82	Q3 2081/82	Q2 2081/82	Q1 2081/82	Q4 2080/81	Q3 2080/81	Q2 2080/81	Q1 2080/81
Net Interest Income	411	415	436	438	421	439	426	400	416	436	496
Interest Income	1,007	1,012	1,064	776	1,101	1,107	1,187	433	1,269	1,350	1,455
Interest Expense	-597	-597	-628	-338	-681	-668	-762	-33.7	-853	-914	-959
Net Fee and Commission Income	91.9	90.4	100	141	84.7	74.9	92.9	141	64.7	66.3	77.5
Fee and Commission Income	119	119	121	179	109	100	112	188	83.1	83.1	94.2
Fee and Commission Expense	-27.0	-28.4	-21.0	-38.0	-24.0	-25.4	-19.4	-46.2	-18.4	-16.8	-16.7
Net Trading Income	48.5	34.5	17.1	63.7	10.8	21.0	34.1	70.7	8.4	20.8	-8.2
Other Operating Income	4.5	36.1	20.8	21.9	27.7	6.6	11.5	46.2	3.5	17.3	6.4
Total Operating Income	556	576	574	664	544	542	564	658	493	540	571
Impairment Charge/(Reversal)	-146	-154	-105	-159	-96.3	-115	-108	99.6	-115	-241	-183
Net Operating Income	409	422	469	505	447	427	456	758	377	299	389
Operating Expenses	-220	-216	-229	-245	-226	-209	-217	-279	-188	-185	-226
Operating Expense - Personnel Expenses	-134	-132	-143	-157	-144	-123	-129	-166	-106	-104	-151
Other Operating Expenses	-64.5	-62.1	-64.2	-62.4	-60.6	-64.8	-66.6	-88.4	-61.0	-59.1	-52.5
Depreciation & Amortisation	-21.2	-22.1	-21.7	-26.1	-21.1	-20.8	-21.7	-24.4	-20.8	-21.5	-22.4
Operating Profit	189	206	240	260	221	218	239	478	190	114	163
Non-Operating Income/(Expense)	-0.06	-0.51	11.7	9.4	-1.2	0.74	1.3	15.7	-14.9	0.94	-0.44
Non-Operating Income	0.10	0.00	11.9	10.9	-0.30	0.87	1.4	-0.45	0.69	0.96	1.8
Non-Operating Expense	-0.16	-0.51	-0.14	-1.5	-0.86	-0.13	-0.11	16.2	-15.6	-0.02	-2.2
Profit Before Income Tax	189	206	252	269	220	219	240	494	175	115	162
Income Tax Expense	-55.7	-55.0	-63.2	-81.4	-67.6	-55.1	-71.6	-154	-45.9	-25.4	-52.9
Current Tax	-86.7	-87.6	-77.9	-171	-66.3	-62.6	-67.5	-137	-54.0	-28.5	-54.3
Deferred Tax	31.0	32.6	14.8	89.4	-1.4	7.4	-4.1	-16.7	8.2	3.1	1.5
Profit for the Year	134	151	189	188	153	164	169	340	129	89.4	109

Global IME Bank share price history

Over the last 15 trading sessions GBIME closed between Rs. 240.00 and Rs. 260.90, finishing at Rs. 247.50 on 2026-09-22 against Rs. 243.10 on 2026-08-26.

Date	Open	High	Low	Close	Volume
2026-09-22	252.00	253.00	246.10	247.50	4,55,178
2026-09-18	260.00	261.90	257.00	260.90	8,94,556
2026-09-17	260.00	260.00	256.00	258.20	2,54,365
2026-09-16	256.00	259.00	255.00	257.50	2,25,137
2026-09-15	260.00	263.70	254.30	257.10	3,15,862
2026-09-14	250.00	254.00	250.00	253.00	1,35,724
2026-09-11	250.00	251.50	248.30	250.60	1,48,823
2026-09-10	254.00	254.00	247.80	248.60	2,21,176
2026-09-09	254.00	255.10	250.40	250.40	1,26,513
2026-09-07	262.50	262.50	248.10	251.90	1,10,870
2026-09-03	250.40	254.50	247.00	250.00	1,47,780
2026-09-02	245.00	250.00	243.00	249.90	3,67,046
2026-09-01	240.00	242.00	239.50	240.00	80,037
2026-08-31	242.00	246.00	239.20	240.00	85,641
2026-08-26	244.80	246.00	242.30	243.10	1,02,470

GBIME share price by year

2026, between Rs. 219.50 and Rs. 270.60, 2025, between Rs. 210.70 and Rs. 278.90, 2024, between Rs. 161.14 and Rs. 286.26, 2023, between Rs. 165.17 and Rs. 227.02, 2022, between Rs. 184.97 and Rs. 341.68 and 2021, between Rs. 250.57 and Rs. 432.38.

Year	Low (Rs.)	High (Rs.)	Sessions
2026	219.50	270.60	168
2025	210.70	278.90	225
2024	161.14	286.26	232
2023	165.17	227.02	202
2022	184.97	341.68	123
2021	250.57	432.38	239
2020	153.31	278.29	171
2019	164.33	212.02	127
2018	152.77	191.11	234
2017	158.04	232.82	230
2016	169.80	271.24	232
2015	135.57	214.86	215

Global IME Bank share price returns

At Rs. 247.50 on 2026-09-22, GBIME is down 3.73% over 1 week, up 0.53% over 1 month, up 3.13% over 3 months, down 2.86% over 6 months, up 1.71% over 1 year and down 32.55% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

Period	Return	From price (Rs.)	From date
1 week	-3.73%	257.10	2026-09-15
1 month	+0.53%	246.20	2026-08-21
3 months	+3.13%	240.00	2026-06-24
6 months	-2.86%	254.80	2026-03-26
1 year	+1.71%	243.33	2025-09-21
5 years	-32.55%	366.94	2021-09-23

GBIME floorsheet for 2026-09-22

GBIME traded 1,078 times on 2026-09-22, moving 4,33,654 shares for Rs. 10.77 crore of turnover. Trades went through between Rs. 239.90 and Rs. 253.00.

Largest buyers by volume: broker 45, Imperial Securities Co. Limited on 83,671 shares across 34 trades, broker 77, Nabil Stock Dealer Limited on 50,210 shares across 49 trades, broker 75, NIMB Stock Markets Limited on 28,294 shares across 33 trades, broker 58, Naasa Securities Co. Ltd. on 26,537 shares across 128 trades, broker 14, Nepal Stock House Pvt. Limited on 22,055 shares across 25 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 20,644 shares across 119 trades, broker 48, Trishakti Securities Public Limited on 20,015 shares across 33 trades, broker 67, Property Wizard Limited on 15,369 shares across 26 trades, broker 42, Sani Securities Company Limited on 14,360 shares across 57 trades and broker 44, Dynamic Money Managers Securities Pvt.Ltd on 12,378 shares across 28 trades.

Largest sellers by volume: broker 43, South Asian Bulls Pvt.Limited on 1,17,845 shares across 67 trades, broker 17, ABC Securities Pvt. Limited on 42,236 shares across 93 trades, broker 14, Nepal Stock House Pvt. Limited on 32,561 shares across 23 trades, broker 58, Naasa Securities Co. Ltd. on 25,980 shares across 103 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 11,883 shares across 13 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 11,809 shares across 20 trades, broker 49, Online Securities Limited on 10,112 shares across 36 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 9,296 shares across 16 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 9,200 shares across 32 trades and broker 52, Sundhara Securities Limited on 8,133 shares across 7 trades.

GBIME dividend history: bonus shares and cash dividend

Global IME Bank Limited most recently declared a 4% bonus share issue and a 6% cash dividend, 10% in total for 2082/2083, announced on 2026-09-07. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial year	Bonus share	Cash dividend	Announced
2082/2083	4%	6%	2026-09-07
2081/2082	5.5%	8%	2025-12-09
2080/2081	5.5%		2024-11-06
2079/2080	1%	8%	2024-01-11
2078/2079	3%	10.6%	2022-11-15

For 2082/2083 Global IME Bank Limited declared a 4% bonus share issue and a 6% cash dividend, 10% in total, announced on 2026-09-07.

For 2081/2082 Global IME Bank Limited declared a 5.5% bonus share issue and an 8% cash dividend, 13.5% in total, announced on 2025-12-09.

For 2080/2081 Global IME Bank Limited declared a 5.5% bonus share issue, announced on 2024-11-06.

For 2079/2080 Global IME Bank Limited declared a 1% bonus share issue and an 8% cash dividend, 9% in total, announced on 2024-01-11.

For 2078/2079 Global IME Bank Limited declared a 3% bonus share issue and a 10.6% cash dividend, 13.6% in total, announced on 2022-11-15.

GBIME general meetings

Annual and special general meetings Global IME Bank Limited has called. A dividend is declared by the board and approved at the AGM.

474th AGM for 2082/2083: on 2026-10-02, at Nepal Police Club, Bhrikutimandap, Kathmandu (9:00 AM)
19th AGM for 2081/2082
19th AGM for 2081/2082: on 2025-11-12, at Nepal Pragya Pratisthan, Kamaladi, Kathmandu (10:00 AM)

6 years of annual statements and 11 quarters of results for GBIME, with charts and peer comparison, are free on NepView.

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