Prabhu Bank (PRVU) share price is Rs. 189.90, up 1.77% on 2026-10-12. Open Rs. 187.90. High Rs. 191.50. Low Rs. 186.00. Volume 323,599.
Prabhu Bank Limited is a NEPSE-listed company (PRVU), Commercial Banks sector. Revenue: Rs. 1,296.19 Crore. Net loss: Rs. 15.57 Crore. Net worth: Rs. 3,458.99 Crore.
Prabhu Bank Limited is a Nepal Rastra Bank licensed “A” class commercial bank headquartered at Babarmahal, Kathmandu. It reached commercial-bank status in 2014 through the merger of Kist Bank Ltd., Prabhu Bikash Bank Ltd., Gaurishankar Development Bank Ltd. and Zenith Finance Ltd., was joined by Grand Bank Nepal Limited in 2016, and acquired Century Commercial Bank Limited in 2023 — seven institutions in all. The bank serves a customer base of more than 3.8 million through around 300 branches, 66 extension counters and 265 ATMs nationwide, offering deposits, retail and corporate lending, trade finance, foreign exchange, remittances and guarantees, and acting as a market maker for government securities.
Prabhu Bank Limited (PRVU) has 23,54,24,900 shares outstanding. It listed on NEPSE in 1985.
Company website: www.prabhubank.com.
| Market Cap | Rs. 4,470.72 Crore |
|---|---|
| P/E Ratio | 44.20 |
| EPS | Rs. 4.30 |
| Loss Per Share (TTM) | Rs. 0.66 |
| Book Value | Rs. 146.93 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 235.60 |
| 52 Week Low | Rs. 169.70 |
| Listed Since | 1985 |
What Prabhu Bank Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q4 2082/83 Prabhu Bank Limited reported a loss of Rs. 129.97 crore and total operating income of Rs. 266.9 crore. Profit in Q3 2082/83 was Rs. 15.86 crore. Profit turned from a profit to a loss on the previous quarter. Total operating income fell 25.33% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 362.51 crore. Profit turned from a profit to a loss on the same quarter last year. Total operating income grew 148.29% on the same quarter last year.
For the financial year 2082/83 Prabhu Bank Limited reported a net loss of Rs. 15.57 crore, total operating income of Rs. 1,296.19 crore and net worth of Rs. 3,458.99 crore. Net profit in 2081/82 was Rs. 101.16 crore. Net profit turned from a profit to a loss on the year. Total operating income grew 19.21% on the year.
In the financial year 2082/83, Prabhu Bank Limited reported net interest income of Rs. 916.31 crore, net fee and commission income of Rs. 230.61 crore, net trading income of Rs. 64.59 crore, other operating income of Rs. 84.69 crore, total operating income of Rs. 1,296.19 crore, impairment charge/(reversal) of Rs. 494.44 crore, net operating income of Rs. 801.76 crore, operating expenses of Rs. 628.7 crore, operating profit of Rs. 173.06 crore, non-operating income/(expense) of Rs. 0.38 crore, profit before income tax of Rs. 173.45 crore, income tax expense of Rs. 189.02 crore and profit for the year of Rs. 15.57 crore.
Reported under net interest income: interest income of Rs. 2,428.61 crore and interest expense of Rs. 1,512.3 crore. Reported under net fee and commission income: fee and commission income of Rs. 252.1 crore and fee and commission expense of Rs. 21.5 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 425.05 crore, other operating expenses of Rs. 133.9 crore and depreciation & amortisation of Rs. 69.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.42 crore and non-operating expense of Rs. 0.04 crore. Reported under income tax expense: current tax of Rs. 232.61 crore and deferred tax of Rs. 43.59 crore.
In the financial year 2081/82, Prabhu Bank Limited reported net interest income of Rs. 718.46 crore, net fee and commission income of Rs. 235.51 crore, net trading income of Rs. 69.68 crore, other operating income of Rs. 63.67 crore, total operating income of Rs. 1,087.32 crore, impairment charge/(reversal) of Rs. 240.29 crore, net operating income of Rs. 847.03 crore, operating expenses of Rs. 642.82 crore, operating profit of Rs. 204.22 crore, non-operating income/(expense) of Rs. 2.23 crore, profit before income tax of Rs. 206.45 crore, income tax expense of Rs. 105.29 crore and profit for the year of Rs. 101.16 crore.
Reported under net interest income: interest income of Rs. 2,324.16 crore and interest expense of Rs. 1,605.7 crore. Reported under net fee and commission income: fee and commission income of Rs. 264.02 crore and fee and commission expense of Rs. 28.51 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 420.04 crore, other operating expenses of Rs. 149.83 crore and depreciation & amortisation of Rs. 72.95 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.5 crore and non-operating expense of Rs. 0.27 crore. Reported under income tax expense: current tax of Rs. 161.24 crore and deferred tax of Rs. 55.95 crore.
In the financial year 2080/81, Prabhu Bank Limited reported net interest income of Rs. 1,195.09 crore, net fee and commission income of Rs. 200.18 crore, net trading income of Rs. 44.88 crore, other operating income of Rs. 35.98 crore, total operating income of Rs. 1,476.13 crore, impairment charge/(reversal) of Rs. 471.99 crore, net operating income of Rs. 1,004.14 crore, operating expenses of Rs. 676.05 crore, operating profit of Rs. 328.09 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 328.03 crore, income tax expense of Rs. 267.81 crore and profit for the year of Rs. 60.22 crore.
Reported under net interest income: interest income of Rs. 3,196.95 crore and interest expense of Rs. 2,001.85 crore. Reported under net fee and commission income: fee and commission income of Rs. 211.92 crore and fee and commission expense of Rs. 11.74 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 448.95 crore, other operating expenses of Rs. 158.59 crore and depreciation & amortisation of Rs. 68.51 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.22 crore and non-operating expense of Rs. 0.28 crore. Reported under income tax expense: current tax of Rs. 249.07 crore and deferred tax of Rs. 18.75 crore.
In the financial year 2081/82, Prabhu Bank Limited reported total assets of Rs. 40,808.96 crore, total liabilities of Rs. 37,349.97 crore and total equity of Rs. 3,458.99 crore.
Reported under total assets: cash and cash equivalents of Rs. 871.68 crore, due from nepal rastra bank of Rs. 2,087.39 crore, placement with banks and fis of Rs. 28.24 crore, derivative financial instruments of Rs. 721.72 crore, other trading assets of Rs. 89 crore, loans and advances to banks and fis of Rs. 782.97 crore, loans and advances to customers of Rs. 22,545.59 crore, investment securities of Rs. 12,076.92 crore, current tax assets of Rs. 29.94 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 13.63 crore, investment property of Rs. 165.43 crore, property and equipment of Rs. 512.39 crore, goodwill and intangible assets of Rs. 32.7 crore, deferred tax assets of Rs. 75.02 crore and other assets of Rs. 776.34 crore. Reported under total liabilities: due to banks and fis of Rs. 589.97 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 722.48 crore, deposits from customers of Rs. 34,204.12 crore, borrowings of Rs. 70.07 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 10.57 crore, other liabilities of Rs. 968.6 crore and debt securities issued of Rs. 784.17 crore. Reported under total equity: share capital of Rs. 2,354.25 crore, retained earnings of Rs. 236.93 crore, reserves of Rs. 1,288.68 crore and non controlling interest of Rs. 53 crore.
In the financial year 2080/81, Prabhu Bank Limited reported total assets of Rs. 36,227.07 crore, total liabilities of Rs. 32,889 crore and total equity of Rs. 3,338.07 crore.
Reported under total assets: cash and cash equivalents of Rs. 812.09 crore, due from nepal rastra bank of Rs. 1,528.51 crore, placement with banks and fis of Rs. 60.61 crore, derivative financial instruments of Rs. 26.15 crore, other trading assets of Rs. 82.03 crore, loans and advances to banks and fis of Rs. 866.03 crore, loans and advances to customers of Rs. 22,104.56 crore, investment securities of Rs. 9,368.52 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 78.98 crore, property and equipment of Rs. 470.19 crore, goodwill and intangible assets of Rs. 35.35 crore, deferred tax assets of Rs. 32.74 crore and other assets of Rs. 761.32 crore. Reported under total liabilities: due to banks and fis of Rs. 721.62 crore, due to nepal rastra bank of Rs. 0.1 crore, derivative financial instruments of Rs. 26 crore, deposits from customers of Rs. 30,492.46 crore, borrowings of Rs. 66.83 crore, current tax liabilities of Rs. 4.53 crore, provisions of Rs. 10.57 crore, other liabilities of Rs. 782.88 crore and debt securities issued of Rs. 784.02 crore. Reported under total equity: share capital of Rs. 2,354.25 crore, retained earnings of Rs. 283.12 crore, reserves of Rs. 1,213.12 crore and non controlling interest of Rs. 53.83 crore.
In the financial year 2079/80, Prabhu Bank Limited reported total assets of Rs. 34,926.04 crore, total liabilities of Rs. 31,717.22 crore and total equity of Rs. 3,208.82 crore.
Reported under total assets: cash and cash equivalents of Rs. 1,028.63 crore, due from nepal rastra bank of Rs. 1,067.02 crore, placement with banks and fis of Rs. 55.75 crore, derivative financial instruments of Rs. 230.45 crore, other trading assets of Rs. 65.59 crore, loans and advances to banks and fis of Rs. 697.55 crore, loans and advances to customers of Rs. 23,411.89 crore, investment securities of Rs. 6,988.25 crore, current tax assets of Rs. 14.55 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 3.68 crore, investment property of Rs. 44.54 crore, property and equipment of Rs. 493.31 crore, goodwill and intangible assets of Rs. 38.72 crore, deferred tax assets of Rs. 84.47 crore and other assets of Rs. 701.64 crore. Reported under total liabilities: due to banks and fis of Rs. 800.3 crore, due to nepal rastra bank of Rs. 15.97 crore, derivative financial instruments of Rs. 230.87 crore, deposits from customers of Rs. 28,900.42 crore, borrowings of Rs. 65.75 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 9.77 crore, other liabilities of Rs. 910.24 crore and debt securities issued of Rs. 783.9 crore. Reported under total equity: share capital of Rs. 2,354.25 crore, retained earnings of Rs. 204.15 crore, reserves of Rs. 1,005.46 crore and non controlling interest of Rs. 53.26 crore.
In the financial year 2081/82, Prabhu Bank Limited reported net cash flow from operating activities (a) of Rs. 2,462.77 crore, net cash flow from investing activities (b) of Rs. 2,392.4 crore, net cash flow from financing activities (c) of Rs. 12.12 crore, net increase/(decrease) in cash and cash equivalents of Rs. 58.25 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 812.09 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 1.34 crore and cash and cash equivalents at ashadh end of Rs. 871.68 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,194.3 crore, fees and other income received of Rs. 333.7 crore, receipts from other operating activities of Rs. 40.95 crore, interest paid of Rs. 1,606.08 crore, commission and fees paid of Rs. 28.51 crore, cash payment to employees of Rs. 506.29 crore, other expense paid of Rs. 149.83 crore, operating cash flows before changes in operating assets and liabilities of Rs. 278.25 crore, (increase)/decrease in operating assets of Rs. 2,162.56 crore, due from nepal rastra bank of Rs. 558.87 crore, placement with banks and financial institutions of Rs. 32.37 crore, other trading assets of Rs. 0.33 crore, loan and advances to banks and financial institutions of Rs. 83.06 crore, loan and advances to customers of Rs. 1,008.84 crore, other assets of Rs. 710.6 crore, due to banks and financial institutions of Rs. 131.66 crore, due to nepal rastra bank of Rs. 0.1 crore, deposit from customers of Rs. 3,711.66 crore, borrowings of Rs. 3.25 crore, other liabilities of Rs. 945.97 crore, net cash flow from operating activities before tax paid of Rs. 2,644.82 crore and income taxes paid of Rs. 182.04 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,667.14 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 111.42 crore, receipt from sale of property and equipment of Rs. 5.45 crore, purchase of intangible assets of Rs. 6.53 crore, receipt from sale of investment properties of Rs. 6.77 crore, interest received of Rs. 363.89 crore and dividend received of Rs. 16.58 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 5.02 crore and other receipt/payment of Rs. 7.1 crore.
In the financial year 2080/81, Prabhu Bank Limited reported net cash flow from operating activities (a) of Rs. 1,844.05 crore, net cash flow from investing activities (b) of Rs. 2,052.11 crore, net cash flow from financing activities (c) of Rs. 8.6 crore, net increase/(decrease) in cash and cash equivalents of Rs. 216.66 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,028.63 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.11 crore and cash and cash equivalents at ashadh end of Rs. 812.09 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,938.51 crore, fees and other income received of Rs. 256.8 crore, receipts from other operating activities of Rs. 17.13 crore, interest paid of Rs. 2,002.49 crore, commission and fees paid of Rs. 11.74 crore, cash payment to employees of Rs. 519.94 crore, other expense paid of Rs. 158.59 crore, operating cash flows before changes in operating assets and liabilities of Rs. 519.68 crore, (increase)/decrease in operating assets of Rs. 253.97 crore, due from nepal rastra bank of Rs. 461.49 crore, placement with banks and financial institutions of Rs. 4.86 crore, other trading assets of Rs. 13.09 crore, loan and advances to banks and financial institutions of Rs. 168.48 crore, loan and advances to customers of Rs. 757.27 crore, other assets of Rs. 144.62 crore, due to banks and financial institutions of Rs. 78.68 crore, due to nepal rastra bank of Rs. 15.88 crore, deposit from customers of Rs. 1,592.03 crore, borrowings of Rs. 1.08 crore, other liabilities of Rs. 231.14 crore, net cash flow from operating activities before tax paid of Rs. 2,041.06 crore and income taxes paid of Rs. 197 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,327.49 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 42.61 crore, receipt from sale of property and equipment of Rs. 6.83 crore, purchase of intangible assets of Rs. 6.23 crore, receipt from sale of investment properties of Rs. 5.96 crore, interest received of Rs. 295.83 crore and dividend received of Rs. 15.61 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 4.3 crore and other receipt/payment of Rs. 4.3 crore.
In the financial year 2079/80, Prabhu Bank Limited reported net cash flow from operating activities (a) of Rs. 142.29 crore, net cash flow from investing activities (b) of Rs. 310.05 crore, net cash flow from financing activities (c) of Rs. 38.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 205.8 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 810.8 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.51 crore and cash and cash equivalents at ashadh end of Rs. 1,028.63 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,261.37 crore, fees and other income received of Rs. 212.36 crore, receipts from other operating activities of Rs. 7.04 crore, interest paid of Rs. 1,985.21 crore, commission and fees paid of Rs. 11.82 crore, cash payment to employees of Rs. 395.33 crore, other expense paid of Rs. 151.31 crore, operating cash flows before changes in operating assets and liabilities of Rs. 62.9 crore, (increase)/decrease in operating assets of Rs. 922.57 crore, due from nepal rastra bank of Rs. 635.77 crore, placement with banks and financial institutions of Rs. 32.87 crore, other trading assets of Rs. 32.91 crore, loan and advances to banks and financial institutions of Rs. 171.3 crore, loan and advances to customers of Rs. 232.49 crore, other assets of Rs. 117.03 crore, due to banks and financial institutions of Rs. 110.28 crore, due to nepal rastra bank of Rs. 1,659.67 crore, deposit from customers of Rs. 1,814.21 crore, borrowings of Rs. 771.85 crore, other liabilities of Rs. 76.73 crore, net cash flow from operating activities before tax paid of Rs. 275.91 crore and income taxes paid of Rs. 133.62 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 589.38 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 34.54 crore, receipt from sale of property and equipment of Rs. 3.14 crore, purchase of intangible assets of Rs. 5.84 crore, receipt from sale of investment properties of Rs. 6.77 crore, interest received of Rs. 295.25 crore and dividend received of Rs. 14.55 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 23.65 crore and other receipt/payment of Rs. 14.38 crore.
In the quarter Q4 2082/83, Prabhu Bank Limited reported net interest income of Rs. 207.25 crore, net fee and commission income of Rs. 60.17 crore, net trading income of Rs. 29.27 crore, other operating income of Rs. 28.74 crore, total operating income of Rs. 266.9 crore, impairment charge/(reversal) of Rs. 217.09 crore, net operating income of Rs. 49.81 crore, operating expenses of Rs. 138.22 crore, operating profit of Rs. 88.41 crore, non-operating income/(expense) of Rs. 0.14 crore, profit before income tax of Rs. 88.27 crore, income tax expense of Rs. 41.71 crore and profit for the year of Rs. 129.97 crore.
Reported under net interest income: interest income of Rs. 515.69 crore and interest expense of Rs. 308.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 64.4 crore and fee and commission expense of Rs. 4.22 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 96.61 crore, other operating expenses of Rs. 2.24 crore and depreciation & amortisation of Rs. 39.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.15 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 75.82 crore and deferred tax of Rs. 34.11 crore.
In the quarter Q3 2082/83, Prabhu Bank Limited reported net interest income of Rs. 212.9 crore, net fee and commission income of Rs. 44.9 crore, net trading income of Rs. 68.91 crore, other operating income of Rs. 30.74 crore, total operating income of Rs. 357.44 crore, impairment charge/(reversal) of Rs. 131.78 crore, net operating income of Rs. 225.66 crore, operating expenses of Rs. 158.11 crore, operating profit of Rs. 67.55 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 67.61 crore, income tax expense of Rs. 51.76 crore and profit for the year of Rs. 15.86 crore.
Reported under net interest income: interest income of Rs. 740.07 crore and interest expense of Rs. 527.17 crore. Reported under net fee and commission income: fee and commission income of Rs. 50.23 crore and fee and commission expense of Rs. 5.34 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 104.36 crore, other operating expenses of Rs. 43.55 crore and depreciation & amortisation of Rs. 10.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 50.25 crore and deferred tax of Rs. 1.51 crore.
In the quarter Q2 2082/83, Prabhu Bank Limited reported net interest income of Rs. 207.8 crore, net fee and commission income of Rs. 50.32 crore, net trading income of Rs. 22.42 crore, other operating income of Rs. 14.86 crore, total operating income of Rs. 295.4 crore, impairment charge/(reversal) of Rs. 45.19 crore, net operating income of Rs. 250.22 crore, operating expenses of Rs. 164.65 crore, operating profit of Rs. 85.57 crore, non-operating income/(expense) of Rs. 0.16 crore, profit before income tax of Rs. 85.72 crore, income tax expense of Rs. 34.09 crore and profit for the year of Rs. 51.63 crore.
Reported under net interest income: interest income of Rs. 526.74 crore and interest expense of Rs. 318.94 crore. Reported under net fee and commission income: fee and commission income of Rs. 55.94 crore and fee and commission expense of Rs. 5.62 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 110.62 crore, other operating expenses of Rs. 43.97 crore and depreciation & amortisation of Rs. 10.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.16 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 37.97 crore and deferred tax of Rs. 3.88 crore.
In the quarter Q1 2082/83, Prabhu Bank Limited reported net interest income of Rs. 288.36 crore, net fee and commission income of Rs. 75.22 crore, net trading income of Rs. 2.52 crore, other operating income of Rs. 10.35 crore, total operating income of Rs. 376.45 crore, impairment charge/(reversal) of Rs. 100.38 crore, net operating income of Rs. 276.08 crore, operating expenses of Rs. 167.72 crore, operating profit of Rs. 108.35 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 108.38 crore, income tax expense of Rs. 61.47 crore and profit for the year of Rs. 46.92 crore.
Reported under net interest income: interest income of Rs. 646.12 crore and interest expense of Rs. 357.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 81.53 crore and fee and commission expense of Rs. 6.32 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 113.46 crore, other operating expenses of Rs. 44.14 crore and depreciation & amortisation of Rs. 10.12 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0.03 crore. Reported under income tax expense: current tax of Rs. 68.58 crore and deferred tax of Rs. 7.11 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 916 | 718 | 1,195 | 1,013 | 577 | 505 |
| Interest Income | 2,429 | 2,324 | 3,197 | 2,995 | 1,706 | 1,293 |
| Interest Expense | -1,512 | -1,606 | -2,002 | -1,983 | -1,129 | -788 |
| Net Fee and Commission Income | 231 | 236 | 200 | 166 | 138 | 101 |
| Fee and Commission Income | 252 | 264 | 212 | 178 | 153 | 122 |
| Fee and Commission Expense | -21.5 | -28.5 | -11.7 | -11.8 | -15.5 | -20.6 |
| Net Trading Income | 64.6 | 69.7 | 44.9 | 34.8 | 4.2 | 125 |
| Other Operating Income | 84.7 | 63.7 | 36.0 | 24.9 | 21.2 | 16.8 |
| Total Operating Income | 1,296 | 1,087 | 1,476 | 1,238 | 741 | 748 |
| Impairment Charge/(Reversal) | -494 | -240 | -472 | -521 | -43.1 | -6.8 |
| Net Operating Income | 802 | 847 | 1,004 | 717 | 697 | 742 |
| Operating Expenses | -629 | -643 | -676 | -548 | -431 | -411 |
| Operating Expense - Personnel Expenses | -425 | -420 | -449 | -333 | -273 | -261 |
| Other Operating Expenses | -134 | -150 | -159 | -151 | -106 | -120 |
| Depreciation & Amortisation | -69.7 | -73.0 | -68.5 | -63.4 | -51.8 | -30.3 |
| Operating Profit | 173 | 204 | 328 | 169 | 267 | 331 |
| Non-Operating Income/(Expense) | 0.38 | 2.2 | -0.06 | -13.4 | -11.4 | -14.8 |
| Non-Operating Income | 0.42 | 2.5 | 0.22 | 2.3 | 1.4 | 4.7 |
| Non-Operating Expense | -0.04 | -0.27 | -0.28 | -15.7 | -12.9 | -19.5 |
| Profit Before Income Tax | 173 | 206 | 328 | 155 | 255 | 316 |
| Income Tax Expense | -189 | -105 | -268 | -117 | -81.1 | -94.5 |
| Current Tax | -233 | -161 | -249 | -135 | -110 | -102 |
| Deferred Tax | 43.6 | 55.9 | -18.7 | 18.3 | 29.4 | 7.2 |
| Profit for the Year | -15.6 | 101 | 60.2 | 38.4 | 174 | 222 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 40,809 | 36,227 | 34,926 | 23,359 | 21,684 | 16,814 |
| Cash and Cash Equivalents | 872 | 812 | 1,029 | 811 | 886 | 881 |
| Due from Nepal Rastra Bank | 2,087 | 1,529 | 1,067 | 1,351 | 1,654 | 2,018 |
| Placement with Banks and FIs | 28.2 | 60.6 | 55.8 | 1.3 | 59.6 | 0.00 |
| Derivative Financial Instruments | 722 | 26.1 | 230 | 152 | 612 | 535 |
| Other Trading Assets | 89.0 | 82.0 | 65.6 | 89.5 | 158 | 53.7 |
| Loans and Advances to Banks and FIs | 783 | 866 | 698 | 641 | 736 | 390 |
| Loans and Advances to Customers | 22,546 | 22,105 | 23,412 | 14,538 | 13,512 | 9,940 |
| Investment Securities | 12,077 | 9,369 | 6,988 | 4,994 | 3,336 | 2,049 |
| Current Tax Assets | 29.9 | 0.00 | 14.5 | 5.7 | 17.2 | 15.4 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment in Associates | 13.6 | 0.00 | 3.7 | 0.00 | 0.00 | 0.00 |
| Investment Property | 165 | 79.0 | 44.5 | 45.9 | 34.9 | 51.2 |
| Property and Equipment | 512 | 470 | 493 | 361 | 231 | 236 |
| Goodwill and Intangible Assets | 32.7 | 35.3 | 38.7 | 14.3 | 17.0 | 20.6 |
| Deferred Tax Assets | 75.0 | 32.7 | 84.5 | 49.7 | 34.0 | 30.4 |
| Other Assets | 776 | 761 | 702 | 304 | 398 | 593 |
| Total Liabilities | 37,350 | 32,889 | 31,717 | 21,376 | 19,882 | 15,233 |
| Due to Banks and FIs | 590 | 722 | 800 | 433 | 559 | 837 |
| Due to Nepal Rastra Bank | 0.00 | 0.10 | 16.0 | 1,608 | 1,126 | 479 |
| Derivative Financial Instruments | 722 | 26.0 | 231 | 152 | 608 | 531 |
| Deposits from Customers | 34,204 | 30,492 | 28,900 | 17,864 | 16,478 | 12,870 |
| Borrowings | 70.1 | 66.8 | 65.8 | 0.00 | 0.00 | 0.00 |
| Current Tax Liabilities | 0.00 | 4.5 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provisions | 10.6 | 10.6 | 9.8 | 2.3 | 2.3 | 2.3 |
| Other Liabilities | 969 | 783 | 910 | 753 | 544 | 414 |
| Debt Securities Issued | 784 | 784 | 784 | 564 | 564 | 99.8 |
| Total Equity | 3,459 | 3,338 | 3,209 | 1,983 | 1,803 | 1,581 |
| Share Capital | 2,354 | 2,354 | 2,354 | 1,271 | 1,135 | 1,032 |
| Retained Earnings | -237 | -283 | -204 | 118 | 181 | 123 |
| Reserves | 1,289 | 1,213 | 1,005 | 540 | 422 | 386 |
| Non Controlling Interest | 53.0 | 53.8 | 53.3 | 53.5 | 65.1 | 41.1 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 2,463 | 1,844 | 142 | 1,509 | 673 | -48.1 |
| Interest Received | 2,194 | 2,939 | 2,261 | 1,237 | 1,003 | 914 |
| Fees and Other Income Received | 334 | 257 | 212 | 153 | 122 | 93.7 |
| Receipts from Other Operating Activities | 41.0 | 17.1 | 7.0 | 31.2 | 117 | 46.9 |
| Interest Paid | -1,606 | -2,002 | -1,985 | -1,134 | -779 | -726 |
| Commission and Fees Paid | -28.5 | -11.7 | -11.8 | -15.7 | -12.0 | -10.5 |
| Cash Payment to Employees | -506 | -520 | -395 | -205 | -172 | -154 |
| Other Expense Paid | -150 | -159 | -151 | -107 | -126 | -107 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 278 | 520 | -62.9 | -39.0 | 153 | 57.4 |
| (Increase)/Decrease in Operating Assets | -2,163 | 254 | 923 | -335 | -3,474 | -2,726 |
| Due from Nepal Rastra Bank | -559 | -461 | 636 | -245 | 365 | -1,200 |
| Placement with Banks and Financial Institutions | 32.4 | -4.9 | -32.9 | 58.3 | -59.6 | 0.00 |
| Other Trading Assets | 0.33 | -13.1 | 32.9 | 59.4 | -78.1 | -7.8 |
| Loan and Advances to Banks and Financial Institutions | 83.1 | -168 | 171 | 95.1 | -346 | 3.4 |
| Loan and Advances to Customers | -1,009 | 757 | 232 | -832 | -3,460 | -1,253 |
| Other Assets | -711 | 145 | -117 | 529 | 106 | -269 |
| Due to Banks and Financial Institutions | -132 | -78.7 | 110 | -126 | -269 | -22.0 |
| Due to Nepal Rastra Bank | -0.10 | -15.9 | -1,660 | 1,029 | 647 | 400 |
| Deposit from Customers | 3,712 | 1,592 | 1,814 | 1,386 | 3,608 | 2,327 |
| Borrowings | 3.2 | 1.1 | -772 | 0.00 | 0.00 | 49.5 |
| Other Liabilities | 946 | -231 | -76.7 | -308 | 119 | -23.2 |
| Net Cash Flow from Operating Activities Before Tax Paid | 2,645 | 2,041 | 276 | 1,608 | 784 | 62.4 |
| Income Taxes Paid | -182 | -197 | -134 | -99.0 | -111 | -110 |
| Net Cash Flow from Investing Activities (B) | -2,392 | -2,052 | -310 | -1,561 | -1,127 | -550 |
| Purchase of Investment Securities | -2,667 | -2,327 | -589 | -1,655 | -1,424 | -585 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 52.1 | 175 | 0.20 |
| Purchase of Property and Equipment | -111 | -42.6 | -34.5 | -183 | -22.0 | -35.9 |
| Receipt from Sale of Property and Equipment | 5.5 | 6.8 | 3.1 | 2.4 | 1.8 | 0.57 |
| Purchase of Intangible Assets | -6.5 | -6.2 | -5.8 | 2.7 | -0.89 | -14.0 |
| Receipt from Sale of Investment Properties | 6.8 | 6.0 | 6.8 | 6.1 | 20.4 | 5.5 |
| Interest Received | 364 | 296 | 295 | 204 | 121 | 76.0 |
| Dividend Received | 16.6 | 15.6 | 14.5 | 9.6 | 2.9 | 2.6 |
| Net Cash Flow from Financing Activities (C) | -12.1 | -8.6 | -38.0 | -24.3 | 456 | 90.3 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | 464 | 99.8 |
| Receipt from Issue of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividends Paid | -5.0 | -4.3 | -23.7 | -21.6 | -5.4 | -7.5 |
| Other Receipt/Payment | -7.1 | -4.3 | -14.4 | -2.7 | -2.7 | -2.0 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 58.3 | -217 | -206 | -76.1 | 2.3 | -508 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 812 | 1,029 | 811 | 886 | 881 | 1,387 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 1.3 | 0.11 | 0.51 | 1.3 | 2.3 | 1.4 |
| Cash and Cash Equivalents at Ashadh End | 872 | 812 | 1,029 | 811 | 886 | 881 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 207 | 213 | 208 | 288 | 9.8 | 222 | 224 | 263 |
| Interest Income | 516 | 740 | 527 | 646 | 411 | 595 | 614 | 704 |
| Interest Expense | -308 | -527 | -319 | -358 | -401 | -373 | -390 | -441 |
| Net Fee and Commission Income | 60.2 | 44.9 | 50.3 | 75.2 | 61.2 | 57.0 | 53.7 | 64.2 |
| Fee and Commission Income | 64.4 | 50.2 | 55.9 | 81.5 | 81.9 | 59.7 | 56.2 | 66.4 |
| Fee and Commission Expense | -4.2 | -5.3 | -5.6 | -6.3 | -20.7 | -2.6 | -2.5 | -2.2 |
| Net Trading Income | -29.3 | 68.9 | 22.4 | 2.5 | 19.2 | 17.7 | 6.7 | 26.1 |
| Other Operating Income | 28.7 | 30.7 | 14.9 | 10.4 | 17.3 | 6.1 | 35.3 | 5.6 |
| Total Operating Income | 267 | 357 | 295 | 376 | 107 | 303 | 320 | 359 |
| Impairment Charge/(Reversal) | -217 | -132 | -45.2 | -100 | 375 | -42.4 | -43.0 | -38.4 |
| Net Operating Income | 49.8 | 226 | 250 | 276 | 482 | 260 | 277 | 321 |
| Operating Expenses | -138 | -158 | -165 | -168 | -189 | -164 | -167 | -172 |
| Operating Expense - Personnel Expenses | -96.6 | -104 | -111 | -113 | -147 | -104 | -108 | -111 |
| Other Operating Expenses | -2.2 | -43.6 | -44.0 | -44.1 | -0.42 | -50.3 | -49.2 | -51.1 |
| Depreciation & Amortisation | -39.4 | -10.2 | -10.1 | -10.1 | -41.7 | -10.4 | -10.4 | -10.0 |
| Operating Profit | -88.4 | 67.6 | 85.6 | 108 | 294 | 95.7 | 109 | 149 |
| Non-Operating Income/(Expense) | 0.14 | 0.06 | 0.16 | 0.03 | -0.03 | 2.2 | 0.14 | -0.07 |
| Non-Operating Income | 0.15 | 0.06 | 0.16 | 0.06 | 0.04 | 2.2 | 0.24 | 0.00 |
| Non-Operating Expense | -0.01 | -0.00 | -0.00 | -0.03 | -0.08 | -0.02 | -0.10 | -0.07 |
| Profit Before Income Tax | -88.3 | 67.6 | 85.7 | 108 | 294 | 97.9 | 110 | 149 |
| Income Tax Expense | -41.7 | -51.8 | -34.1 | -61.5 | 68.8 | -40.7 | -84.0 | -36.3 |
| Current Tax | -75.8 | -50.2 | -38.0 | -68.6 | 31.0 | -44.4 | -76.1 | -57.0 |
| Deferred Tax | 34.1 | -1.5 | 3.9 | 7.1 | 37.8 | 3.7 | -8.0 | 20.7 |
| Profit for the Year | -130 | 15.9 | 51.6 | 46.9 | 363 | 57.2 | 25.6 | 112 |
Over the last 15 trading sessions PRVU closed between Rs. 181.80 and Rs. 190.40, finishing at Rs. 189.90 on 2026-10-12 against Rs. 189.10 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 187.90 | 191.50 | 186.00 | 189.90 | 3,23,599 |
| 2026-10-09 | 183.70 | 187.40 | 181.00 | 186.60 | 2,46,514 |
| 2026-10-08 | 183.00 | 183.70 | 181.10 | 182.50 | 1,03,723 |
| 2026-10-07 | 182.00 | 184.00 | 181.00 | 181.80 | 1,03,368 |
| 2026-10-06 | 183.90 | 185.00 | 181.00 | 182.60 | 59,477 |
| 2026-10-05 | 186.00 | 186.00 | 181.60 | 182.50 | 1,31,046 |
| 2026-10-02 | 195.50 | 195.50 | 183.40 | 186.00 | 1,36,001 |
| 2026-10-01 | 185.00 | 187.50 | 184.10 | 187.00 | 87,890 |
| 2026-09-30 | 185.00 | 188.00 | 184.80 | 185.30 | 63,255 |
| 2026-09-29 | 185.00 | 187.50 | 184.90 | 185.10 | 93,576 |
| 2026-09-28 | 186.00 | 190.00 | 185.00 | 186.00 | 99,585 |
| 2026-09-24 | 188.00 | 188.60 | 186.00 | 187.30 | 66,281 |
| 2026-09-23 | 190.00 | 190.90 | 186.30 | 186.30 | 1,19,705 |
| 2026-09-22 | 190.00 | 192.90 | 189.80 | 190.40 | 1,93,087 |
| 2026-09-18 | 188.00 | 190.00 | 185.00 | 189.10 | 1,87,222 |
2026, between Rs. 169.70 and Rs. 235.60, 2025, between Rs. 180.00 and Rs. 250.90, 2024, between Rs. 132.00 and Rs. 297.00, 2023, between Rs. 152.30 and Rs. 228.00, 2022, between Rs. 181.41 and Rs. 353.99 and 2021, between Rs. 255.70 and Rs. 440.14.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 169.70 | 235.60 | 181 |
| 2025 | 180.00 | 250.90 | 225 |
| 2024 | 132.00 | 297.00 | 232 |
| 2023 | 152.30 | 228.00 | 227 |
| 2022 | 181.41 | 353.99 | 242 |
| 2021 | 255.70 | 440.14 | 239 |
| 2020 | 148.62 | 304.86 | 184 |
| 2019 | 134.69 | 204.26 | 245 |
| 2018 | 106.46 | 161.65 | 235 |
| 2017 | 139.49 | 217.27 | 220 |
| 2016 | 178.16 | 207.71 | 2 |
| 2015 | 101.03 | 204.60 | 159 |
At Rs. 189.90 on 2026-10-12, PRVU is up 4.05% over 1 week, up 4.63% over 1 month, up 1.01% over 3 months, down 10.85% over 6 months, down 5.52% over 1 year and down 43.09% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +4.05% | 182.50 | 2026-10-05 |
| 1 month | +4.63% | 181.50 | 2026-09-11 |
| 3 months | +1.01% | 188.00 | 2026-07-14 |
| 6 months | -10.85% | 213.00 | 2026-04-15 |
| 1 year | -5.52% | 201.00 | 2025-10-12 |
| 5 years | -43.09% | 333.67 | 2021-10-11 |
PRVU traded 746 times on 2026-10-12, moving 3,23,599 shares for Rs. 6.15 crore of turnover. Trades went through between Rs. 185.00 and Rs. 191.50.
Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 51,145 shares across 93 trades, broker 34, Vision Securities Pvt.Limited on 23,983 shares across 36 trades, broker 32, Premier Securites Company Limited on 21,800 shares across 35 trades, broker 100, Sunrise Securities Limited on 21,000 shares across 45 trades, broker 16, Primo Securities Pvt. Limited on 19,930 shares across 31 trades, broker 91, C.B.I.L. Securities Limited on 19,000 shares across 39 trades, broker 45, Imperial Securities Co. Limited on 16,512 shares across 32 trades, broker 42, Sani Securities Company Limited on 13,773 shares across 46 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 12,731 shares across 36 trades and broker 36, Secured Securities Limited on 10,644 shares across 36 trades.
Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 41,099 shares across 110 trades, broker 42, Sani Securities Company Limited on 30,816 shares across 66 trades, broker 49, Online Securities Limited on 28,487 shares across 51 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 21,615 shares across 23 trades, broker 17, ABC Securities Pvt. Limited on 16,768 shares across 21 trades, broker 45, Imperial Securities Co. Limited on 13,560 shares across 30 trades, broker 25, Sweta Securities Pvt. Limited on 12,917 shares across 19 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 8,260 shares across 18 trades, broker 52, Sundhara Securities Limited on 7,871 shares across 19 trades and broker 34, Vision Securities Pvt.Limited on 7,351 shares across 22 trades.
Prabhu Bank Limited most recently declared a 6.5% bonus share issue and a 1.5% cash dividend, 8% in total for 2078/2079, announced on 2022-12-07. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2078/2079 | 6.5% | 1.5% | 2022-12-07 |
| 2077/2078 | 12% | 2021-12-10 |
For 2078/2079 Prabhu Bank Limited declared a 6.5% bonus share issue and a 1.5% cash dividend, 8% in total, announced on 2022-12-07.
For 2077/2078 Prabhu Bank Limited declared a 12% bonus share issue, announced on 2021-12-10.
Annual and special general meetings Prabhu Bank Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 8 quarters of results for PRVU, with charts and peer comparison, are free on NepView.
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