Nepal Investment Mega Bank Limited (NIMB) Share Price & Fundamentals

Nepal Investment Mega Bank (NIMB) share price is Rs. 197.00, up 0.61% on 2026-09-22. Open Rs. 205.50. High Rs. 205.50. Low Rs. 195.20. Volume 232,106.

Nepal Investment Mega Bank Limited is a NEPSE-listed company (NIMB), Commercial Banks sector. Revenue: Rs. 1,810.63 Crore. Net profit: Rs. 446.16 Crore. Net worth: Rs. 6,585.26 Crore.

About Nepal Investment Mega Bank Limited

Nepal Investment Mega Bank Limited (NIMB) was formed through the merger of Nepal Investment Bank Limited (NIBL) and Mega Bank Nepal Limited in 2022, creating one of Nepal's largest commercial banks. NIMB offers comprehensive banking and financial services across an extensive branch network nationwide, serving retail, corporate, and SME clients. The bank is listed on the Nepal Stock Exchange (NEPSE) and is among the top commercial banks by total assets and deposit base in Nepal.

Nepal Investment Mega Bank Limited (NIMB) has 34,12,85,950 shares outstanding. It listed on NEPSE in 2016.

NIMB key metrics

Market Cap	Rs. 6,723.33 Crore
P/E Ratio	15.07
P/E Ratio (TTM)	23.95
EPS	Rs. 13.07
EPS (TTM)	Rs. 8.23
Book Value	Rs. 192.95
Dividend Yield	0.00%
Face Value	Rs. 100.00
52 Week High	Rs. 232.50
52 Week Low	Rs. 181.00
Listed Since	2016

NIMB strengths

What Nepal Investment Mega Bank Limited's own accounts show in its favour, graded against the rest of its sector.

Lends out 68.4% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
94.9% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
Only 0.6% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
Loans are 57.4% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
11.5% of what the bank owns belongs to shareholders rather than depositors and lenders. (Capital Strength)
13.1% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
Owns 8.66x for every rupee shareholders put in, a modest multiple that limits risk. (Capital Strength)
Customer deposits grew 17.1% on last year, giving it more cheap money to lend. (Growth)
Each share is backed by Rs 190.4 of the bank's own net worth. (Shareholder Returns)
76.4% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
Staff costs come to 22.6% of income, so wages are well controlled. (Efficiency)
The bank grew 14.5% bigger over the year. (Shareholder Returns)
10.5% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

NIMB weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

Return on shareholders' money is 6.7%, below what owners would hope for. (Profitability)
Profit moved -36.6% on last year, so earnings are not building up. (Growth)
36.4% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
Each share produced Rs 8.05 over the year. (Shareholder Returns)
Income from lending moved -8.5%, so the core business is not growing. (Growth)
Return on everything it owns is 0.8%, so its assets are not producing much. (Profitability)
Makes only 2.5% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
Net profit margin is 16.2%, less than most lenders keep once every cost is paid. (Profitability)
Total income moved -3.7% on last year. (Growth)
Operating margin is 25.5%, so running costs take too much of what core banking earns. (Profitability)
The loan book moved 5.8%, so lending is not expanding. (Growth)

NIMB Q3 2082/83 results

In Q3 2082/83 Nepal Investment Mega Bank Limited reported profit of Rs. 161.63 crore and total operating income of Rs. 422.18 crore. Profit in Q2 2082/83 was Rs. 148.67 crore. Profit grew 8.72% on the previous quarter. Total operating income fell 0.45% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 176.92 crore. Profit fell 8.64% on the same quarter last year. Total operating income grew 7.98% on the same quarter last year.

NIMB annual results 2081/82

For the financial year 2081/82 Nepal Investment Mega Bank Limited reported net profit of Rs. 446.16 crore, total operating income of Rs. 1,810.63 crore and net worth of Rs. 6,585.26 crore. Net profit in 2080/81 was Rs. 423.56 crore. Net profit grew 5.34% on the year. Total operating income grew 0.07% on the year.

NIMB profit and loss for 2081/82

In the financial year 2081/82, Nepal Investment Mega Bank Limited reported net interest income of Rs. 1,429.31 crore, net fee and commission income of Rs. 262.18 crore, net trading income of Rs. 80.28 crore, other operating income of Rs. 38.86 crore, total operating income of Rs. 1,810.63 crore, impairment charge/(reversal) of Rs. 437.54 crore, net operating income of Rs. 1,373.09 crore, operating expenses of Rs. 681.92 crore, operating profit of Rs. 691.17 crore, non-operating income/(expense) of Rs. 50.21 crore, profit before income tax of Rs. 640.96 crore, income tax expense of Rs. 194.8 crore and profit for the year of Rs. 446.16 crore.

Reported under net interest income: interest income of Rs. 3,625.7 crore and interest expense of Rs. 2,196.4 crore. Reported under net fee and commission income: fee and commission income of Rs. 322.98 crore and fee and commission expense of Rs. 60.8 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 414.9 crore, other operating expenses of Rs. 170.74 crore and depreciation & amortisation of Rs. 96.29 crore. Reported under non-operating income/(expense): non-operating income of Rs. 6.64 crore and non-operating expense of Rs. 56.85 crore. Reported under income tax expense: current tax of Rs. 290.27 crore and deferred tax of Rs. 95.47 crore.

NIMB profit and loss for 2080/81

In the financial year 2080/81, Nepal Investment Mega Bank Limited reported net interest income of Rs. 1,525.81 crore, net fee and commission income of Rs. 205.9 crore, net trading income of Rs. 47.11 crore, other operating income of Rs. 30.46 crore, total operating income of Rs. 1,809.28 crore, impairment charge/(reversal) of Rs. 511.16 crore, net operating income of Rs. 1,298.13 crore, operating expenses of Rs. 647.33 crore, operating profit of Rs. 650.8 crore, non-operating income/(expense) of Rs. 64.87 crore, profit before income tax of Rs. 585.93 crore, income tax expense of Rs. 162.37 crore and profit for the year of Rs. 423.56 crore.

Reported under net interest income: interest income of Rs. 4,326.16 crore and interest expense of Rs. 2,800.35 crore. Reported under net fee and commission income: fee and commission income of Rs. 264.6 crore and fee and commission expense of Rs. 58.7 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 388.5 crore, other operating expenses of Rs. 163.51 crore and depreciation & amortisation of Rs. 95.32 crore. Reported under non-operating income/(expense): non-operating income of Rs. 8.34 crore and non-operating expense of Rs. 73.21 crore. Reported under income tax expense: current tax of Rs. 336.47 crore and deferred tax of Rs. 174.11 crore.

NIMB profit and loss for 2079/80

In the financial year 2079/80, Nepal Investment Mega Bank Limited reported net interest income of Rs. 1,240.98 crore, net fee and commission income of Rs. 175.75 crore, net trading income of Rs. 51.06 crore, other operating income of Rs. 30.13 crore, total operating income of Rs. 1,497.91 crore, impairment charge/(reversal) of Rs. 320.03 crore, net operating income of Rs. 1,177.88 crore, operating expenses of Rs. 507.06 crore, operating profit of Rs. 670.82 crore, non-operating income/(expense) of Rs. 127.25 crore, profit before income tax of Rs. 543.56 crore, income tax expense of Rs. 165.4 crore and profit for the year of Rs. 378.17 crore.

Reported under net interest income: interest income of Rs. 3,520.7 crore and interest expense of Rs. 2,279.72 crore. Reported under net fee and commission income: fee and commission income of Rs. 228.27 crore and fee and commission expense of Rs. 52.52 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 312.19 crore, other operating expenses of Rs. 122.26 crore and depreciation & amortisation of Rs. 72.6 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.83 crore and non-operating expense of Rs. 130.08 crore. Reported under income tax expense: current tax of Rs. 232.9 crore and deferred tax of Rs. 67.5 crore.

NIMB balance sheet for 2081/82

In the financial year 2081/82, Nepal Investment Mega Bank Limited reported total assets of Rs. 56,537.56 crore, total liabilities of Rs. 49,952.3 crore and total equity of Rs. 6,585.26 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,399.94 crore, due from nepal rastra bank of Rs. 2,229.3 crore, placement with banks and fis of Rs. 2,493.41 crore, derivative financial instruments of Rs. 4.67 crore, other trading assets of Rs. 52.96 crore, loans and advances to banks and fis of Rs. 1,538.37 crore, loans and advances to customers of Rs. 32,317.78 crore, investment securities of Rs. 14,061.79 crore, current tax assets of Rs. 31.67 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 46.85 crore, investment property of Rs. 368.43 crore, property and equipment of Rs. 848.47 crore, goodwill and intangible assets of Rs. 109.02 crore, deferred tax assets of Rs. 240.06 crore and other assets of Rs. 794.84 crore. Reported under total liabilities: due to banks and fis of Rs. 394.33 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 47,220.35 crore, borrowings of Rs. 274.4 crore, provisions of Rs. 0.74 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,058.48 crore and debt securities issued of Rs. 1,004 crore. Reported under total equity: share capital of Rs. 3,412.86 crore, share premium of Rs. 0 crore, retained earnings of Rs. 171.72 crore and reserves of Rs. 3,344.12 crore.

NIMB balance sheet for 2080/81

In the financial year 2080/81, Nepal Investment Mega Bank Limited reported total assets of Rs. 49,332.68 crore, total liabilities of Rs. 43,244.95 crore and total equity of Rs. 6,087.73 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,268.24 crore, due from nepal rastra bank of Rs. 1,913.3 crore, placement with banks and fis of Rs. 1,545.38 crore, derivative financial instruments of Rs. 3.25 crore, other trading assets of Rs. 28.86 crore, loans and advances to banks and fis of Rs. 1,222.6 crore, loans and advances to customers of Rs. 30,549.48 crore, investment securities of Rs. 10,490.5 crore, current tax assets of Rs. 24.6 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 43.84 crore, investment property of Rs. 301.65 crore, property and equipment of Rs. 783.27 crore, goodwill and intangible assets of Rs. 111.04 crore, deferred tax assets of Rs. 165.26 crore and other assets of Rs. 881.41 crore. Reported under total liabilities: due to banks and fis of Rs. 339.09 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 40,334.68 crore, borrowings of Rs. 533.4 crore, provisions of Rs. 0.16 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,033.62 crore and debt securities issued of Rs. 1,004 crore. Reported under total equity: share capital of Rs. 3,412.86 crore, share premium of Rs. 0 crore, retained earnings of Rs. 505.69 crore and reserves of Rs. 3,180.56 crore.

NIMB balance sheet for 2079/80

In the financial year 2079/80, Nepal Investment Mega Bank Limited reported total assets of Rs. 44,735.82 crore, total liabilities of Rs. 39,117.35 crore and total equity of Rs. 5,618.47 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,948.21 crore, due from nepal rastra bank of Rs. 2,055.48 crore, placement with banks and fis of Rs. 1,582.49 crore, derivative financial instruments of Rs. 5.55 crore, other trading assets of Rs. 19.22 crore, loans and advances to banks and fis of Rs. 874.35 crore, loans and advances to customers of Rs. 30,287.42 crore, investment securities of Rs. 6,036.99 crore, current tax assets of Rs. 101.2 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 35.93 crore, investment property of Rs. 116.5 crore, property and equipment of Rs. 747.13 crore, goodwill and intangible assets of Rs. 112.42 crore, deferred tax assets of Rs. 10.99 crore and other assets of Rs. 801.94 crore. Reported under total liabilities: due to banks and fis of Rs. 581.04 crore, due to nepal rastra bank of Rs. 34.48 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 35,375.95 crore, borrowings of Rs. 1,180.35 crore, provisions of Rs. 0.26 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,345.26 crore and debt securities issued of Rs. 600 crore. Reported under total equity: share capital of Rs. 3,412.86 crore, share premium of Rs. 0 crore, retained earnings of Rs. 293.88 crore and reserves of Rs. 2,499.48 crore.

NIMB cash flow for 2081/82

In the financial year 2081/82, Nepal Investment Mega Bank Limited reported net cash flow from operating activities (a) of Rs. 3,819.46 crore, net cash flow from investing activities (b) of Rs. 3,630.32 crore, net cash flow from financing activities (c) of Rs. 57.45 crore, net increase/(decrease) in cash and cash equivalents of Rs. 131.69 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,268.24 crore and cash and cash equivalents at ashadh end of Rs. 1,399.94 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,817.62 crore, fees and other income received of Rs. 320.84 crore, receipts from other operating activities of Rs. 110.54 crore, interest paid of Rs. 2,113.5 crore, commission and fees paid of Rs. 60.19 crore, cash payment to employees of Rs. 339.85 crore, other expense paid of Rs. 172.18 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1,563.28 crore, due from nepal rastra bank of Rs. 316 crore, placement with banks and financial institutions of Rs. 948.03 crore, other trading assets of Rs. 87.77 crore, loan and advances to banks and financial institutions of Rs. 316.8 crore, loan and advances to customers of Rs. 2,491.37 crore, other assets of Rs. 18.1 crore, due to banks and financial institutions of Rs. 55.24 crore, deposit from customers of Rs. 6,885.67 crore, borrowings of Rs. 259 crore, other liabilities of Rs. 49.51 crore and income taxes paid of Rs. 297.17 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 3,430.48 crore, receipts from sale of investment securities of Rs. 8.3 crore, purchase of property and equipment of Rs. 122.81 crore, receipt from sale of property and equipment of Rs. 5.04 crore, purchase of intangible assets of Rs. 1.92 crore, purchase of investment properties of Rs. 66.26 crore, receipt from sale of investment properties of Rs. 3.61 crore and dividend received of Rs. 24.18 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 50 crore, dividends paid of Rs. 11.75 crore, interest paid of Rs. 95.7 crore and other receipt/payment of Rs. 0 crore.

NIMB cash flow for 2080/81

In the financial year 2080/81, Nepal Investment Mega Bank Limited reported net cash flow from operating activities (a) of Rs. 3,690.26 crore, net cash flow from investing activities (b) of Rs. 4,691.41 crore, net cash flow from financing activities (c) of Rs. 321.18 crore, net increase/(decrease) in cash and cash equivalents of Rs. 679.97 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,948.21 crore and cash and cash equivalents at ashadh end of Rs. 1,268.24 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 4,035.86 crore, fees and other income received of Rs. 281.67 crore, receipts from other operating activities of Rs. 64.49 crore, interest paid of Rs. 2,724.88 crore, commission and fees paid of Rs. 58.19 crore, cash payment to employees of Rs. 415.39 crore, other expense paid of Rs. 165.37 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1,018.19 crore, due from nepal rastra bank of Rs. 142.18 crore, placement with banks and financial institutions of Rs. 37.11 crore, other trading assets of Rs. 18.64 crore, loan and advances to banks and financial institutions of Rs. 351.22 crore, loan and advances to customers of Rs. 552.77 crore, other assets of Rs. 259.3 crore, due to banks and financial institutions of Rs. 241.95 crore, due to nepal rastra bank of Rs. 34.48 crore, deposit from customers of Rs. 4,958.73 crore, borrowings of Rs. 646.95 crore, other liabilities of Rs. 138.05 crore, net cash flow from operating activities before tax paid of Rs. 2,611.14 crore and income taxes paid of Rs. 259.86 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 4,382.67 crore, purchase of property and equipment of Rs. 95.8 crore, receipt from sale of property and equipment of Rs. 5.97 crore, purchase of intangible assets of Rs. 2.34 crore, purchase of investment properties of Rs. 239.91 crore, receipt from sale of investment properties of Rs. 0.66 crore and dividend received of Rs. 22.67 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 404 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 11.75 crore, interest paid of Rs. 71.07 crore and other receipt/payment of Rs. 0 crore.

NIMB cash flow for 2079/80

In the financial year 2079/80, Nepal Investment Mega Bank Limited reported net cash flow from operating activities (a) of Rs. 1,710.52 crore, net cash flow from investing activities (b) of Rs. 940.02 crore, net cash flow from financing activities (c) of Rs. 320.78 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,091.29 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 3,039.5 crore and cash and cash equivalents at ashadh end of Rs. 1,948.21 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,191.18 crore, fees and other income received of Rs. 248.58 crore, receipts from other operating activities of Rs. 76.15 crore, interest paid of Rs. 2,194.8 crore, commission and fees paid of Rs. 52.71 crore, cash payment to employees of Rs. 246.82 crore, other expense paid of Rs. 123.95 crore, operating cash flows before changes in operating assets and liabilities of Rs. 897.63 crore, due from nepal rastra bank of Rs. 1,035.07 crore, placement with banks and financial institutions of Rs. 698.28 crore, other trading assets of Rs. 13.77 crore, loan and advances to banks and financial institutions of Rs. 159.22 crore, loan and advances to customers of Rs. 109.46 crore, other assets of Rs. 110.69 crore, due to banks and financial institutions of Rs. 444.8 crore, due to nepal rastra bank of Rs. 1,159.58 crore, deposit from customers of Rs. 912.49 crore, borrowings of Rs. 278.49 crore, other liabilities of Rs. 194.6 crore, net cash flow from operating activities before tax paid of Rs. 3,414.12 crore and income taxes paid of Rs. 243.24 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0 crore, receipts from sale of investment securities of Rs. 1,003.54 crore, purchase of property and equipment of Rs. 56.17 crore, receipt from sale of property and equipment of Rs. 4.35 crore, purchase of intangible assets of Rs. 11.35 crore, purchase of investment properties of Rs. 8.17 crore, receipt from sale of investment properties of Rs. 0.07 crore and dividend received of Rs. 13.63 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 60 crore, dividends paid of Rs. 133.55 crore, interest paid of Rs. 55 crore and other receipt/payment of Rs. 192.23 crore.

NIMB quarterly for Q3 2082/83

In the quarter Q3 2082/83, Nepal Investment Mega Bank Limited reported net interest income of Rs. 317.32 crore, net fee and commission income of Rs. 68.19 crore, net trading income of Rs. 29.97 crore, other operating income of Rs. 6.7 crore, total operating income of Rs. 422.18 crore, impairment charge/(reversal) of Rs. 3.82 crore, net operating income of Rs. 426.01 crore, operating expenses of Rs. 178.83 crore, operating profit of Rs. 247.18 crore, non-operating income/(expense) of Rs. 15.83 crore, profit before income tax of Rs. 231.34 crore, income tax expense of Rs. 69.72 crore and profit for the year of Rs. 161.63 crore.

Reported under net interest income: interest income of Rs. 759.95 crore and interest expense of Rs. 442.63 crore. Reported under net fee and commission income: fee and commission income of Rs. 81.76 crore and fee and commission expense of Rs. 13.58 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 110.86 crore, other operating expenses of Rs. 56.82 crore and depreciation & amortisation of Rs. 11.15 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.99 crore and non-operating expense of Rs. 18.83 crore. Reported under income tax expense: current tax of Rs. 77.11 crore and deferred tax of Rs. 7.4 crore.

NIMB quarterly for Q2 2082/83

In the quarter Q2 2082/83, Nepal Investment Mega Bank Limited reported net interest income of Rs. 319.2 crore, net fee and commission income of Rs. 63.27 crore, net trading income of Rs. 26.37 crore, other operating income of Rs. 15.25 crore, total operating income of Rs. 424.08 crore, impairment charge/(reversal) of Rs. 29.42 crore, net operating income of Rs. 394.66 crore, operating expenses of Rs. 180.72 crore, operating profit of Rs. 213.94 crore, non-operating income/(expense) of Rs. 3.44 crore, profit before income tax of Rs. 217.38 crore, income tax expense of Rs. 68.71 crore and profit for the year of Rs. 148.67 crore.

Reported under net interest income: interest income of Rs. 781.52 crore and interest expense of Rs. 462.32 crore. Reported under net fee and commission income: fee and commission income of Rs. 77.72 crore and fee and commission expense of Rs. 14.45 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 111.81 crore, other operating expenses of Rs. 57.4 crore and depreciation & amortisation of Rs. 11.52 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.63 crore and non-operating expense of Rs. 1.19 crore. Reported under income tax expense: current tax of Rs. 82.88 crore and deferred tax of Rs. 14.16 crore.

NIMB quarterly for Q1 2082/83

In the quarter Q1 2082/83, Nepal Investment Mega Bank Limited reported net interest income of Rs. 326.05 crore, net fee and commission income of Rs. 69.6 crore, net trading income of Rs. 14.56 crore, other operating income of Rs. 31.83 crore, total operating income of Rs. 442.03 crore, impairment charge/(reversal) of Rs. 280.04 crore, net operating income of Rs. 161.99 crore, operating expenses of Rs. 143.59 crore, operating profit of Rs. 18.4 crore, non-operating income/(expense) of Rs. 1.16 crore, profit before income tax of Rs. 17.24 crore, income tax expense of Rs. 6.82 crore and profit for the year of Rs. 10.42 crore.

Reported under net interest income: interest income of Rs. 835.16 crore and interest expense of Rs. 509.11 crore. Reported under net fee and commission income: fee and commission income of Rs. 80.62 crore and fee and commission expense of Rs. 11.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 81.66 crore, other operating expenses of Rs. 49.77 crore and depreciation & amortisation of Rs. 12.16 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.09 crore and non-operating expense of Rs. 5.24 crore. Reported under income tax expense: current tax of Rs. 69.83 crore and deferred tax of Rs. 63 crore.

NIMB quarterly for Q4 2081/82

In the quarter Q4 2081/82, Nepal Investment Mega Bank Limited reported net interest income of Rs. 383.19 crore, net fee and commission income of Rs. 80 crore, net trading income of Rs. 22.5 crore, other operating income of Rs. 16.37 crore, total operating income of Rs. 502.07 crore, impairment charge/(reversal) of Rs. 62.38 crore, net operating income of Rs. 564.44 crore, operating expenses of Rs. 201.92 crore, operating profit of Rs. 362.53 crore, non-operating income/(expense) of Rs. 42.68 crore, profit before income tax of Rs. 319.85 crore, income tax expense of Rs. 92.59 crore and profit for the year of Rs. 227.27 crore.

Reported under net interest income: interest income of Rs. 931.67 crore and interest expense of Rs. 548.48 crore. Reported under net fee and commission income: fee and commission income of Rs. 99.01 crore and fee and commission expense of Rs. 19.01 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 133.5 crore, other operating expenses of Rs. 8.67 crore and depreciation & amortisation of Rs. 59.75 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.54 crore and non-operating expense of Rs. 42.13 crore. Reported under income tax expense: current tax of Rs. 81.4 crore and deferred tax of Rs. 11.19 crore.

NIMB Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2076/77
Net Interest Income	1,429	1,526	1,241	590	586
Interest Income	3,626	4,326	3,521	1,679	1,528
Interest Expense	-2,196	-2,800	-2,280	-1,088	-942
Net Fee and Commission Income	262	206	176	145	127
Fee and Commission Income	323	265	228	180	160
Fee and Commission Expense	-60.8	-58.7	-52.5	-34.3	-32.6
Net Trading Income	80.3	47.1	51.1	65.8	87.9
Other Operating Income	38.9	30.5	30.1	24.1	17.9
Total Operating Income	1,811	1,809	1,498	826	819
Impairment Charge/(Reversal)	-438	-511	-320	131	-200
Net Operating Income	1,373	1,298	1,178	957	619
Operating Expenses	-682	-647	-507	-320	-264
Operating Expense - Personnel Expenses	-415	-388	-312	-195	-149
Other Operating Expenses	-171	-164	-122	-75.1	-87.8
Depreciation & Amortisation	-96.3	-95.3	-72.6	-49.7	-26.8
Operating Profit	691	651	671	637	355
Non-Operating Income/(Expense)	-50.2	-64.9	-127	-83.4	1.9
Non-Operating Income	6.6	8.3	2.8	7.0	2.5
Non-Operating Expense	-56.8	-73.2	-130	-90.4	-0.63
Profit Before Income Tax	641	586	544	553	357
Income Tax Expense	-195	-162	-165	-163	-112
Current Tax	-290	-336	-233	-167	-111
Deferred Tax	95.5	174	67.5	4.0	-0.30
Profit for the Year	446	424	378	390	246

NIMB Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2076/77
Total Assets	56,538	49,333	44,736	24,570	20,419
Cash and Cash Equivalents	1,400	1,268	1,948	1,127	785
Due from Nepal Rastra Bank	2,229	1,913	2,055	564	1,432
Placement with Banks and FIs	2,493	1,545	1,582	878	796
Derivative Financial Instruments	4.7	3.2	5.5	0.00	13.4
Other Trading Assets	53.0	28.9	19.2	7.1	8.0
Loans and Advances to Banks and FIs	1,538	1,223	874	766	492
Loans and Advances to Customers	32,318	30,549	30,287	15,716	13,508
Investment Securities	14,062	10,490	6,037	4,539	2,689
Current Tax Assets	31.7	24.6	101	44.3	71.5
Investment in Subsidiaries	0.00	0.00	0.00	0.00	0.00
Investment in Associates	46.8	43.8	35.9	27.4	14.4
Investment Property	368	302	116	57.3	26.6
Property and Equipment	848	783	747	457	403
Goodwill and Intangible Assets	109	111	112	7.7	12.6
Deferred Tax Assets	240	165	11.0	0.00	0.00
Other Assets	795	881	802	381	167
Total Liabilities	49,952	43,245	39,117	21,120	17,676
Due to Banks and FIs	394	339	581	197	246
Due to Nepal Rastra Bank	0.00	0.00	34.5	647	0.27
Derivative Financial Instruments	0.00	0.00	0.00	0.52	0.00
Deposits from Customers	47,220	40,335	35,376	18,478	16,634
Borrowings	274	533	1,180	383	0.00
Provisions	0.74	0.16	0.26	0.22	0.25
Deferred Tax Liabilities	0.00	0.00	0.00	110	96.2
Other Liabilities	1,058	1,034	1,345	705	374
Debt Securities Issued	1,004	1,004	600	600	325
Total Equity	6,585	6,088	5,618	3,450	2,743
Share Capital	3,413	3,413	3,413	1,831	1,425
Share Premium	0.00	0.00	0.00	0.00	3.3
Retained Earnings	-172	-506	-294	179	289
Reserves	3,344	3,181	2,499	1,441	1,026

NIMB Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2076/77
Net Cash Flow from Operating Activities (A)	3,819	3,690	-1,711	1,723	417
Interest Received	3,818	4,036	3,191	1,490	1,392
Fees and Other Income Received	321	282	249	108	157
Receipts from Other Operating Activities	111	64.5	76.1	77.2	100
Interest Paid	-2,113	-2,725	-2,195	-1,015	-900
Commission and Fees Paid	-60.2	-58.2	-52.7	-33.3	-32.3
Cash Payment to Employees	-340	-415	-247	-134	-107
Other Expense Paid	-172	-165	-124	-75.4	-88.1
Operating Cash Flows Before Changes in Operating Assets and Liabilities	1,563	1,018	898	417	521
Due from Nepal Rastra Bank	-316	142	-1,035	178	-346
Placement with Banks and Financial Institutions	-948	37.1	-698	-64.2	53.4
Other Trading Assets	-87.8	18.6	-13.8	79.0	-34.1
Loan and Advances to Banks and Financial Institutions	-317	-351	159	-260	-65.2
Loan and Advances to Customers	-2,491	-553	109	97.2	-1,285
Other Assets	-18.1	-259	-111	-32.8	200
Due to Banks and Financial Institutions	55.2	-242	-445	-287	-32.9
Due to Nepal Rastra Bank	Not reported	-34.5	-1,160	290	-93.8
Deposit from Customers	6,886	4,959	912	1,025	1,698
Borrowings	-259	-647	-278	383	0.00
Other Liabilities	49.5	-138	195	50.5	-66.0
Net Cash Flow from Operating Activities Before Tax Paid	Not reported	2,611	3,414	1,524	549
Income Taxes Paid	-297	-260	-243	-153	-132
Net Cash Flow from Investing Activities (B)	-3,630	-4,691	940	-1,200	-896
Purchase of Investment Securities	-3,430	0.00	0.00	-1,174	-875
Receipts from Sale of Investment Securities	8.3	-4,383	1,004	17.8	0.00
Purchase of Property and Equipment	-123	-95.8	-56.2	-71.0	-20.9
Receipt from Sale of Property and Equipment	5.0	6.0	4.3	2.6	2.1
Purchase of Intangible Assets	-1.9	-2.3	-11.4	-0.30	-7.4
Purchase of Investment Properties	-66.3	-240	-8.2	-36.6	-5.2
Receipt from Sale of Investment Properties	3.6	0.66	0.07	39.5	0.00
Dividend Received	24.2	22.7	13.6	22.8	10.5
Net Cash Flow from Financing Activities (C)	-57.4	321	-321	-192	-143
Receipt from Issue of Debt Securities	0.00	404	0.00	0.00	0.00
Repayment of Debt Securities	0.00	0.00	0.00	-75.0	0.00
Receipt from Issue of Shares	50.0	0.00	60.0	0.00	2.8
Dividends Paid	-11.8	-11.8	-134	-62.1	-115
Interest Paid	-95.7	-71.1	-55.0	-55.3	-31.0
Other Receipt/Payment	0.00	0.00	-192	0.00	0.00
Net Increase/(Decrease) in Cash and Cash Equivalents	132	-680	-1,091	331	-621
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)	1,268	1,948	3,040	796	1,406
Cash and Cash Equivalents at Ashadh End	1,400	1,268	1,948	1,127	785

NIMB Quarterly Results

Values in Rs. Crore unless stated otherwise.

Particulars	Q3 2082/83	Q2 2082/83	Q1 2082/83	Q4 2081/82	Q3 2081/82	Q2 2081/82	Q1 2081/82	Q4 2080/81	Q3 2080/81	Q2 2080/81	Q1 2080/81
Net Interest Income	317	319	326	383	298	351	390	402	352	342	420
Interest Income	760	782	835	932	815	887	985	1,050	1,055	1,059	1,153
Interest Expense	-443	-462	-509	-548	-516	-536	-595	-649	-703	-717	-733
Net Fee and Commission Income	68.2	63.3	69.6	80.0	60.8	56.9	64.5	71.1	46.5	41.0	47.0
Fee and Commission Income	81.8	77.7	80.6	99.0	75.1	73.3	75.4	88.5	59.4	56.2	60.8
Fee and Commission Expense	-13.6	-14.5	-11.0	-19.0	-14.3	-16.4	-10.9	-17.4	-12.9	-15.1	-13.9
Net Trading Income	30.0	26.4	14.6	22.5	25.1	18.9	13.4	15.3	10.9	11.7	9.0
Other Operating Income	6.7	15.2	31.8	16.4	6.8	4.6	16.8	-8.9	17.6	9.5	12.0
Total Operating Income	422	424	442	502	391	431	485	479	427	404	488
Impairment Charge/(Reversal)	3.8	-29.4	-280	62.4	57.4	-79.7	-97.5	-15.6	-18.2	-223	-64.1
Net Operating Income	426	395	162	564	448	352	387	464	408	182	424
Operating Expenses	-179	-181	-144	-202	-186	-165	-166	-190	-165	-146	-159
Operating Expense - Personnel Expenses	-111	-112	-81.7	-134	-115	-101	-103	-122	-98.5	-79.9	-99.2
Other Operating Expenses	-56.8	-57.4	-49.8	-8.7	-58.7	-52.6	-50.7	-6.7	-54.5	-54.0	-48.1
Depreciation & Amortisation	-11.1	-11.5	-12.2	-59.7	-12.0	-12.0	-12.6	-60.7	-11.9	-12.1	-12.0
Operating Profit	247	214	18.4	363	262	186	221	274	244	35.5	265
Non-Operating Income/(Expense)	-15.8	3.4	-1.2	-42.7	-10.5	6.3	-3.3	2.6	-20.8	-2.1	-41.3
Non-Operating Income	3.0	4.6	4.1	-0.54	1.4	5.8	0.02	3.5	7.2	-0.06	1.0
Non-Operating Expense	-18.8	-1.2	-5.2	-42.1	-11.9	0.51	-3.3	-0.88	-27.9	-2.0	-42.4
Profit Before Income Tax	231	217	17.2	320	252	193	218	277	223	33.5	224
Income Tax Expense	-69.7	-68.7	-6.8	-92.6	-75.1	-60.2	-66.7	-76.7	-64.7	-13.5	-66.7
Current Tax	-77.1	-82.9	-69.8	-81.4	-75.1	-59.1	-66.7	-186	-64.7	-13.5	-66.7
Deferred Tax	7.4	14.2	63.0	-11.2	0.00	-1.1	0.00	110	0.00	0.00	0.00
Profit for the Year	162	149	10.4	227	177	132	151	200	158	20.0	157

Nepal Investment Mega Bank share price history

Over the last 15 trading sessions NIMB closed between Rs. 182.00 and Rs. 197.00, finishing at Rs. 197.00 on 2026-09-22 against Rs. 183.30 on 2026-08-26.

Date	Open	High	Low	Close	Volume
2026-09-22	205.50	205.50	195.20	197.00	2,32,106
2026-09-18	191.00	196.40	190.00	195.80	2,51,933
2026-09-17	195.00	195.00	190.20	191.90	63,356
2026-09-16	193.00	193.00	188.00	192.00	93,883
2026-09-15	197.50	202.00	188.10	192.00	2,78,811
2026-09-14	185.00	189.00	185.00	188.10	87,303
2026-09-11	184.00	187.00	184.00	185.90	72,399
2026-09-10	182.50	185.00	181.30	182.00	61,107
2026-09-09	192.90	192.90	182.00	182.20	76,954
2026-09-07	191.10	191.10	182.10	183.80	94,930
2026-09-03	183.00	184.00	181.00	182.00	90,898
2026-09-02	181.50	185.00	181.00	183.00	61,162
2026-09-01	181.00	184.00	181.00	182.20	49,646
2026-08-31	190.00	190.00	181.20	182.70	71,528
2026-08-26	185.20	186.90	183.20	183.30	1,09,066

NIMB share price by year

2026, between Rs. 181.00 and Rs. 232.50, 2025, between Rs. 187.00 and Rs. 247.00, 2024, between Rs. 147.40 and Rs. 295.00 and 2023, between Rs. 168.00 and Rs. 232.20.

Year	Low (Rs.)	High (Rs.)	Sessions
2026	181.00	232.50	168
2025	187.00	247.00	225
2024	147.40	295.00	232
2023	168.00	232.20	195

Nepal Investment Mega Bank share price returns

At Rs. 197.00 on 2026-09-22, NIMB is up 2.60% over 1 week, up 5.07% over 1 month, up 2.60% over 3 months, down 12.25% over 6 months and down 3.64% over 1 year. Each return compares that close with the last close on or before the same date in the earlier period.

Period	Return	From price (Rs.)	From date
1 week	+2.60%	192.00	2026-09-15
1 month	+5.07%	187.50	2026-08-21
3 months	+2.60%	192.00	2026-06-24
6 months	-12.25%	224.50	2026-03-26
1 year	-3.64%	204.45	2025-09-21

NIMB floorsheet for 2026-09-22

NIMB traded 545 times on 2026-09-22, moving 2,30,783 shares for Rs. 4.58 crore of turnover. Trades went through between Rs. 192.00 and Rs. 205.50.

Largest buyers by volume: broker 22, Siprabi Securities Pvt. Limited on 46,528 shares across 93 trades, broker 67, Property Wizard Limited on 43,398 shares across 45 trades, broker 84, Milky Way Share Broker Company Ltd on 25,000 shares across 27 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 19,410 shares across 40 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 13,100 shares across 28 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 11,869 shares across 17 trades, broker 34, Vision Securities Pvt.Limited on 7,106 shares across 12 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 7,100 shares across 12 trades, broker 58, Naasa Securities Co. Ltd. on 5,959 shares across 40 trades and broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 4,556 shares across 13 trades.

Largest sellers by volume: broker 16, Primo Securities Pvt. Limited on 46,917 shares across 50 trades, broker 58, Naasa Securities Co. Ltd. on 30,150 shares across 88 trades, broker 25, Sweta Securities Pvt. Limited on 12,121 shares across 28 trades, broker 13, Thrive Brokerage House Pvt. Limited on 11,370 shares across 15 trades, broker 45, Imperial Securities Co. Limited on 10,441 shares across 19 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 9,453 shares across 24 trades, broker 54, Sewa Securities Pvt. Ltd. on 7,900 shares across 9 trades, broker 17, ABC Securities Pvt. Limited on 7,420 shares across 10 trades, broker 42, Sani Securities Company Limited on 6,276 shares across 18 trades and broker 41, Linch Stock Market Limited on 6,100 shares across 4 trades.

NIMB dividend history: bonus shares and cash dividend

Nepal Investment Mega Bank Limited most recently declared a 4% bonus share issue and a 7% cash dividend, 11% in total for 2078/2079, announced on 2022-12-01. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial year	Bonus share	Cash dividend	Announced
2078/2079	4%	7%	2022-12-01

For 2078/2079 Nepal Investment Mega Bank Limited declared a 4% bonus share issue and a 7% cash dividend, 11% in total, announced on 2022-12-01.

NIMB general meetings

Annual and special general meetings Nepal Investment Mega Bank Limited has called. A dividend is declared by the board and approved at the AGM.

39th AGM for 2081/2082: on 2026-01-14, at Alice Receptions, Gairidhara, Kathmandu (11:00 AM) (Attendance Book will be kept open from 9:30 AM onwards)
38th AGM for 2080/2081: on 2025-02-27, at Rastriya Sabha Griha, Pradarshani Marg, Kathmandu (10:00 AM) (Attendance Book will be kept open from 9:00 AM onwards)
37th AGM for 2079/2080: on 2024-04-02, at Nepal Pragya Pratisthan, Kamaladi, Kathmandu (10:00 AM)

5 years of annual statements and 11 quarters of results for NIMB, with charts and peer comparison, are free on NepView.

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