Sanima Bank Limited (SANIMA) Share Price & Fundamentals

Sanima Bank (SANIMA) share price is Rs. 376.00, down 0.27% on 2026-10-12. Open Rs. 378.00. High Rs. 379.60. Low Rs. 374.00. Volume 77,757.

Sanima Bank Limited is a NEPSE-listed company (SANIMA), Commercial Banks sector. Revenue: Rs. 980.73 Crore. Net profit: Rs. 354.31 Crore. Net worth: Rs. 2,775.93 Crore.

About Sanima Bank Limited

Sanima Bank Limited (SANIMA) is a Kathmandu-based class A commercial bank with its head office at Nagpokhari, Naxal. It began operations in 2004 as a national-level development bank promoted by Non-Resident Nepalis, and was licensed by Nepal Rastra Bank as an A class commercial bank in February 2012. It provides retail, corporate, digital and remittance services, and consolidates subsidiaries (Sanima Capital and Sanima Securities), so Group and Bank figures differ.

Sanima Bank Limited (SANIMA) has 13,58,15,254 shares outstanding. It listed on NEPSE in 2017. Its most recent declared dividend was 7.37% on face value.

Company website: www.sanimabank.com.

SANIMA key metrics

SANIMA strengths

What Sanima Bank Limited's own accounts show in its favour, graded against the rest of its sector.

• Profit grew 34.8% on last year. (Growth)
• Lends out 78.8% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• 94.3% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• Turns 36.1% of its income into profit once every cost is paid. (Profitability)
• Keeps 52.7% of income as profit from everyday banking, before tax. (Profitability)
• 14.7% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Each share is backed by Rs 204.39 of the bank's own net worth. (Shareholder Returns)
• 71.3% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Total income grew 12% on last year. (Growth)
• Staff costs come to 23.5% of income, so wages are well controlled. (Efficiency)
• The bank grew 10.5% bigger over the year. (Shareholder Returns)
• 14% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

SANIMA weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Makes only 2.4% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Return on shareholders' money is 12.8%, below what owners would hope for. (Profitability)
• Return on everything it owns is 1.2%, so its assets are not producing much. (Profitability)
• 11% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Only 9.5% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Each share produced Rs 26.09 over the year. (Shareholder Returns)
• Income from lending moved 9.7%, so the core business is not growing. (Growth)
• Owns 10.49x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• The loan book moved 11%, so lending is not expanding. (Growth)
• Deposits moved 11.2%, so its cheapest source of funding is not growing. (Growth)
• Loans are 67.2% of what the bank owns, so most of its risk sits in lending. (Asset Quality)

SANIMA Q4 2082/83 results

In Q4 2082/83 Sanima Bank Limited reported profit of Rs. 120.22 crore and total operating income of Rs. 247.11 crore. Profit in Q3 2082/83 was Rs. 97.24 crore. Profit grew 23.63% on the previous quarter. Total operating income fell 6.43% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 94.85 crore. Profit grew 26.75% on the same quarter last year. Total operating income fell 5.51% on the same quarter last year.

SANIMA annual results 2082/83

For the financial year 2082/83 Sanima Bank Limited reported net profit of Rs. 354.31 crore, total operating income of Rs. 980.73 crore and net worth of Rs. 2,775.93 crore. Net profit in 2081/82 was Rs. 262.89 crore. Net profit grew 34.77% on the year. Total operating income grew 12.00% on the year.

SANIMA profit and loss for 2082/83

In the financial year 2082/83, Sanima Bank Limited reported net interest income of Rs. 699.68 crore, net fee and commission income of Rs. 143.85 crore, net trading income of Rs. 85.88 crore, other operating income of Rs. 51.32 crore, total operating income of Rs. 980.73 crore, impairment charge/(reversal) of Rs. 107.78 crore, net operating income of Rs. 872.96 crore, operating expenses of Rs. 355.75 crore, operating profit of Rs. 517.21 crore, non-operating income/(expense) of Rs. 13.23 crore, profit before income tax of Rs. 503.98 crore, income tax expense of Rs. 149.67 crore and profit for the year of Rs. 354.31 crore.

Reported under net interest income: interest income of Rs. 1,660.56 crore and interest expense of Rs. 960.88 crore. Reported under net fee and commission income: fee and commission income of Rs. 161.31 crore and fee and commission expense of Rs. 17.46 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 230.44 crore, other operating expenses of Rs. 87.7 crore and depreciation & amortisation of Rs. 37.61 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.61 crore and non-operating expense of Rs. 14.84 crore. Reported under income tax expense: current tax of Rs. 155.3 crore and deferred tax of Rs. 5.64 crore.

SANIMA profit and loss for 2081/82

In the financial year 2081/82, Sanima Bank Limited reported net interest income of Rs. 637.73 crore, net fee and commission income of Rs. 130.85 crore, net trading income of Rs. 63.47 crore, other operating income of Rs. 43.63 crore, total operating income of Rs. 875.67 crore, impairment charge/(reversal) of Rs. 188.91 crore, net operating income of Rs. 686.76 crore, operating expenses of Rs. 320.45 crore, operating profit of Rs. 366.31 crore, non-operating income/(expense) of Rs. 1.48 crore, profit before income tax of Rs. 364.83 crore, income tax expense of Rs. 101.94 crore and profit for the year of Rs. 262.89 crore.

Reported under net interest income: interest income of Rs. 1,804.89 crore and interest expense of Rs. 1,167.17 crore. Reported under net fee and commission income: fee and commission income of Rs. 150.62 crore and fee and commission expense of Rs. 19.77 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 204.75 crore, other operating expenses of Rs. 79.6 crore and depreciation & amortisation of Rs. 36.1 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.85 crore and non-operating expense of Rs. 4.33 crore. Reported under income tax expense: current tax of Rs. 103.03 crore and deferred tax of Rs. 1.09 crore.

SANIMA profit and loss for 2080/81

In the financial year 2080/81, Sanima Bank Limited reported net interest income of Rs. 621.43 crore, net fee and commission income of Rs. 110.53 crore, net trading income of Rs. 51.76 crore, other operating income of Rs. 17.64 crore, total operating income of Rs. 801.37 crore, impairment charge/(reversal) of Rs. 143.33 crore, net operating income of Rs. 658.03 crore, operating expenses of Rs. 308.35 crore, operating profit of Rs. 349.68 crore, non-operating income/(expense) of Rs. 9.06 crore, profit before income tax of Rs. 340.62 crore, income tax expense of Rs. 100.35 crore and profit for the year of Rs. 240.27 crore.

Reported under net interest income: interest income of Rs. 2,073.64 crore and interest expense of Rs. 1,452.22 crore. Reported under net fee and commission income: fee and commission income of Rs. 128.78 crore and fee and commission expense of Rs. 18.25 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 195.18 crore, other operating expenses of Rs. 76.28 crore and depreciation & amortisation of Rs. 36.89 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.9 crore and non-operating expense of Rs. 9.96 crore. Reported under income tax expense: current tax of Rs. 104.71 crore and deferred tax of Rs. 4.36 crore.

SANIMA balance sheet for 2082/83

In the financial year 2082/83, Sanima Bank Limited reported total assets of Rs. 29,123.89 crore, total liabilities of Rs. 26,347.96 crore and total equity of Rs. 2,775.93 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,897.72 crore, due from nepal rastra bank of Rs. 1,742.53 crore, placement with banks and fis of Rs. 655.49 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 86.32 crore, loans and advances to banks and fis of Rs. 810.53 crore, loans and advances to customers of Rs. 19,581.62 crore, investment securities of Rs. 3,775.8 crore, current tax assets of Rs. 0 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 117.96 crore, property and equipment of Rs. 137.09 crore, goodwill and intangible assets of Rs. 17.95 crore, deferred tax assets of Rs. 20.4 crore and other assets of Rs. 280.48 crore. Reported under total liabilities: due to banks and fis of Rs. 103.5 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 14.72 crore, deposits from customers of Rs. 24,853.47 crore, borrowings of Rs. 0 crore, current tax liabilities of Rs. 14.5 crore, provisions of Rs. 8.3 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 414.96 crore and debt securities issued of Rs. 938.52 crore. Reported under total equity: share capital of Rs. 1,558.15 crore, retained earnings of Rs. 300.67 crore, reserves of Rs. 917.11 crore and non controlling interest of Rs. 0 crore.

SANIMA balance sheet for 2081/82

In the financial year 2081/82, Sanima Bank Limited reported total assets of Rs. 26,357.43 crore, total liabilities of Rs. 24,036.4 crore and total equity of Rs. 2,321.03 crore.

Reported under total assets: cash and cash equivalents of Rs. 2,044.81 crore, due from nepal rastra bank of Rs. 1,987.55 crore, placement with banks and fis of Rs. 352.02 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 59.45 crore, loans and advances to banks and fis of Rs. 701.41 crore, loans and advances to customers of Rs. 17,639.96 crore, investment securities of Rs. 2,963.07 crore, current tax assets of Rs. 17.17 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 95.15 crore, property and equipment of Rs. 135.86 crore, goodwill and intangible assets of Rs. 8.91 crore, deferred tax assets of Rs. 16.13 crore and other assets of Rs. 335.93 crore. Reported under total liabilities: due to banks and fis of Rs. 158.29 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 2.14 crore, deposits from customers of Rs. 22,341.82 crore, borrowings of Rs. 206.33 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 4.05 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 385.63 crore and debt securities issued of Rs. 938.14 crore. Reported under total equity: share capital of Rs. 1,358.15 crore, retained earnings of Rs. 223.7 crore, reserves of Rs. 739.18 crore and non controlling interest of Rs. 0 crore.

SANIMA balance sheet for 2080/81

In the financial year 2080/81, Sanima Bank Limited reported total assets of Rs. 23,381.44 crore, total liabilities of Rs. 21,277.27 crore and total equity of Rs. 2,104.18 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,314.09 crore, due from nepal rastra bank of Rs. 1,423.74 crore, placement with banks and fis of Rs. 64.1 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 46.67 crore, loans and advances to banks and fis of Rs. 552.78 crore, loans and advances to customers of Rs. 15,941.5 crore, investment securities of Rs. 3,417.83 crore, current tax assets of Rs. 0.5 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 67.4 crore, property and equipment of Rs. 141.35 crore, goodwill and intangible assets of Rs. 8.51 crore, deferred tax assets of Rs. 24.76 crore and other assets of Rs. 378.23 crore. Reported under total liabilities: due to banks and fis of Rs. 218.22 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0.19 crore, deposits from customers of Rs. 19,689.72 crore, borrowings of Rs. 107 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 3.64 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 320.75 crore and debt securities issued of Rs. 937.75 crore. Reported under total equity: share capital of Rs. 1,358.15 crore, retained earnings of Rs. 153.6 crore, reserves of Rs. 592.43 crore and non controlling interest of Rs. 0 crore.

SANIMA cash flow for 2082/83

In the financial year 2082/83, Sanima Bank Limited reported net cash flow from operating activities (a) of Rs. 536.98 crore, net cash flow from investing activities (b) of Rs. 789.79 crore, net cash flow from financing activities (c) of Rs. 105.72 crore, net increase/(decrease) in cash and cash equivalents of Rs. 147.09 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 2,044.81 crore and cash and cash equivalents at ashadh end of Rs. 1,897.72 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,626.99 crore, fees and other income received of Rs. 162.9 crore, dividend received of Rs. 3.01 crore, receipts from other operating activities of Rs. 94.75 crore, interest paid of Rs. 957.7 crore, commission and fees paid of Rs. 17.48 crore, cash payment to employees of Rs. 192.72 crore, other expense paid of Rs. 125.73 crore, operating cash flows before changes in operating assets and liabilities of Rs. 594.02 crore, due from nepal rastra bank of Rs. 245.02 crore, placement with banks and financial institutions of Rs. 303.47 crore, other trading assets of Rs. 31.24 crore, loan and advances to banks and financial institutions of Rs. 109.11 crore, loan and advances to customers of Rs. 2,094.21 crore, other assets of Rs. 88.21 crore, due to banks and financial institutions of Rs. 56.57 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2,511.64 crore, borrowings of Rs. 201.78 crore, other liabilities of Rs. 18.3 crore, net cash flow from operating activities before tax paid of Rs. 660.81 crore and income taxes paid of Rs. 123.83 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 828.47 crore, receipts from sale of investment securities of Rs. 36.9 crore, purchase of property and equipment of Rs. 24.38 crore, receipt from sale of property and equipment of Rs. 3.8 crore, purchase of intangible assets of Rs. 12.49 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 21.5 crore and dividend received of Rs. 13.35 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of shares of Rs. 200 crore, dividends paid of Rs. 100.08 crore and other receipt/payment of Rs. 5.8 crore.

SANIMA cash flow for 2081/82

In the financial year 2081/82, Sanima Bank Limited reported net cash flow from operating activities (a) of Rs. 268.7 crore, net cash flow from investing activities (b) of Rs. 508.28 crore, net cash flow from financing activities (c) of Rs. 46.26 crore, net increase/(decrease) in cash and cash equivalents of Rs. 730.72 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,314.09 crore and cash and cash equivalents at ashadh end of Rs. 2,044.81 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,791.39 crore, fees and other income received of Rs. 149.16 crore, dividend received of Rs. 1.34 crore, receipts from other operating activities of Rs. 70.11 crore, interest paid of Rs. 1,108.99 crore, commission and fees paid of Rs. 19.76 crore, cash payment to employees of Rs. 203.61 crore, other expense paid of Rs. 107.12 crore, operating cash flows before changes in operating assets and liabilities of Rs. 572.51 crore, due from nepal rastra bank of Rs. 563.82 crore, placement with banks and financial institutions of Rs. 286.91 crore, other trading assets of Rs. 8.23 crore, loan and advances to banks and financial institutions of Rs. 148.64 crore, loan and advances to customers of Rs. 1,954.47 crore, other assets of Rs. 54.44 crore, due to banks and financial institutions of Rs. 60.98 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2,651.11 crore, borrowings of Rs. 104.48 crore, other liabilities of Rs. 29.06 crore, net cash flow from operating activities before tax paid of Rs. 388.55 crore and income taxes paid of Rs. 119.86 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 6 crore, receipts from sale of investment securities of Rs. 505.13 crore, purchase of property and equipment of Rs. 16.73 crore, receipt from sale of property and equipment of Rs. 3.01 crore, purchase of intangible assets of Rs. 2.86 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 18.16 crore and dividend received of Rs. 7.57 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, dividends paid of Rs. 71.48 crore and other receipt/payment of Rs. 25.22 crore.

SANIMA cash flow for 2080/81

In the financial year 2080/81, Sanima Bank Limited reported net cash flow from operating activities (a) of Rs. 87.51 crore, net cash flow from investing activities (b) of Rs. 776.97 crore, net cash flow from financing activities (c) of Rs. 85.33 crore, net increase/(decrease) in cash and cash equivalents of Rs. 779.15 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 534.94 crore and cash and cash equivalents at ashadh end of Rs. 1,314.09 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,998.48 crore, fees and other income received of Rs. 128.23 crore, dividend received of Rs. 0.77 crore, receipts from other operating activities of Rs. 57.06 crore, interest paid of Rs. 1,455.28 crore, commission and fees paid of Rs. 18.24 crore, cash payment to employees of Rs. 186.28 crore, other expense paid of Rs. 110.12 crore, operating cash flows before changes in operating assets and liabilities of Rs. 414.62 crore, due from nepal rastra bank of Rs. 386.93 crore, placement with banks and financial institutions of Rs. 46.55 crore, other trading assets of Rs. 0.35 crore, loan and advances to banks and financial institutions of Rs. 108.26 crore, loan and advances to customers of Rs. 1,588.49 crore, other assets of Rs. 119.21 crore, due to banks and financial institutions of Rs. 290.91 crore, due to nepal rastra bank of Rs. 7.21 crore, deposit from customers of Rs. 2,153.45 crore, borrowings of Rs. 155.9 crore, other liabilities of Rs. 8.28 crore, net cash flow from operating activities before tax paid of Rs. 187.49 crore and income taxes paid of Rs. 99.97 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 0.11 crore, receipts from sale of investment securities of Rs. 796.64 crore, purchase of property and equipment of Rs. 25.12 crore, receipt from sale of property and equipment of Rs. 3.72 crore, purchase of intangible assets of Rs. 2.04 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore and dividend received of Rs. 3.89 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, dividends paid of Rs. 71.02 crore and other receipt/payment of Rs. 14.31 crore.

SANIMA quarterly for Q4 2082/83

In the quarter Q4 2082/83, Sanima Bank Limited reported net interest income of Rs. 183.28 crore, net fee and commission income of Rs. 39.85 crore, net trading income of Rs. 20.59 crore, other operating income of Rs. 3.39 crore, total operating income of Rs. 247.11 crore, impairment charge/(reversal) of Rs. 29 crore, net operating income of Rs. 276.1 crore, operating expenses of Rs. 91.34 crore, operating profit of Rs. 184.77 crore, non-operating income/(expense) of Rs. 11.65 crore, profit before income tax of Rs. 173.12 crore, income tax expense of Rs. 52.9 crore and profit for the year of Rs. 120.22 crore.

Reported under net interest income: interest income of Rs. 418.89 crore and interest expense of Rs. 235.61 crore. Reported under net fee and commission income: fee and commission income of Rs. 44.16 crore and fee and commission expense of Rs. 4.31 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 60.57 crore, other operating expenses of Rs. 9.98 crore and depreciation & amortisation of Rs. 20.79 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.52 crore and non-operating expense of Rs. 12.17 crore. Reported under income tax expense: current tax of Rs. 58.33 crore and deferred tax of Rs. 5.43 crore.

SANIMA quarterly for Q3 2082/83

In the quarter Q3 2082/83, Sanima Bank Limited reported net interest income of Rs. 173.24 crore, net fee and commission income of Rs. 37.64 crore, net trading income of Rs. 33.71 crore, other operating income of Rs. 19.51 crore, total operating income of Rs. 264.1 crore, impairment charge/(reversal) of Rs. 28.88 crore, net operating income of Rs. 235.22 crore, operating expenses of Rs. 97.26 crore, operating profit of Rs. 137.96 crore, non-operating income/(expense) of Rs. 0.05 crore, profit before income tax of Rs. 138.01 crore, income tax expense of Rs. 40.77 crore and profit for the year of Rs. 97.24 crore.

Reported under net interest income: interest income of Rs. 394.77 crore and interest expense of Rs. 221.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 41.64 crore and fee and commission expense of Rs. 3.99 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 63.25 crore, other operating expenses of Rs. 28.1 crore and depreciation & amortisation of Rs. 5.91 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.16 crore and non-operating expense of Rs. 0.11 crore. Reported under income tax expense: current tax of Rs. 40.39 crore and deferred tax of Rs. 0.38 crore.

SANIMA quarterly for Q2 2082/83

In the quarter Q2 2082/83, Sanima Bank Limited reported net interest income of Rs. 174.07 crore, net fee and commission income of Rs. 31.7 crore, net trading income of Rs. 16.95 crore, other operating income of Rs. 9.24 crore, total operating income of Rs. 231.96 crore, impairment charge/(reversal) of Rs. 12.22 crore, net operating income of Rs. 219.74 crore, operating expenses of Rs. 87.99 crore, operating profit of Rs. 131.74 crore, non-operating income/(expense) of Rs. 0.69 crore, profit before income tax of Rs. 132.44 crore, income tax expense of Rs. 37.7 crore and profit for the year of Rs. 94.73 crore.

Reported under net interest income: interest income of Rs. 413.4 crore and interest expense of Rs. 239.33 crore. Reported under net fee and commission income: fee and commission income of Rs. 36.23 crore and fee and commission expense of Rs. 4.53 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 57.5 crore, other operating expenses of Rs. 25.15 crore and depreciation & amortisation of Rs. 5.34 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.82 crore and non-operating expense of Rs. 0.12 crore. Reported under income tax expense: current tax of Rs. 37.5 crore and deferred tax of Rs. 0.2 crore.

SANIMA quarterly for Q1 2082/83

In the quarter Q1 2082/83, Sanima Bank Limited reported net interest income of Rs. 169.04 crore, net fee and commission income of Rs. 34.01 crore, net trading income of Rs. 14.62 crore, other operating income of Rs. 19.18 crore, total operating income of Rs. 236.85 crore, impairment charge/(reversal) of Rs. 95.68 crore, net operating income of Rs. 141.17 crore, operating expenses of Rs. 78.65 crore, operating profit of Rs. 62.52 crore, non-operating income/(expense) of Rs. 2.33 crore, profit before income tax of Rs. 60.19 crore, income tax expense of Rs. 18.07 crore and profit for the year of Rs. 42.12 crore.

Reported under net interest income: interest income of Rs. 433.29 crore and interest expense of Rs. 264.25 crore. Reported under net fee and commission income: fee and commission income of Rs. 38.63 crore and fee and commission expense of Rs. 4.62 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 49.01 crore, other operating expenses of Rs. 24.36 crore and depreciation & amortisation of Rs. 5.28 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.11 crore and non-operating expense of Rs. 2.44 crore. Reported under income tax expense: current tax of Rs. 18.87 crore and deferred tax of Rs. 0.8 crore.

SANIMA Profit & Loss

Values in Rs. Crore unless stated otherwise.

SANIMA Balance Sheet

Values in Rs. Crore unless stated otherwise.

SANIMA Cash Flow

Values in Rs. Crore unless stated otherwise.

SANIMA Quarterly Results

Values in Rs. Crore unless stated otherwise.

Sanima Bank share price history

Over the last 15 trading sessions SANIMA closed between Rs. 363.00 and Rs. 377.00, finishing at Rs. 376.00 on 2026-10-12 against Rs. 370.00 on 2026-09-18.

SANIMA share price by year

2026, between Rs. 315.70 and Rs. 390.60, 2025, between Rs. 285.00 and Rs. 391.00, 2024, between Rs. 228.00 and Rs. 382.00, 2023, between Rs. 210.09 and Rs. 284.40, 2022, between Rs. 194.33 and Rs. 335.28 and 2021, between Rs. 230.25 and Rs. 402.69.

Sanima Bank share price returns

At Rs. 376.00 on 2026-10-12, SANIMA is up 2.87% over 1 week, up 1.62% over 1 month, up 8.99% over 3 months, up 6.67% over 6 months, up 19.75% over 1 year and up 3.02% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

SANIMA floorsheet for 2026-10-12

SANIMA traded 215 times on 2026-10-12, moving 77,757 shares for Rs. 2.93 crore of turnover. Trades went through between Rs. 367.00 and Rs. 379.60.

Largest buyers by volume: broker 33, Dakshinkali Investment Securities Pvt.Limited on 10,266 shares across 7 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 10,120 shares across 11 trades, broker 45, Imperial Securities Co. Limited on 7,660 shares across 15 trades, broker 34, Vision Securities Pvt.Limited on 7,000 shares across 11 trades, broker 36, Secured Securities Limited on 6,080 shares across 22 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 5,559 shares across 14 trades, broker 19, Nepal Investment & Securities Trading Pvt. Limited on 3,556 shares across 20 trades, broker 14, Nepal Stock House Pvt. Limited on 3,150 shares across 6 trades, broker 6, Agrawal Securities Pvt. Limited on 3,025 shares across 2 trades and broker 17, ABC Securities Pvt. Limited on 3,000 shares across 4 trades.

Largest sellers by volume: broker 95, Magnet Securities and Investment Company Private Limited on 11,800 shares across 18 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 9,000 shares across 4 trades, broker 96, Himalayan Securities Limited on 7,000 shares across 5 trades, broker 39, Sumeru Securities Pvt.Limited on 6,067 shares across 11 trades, broker 58, Naasa Securities Co. Ltd. on 5,404 shares across 14 trades, broker 1, Kumari Securities Pvt. Limited on 3,400 shares across 5 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 3,380 shares across 13 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 3,304 shares across 13 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 2,881 shares across 5 trades and broker 16, Primo Securities Pvt. Limited on 2,700 shares across 5 trades.

SANIMA dividend history: bonus shares and cash dividend

Sanima Bank Limited most recently declared a 10% cash dividend for 2082/2083, announced on 2026-09-04. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Sanima Bank Limited declared a 10% cash dividend, announced on 2026-09-04.

For 2081/2082 Sanima Bank Limited declared a 9% bonus share issue and a 7.3685% cash dividend, 16.3685% in total, announced on 2025-09-26.

For 2080/2081 Sanima Bank Limited declared a 17% bonus share issue and a 5.2632% cash dividend, 22.2632% in total, announced on 2024-10-28.

For 2079/2080 Sanima Bank Limited declared a 9% bonus share issue and a 5.7% cash dividend, 14.7% in total, announced on 2023-09-25.

For 2078/2079 Sanima Bank Limited declared a 10% bonus share issue and a 0.98% cash dividend, 10.98% in total, announced on 2022-11-18.

SANIMA general meetings

Annual and special general meetings Sanima Bank Limited has called. A dividend is declared by the board and approved at the AGM.

• 22nd AGM for 2082/2083: on 2026-09-28, at Amrapali Banquet, Bhatbhateni, Kathmandu (11:00 AM)
• 21st AGM for 2081/2082: on 2025-10-19, at Amrapali Banquet, Bhatbhateni, Kathmandu (10:00 AM) (Attendance Book will be kept open from 9:00 AM onwards)
• 20th AGM for 2080/2081: on 2024-11-19, at Amrapali Banquet, Bhatbhateni, Kathmandu (11:00 AM)

6 years of annual statements and 8 quarters of results for SANIMA, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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