Prabhu Bank Limited (PRVU) Share Price & Fundamentals

Prabhu Bank (PRVU) share price is Rs. 190.40, up 0.69% on 2026-09-22. Open Rs. 190.00. High Rs. 192.90. Low Rs. 189.80. Volume 193,087.

Prabhu Bank Limited is a NEPSE-listed company (PRVU), Commercial Banks sector. Revenue: Rs. 1,296.19 Crore. Net loss: Rs. 15.57 Crore. Net worth: Rs. 3,458.99 Crore.

About Prabhu Bank Limited

Prabhu Bank Limited is a Nepal Rastra Bank licensed “A” class commercial bank headquartered at Babarmahal, Kathmandu. It reached commercial-bank status in 2014 through the merger of Kist Bank Ltd., Prabhu Bikash Bank Ltd., Gaurishankar Development Bank Ltd. and Zenith Finance Ltd., was joined by Grand Bank Nepal Limited in 2016, and acquired Century Commercial Bank Limited in 2023 — seven institutions in all. The bank serves a customer base of more than 3.8 million through around 300 branches, 66 extension counters and 265 ATMs nationwide, offering deposits, retail and corporate lending, trade finance, foreign exchange, remittances and guarantees, and acting as a market maker for government securities.

Prabhu Bank Limited (PRVU) has 23,54,24,900 shares outstanding. It listed on NEPSE in 1985.

Company website: www.prabhubank.com.

PRVU key metrics

Market Cap	Rs. 4,482.49 Crore
P/E Ratio	44.31
EPS	Rs. 4.30
Loss Per Share (TTM)	Rs. 0.66
Book Value	Rs. 146.93
Dividend Yield	0.00%
Face Value	Rs. 100.00
52 Week High	Rs. 235.60
52 Week Low	Rs. 169.70
Listed Since	1985

PRVU strengths

What Prabhu Bank Limited's own accounts show in its favour, graded against the rest of its sector.

Lends out 65.9% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
Income from lending grew 27.5% on last year, so the core business is expanding. (Growth)
17.8% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
Only 0.2% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
Total income grew 19.2% on last year. (Growth)
Loans are 55.2% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
91.6% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
Customer deposits grew 12.2% on last year, giving it more cheap money to lend. (Growth)
70.7% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
The bank grew 12.6% bigger over the year. (Shareholder Returns)
11.5% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

PRVU weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

Return on shareholders' money is 2.9%, below what owners would hope for. (Profitability)
Return on everything it owns is 0.2%, so its assets are not producing much. (Profitability)
Makes only 1.8% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
Profit moved -115.4% on last year, so earnings are not building up. (Growth)
38.1% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
Each share produced Rs -0.66 over the year. (Shareholder Returns)
Net profit margin is -1.2%, less than most lenders keep once every cost is paid. (Profitability)
Operating margin is 13.4%, so running costs take too much of what core banking earns. (Profitability)
The loan book moved 2%, so lending is not expanding. (Growth)
Each share is backed by only Rs 146.93 of net worth. (Shareholder Returns)
Staff costs take 32.8% of income, a heavy load on earnings. (Efficiency)
Only 8.5% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
Owns 11.8x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)

PRVU Q4 2082/83 results

In Q4 2082/83 Prabhu Bank Limited reported a loss of Rs. 129.97 crore and total operating income of Rs. 266.9 crore. Profit in Q3 2082/83 was Rs. 15.86 crore. Profit turned from a profit to a loss on the previous quarter. Total operating income fell 25.33% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 362.51 crore. Profit turned from a profit to a loss on the same quarter last year. Total operating income grew 148.29% on the same quarter last year.

PRVU annual results 2082/83

For the financial year 2082/83 Prabhu Bank Limited reported a net loss of Rs. 15.57 crore, total operating income of Rs. 1,296.19 crore and net worth of Rs. 3,458.99 crore. Net profit in 2081/82 was Rs. 101.16 crore. Net profit turned from a profit to a loss on the year. Total operating income grew 19.21% on the year.

PRVU profit and loss for 2082/83

In the financial year 2082/83, Prabhu Bank Limited reported net interest income of Rs. 916.31 crore, net fee and commission income of Rs. 230.61 crore, net trading income of Rs. 64.59 crore, other operating income of Rs. 84.69 crore, total operating income of Rs. 1,296.19 crore, impairment charge/(reversal) of Rs. 494.44 crore, net operating income of Rs. 801.76 crore, operating expenses of Rs. 628.7 crore, operating profit of Rs. 173.06 crore, non-operating income/(expense) of Rs. 0.38 crore, profit before income tax of Rs. 173.45 crore, income tax expense of Rs. 189.02 crore and profit for the year of Rs. 15.57 crore.

Reported under net interest income: interest income of Rs. 2,428.61 crore and interest expense of Rs. 1,512.3 crore. Reported under net fee and commission income: fee and commission income of Rs. 252.1 crore and fee and commission expense of Rs. 21.5 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 425.05 crore, other operating expenses of Rs. 133.9 crore and depreciation & amortisation of Rs. 69.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.42 crore and non-operating expense of Rs. 0.04 crore. Reported under income tax expense: current tax of Rs. 232.61 crore and deferred tax of Rs. 43.59 crore.

PRVU profit and loss for 2081/82

In the financial year 2081/82, Prabhu Bank Limited reported net interest income of Rs. 718.46 crore, net fee and commission income of Rs. 235.51 crore, net trading income of Rs. 69.68 crore, other operating income of Rs. 63.67 crore, total operating income of Rs. 1,087.32 crore, impairment charge/(reversal) of Rs. 240.29 crore, net operating income of Rs. 847.03 crore, operating expenses of Rs. 642.82 crore, operating profit of Rs. 204.22 crore, non-operating income/(expense) of Rs. 2.23 crore, profit before income tax of Rs. 206.45 crore, income tax expense of Rs. 105.29 crore and profit for the year of Rs. 101.16 crore.

Reported under net interest income: interest income of Rs. 2,324.16 crore and interest expense of Rs. 1,605.7 crore. Reported under net fee and commission income: fee and commission income of Rs. 264.02 crore and fee and commission expense of Rs. 28.51 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 420.04 crore, other operating expenses of Rs. 149.83 crore and depreciation & amortisation of Rs. 72.95 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.5 crore and non-operating expense of Rs. 0.27 crore. Reported under income tax expense: current tax of Rs. 161.24 crore and deferred tax of Rs. 55.95 crore.

PRVU profit and loss for 2080/81

In the financial year 2080/81, Prabhu Bank Limited reported net interest income of Rs. 1,195.09 crore, net fee and commission income of Rs. 200.18 crore, net trading income of Rs. 44.88 crore, other operating income of Rs. 35.98 crore, total operating income of Rs. 1,476.13 crore, impairment charge/(reversal) of Rs. 471.99 crore, net operating income of Rs. 1,004.14 crore, operating expenses of Rs. 676.05 crore, operating profit of Rs. 328.09 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 328.03 crore, income tax expense of Rs. 267.81 crore and profit for the year of Rs. 60.22 crore.

Reported under net interest income: interest income of Rs. 3,196.95 crore and interest expense of Rs. 2,001.85 crore. Reported under net fee and commission income: fee and commission income of Rs. 211.92 crore and fee and commission expense of Rs. 11.74 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 448.95 crore, other operating expenses of Rs. 158.59 crore and depreciation & amortisation of Rs. 68.51 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.22 crore and non-operating expense of Rs. 0.28 crore. Reported under income tax expense: current tax of Rs. 249.07 crore and deferred tax of Rs. 18.75 crore.

PRVU balance sheet for 2081/82

In the financial year 2081/82, Prabhu Bank Limited reported total assets of Rs. 40,808.96 crore, total liabilities of Rs. 37,349.97 crore and total equity of Rs. 3,458.99 crore.

Reported under total assets: cash and cash equivalents of Rs. 871.68 crore, due from nepal rastra bank of Rs. 2,087.39 crore, placement with banks and fis of Rs. 28.24 crore, derivative financial instruments of Rs. 721.72 crore, other trading assets of Rs. 89 crore, loans and advances to banks and fis of Rs. 782.97 crore, loans and advances to customers of Rs. 22,545.59 crore, investment securities of Rs. 12,076.92 crore, current tax assets of Rs. 29.94 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 13.63 crore, investment property of Rs. 165.43 crore, property and equipment of Rs. 512.39 crore, goodwill and intangible assets of Rs. 32.7 crore, deferred tax assets of Rs. 75.02 crore and other assets of Rs. 776.34 crore. Reported under total liabilities: due to banks and fis of Rs. 589.97 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 722.48 crore, deposits from customers of Rs. 34,204.12 crore, borrowings of Rs. 70.07 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 10.57 crore, other liabilities of Rs. 968.6 crore and debt securities issued of Rs. 784.17 crore. Reported under total equity: share capital of Rs. 2,354.25 crore, retained earnings of Rs. 236.93 crore, reserves of Rs. 1,288.68 crore and non controlling interest of Rs. 53 crore.

PRVU balance sheet for 2080/81

In the financial year 2080/81, Prabhu Bank Limited reported total assets of Rs. 36,227.07 crore, total liabilities of Rs. 32,889 crore and total equity of Rs. 3,338.07 crore.

Reported under total assets: cash and cash equivalents of Rs. 812.09 crore, due from nepal rastra bank of Rs. 1,528.51 crore, placement with banks and fis of Rs. 60.61 crore, derivative financial instruments of Rs. 26.15 crore, other trading assets of Rs. 82.03 crore, loans and advances to banks and fis of Rs. 866.03 crore, loans and advances to customers of Rs. 22,104.56 crore, investment securities of Rs. 9,368.52 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 78.98 crore, property and equipment of Rs. 470.19 crore, goodwill and intangible assets of Rs. 35.35 crore, deferred tax assets of Rs. 32.74 crore and other assets of Rs. 761.32 crore. Reported under total liabilities: due to banks and fis of Rs. 721.62 crore, due to nepal rastra bank of Rs. 0.1 crore, derivative financial instruments of Rs. 26 crore, deposits from customers of Rs. 30,492.46 crore, borrowings of Rs. 66.83 crore, current tax liabilities of Rs. 4.53 crore, provisions of Rs. 10.57 crore, other liabilities of Rs. 782.88 crore and debt securities issued of Rs. 784.02 crore. Reported under total equity: share capital of Rs. 2,354.25 crore, retained earnings of Rs. 283.12 crore, reserves of Rs. 1,213.12 crore and non controlling interest of Rs. 53.83 crore.

PRVU balance sheet for 2079/80

In the financial year 2079/80, Prabhu Bank Limited reported total assets of Rs. 34,926.04 crore, total liabilities of Rs. 31,717.22 crore and total equity of Rs. 3,208.82 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,028.63 crore, due from nepal rastra bank of Rs. 1,067.02 crore, placement with banks and fis of Rs. 55.75 crore, derivative financial instruments of Rs. 230.45 crore, other trading assets of Rs. 65.59 crore, loans and advances to banks and fis of Rs. 697.55 crore, loans and advances to customers of Rs. 23,411.89 crore, investment securities of Rs. 6,988.25 crore, current tax assets of Rs. 14.55 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 3.68 crore, investment property of Rs. 44.54 crore, property and equipment of Rs. 493.31 crore, goodwill and intangible assets of Rs. 38.72 crore, deferred tax assets of Rs. 84.47 crore and other assets of Rs. 701.64 crore. Reported under total liabilities: due to banks and fis of Rs. 800.3 crore, due to nepal rastra bank of Rs. 15.97 crore, derivative financial instruments of Rs. 230.87 crore, deposits from customers of Rs. 28,900.42 crore, borrowings of Rs. 65.75 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 9.77 crore, other liabilities of Rs. 910.24 crore and debt securities issued of Rs. 783.9 crore. Reported under total equity: share capital of Rs. 2,354.25 crore, retained earnings of Rs. 204.15 crore, reserves of Rs. 1,005.46 crore and non controlling interest of Rs. 53.26 crore.

PRVU cash flow for 2081/82

In the financial year 2081/82, Prabhu Bank Limited reported net cash flow from operating activities (a) of Rs. 2,462.77 crore, net cash flow from investing activities (b) of Rs. 2,392.4 crore, net cash flow from financing activities (c) of Rs. 12.12 crore, net increase/(decrease) in cash and cash equivalents of Rs. 58.25 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 812.09 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 1.34 crore and cash and cash equivalents at ashadh end of Rs. 871.68 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,194.3 crore, fees and other income received of Rs. 333.7 crore, receipts from other operating activities of Rs. 40.95 crore, interest paid of Rs. 1,606.08 crore, commission and fees paid of Rs. 28.51 crore, cash payment to employees of Rs. 506.29 crore, other expense paid of Rs. 149.83 crore, operating cash flows before changes in operating assets and liabilities of Rs. 278.25 crore, (increase)/decrease in operating assets of Rs. 2,162.56 crore, due from nepal rastra bank of Rs. 558.87 crore, placement with banks and financial institutions of Rs. 32.37 crore, other trading assets of Rs. 0.33 crore, loan and advances to banks and financial institutions of Rs. 83.06 crore, loan and advances to customers of Rs. 1,008.84 crore, other assets of Rs. 710.6 crore, due to banks and financial institutions of Rs. 131.66 crore, due to nepal rastra bank of Rs. 0.1 crore, deposit from customers of Rs. 3,711.66 crore, borrowings of Rs. 3.25 crore, other liabilities of Rs. 945.97 crore, net cash flow from operating activities before tax paid of Rs. 2,644.82 crore and income taxes paid of Rs. 182.04 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,667.14 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 111.42 crore, receipt from sale of property and equipment of Rs. 5.45 crore, purchase of intangible assets of Rs. 6.53 crore, receipt from sale of investment properties of Rs. 6.77 crore, interest received of Rs. 363.89 crore and dividend received of Rs. 16.58 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 5.02 crore and other receipt/payment of Rs. 7.1 crore.

PRVU cash flow for 2080/81

In the financial year 2080/81, Prabhu Bank Limited reported net cash flow from operating activities (a) of Rs. 1,844.05 crore, net cash flow from investing activities (b) of Rs. 2,052.11 crore, net cash flow from financing activities (c) of Rs. 8.6 crore, net increase/(decrease) in cash and cash equivalents of Rs. 216.66 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,028.63 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.11 crore and cash and cash equivalents at ashadh end of Rs. 812.09 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,938.51 crore, fees and other income received of Rs. 256.8 crore, receipts from other operating activities of Rs. 17.13 crore, interest paid of Rs. 2,002.49 crore, commission and fees paid of Rs. 11.74 crore, cash payment to employees of Rs. 519.94 crore, other expense paid of Rs. 158.59 crore, operating cash flows before changes in operating assets and liabilities of Rs. 519.68 crore, (increase)/decrease in operating assets of Rs. 253.97 crore, due from nepal rastra bank of Rs. 461.49 crore, placement with banks and financial institutions of Rs. 4.86 crore, other trading assets of Rs. 13.09 crore, loan and advances to banks and financial institutions of Rs. 168.48 crore, loan and advances to customers of Rs. 757.27 crore, other assets of Rs. 144.62 crore, due to banks and financial institutions of Rs. 78.68 crore, due to nepal rastra bank of Rs. 15.88 crore, deposit from customers of Rs. 1,592.03 crore, borrowings of Rs. 1.08 crore, other liabilities of Rs. 231.14 crore, net cash flow from operating activities before tax paid of Rs. 2,041.06 crore and income taxes paid of Rs. 197 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,327.49 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 42.61 crore, receipt from sale of property and equipment of Rs. 6.83 crore, purchase of intangible assets of Rs. 6.23 crore, receipt from sale of investment properties of Rs. 5.96 crore, interest received of Rs. 295.83 crore and dividend received of Rs. 15.61 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 4.3 crore and other receipt/payment of Rs. 4.3 crore.

PRVU cash flow for 2079/80

In the financial year 2079/80, Prabhu Bank Limited reported net cash flow from operating activities (a) of Rs. 142.29 crore, net cash flow from investing activities (b) of Rs. 310.05 crore, net cash flow from financing activities (c) of Rs. 38.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 205.8 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 810.8 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.51 crore and cash and cash equivalents at ashadh end of Rs. 1,028.63 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,261.37 crore, fees and other income received of Rs. 212.36 crore, receipts from other operating activities of Rs. 7.04 crore, interest paid of Rs. 1,985.21 crore, commission and fees paid of Rs. 11.82 crore, cash payment to employees of Rs. 395.33 crore, other expense paid of Rs. 151.31 crore, operating cash flows before changes in operating assets and liabilities of Rs. 62.9 crore, (increase)/decrease in operating assets of Rs. 922.57 crore, due from nepal rastra bank of Rs. 635.77 crore, placement with banks and financial institutions of Rs. 32.87 crore, other trading assets of Rs. 32.91 crore, loan and advances to banks and financial institutions of Rs. 171.3 crore, loan and advances to customers of Rs. 232.49 crore, other assets of Rs. 117.03 crore, due to banks and financial institutions of Rs. 110.28 crore, due to nepal rastra bank of Rs. 1,659.67 crore, deposit from customers of Rs. 1,814.21 crore, borrowings of Rs. 771.85 crore, other liabilities of Rs. 76.73 crore, net cash flow from operating activities before tax paid of Rs. 275.91 crore and income taxes paid of Rs. 133.62 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 589.38 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 34.54 crore, receipt from sale of property and equipment of Rs. 3.14 crore, purchase of intangible assets of Rs. 5.84 crore, receipt from sale of investment properties of Rs. 6.77 crore, interest received of Rs. 295.25 crore and dividend received of Rs. 14.55 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 23.65 crore and other receipt/payment of Rs. 14.38 crore.

PRVU quarterly for Q4 2082/83

In the quarter Q4 2082/83, Prabhu Bank Limited reported net interest income of Rs. 207.25 crore, net fee and commission income of Rs. 60.17 crore, net trading income of Rs. 29.27 crore, other operating income of Rs. 28.74 crore, total operating income of Rs. 266.9 crore, impairment charge/(reversal) of Rs. 217.09 crore, net operating income of Rs. 49.81 crore, operating expenses of Rs. 138.22 crore, operating profit of Rs. 88.41 crore, non-operating income/(expense) of Rs. 0.14 crore, profit before income tax of Rs. 88.27 crore, income tax expense of Rs. 41.71 crore and profit for the year of Rs. 129.97 crore.

Reported under net interest income: interest income of Rs. 515.69 crore and interest expense of Rs. 308.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 64.4 crore and fee and commission expense of Rs. 4.22 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 96.61 crore, other operating expenses of Rs. 2.24 crore and depreciation & amortisation of Rs. 39.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.15 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 75.82 crore and deferred tax of Rs. 34.11 crore.

PRVU quarterly for Q3 2082/83

In the quarter Q3 2082/83, Prabhu Bank Limited reported net interest income of Rs. 212.9 crore, net fee and commission income of Rs. 44.9 crore, net trading income of Rs. 68.91 crore, other operating income of Rs. 30.74 crore, total operating income of Rs. 357.44 crore, impairment charge/(reversal) of Rs. 131.78 crore, net operating income of Rs. 225.66 crore, operating expenses of Rs. 158.11 crore, operating profit of Rs. 67.55 crore, non-operating income/(expense) of Rs. 0.06 crore, profit before income tax of Rs. 67.61 crore, income tax expense of Rs. 51.76 crore and profit for the year of Rs. 15.86 crore.

Reported under net interest income: interest income of Rs. 740.07 crore and interest expense of Rs. 527.17 crore. Reported under net fee and commission income: fee and commission income of Rs. 50.23 crore and fee and commission expense of Rs. 5.34 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 104.36 crore, other operating expenses of Rs. 43.55 crore and depreciation & amortisation of Rs. 10.2 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 50.25 crore and deferred tax of Rs. 1.51 crore.

PRVU quarterly for Q2 2082/83

In the quarter Q2 2082/83, Prabhu Bank Limited reported net interest income of Rs. 207.8 crore, net fee and commission income of Rs. 50.32 crore, net trading income of Rs. 22.42 crore, other operating income of Rs. 14.86 crore, total operating income of Rs. 295.4 crore, impairment charge/(reversal) of Rs. 45.19 crore, net operating income of Rs. 250.22 crore, operating expenses of Rs. 164.65 crore, operating profit of Rs. 85.57 crore, non-operating income/(expense) of Rs. 0.16 crore, profit before income tax of Rs. 85.72 crore, income tax expense of Rs. 34.09 crore and profit for the year of Rs. 51.63 crore.

Reported under net interest income: interest income of Rs. 526.74 crore and interest expense of Rs. 318.94 crore. Reported under net fee and commission income: fee and commission income of Rs. 55.94 crore and fee and commission expense of Rs. 5.62 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 110.62 crore, other operating expenses of Rs. 43.97 crore and depreciation & amortisation of Rs. 10.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.16 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 37.97 crore and deferred tax of Rs. 3.88 crore.

PRVU quarterly for Q1 2082/83

In the quarter Q1 2082/83, Prabhu Bank Limited reported net interest income of Rs. 288.36 crore, net fee and commission income of Rs. 75.22 crore, net trading income of Rs. 2.52 crore, other operating income of Rs. 10.35 crore, total operating income of Rs. 376.45 crore, impairment charge/(reversal) of Rs. 100.38 crore, net operating income of Rs. 276.08 crore, operating expenses of Rs. 167.72 crore, operating profit of Rs. 108.35 crore, non-operating income/(expense) of Rs. 0.03 crore, profit before income tax of Rs. 108.38 crore, income tax expense of Rs. 61.47 crore and profit for the year of Rs. 46.92 crore.

Reported under net interest income: interest income of Rs. 646.12 crore and interest expense of Rs. 357.75 crore. Reported under net fee and commission income: fee and commission income of Rs. 81.53 crore and fee and commission expense of Rs. 6.32 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 113.46 crore, other operating expenses of Rs. 44.14 crore and depreciation & amortisation of Rs. 10.12 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.06 crore and non-operating expense of Rs. 0.03 crore. Reported under income tax expense: current tax of Rs. 68.58 crore and deferred tax of Rs. 7.11 crore.

PRVU Profit & Loss

Values in Rs. Crore unless stated otherwise.

Particulars	2082/83	2081/82	2080/81	2079/80	2078/79	2077/78
Net Interest Income	916	718	1,195	1,013	577	505
Interest Income	2,429	2,324	3,197	2,995	1,706	1,293
Interest Expense	-1,512	-1,606	-2,002	-1,983	-1,129	-788
Net Fee and Commission Income	231	236	200	166	138	101
Fee and Commission Income	252	264	212	178	153	122
Fee and Commission Expense	-21.5	-28.5	-11.7	-11.8	-15.5	-20.6
Net Trading Income	64.6	69.7	44.9	34.8	4.2	125
Other Operating Income	84.7	63.7	36.0	24.9	21.2	16.8
Total Operating Income	1,296	1,087	1,476	1,238	741	748
Impairment Charge/(Reversal)	-494	-240	-472	-521	-43.1	-6.8
Net Operating Income	802	847	1,004	717	697	742
Operating Expenses	-629	-643	-676	-548	-431	-411
Operating Expense - Personnel Expenses	-425	-420	-449	-333	-273	-261
Other Operating Expenses	-134	-150	-159	-151	-106	-120
Depreciation & Amortisation	-69.7	-73.0	-68.5	-63.4	-51.8	-30.3
Operating Profit	173	204	328	169	267	331
Non-Operating Income/(Expense)	0.38	2.2	-0.06	-13.4	-11.4	-14.8
Non-Operating Income	0.42	2.5	0.22	2.3	1.4	4.7
Non-Operating Expense	-0.04	-0.27	-0.28	-15.7	-12.9	-19.5
Profit Before Income Tax	173	206	328	155	255	316
Income Tax Expense	-189	-105	-268	-117	-81.1	-94.5
Current Tax	-233	-161	-249	-135	-110	-102
Deferred Tax	43.6	55.9	-18.7	18.3	29.4	7.2
Profit for the Year	-15.6	101	60.2	38.4	174	222

PRVU Balance Sheet

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2077/78	2076/77
Total Assets	40,809	36,227	34,926	23,359	21,684	16,814
Cash and Cash Equivalents	872	812	1,029	811	886	881
Due from Nepal Rastra Bank	2,087	1,529	1,067	1,351	1,654	2,018
Placement with Banks and FIs	28.2	60.6	55.8	1.3	59.6	0.00
Derivative Financial Instruments	722	26.1	230	152	612	535
Other Trading Assets	89.0	82.0	65.6	89.5	158	53.7
Loans and Advances to Banks and FIs	783	866	698	641	736	390
Loans and Advances to Customers	22,546	22,105	23,412	14,538	13,512	9,940
Investment Securities	12,077	9,369	6,988	4,994	3,336	2,049
Current Tax Assets	29.9	0.00	14.5	5.7	17.2	15.4
Investment in Subsidiaries	0.00	0.00	0.00	0.00	0.00	0.00
Investment in Associates	13.6	0.00	3.7	0.00	0.00	0.00
Investment Property	165	79.0	44.5	45.9	34.9	51.2
Property and Equipment	512	470	493	361	231	236
Goodwill and Intangible Assets	32.7	35.3	38.7	14.3	17.0	20.6
Deferred Tax Assets	75.0	32.7	84.5	49.7	34.0	30.4
Other Assets	776	761	702	304	398	593
Total Liabilities	37,350	32,889	31,717	21,376	19,882	15,233
Due to Banks and FIs	590	722	800	433	559	837
Due to Nepal Rastra Bank	0.00	0.10	16.0	1,608	1,126	479
Derivative Financial Instruments	722	26.0	231	152	608	531
Deposits from Customers	34,204	30,492	28,900	17,864	16,478	12,870
Borrowings	70.1	66.8	65.8	0.00	0.00	0.00
Current Tax Liabilities	0.00	4.5	0.00	0.00	0.00	0.00
Provisions	10.6	10.6	9.8	2.3	2.3	2.3
Other Liabilities	969	783	910	753	544	414
Debt Securities Issued	784	784	784	564	564	99.8
Total Equity	3,459	3,338	3,209	1,983	1,803	1,581
Share Capital	2,354	2,354	2,354	1,271	1,135	1,032
Retained Earnings	-237	-283	-204	118	181	123
Reserves	1,289	1,213	1,005	540	422	386
Non Controlling Interest	53.0	53.8	53.3	53.5	65.1	41.1

PRVU Cash Flow

Values in Rs. Crore unless stated otherwise.

Particulars	2081/82	2080/81	2079/80	2078/79	2077/78	2076/77
Net Cash Flow from Operating Activities (A)	2,463	1,844	142	1,509	673	-48.1
Interest Received	2,194	2,939	2,261	1,237	1,003	914
Fees and Other Income Received	334	257	212	153	122	93.7
Receipts from Other Operating Activities	41.0	17.1	7.0	31.2	117	46.9
Interest Paid	-1,606	-2,002	-1,985	-1,134	-779	-726
Commission and Fees Paid	-28.5	-11.7	-11.8	-15.7	-12.0	-10.5
Cash Payment to Employees	-506	-520	-395	-205	-172	-154
Other Expense Paid	-150	-159	-151	-107	-126	-107
Operating Cash Flows Before Changes in Operating Assets and Liabilities	278	520	-62.9	-39.0	153	57.4
(Increase)/Decrease in Operating Assets	-2,163	254	923	-335	-3,474	-2,726
Due from Nepal Rastra Bank	-559	-461	636	-245	365	-1,200
Placement with Banks and Financial Institutions	32.4	-4.9	-32.9	58.3	-59.6	0.00
Other Trading Assets	0.33	-13.1	32.9	59.4	-78.1	-7.8
Loan and Advances to Banks and Financial Institutions	83.1	-168	171	95.1	-346	3.4
Loan and Advances to Customers	-1,009	757	232	-832	-3,460	-1,253
Other Assets	-711	145	-117	529	106	-269
Due to Banks and Financial Institutions	-132	-78.7	110	-126	-269	-22.0
Due to Nepal Rastra Bank	-0.10	-15.9	-1,660	1,029	647	400
Deposit from Customers	3,712	1,592	1,814	1,386	3,608	2,327
Borrowings	3.2	1.1	-772	0.00	0.00	49.5
Other Liabilities	946	-231	-76.7	-308	119	-23.2
Net Cash Flow from Operating Activities Before Tax Paid	2,645	2,041	276	1,608	784	62.4
Income Taxes Paid	-182	-197	-134	-99.0	-111	-110
Net Cash Flow from Investing Activities (B)	-2,392	-2,052	-310	-1,561	-1,127	-550
Purchase of Investment Securities	-2,667	-2,327	-589	-1,655	-1,424	-585
Receipts from Sale of Investment Securities	0.00	0.00	0.00	52.1	175	0.20
Purchase of Property and Equipment	-111	-42.6	-34.5	-183	-22.0	-35.9
Receipt from Sale of Property and Equipment	5.5	6.8	3.1	2.4	1.8	0.57
Purchase of Intangible Assets	-6.5	-6.2	-5.8	2.7	-0.89	-14.0
Receipt from Sale of Investment Properties	6.8	6.0	6.8	6.1	20.4	5.5
Interest Received	364	296	295	204	121	76.0
Dividend Received	16.6	15.6	14.5	9.6	2.9	2.6
Net Cash Flow from Financing Activities (C)	-12.1	-8.6	-38.0	-24.3	456	90.3
Receipt from Issue of Debt Securities	0.00	0.00	0.00	0.00	464	99.8
Receipt from Issue of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Dividends Paid	-5.0	-4.3	-23.7	-21.6	-5.4	-7.5
Other Receipt/Payment	-7.1	-4.3	-14.4	-2.7	-2.7	-2.0
Net Increase/(Decrease) in Cash and Cash Equivalents	58.3	-217	-206	-76.1	2.3	-508
Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year)	812	1,029	811	886	881	1,387
Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held	1.3	0.11	0.51	1.3	2.3	1.4
Cash and Cash Equivalents at Ashadh End	872	812	1,029	811	886	881

PRVU Quarterly Results

Values in Rs. Crore unless stated otherwise.

Particulars	Q4 2082/83	Q3 2082/83	Q2 2082/83	Q1 2082/83	Q4 2081/82	Q3 2081/82	Q2 2081/82	Q1 2081/82
Net Interest Income	207	213	208	288	9.8	222	224	263
Interest Income	516	740	527	646	411	595	614	704
Interest Expense	-308	-527	-319	-358	-401	-373	-390	-441
Net Fee and Commission Income	60.2	44.9	50.3	75.2	61.2	57.0	53.7	64.2
Fee and Commission Income	64.4	50.2	55.9	81.5	81.9	59.7	56.2	66.4
Fee and Commission Expense	-4.2	-5.3	-5.6	-6.3	-20.7	-2.6	-2.5	-2.2
Net Trading Income	-29.3	68.9	22.4	2.5	19.2	17.7	6.7	26.1
Other Operating Income	28.7	30.7	14.9	10.4	17.3	6.1	35.3	5.6
Total Operating Income	267	357	295	376	107	303	320	359
Impairment Charge/(Reversal)	-217	-132	-45.2	-100	375	-42.4	-43.0	-38.4
Net Operating Income	49.8	226	250	276	482	260	277	321
Operating Expenses	-138	-158	-165	-168	-189	-164	-167	-172
Operating Expense - Personnel Expenses	-96.6	-104	-111	-113	-147	-104	-108	-111
Other Operating Expenses	-2.2	-43.6	-44.0	-44.1	-0.42	-50.3	-49.2	-51.1
Depreciation & Amortisation	-39.4	-10.2	-10.1	-10.1	-41.7	-10.4	-10.4	-10.0
Operating Profit	-88.4	67.6	85.6	108	294	95.7	109	149
Non-Operating Income/(Expense)	0.14	0.06	0.16	0.03	-0.03	2.2	0.14	-0.07
Non-Operating Income	0.15	0.06	0.16	0.06	0.04	2.2	0.24	0.00
Non-Operating Expense	-0.01	-0.00	-0.00	-0.03	-0.08	-0.02	-0.10	-0.07
Profit Before Income Tax	-88.3	67.6	85.7	108	294	97.9	110	149
Income Tax Expense	-41.7	-51.8	-34.1	-61.5	68.8	-40.7	-84.0	-36.3
Current Tax	-75.8	-50.2	-38.0	-68.6	31.0	-44.4	-76.1	-57.0
Deferred Tax	34.1	-1.5	3.9	7.1	37.8	3.7	-8.0	20.7
Profit for the Year	-130	15.9	51.6	46.9	363	57.2	25.6	112

Prabhu Bank share price history

Over the last 15 trading sessions PRVU closed between Rs. 175.50 and Rs. 190.40, finishing at Rs. 190.40 on 2026-09-22 against Rs. 179.00 on 2026-08-26.

Date	Open	High	Low	Close	Volume
2026-09-22	190.00	192.90	189.80	190.40	1,93,087
2026-09-18	188.00	190.00	185.00	189.10	1,87,222
2026-09-17	188.00	190.10	185.50	186.50	1,29,892
2026-09-16	189.60	191.00	186.10	187.80	1,17,522
2026-09-15	194.00	195.00	186.00	189.60	2,81,196
2026-09-14	176.90	186.00	176.90	185.30	1,08,987
2026-09-11	180.00	184.50	180.00	181.50	1,17,184
2026-09-10	179.00	181.00	176.00	179.20	84,730
2026-09-09	182.00	182.10	179.30	180.40	90,119
2026-09-07	177.50	182.00	177.50	180.00	1,22,816
2026-09-03	179.00	179.00	176.20	177.50	64,386
2026-09-02	176.80	177.80	175.00	176.00	73,002
2026-09-01	178.00	178.90	174.00	176.80	1,08,731
2026-08-31	169.70	183.00	169.70	175.50	88,370
2026-08-26	180.00	181.40	178.00	179.00	1,51,945

PRVU share price by year

2026, between Rs. 169.70 and Rs. 235.60, 2025, between Rs. 180.00 and Rs. 250.90, 2024, between Rs. 132.00 and Rs. 297.00, 2023, between Rs. 152.30 and Rs. 228.00, 2022, between Rs. 181.41 and Rs. 353.99 and 2021, between Rs. 255.70 and Rs. 440.14.

Year	Low (Rs.)	High (Rs.)	Sessions
2026	169.70	235.60	168
2025	180.00	250.90	225
2024	132.00	297.00	232
2023	152.30	228.00	227
2022	181.41	353.99	242
2021	255.70	440.14	239
2020	148.62	304.86	184
2019	134.69	204.26	245
2018	106.46	161.65	235
2017	139.49	217.27	220
2016	178.16	207.71	2
2015	101.03	204.60	159

Prabhu Bank share price returns

At Rs. 190.40 on 2026-09-22, PRVU is up 0.42% over 1 week, up 4.04% over 1 month, down 0.21% over 3 months, down 14.89% over 6 months, down 7.24% over 1 year and down 47.37% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

Period	Return	From price (Rs.)	From date
1 week	+0.42%	189.60	2026-09-15
1 month	+4.04%	183.00	2026-08-21
3 months	-0.21%	190.80	2026-06-24
6 months	-14.89%	223.70	2026-03-26
1 year	-7.24%	205.26	2025-09-21
5 years	-47.37%	361.75	2021-09-23

PRVU floorsheet for 2026-09-22

PRVU traded 499 times on 2026-09-22, moving 1,81,622 shares for Rs. 3.47 crore of turnover. Trades went through between Rs. 189.80 and Rs. 192.90.

Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 55,437 shares across 135 trades, broker 28, Shree Krishna Securities Limited on 13,700 shares across 33 trades, broker 42, Sani Securities Company Limited on 9,154 shares across 29 trades, broker 45, Imperial Securities Co. Limited on 8,695 shares across 21 trades, broker 43, South Asian Bulls Pvt.Limited on 7,894 shares across 16 trades, broker 34, Vision Securities Pvt.Limited on 7,665 shares across 22 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 7,444 shares across 28 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 7,048 shares across 13 trades, broker 1, Kumari Securities Pvt. Limited on 6,337 shares across 10 trades and broker 33, Dakshinkali Investment Securities Pvt.Limited on 6,168 shares across 25 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 26,532 shares across 105 trades, broker 42, Sani Securities Company Limited on 17,251 shares across 31 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 10,180 shares across 15 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 7,262 shares across 18 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 7,245 shares across 17 trades, broker 46, Kalika Securities Pvt.Limited on 6,855 shares across 12 trades, broker 7, J.F. Securities Company Pvt. Limited on 6,499 shares across 10 trades, broker 34, Vision Securities Pvt.Limited on 5,093 shares across 10 trades, broker 48, Trishakti Securities Public Limited on 4,922 shares across 8 trades and broker 49, Online Securities Limited on 4,651 shares across 16 trades.

PRVU dividend history: bonus shares and cash dividend

Prabhu Bank Limited most recently declared a 6.5% bonus share issue and a 1.5% cash dividend, 8% in total for 2078/2079, announced on 2022-12-07. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

Financial year	Bonus share	Cash dividend	Announced
2078/2079	6.5%	1.5%	2022-12-07
2077/2078	12%		2021-12-10

For 2078/2079 Prabhu Bank Limited declared a 6.5% bonus share issue and a 1.5% cash dividend, 8% in total, announced on 2022-12-07.

For 2077/2078 Prabhu Bank Limited declared a 12% bonus share issue, announced on 2021-12-10.

PRVU general meetings

Annual and special general meetings Prabhu Bank Limited has called. A dividend is declared by the board and approved at the AGM.

24th AGM for 2081/2082: on 2026-01-14, at Bank's Head Office, Babarmahal, Kathmandu (11:00 AM)
23rd AGM for 2080/2081: on 2025-01-13, at Bank's Head Office, Babarmahal, Kathmandu (11:00 AM)
22nd AGM for 2079/2080: on 2024-05-02, at Bank's Head Office, Babarmahal, Kathmandu (10:00 AM)

6 years of annual statements and 8 quarters of results for PRVU, with charts and peer comparison, are free on NepView.

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